Bay Capital Advisors, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 16, 2026), Bay Capital Advisors, LLC reported 111 stock positions worth $163.9 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 11.1% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 9.8%) and iShares Ultra Short Duration (ICSH, 6.4%). Compared with Q3 2025, it opened 3 new positions, sold out of 2, added to 40 and reduced 31. The biggest buy was Vanguard Long-Term Bond ETF (BLV, shares +790%) and the biggest sale Invesco Senior Loan ETF (BKLN, shares −42%).

Most Recent 13F
Q2 2026
Location
VIRGINIA BEACH, VA
CIK
0002055414
Portfolio Value
$163.9M (Q4 2025)
SEC Filing
0002055414-26-000001 ↗ filed Jan 16, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $124.3M Q4 2024 Q1 2025: $120.1M Q1 2025 Q2 2025: $131.2M Q2 2025 Q3 2025: $153.6M Q3 2025 Q4 2025: $163.9M $163.9M Q4 2025 Q1 2026: $162.2M Q1 2026 Q2 2026: $186.5M Q2 2026

Holdings 111 stocks · $163.9M
SPYM Ste STR SPDR PT S&P 500 ETF 11.11% 227,071 $18.2M Add +3.8%
QQQ Invesco QQQ Trust Series 1 9.83% 26,227 $16.1M Add +2.2%
ICSH iShares Ultra Short Duration 6.41% 207,569 $10.5M Add +3.2%
IWF iShares Russell 1000 Growth 5.96% 20,642 $9.8M Add +3.1%
VYM Vanguard High DVD Yield ETF 4.89% 55,862 $8.0M Add +6.6%
SPDW Ste STR SPDR PT DW Eu ETF 4.66% 171,941 $7.6M Add +7.1%
BIV Vanguard Intermediate-Term B 3.24% 68,242 $5.3M Add +85.4%
IJR iShares Core S&P Small-Cap E 2.45% 33,404 $4.0M Add +0.4%
XLK SS Technology Select Sector 2.36% 26,838 $3.9M Reduce -0.3%
BLV Vanguard Long-Term Bond ETF 2.24% 52,894 $3.7M Add +790.2%
BKLN Invesco Senior Loan ETF 2.18% 170,479 $3.6M Reduce -41.6%
AAPL Apple Inc. 2.00% 12,051 $3.3M Add +3.6%
WTV Wisdomtree U.S. Value Fund 1.77% 31,167 $2.9M Add +10.8%
JPM JPMorgan Chase & Co. 1.66% 8,448 $2.7M No change
JEPI JPMorgan Equity Premium Inco 1.66% 47,554 $2.7M Reduce -22.7%
LVHI Franklin International Low V 1.41% 62,962 $2.3M Add +13.1%
GOOGL Alphabet Inc. Class A 1.30% 6,788 $2.1M Add +1.3%
VTV Vanguard Mrngstr Val ETF-Aui 1.09% 9,380 $1.8M Reduce -0.2%
IVV iShares Core S&P 500 ETF 1.09% 2,597 $1.8M Add +0.8%
NVDA Nvidia Corp. 1.02% 8,980 $1.7M Reduce -14.5%
MSFT Microsoft Corp. 1.01% 3,438 $1.7M Add +1.8%
LLY Eli Lilly & Co. 0.97% 1,481 $1.6M Add +0.1%
B Barrick Mining Corp. 0.96% 36,112 $1.6M No change
IGPT Invesco AI and Next Gen Soft 0.80% 21,966 $1.3M Reduce -2.9%
AVGO Broadcom Inc. 0.79% 3,755 $1.3M Reduce -4.8%
SPYG SS SPDR P S&P 500 Growth ETF 0.75% 11,585 $1.2M Reduce -1.0%
TOWN Towne Bank 0.69% 33,760 $1.1M Add +41.2%
V Visa Inc. Class A 0.68% 3,154 $1.1M Add +2.5%
SGOL Abrdn Physical Gold Shares 0.65% 26,068 $1.1M Reduce -0.9%
RSP Invesco S&P 500 Equal Weight 0.60% 5,160 $988K Reduce -3.9%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.60% 3,231 $976K Reduce -5.0%
VTI VG Morningstar TS MKT ETF-US 0.59% 2,899 $972K Add +3.3%
VEA Vanguard Ftse Developed ETF 0.57% 14,858 $928K Add +0.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.56% 1,876 $915K Add +0.6%
