American Money Management, LLC

Name: American Money Management, LLC 13F holdings, Q2 2025
Creator: American Money Management, LLC
Published: 2025-08-13

Q2 2026Q1 2026Q4 2025Q3 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 13, 2025), American Money Management, LLC reported 148 stock positions worth $565.8 million. Its top holding was Vanguard Short-Term Treasury (VGSH) at 6.3% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 5.8%) and Microsoft (MSFT, 5.2%). Compared with Q1 2025, it opened 17 new positions, sold out of 4, added to 60 and reduced 54. The biggest buy was S&P Global (SPGI, shares +78%) and the biggest sale Starbucks (SBUX, shares −85%).

Most Recent 13F: Q2 2026
Location: Rancho Santa Fe, CA
CIK: 0001600085
Portfolio Value: $565.8M (Q2 2025)
SEC Filing: 0001162044-25-000811 ↗ filed Aug 13, 2025

Holdings Value

Holdings 148 stocks · $565.8M


VGSH Vanguard Short-Term Treasury	6.33%	609,532	$35.8M	Add +7.7%
VCSH Vanguard S/T Corp. Bond ETF	5.76%	409,941	$32.6M	Add +5.7%
MSFT Microsoft Corp.	5.25%	59,664	$29.7M	Reduce -0.1%
AAPL Apple Inc.	4.08%	112,545	$23.1M	Reduce -1.8%
BIV Vanguard Intermediate-Term B	3.53%	258,330	$20.0M	Add +5.8%
VEA Vanguard Ftse Developed ETF	3.49%	346,125	$19.7M	Add +0.7%
JCPB JPMorgan Core Plus Bond ETF	3.41%	409,638	$19.3M	Add +3.5%
STIP iShares 0-5 Year Tips Bond E	2.30%	126,493	$13.0M	Add +1.5%
V Visa Inc. Class A	2.20%	35,033	$12.4M	Add +2.9%
MA Mastercard Inc. Class A	2.09%	20,999	$11.8M	Add +1.7%
JPM JPMorgan Chase & Co.	2.03%	39,656	$11.5M	Reduce -0.6%
COST Costco Wholesale Corp.	1.99%	11,371	$11.3M	Reduce -3.9%
TPL Texas Pacific Land Corp.	1.99%	10,651	$11.3M	Reduce -5.3%
SCHX Schwab US Large-Cap ETF	1.97%	455,693	$11.1M	Add +0.5%
QUS SS SPDR MSCI U Stratfact ETF	1.90%	65,951	$10.8M	Add +1.1%
INTU Intuit Inc.	1.86%	13,380	$10.5M	Reduce -1.0%
JPEM JPM Diversified Ret Em Equit filed as J P MORGAN EXCHANGE TRADED F	1.85%	185,973	$10.5M	Reduce -1.6%
VTI VG Morningstar TS MKT ETF-US	1.78%	33,085	$10.1M	Reduce -0.1%
META Meta Platforms Inc. Class A	1.70%	13,059	$9.6M	Add +6.0%
PM Philip Morris International	1.70%	52,811	$9.6M	Reduce -1.6%
GE General Electric filed as GE AEROSPACE	1.63%	35,775	$9.2M	Add +3.3%
HD Home Depot Inc.	1.56%	24,041	$8.8M	Add +0.4%
BR Broadridge Financial Solutio	1.53%	35,638	$8.7M	Add +5.1%
BLK BlackRock Inc.	1.41%	7,585	$8.0M	Add +0.4%
ABBV Abbvie Inc.	1.34%	40,871	$7.6M	Reduce -0.1%
SCHM Schwab US Mid Cap ETF	1.27%	255,934	$7.2M	Add +0.8%
IJR iShares Core S&P Small-Cap E	1.25%	64,923	$7.1M	Add +2.1%
