Bay Capital Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), Bay Capital Advisors, LLC reported 110 stock positions worth $153.6 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 11.2% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 10.0%) and iShares Ultra Short Duration (ICSH, 6.6%). Compared with Q2 2025, it opened 3 new positions, sold out of 5, added to 29 and reduced 39. The biggest buy was a new position in iShares Ultra Short Duration (ICSH) and the biggest sale Pacer US Cash Cows 100 ETF (COWZ, shares −71%).

Most Recent 13F
Q2 2026
Location
VIRGINIA BEACH, VA
CIK
0002055414
Portfolio Value
$153.6M (Q3 2025)
SEC Filing
0002055414-25-000008 ↗ filed Oct 21, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $124.3M Q4 2024 Q1 2025: $120.1M Q1 2025 Q2 2025: $131.2M Q2 2025 Q3 2025: $153.6M $153.6M Q3 2025 Q4 2025: $163.9M Q4 2025 Q1 2026: $162.2M Q1 2026 Q2 2026: $186.5M Q2 2026

Holdings 110 stocks · $153.6M
SPYM Ste STR SPDR PT S&P 500 ETF 11.16% 218,711 $17.1M Add +5.8%
QQQ Invesco QQQ Trust Series 1 10.03% 25,669 $15.4M Add +2.7%
ICSH iShares Ultra Short Duration 6.65% 201,130 $10.2M New
IWF iShares Russell 1000 Growth 6.10% 20,015 $9.4M Add +3.8%
VYM Vanguard High DVD Yield ETF 4.81% 52,413 $7.4M Add +6.6%
SPDW Ste STR SPDR PT DW Eu ETF 4.47% 160,583 $6.9M Add +10.9%
BKLN Invesco Senior Loan ETF 3.98% 291,742 $6.1M Add +21.1%
IJR iShares Core S&P Small-Cap E 2.58% 33,282 $4.0M Reduce -2.2%
XLK SS Technology Select Sector 2.47% 13,459 $3.8M Reduce -0.8%
JEPI JPMorgan Equity Premium Inco 2.29% 61,500 $3.5M Add +2.6%
AAPL Apple Inc. 1.93% 11,632 $3.0M Reduce -1.0%
BIV Vanguard Intermediate-Term B 1.87% 36,808 $2.9M Add +63.2%
JPM JPMorgan Chase & Co. 1.74% 8,448 $2.7M Reduce -0.1%
WTV Wisdomtree U.S. Value Fund 1.67% 28,136 $2.6M Add +35.8%
NVDA Nvidia Corp. 1.28% 10,507 $2.0M Reduce -1.3%
LVHI Franklin International Low V 1.26% 55,649 $1.9M Add +38.2%
VTV Vanguard Mrngstr Val ETF-Aui 1.14% 9,400 $1.8M Reduce -1.1%
MSFT Microsoft Corp. 1.14% 3,376 $1.7M Reduce -4.4%
IVV iShares Core S&P 500 ETF 1.12% 2,576 $1.7M Add +1.1%
GOOGL Alphabet Inc. Class A 1.06% 6,700 $1.6M Add +0.0%
AVGO Broadcom Inc. 0.85% 3,945 $1.3M Reduce -13.2%
SPYG SS SPDR P S&P 500 Growth ETF 0.80% 11,704 $1.2M Reduce -0.2%
IGPT Invesco AI and Next Gen Soft 0.80% 22,628 $1.2M Add +27.0%
B Barrick Mining Corp. 0.77% 36,112 $1.2M No change
LLY Eli Lilly & Co. 0.73% 1,479 $1.1M Reduce -0.2%
V Visa Inc. Class A 0.68% 3,077 $1.1M No change
RSP Invesco S&P 500 Equal Weight 0.66% 5,368 $1.0M Add +0.1%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.66% 3,403 $1.0M Reduce -6.3%
SGOL Abrdn Physical Gold Shares 0.63% 26,299 $968K No change
HACK Amplify Cybersecurity ETF 0.63% 11,083 $962K Reduce -1.3%
VTI VG Morningstar TS MKT ETF-US 0.60% 2,806 $921K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.58% 1,864 $894K Add +0.2%
VEA Vanguard Ftse Developed ETF 0.58% 14,845 $890K Reduce -1.8%
VEU Vanguard Ftse All-World Ex-U 0.55% 11,736 $838K Add +0.1%
