Fiducient Advisors LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 30, 2025), Fiducient Advisors LLC reported 157 stock positions worth $855.7 million. Its top holding was Aon Class A (AON) at 11.0% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 8.0%) and iShares Core S&P 500 ETF (IVV, 7.9%). Compared with Q2 2025, it opened 19 new positions, sold out of 15, added to 66 and reduced 41. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +137%) and the biggest sale Aon Class A (AON, shares −22%).

Most Recent 13F
Q2 2026
Location
Chicago, IL
CIK
0001729866
Portfolio Value
$855.7M (Q3 2025)
SEC Filing
0001172661-25-004495 ↗ filed Oct 30, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $505.2M Q1 2024 Q2 2024: $724.2M Q2 2024 Q3 2024: $865.8M Q3 2024 Q4 2024: $809.9M Q4 2024 Q1 2025: $800.2M Q1 2025 Q2 2025: $817.0M Q2 2025 Q3 2025: $855.7M $855.7M Q3 2025 Q4 2025: $806.8M Q4 2025 Q1 2026: $765.0M Q1 2026 Q2 2026: $698.4M Q2 2026

Holdings 157 stocks · $855.7M
AON Aon PLC Class A 11.05% 265,167 $94.6M Reduce -21.6%
VOO Vanguard S&P 500 ETF 7.97% 111,010 $68.2M Add +137.0%
IVV iShares Core S&P 500 ETF 7.85% 100,415 $67.2M Add +1.1%
EFA iShares MSCI Eafe ETF 5.79% 530,988 $49.6M Reduce -0.8%
PCAR Paccar Inc. 4.20% 365,929 $36.0M No change
FANG Diamondback Energy Inc. 3.81% 227,931 $32.6M No change
VCIT Vanguard Int-Term Corporate 3.73% 379,101 $31.9M Reduce -30.7%
VCLT Vanguard Long-Term Corp. Bond 3.11% 342,458 $26.6M Reduce -27.0%
VXUS Vanguard Total Intl Stock 2.75% 319,902 $23.5M Add +858.3%
USRT iShares Core US REIT ETF 2.73% 397,893 $23.4M Reduce -1.5%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.59% 105,738 $22.2M Add +0.3%
BRK.B Berkshire Hathaway Inc. Class B 2.51% 42,666 $21.4M Add +2.4%
IEMG iShares Core MSCI Emerging 2.15% 279,508 $18.4M Reduce -0.7%
IJR iShares Core S&P Small-Cap E 2.04% 147,248 $17.5M Reduce -0.7%
EFV iShares MSCI Eafe Value ETF 1.89% 238,902 $16.2M No change
AGG iShares Core U.S. Aggregate 1.87% 159,492 $16.0M Add +3.5%
SPY SS SPDR S&P 500 ETF Trust-US 1.87% 23,975 $16.0M Reduce -5.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.83% 53,146 $15.7M Add +2.0%
IWB iShares Russell 1000 ETF 1.75% 40,871 $14.9M Reduce -5.7%
UBER Uber Technologies Inc. 1.63% 142,089 $13.9M Reduce -0.0%
IEFA iShares Core MSCI Eafe ETF 1.19% 116,194 $10.1M Reduce -0.9%
QQQ Invesco QQQ Trust Series 1 1.07% 15,231 $9.1M Add +0.0%
VTI VG Morningstar TS MKT ETF-US 1.06% 27,685 $9.1M Reduce -27.2%
VB Vanguard Most SM-Cap ETF-Usd 0.99% 33,135 $8.5M Reduce -5.7%
NVDA Nvidia Corp. 0.92% 42,040 $7.8M Add +2.7%
