Black Diamond Financial, LLC

Name: Black Diamond Financial, LLC 13F holdings, Q3 2024
Creator: Black Diamond Financial, LLC
Published: 2024-11-06

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q2 2024Q1 2024

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 6, 2024), Black Diamond Financial, LLC reported 144 stock positions worth $589.1 million. Its top holding was Vngrd Mrgstr MG CP VL ETF-Ui (MGV) at 15.0% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 8.4%) and Schwab US Large-Cap Value (SCHV, 4.7%). Compared with Q2 2024, it opened 15 new positions, sold out of 9, added to 68 and reduced 32. The biggest buy was Vngrd Mrgstr MG CP VL ETF-Ui (MGV, shares +12%) and the biggest sale an exit from Proshares S&P 500 Dividend A (NOBL).

Most Recent 13F: Q2 2026
Location: TOWSON, MD
CIK: 0001759236
Portfolio Value: $589.1M (Q3 2024)
SEC Filing: 0001759236-24-000005 ↗ filed Nov 6, 2024

Holdings Value

Holdings 144 stocks · $589.1M


MGV Vngrd Mrgstr MG CP VL ETF-Ui	15.03%	690,138	$88.5M	Add +11.9%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	8.44%	154,350	$49.7M	Add +10.5%
SCHV Schwab US Large-Cap Value	4.73%	345,655	$27.9M	Add +10.5%
AGG iShares Core U.S. Aggregate	3.86%	224,351	$22.8M	Add +14.6%
SPTI SS SPDR P Int Term TSY ETF	3.81%	771,216	$22.5M	Add +14.6%
MGC Vngrd Mrngstr MG Cap ETF-Usd	3.50%	99,716	$20.6M	Reduce -0.3%
SCHG Schwab US Large-Cap Growth	3.39%	190,858	$20.0M	Add +7.7%
SCHX Schwab US Large-Cap ETF	3.17%	274,936	$18.7M	Reduce -0.8%
VUG Vanguard Mrngstar GR ETF-Sui	3.04%	46,705	$17.9M	Reduce -1.0%
SCHF Schwab Intl Equity ETF	2.89%	414,290	$17.0M	Add +27.6%
VOT Vngrd Mrngstr MC GRW ETF-Usd	2.58%	62,351	$15.2M	Add +17.2%
FREL Fidelity MSCI RL Est Indx	2.42%	481,947	$14.3M	Add +10.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd	1.98%	44,160	$11.7M	Add +0.1%
IGIB iShares 5-10Y Inv Grade Corp.	1.89%	206,842	$11.1M	Add +11.2%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.78%	52,289	$10.5M	Add +30.5%
VTV Vanguard Mrngstr Val ETF-Aui	1.58%	53,453	$9.3M	Reduce -0.0%
RSP Invesco S&P 500 Equal Weight	1.58%	51,913	$9.3M	Add +0.0%
LIND Lindblad Expeditions Holding	1.42%	904,452	$8.4M	No change
VB Vanguard Most SM-Cap ETF-Usd	1.36%	33,871	$8.0M	Reduce -0.5%
IMCV iShares Morningstar Mid-Cap	1.36%	104,242	$8.0M	Add +12.0%
