Cobblestone Capital Advisors LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Cobblestone Capital Advisors LLC reported 303 stock positions worth $2.1 billion. Its top holding was iShares Core Intl Stock ETF (IXUS) at 8.8% of the portfolio, followed by iShares Core S&P Total U.S. (ITOT, 8.6%) and iShares US Treasury Bond ETF (GOVT, 5.5%). Compared with Q2 2025, it opened 10 new positions, sold out of 8, added to 106 and reduced 110. The biggest buy was iShares Core S&P Total U.S. (ITOT, shares +2%) and the biggest sale iShares US Treasury Bond ETF (GOVT, shares −2%).

Most Recent 13F
Q3 2025
Location
ROCHESTER, NY
CIK
0001033505
Portfolio Value
$2.1B (Q3 2025)
SEC Filing
0001033505-25-000018 ↗ filed Nov 12, 2025

Holdings Value

0$500.0M$1.0B$1.5B$2.0B$2.5B Q1 2024: $1.6B Q1 2024 Q2 2024: $1.6B Q2 2024 Q3 2024: $1.8B Q3 2024 Q4 2024: $1.8B Q4 2024 Q1 2025: $1.8B Q1 2025 Q2 2025: $2.0B Q2 2025 Q3 2025: $2.1B $2.1B Q3 2025

Holdings 303 stocks · $2.1B
IXUS iShares Core Intl Stock ETF 8.84% 2,229,835 $184.1M Add +0.8%
ITOT iShares Core S&P Total U.S. 8.58% 1,227,179 $178.7M Add +1.9%
GOVT iShares US Treasury Bond ETF 5.48% 4,937,659 $114.2M Reduce -2.1%
AAPL Apple Inc. 4.17% 340,764 $86.8M Reduce -1.4%
DFAX Dimensional World Ex US Core 4.16% 2,762,854 $86.7M Add +0.4%
MSFT Microsoft Corp. 3.13% 125,801 $65.2M Reduce -0.8%
AMZN Amazon.com Inc. 3.07% 291,136 $63.9M Reduce -1.6%
GOOG Alphabet Inc. Class C 2.91% 248,763 $60.6M Reduce -1.1%
NVDA Nvidia Corp. 2.81% 313,274 $58.5M Reduce -0.6%
JVAL JPMorgan US Value Factor ETF 2.75% 1,206,529 $57.3M Add +1.4%
VXF Vanguard Extended Market ETF 2.35% 233,545 $48.9M Add +0.7%
IEMG iShares Core MSCI Emerging 2.29% 724,616 $47.8M Add +1.0%
DMBS Doubleline Mortgage ETF 2.28% 954,379 $47.4M Add +0.4%
BRK.B Berkshire Hathaway Inc. Class B 2.26% 93,729 $47.1M Add +0.4%
IEF iShares 7-10 Year Treasury B 2.15% 464,647 $44.8M Add +0.1%
MKL Markel Group Inc. 1.84% 19,997 $38.2M Reduce -0.0%
V Visa Inc. Class A 1.72% 105,182 $35.9M Reduce -0.0%
VTI VG Morningstar TS MKT ETF-US 1.47% 93,337 $30.6M Reduce -1.0%
MCO Moody's Corp. 1.35% 58,905 $28.1M Reduce -0.1%
MTUM iShares MSCI USA Momentum Fa 1.15% 93,509 $24.0M Reduce -0.6%
SPY SS SPDR S&P 500 ETF Trust-US 1.11% 34,642 $23.1M Reduce -0.3%
BN Brookfield Corp. 1.10% 332,728 $22.8M Reduce -0.9%
AXP American Express Co. 1.08% 67,740 $22.5M Reduce -0.5%
SCHB Schwab US Broad Market ETF 1.01% 817,820 $21.0M Reduce -0.5%
RSG Republic Services Inc. 0.97% 87,956 $20.2M Add +0.4%
CPRT Copart Inc. 0.88% 406,844 $18.3M Reduce -0.6%
CNI Canadian Natl Railway Co. 0.87% 192,355 $18.1M Add +0.3%
JKHY Jack Henry & Associates Inc. filed as HENRY JACK & ASSOC INC 0.87% 121,097 $18.0M Reduce -2.7%
GOOGL Alphabet Inc. Class A 0.84% 72,359 $17.6M Reduce -0.8%
PCOR Procore Technologies Inc. 0.82% 235,111 $17.1M Add +0.7%
PEP Pepsico Inc. 0.78% 115,641 $16.2M Reduce -0.3%
ORLY O'reilly Automotive Inc. 0.78% 150,322 $16.2M Add +0.4%
CWI State Street SPDR MSCI Acwi 0.77% 456,230 $15.9M Reduce -1.7%
IDXX Idexx Laboratories Inc. 0.76% 24,765 $15.8M Reduce -0.2%