ORCL Oracle Corp. 0.90% 27,288 $7.7M Add +1.5%
GLDM SPDR Gold Minishares Trust 0.86% 96,619 $7.4M No change
ITW Illinois Tool Works 0.74% 24,287 $6.4M Reduce -34.7%
GEW Cambria Global Ew ETF 0.74% 126,130 $6.4M New
BSM Black Stone Minerals LP 0.73% 477,189 $6.3M No change
AAPL Apple Inc. 0.68% 22,943 $5.8M Add +15.9%
EEM iShares MSCI Emerging Market 0.61% 97,387 $5.2M Reduce -1.1%
VWO Vanguard Ftse Emerging Marke 0.59% 93,632 $5.1M Add +3.4%
VEU Vanguard Ftse All-World Ex-U 0.56% 67,647 $4.8M Add +2.7%
MSFT Microsoft Corp. 0.52% 8,511 $4.4M Add +46.5%
VEA Vanguard Ftse Developed ETF 0.50% 71,851 $4.3M Reduce -0.1%
GNR State Street SPDR S&P Global 0.50% 72,230 $4.3M Reduce -18.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.49% 8,799 $4.2M Reduce -0.4%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.49% 13,606 $4.2M Reduce -3.4%
RTX RTX Corp. 0.47% 24,217 $4.1M Add +0.1%
IWF iShares Russell 1000 Growth 0.42% 7,754 $3.6M Add +4.7%
XOM Exxon Mobil Corp. 0.40% 30,407 $3.4M Reduce -5.1%
IWV iShares Russell 3000 ETF 0.37% 8,375 $3.2M Reduce -3.6%
GOOG Alphabet Inc. Class C 0.36% 12,824 $3.1M Add +101.5%
VT Vanguard Tot World STK ETF 0.34% 21,141 $2.9M Reduce -5.3%
AMZN Amazon.com Inc. 0.31% 12,092 $2.7M Reduce -16.7%
EPD Enterprise Products Partners 0.28% 75,504 $2.4M Reduce -0.9%
BND Vanguard Total Bond Market 0.27% 31,094 $2.3M Add +18.9%
BRK.A Berkshire Hathaway Inc. Class A 0.26% 3 $2.3M Add +50.0%
IJH iShares Core S&P Midcap ETF 0.25% 32,988 $2.2M Add +0.5%
SCHP Schwab U.S. Tips ETF 0.24% 76,767 $2.1M Add +0.1%
ACWX iShares MSCI Acwi Ex US ETF 0.23% 30,563 $2.0M Reduce -0.8%
IWM iShares Russell 2000 ETF 0.23% 8,108 $2.0M Add +24.3%
SCHD Schwab US DVD Equity ETF 0.23% 71,116 $1.9M Add +2.5%
IGM iShares Expanded Tech Sector 0.22% 15,080 $1.9M No change
CPNG Coupang Inc. 0.22% 58,271 $1.9M Add +265.7%
IVW iShares S&P 500 Growth ETF 0.21% 15,200 $1.8M Reduce -1.4%
BY Byline Bancorp Inc. 0.20% 61,250 $1.7M Reduce -26.7%
MDY State Street SPDR S&P Midcap 0.20% 2,819 $1.7M Add +2.0%
META Meta Platforms Inc. Class A 0.20% 2,276 $1.7M Add +4.0%
TIP iShares Tips Bond ETF 0.18% 14,204 $1.6M Add +3.5%
SCHF Schwab Intl Equity ETF 0.18% 67,682 $1.6M Reduce -49.5%
V Visa Inc. Class A 0.18% 4,575 $1.6M Add +6.9%
VYM Vanguard High DVD Yield ETF 0.18% 11,038 $1.6M No change
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.18% 13,623 $1.5M Add +3.7%
IEF iShares 7-10 Year Treasury B 0.17% 15,380 $1.5M Add +3.7%
RPG Invesco S&P 500 Pure Growth 0.17% 30,985 $1.5M No change
AMGN Amgen Inc. 0.17% 5,195 $1.5M Add +1.0%
AGZ iShares Agency Bond ETF 0.17% 13,266 $1.5M Add +3.6%
