Fiducient Advisors LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 13, 2025), Fiducient Advisors LLC reported 142 stock positions worth $809.9 million. Its top holding was Aon Class A (AON) at 15.6% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 8.9%) and Vanguard S&P 500 ETF (VOO, 7.9%). Compared with Q3 2024, it opened 15 new positions, sold out of 18, added to 51 and reduced 49. The biggest buy was a new position in Paccar (PCAR) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −81%).

Most Recent 13F
Q2 2026
Location
Chicago, IL
CIK
0001729866
Portfolio Value
$809.9M (Q4 2024)
SEC Filing
0001172661-25-000779 ↗ filed Feb 13, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $505.2M Q1 2024 Q2 2024: $724.2M Q2 2024 Q3 2024: $865.8M Q3 2024 Q4 2024: $809.9M $809.9M Q4 2024 Q1 2025: $800.2M Q1 2025 Q2 2025: $817.0M Q2 2025 Q3 2025: $855.7M Q3 2025 Q4 2025: $806.8M Q4 2025 Q1 2026: $765.0M Q1 2026 Q2 2026: $698.4M Q2 2026

Holdings 142 stocks · $809.9M
AON Aon PLC Class A 15.59% 351,437 $126.2M Reduce -6.1%
IVV iShares Core S&P 500 ETF 8.92% 122,731 $72.2M Reduce -11.2%
VOO Vanguard S&P 500 ETF 7.89% 118,637 $63.9M Reduce -14.2%
BND Vanguard Total Bond Market 5.81% 654,027 $47.0M Add +1.9%
EFA iShares MSCI Eafe ETF 4.88% 522,421 $39.5M Add +1.1%
PCAR Paccar Inc. 4.70% 365,929 $38.1M New
VCLT Vanguard Long-Term Corp. Bond 3.94% 426,469 $31.9M No change
VCIT Vanguard Int-Term Corporate 3.16% 319,293 $25.6M Reduce -30.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 2.96% 90,606 $23.9M Reduce -8.7%
USRT iShares Core US REIT ETF 2.61% 368,653 $21.1M Add +35.1%
VXUS Vanguard Total Intl Stock 2.48% 341,015 $20.1M Add +2.3%
BRK.B Berkshire Hathaway Inc. Class B 2.29% 40,952 $18.6M Reduce -0.2%
VB Vanguard Most SM-Cap ETF-Usd 2.25% 75,993 $18.3M Reduce -11.2%
SPY SS SPDR S&P 500 ETF Trust-US 1.93% 26,604 $15.6M Reduce -4.2%
IJR iShares Core S&P Small-Cap E 1.88% 132,261 $15.2M Add +3.8%
AGG iShares Core U.S. Aggregate 1.77% 147,908 $14.3M Add +2.8%
IEMG iShares Core MSCI Emerging 1.61% 249,212 $13.0M Add +2.5%
BSM Black Stone Minerals LP 1.46% 811,467 $11.8M No change
IWB iShares Russell 1000 ETF 1.39% 34,922 $11.3M Reduce -15.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.37% 56,150 $11.1M Reduce -9.5%
ITW Illinois Tool Works 1.17% 37,009 $9.4M Add +0.2%
UBER Uber Technologies Inc. 1.06% 142,324 $8.6M Reduce -0.7%
VTI VG Morningstar TS MKT ETF-US 1.00% 28,057 $8.1M Reduce -80.7%
XLE SS Energy Select Sector 0.93% 87,838 $7.5M No change
NVDA Nvidia Corp. 0.80% 48,294 $6.5M Reduce -2.5%
DFAC Dimensional US Core Equity 2 0.73% 170,533 $5.9M Add +0.3%
VEA Vanguard Ftse Developed ETF 0.64% 108,203 $5.2M Add +6.6%
MSFT Microsoft Corp. 0.61% 11,753 $5.0M Add +91.6%
IEFA iShares Core MSCI Eafe ETF 0.61% 69,863 $4.9M Add +5.4%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.54% 16,112 $4.3M Reduce -3.7%
EEM iShares MSCI Emerging Market 0.53% 103,151 $4.3M Add +6.5%