HACK Amplify Cybersecurity ETF 0.54% 11,026 $886K Reduce -0.5%
VEU Vanguard Ftse All-World Ex-U 0.53% 11,783 $867K Add +0.4%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.49% 2,569 $809K Add +0.2%
VIG Vanguard Dividend Apprec ETF 0.49% 3,660 $804K No change
SPYI Neos S&P 500 High Income ETF 0.49% 15,285 $803K New
FELG Fidelity Enh LRG Cap GWTH 0.49% 19,107 $797K Reduce -1.3%
IJJ iShares S&P Mid-Cap 400 Valu 0.47% 5,797 $763K No change
MS Morgan Stanley 0.46% 4,259 $756K No change
VDC Vanguard Consumer Staple ETF 0.45% 3,483 $736K No change
CAT Caterpillar Inc. 0.45% 1,274 $730K Add +12.9%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.44% 2,896 $727K Add +0.1%
ABBV Abbvie Inc. 0.44% 3,135 $716K No change
XOM Exxon Mobil Corp. 0.44% 5,941 $715K Reduce -1.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.43% 1,028 $701K No change
DFAU Dimensional US Core Equity M 0.42% 14,854 $695K Add +0.0%
AMZN Amazon.com Inc. 0.42% 2,983 $689K Add +5.5%
DFAC Dimensional US Core Equity 2 0.42% 17,310 $685K Add +0.1%
GOOG Alphabet Inc. Class C 0.40% 2,090 $656K Reduce -17.9%
IJH iShares Core S&P Midcap ETF 0.40% 9,888 $653K Reduce -1.0%
GS Goldman Sachs Group Inc. 0.39% 731 $643K Reduce -6.9%
D Dominion Energy Inc. 0.39% 10,952 $642K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.38% 11,264 $620K Add +1.4%
WMT Walmart Inc. 0.38% 5,547 $618K No change
XLE SS Energy Select Sector 0.38% 13,799 $617K Reduce -1.6%
NEM Newmont Corp. 0.37% 6,060 $605K No change
EUSA iShares MSCI USA Equal Weigh 0.35% 5,500 $569K Reduce -1.8%
URI United Rentals Inc. 0.35% 701 $567K No change
VGT Vanguard Info Tech ETF 0.33% 720 $542K Reduce -0.6%
ISRG Intuitive Surgical Inc. 0.33% 955 $541K Add +0.1%
C Citigroup Inc. 0.32% 4,558 $532K No change
QYLD Global X Nasd 100 Cov Call 0.32% 29,515 $522K Reduce -3.7%
STLD Steel Dynamics Inc. 0.31% 3,003 $509K No change
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.30% 3,500 $494K No change
NSC Norfolk Southern Corp. 0.29% 1,674 $483K Reduce -12.8%
DGRO iShares Core Dividend Growth 0.27% 6,313 $438K Add +0.1%
PG The Procter & Gamble Co. 0.25% 2,872 $412K Add +4.0%
PEP Pepsico Inc. 0.25% 2,864 $411K Reduce -2.0%
COWZ Pacer US Cash Cows 100 ETF 0.25% 6,783 $408K Reduce -24.6%
BRK.B Berkshire Hathaway Inc. Class B 0.25% 809 $407K No change
IWD iShares Russell 1000 Value E 0.24% 1,874 $394K No change
TMO Thermo Fisher Scientific Inc. 0.24% 667 $386K No change
VXF Vanguard Extended Market ETF 0.22% 1,760 $368K No change
IJK iShares S&P Mid-Cap 400 Grow 0.22% 3,722 $361K No change
CSQ Calamos Strat TTL RTRN FND 0.21% 18,028 $346K No change
CCEP Coca-Cola Europacific Partne 0.21% 3,800 $345K No change
SDY SS SPDR S&P Dividend ETF 0.21% 2,466 $343K Reduce -7.5%
VOO Vanguard S&P 500 ETF 0.21% 547 $343K Add +12.3%
R Ryder System Inc. 0.21% 1,792 $343K No change
IWM iShares Russell 2000 ETF 0.21% 1,379 $340K Add +3.8%
MOAT Vaneck Morningstar Wide Moat 0.20% 3,115 $323K Add +0.3%
