Cornerstone National Bank & Trust Co

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2026), Cornerstone National Bank & Trust Co reported 166 stock positions worth $217.7 million. Its top holding was SS SPDR BB St Hi Yield ETF (SJNK) at 13.2% of the portfolio, followed by NT Crdscr US Corp. BD ETF (SKOR, 10.1%) and VG Morningstar TS MKT ETF-US (VTI, 9.6%). Compared with Q3 2024, it opened 4 new positions, sold out of 3, added to 43 and reduced 14. The biggest buy was SS SPDR BB St Hi Yield ETF (SJNK, shares +13%) and the biggest sale NT Crdscr US Corp. BD ETF (SKOR, shares −9%).

Most Recent 13F
Q2 2026
Location
PALATINE, IL
CIK
0002104293
Portfolio Value
$217.7M (Q4 2024)
SEC Filing
0001213900-26-008624 ↗ filed Jan 28, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $198.3M Q1 2024 Q2 2024: $203.7M Q2 2024 Q3 2024: $221.3M Q3 2024 Q4 2024: $217.7M $217.7M Q4 2024 Q1 2025: $223.5M Q1 2025 Q2 2025: $232.5M Q2 2025 Q3 2025: $245.2M Q3 2025 Q4 2025: $250.7M Q4 2025 Q1 2026: $271.4M Q1 2026 Q2 2026: $295.9M Q2 2026

Holdings 166 stocks · $217.7M
SJNK SS SPDR BB St Hi Yield ETF 13.16% 1,134,956 $28.7M Add +13.3%
SKOR NT Crdscr US Corp. BD ETF 10.10% 461,002 $22.0M Reduce -9.0%
VTI VG Morningstar TS MKT ETF-US 9.62% 72,278 $20.9M Add +2.0%
MBSD NT Disc Dur MBS ETF 6.49% 698,760 $14.1M Reduce -5.6%
TLTE NT Emg MKTS Ftilt ETF 4.73% 202,262 $10.3M Add +1.2%
VB Vanguard Most SM-Cap ETF-Usd 3.87% 35,083 $8.4M Add +1.9%
TDTT NT Iboxx 3Y Dur Tips ETF 3.69% 340,422 $8.0M Reduce -8.4%
LKOR NT Crdscr US Lcorp ETF 3.51% 182,278 $7.6M Reduce -10.3%
TLTD NT Dev Exus Ftilt ETF 3.49% 110,340 $7.6M Reduce -0.2%
GOVT iShares US Treasury Bond ETF 3.30% 312,288 $7.2M Reduce -3.3%
VTIP Vanguard Short-Term Tips 2.38% 106,867 $5.2M Add +20.7%
GUNR NT Mstar GLBL NR ETF 1.99% 119,244 $4.3M Reduce -6.6%
NFRA NT GLBL BRD Infra ETF 1.89% 75,969 $4.1M Add +13.3%
XLK SS Technology Select Sector 1.76% 16,473 $3.8M Add +2.2%
GQRE NT GLBL Qual Re ETF 1.72% 65,843 $3.8M Add +12.9%
VCLT Vanguard Long-Term Corp. Bond 1.24% 36,156 $2.7M Add +26.1%
NVDA Nvidia Corp. 1.18% 19,182 $2.6M Reduce -6.6%
CSCO Cisco Systems Inc. 0.93% 34,266 $2.0M Add +0.9%
ORCL Oracle Corp. 0.93% 12,114 $2.0M Add +0.4%
XLC SS Comm Select Sector SPDR 0.92% 20,775 $2.0M Add +3.3%
MSFT Microsoft Corp. 0.92% 4,746 $2.0M Add +1.9%
CRM Salesforce Inc. 0.91% 5,935 $2.0M Add +0.3%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.87% 15,707 $1.9M Add +1.8%
ACN Accenture PLC Class A 0.85% 5,287 $1.9M Add +2.0%
JPM JPMorgan Chase & Co. 0.85% 7,730 $1.9M Add +0.6%
AMZN Amazon.com Inc. 0.85% 8,417 $1.8M Add +0.7%
ADI Analog Devices Inc. 0.77% 7,930 $1.7M Add +3.4%
ABT Abbott Laboratories 0.73% 14,127 $1.6M Add +1.6%
ICE Intercontinental Exchange Inc. 0.73% 10,709 $1.6M Add +2.3%