COST Costco Wholesale Corp. 0.72% 16,294 $15.1M Reduce -0.5%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.70% 100,538 $14.5M Add +0.1%
VOO Vanguard S&P 500 ETF 0.66% 22,478 $13.8M Reduce -2.7%
BRK.A Berkshire Hathaway Inc. Class A 0.65% 18 $13.6M No change
BNL Broadstone Net Lease Inc. 0.64% 744,528 $13.3M Add +5.5%
SCHX Schwab US Large-Cap ETF 0.63% 498,111 $13.1M Reduce -1.6%
AMT American Tower Corp. 0.56% 60,589 $11.7M Reduce -0.4%
DEO Diageo PLC-Sponsored ADR 0.55% 120,288 $11.5M Reduce -5.6%
FNDX Schwab Fndmntl US LRG Co. ETF 0.52% 410,994 $10.8M Reduce -1.4%
JPST JPMorgan Ultra-Short Income 0.51% 210,276 $10.7M Reduce -2.9%
GHM Graham Corp. 0.49% 187,289 $10.3M No change
WFC Wells Fargo & Co. 0.48% 120,159 $10.1M Reduce -4.6%
VGIT Vanguard Intermediate-Term T 0.48% 164,857 $9.9M Add +54.1%
CVS CVS Health Corp. 0.47% 129,937 $9.8M Add +0.4%
AGG iShares Core U.S. Aggregate 0.41% 84,352 $8.5M Add +45.9%
IWM iShares Russell 2000 ETF 0.38% 32,691 $7.9M Add +22.5%
PG The Procter & Gamble Co. 0.38% 51,407 $7.9M Reduce -0.5%
PAYX Paychex Inc. 0.30% 49,767 $6.3M Reduce -1.7%
JPM JPMorgan Chase & Co. 0.30% 19,514 $6.2M Add +0.8%
XOM Exxon Mobil Corp. 0.26% 48,225 $5.4M Add +0.3%
SPTS SS SPDR P St Term TSY ETF 0.25% 178,407 $5.2M Add +1.5%
CVX Chevron Corp. 0.25% 33,028 $5.1M Add +0.8%
IAU iShares Gold Trust 0.24% 69,642 $5.1M No change
SHOP Shopify Inc. Class A 0.24% 34,047 $5.1M Reduce -11.3%
JNJ Johnson & Johnson 0.24% 27,271 $5.1M Reduce -0.3%
BND Vanguard Total Bond Market 0.24% 67,765 $5.0M Add +1.3%
NFG National Fuel Gas Co. 0.20% 46,143 $4.3M No change
SUSA iShares ESG Optimized MSCI U 0.20% 30,912 $4.2M Reduce -0.2%
VMBS Vanguard Mortgage-Backed Sec 0.18% 77,720 $3.6M Add +125.9%
SCHR Schwab Intermediate-Term US 0.17% 144,533 $3.6M Add +0.9%
GLW Corning Inc. 0.16% 39,507 $3.2M Reduce -2.1%
SCHE Schwab Emrg Mrkts Eqty ETF 0.15% 95,921 $3.2M Reduce -2.5%
EPD Enterprise Products Partners 0.15% 96,916 $3.0M Add +0.0%
ORCL Oracle Corp. 0.14% 10,609 $3.0M Reduce -6.1%
QVMS Invesco S&P Smallcap 600 QVM 0.14% 105,588 $3.0M Add +1.6%
MRK Merck & Co. Inc. 0.14% 35,005 $2.9M Add +0.3%
SCHA Schwab US Small-Cap ETF 0.14% 104,495 $2.9M Add +0.2%
IJR iShares Core S&P Small-Cap E 0.13% 23,144 $2.8M Add +3.7%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.13% 25,180 $2.7M Add +0.9%
IGSB iShares 1-5Y Inv Grade Corp. 0.13% 50,485 $2.7M Add +14.0%
MBB iShares MBS ETF 0.13% 27,616 $2.6M Add +9.1%
IDEV iShares Core MSCI Dev MKTS 0.12% 32,205 $2.6M No change
ACWX iShares MSCI Acwi Ex US ETF 0.12% 39,568 $2.6M Reduce -1.3%
IVV iShares Core S&P 500 ETF 0.12% 3,813 $2.6M Reduce -7.2%
USFR Wisdomtree Floating Rate Tre 0.12% 50,589 $2.5M Add +2.1%
ABBV Abbvie Inc. 0.12% 10,598 $2.5M No change
META Meta Platforms Inc. Class A 0.12% 3,299 $2.4M Reduce -1.2%
ET Energy Transfer LP 0.11% 135,393 $2.3M No change
VEU Vanguard Ftse All-World Ex-U 0.11% 32,294 $2.3M No change
PSX Phillips 66 0.11% 16,926 $2.3M Add +0.5%
MA Mastercard Inc. Class A 0.11% 3,940 $2.2M Add +2.9%
SCHO Schwab Short-Term US Treas 0.11% 91,230 $2.2M Reduce -8.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.10% 41,518 $2.1M Add +1.0%