IWD iShares Russell 1000 Value E 0.17% 7,129 $1.5M Add +8.1%
IWR iShares Russell Mid-Cap ETF 0.17% 14,669 $1.4M Add +13.3%
GS Goldman Sachs Group Inc. 0.16% 1,768 $1.4M Add +2.3%
DVY iShares Select Dividend ETF 0.16% 9,509 $1.4M Reduce -19.0%
USHY iShares Broad Usd High Yield 0.15% 34,676 $1.3M Add +6.6%
JPM JPMorgan Chase & Co. 0.14% 3,798 $1.2M Add +14.4%
VNQ Vanguard Real Estate ETF 0.14% 13,060 $1.2M Add +144.8%
TCHP T Rowe Price Blue Chip Growt 0.14% 24,270 $1.2M Add +26.4%
ABBV Abbvie Inc. 0.13% 4,814 $1.1M Add +7.8%
GOOGL Alphabet Inc. Class A 0.12% 4,388 $1.1M Add +46.3%
NFRA NT GLBL BRD Infra ETF 0.12% 16,821 $1.1M No change
JNJ Johnson & Johnson 0.12% 5,471 $1.0M Add +68.3%
PWV Invesco Large Cap Value ETF 0.12% 15,465 $1.0M No change
AMLP Alerian MLP ETF 0.11% 20,910 $981K Add +288.4%
GUNR NT Mstar GLBL NR ETF 0.11% 22,281 $975K No change
VCSH Vanguard S/T Corp. Bond ETF 0.10% 11,220 $897K Reduce -85.0%
COST Costco Wholesale Corp. 0.10% 914 $846K New
SOC Sable Offshore Corp. 0.10% 48,300 $843K No change
ACWI iShares MSCI Acwi ETF 0.09% 5,506 $761K Reduce -2.4%
IWN iShares Russell 2000 Value E 0.08% 3,912 $692K Add +78.3%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.08% 2,315 $690K Add +3.1%
C Citigroup Inc. 0.08% 6,701 $680K No change
MCD McDonald's Corp. 0.07% 2,093 $636K Reduce -1.3%
IGF iShares Global Infrastructur 0.07% 10,396 $635K No change
SHY iShares 1-3 Year Treasury Bo 0.07% 7,586 $629K Reduce -2.6%
MS Morgan Stanley 0.07% 3,690 $587K Add +30.0%
EFG iShares MSCI Eafe Growth ETF 0.06% 4,524 $515K Reduce -78.2%
FSLR First Solar Inc. 0.06% 2,200 $485K New
HD Home Depot Inc. 0.06% 1,173 $475K Add +3.6%
WMT Walmart Inc. 0.05% 4,393 $453K Add +22.7%
SCHB Schwab US Broad Market ETF 0.05% 17,490 $450K Add +0.3%
IVE iShares S&P 500 Value ETF 0.05% 2,172 $449K Add +0.2%
COWZ Pacer US Cash Cows 100 ETF 0.05% 7,770 $447K No change
DKS Dick's Sporting Goods Inc. 0.05% 1,980 $440K Add +0.6%
TFC Truist Financial Corp. 0.05% 8,915 $408K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 1,425 $402K Add +1.7%
CEG Constellation Energy 0.05% 1,187 $391K Add +1.3%
IWO iShares Russell 2000 Growth 0.05% 1,219 $390K Add +0.1%
MPC Marathon Petroleum Corp. 0.05% 2,008 $387K New
UNP Union Pacific Corp. 0.04% 1,617 $382K Add +53.7%
SCHX Schwab US Large-Cap ETF 0.04% 14,117 $372K Reduce -0.1%
MTB M & T Bank Corp. filed as M & T BK CORP 0.04% 1,870 $370K No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.04% 4,690 $367K New
VLO Valero Energy Corp. 0.04% 2,149 $366K No change
CSCO Cisco Systems Inc. 0.04% 5,108 $349K Add +3.1%
KO The Coca-Cola Co. 0.04% 5,124 $342K Reduce -4.4%