ASML ASML Holding NV-NY Reg SHS	1.23%	8,713	$7.0M	Add +1.8%
NOC Northrop Grumman Corp.	1.16%	13,164	$6.6M	Reduce -0.0%
LMT Lockheed Martin Corp.	1.12%	13,720	$6.4M	Reduce -2.9%
MAR Marriott International Class A	1.12%	23,195	$6.3M	Add +0.6%
MCD McDonald's Corp.	1.10%	21,363	$6.2M	Reduce -0.1%
PAYX Paychex Inc.	1.10%	42,712	$6.2M	Reduce -0.4%
UNP Union Pacific Corp.	1.07%	26,393	$6.1M	Add +0.2%
DPZ Domino's Pizza Inc.	1.07%	13,408	$6.0M	Add +7.4%
SDY SS SPDR S&P Dividend ETF	1.05%	43,870	$6.0M	Add +2.5%
JNJ Johnson & Johnson	1.04%	38,494	$5.9M	Add +1.8%
ICE Intercontinental Exchange Inc.	1.03%	31,622	$5.8M	Add +5.5%
SPGI S&P Global Inc.	0.99%	10,580	$5.6M	Add +77.6%
GOOGL Alphabet Inc. Class A	0.94%	30,135	$5.3M	Reduce -2.3%
XLK SS Technology Select Sector	0.93%	20,873	$5.3M	Add +5.6%
QCOM Qualcomm Inc.	0.93%	32,892	$5.2M	Add +22.3%
QUAL iShares MSCI USA Quality Fac	0.88%	27,092	$5.0M	Add +17.1%
AMZN Amazon.com Inc.	0.86%	22,136	$4.9M	Add +12.9%
NVDA Nvidia Corp.	0.73%	26,218	$4.1M	Add +5.8%
BRK.B Berkshire Hathaway Inc. Class B	0.73%	8,455	$4.1M	Reduce -4.1%
SPYV SS SPDR P S&P 500 Value ETF	0.69%	74,235	$3.9M	Reduce -1.5%
LLY Eli Lilly & Co.	0.66%	4,772	$3.7M	Add +0.0%
PEP Pepsico Inc.	0.64%	27,590	$3.6M	Add +1.8%
IDV iShares International Select	0.61%	99,520	$3.4M	Add +2.6%
GOOG Alphabet Inc. Class C	0.57%	18,194	$3.2M	Add +97.3%
WFC Wells Fargo & Co.	0.52%	36,576	$2.9M	Reduce -0.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.51%	10,278	$2.9M	Reduce -0.1%
LNG Cheniere Energy Inc.	0.43%	9,951	$2.4M	Reduce -3.6%
QQQ Invesco QQQ Trust Series 1	0.40%	4,064	$2.2M	Reduce -2.1%
NXPI NXP Semiconductors NV	0.36%	9,446	$2.1M	Reduce -2.9%
AMAT Applied Materials Inc.	0.34%	10,540	$1.9M	Add +3.7%
TXN Texas Instruments Inc.	0.27%	7,393	$1.5M	Reduce -4.7%
SLQD iShares 0-5 YR Inv GRD Corp.	0.27%	29,748	$1.5M	Reduce -20.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.20%	3,962	$1.1M	No change
PANW Palo Alto Networks Inc.	0.20%	5,470	$1.1M	Add +1.1%
ULTA Ulta Beauty Inc.	0.19%	2,316	$1.1M	Add +5.7%
VONG Vanguard Russell 1000 Growth	0.19%	9,876	$1.1M	Reduce -8.8%
COF Capital One Financial Corp.	0.18%	4,725	$1.0M	New
NSC Norfolk Southern Corp.	0.17%	3,739	$957K	No change
SCHW Schwab (charles) Corp.	0.16%	10,014	$914K	Reduce -5.2%
VB Vanguard Most SM-Cap ETF-Usd	0.15%	3,695	$876K	Reduce -0.2%
MDY State Street SPDR S&P Midcap	0.15%	1,526	$864K	Reduce -0.5%
CSCO Cisco Systems Inc.	0.15%	12,441	$863K	Add +1.7%
UNH Unitedhealth Group Inc.	0.15%	2,734	$853K	Add +14.4%
AVGO Broadcom Inc.	0.15%	2,983	$822K	Add +17.5%