VEA Vanguard Ftse Developed ETF	1.32%	147,188	$7.8M	Reduce -0.1%
SCHM Schwab US Mid Cap ETF	1.24%	88,114	$7.3M	Reduce -0.6%
SCHA Schwab US Small-Cap ETF	1.23%	141,075	$7.3M	Reduce -2.7%
MUB iShares National Muni Bond E	1.23%	64,333	$7.2M	Add +1.3%
IEMG iShares Core MSCI Emerging	1.21%	123,617	$7.1M	Add +12.4%
ISCG iShares Morningstar Small-Ca	1.19%	142,464	$7.0M	Add +40.0%
VCSH Vanguard S/T Corp. Bond ETF	1.19%	88,007	$7.0M	Add +0.9%
AAPL Apple Inc.	1.18%	29,956	$7.0M	Add +4.2%
SDY SS SPDR S&P Dividend ETF	1.04%	43,147	$6.1M	No change
CTOS Custom Truck One Source Inc.	0.98%	1,427,000	$5.8M	Add +906.8%
VTI VG Morningstar TS MKT ETF-US	0.89%	18,434	$5.2M	Add +17.4%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.88%	19,724	$5.2M	Reduce -0.9%
VEU Vanguard Ftse All-World Ex-U	0.79%	74,185	$4.7M	Reduce -0.6%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.75%	16,591	$4.4M	Add +0.0%
VNQ Vanguard Real Estate ETF	0.69%	41,472	$4.0M	Add +13.4%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.68%	23,729	$4.0M	Add +5.2%
VOO Vanguard S&P 500 ETF	0.58%	6,503	$3.4M	Add +40.6%
IVV iShares Core S&P 500 ETF	0.56%	5,700	$3.3M	Add +0.6%
IJR iShares Core S&P Small-Cap E	0.51%	25,654	$3.0M	Reduce -0.7%
MSFT Microsoft Corp.	0.47%	6,421	$2.8M	Add +9.3%
QQQ Invesco QQQ Trust Series 1	0.43%	5,210	$2.5M	Add +0.5%
IMCG iShares Morningstar Mid-Cap	0.41%	32,992	$2.4M	Add +4.3%
BRK.B Berkshire Hathaway Inc. Class B	0.38%	4,890	$2.3M	Reduce -38.0%
SPY SS SPDR S&P 500 ETF Trust-US	0.38%	3,894	$2.2M	Reduce -2.2%
NVDA Nvidia Corp.	0.37%	17,809	$2.2M	Add +64.3%
SCHH Schwab US REIT ETF	0.33%	83,755	$1.9M	Add +1.2%
AMZN Amazon.com Inc.	0.32%	10,232	$1.9M	Add +5.5%
VTEB Vanguard Tax-Exempt Bond ETF	0.32%	36,967	$1.9M	No change
USMV iShares MSCI USA Min Vol Fac	0.32%	20,332	$1.9M	No change
XLK SS Technology Select Sector	0.29%	7,587	$1.7M	Add +14.9%
SRLN SS Blackstone Sr Loan ETF	0.29%	40,908	$1.7M	No change
GOOG Alphabet Inc. Class C	0.27%	9,680	$1.6M	Add +4.6%
JPM JPMorgan Chase & Co.	0.27%	7,570	$1.6M	Add +21.7%
VIG Vanguard Dividend Apprec ETF	0.26%	7,810	$1.5M	Add +48.7%
LLY Eli Lilly & Co.	0.23%	1,549	$1.4M	Add +1.8%
CEG Constellation Energy	0.22%	5,094	$1.3M	Add +4.0%
SCHO Schwab Short-Term US Treas	0.20%	24,268	$1.2M	Add +15.6%
IEFA iShares Core MSCI Eafe ETF	0.20%	14,735	$1.2M	No change
VWO Vanguard Ftse Emerging Marke	0.19%	23,843	$1.1M	Reduce -2.4%