TOWN Towne Bank 0.54% 23,906 $826K Add +21.7%
FELG Fidelity Enh LRG Cap GWTH 0.52% 19,353 $796K Add +0.7%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.51% 2,565 $790K Add +0.1%
VIG Vanguard Dividend Apprec ETF 0.51% 3,660 $790K Reduce -1.1%
IJJ iShares S&P Mid-Cap 400 Valu 0.49% 5,797 $752K No change
VDC Vanguard Consumer Staple ETF 0.48% 3,483 $744K Reduce -4.5%
ABBV Abbvie Inc. 0.47% 3,135 $726K No change
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.46% 2,893 $706K Add +3.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.45% 1,028 $685K No change
XOM Exxon Mobil Corp. 0.44% 6,049 $682K Reduce -2.0%
DFAU Dimensional US Core Equity M 0.44% 14,849 $679K Add +0.7%
MS Morgan Stanley 0.44% 4,259 $677K No change
D Dominion Energy Inc. 0.44% 10,952 $670K No change
URI United Rentals Inc. 0.44% 701 $669K No change
DFAC Dimensional US Core Equity 2 0.43% 17,296 $667K Add +0.3%
IJH iShares Core S&P Midcap ETF 0.42% 9,987 $652K Reduce -19.6%
XLE SS Energy Select Sector 0.41% 7,012 $626K Reduce -5.3%
GS Goldman Sachs Group Inc. 0.41% 785 $625K No change
AMZN Amazon.com Inc. 0.40% 2,827 $621K No change
GOOG Alphabet Inc. Class C 0.40% 2,545 $620K No change
EUSA iShares MSCI USA Equal Weigh 0.38% 5,600 $577K No change
NSC Norfolk Southern Corp. 0.38% 1,919 $576K Add +0.1%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.37% 11,107 $573K Reduce -3.5%
WMT Walmart Inc. 0.37% 5,547 $572K No change
VGT Vanguard Info Tech ETF 0.35% 724 $541K No change
CAT Caterpillar Inc. 0.35% 1,128 $538K No change
QYLD Global X Nasd 100 Cov Call 0.34% 30,645 $521K Reduce -1.3%
COWZ Pacer US Cash Cows 100 ETF 0.34% 8,993 $517K Reduce -70.6%
NEM Newmont Corp. 0.33% 6,060 $511K No change
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.31% 3,500 $482K No change
C Citigroup Inc. 0.30% 4,558 $463K No change
DGRO iShares Core Dividend Growth 0.28% 6,305 $429K Reduce -2.2%
SRLN SS Blackstone Sr Loan ETF 0.28% 10,285 $428K Reduce -64.1%
ISRG Intuitive Surgical Inc. 0.28% 954 $427K Reduce -0.2%
PG The Procter & Gamble Co. 0.28% 2,761 $424K Add +0.1%
BLV Vanguard Long-Term Bond ETF 0.27% 5,942 $421K New
STLD Steel Dynamics Inc. 0.27% 3,003 $419K No change
PEP Pepsico Inc. 0.27% 2,923 $411K Reduce -13.9%
BRK.B Berkshire Hathaway Inc. Class B 0.26% 809 $407K Reduce -0.4%
VZ Verizon Communications Inc. 0.25% 8,854 $389K No change
IWD iShares Russell 1000 Value E 0.25% 1,874 $381K Add +0.2%
SDY SS SPDR S&P Dividend ETF 0.24% 2,666 $373K Reduce -25.7%
VXF Vanguard Extended Market ETF 0.24% 1,760 $368K Reduce -10.1%
IJK iShares S&P Mid-Cap 400 Grow 0.23% 3,722 $357K No change
CSQ Calamos Strat TTL RTRN FND 0.23% 18,028 $348K Reduce -1.9%
CCEP Coca-Cola Europacific Partne 0.22% 3,800 $344K No change
R Ryder System Inc. 0.22% 1,792 $338K No change
TMO Thermo Fisher Scientific Inc. 0.21% 667 $324K No change
IWM iShares Russell 2000 ETF 0.21% 1,329 $322K Reduce -15.8%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.20% 1,071 $315K Reduce -13.0%