NTRS Northern Trust Corp. 0.04% 2,500 $339K Reduce -90.4%
XLI SS Industrial Select Sector 0.04% 2,193 $338K New
HYMB SS SPDR N Ice HY Muni ETF 0.04% 13,013 $324K Add +6.0%
TAXX BBLX Irm Tax-Aware S Dur ETF 0.04% 6,315 $322K Add +0.9%
MRK Merck & Co. Inc. 0.04% 3,799 $322K Add +17.0%
BKLC BNY Mellon US LRG Cap Cor 0.04% 2,495 $320K No change
AVGO Broadcom Inc. 0.04% 962 $317K Add +18.0%
IEI iShares 3-7 Year Treasury Bo 0.04% 2,626 $314K No change
TWLO Twilio Inc. Class A 0.04% 3,000 $300K No change
PLTR Palantir Technologies Inc. Class A 0.03% 1,612 $294K No change
COIN Coinbase Global Inc. Class A 0.03% 868 $293K No change
PAYX Paychex Inc. 0.03% 2,308 $293K Add +0.4%
JAAA Janus Henderson Aaa Clo ETF 0.03% 5,605 $285K No change
CM Can Imperial BK of Commerce filed as CANADIAN IMPERIAL BANK OF CO 0.03% 3,500 $280K No change
ACN Accenture PLC Class A 0.03% 1,077 $266K New
PG The Procter & Gamble Co. 0.03% 1,719 $264K Reduce -15.2%
MA Mastercard Inc. Class A 0.03% 460 $262K New
AXP American Express Co. 0.03% 769 $255K Add +19.6%
WFC Wells Fargo & Co. 0.03% 3,010 $252K New
COP Conocophillips 0.03% 2,600 $246K New
PANW Palo Alto Networks Inc. 0.03% 1,205 $245K Reduce -54.7%
COF Capital One Financial Corp. 0.03% 1,148 $244K Add +19.0%
EZBC Franklin Bitcoin ETF 0.03% 3,600 $238K New
ORLY O'reilly Automotive Inc. 0.03% 2,175 $234K New
CVX Chevron Corp. 0.03% 1,496 $232K New
PM Philip Morris International 0.03% 1,422 $231K Add +10.8%
AUR Aurora Innovation Inc. 0.03% 42,668 $230K Reduce -0.8%
LLY Eli Lilly & Co. 0.03% 300 $229K Add +9.1%
XLK SS Technology Select Sector 0.03% 797 $225K No change
SLYV SS SPDR S&P 600 SC Val ETF 0.03% 2,533 $225K New
ACI Albertsons Cos Inc. Class A 0.03% 12,650 $222K No change
MUB iShares National Muni Bond E 0.03% 2,064 $220K New
TGT Target Corp. 0.03% 2,449 $220K Add +0.9%
REGN Regeneron Pharmaceuticals 0.03% 390 $219K No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.03% 2,005 $218K New
NGD New Gold Inc. 0.03% 30,000 $215K No change
PBI Pitney Bowes Inc. 0.02% 18,463 $211K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.02% 6,128 $205K Reduce -69.6%
QCOM Qualcomm Inc. 0.02% 1,224 $204K New
RBRK Rubrik Inc. Class A 0.02% 2,450 $202K New
CVE Cenovus Energy Inc. 0.02% 10,000 $170K New
USAS Americas Gold and Silver Cor 0.02% 40,000 $149K No change

Portfolio Sells Q2 2025 → Q3 2025
AON Aon PLC Class A Reduce -21.6% 11.05% −3.72
VCIT Vanguard Int-Term Corporate Reduce -30.7% 3.73% −1.83
VCLT Vanguard Long-Term Corp. Bond Reduce -27.0% 3.11% −1.25
XLE SS Energy Select Sector Sold out 0.00% −0.91
