Cornerstone National Bank & Trust Co

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed January 28, 2026), Cornerstone National Bank & Trust Co reported 171 stock positions worth $245.2 million. Its top holding was Vanguard Short-Term Tips (VTIP) at 13.4% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 9.3%) and NT Crdscr US Corp. BD ETF (SKOR, 7.9%). Compared with Q2 2025, it opened 7 new positions, sold out of 7, added to 40 and reduced 24. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +3%) and the biggest sale NT Crdscr US Corp. BD ETF (SKOR, shares −1%).

Most Recent 13F
Q2 2026
Location
PALATINE, IL
CIK
0002104293
Portfolio Value
$245.2M (Q3 2025)
SEC Filing
0001213900-26-008627 ↗ filed Jan 28, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $198.3M Q1 2024 Q2 2024: $203.7M Q2 2024 Q3 2024: $221.3M Q3 2024 Q4 2024: $217.7M Q4 2024 Q1 2025: $223.5M Q1 2025 Q2 2025: $232.5M Q2 2025 Q3 2025: $245.2M $245.2M Q3 2025 Q4 2025: $250.7M Q4 2025 Q1 2026: $271.4M Q1 2026 Q2 2026: $295.9M Q2 2026

Holdings 171 stocks · $245.2M
VTIP Vanguard Short-Term Tips 13.37% 647,390 $32.8M Add +7.3%
VTI VG Morningstar TS MKT ETF-US 9.33% 69,703 $22.9M Add +2.6%
SKOR NT Crdscr US Corp. BD ETF 7.90% 393,612 $19.4M Reduce -1.4%
SJNK SS SPDR BB St Hi Yield ETF 6.45% 617,569 $15.8M Add +1.1%
MBSD NT Disc Dur MBS ETF 5.47% 642,798 $13.4M Add +2.0%
TLTE NT Emg MKTS Ftilt ETF 5.43% 211,178 $13.3M Add +2.9%
TLTD NT Dev Exus Ftilt ETF 3.95% 109,279 $9.7M Add +3.0%
VB Vanguard Most SM-Cap ETF-Usd 3.83% 36,947 $9.4M Add +1.3%
GOVT iShares US Treasury Bond ETF 3.10% 328,914 $7.6M Add +6.5%
NFRA NT GLBL BRD Infra ETF 3.08% 120,092 $7.6M Add +2.1%
LKOR NT Crdscr US Lcorp ETF 2.26% 127,541 $5.5M Reduce -1.6%
GUNR NT Mstar GLBL NR ETF 2.22% 124,588 $5.5M Add +1.6%
GQRE NT GLBL Qual Re ETF 2.03% 81,508 $5.0M Add +1.2%
NVDA Nvidia Corp. 1.46% 19,161 $3.6M No change
ORCL Oracle Corp. 1.38% 12,017 $3.4M Reduce -1.5%
VCLT Vanguard Long-Term Corp. Bond 1.31% 41,402 $3.2M Add +7.1%
XLK SS Technology Select Sector 1.20% 10,470 $3.0M Reduce -0.1%
MSFT Microsoft Corp. 1.20% 5,662 $2.9M Reduce -0.2%
AAPL Apple Inc. 1.16% 11,186 $2.8M Add +0.9%
ADI Analog Devices Inc. 0.94% 9,430 $2.3M Add +0.2%
JPM JPMorgan Chase & Co. 0.94% 7,324 $2.3M Reduce -0.3%
TDTT NT Iboxx 3Y Dur Tips ETF 0.90% 90,564 $2.2M Reduce -9.2%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.87% 14,811 $2.1M Add +0.1%
XLC SS Comm Select Sector SPDR 0.87% 18,051 $2.1M Add +0.5%
CSCO Cisco Systems Inc. 0.87% 31,123 $2.1M Add +0.3%
MCHP Microchip Technology Inc. 0.86% 32,864 $2.1M Reduce -0.3%
AMZN Amazon.com Inc. 0.73% 8,127 $1.8M Add +0.4%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.73% 15,582 $1.8M Add +0.2%
ICE Intercontinental Exchange Inc. 0.72% 10,487 $1.8M Add +0.4%
BX Blackstone Inc. 0.70% 10,069 $1.7M Add +0.8%
ABT Abbott Laboratories 0.68% 12,394 $1.7M Add +1.1%
BRK.B Berkshire Hathaway Inc. Class B 0.65% 3,174 $1.6M Add +0.3%