SPMB SS SPDR P Mort Back Bond ETF 0.10% 93,645 $2.1M Add +3.9%
WPM Wheaton Precious Metals Corp. 0.10% 18,174 $2.0M Add +1.2%
NEE Nextera Energy Inc. 0.10% 26,847 $2.0M Reduce -0.8%
MCD McDonald's Corp. 0.10% 6,516 $2.0M Add +0.3%
KO The Coca-Cola Co. 0.09% 29,473 $2.0M Add +2.7%
CAT Caterpillar Inc. 0.09% 4,062 $1.9M No change
EMR Emerson Electric Co. 0.09% 14,364 $1.9M No change
HD Home Depot Inc. 0.09% 4,627 $1.9M Reduce -1.4%
RTX RTX Corp. 0.09% 10,934 $1.8M Reduce -0.4%
SPBO SS SPDR P Corp. Bond ETF 0.09% 61,250 $1.8M No change
IWO iShares Russell 2000 Growth 0.09% 5,651 $1.8M No change
GE General Electric filed as GE AEROSPACE 0.08% 5,802 $1.7M Add +0.5%
VWO Vanguard Ftse Emerging Marke 0.08% 31,734 $1.7M Add +0.6%
CSCO Cisco Systems Inc. 0.08% 24,622 $1.7M Add +0.6%
EFA iShares MSCI Eafe ETF 0.08% 17,499 $1.6M Reduce -0.7%
SYK Stryker Corp. 0.08% 4,412 $1.6M Reduce -0.3%
IYG iShares U.S. Financial Servi 0.08% 17,910 $1.6M No change
VEA Vanguard Ftse Developed ETF 0.08% 26,383 $1.6M No change
QCOM Qualcomm Inc. 0.07% 9,375 $1.6M Reduce -0.1%
LMT Lockheed Martin Corp. 0.07% 3,119 $1.6M Reduce -4.2%
AVGO Broadcom Inc. 0.07% 4,702 $1.6M Reduce -2.0%
DKS Dick's Sporting Goods Inc. 0.07% 6,951 $1.5M Reduce -1.4%
AVNM Avantis All Intl MKTS Eq ETF 0.07% 21,710 $1.5M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.07% 8,036 $1.5M Reduce -2.6%
YUM Yum! Brands Inc. 0.07% 9,699 $1.5M Add +0.3%
LIN Linde PLC 0.07% 3,090 $1.5M No change
BA The Boeing Co. 0.07% 6,492 $1.4M Reduce -0.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 4,680 $1.3M Add +0.5%
TD Toronto-Dominion Bank 0.06% 16,340 $1.3M Reduce -0.4%
WM Waste Management Inc. 0.06% 5,823 $1.3M Add +0.9%
TFC Truist Financial Corp. 0.06% 27,772 $1.3M New
VT Vanguard Tot World STK ETF 0.06% 9,149 $1.3M Reduce -0.2%
MINT PIMCO Enhanced Short Maturit 0.06% 12,500 $1.3M Reduce -3.7%
GS Goldman Sachs Group Inc. 0.06% 1,580 $1.3M Reduce -0.2%
ETN Eaton Corp. PLC 0.06% 3,359 $1.3M Reduce -0.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.06% 10,972 $1.3M Reduce -1.8%
HON Honeywell International Inc. 0.06% 5,813 $1.2M Add +0.2%
IWN iShares Russell 2000 Value E 0.06% 6,850 $1.2M No change
TOTL SS Doubleline TR Tact ETF 0.06% 29,568 $1.2M Reduce -5.6%
VXUS Vanguard Total Intl Stock 0.06% 16,153 $1.2M Reduce -5.5%
CMCSA Comcast Corp. Class A 0.06% 37,412 $1.2M Reduce -0.9%
LLY Eli Lilly & Co. 0.06% 1,520 $1.2M Reduce -6.0%
ESGD iShares Trust iShares ESG Aw 0.06% 12,441 $1.2M Reduce -0.1%
ABT Abbott Laboratories 0.05% 8,338 $1.1M No change
AVDE Avantis International Equity 0.05% 13,943 $1.1M Reduce -0.0%
WMT Walmart Inc. 0.05% 10,438 $1.1M No change
SO The Southern Co. 0.05% 11,284 $1.1M Reduce -0.1%
IJH iShares Core S&P Midcap ETF 0.05% 16,277 $1.1M Add +0.8%
PFE Pfizer Inc. 0.05% 41,148 $1.0M Reduce -5.7%
TMO Thermo Fisher Scientific Inc. 0.05% 2,159 $1.0M Add +2.6%
BLK BlackRock Inc. 0.05% 897 $1.0M Add +4.5%
HDV iShares Core High Dividend E 0.05% 8,530 $1.0M No change
MCK McKesson Corp. 0.05% 1,323 $1.0M No change
LOW Lowe's Cos Inc. 0.05% 4,055 $1.0M No change