VCSH Vanguard S/T Corp. Bond ETF Reduce -85.0% 0.10% −0.63
ITW Illinois Tool Works Reduce -34.7% 0.74% −0.38
NTRS Northern Trust Corp. Reduce -90.4% 0.04% −0.37
VTI VG Morningstar TS MKT ETF-US Reduce -27.2% 1.06% −0.35
EFG iShares MSCI Eafe Growth ETF Reduce -78.2% 0.06% −0.22
SCHF Schwab Intl Equity ETF Reduce -49.5% 0.18% −0.18
GNR State Street SPDR S&P Global Reduce -18.1% 0.50% −0.09
AMZN Amazon.com Inc. Reduce -16.7% 0.31% −0.08
BY Byline Bancorp Inc. Reduce -26.7% 0.20% −0.07
VTEB Vanguard Tax-Exempt Bond ETF Sold out 0.00% −0.07
EFA iShares MSCI Eafe ETF Reduce -0.8% 5.79% −0.07
USRT iShares Core US REIT ETF Reduce -1.5% 2.73% −0.07
MINT PIMCO Enhanced Short Maturit Sold out 0.00% −0.06
IWB iShares Russell 1000 ETF Reduce -5.7% 1.75% −0.06
GLP Global Partners LP Sold out 0.00% −0.05
RWX State Street SPDR Dow Jones Sold out 0.00% −0.05
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -69.6% 0.02% −0.05
SPY SS SPDR S&P 500 ETF Trust-US Reduce -5.0% 1.87% −0.04
BMY Bristol-Myers Squibb Co. Sold out 0.00% −0.04
IJS iShares S&P Small-Cap 600 Va Sold out 0.00% −0.04
PANW Palo Alto Networks Inc. Reduce -54.7% 0.03% −0.04
VB Vanguard Most SM-Cap ETF-Usd Reduce -5.7% 0.99% −0.04
TMO Thermo Fisher Scientific Inc. Sold out 0.00% −0.04
EXC Exelon Corp. Sold out 0.00% −0.03
DVY iShares Select Dividend ETF Reduce -19.0% 0.16% −0.03
MDT Medtronic PLC Sold out 0.00% −0.03
PSX Phillips 66 Sold out 0.00% −0.03
KDP Keurig Dr Pepper Inc. Sold out 0.00% −0.03
STNE Stoneco Ltd. Class A Sold out 0.00% −0.03
QQQM Invesco Nasdaq 100 ETF Sold out 0.00% −0.03
DIS The Walt Disney Co. Sold out 0.00% −0.03
XOM Exxon Mobil Corp. Reduce -5.1% 0.40% −0.02
EPD Enterprise Products Partners Reduce -0.9% 0.28% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -0.9% 1.19% −0.01
VT Vanguard Tot World STK ETF Reduce -5.3% 0.34% −0.01
PG The Procter & Gamble Co. Reduce -15.2% 0.03% −0.01
KO The Coca-Cola Co. Reduce -4.4% 0.04% −0.01
SHY iShares 1-3 Year Treasury Bo Reduce -2.6% 0.07% −0.01
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -3.4% 0.49% −0.00
IWV iShares Russell 3000 ETF Reduce -3.6% 0.37% −0.00
MCD McDonald's Corp. Reduce -1.3% 0.07% −0.00
AUR Aurora Innovation Inc. Reduce -0.8% 0.03% −0.00
ACWI iShares MSCI Acwi ETF Reduce -2.4% 0.09% +0.00
SCHX Schwab US Large-Cap ETF Reduce -0.1% 0.04% +0.00
VEA Vanguard Ftse Developed ETF Reduce -0.1% 0.50% +0.00
ACWX iShares MSCI Acwi Ex US ETF Reduce -0.8% 0.23% +0.00

Portfolio Buys Q2 2025 → Q3 2025
VOO Vanguard S&P 500 ETF Add +137.0% 7.97% +4.70
VXUS Vanguard Total Intl Stock Add +858.3% 2.75% +2.46