VTV Vanguard Mrngstr Val ETF-Aui	0.14%	4,423	$782K	Reduce -0.5%
VOO Vanguard S&P 500 ETF	0.14%	1,351	$767K	Add +6.8%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.13%	16,112	$762K	Add +0.6%
SPYM Ste STR SPDR PT S&P 500 ETF	0.13%	10,480	$762K	Reduce -2.1%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.13%	3,803	$742K	Reduce -3.5%
SBUX Starbucks Corp.	0.13%	8,020	$735K	Reduce -84.7%
BRK.A Berkshire Hathaway Inc. Class A	0.13%	1	$729K	No change
ORCL Oracle Corp.	0.13%	3,236	$708K	Add +9.9%
VT Vanguard Tot World STK ETF	0.12%	5,423	$697K	No change
SPY SS SPDR S&P 500 ETF Trust-US	0.12%	1,087	$672K	Reduce -0.8%
UBER Uber Technologies Inc.	0.12%	7,177	$670K	New
VIG Vanguard Dividend Apprec ETF	0.11%	3,125	$640K	No change
IJH iShares Core S&P Midcap ETF	0.11%	10,244	$635K	Add +0.1%
CDNS Cadence Design SYS Inc.	0.11%	2,043	$630K	New
IWF iShares Russell 1000 Growth	0.11%	1,481	$629K	Reduce -2.7%
JEPI JPMorgan Equity Premium Inco	0.10%	10,368	$589K	Reduce -4.6%
SGOL Abrdn Physical Gold Shares	0.10%	18,458	$582K	Add +1.1%
ADP Automatic Data Processing	0.10%	1,846	$569K	Add +7.3%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.10%	3,338	$549K	No change
VHT Vanguard Health Care ETF	0.09%	2,135	$530K	No change
TGT Target Corp.	0.09%	5,244	$517K	Add +0.8%
IBDQ iShares Ibonds Dec 2025 Term	0.09%	19,269	$485K	Add +0.2%
YUM Yum! Brands Inc.	0.09%	3,245	$481K	Reduce -0.3%
XOM Exxon Mobil Corp.	0.08%	4,337	$468K	Reduce -2.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.08%	3,767	$467K	Add +0.3%
CAT Caterpillar Inc.	0.08%	1,173	$455K	Reduce -5.2%
HON Honeywell International Inc.	0.08%	1,948	$454K	No change
IBDW iShares Ibonds Dec 2031 Corp.	0.08%	21,001	$442K	New
TSM Taiwan Semiconductor-SP ADR	0.08%	1,945	$441K	Reduce -28.1%
TJX TJX Companies Inc. filed as TJX COS INC NEW	0.07%	3,436	$424K	Reduce -0.3%
O Realty Income Corp.	0.07%	7,256	$418K	New
TSLA Tesla Inc.	0.07%	1,309	$416K	Add +12.9%
DDWM Wisdomtree DY Inter Eq FD-US	0.07%	10,268	$407K	Reduce -13.5%
SCHB Schwab US Broad Market ETF	0.07%	16,950	$404K	No change
VDC Vanguard Consumer Staple ETF	0.07%	1,799	$394K	Add +0.1%
MU Micron Technology Inc.	0.07%	3,163	$390K	Reduce -29.5%
IVV iShares Core S&P 500 ETF	0.07%	625	$388K	Reduce -3.9%
IMCG iShares Morningstar Mid-Cap	0.07%	4,630	$371K	Reduce -18.3%
SAPGF Sap SE	0.07%	1,212	$369K	No change
SPMD SS SPDR P S&P 400 Midcap ETF	0.06%	6,735	$366K	Reduce -2.6%
WMT Walmart Inc.	0.06%	3,730	$365K	No change
CVX Chevron Corp.	0.06%	2,459	$352K	Add +9.8%
IBDS Ishrs Ibnds Dec 27 Corp. ETF	0.06%	13,862	$336K	New