VGT Vanguard Info Tech ETF	0.19%	1,860	$1.1M	Add +21.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.17%	25,135	$997K	Add +9.1%
GOOGL Alphabet Inc. Class A	0.16%	5,555	$921K	Add +8.1%
GLD SPDR Gold Shares	0.15%	3,696	$898K	Reduce -75.7%
VTIP Vanguard Short-Term Tips	0.14%	16,552	$816K	Reduce -2.5%
MCK McKesson Corp.	0.13%	1,525	$754K	Add +1.3%
PEP Pepsico Inc.	0.13%	4,385	$746K	No change
XOM Exxon Mobil Corp.	0.13%	6,289	$737K	Add +24.5%
META Meta Platforms Inc. Class A	0.12%	1,279	$732K	Add +13.6%
TSLA Tesla Inc.	0.12%	2,746	$718K	Reduce -15.7%
UNH Unitedhealth Group Inc.	0.12%	1,221	$714K	Reduce -1.5%
ISCV iShares Morningstar Small-Ca	0.12%	11,189	$710K	Reduce -1.0%
HDV iShares Core High Dividend E	0.12%	5,865	$690K	No change
SYK Stryker Corp.	0.11%	1,862	$673K	New
EFAV iShares MSCI Eafe Min Vol Fa	0.11%	8,090	$621K	No change
PG The Procter & Gamble Co.	0.10%	3,524	$610K	Add +1.3%
SHV iShares 0-1 Year Treasury Bo	0.10%	5,270	$583K	Add +18.8%
EXC Exelon Corp.	0.10%	14,148	$574K	Add +0.6%
COST Costco Wholesale Corp.	0.09%	592	$525K	Add +6.3%
CSX CSX Corp.	0.09%	15,194	$525K	Reduce -0.2%
PLD Prologis Inc.	0.09%	4,153	$524K	Add +0.1%
IWB iShares Russell 1000 ETF	0.09%	1,618	$509K	No change
VYM Vanguard High DVD Yield ETF	0.08%	3,892	$499K	Add +8.8%
V Visa Inc. Class A	0.08%	1,774	$488K	Add +1.3%
PWR Quanta Services Inc.	0.08%	1,608	$479K	No change
IAU iShares Gold Trust	0.08%	9,584	$476K	No change
JNJ Johnson & Johnson	0.08%	2,885	$467K	Add +5.0%
SSB Southstate Bank Corp.	0.08%	4,704	$457K	Reduce -26.4%
MRK Merck & Co. Inc.	0.08%	4,021	$457K	Add +0.1%
MA Mastercard Inc. Class A	0.08%	912	$450K	Reduce -2.7%
LOW Lowe's Cos Inc.	0.08%	1,640	$444K	Add +13.8%
VOOG Vanguard S&P 500 Growth ETF	0.07%	1,263	$436K	New
WMT Walmart Inc.	0.07%	5,205	$420K	Add +48.7%
MDY State Street SPDR S&P Midcap	0.07%	702	$400K	Reduce -86.7%
RTX RTX Corp.	0.07%	3,263	$395K	Add +15.8%
HON Honeywell International Inc.	0.07%	1,870	$386K	Reduce -3.8%
WSC Willscot Holdings Corp.	0.06%	10,000	$376K	No change
CAT Caterpillar Inc.	0.06%	955	$373K	Add +38.0%
SCHB Schwab US Broad Market ETF	0.06%	5,609	$373K	Reduce -10.8%
VDE Vanguard Energy ETF	0.06%	2,994	$367K	Reduce -0.3%
UNP Union Pacific Corp.	0.06%	1,467	$362K	Reduce -3.4%
IWF iShares Russell 1000 Growth	0.06%	924	$347K	No change