JCI Johnson Controls Internation 0.63% 14,115 $1.6M Reduce -0.5%
LOW Lowe's Cos Inc. 0.62% 6,014 $1.5M Add +0.6%
ACN Accenture PLC Class A 0.60% 6,008 $1.5M Add +0.3%
CRM Salesforce Inc. 0.60% 6,212 $1.5M Add +0.6%
RTX RTX Corp. 0.60% 8,743 $1.5M Reduce -0.1%
GD General Dynamics Corp. 0.59% 4,226 $1.4M Add +0.1%
CMCSA Comcast Corp. Class A 0.56% 43,730 $1.4M Add +0.9%
V Visa Inc. Class A 0.52% 3,737 $1.3M Reduce -0.0%
ZBH Zimmer Biomet Holdings Inc. 0.47% 11,635 $1.1M Add +1.6%
PG The Procter & Gamble Co. 0.46% 7,389 $1.1M Add +15.3%
XLY SS Consumer Disc Select Sect 0.46% 4,703 $1.1M Reduce -0.2%
KO The Coca-Cola Co. 0.46% 16,838 $1.1M Add +1.8%
XLB SS Materials Select Sector 0.45% 12,211 $1.1M Add +0.6%
CVX Chevron Corp. 0.40% 6,365 $988K Reduce -0.5%
XLV SS Health Care Select Sector 0.39% 6,951 $967K Reduce -0.2%
PLTR Palantir Technologies Inc. Class A 0.39% 5,256 $959K No change
CEG Constellation Energy 0.39% 2,886 $950K No change
CARR Carrier Global Corp. 0.33% 13,518 $807K Add +1.4%
XOM Exxon Mobil Corp. 0.33% 7,099 $800K Reduce -3.5%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.32% 8,933 $779K Add +0.7%
XLRE SS Real Estate Select Sector 0.26% 14,851 $626K Add +0.8%
COST Costco Wholesale Corp. 0.25% 660 $611K Add +1434.9%
EXC Exelon Corp. 0.24% 12,860 $579K No change
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.24% 16,799 $577K Add +1.2%
IVV iShares Core S&P 500 ETF 0.23% 857 $574K No change
GLD SPDR Gold Shares 0.21% 1,445 $514K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.11% 542 $260K Reduce -32.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.10% 372 $248K No change
EW Edwards Lifesciences Corp. 0.10% 3,000 $233K No change
ITW Illinois Tool Works 0.09% 811 $211K No change
WTFC Wintrust Financial Corp. 0.08% 1,500 $199K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.08% 1,133 $198K No change
TSLA Tesla Inc. 0.07% 368 $164K Add +17.2%
QALT Sei Dbi Multstrt Alt ETF filed as SEI EXCHANGE TRADED FUNDS 0.06% 6,244 $159K New
IWF iShares Russell 1000 Growth 0.06% 331 $155K No change
ABBV Abbvie Inc. 0.06% 650 $151K No change
VWO Vanguard Ftse Emerging Marke 0.06% 2,717 $147K No change
QQQ Invesco QQQ Trust Series 1 0.06% 231 $139K No change
WM Waste Management Inc. 0.05% 578 $128K No change
LLY Eli Lilly & Co. 0.05% 166 $127K Reduce -25.2%
BSX Boston Scientific Corp. 0.05% 1,176 $115K No change
FITB Fifth Third Bancorp 0.05% 2,515 $112K Reduce -13.3%
EFA iShares MSCI Eafe ETF 0.05% 1,186 $111K No change
IBIT iShares Bitcoin Trust ETF 0.04% 1,355 $88K No change
GOOG Alphabet Inc. Class C 0.04% 360 $88K No change
MRK Merck & Co. Inc. 0.03% 1,000 $84K No change
BAX Baxter International Inc. 0.03% 3,609 $82K Reduce -7.2%
K Kellanova 0.03% 1,000 $82K No change
TNXP Tonix Pharmaceuticals Holdin 0.03% 3,330 $80K No change
PYPL PayPal Holdings Inc. 0.03% 1,190 $80K Add +7.2%
MPC Marathon Petroleum Corp. 0.03% 400 $77K No change
UEC Uranium Energy Corp. 0.03% 5,700 $76K New