AAPL Apple Inc. 0.46% 14,952 $3.7M Reduce -37.2%
AMZN Amazon.com Inc. 0.45% 16,729 $3.7M Add +54.3%
GNR State Street SPDR S&P Global 0.39% 62,797 $3.1M No change
IWF iShares Russell 1000 Growth 0.36% 7,357 $3.0M Reduce -6.0%
RTX RTX Corp. 0.35% 24,189 $2.8M Reduce -0.5%
VEU Vanguard Ftse All-World Ex-U 0.33% 46,148 $2.6M Add +2.7%
VWO Vanguard Ftse Emerging Marke 0.30% 55,838 $2.5M Reduce -50.3%
EPD Enterprise Products Partners 0.30% 77,413 $2.4M Add +37.3%
BY Byline Bancorp Inc. 0.23% 64,607 $1.9M No change
WSO Watsco Inc. 0.23% 3,873 $1.8M New
SCHD Schwab US DVD Equity ETF 0.22% 65,734 $1.8M Reduce -3.0%
ABT Abbott Laboratories 0.20% 14,346 $1.6M New
IJH iShares Core S&P Midcap ETF 0.20% 25,699 $1.6M Add +0.0%
IVW iShares S&P 500 Growth ETF 0.19% 15,271 $1.6M Reduce -2.2%
DVY iShares Select Dividend ETF 0.19% 11,808 $1.6M Add +0.1%
IGM iShares Expanded Tech Sector 0.19% 15,080 $1.5M No change
CAT Caterpillar Inc. 0.19% 4,216 $1.5M New
MDY State Street SPDR S&P Midcap 0.18% 2,571 $1.5M Reduce -0.7%
IWM iShares Russell 2000 ETF 0.18% 6,436 $1.4M Reduce -24.6%
V Visa Inc. Class A 0.17% 4,415 $1.4M Add +0.8%
IEF iShares 7-10 Year Treasury B 0.17% 14,850 $1.4M Add +11.4%
IWR iShares Russell Mid-Cap ETF 0.17% 15,448 $1.4M Add +0.2%
BRK.A Berkshire Hathaway Inc. Class A 0.17% 2 $1.4M No change
AGZ iShares Agency Bond ETF 0.17% 12,540 $1.4M Add +9.3%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.17% 12,528 $1.3M Add +5.8%
TIP iShares Tips Bond ETF 0.17% 12,556 $1.3M Add +8.3%
COST Costco Wholesale Corp. 0.16% 1,456 $1.3M Add +395.2%
SHW The Sherwin-Williams Co. 0.16% 3,898 $1.3M New
VUG Vanguard Mrngstar GR ETF-Sui 0.16% 3,216 $1.3M Reduce -5.7%
VYM Vanguard High DVD Yield ETF 0.16% 10,241 $1.3M Add +0.7%
META Meta Platforms Inc. Class A 0.16% 2,226 $1.3M Reduce -9.8%
RPG Invesco S&P 500 Pure Growth 0.16% 30,985 $1.3M No change
ACWX iShares MSCI Acwi Ex US ETF 0.16% 24,428 $1.3M Add +0.4%
BRO Brown & Brown Inc. 0.16% 12,436 $1.3M New
EFG iShares MSCI Eafe Growth ETF 0.16% 13,013 $1.3M Add +210.3%
DFAT Dimensional US Target Value 0.14% 20,099 $1.1M Add +0.4%
IWD iShares Russell 1000 Value E 0.14% 5,971 $1.1M Reduce -7.6%
TSCO Tractor Supply Company 0.13% 20,540 $1.1M New
USHY iShares Broad Usd High Yield 0.13% 29,356 $1.1M Reduce -2.1%
AMD Advanced Micro Devices 0.13% 8,574 $1.0M New
IWV iShares Russell 3000 ETF 0.13% 3,055 $1.0M Reduce -67.6%
UNP Union Pacific Corp. 0.12% 4,330 $988K Add +267.9%
NFRA NT GLBL BRD Infra ETF 0.12% 18,107 $982K No change
NOBL Proshares S&P 500 Dividend A 0.12% 9,704 $966K Reduce -0.4%
IWO iShares Russell 2000 Growth 0.11% 3,095 $891K Add +1.1%
ORCL Oracle Corp. 0.11% 5,320 $887K Reduce -2.6%
PWV Invesco Large Cap Value ETF 0.11% 15,465 $880K No change
JPM JPMorgan Chase & Co. 0.11% 3,606 $864K Add +2.7%
VCSH Vanguard S/T Corp. Bond ETF 0.11% 11,016 $859K Reduce -85.9%
GUNR NT Mstar GLBL NR ETF 0.10% 22,281 $810K No change
ACWI iShares MSCI Acwi ETF 0.10% 6,590 $774K Add +77.4%