MOAT Vaneck Morningstar Wide Moat 0.20% 3,107 $308K No change
LDOS Leidos Holdings Inc. 0.20% 1,607 $304K No change
HD Home Depot Inc. 0.20% 745 $302K Reduce -1.6%
VOO Vanguard S&P 500 ETF 0.19% 487 $299K Add +3.8%
NOC Northrop Grumman Corp. 0.19% 483 $294K Reduce -20.6%
CVX Chevron Corp. 0.19% 1,894 $294K Add +2.7%
SMDV Proshrs RSL 2000 DVD GRW ETF 0.19% 4,400 $293K No change
DFCF Dimensional Core Fixed Inc. 0.19% 6,664 $285K Add +0.1%
GLD SPDR Gold Shares 0.18% 794 $282K No change
FFSM Fidelity FNDM SM Mid Cap ETF 0.18% 9,588 $280K Reduce -19.1%
FBND Fidelity Total Bond ETF 0.18% 6,045 $280K Reduce -69.0%
QQQX Nuveen Nasdaq 100 DYN Overwr 0.18% 10,003 $275K No change
CSCO Cisco Systems Inc. 0.18% 3,981 $272K No change
RTX RTX Corp. 0.17% 1,602 $268K No change
DFAI Dimensional International Co. 0.16% 6,692 $243K Add +0.1%
CDW CDW Corp. 0.16% 1,501 $239K No change
ZTS Zoetis Inc. 0.15% 1,594 $233K Reduce -20.1%
XBXMX Nuveen S&P 500 Buy-WR Inc. 0.15% 15,950 $230K No change
DRI Darden Restaurants Inc. 0.14% 1,143 $218K Reduce -20.8%
HUM Humana Inc. 0.14% 801 $208K New
COF Capital One Financial Corp. 0.13% 957 $204K No change
VHT Vanguard Health Care ETF 0.13% 779 $202K Reduce -11.4%
GNW Genworth Financial Inc. 0.10% 17,003 $151K No change
XFOFX Cohen & Steers Closed-End Op 0.08% 10,000 $130K No change
DNP DNP Select Income Fund Inc. 0.07% 11,400 $114K No change
JRS Nuveen Real Estate Income 0.06% 11,000 $90K Reduce -8.3%

Portfolio Sells Q2 2025 → Q3 2025
COWZ Pacer US Cash Cows 100 ETF Reduce -70.6% 0.34% −0.95
SRLN SS Blackstone Sr Loan ETF Reduce -64.1% 0.28% −0.63
FBND Fidelity Total Bond ETF Reduce -69.0% 0.18% −0.50
LQD Ishr Ibx Usd Invgd CB ETF-Ui Sold out 0.00% −0.35
TOTL SS Doubleline TR Tact ETF Sold out 0.00% −0.27
IJR iShares Core S&P Small-Cap E Reduce -2.2% 2.58% −0.26
MSFT Microsoft Corp. Reduce -4.4% 1.14% −0.20
CALF PCR US SM CP CSH CWS ETF-Usd Sold out 0.00% −0.19
OPOF Old Point Financial Corp. Sold out 0.00% −0.18
IJH iShares Core S&P Midcap ETF Reduce -19.6% 0.42% −0.16
VB Vanguard Most SM-Cap ETF-Usd Sold out 0.00% −0.15
XLK SS Technology Select Sector Reduce -0.8% 2.47% −0.15
LLY Eli Lilly & Co. Reduce -0.2% 0.73% −0.15
VTV Vanguard Mrngstr Val ETF-Aui Reduce -1.1% 1.14% −0.14
JPM JPMorgan Chase & Co. Reduce -0.1% 1.74% −0.13
SDY SS SPDR S&P Dividend ETF Reduce -25.7% 0.24% −0.13
VDC Vanguard Consumer Staple ETF Reduce -4.5% 0.48% −0.12
ISRG Intuitive Surgical Inc. Reduce -0.2% 0.28% −0.12
HACK Amplify Cybersecurity ETF Reduce -1.3% 0.63% −0.11
AVGO Broadcom Inc. Reduce -13.2% 0.85% −0.11
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -6.3% 0.66% −0.11
DRI Darden Restaurants Inc. Reduce -20.8% 0.14% −0.10
ZTS Zoetis Inc. Reduce -20.1% 0.15% −0.09
VEA Vanguard Ftse Developed ETF Reduce -1.8% 0.58% −0.08
PEP Pepsico Inc. Reduce -13.9% 0.27% −0.07
XLE SS Energy Select Sector Reduce -5.3% 0.41% −0.07
FFSM Fidelity FNDM SM Mid Cap ETF Reduce -19.1% 0.18% −0.06
XOM Exxon Mobil Corp. Reduce -2.0% 0.44% −0.06