IBIT iShares Bitcoin Trust ETF	0.06%	9,597	$347K	Reduce -6.1%
VFH Vanguard Financials ETF	0.06%	3,150	$346K	No change
XLV SS Health Care Select Sector	0.06%	2,244	$346K	Add +4.9%
HD Home Depot Inc.	0.05%	785	$318K	No change
YUM Yum! Brands Inc.	0.05%	2,275	$318K	No change
XLF SS Financial Select Sector	0.05%	6,928	$314K	No change
ABBV Abbvie Inc.	0.05%	1,581	$312K	Add +2.0%
EVRG Evergy Inc.	0.05%	4,729	$293K	No change
BDX Becton Dickinson and Co.	0.05%	1,214	$293K	No change
CVX Chevron Corp.	0.05%	1,926	$284K	Add +0.2%
ORLY O'reilly Automotive Inc.	0.05%	243	$280K	No change
KNX Knight-Swift Transportation	0.05%	5,150	$278K	No change
DHR Danaher Corp.	0.05%	972	$270K	Reduce -12.8%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	0.05%	3,324	$267K	Add +0.1%
WFC Wells Fargo & Co.	0.04%	4,663	$263K	Add +21.0%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.04%	619	$262K	Add +0.2%
DE Deere & Co.	0.04%	626	$261K	New
VTWO Vanguard Russell 2000 ETF	0.04%	2,772	$248K	Add +0.7%
HYMB SS SPDR N Ice HY Muni ETF	0.04%	9,320	$245K	No change
SCHC Schwab Intl Small-Cap Equity	0.04%	6,316	$243K	Reduce -19.1%
IJH iShares Core S&P Midcap ETF	0.04%	3,840	$239K	Add +1.3%
VSS Vanguard Ftse All Wo X-US SC	0.04%	1,856	$234K	No change
CORT Corcept Therapeutics Inc.	0.04%	5,000	$231K	New
XLU St Sr Utl SL SE SPDR ETF-Usd	0.04%	2,862	$231K	Reduce -5.0%
VZ Verizon Communications Inc.	0.04%	5,134	$231K	Reduce -1.1%
QUAL iShares MSCI USA Quality Fac	0.04%	1,283	$230K	Add +6.2%
EXPD Expeditors Intl Wash Inc.	0.04%	1,748	$230K	No change
BX Blackstone Inc.	0.04%	1,448	$222K	New
SCHZ Schwab US Aggregate Bond ETF	0.04%	4,592	$218K	No change
DUK Duke Energy Corp.	0.04%	1,885	$217K	New
KO The Coca-Cola Co.	0.04%	2,998	$215K	New
ROST Ross Stores Inc.	0.04%	1,420	$214K	No change
DFAC Dimensional US Core Equity 2	0.04%	6,175	$212K	New
IYG iShares U.S. Financial Servi	0.04%	2,931	$208K	New
ES Eversource Energy	0.04%	3,054	$208K	New
MKC McCormick & Co.-Non VTG SHRS	0.04%	2,525	$208K	New
ESGV Vanguard ESG US Stock ETF	0.04%	2,043	$208K	New
MCD McDonald's Corp.	0.03%	675	$205K	New
TIP iShares Tips Bond ETF	0.03%	1,858	$205K	New
MET Metlife Inc.	0.03%	2,441	$201K	New
DCGO Docgo Inc.	0.02%	38,592	$128K	No change
ILPT Industrial Logistics Propert	0.02%	25,000	$119K	No change
CVM Cel-Sci Corp.	0.02%	85,000	$90K	Add +18.1%