GLD SPDR Gold Shares 0.19% 794 $315K No change
CSCO Cisco Systems Inc. 0.19% 3,981 $307K No change
FFSM Fidelity FNDM SM Mid Cap ETF 0.18% 9,594 $294K Add +0.1%
CVX Chevron Corp. 0.18% 1,931 $294K Add +1.9%
RTX RTX Corp. 0.18% 1,602 $294K No change
SMDV Proshrs RSL 2000 DVD GRW ETF 0.18% 4,400 $291K No change
LDOS Leidos Holdings Inc. 0.18% 1,607 $290K No change
QQQX Nuveen Nasdaq 100 DYN Overwr 0.17% 10,003 $285K No change
DFCF Dimensional Core Fixed Inc. 0.17% 6,684 $284K Add +0.3%
VZ Verizon Communications Inc. 0.17% 6,920 $282K Reduce -21.8%
NOC Northrop Grumman Corp. 0.17% 483 $275K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.16% 931 $270K Reduce -13.1%
FBND Fidelity Total Bond ETF 0.16% 5,560 $256K Reduce -8.0%
DFAI Dimensional International Co. 0.16% 6,698 $255K Add +0.1%
SRLN SS Blackstone Sr Loan ETF 0.15% 5,845 $241K Reduce -43.2%
XBXMX Nuveen S&P 500 Buy-WR Inc. 0.14% 15,950 $234K No change
AZN Astrazeneca PLC-Spons ADR 0.14% 2,512 $231K New
VHT Vanguard Health Care ETF 0.14% 780 $224K Add +0.1%
COF Capital One Financial Corp. 0.14% 917 $222K Reduce -4.2%
HD Home Depot Inc. 0.13% 629 $217K Reduce -15.6%
GILD Gilead Sciences Inc. 0.13% 1,719 $211K New
DRI Darden Restaurants Inc. 0.13% 1,143 $210K No change
HUM Humana Inc. 0.13% 801 $205K No change
GNW Genworth Financial Inc. 0.09% 17,003 $154K No change
XFOFX Cohen & Steers Closed-End Op 0.08% 10,000 $132K No change
DNP DNP Select Income Fund Inc. 0.07% 11,400 $114K No change
JRS Nuveen Real Estate Income 0.05% 11,000 $84K No change

Portfolio Sells Q3 2025 → Q4 2025
BKLN Invesco Senior Loan ETF Reduce -41.6% 2.18% −1.79
JEPI JPMorgan Equity Premium Inco Reduce -22.7% 1.66% −0.63
NVDA Nvidia Corp. Reduce -14.5% 1.02% −0.25
CDW CDW Corp. Sold out 0.00% −0.16
ZTS Zoetis Inc. Sold out 0.00% −0.15
SRLN SS Blackstone Sr Loan ETF Reduce -43.2% 0.15% −0.13
XLK SS Technology Select Sector Reduce -0.3% 2.36% −0.11
COWZ Pacer US Cash Cows 100 ETF Reduce -24.6% 0.25% −0.09
HACK Amplify Cybersecurity ETF Reduce -0.5% 0.54% −0.09
VZ Verizon Communications Inc. Reduce -21.8% 0.17% −0.08
NSC Norfolk Southern Corp. Reduce -12.8% 0.29% −0.08
HD Home Depot Inc. Reduce -15.6% 0.13% −0.06
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -5.0% 0.60% −0.06
RSP Invesco S&P 500 Equal Weight Reduce -3.9% 0.60% −0.06
AVGO Broadcom Inc. Reduce -4.8% 0.79% −0.05
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.2% 1.09% −0.05
SPYG SS SPDR P S&P 500 Growth ETF Reduce -1.0% 0.75% −0.04
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -13.1% 0.16% −0.04
SDY SS SPDR S&P Dividend ETF Reduce -7.5% 0.21% −0.03
FELG Fidelity Enh LRG Cap GWTH Reduce -1.3% 0.49% −0.03
XLE SS Energy Select Sector Reduce -1.6% 0.38% −0.03
EUSA iShares MSCI USA Equal Weigh Reduce -1.8% 0.35% −0.03
IJH iShares Core S&P Midcap ETF Reduce -1.0% 0.40% −0.03
FBND Fidelity Total Bond ETF Reduce -8.0% 0.16% −0.03
QYLD Global X Nasd 100 Cov Call Reduce -3.7% 0.32% −0.02
VGT Vanguard Info Tech ETF Reduce -0.6% 0.33% −0.02