POOL Pool Corp. 0.09% 2,117 $722K New
XOM Exxon Mobil Corp. 0.09% 6,474 $696K Reduce -69.8%
MCD McDonald's Corp. 0.08% 2,355 $683K No change
JNJ Johnson & Johnson 0.08% 4,503 $651K Add +79.5%
SHY iShares 1-3 Year Treasury Bo 0.08% 7,914 $649K No change
PWR Quanta Services Inc. 0.08% 2,000 $632K No change
SLYV SS SPDR S&P 600 SC Val ETF 0.08% 7,035 $614K Add +1.5%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.08% 2,174 $609K Reduce -20.2%
ABBV Abbvie Inc. 0.07% 3,419 $608K Reduce -24.3%
CPNG Coupang Inc. 0.07% 27,168 $597K New
GOOGL Alphabet Inc. Class A 0.07% 2,912 $551K Add +5.8%
VTEB Vanguard Tax-Exempt Bond ETF 0.07% 10,842 $544K Reduce -42.3%
C Citigroup Inc. 0.06% 6,735 $474K Add +2.7%
VNQ Vanguard Real Estate ETF 0.06% 5,320 $474K Reduce -59.1%
PANW Palo Alto Networks Inc. 0.06% 2,564 $467K Add +1.6%
MUB iShares National Muni Bond E 0.06% 4,338 $462K Add +0.9%
GOOG Alphabet Inc. Class C 0.06% 2,392 $456K Reduce -75.7%
DKS Dick's Sporting Goods Inc. 0.06% 1,945 $445K Add +1.0%
COWZ Pacer US Cash Cows 100 ETF 0.05% 7,770 $441K No change
IVE iShares S&P 500 Value ETF 0.05% 2,197 $419K Reduce -0.5%
TFC Truist Financial Corp. 0.05% 9,315 $404K Add +4.5%
IGF iShares Global Infrastructur 0.05% 7,594 $397K No change
BMY Bristol-Myers Squibb Co. 0.05% 7,000 $396K Add +1.1%
GLP Global Partners LP 0.05% 8,177 $381K Reduce -19.6%
MBB iShares MBS ETF 0.05% 4,089 $375K New
MTB M & T Bank Corp. filed as M & T BK CORP 0.05% 1,970 $370K No change
TMO Thermo Fisher Scientific Inc. 0.05% 710 $370K Reduce -1.0%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 1,672 $368K Add +13.6%
AMLP Alerian MLP ETF 0.05% 7,609 $366K Reduce -57.0%
MS Morgan Stanley 0.04% 2,898 $364K Add +2.5%
KO The Coca-Cola Co. 0.04% 5,768 $359K Add +0.6%
IWN iShares Russell 2000 Value E 0.04% 2,178 $358K Add +0.5%
RWX State Street SPDR Dow Jones 0.04% 15,345 $354K No change
PAYX Paychex Inc. 0.04% 2,372 $333K Add +0.3%
IJS iShares S&P Small-Cap 600 Va 0.04% 3,055 $332K Reduce -27.2%
SCHF Schwab Intl Equity ETF 0.04% 17,920 $332K Reduce -3.1%
MRK Merck & Co. Inc. 0.04% 3,233 $324K Reduce -6.0%
WMT Walmart Inc. 0.04% 3,543 $321K No change
PG The Procter & Gamble Co. 0.04% 1,871 $314K Reduce -3.9%
HYMB SS SPDR N Ice HY Muni ETF 0.04% 12,055 $308K Add +51.8%
IEI iShares 3-7 Year Treasury Bo 0.04% 2,626 $303K No change
HD Home Depot Inc. 0.04% 767 $298K Add +13.0%
QQQ Invesco QQQ Trust Series 1 0.04% 573 $293K Reduce -2.2%
REGN Regeneron Pharmaceuticals 0.04% 407 $290K No change
BKLC BNY Mellon US LRG Cap Cor 0.03% 2,495 $280K No change
NTRS Northern Trust Corp. 0.03% 2,500 $258K Reduce -96.4%
PSEP Innovator U.S. Equity Power 0.03% 6,567 $257K No change
ACI Albertsons Cos Inc. Class A 0.03% 12,650 $248K No change
TGT Target Corp. 0.03% 1,778 $240K Add +4.6%
ML Moneylion Inc. 0.03% 2,779 $239K New
LLY Eli Lilly & Co. 0.03% 308 $238K Reduce -1.6%
TWLO Twilio Inc. Class A 0.03% 2,135 $231K Reduce -61.2%