Other holdings (1): bonds, preferreds, convertibles and warrants · $1K (not counted above)

Security	Class	Shares / Principal	Value	Change
LVWR.WS Livewire Group Inc.-27	*W EXP 09/26/202	11,500	$1K	No change

Total filed on the 13F, all lines: $589.1M.

Portfolio Sells Q2 2024 → Q3 2024


NOBL Proshares S&P 500 Dividend A	Sold out	0.00%	−0.66
GLD SPDR Gold Shares	Reduce -75.7%	0.15%	−0.48
MDY State Street SPDR S&P Midcap	Reduce -86.7%	0.07%	−0.48
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -1.0%	3.04%	−0.36
MGC Vngrd Mrngstr MG Cap ETF-Usd	Reduce -0.3%	3.50%	−0.31
SCHX Schwab US Large-Cap ETF	Reduce -0.8%	3.17%	−0.27
BRK.B Berkshire Hathaway Inc. Class B	Reduce -38.0%	0.38%	−0.24
XLB SS Materials Select Sector	Sold out	0.00%	−0.17
IXC iShares Global Energy ETF	Sold out	0.00%	−0.14
PSLV Sprott Physical Silver Trust	Sold out	0.00%	−0.14
PHYS Sprott Physical Gold Trust	Sold out	0.00%	−0.13
SCHA Schwab US Small-Cap ETF	Reduce -2.7%	1.23%	−0.10
SCHM Schwab US Mid Cap ETF	Reduce -0.6%	1.24%	−0.09
VEA Vanguard Ftse Developed ETF	Reduce -0.1%	1.32%	−0.09
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Reduce -0.9%	0.88%	−0.08
VTV Vanguard Mrngstr Val ETF-Aui	Reduce -0.0%	1.58%	−0.07
URA Global X Uranium ETF	Sold out	0.00%	−0.07
VB Vanguard Most SM-Cap ETF-Usd	Reduce -0.5%	1.36%	−0.07
XLI SS Industrial Select Sector	Sold out	0.00%	−0.06
CEF Sprott Physical Gold and Sil	Sold out	0.00%	−0.05
VEU Vanguard Ftse All-World Ex-U	Reduce -0.6%	0.79%	−0.05
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -2.2%	0.38%	−0.04
IJR iShares Core S&P Small-Cap E	Reduce -0.7%	0.51%	−0.02
VTIP Vanguard Short-Term Tips	Reduce -2.5%	0.14%	−0.02
NMRK Newmark Group Inc. Class A	Sold out	0.00%	−0.02
SSB Southstate Bank Corp.	Reduce -26.4%	0.08%	−0.02
HON Honeywell International Inc.	Reduce -3.8%	0.07%	−0.01
SCHB Schwab US Broad Market ETF	Reduce -10.8%	0.06%	−0.01
VWO Vanguard Ftse Emerging Marke	Reduce -2.4%	0.19%	−0.01
SCHC Schwab Intl Small-Cap Equity	Reduce -19.1%	0.04%	−0.01
VDE Vanguard Energy ETF	Reduce -0.3%	0.06%	−0.01
CSX CSX Corp.	Reduce -0.2%	0.09%	−0.01
IBIT iShares Bitcoin Trust ETF	Reduce -6.1%	0.06%	−0.01
DHR Danaher Corp.	Reduce -12.8%	0.05%	−0.01
ISCV iShares Morningstar Small-Ca	Reduce -1.0%	0.12%	−0.01
UNP Union Pacific Corp.	Reduce -3.4%	0.06%	−0.01
MA Mastercard Inc. Class A	Reduce -2.7%	0.08%	−0.00
TSLA Tesla Inc.	Reduce -15.7%	0.12%	−0.00
VZ Verizon Communications Inc.	Reduce -1.1%	0.04%	−0.00
UNH Unitedhealth Group Inc.	Reduce -1.5%	0.12%	−0.00
XLU St Sr Utl SL SE SPDR ETF-Usd	Reduce -5.0%	0.04%	−0.00