MRSH Marsh & McLennan Cos 0.03% 375 $76K No change
GOOGL Alphabet Inc. Class A 0.03% 280 $68K No change
MELI MercadoLibre Inc. 0.03% 29 $68K No change
IVE iShares S&P 500 Value ETF 0.03% 305 $63K No change
KMB Kimberly-Clark Corp. 0.03% 500 $62K No change
FBIN Fortune Brands Innovations I 0.02% 1,137 $61K No change
VIG Vanguard Dividend Apprec ETF 0.02% 280 $60K No change
DVY iShares Select Dividend ETF 0.02% 420 $60K No change
IWM iShares Russell 2000 ETF 0.02% 246 $60K No change
CASY Casey's General Stores Inc. 0.02% 105 $59K No change
NUV Nuveen Municipal Value 0.02% 6,500 $58K No change
CRWD CrowdStrike Holdings Inc. Class A 0.02% 118 $58K No change
AMD Advanced Micro Devices 0.02% 352 $57K No change
OKLO Oklo Inc. 0.02% 500 $56K New
OPCH Option Care Health Inc. 0.02% 2,000 $56K New
SOFI Sofi Technologies Inc. 0.02% 2,000 $53K No change
BP BP PLC-Spons ADR 0.02% 1,526 $53K Reduce -24.7%
BMY Bristol-Myers Squibb Co. 0.02% 1,000 $45K No change
INTC Intel Corp. 0.02% 1,325 $44K No change
AVGO Broadcom Inc. 0.02% 127 $42K No change
ET Energy Transfer LP 0.02% 2,406 $41K No change
DUK Duke Energy Corp. 0.02% 333 $41K No change
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.02% 129 $40K No change
ETH Grayscale Ethereum Staking M 0.02% 1,000 $39K New
INTU Intuit Inc. 0.02% 57 $39K No change
PFE Pfizer Inc. 0.02% 1,500 $38K No change
PDX PIMCO Dynamic Income Strat 0.02% 1,500 $37K No change
F Ford Motor Co. filed as FORD MTR CO 0.01% 2,924 $35K No change
PSX Phillips 66 0.01% 250 $34K No change
MA Mastercard Inc. Class A 0.01% 59 $34K No change
SII Sprott Inc. 0.01% 400 $33K No change
KEYS Keysight Technologies Inc. 0.01% 187 $33K No change
SCHA Schwab US Small-Cap ETF 0.01% 1,170 $33K No change
MSI Motorola Solutions Inc. 0.01% 71 $32K No change
IDXX Idexx Laboratories Inc. 0.01% 50 $32K No change
PFF iShares Preferred & Income S 0.01% 1,000 $32K No change
EPD Enterprise Products Partners 0.01% 1,000 $31K No change
VZ Verizon Communications Inc. 0.01% 711 $31K No change
RIOT Riot Platforms Inc. 0.01% 1,500 $29K No change
CVS CVS Health Corp. 0.01% 378 $28K Reduce -25.0%
DE Deere & Co. 0.01% 59 $27K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.01% 459 $26K No change
PWR Quanta Services Inc. 0.01% 60 $25K No change
VHC Virnetx Holding Corp. 0.01% 1,200 $22K No change
ISRG Intuitive Surgical Inc. 0.01% 48 $21K No change
CTAS Cintas Corp. 0.01% 104 $21K No change
CL Colgate-Palmolive Co. 0.01% 252 $20K No change
DAL Delta Air Lines Inc. 0.01% 350 $20K No change
OXY Occidental Petroleum Corp. 0.01% 399 $19K No change
VT Vanguard Tot World STK ETF 0.01% 135 $19K No change
SBET Sharplink Inc. 0.01% 1,000 $17K New
MEI Methode Electronics Inc. 0.01% 2,116 $16K No change
MBC Masterbrand Inc. 0.01% 1,137 $15K No change
IWR iShares Russell Mid-Cap ETF 0.01% 141 $14K No change
ODFL Old Dominion Freight Line 0.01% 96 $14K No change
IJH iShares Core S&P Midcap ETF 0.01% 200 $13K No change