BX Blackstone Inc. 0.73% 9,227 $1.6M Add +0.4%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.68% 13,383 $1.5M Reduce -2.8%
BRK.B Berkshire Hathaway Inc. Class B 0.67% 3,233 $1.5M Add +1.3%
XLV SS Health Care Select Sector 0.66% 10,482 $1.4M Add +15.4%
LOW Lowe's Cos Inc. 0.64% 5,631 $1.4M Add +0.9%
CMCSA Comcast Corp. Class A 0.63% 36,344 $1.4M Add +1.8%
AAPL Apple Inc. 0.62% 5,417 $1.4M Reduce -0.4%
JCI Johnson Controls Internation 0.56% 15,573 $1.2M Add +1.5%
V Visa Inc. Class A 0.56% 3,884 $1.2M Add +0.6%
XLI SS Industrial Select Sector 0.54% 8,865 $1.2M Add +3.7%
XLB SS Materials Select Sector 0.51% 13,265 $1.1M Add +3.5%
PG The Procter & Gamble Co. 0.51% 6,592 $1.1M Add +2.9%
KO The Coca-Cola Co. 0.50% 17,579 $1.1M Add +3.1%
ZBH Zimmer Biomet Holdings Inc. 0.50% 10,359 $1.1M Reduce -5.7%
NSC Norfolk Southern Corp. 0.48% 4,424 $1.0M Add +0.1%
XLY SS Consumer Disc Select Sect 0.47% 4,580 $1.0M Reduce -0.1%
GD General Dynamics Corp. 0.47% 3,858 $1.0M Add +4.3%
MCHP Microchip Technology Inc. 0.41% 15,656 $898K Add +4.5%
XOM Exxon Mobil Corp. 0.37% 7,552 $812K Add +3.7%
CVX Chevron Corp. 0.35% 5,284 $765K Add +2.7%
PEP Pepsico Inc. 0.34% 4,808 $731K Add +1.5%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.31% 8,980 $680K Add +2.4%
CEG Constellation Energy 0.30% 2,886 $646K No change
XLRE SS Real Estate Select Sector 0.29% 15,593 $634K Add +1.7%
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.27% 15,517 $595K Reduce -4.6%
IVV iShares Core S&P 500 ETF 0.23% 857 $504K No change
EXC Exelon Corp. 0.22% 12,860 $484K No change
PLTR Palantir Technologies Inc. Class A 0.21% 6,106 $462K Add +15.2%
GE General Electric filed as GE AEROSPACE 0.19% 2,500 $417K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.19% 1,000 $410K No change
GLD SPDR Gold Shares 0.16% 1,445 $350K Add +11.6%
EW Edwards Lifesciences Corp. 0.10% 3,000 $222K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.10% 372 $218K No change
ITW Illinois Tool Works 0.09% 811 $206K No change
WTFC Wintrust Financial Corp. 0.09% 1,500 $187K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.08% 1,133 $183K No change
IWF iShares Russell 1000 Growth 0.06% 331 $133K Reduce -45.4%
VWO Vanguard Ftse Emerging Marke 0.06% 2,717 $120K No change
QQQ Invesco QQQ Trust Series 1 0.05% 231 $118K No change
WM Waste Management Inc. 0.05% 579 $117K No change
ABBV Abbvie Inc. 0.05% 650 $116K No change
BSX Boston Scientific Corp. 0.05% 1,176 $105K No change
MRK Merck & Co. Inc. 0.05% 1,000 $99K No change
PYPL PayPal Holdings Inc. 0.04% 1,110 $95K No change
EFA iShares MSCI Eafe ETF 0.04% 1,186 $90K No change
BAX Baxter International Inc. 0.04% 2,791 $81K No change
K Kellanova 0.04% 1,000 $81K No change
MRSH Marsh & McLennan Cos 0.04% 375 $80K No change
FBIN Fortune Brands Innovations I 0.04% 1,137 $78K No change