KDP Keurig Dr Pepper Inc. 0.03% 7,128 $229K New
AXP American Express Co. 0.03% 743 $221K Reduce -29.0%
COIN Coinbase Global Inc. Class A 0.03% 868 $216K New
QQQM Invesco Nasdaq 100 ETF 0.03% 1,000 $210K No change
CVX Chevron Corp. 0.03% 1,405 $204K Add +2.4%
JAAA Janus Henderson Aaa Clo ETF 0.02% 3,950 $200K New
PBI Pitney Bowes Inc. 0.02% 20,000 $145K No change
STNE Stoneco Ltd. Class A 0.01% 14,200 $113K No change

Portfolio Sells Q3 2024 → Q4 2024
VTI VG Morningstar TS MKT ETF-US Reduce -80.7% 1.00% −3.76
VCIT Vanguard Int-Term Corporate Reduce -30.6% 3.16% −1.28
NTRS Northern Trust Corp. Reduce -96.4% 0.03% −0.69
VCSH Vanguard S/T Corp. Bond ETF Reduce -85.9% 0.11% −0.61
VOO Vanguard S&P 500 ETF Reduce -14.2% 7.89% −0.55
VWO Vanguard Ftse Emerging Marke Reduce -50.3% 0.30% −0.32
IVV iShares Core S&P 500 ETF Reduce -11.2% 8.92% −0.29
IWV iShares Russell 3000 ETF Reduce -67.6% 0.13% −0.23
XOM Exxon Mobil Corp. Reduce -69.8% 0.09% −0.20
UBER Uber Technologies Inc. Reduce -0.7% 1.06% −0.18
AMGN Amgen Inc. Sold out 0.00% −0.18
AAPL Apple Inc. Reduce -37.2% 0.46% −0.18
GOOG Alphabet Inc. Class C Reduce -75.7% 0.06% −0.13
IWB iShares Russell 1000 ETF Reduce -15.3% 1.39% −0.11
GS Goldman Sachs Group Inc. Sold out 0.00% −0.11
VB Vanguard Most SM-Cap ETF-Usd Reduce -11.2% 2.25% −0.10
VNQ Vanguard Real Estate ETF Reduce -59.1% 0.06% −0.09
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -8.7% 2.96% −0.07
UPST Upstart Holdings Inc. Sold out 0.00% −0.06
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -9.5% 1.37% −0.06
AMLP Alerian MLP ETF Reduce -57.0% 0.05% −0.05
VTEB Vanguard Tax-Exempt Bond ETF Reduce -42.3% 0.07% −0.04
IWM iShares Russell 2000 ETF Reduce -24.6% 0.18% −0.04
SPYM Ste STR SPDR PT S&P 500 ETF Sold out 0.00% −0.04
CEG Constellation Energy Sold out 0.00% −0.04
VLO Valero Energy Corp. Sold out 0.00% −0.03
MRVL Marvell Technology Inc. Sold out 0.00% −0.03
DVN Devon Energy Corp. Sold out 0.00% −0.03
MDT Medtronic PLC Sold out 0.00% −0.03
PSX Phillips 66 Sold out 0.00% −0.03
CVS CVS Health Corp. Sold out 0.00% −0.03
ABBV Abbvie Inc. Reduce -24.3% 0.07% −0.03
CL Colgate-Palmolive Co. Sold out 0.00% −0.03
CSCO Cisco Systems Inc. Sold out 0.00% −0.03
BIL SS SPDR BB 1-3M T-Bill ETF Sold out 0.00% −0.03
PRF Invesco Rafi US 1000 ETF Sold out 0.00% −0.02
AAL American Airlines Group Inc. Sold out 0.00% −0.01
TWLO Twilio Inc. Class A Reduce -61.2% 0.03% −0.01
IJS iShares S&P Small-Cap 600 Va Reduce -27.2% 0.04% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -20.2% 0.08% −0.01
GLP Global Partners LP Reduce -19.6% 0.05% −0.01
AXP American Express Co. Reduce -29.0% 0.03% −0.01
TMO Thermo Fisher Scientific Inc. Reduce -1.0% 0.05% −0.01
MRK Merck & Co. Inc. Reduce -6.0% 0.04% −0.01
IWD iShares Russell 1000 Value E Reduce -7.6% 0.14% −0.01
RIG Transocean Ltd. Sold out 0.00% −0.00
SCHF Schwab Intl Equity ETF Reduce -3.1% 0.04% −0.00
LLY Eli Lilly & Co. Reduce -1.6% 0.03% −0.00
META Meta Platforms Inc. Class A Reduce -9.8% 0.16% −0.00