IJR iShares Core S&P Small-Cap E 0.00% 102 $12K No change
ABNB Airbnb Inc. Class A 0.00% 91 $11K No change
SMH Vaneck Semiconductor ETF 0.00% 32 $10K No change
TAK Takeda Pharmaceutic-SP ADR 0.00% 654 $10K Reduce -25.2%
PPA Invesco Aerospace & Defense 0.00% 61 $9K No change
OSCR Oscar Health Inc. Class A 0.00% 500 $9K No change
WBD Warner Bros Discovery Inc. 0.00% 472 $9K Reduce -24.8%
UAN CVR Partners LP 0.00% 100 $9K No change
ADBE Adobe Inc. 0.00% 25 $9K No change
SBUX Starbucks Corp. 0.00% 103 $9K Add +39.2%
WMT Walmart Inc. 0.00% 84 $9K No change
MS Morgan Stanley 0.00% 50 $8K New
GPN Global Payments Inc. 0.00% 95 $8K No change
MOAT Vaneck Morningstar Wide Moat 0.00% 77 $8K No change
SYK Stryker Corp. 0.00% 20 $7K No change
UBER Uber Technologies Inc. 0.00% 74 $7K No change
AIG American International Group 0.00% 92 $7K No change
GNL Global Net Lease Inc. 0.00% 783 $6K No change
ADP Automatic Data Processing 0.00% 18 $5K No change
HON Honeywell International Inc. 0.00% 23 $5K No change
JNJ Johnson & Johnson 0.00% 25 $5K No change
PEP Pepsico Inc. 0.00% 33 $5K Reduce -99.4%
CAT Caterpillar Inc. 0.00% 9 $4K No change
ARMP Armata Pharmaceuticals Inc. 0.00% 1,428 $4K No change
CIBR First Trust Nasdaq Cybersecu 0.00% 51 $4K No change
SPH Suburban Propane Partners LP 0.00% 108 $2K No change
EMR Emerson Electric Co. 0.00% 15 $2K No change
VTRS Viatris Inc. 0.00% 186 $2K No change
OGN Organon & Co. 0.00% 100 $1K No change
PTLO Portillo's Inc. Class A 0.00% 46 $297 No change
LAZRQ Luminar Technologies Inc. 0.00% 6 $11 No change

Portfolio Sells Q2 2025 → Q3 2025
SKOR NT Crdscr US Corp. BD ETF Reduce -1.4% 7.90% −0.47
PEP Pepsico Inc. Reduce -99.4% 0.00% −0.30
GE General Electric Sold out 0.00% −0.28
TDTT NT Iboxx 3Y Dur Tips ETF Reduce -9.2% 0.90% −0.14
MCHP Microchip Technology Inc. Reduce -0.3% 0.86% −0.14
LKOR NT Crdscr US Lcorp ETF Reduce -1.6% 2.26% −0.10
V Visa Inc. Class A Reduce -0.0% 0.52% −0.05
VUG Vanguard Mrngstar GR ETF-Sui Reduce -32.8% 0.11% −0.05
LLY Eli Lilly & Co. Reduce -25.2% 0.05% −0.02
MSFT Microsoft Corp. Reduce -0.2% 1.20% −0.02
BAX Baxter International Inc. Reduce -7.2% 0.03% −0.02
XOM Exxon Mobil Corp. Reduce -3.5% 0.33% −0.01
TTD Trade Desk Inc./the Class A Sold out 0.00% −0.01
JCI Johnson Controls Internation Reduce -0.5% 0.63% −0.01
XLV SS Health Care Select Sector Reduce -0.2% 0.39% −0.01
FITB Fifth Third Bancorp Reduce -13.3% 0.05% −0.01
SHEL Shell PLC-ADR Sold out 0.00% −0.01
BP BP PLC-Spons ADR Reduce -24.7% 0.02% −0.00
NOBL Proshares S&P 500 Dividend A Sold out 0.00% −0.00
RSP Invesco S&P 500 Equal Weight Sold out 0.00% −0.00
DLN Wisdomtree US Largecap Divid Sold out 0.00% −0.00
CVS CVS Health Corp. Reduce -25.0% 0.01% −0.00
SCHD Schwab US DVD Equity ETF Sold out 0.00% −0.00
TAK Takeda Pharmaceutic-SP ADR Reduce -25.2% 0.00% −0.00
WBD Warner Bros Discovery Inc. Reduce -24.8% 0.00% +0.00
CVX Chevron Corp. Reduce -0.5% 0.40% +0.01
XLY SS Consumer Disc Select Sect Reduce -0.2% 0.46% +0.02