ACHR Archer Aviation Inc. Class A 0.03% 7,096 $69K New
GOOG Alphabet Inc. Class C 0.03% 360 $69K No change
VZ Verizon Communications Inc. 0.03% 1,711 $68K No change
KMB Kimberly-Clark Corp. 0.03% 500 $66K No change
IVE iShares S&P 500 Value ETF 0.03% 305 $58K No change
BMY Bristol-Myers Squibb Co. 0.03% 1,000 $57K No change
MPC Marathon Petroleum Corp. 0.03% 400 $56K No change
DVY iShares Select Dividend ETF 0.03% 420 $55K No change
VIG Vanguard Dividend Apprec ETF 0.03% 280 $55K No change
GOOGL Alphabet Inc. Class A 0.02% 280 $53K No change
MELI MercadoLibre Inc. 0.02% 29 $49K No change
TTD Trade Desk Inc./the Class A filed as THE TRADE DESK INC 0.02% 405 $48K No change
F Ford Motor Co. filed as FORD MTR CO 0.02% 4,779 $47K No change
XLE SS Energy Select Sector 0.02% 544 $47K Add +1294.9%
CASY Casey's General Stores Inc. 0.02% 105 $42K No change
CRWD CrowdStrike Holdings Inc. Class A 0.02% 118 $40K No change
PFE Pfizer Inc. 0.02% 1,500 $40K No change
COST Costco Wholesale Corp. 0.02% 43 $39K No change
INTC Intel Corp. 0.02% 1,895 $38K No change
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.02% 129 $37K No change
DUK Duke Energy Corp. 0.02% 333 $36K No change
INTU Intuit Inc. 0.02% 57 $36K No change
DAL Delta Air Lines Inc. 0.02% 552 $33K No change
MSI Motorola Solutions Inc. 0.02% 71 $33K No change
PFF iShares Preferred & Income S 0.01% 1,000 $31K No change
EPD Enterprise Products Partners 0.01% 1,000 $31K No change
MA Mastercard Inc. Class A 0.01% 59 $31K No change
SCHA Schwab US Small-Cap ETF 0.01% 1,170 $30K No change
KEYS Keysight Technologies Inc. 0.01% 187 $30K No change
AVGO Broadcom Inc. 0.01% 127 $29K No change
PSX Phillips 66 0.01% 250 $28K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.01% 459 $26K No change
ISRG Intuitive Surgical Inc. 0.01% 48 $25K No change
DE Deere & Co. 0.01% 59 $25K No change
MEI Methode Electronics Inc. 0.01% 2,116 $25K No change
AMD Advanced Micro Devices 0.01% 199 $24K No change
CL Colgate-Palmolive Co. 0.01% 252 $23K No change
EBND State Street SPDR Bloomberg 0.01% 1,100 $21K No change
IDXX Idexx Laboratories Inc. 0.01% 50 $21K No change
OXY Occidental Petroleum Corp. 0.01% 399 $20K No change
CTAS Cintas Corp. 0.01% 104 $19K No change
PWR Quanta Services Inc. 0.01% 60 $19K No change
ET Energy Transfer LP 0.01% 906 $18K No change
UBER Uber Technologies Inc. 0.01% 290 $17K No change
ODFL Old Dominion Freight Line 0.01% 96 $17K No change
SII Sprott Inc. 0.01% 400 $17K No change
MBC Masterbrand Inc. 0.01% 1,137 $17K No change
VT Vanguard Tot World STK ETF 0.01% 135 $16K No change
WMT Walmart Inc. 0.01% 141 $13K No change
IWM iShares Russell 2000 ETF 0.01% 57 $13K No change
IWR iShares Russell Mid-Cap ETF 0.01% 141 $12K No change
IJH iShares Core S&P Midcap ETF 0.01% 200 $12K No change
TSLA Tesla Inc. 0.01% 30 $12K No change