VIG Vanguard Dividend Apprec ETF Reduce -1.1% 0.51% −0.06
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -13.0% 0.20% −0.06
QYLD Global X Nasd 100 Cov Call Reduce -1.3% 0.34% −0.06
SPYG SS SPDR P S&P 500 Growth ETF Reduce -0.2% 0.80% −0.06
IWM iShares Russell 2000 ETF Reduce -15.8% 0.21% −0.05
VXF Vanguard Extended Market ETF Reduce -10.1% 0.24% −0.05
BAC Bank of America Corp. Reduce -3.5% 0.37% −0.04
NOC Northrop Grumman Corp. Reduce -20.6% 0.19% −0.04
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.4% 0.26% −0.04
VHT Vanguard Health Care ETF Reduce -11.4% 0.13% −0.03
DGRO iShares Core Dividend Growth Reduce -2.2% 0.28% −0.03
CSQ Calamos Strat TTL RTRN FND Reduce -1.9% 0.23% −0.03
HD Home Depot Inc. Reduce -1.6% 0.20% −0.01
JRS Nuveen Real Estate Income Reduce -8.3% 0.06% −0.01
NVDA Nvidia Corp. Reduce -1.3% 1.28% −0.01
AAPL Apple Inc. Reduce -1.0% 1.93% +0.09

Portfolio Buys Q2 2025 → Q3 2025
ICSH iShares Ultra Short Duration New 6.65% +6.65
BIV Vanguard Intermediate-Term B Add +63.2% 1.87% +0.54
WTV Wisdomtree U.S. Value Fund Add +35.8% 1.67% +0.30
BLV Vanguard Long-Term Bond ETF New 0.27% +0.27
LVHI Franklin International Low V Add +38.2% 1.26% +0.26
GOOGL Alphabet Inc. Class A Add +0.0% 1.06% +0.16
HUM Humana Inc. New 0.14% +0.14
BKLN Invesco Senior Loan ETF Add +21.1% 3.98% +0.13
IGPT Invesco AI and Next Gen Soft Add +27.0% 0.80% +0.13
TOWN Towne Bank Add +21.7% 0.54% +0.03
SPDW Ste STR SPDR PT DW Eu ETF Add +10.9% 4.47% +0.00
NSC Norfolk Southern Corp. Add +0.1% 0.38% +0.00
VOO Vanguard S&P 500 ETF Add +3.8% 0.19% −0.01
CVX Chevron Corp. Add +2.7% 0.19% −0.01
DFAI Dimensional International Co. Add +0.1% 0.16% −0.02
MGC Vngrd Mrngstr MG Cap ETF-Usd Add +3.2% 0.46% −0.02
FELG Fidelity Enh LRG Cap GWTH Add +0.7% 0.52% −0.02
IWD iShares Russell 1000 Value E Add +0.2% 0.25% −0.03
DFCF Dimensional Core Fixed Inc. Add +0.1% 0.19% −0.03
DFAU Dimensional US Core Equity M Add +0.7% 0.44% −0.03
DFAC Dimensional US Core Equity 2 Add +0.3% 0.43% −0.04
VUG Vanguard Mrngstar GR ETF-Sui Add +0.2% 0.58% −0.04
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +0.1% 0.51% −0.04
VEU Vanguard Ftse All-World Ex-U Add +0.1% 0.55% −0.06
PG The Procter & Gamble Co. Add +0.1% 0.28% −0.06
RSP Invesco S&P 500 Equal Weight Add +0.1% 0.66% −0.08
IVV iShares Core S&P 500 ETF Add +1.1% 1.12% −0.08
IWF iShares Russell 1000 Growth Add +3.8% 6.10% −0.14
VYM Vanguard High DVD Yield ETF Add +6.6% 4.81% −0.18
SPYM Ste STR SPDR PT S&P 500 ETF Add +5.8% 11.16% −0.29
JEPI JPMorgan Equity Premium Inco Add +2.6% 2.29% −0.31
QQQ Invesco QQQ Trust Series 1 Add +2.7% 10.03% −0.48

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 108$186.5MSPYM, QQQ, ICSH, IWF, VYM
Q1 2026 107$162.2MSPYM, QQQ, ICSH, IWF, VYM
Q4 2025 111$163.9MSPYM, QQQ, ICSH, IWF, VYM
Q3 2025 110$153.6MSPYM, QQQ, ICSH, IWF, VYM
Q2 2025 112$131.2MSPYM, QQQ, IWF, VYM, SPDW
Q1 2025 109$120.1MSPYM, QQQ, IWF, VYM, IJR
Q4 2024 113$124.3MSPYM, QQQ, IWF, IJR, VYM