NKE Nike Inc. Class B 0.05% 14,559 $1.0M Reduce -1.0%
KMB Kimberly-Clark Corp. 0.05% 7,832 $974K Add +0.8%
GEV GE Vernova Inc. 0.05% 1,573 $967K Reduce -0.3%
DSI iShares ESG MSCI KLD 400 ETF 0.05% 7,640 $962K No change
UNH Unitedhealth Group Inc. 0.05% 2,785 $962K Reduce -12.4%
ICF iShares Select U.S. REIT ETF 0.05% 15,557 $959K No change
DE Deere & Co. 0.05% 2,091 $956K Add +0.4%
ESGE iShares Inc. iShares ESG Awar 0.04% 21,216 $921K Add +0.5%
BMY Bristol-Myers Squibb Co. 0.04% 20,188 $911K Add +0.7%
CCK Crown Holdings Inc. 0.04% 9,312 $899K Reduce -0.2%
VB Vanguard Most SM-Cap ETF-Usd 0.04% 3,534 $899K No change
ITW Illinois Tool Works 0.04% 3,432 $895K Add +1.4%
IWV iShares Russell 3000 ETF 0.04% 2,310 $875K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.04% 1,820 $873K Reduce -2.4%
CCAP Crescent Capital BDC Inc. 0.04% 58,783 $838K Add +1.3%
NFLX Netflix Inc. 0.04% 685 $821K Add +0.3%
ADP Automatic Data Processing 0.04% 2,764 $811K Add +1.6%
ADBE Adobe Inc. 0.04% 2,297 $810K Reduce -5.7%
WRB WR Berkley Corp. filed as BERKLEY W R CORP 0.04% 10,320 $791K No change
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.04% 7,067 $788K Add +6.6%
STZ Constellation Brands Inc. Class A 0.04% 5,828 $785K Reduce -4.4%
KVUE Kenvue Inc. 0.04% 47,028 $763K Add +0.0%
CEF Sprott Physical Gold and Sil 0.04% 20,703 $760K No change
LHX L3HARRIS Technologies Inc. 0.04% 2,477 $757K Add +3.0%
DUK Duke Energy Corp. 0.04% 6,050 $749K Reduce -0.5%
SHY iShares 1-3 Year Treasury Bo 0.04% 9,003 $747K Reduce -0.9%
QQQ Invesco QQQ Trust Series 1 0.04% 1,243 $746K Reduce -2.2%
TSM Taiwan Semiconductor-SP ADR 0.04% 2,637 $736K Add +5.3%
PM Philip Morris International 0.04% 4,529 $735K Reduce -0.6%
EEM iShares MSCI Emerging Market 0.03% 13,577 $725K Reduce -2.3%
USIG iShares Broad Usd Investment 0.03% 13,634 $712K Add +3.9%
IEFA iShares Core MSCI Eafe ETF 0.03% 8,150 $712K Reduce -4.3%
IJK iShares S&P Mid-Cap 400 Grow 0.03% 7,153 $686K Add +2.7%
CRH CRH PLC 0.03% 5,528 $663K Add +0.1%
KKR KKR & Co. Inc. 0.03% 5,063 $658K No change
ISRG Intuitive Surgical Inc. 0.03% 1,466 $656K Add +7.3%
WBS Webster Financial Corp. 0.03% 10,788 $641K Reduce -0.8%
KBE SS SPDR S&P Bank ETF 0.03% 10,750 $639K No change
CSX CSX Corp. 0.03% 17,746 $630K Add +1.8%
CRWD CrowdStrike Holdings Inc. Class A 0.03% 1,263 $619K Add +13.0%
TT Trane Technologies PLC 0.03% 1,463 $617K No change
ACN Accenture PLC Class A 0.03% 2,503 $617K Reduce -0.8%
JMUB JPMorgan Municipal ETF 0.03% 12,130 $612K New
PHYS Sprott Physical Gold Trust 0.03% 20,549 $609K No change
HCA HCA Healthcare Inc. 0.03% 1,426 $608K Reduce -0.5%
MIDE Xtrac S&P MC 400 Sc&scrn ETF 0.03% 18,741 $603K Add +0.3%
TGNA Tegna Inc. 0.03% 29,187 $593K No change
ENB Enbridge Inc. 0.03% 11,179 $564K Reduce -0.0%
PRF Invesco Rafi US 1000 ETF 0.03% 12,315 $557K No change
SCHD Schwab US DVD Equity ETF 0.03% 20,299 $554K Add +0.3%
PPL PPL Corp. 0.03% 14,839 $551K No change
CFG Citizens Financial Group 0.03% 10,330 $549K Reduce -0.6%
DFIC Dimensional International Co. 0.03% 16,390 $537K Reduce -4.4%