MKTW Marketwise Inc. Sold out 0.00% −0.00

Portfolio Buys Q3 2024 → Q4 2024
PCAR Paccar Inc. New 4.70% +4.70
USRT iShares Core US REIT ETF Add +35.1% 2.61% +0.67
MSFT Microsoft Corp. Add +91.6% 0.61% +0.31
BND Vanguard Total Bond Market Add +1.9% 5.81% +0.24
WSO Watsco Inc. New 0.23% +0.23
AMZN Amazon.com Inc. Add +54.3% 0.45% +0.22
ABT Abbott Laboratories New 0.20% +0.20
CAT Caterpillar Inc. New 0.19% +0.19
SHW The Sherwin-Williams Co. New 0.16% +0.16
IJR iShares Core S&P Small-Cap E Add +3.8% 1.88% +0.16
BRO Brown & Brown Inc. New 0.16% +0.16
COST Costco Wholesale Corp. Add +395.2% 0.16% +0.13
TSCO Tractor Supply Company New 0.13% +0.13
AMD Advanced Micro Devices New 0.13% +0.13
EPD Enterprise Products Partners Add +37.3% 0.30% +0.11
EFG iShares MSCI Eafe Growth ETF Add +210.3% 0.16% +0.10
POOL Pool Corp. New 0.09% +0.09
UNP Union Pacific Corp. Add +267.9% 0.12% +0.09
AGG iShares Core U.S. Aggregate Add +2.8% 1.77% +0.09
CPNG Coupang Inc. New 0.07% +0.07
DFAC Dimensional US Core Equity 2 Add +0.3% 0.73% +0.05
MBB iShares MBS ETF New 0.05% +0.05
ACWI iShares MSCI Acwi ETF Add +77.4% 0.10% +0.04
ITW Illinois Tool Works Add +0.2% 1.17% +0.04
JNJ Johnson & Johnson Add +79.5% 0.08% +0.03
V Visa Inc. Class A Add +0.8% 0.17% +0.03
ML Moneylion Inc. New 0.03% +0.03
KDP Keurig Dr Pepper Inc. New 0.03% +0.03
COIN Coinbase Global Inc. Class A New 0.03% +0.03
JAAA Janus Henderson Aaa Clo ETF New 0.02% +0.02
JPM JPMorgan Chase & Co. Add +2.7% 0.11% +0.02
AGZ iShares Agency Bond ETF Add +9.3% 0.17% +0.02
EEM iShares MSCI Emerging Market Add +6.5% 0.53% +0.02
VEA Vanguard Ftse Developed ETF Add +6.6% 0.64% +0.02
IEF iShares 7-10 Year Treasury B Add +11.4% 0.17% +0.02
TIP iShares Tips Bond ETF Add +8.3% 0.17% +0.02
GOOGL Alphabet Inc. Class A Add +5.8% 0.07% +0.02
HYMB SS SPDR N Ice HY Muni ETF Add +51.8% 0.04% +0.01
IJH iShares Core S&P Midcap ETF Add +0.0% 0.20% +0.01
IWR iShares Russell Mid-Cap ETF Add +0.2% 0.17% +0.01
C Citigroup Inc. Add +2.7% 0.06% +0.01
MS Morgan Stanley Add +2.5% 0.04% +0.01
LQD Ishr Ibx Usd Invgd CB ETF-Ui Add +5.8% 0.17% +0.01
VYM Vanguard High DVD Yield ETF Add +0.7% 0.16% +0.01
IWO iShares Russell 2000 Growth Add +1.1% 0.11% +0.01
DFAT Dimensional US Target Value Add +0.4% 0.14% +0.01
IEFA iShares Core MSCI Eafe ETF Add +5.4% 0.61% +0.01
DKS Dick's Sporting Goods Inc. Add +1.0% 0.06% +0.01
IBM Intl Business Machines Corp. Add +13.6% 0.05% +0.01
PANW Palo Alto Networks Inc. Add +1.6% 0.06% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 153$698.4MIVV, EFA, PCAR, IJR, VCIT
Q1 2026 139$765.0MIVV, AON, EFA, FANG, PCAR
Q4 2025 170$806.8MIVV, EFA, AON, PCAR, FANG
Q3 2025 157$855.7MAON, VOO, IVV, EFA, PCAR
Q2 2025 153$817.0MAON, IVV, EFA, VCIT, VCLT
Q1 2025 154$800.2MAON, IVV, VOO, EFA, VCIT
Q4 2024 142$809.9MAON, IVV, VOO, BND, EFA
Q3 2024 145$865.8MAON, IVV, VOO, BND, EFA
Q2 2024 143$724.2MAON, IVV, VOO, BND, EFA
Q1 2024 130$505.2MVOO, IVV, BND, EFA, VCIT