Portfolio Buys Q2 2024 → Q3 2024


MGV Vngrd Mrgstr MG CP VL ETF-Ui	Add +11.9%	15.03%	+0.91
CTOS Custom Truck One Source Inc.	Add +906.8%	0.98%	+0.86
SCHF Schwab Intl Equity ETF	Add +27.6%	2.89%	+0.48
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +30.5%	1.78%	+0.37
FREL Fidelity MSCI RL Est Indx	Add +10.9%	2.42%	+0.29
ISCG iShares Morningstar Small-Ca	Add +40.0%	1.19%	+0.29
SCHV Schwab US Large-Cap Value	Add +10.5%	4.73%	+0.26
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +17.2%	2.58%	+0.23
AGG iShares Core U.S. Aggregate	Add +14.6%	3.86%	+0.20
SPTI SS SPDR P Int Term TSY ETF	Add +14.6%	3.81%	+0.17
VOO Vanguard S&P 500 ETF	Add +40.6%	0.58%	+0.14
SYK Stryker Corp.	New	0.11%	+0.11
NVDA Nvidia Corp.	Add +64.3%	0.37%	+0.11
IMCV iShares Morningstar Mid-Cap	Add +12.0%	1.36%	+0.10
VNQ Vanguard Real Estate ETF	Add +13.4%	0.69%	+0.09
VIG Vanguard Dividend Apprec ETF	Add +48.7%	0.26%	+0.08
VTI VG Morningstar TS MKT ETF-US	Add +17.4%	0.89%	+0.08
VOOG Vanguard S&P 500 Growth ETF	New	0.07%	+0.07
IEMG iShares Core MSCI Emerging	Add +12.4%	1.21%	+0.07
IGIB iShares 5-10Y Inv Grade Corp.	Add +11.2%	1.89%	+0.05
DE Deere & Co.	New	0.04%	+0.04
CORT Corcept Therapeutics Inc.	New	0.04%	+0.04
BX Blackstone Inc.	New	0.04%	+0.04
DUK Duke Energy Corp.	New	0.04%	+0.04
KO The Coca-Cola Co.	New	0.04%	+0.04
DFAC Dimensional US Core Equity 2	New	0.04%	+0.04
CEG Constellation Energy	Add +4.0%	0.22%	+0.04
ES Eversource Energy	New	0.04%	+0.04
IYG iShares U.S. Financial Servi	New	0.04%	+0.04
MKC McCormick & Co.-Non VTG SHRS	New	0.04%	+0.04
ESGV Vanguard ESG US Stock ETF	New	0.04%	+0.04
MCD McDonald's Corp.	New	0.03%	+0.03
TIP iShares Tips Bond ETF	New	0.03%	+0.03
MET Metlife Inc.	New	0.03%	+0.03
JPM JPMorgan Chase & Co.	Add +21.7%	0.27%	+0.03
WMT Walmart Inc.	Add +48.7%	0.07%	+0.03
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +5.2%	0.68%	+0.02
CAT Caterpillar Inc.	Add +38.0%	0.06%	+0.02
AAPL Apple Inc.	Add +4.2%	1.18%	+0.01
VGT Vanguard Info Tech ETF	Add +21.7%	0.19%	+0.01
META Meta Platforms Inc. Class A	Add +13.6%	0.12%	+0.01
LOW Lowe's Cos Inc.	Add +13.8%	0.08%	+0.01
XOM Exxon Mobil Corp.	Add +24.5%	0.13%	+0.01
RTX RTX Corp.	Add +15.8%	0.07%	+0.01
SCHH Schwab US REIT ETF	Add +1.2%	0.33%	+0.01
SCHO Schwab Short-Term US Treas	Add +15.6%	0.20%	+0.01
SHV iShares 0-1 Year Treasury Bo	Add +18.8%	0.10%	+0.00
EXC Exelon Corp.	Add +0.6%	0.10%	+0.00
VYM Vanguard High DVD Yield ETF	Add +8.8%	0.08%	+0.00
XLK SS Technology Select Sector	Add +14.9%	0.29%	+0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	197	$1.1B	MGV, MGK, SCHV, SCHG, AGG
Q1 2026	184	$916.5M	MGV, MGK, AGG, SCHV, SPTI
Q4 2025	175	$948.6M	MGV, MGK, VUG, AGG, SPTI
Q3 2025	160	$892.5M	MGV, MGK, VUG, AGG, SPTI
Q2 2025	143	$643.9M	MGV, MGK, AGG, SPTI, SCHV
Q1 2025	145	$665.9M	MGV, MGK, AGG, SPTI, SCHV
Q4 2024	145	$667.3M	MGV, MGK, AGG, SPTI, SCHV
Q3 2024	144	$589.1M	MGV, MGK, SCHV, AGG, SPTI
Q2 2024	138	$517.9M	MGV, MGK, SCHV, MGC, AGG
Q1 2024	114	$370.0M	MGV, MGK, SCHV, MGC, SCHX