SLV iShares Silver Trust 0.03% 12,663 $537K Add +7.3%
AMD Advanced Micro Devices 0.03% 3,272 $529K Reduce -5.7%
IJJ iShares S&P Mid-Cap 400 Valu 0.03% 4,069 $528K Reduce -2.6%
GL Globe Life Inc. 0.03% 3,661 $523K Reduce -12.1%
AEP American Electric Power 0.02% 4,606 $518K Add +1.8%
AFL Aflac Inc. 0.02% 4,585 $512K Add +0.8%
ROP Roper Technologies Inc. 0.02% 1,020 $509K Add +4.8%
ED Consolidated Edison Inc. 0.02% 5,032 $506K No change
MO Altria Group Inc. 0.02% 7,646 $505K No change
YUMC Yum China Holdings Inc. 0.02% 11,713 $503K No change
AMGN Amgen Inc. 0.02% 1,731 $488K Add +2.1%
D Dominion Energy Inc. 0.02% 7,786 $476K Add +0.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.02% 1,607 $472K Reduce -1.2%
VTS Vitesse Energy Inc. 0.02% 20,250 $470K No change
DOV Dover Corp. 0.02% 2,774 $463K Add +2.3%
VIG Vanguard Dividend Apprec ETF 0.02% 2,103 $454K No change
ADI Analog Devices Inc. 0.02% 1,839 $452K No change
RY Royal Bank of Canada 0.02% 3,000 $442K No change
INTU Intuit Inc. 0.02% 640 $437K Reduce -17.4%
BABA Alibaba Group Holding-SP ADR 0.02% 2,435 $435K No change
MMM 3M Co. 0.02% 2,780 $431K No change
SUSC iShares ESG Aware Usd Corpor 0.02% 18,251 $430K Add +2.1%
SBUX Starbucks Corp. 0.02% 5,022 $425K Add +29.7%
INTC Intel Corp. 0.02% 12,620 $423K Add +5.8%
UNP Union Pacific Corp. 0.02% 1,733 $410K Add +4.2%
VNQ Vanguard Real Estate ETF 0.02% 4,440 $406K Add +8.1%
XLP SS Consumer Staples Sel Sect 0.02% 5,147 $403K Add +64.2%
DHR Danaher Corp. 0.02% 2,034 $403K Reduce -1.1%
CB Chubb Ltd. 0.02% 1,426 $402K Reduce -20.0%
IWD iShares Russell 1000 Value E 0.02% 1,956 $398K No change
ALL Allstate Corp. 0.02% 1,828 $392K No change
SPGI S&P Global Inc. 0.02% 804 $391K Add +3.5%
ZBH Zimmer Biomet Holdings Inc. 0.02% 3,903 $384K Add +2.5%
NSC Norfolk Southern Corp. 0.02% 1,274 $383K Add +1.9%
TMP Tompkins Financial Corp. 0.02% 5,770 $382K No change
CARR Carrier Global Corp. 0.02% 6,371 $380K No change
SCZ iShares MSCI Eafe Small-Cap 0.02% 4,900 $376K Add +5.4%
BE Bloom Energy Corp. Class A 0.02% 4,433 $375K New
AIG American International Group 0.02% 4,762 $374K Add +3.3%
TEL Te Connectivity PLC 0.02% 1,691 $371K Reduce -3.6%
ORI Old Republic Intl Corp. 0.02% 8,654 $368K Reduce -0.4%
CL Colgate-Palmolive Co. 0.02% 4,595 $367K No change
CRM Salesforce Inc. 0.02% 1,545 $366K Add +5.0%
PRFZ Inv Rafi US 1500 SM-Usd Inc. 0.02% 7,905 $359K No change
TSLA Tesla Inc. 0.02% 801 $356K Reduce -4.0%
NOW ServiceNow Inc. 0.02% 384 $353K Add +8.5%
GD General Dynamics Corp. 0.02% 1,035 $353K Add +20.6%
UNM Unum Group 0.02% 4,436 $345K No change
T AT&T Inc. 0.02% 12,200 $345K No change
WEC WEC Energy Group Inc. 0.02% 2,994 $343K Reduce -0.0%
NEM Newmont Corp. 0.02% 3,918 $330K New
ANET Arista Networks Inc. 0.02% 2,252 $328K Reduce -1.1%
AON Aon PLC Class A 0.02% 905 $323K Reduce -0.8%
COP Conocophillips 0.02% 3,358 $318K No change
PCTY Paylocity Holding Corp. 0.02% 1,985 $316K No change
MPC Marathon Petroleum Corp. 0.01% 1,615 $311K No change
MTB M & T Bank Corp. filed as M & T BK CORP 0.01% 1,570 $310K No change
MDT Medtronic PLC 0.01% 3,257 $310K Add +4.4%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.01% 991 $305K Reduce -3.2%