VYM Vanguard High DVD Yield ETF	0.06%	2,465	$329K	Add +39.7%
SCHG Schwab US Large-Cap Growth	0.06%	11,194	$327K	Add +0.1%
WSM Williams-Sonoma Inc.	0.06%	1,956	$319K	Add +0.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.06%	1,080	$318K	New
VBK Van Morst SML-Cap Gro-Usd Inc.	0.06%	1,132	$313K	Reduce -5.0%
VZ Verizon Communications Inc.	0.05%	7,103	$307K	New
Raytheon Technologies Ord	0.05%	2,098	$306K	New
CHKP Check Point Software Tech	0.05%	1,375	$304K	Reduce -14.9%
PG The Procter & Gamble Co.	0.05%	1,818	$290K	Add +0.2%
REGL Prshrs S&P Mid 400 DVD Arist	0.05%	3,451	$281K	Add +2.7%
EPD Enterprise Products Partners	0.05%	8,588	$266K	Add +30.4%
ENB Enbridge Inc.	0.05%	5,775	$262K	No change
CRUS Cirrus Logic Inc.	0.05%	2,500	$261K	No change
VNQ Vanguard Real Estate ETF	0.05%	2,917	$260K	Add +1.3%
IWR iShares Russell Mid-Cap ETF	0.05%	2,800	$258K	No change
ET Energy Transfer LP	0.04%	13,860	$251K	Reduce -2.1%
VUG Vanguard Mrngstar GR ETF-Sui	0.04%	558	$245K	Reduce -3.3%
JPST JPMorgan Ultra-Short Income	0.04%	4,723	$239K	Reduce -8.6%
IBDT iShares Ibonds Dec 2028 ETF	0.04%	9,062	$230K	New
TM Toyota Motor Corp. -Spon ADR	0.04%	1,327	$229K	No change
PLTR Palantir Technologies Inc. Class A	0.04%	1,660	$226K	New
SHYD Vaneck SH Hi YLD Muni	0.04%	10,000	$226K	New
FISV Fiserv Inc.	0.04%	1,309	$226K	No change
DUK Duke Energy Corp.	0.04%	1,895	$224K	Reduce -25.9%
IWS iShares Russell Mid-Cap Valu	0.04%	1,690	$223K	Reduce -14.7%
CME Cme Group Inc.	0.04%	808	$223K	Add +3.9%
BSV Vanguard Short-Term Bond ETF	0.04%	2,756	$217K	No change
IWP iShares Russell Mid-Cap Grow	0.04%	1,519	$211K	New
SLYG SS SPDR S&P 600 SC GR ETF	0.04%	2,265	$201K	Reduce -9.2%
F Ford Motor Co. filed as FORD MTR CO	0.02%	12,045	$131K	Reduce -10.3%
NGTF Nightfood Holdings Inc.	0.00%	11,215	$202	New
MJNA Medical Marijuana Inc.	0.00%	122,000	$37	New
MCIC Multicorp International Inc.	0.00%	20,000	$2	New
HDST Headstrong Group Inc.	0.00%	10,000	$1	New

Portfolio Sells Q1 2025 → Q2 2025


SBUX Starbucks Corp.	Reduce -84.7%	0.13%	−0.84
TPL Texas Pacific Land Corp.	Reduce -5.3%	1.99%	−0.84
AAPL Apple Inc.	Reduce -1.8%	4.08%	−0.75
TMO Thermo Fisher Scientific Inc.	Sold out	0.00%	−0.33
ABBV Abbvie Inc.	Reduce -0.1%	1.34%	−0.28
BRK.B Berkshire Hathaway Inc. Class B	Reduce -4.1%	0.73%	−0.16
MCD McDonald's Corp.	Reduce -0.1%	1.10%	−0.16
DFS Discover Financial Services	Sold out	0.00%	−0.16
PAYX Paychex Inc.	Reduce -0.4%	1.10%	−0.16
COST Costco Wholesale Corp.	Reduce -3.9%	1.99%	−0.13
NOC Northrop Grumman Corp.	Reduce -0.0%	1.16%	−0.12