ABNB Airbnb Inc. Class A 0.01% 91 $12K No change
IJR iShares Core S&P Small-Cap E 0.01% 102 $12K No change
ADBE Adobe Inc. 0.01% 25 $11K No change
SHEL Shell PLC-ADR 0.01% 175 $11K No change
GPN Global Payments Inc. 0.00% 95 $11K No change
TGT Target Corp. 0.00% 66 $9K No change
NOBL Proshares S&P 500 Dividend A 0.00% 89 $9K No change
ADP Automatic Data Processing 0.00% 30 $9K No change
RSP Invesco S&P 500 Equal Weight 0.00% 45 $8K No change
DLN Wisdomtree US Largecap Divid 0.00% 100 $8K No change
SMH Vaneck Semiconductor ETF 0.00% 32 $8K No change
SBUX Starbucks Corp. 0.00% 84 $8K No change
UAN CVR Partners LP 0.00% 100 $8K No change
SYK Stryker Corp. 0.00% 20 $7K No change
MOAT Vaneck Morningstar Wide Moat 0.00% 77 $7K No change
PPA Invesco Aerospace & Defense 0.00% 61 $7K No change
AIG American International Group 0.00% 92 $7K No change
SCHD Schwab US DVD Equity ETF 0.00% 243 $7K No change
NKE Nike Inc. Class B 0.00% 87 $7K No change
JNJ Johnson & Johnson 0.00% 43 $6K No change
XLP SS Consumer Staples Sel Sect 0.00% 73 $6K New
GNL Global Net Lease Inc. 0.00% 783 $6K No change
CAT Caterpillar Inc. 0.00% 15 $5K No change
HON Honeywell International Inc. 0.00% 23 $5K No change
CIBR First Trust Nasdaq Cybersecu 0.00% 51 $3K No change
EMR Emerson Electric Co. 0.00% 25 $3K No change
NVAX Novavax Inc. 0.00% 375 $3K No change
ARMP Armata Pharmaceuticals Inc. 0.00% 1,428 $3K No change
VTRS Viatris Inc. 0.00% 186 $2K No change
SPH Suburban Propane Partners LP 0.00% 108 $2K No change
OGN Organon & Co. 0.00% 100 $1K No change
DG Dollar General Corp. 0.00% 8 $607 No change
SO The Southern Co. 0.00% 6 $494 New
PTLO Portillo's Inc. Class A 0.00% 46 $432 No change
LAZRQ Luminar Technologies Inc. 0.00% 6 $32 New

Portfolio Sells Q3 2024 → Q4 2024
SKOR NT Crdscr US Corp. BD ETF Reduce -9.0% 10.10% −1.15
LKOR NT Crdscr US Lcorp ETF Reduce -10.3% 3.51% −0.67
MBSD NT Disc Dur MBS ETF Reduce -5.6% 6.49% −0.52
GUNR NT Mstar GLBL NR ETF Reduce -6.6% 1.99% −0.39
TDTT NT Iboxx 3Y Dur Tips ETF Reduce -8.4% 3.69% −0.35
TLTD NT Dev Exus Ftilt ETF Reduce -0.2% 3.49% −0.26
GOVT iShares US Treasury Bond ETF Reduce -3.3% 3.30% −0.13
JNK SS SPDR BB High Yield Bond Sold out 0.00% −0.04
IWF iShares Russell 1000 Growth Reduce -45.4% 0.06% −0.04
SLB SLB Ltd. Reduce -4.6% 0.27% −0.04
ZBH Zimmer Biomet Holdings Inc. Reduce -5.7% 0.50% −0.03
VRT Vertiv Holdings Co. Class A Sold out 0.00% −0.01
NBIS Nebius Group NV Sold out 0.00% −0.00
AAPL Apple Inc. Reduce -0.4% 0.62% +0.05
NVDA Nvidia Corp. Reduce -6.6% 1.18% +0.06
XLY SS Consumer Disc Select Sect Reduce -0.1% 0.47% +0.06
DIS The Walt Disney Co. Reduce -2.8% 0.68% +0.09

Portfolio Buys Q3 2024 → Q4 2024
SJNK SS SPDR BB St Hi Yield ETF Add +13.3% 13.16% +1.51
VTI VG Morningstar TS MKT ETF-US Add +2.0% 9.62% +0.56