EQIX Equinix Inc. 0.01% 386 $302K No change
SPTI SS SPDR P Int Term TSY ETF 0.01% 10,440 $302K Reduce -7.0%
HTB Hometrust Bancshares Inc. 0.01% 7,255 $297K Add +0.2%
PANW Palo Alto Networks Inc. 0.01% 1,452 $296K Reduce -1.2%
CEG Constellation Energy 0.01% 898 $296K Add +3.3%
SCHF Schwab Intl Equity ETF 0.01% 12,326 $287K Reduce -3.7%
TMUS T-Mobile US Inc. 0.01% 1,175 $281K No change
IWF iShares Russell 1000 Growth 0.01% 600 $281K No change
CINF Cincinnati Financial Corp. 0.01% 1,770 $280K No change
DVY iShares Select Dividend ETF 0.01% 1,959 $278K Reduce -8.5%
SCHH Schwab US REIT ETF 0.01% 12,810 $276K Add +1.3%
AZN Astrazeneca PLC-Spons ADR 0.01% 3,582 $275K Add +12.8%
IEI iShares 3-7 Year Treasury Bo 0.01% 2,295 $274K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.01% 1,308 $273K No change
ARLP Alliance Resource Partners 0.01% 10,770 $272K No change
RF Regions Financial Corp. 0.01% 10,250 $270K No change
TXN Texas Instruments Inc. 0.01% 1,468 $270K Reduce -0.6%
BMO Bank of Montreal filed as BANK MONTREAL QUE 0.01% 2,000 $261K Reduce -9.1%
MDLZ Mondelez International Inc. Class A 0.01% 4,168 $260K Add +0.2%
MPLX MPLX LP 0.01% 5,198 $260K Add +4.0%
RSP Invesco S&P 500 Equal Weight 0.01% 1,330 $252K No change
IONQ Ionq Inc. 0.01% 4,097 $252K New
IWP iShares Russell Mid-Cap Grow 0.01% 1,740 $248K No change
IUSG iShares Core S&P U.S. Growth 0.01% 1,486 $245K No change
TRV The Travelers Cos Inc. 0.01% 871 $243K No change
TKR Timken Co. 0.01% 3,224 $242K Add +0.1%
OSBC Old Second Bancorp Inc. 0.01% 13,629 $236K Add +0.1%
STT State Street Corp. 0.01% 2,025 $235K No change
OTIS Otis Worldwide Corp. 0.01% 2,548 $233K Reduce -4.7%
AWK American Water Works Co. Inc. 0.01% 1,641 $228K No change
NYF iShares New York Muni Bond E 0.01% 4,250 $227K New
DFSE Dimensional Em Sus CORE1 ETF 0.01% 5,467 $225K Add +0.8%
ECL Ecolab Inc. 0.01% 815 $223K Reduce -1.1%
SNA Snap-on Inc. 0.01% 644 $223K No change
MRVL Marvell Technology Inc. 0.01% 2,598 $218K Reduce -0.4%
NVS Novartis AG-Sponsored ADR 0.01% 1,684 $216K No change
EAT Brinker International Inc. 0.01% 1,700 $215K No change
VZ Verizon Communications Inc. 0.01% 4,818 $212K Add +0.1%
SYY Sysco Corp. 0.01% 2,500 $206K New
IWS iShares Russell Mid-Cap Valu 0.01% 1,468 $205K New
EMN Eastman Chemical Co. 0.01% 3,212 $203K No change
LYB Lyondellbasell Indu Class A 0.01% 4,125 $202K No change
VYM Vanguard High DVD Yield ETF 0.01% 1,428 $201K Reduce -9.8%
VFQY Vanguard U.S. Quality Factor 0.01% 1,330 $201K New
TRP TC Energy Corp. 0.01% 3,685 $201K New
KODK Eastman Kodak Co. 0.01% 30,140 $193K No change
WEN The Wendy's Co. 0.01% 20,842 $191K Reduce -4.8%
MRCC Monroe Capital Corp. 0.01% 19,480 $137K Add +7.9%
BBDC Barings BDC Inc. 0.01% 15,464 $135K Add +8.0%
URG Ur-Energy Inc. 0.00% 19,050 $34K No change
Other holdings (1): bonds, preferreds, convertibles and warrants · $352 (not counted above)
SecurityClassShares / PrincipalValueChange
SLXNW Biomotion Sciences-CW29 *W EXP 08/15/202 10,000$352No change

Total filed on the 13F, all lines: $2.1B.