SLQD iShares 0-5 YR Inv GRD Corp.	Reduce -20.2%	0.27%	−0.09
LMT Lockheed Martin Corp.	Reduce -2.9%	1.12%	−0.07
MRK Merck & Co. Inc.	Sold out	0.00%	−0.04
SPYV SS SPDR P S&P 500 Value ETF	Reduce -1.5%	0.69%	−0.04
DGRO iShares Core Dividend Growth	Sold out	0.00%	−0.04
JPEM JPM Diversified Ret Em Equit	Reduce -1.6%	1.85%	−0.04
LNG Cheniere Energy Inc.	Reduce -3.6%	0.43%	−0.02
DUK Duke Energy Corp.	Reduce -25.9%	0.04%	−0.02
XOM Exxon Mobil Corp.	Reduce -2.7%	0.08%	−0.02
CHKP Check Point Software Tech	Reduce -14.9%	0.05%	−0.02
JEPI JPMorgan Equity Premium Inco	Reduce -4.6%	0.10%	−0.01
YUM Yum! Brands Inc.	Reduce -0.3%	0.09%	−0.01
IMCG iShares Morningstar Mid-Cap	Reduce -18.3%	0.07%	−0.01
DDWM Wisdomtree DY Inter Eq FD-US	Reduce -13.5%	0.07%	−0.01
VBR Vngrd Mrngst SL-CP Val ETF-U	Reduce -3.5%	0.13%	−0.01
IWS iShares Russell Mid-Cap Valu	Reduce -14.7%	0.04%	−0.01
VTV Vanguard Mrngstr Val ETF-Aui	Reduce -0.5%	0.14%	−0.01
JPST JPMorgan Ultra-Short Income	Reduce -8.6%	0.04%	−0.01
TSM Taiwan Semiconductor-SP ADR	Reduce -28.1%	0.08%	−0.01
ET Energy Transfer LP	Reduce -2.1%	0.04%	−0.01
MU Micron Technology Inc.	Reduce -29.5%	0.07%	−0.01
TJX TJX Companies Inc.	Reduce -0.3%	0.07%	−0.00
SLYG SS SPDR S&P 600 SC GR ETF	Reduce -9.2%	0.04%	−0.00
F Ford Motor Co.	Reduce -10.3%	0.02%	−0.00
SPMD SS SPDR P S&P 400 Midcap ETF	Reduce -2.6%	0.06%	−0.00
MDY State Street SPDR S&P Midcap	Reduce -0.5%	0.15%	−0.00
VBK Van Morst SML-Cap Gro-Usd Inc.	Reduce -5.0%	0.06%	−0.00
VB Vanguard Most SM-Cap ETF-Usd	Reduce -0.2%	0.15%	−0.00
IVV iShares Core S&P 500 ETF	Reduce -3.9%	0.07%	−0.00
VONG Vanguard Russell 1000 Growth	Reduce -8.8%	0.19%	0.00
SPYM Ste STR SPDR PT S&P 500 ETF	Reduce -2.1%	0.13%	+0.00
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -0.8%	0.12%	+0.00
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -3.3%	0.04%	+0.00
CAT Caterpillar Inc.	Reduce -5.2%	0.08%	+0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -0.1%	0.51%	+0.00
SCHW Schwab (charles) Corp.	Reduce -5.2%	0.16%	+0.00
IWF iShares Russell 1000 Growth	Reduce -2.7%	0.11%	+0.01
TXN Texas Instruments Inc.	Reduce -4.7%	0.27%	+0.01
NXPI NXP Semiconductors NV	Reduce -2.9%	0.36%	+0.01

Portfolio Buys Q1 2025 → Q2 2025


SPGI S&P Global Inc.	Add +77.6%	0.99%	+0.41
META Meta Platforms Inc. Class A	Add +6.0%	1.70%	+0.36
GE General Electric	Add +3.3%	1.63%	+0.31
GOOG Alphabet Inc. Class C	Add +97.3%	0.57%	+0.30
NVDA Nvidia Corp.	Add +5.8%	0.73%	+0.22
COF Capital One Financial Corp.	New	0.18%	+0.18
VEA Vanguard Ftse Developed ETF	Add +0.7%	3.49%	+0.17
XLK SS Technology Select Sector	Add +5.6%	0.93%	+0.16