PEP Pepsico Inc. Reduce -2.0% 0.25% −0.02
GS Goldman Sachs Group Inc. Reduce -6.9% 0.39% −0.01
XOM Exxon Mobil Corp. Reduce -1.8% 0.44% −0.01
GOOG Alphabet Inc. Class C Reduce -17.9% 0.40% −0.00
IGPT Invesco AI and Next Gen Soft Reduce -2.9% 0.80% +0.00
COF Capital One Financial Corp. Reduce -4.2% 0.14% +0.00
SGOL Abrdn Physical Gold Shares Reduce -0.9% 0.65% +0.02

Portfolio Buys Q3 2025 → Q4 2025
BLV Vanguard Long-Term Bond ETF Add +790.2% 2.24% +1.97
BIV Vanguard Intermediate-Term B Add +85.4% 3.24% +1.37
SPYI Neos S&P 500 High Income ETF New 0.49% +0.49
LLY Eli Lilly & Co. Add +0.1% 0.97% +0.24
GOOGL Alphabet Inc. Class A Add +1.3% 1.30% +0.24
SPDW Ste STR SPDR PT DW Eu ETF Add +7.1% 4.66% +0.18
LVHI Franklin International Low V Add +13.1% 1.41% +0.16
TOWN Towne Bank Add +41.2% 0.69% +0.15
AZN Astrazeneca PLC-Spons ADR New 0.14% +0.14
GILD Gilead Sciences Inc. New 0.13% +0.13
WTV Wisdomtree U.S. Value Fund Add +10.8% 1.77% +0.11
CAT Caterpillar Inc. Add +12.9% 0.45% +0.09
VYM Vanguard High DVD Yield ETF Add +6.6% 4.89% +0.08
AAPL Apple Inc. Add +3.6% 2.00% +0.07
ISRG Intuitive Surgical Inc. Add +0.1% 0.33% +0.05
AMZN Amazon.com Inc. Add +5.5% 0.42% +0.02
VOO Vanguard S&P 500 ETF Add +12.3% 0.21% +0.01
VHT Vanguard Health Care ETF Add +0.1% 0.14% +0.01
BAC Bank of America Corp. Add +1.4% 0.38% +0.00
IWM iShares Russell 2000 ETF Add +3.8% 0.21% −0.00
DFAI Dimensional International Co. Add +0.1% 0.16% −0.00
FFSM Fidelity FNDM SM Mid Cap ETF Add +0.1% 0.18% −0.00
MOAT Vaneck Morningstar Wide Moat Add +0.3% 0.20% −0.00
VTI VG Morningstar TS MKT ETF-US Add +3.3% 0.59% −0.01
V Visa Inc. Class A Add +2.5% 0.68% −0.01
CVX Chevron Corp. Add +1.9% 0.18% −0.01
DFCF Dimensional Core Fixed Inc. Add +0.3% 0.17% −0.01
DGRO iShares Core Dividend Growth Add +0.1% 0.27% −0.01
VEA Vanguard Ftse Developed ETF Add +0.1% 0.57% −0.01
MGC Vngrd Mrngstr MG Cap ETF-Usd Add +0.1% 0.44% −0.02
DFAC Dimensional US Core Equity 2 Add +0.1% 0.42% −0.02
VEU Vanguard Ftse All-World Ex-U Add +0.4% 0.53% −0.02
DFAU Dimensional US Core Equity M Add +0.0% 0.42% −0.02
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +0.2% 0.49% −0.02
VUG Vanguard Mrngstar GR ETF-Sui Add +0.6% 0.56% −0.02
PG The Procter & Gamble Co. Add +4.0% 0.25% −0.03
IVV iShares Core S&P 500 ETF Add +0.8% 1.09% −0.04
SPYM Ste STR SPDR PT S&P 500 ETF Add +3.8% 11.11% −0.04
MSFT Microsoft Corp. Add +1.8% 1.01% −0.12
IJR iShares Core S&P Small-Cap E Add +0.4% 2.45% −0.13
IWF iShares Russell 1000 Growth Add +3.1% 5.96% −0.14
QQQ Invesco QQQ Trust Series 1 Add +2.2% 9.83% −0.20
ICSH iShares Ultra Short Duration Add +3.2% 6.41% −0.24

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 108$186.5MSPYM, QQQ, ICSH, IWF, VYM
Q1 2026 107$162.2MSPYM, QQQ, ICSH, IWF, VYM
Q4 2025 111$163.9MSPYM, QQQ, ICSH, IWF, VYM
Q3 2025 110$153.6MSPYM, QQQ, ICSH, IWF, VYM
Q2 2025 112$131.2MSPYM, QQQ, IWF, VYM, SPDW
Q1 2025 109$120.1MSPYM, QQQ, IWF, VYM, IJR
Q4 2024 113$124.3MSPYM, QQQ, IWF, IJR, VYM