Portfolio Sells Q2 2025 → Q3 2025
GOVT iShares US Treasury Bond ETF Reduce -2.1% 5.48% −0.45
JKHY Jack Henry & Associates Inc. Reduce -2.7% 0.87% −0.28
AMZN Amazon.com Inc. Reduce -1.6% 3.07% −0.25
MKL Markel Group Inc. Reduce -0.0% 1.84% −0.21
V Visa Inc. Class A Reduce -0.0% 1.72% −0.19
MCO Moody's Corp. Reduce -0.1% 1.35% −0.17
CPRT Copart Inc. Reduce -0.6% 0.88% −0.15
AMT American Tower Corp. Reduce -0.4% 0.56% −0.13
DEO Diageo PLC-Sponsored ADR Reduce -5.6% 0.55% −0.11
COST Costco Wholesale Corp. Reduce -0.5% 0.72% −0.11
MSFT Microsoft Corp. Reduce -0.8% 3.13% −0.10
PAYX Paychex Inc. Reduce -1.7% 0.30% −0.07
JPST JPMorgan Ultra-Short Income Reduce -2.9% 0.51% −0.05
PG The Procter & Gamble Co. Reduce -0.5% 0.38% −0.04
WFC Wells Fargo & Co. Reduce -4.6% 0.48% −0.03
AXP American Express Co. Reduce -0.5% 1.08% −0.03
IYY iShares Dow Jones U.S. ETF Sold out 0.00% −0.02
SCHO Schwab Short-Term US Treas Reduce -8.3% 0.11% −0.02
STZ Constellation Brands Inc. Class A Reduce -4.4% 0.04% −0.01
NVO Novo-Nordisk A/S-Spons ADR Sold out 0.00% −0.01
SDY SS SPDR S&P Dividend ETF Sold out 0.00% −0.01
CMCSA Comcast Corp. Class A Reduce -0.9% 0.06% −0.01
FISV Fiserv Inc. Sold out 0.00% −0.01
SCHZ Schwab US Aggregate Bond ETF Sold out 0.00% −0.01
CWI State Street SPDR MSCI Acwi Reduce -1.7% 0.77% −0.01
SYK Stryker Corp. Reduce -0.3% 0.08% −0.01
UPS United Parcel Service Class B Sold out 0.00% −0.01
AMP Ameriprise Financial Inc. Sold out 0.00% −0.01
VOO Vanguard S&P 500 ETF Reduce -2.7% 0.66% −0.01
DIS The Walt Disney Co. Reduce -1.8% 0.06% −0.01
CAH Cardinal Health Inc. Sold out 0.00% −0.01
INTU Intuit Inc. Reduce -17.4% 0.02% −0.01
META Meta Platforms Inc. Class A Reduce -1.2% 0.12% −0.01
ADBE Adobe Inc. Reduce -5.7% 0.04% −0.01
ACN Accenture PLC Class A Reduce -0.8% 0.03% −0.01
LLY Eli Lilly & Co. Reduce -6.0% 0.06% −0.01
IVV iShares Core S&P 500 ETF Reduce -7.2% 0.12% −0.01
PM Philip Morris International Reduce -0.6% 0.04% −0.01
CB Chubb Ltd. Reduce -20.0% 0.02% −0.01
TOTL SS Doubleline TR Tact ETF Reduce -5.6% 0.06% −0.01
MINT PIMCO Enhanced Short Maturit Reduce -3.7% 0.06% −0.01
MTUM iShares MSCI USA Momentum Fa Reduce -0.6% 1.15% −0.01
CCK Crown Holdings Inc. Reduce -0.2% 0.04% −0.01
FNDX Schwab Fndmntl US LRG Co. ETF Reduce -1.4% 0.52% −0.00
NKE Nike Inc. Class B Reduce -1.0% 0.05% −0.00
UNH Unitedhealth Group Inc. Reduce -12.4% 0.05% −0.00
PEP Pepsico Inc. Reduce -0.3% 0.78% −0.00
PFE Pfizer Inc. Reduce -5.7% 0.05% −0.00
WEN The Wendy's Co. Reduce -4.8% 0.01% −0.00
VXUS Vanguard Total Intl Stock Reduce -5.5% 0.06% −0.00

Portfolio Buys Q2 2025 → Q3 2025
ITOT iShares Core S&P Total U.S. Add +1.9% 8.58% +0.26
VGIT Vanguard Intermediate-Term T Add +54.1% 0.48% +0.15