VTIP Vanguard Short-Term Tips Add +20.7% 2.38% +0.40
VCLT Vanguard Long-Term Corp. Bond Add +26.1% 1.24% +0.19
CRM Salesforce Inc. Add +0.3% 0.91% +0.18
VB Vanguard Most SM-Cap ETF-Usd Add +1.9% 3.87% +0.18
AMZN Amazon.com Inc. Add +0.7% 0.85% +0.14
PLTR Palantir Technologies Inc. Class A Add +15.2% 0.21% +0.12
JPM JPMorgan Chase & Co. Add +0.6% 0.85% +0.12
XLK SS Technology Select Sector Add +2.2% 1.76% +0.12
CSCO Cisco Systems Inc. Add +0.9% 0.93% +0.11
XLC SS Comm Select Sector SPDR Add +3.3% 0.92% +0.10
BX Blackstone Inc. Add +0.4% 0.73% +0.09
NFRA NT GLBL BRD Infra ETF Add +13.3% 1.89% +0.09
V Visa Inc. Class A Add +0.6% 0.56% +0.08
GQRE NT GLBL Qual Re ETF Add +12.9% 1.72% +0.08
TJX TJX Companies Inc. Add +1.8% 0.87% +0.05
ACHR Archer Aviation Inc. Class A New 0.03% +0.03
XLV SS Health Care Select Sector Add +15.4% 0.66% +0.03
ACN Accenture PLC Class A Add +2.0% 0.85% +0.03
JCI Johnson Controls Internation Add +1.5% 0.56% +0.03
XLE SS Energy Select Sector Add +1294.9% 0.02% +0.02
GLD SPDR Gold Shares Add +11.6% 0.16% +0.02
ABT Abbott Laboratories Add +1.6% 0.73% +0.02
MSFT Microsoft Corp. Add +1.9% 0.92% +0.01
XLI SS Industrial Select Sector Add +3.7% 0.54% +0.01
BRK.B Berkshire Hathaway Inc. Class B Add +1.3% 0.67% +0.01
CVX Chevron Corp. Add +2.7% 0.35% +0.01
PG The Procter & Gamble Co. Add +2.9% 0.51% +0.01
XLP SS Consumer Staples Sel Sect New 0.00% +0.00
SO The Southern Co. New 0.00% +0.00
LAZRQ Luminar Technologies Inc. New 0.00% 0.00
ORCL Oracle Corp. Add +0.4% 0.93% −0.00
XLU St Sr Utl SL SE SPDR ETF-Usd Add +2.4% 0.31% −0.01
XOM Exxon Mobil Corp. Add +3.7% 0.37% −0.01
XLRE SS Real Estate Select Sector Add +1.7% 0.29% −0.02
NSC Norfolk Southern Corp. Add +0.1% 0.48% −0.02
ADI Analog Devices Inc. Add +3.4% 0.77% −0.02
ICE Intercontinental Exchange Inc. Add +2.3% 0.73% −0.03
PEP Pepsico Inc. Add +1.5% 0.34% −0.03
GD General Dynamics Corp. Add +4.3% 0.47% −0.04
LOW Lowe's Cos Inc. Add +0.9% 0.64% −0.04
XLB SS Materials Select Sector Add +3.5% 0.51% −0.05
CMCSA Comcast Corp. Class A Add +1.8% 0.63% −0.05
KO The Coca-Cola Co. Add +3.1% 0.50% −0.05
MCHP Microchip Technology Inc. Add +4.5% 0.41% −0.13
TLTE NT Emg MKTS Ftilt ETF Add +1.2% 4.73% −0.42

Notes & Other Activity Q3 2024 → Q4 2024
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 Sold out 63 $2Kbefore exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 216$295.9MVTIP, VTI, VOO, AGG, TLTE
Q1 2026 209$271.4MVTIP, VTI, SKOR, SJNK, TLTE
Q4 2025 199$250.7MVTIP, VTI, SKOR, SJNK, MBSD
Q3 2025 171$245.2MVTIP, VTI, SKOR, SJNK, MBSD
Q2 2025 171$232.5MVTIP, VTI, SKOR, SJNK, MBSD
Q1 2025 170$223.5MSJNK, SKOR, VTI, MBSD, VTIP
Q4 2024 166$217.7MSJNK, SKOR, VTI, MBSD, TLTE
Q3 2024 165$221.3MSJNK, SKOR, VTI, MBSD, TLTE
Q2 2024 62$203.7MSKOR, SJNK, VTI, MBSD, TDTT
Q1 2024 61$198.3MSKOR, SJNK, VTI, MBSD, TDTT