JPM JPMorgan Chase & Co. Reduce -0.3% 0.94% +0.03
RTX RTX Corp. Reduce -0.1% 0.60% +0.05
XLK SS Technology Select Sector Reduce -0.1% 1.20% +0.06
ORCL Oracle Corp. Reduce -1.5% 1.38% +0.23

Portfolio Buys Q2 2025 → Q3 2025
VTI VG Morningstar TS MKT ETF-US Add +2.6% 9.33% +0.45
VTIP Vanguard Short-Term Tips Add +7.3% 13.37% +0.32
TLTE NT Emg MKTS Ftilt ETF Add +2.9% 5.43% +0.26
COST Costco Wholesale Corp. Add +1434.9% 0.25% +0.23
AAPL Apple Inc. Add +0.9% 1.16% +0.18
TLTD NT Dev Exus Ftilt ETF Add +3.0% 3.95% +0.15
VB Vanguard Most SM-Cap ETF-Usd Add +1.3% 3.83% +0.11
GUNR NT Mstar GLBL NR ETF Add +1.6% 2.22% +0.11
TJX TJX Companies Inc. Add +0.1% 0.87% +0.09
QALT Sei Dbi Multstrt Alt ETF New 0.06% +0.06
BX Blackstone Inc. Add +0.8% 0.70% +0.06
GD General Dynamics Corp. Add +0.1% 0.59% +0.06
VCLT Vanguard Long-Term Corp. Bond Add +7.1% 1.31% +0.05
GOVT iShares US Treasury Bond ETF Add +6.5% 3.10% +0.05
LOW Lowe's Cos Inc. Add +0.6% 0.62% +0.05
XLC SS Comm Select Sector SPDR Add +0.5% 0.87% +0.03
UEC Uranium Energy Corp. New 0.03% +0.03
PG The Procter & Gamble Co. Add +15.3% 0.46% +0.02
TSLA Tesla Inc. Add +17.2% 0.07% +0.02
OKLO Oklo Inc. New 0.02% +0.02
OPCH Option Care Health Inc. New 0.02% +0.02
ZBH Zimmer Biomet Holdings Inc. Add +1.6% 0.47% +0.02
ETH Grayscale Ethereum Staking M New 0.02% +0.02
SBET Sharplink Inc. New 0.01% +0.01
XLU St Sr Utl SL SE SPDR ETF-Usd Add +0.7% 0.32% +0.01
MS Morgan Stanley New 0.00% +0.00
SBUX Starbucks Corp. Add +39.2% 0.00% +0.00
PYPL PayPal Holdings Inc. Add +7.2% 0.03% −0.00
SLB SLB Ltd. Add +1.2% 0.24% −0.01
XLRE SS Real Estate Select Sector Add +0.8% 0.26% −0.01
BRK.B Berkshire Hathaway Inc. Class B Add +0.3% 0.65% −0.01
XLB SS Materials Select Sector Add +0.6% 0.45% −0.01
ADI Analog Devices Inc. Add +0.2% 0.94% −0.02
AMZN Amazon.com Inc. Add +0.4% 0.73% −0.04
ABT Abbott Laboratories Add +1.1% 0.68% −0.04
GQRE NT GLBL Qual Re ETF Add +1.2% 2.03% −0.04
KO The Coca-Cola Co. Add +1.8% 0.46% −0.05
NFRA NT GLBL BRD Infra ETF Add +2.1% 3.08% −0.05
CSCO Cisco Systems Inc. Add +0.3% 0.87% −0.06
CARR Carrier Global Corp. Add +1.4% 0.33% −0.09
DIS The Walt Disney Co. Add +0.2% 0.73% −0.10
ICE Intercontinental Exchange Inc. Add +0.4% 0.72% −0.10
CMCSA Comcast Corp. Class A Add +0.9% 0.56% −0.11
CRM Salesforce Inc. Add +0.6% 0.60% −0.12
MBSD NT Disc Dur MBS ETF Add +2.0% 5.47% −0.14
ACN Accenture PLC Class A Add +0.3% 0.60% −0.17
SJNK SS SPDR BB St Hi Yield ETF Add +1.1% 6.45% −0.25

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 216$295.9MVTIP, VTI, VOO, AGG, TLTE
Q1 2026 209$271.4MVTIP, VTI, SKOR, SJNK, TLTE
Q4 2025 199$250.7MVTIP, VTI, SKOR, SJNK, MBSD
Q3 2025 171$245.2MVTIP, VTI, SKOR, SJNK, MBSD
Q2 2025 171$232.5MVTIP, VTI, SKOR, SJNK, MBSD
Q1 2025 170$223.5MSJNK, SKOR, VTI, MBSD, VTIP
Q4 2024 166$217.7MSJNK, SKOR, VTI, MBSD, TLTE
Q3 2024 165$221.3MSJNK, SKOR, VTI, MBSD, TLTE
Q2 2024 62$203.7MSKOR, SJNK, VTI, MBSD, TDTT
Q1 2024 61$198.3MSKOR, SJNK, VTI, MBSD, TDTT