AGG iShares Core U.S. Aggregate Add +45.9% 0.41% +0.11
VMBS Vanguard Mortgage-Backed Sec Add +125.9% 0.18% +0.09
IEMG iShares Core MSCI Emerging Add +1.0% 2.29% +0.09
ORLY O'reilly Automotive Inc. Add +0.4% 0.78% +0.09
IWM iShares Russell 2000 ETF Add +22.5% 0.38% +0.09
IXUS iShares Core Intl Stock ETF Add +0.8% 8.84% +0.08
TJX TJX Companies Inc. Add +0.1% 0.70% +0.06
TFC Truist Financial Corp. New 0.06% +0.06
VXF Vanguard Extended Market ETF Add +0.7% 2.35% +0.06
BNL Broadstone Net Lease Inc. Add +5.5% 0.64% +0.06
JVAL JPMorgan US Value Factor ETF Add +1.4% 2.75% +0.06
JMUB JPMorgan Municipal ETF New 0.03% +0.03
DFAX Dimensional World Ex US Core Add +0.4% 4.16% +0.02
BE Bloom Energy Corp. Class A New 0.02% +0.02
NEM Newmont Corp. New 0.02% +0.02
BNY Bank of New York Mellon Corp. Add +0.9% 0.13% +0.02
WPM Wheaton Precious Metals Corp. Add +1.2% 0.10% +0.02
CVS CVS Health Corp. Add +0.4% 0.47% +0.01
IONQ Ionq Inc. New 0.01% +0.01
NYF iShares New York Muni Bond E New 0.01% +0.01
SYY Sysco Corp. New 0.01% +0.01
IWS iShares Russell Mid-Cap Valu New 0.01% +0.01
TRP TC Energy Corp. New 0.01% +0.01
VFQY Vanguard U.S. Quality Factor New 0.01% +0.01
IGSB iShares 1-5Y Inv Grade Corp. Add +14.0% 0.13% +0.01
JPM JPMorgan Chase & Co. Add +0.8% 0.30% +0.01
GE General Electric Add +0.5% 0.08% +0.01
PSX Phillips 66 Add +0.5% 0.11% +0.01
IJR iShares Core S&P Small-Cap E Add +3.7% 0.13% +0.01
INTC Intel Corp. Add +5.8% 0.02% +0.01
TMO Thermo Fisher Scientific Inc. Add +2.6% 0.05% +0.01
XLP SS Consumer Staples Sel Sect Add +64.2% 0.02% +0.01
TSM Taiwan Semiconductor-SP ADR Add +5.3% 0.04% +0.01
CVX Chevron Corp. Add +0.8% 0.25% +0.01
SLV iShares Silver Trust Add +7.3% 0.03% +0.01
CRH CRH PLC Add +0.1% 0.03% +0.01
PCOR Procore Technologies Inc. Add +0.7% 0.82% +0.01
LHX L3HARRIS Technologies Inc. Add +3.0% 0.04% +0.01
QVMS Invesco S&P Smallcap 600 QVM Add +1.6% 0.14% +0.00
SCHA Schwab US Small-Cap ETF Add +0.2% 0.14% +0.00
MBB iShares MBS ETF Add +9.1% 0.13% +0.00
BLK BlackRock Inc. Add +4.5% 0.05% +0.00
GD General Dynamics Corp. Add +20.6% 0.02% +0.00
BAC Bank of America Corp. Add +1.0% 0.10% +0.00
VWO Vanguard Ftse Emerging Marke Add +0.6% 0.08% +0.00
SBUX Starbucks Corp. Add +29.7% 0.02% +0.00
NSC Norfolk Southern Corp. Add +1.9% 0.02% +0.00
ESGE iShares Inc. iShares ESG Awar Add +0.5% 0.04% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 303$2.1BIXUS, ITOT, GOVT, AAPL, DFAX
Q2 2025 301$2.0BIXUS, ITOT, GOVT, DFAX, AAPL
Q1 2025 292$1.8BIXUS, ITOT, GOVT, AAPL, DFAX
Q4 2024 293$1.8BITOT, IXUS, GOVT, AAPL, AMZN
Q3 2024 286$1.8BIXUS, ITOT, GOVT, AAPL, DFAX
Q2 2024 277$1.6BIXUS, ITOT, GOVT, AAPL, DFAX
Q1 2024 280$1.6BIXUS, ITOT, GOVT, DFAX, AAPL