ASML ASML Holding NV-NY Reg SHS	Add +1.8%	1.23%	+0.16
AMZN Amazon.com Inc.	Add +12.9%	0.86%	+0.15
QCOM Qualcomm Inc.	Add +22.3%	0.93%	+0.14
QUAL iShares MSCI USA Quality Fac	Add +17.1%	0.88%	+0.13
UBER Uber Technologies Inc.	New	0.12%	+0.12
CDNS Cadence Design SYS Inc.	New	0.11%	+0.11
MAR Marriott International Class A	Add +0.6%	1.12%	+0.08
IBDW iShares Ibonds Dec 2031 Corp.	New	0.08%	+0.08
O Realty Income Corp.	New	0.07%	+0.07
SCHX Schwab US Large-Cap ETF	Add +0.5%	1.97%	+0.07
AVGO Broadcom Inc.	Add +17.5%	0.15%	+0.06
AMAT Applied Materials Inc.	Add +3.7%	0.34%	+0.06
IBDS Ishrs Ibnds Dec 27 Corp. ETF	New	0.06%	+0.06
IBM Intl Business Machines Corp.	New	0.06%	+0.06
VZ Verizon Communications Inc.	New	0.05%	+0.05
Raytheon Technologies Ord	New	0.05%	+0.05
BLK BlackRock Inc.	Add +0.4%	1.41%	+0.05
ORCL Oracle Corp.	Add +9.9%	0.13%	+0.05
ICE Intercontinental Exchange Inc.	Add +5.5%	1.03%	+0.05
IBDT iShares Ibonds Dec 2028 ETF	New	0.04%	+0.04
PLTR Palantir Technologies Inc. Class A	New	0.04%	+0.04
SHYD Vaneck SH Hi YLD Muni	New	0.04%	+0.04
ULTA Ulta Beauty Inc.	Add +5.7%	0.19%	+0.04
IWP iShares Russell Mid-Cap Grow	New	0.04%	+0.04
IDV iShares International Select	Add +2.6%	0.61%	+0.04
VGSH Vanguard Short-Term Treasury	Add +7.7%	6.33%	+0.03
PANW Palo Alto Networks Inc.	Add +1.1%	0.20%	+0.02
TSLA Tesla Inc.	Add +12.9%	0.07%	+0.02
VYM Vanguard High DVD Yield ETF	Add +39.7%	0.06%	+0.01
VOO Vanguard S&P 500 ETF	Add +6.8%	0.14%	+0.01
DIS The Walt Disney Co.	Add +0.3%	0.08%	+0.01
CSCO Cisco Systems Inc.	Add +1.7%	0.15%	+0.01
BAC Bank of America Corp.	Add +0.6%	0.13%	+0.01
SCHM Schwab US Mid Cap ETF	Add +0.8%	1.27%	+0.01
SCHG Schwab US Large-Cap Growth	Add +0.1%	0.06%	+0.00
EPD Enterprise Products Partners	Add +30.4%	0.05%	+0.00
ADP Automatic Data Processing	Add +7.3%	0.10%	+0.00
CME Cme Group Inc.	Add +3.9%	0.04%	+0.00
HDST Headstrong Group Inc.	New	0.00%	0.00
MJNA Medical Marijuana Inc.	New	0.00%	0.00
MCIC Multicorp International Inc.	New	0.00%	0.00
NGTF Nightfood Holdings Inc.	New	0.00%	0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	174	$700.2M	VGSH, VCSH, AAPL, VEA, BIV
Q1 2026	168	$631.9M	VGSH, VCSH, AAPL, MSFT, VEA
Q4 2025	166	$636.3M	VGSH, VCSH, AAPL, MSFT, BIV
Q3 2025	155	$599.3M	VGSH, VCSH, MSFT, AAPL, BIV
Q2 2025	148	$565.8M	VGSH, VCSH, MSFT, AAPL, BIV
Q1 2025	135	$527.2M	VGSH, VCSH, AAPL, MSFT, BIV
Q4 2024	139	$512.6M	VGSH, AAPL, VCSH, MSFT, BIV
Q3 2024	137	$500.3M	VGSH, AAPL, VCSH, MSFT, VEA
Q2 2024	133	$468.4M	VCSH, AAPL, VGSH, MSFT, VEA
Q1 2024	138	$479.5M	VCSH, VGSH, AAPL, MSFT, VEA