GEW Cambria Global Ew ETF New 0.74% +0.74
IVV iShares Core S&P 500 ETF Add +1.1% 7.85% +0.30
GOOG Alphabet Inc. Class C Add +101.5% 0.36% +0.23
AAPL Apple Inc. Add +15.9% 0.68% +0.19
ORCL Oracle Corp. Add +1.5% 0.90% +0.18
MSFT Microsoft Corp. Add +46.5% 0.52% +0.16
CPNG Coupang Inc. Add +265.7% 0.22% +0.16
NVDA Nvidia Corp. Add +2.7% 0.92% +0.12
COST Costco Wholesale Corp. New 0.10% +0.10
BRK.A Berkshire Hathaway Inc. Class A Add +50.0% 0.26% +0.09
AMLP Alerian MLP ETF Add +288.4% 0.11% +0.08
VNQ Vanguard Real Estate ETF Add +144.8% 0.14% +0.08
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.3% 2.59% +0.06
GOOGL Alphabet Inc. Class A Add +46.3% 0.12% +0.06
JNJ Johnson & Johnson Add +68.3% 0.12% +0.06
IWM iShares Russell 2000 ETF Add +24.3% 0.23% +0.06
FSLR First Solar Inc. New 0.06% +0.06
MPC Marathon Petroleum Corp. New 0.05% +0.05
VWO Vanguard Ftse Emerging Marke Add +3.4% 0.59% +0.04
SPYM Ste STR SPDR PT S&P 500 ETF New 0.04% +0.04
RTX RTX Corp. Add +0.1% 0.47% +0.04
QQQ Invesco QQQ Trust Series 1 Add +0.0% 1.07% +0.04
IWF iShares Russell 1000 Growth Add +4.7% 0.42% +0.04
XLI SS Industrial Select Sector New 0.04% +0.04
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +2.0% 1.83% +0.04
IWN iShares Russell 2000 Value E Add +78.3% 0.08% +0.04
BND Vanguard Total Bond Market Add +18.9% 0.27% +0.03
TCHP T Rowe Price Blue Chip Growt Add +26.4% 0.14% +0.03
ACN Accenture PLC Class A New 0.03% +0.03
MA Mastercard Inc. Class A New 0.03% +0.03
BRK.B Berkshire Hathaway Inc. Class B Add +2.4% 2.51% +0.03
WFC Wells Fargo & Co. New 0.03% +0.03
ABBV Abbvie Inc. Add +7.8% 0.13% +0.03
COP Conocophillips New 0.03% +0.03
EZBC Franklin Bitcoin ETF New 0.03% +0.03
ORLY O'reilly Automotive Inc. New 0.03% +0.03
CVX Chevron Corp. New 0.03% +0.03
SLYV SS SPDR S&P 600 SC Val ETF New 0.03% +0.03
MUB iShares National Muni Bond E New 0.03% +0.03
BNY Bank of New York Mellon Corp. New 0.03% +0.03
QCOM Qualcomm Inc. New 0.02% +0.02
RBRK Rubrik Inc. Class A New 0.02% +0.02
VEU Vanguard Ftse All-World Ex-U Add +2.7% 0.56% +0.02
JPM JPMorgan Chase & Co. Add +14.4% 0.14% +0.02
CVE Cenovus Energy Inc. New 0.02% +0.02
IWR iShares Russell Mid-Cap ETF Add +13.3% 0.17% +0.02
MS Morgan Stanley Add +30.0% 0.07% +0.02
UNP Union Pacific Corp. Add +53.7% 0.04% +0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 153$698.4MIVV, EFA, PCAR, IJR, VCIT
Q1 2026 139$765.0MIVV, AON, EFA, FANG, PCAR
Q4 2025 170$806.8MIVV, EFA, AON, PCAR, FANG
Q3 2025 157$855.7MAON, VOO, IVV, EFA, PCAR
Q2 2025 153$817.0MAON, IVV, EFA, VCIT, VCLT
Q1 2025 154$800.2MAON, IVV, VOO, EFA, VCIT
Q4 2024 142$809.9MAON, IVV, VOO, BND, EFA
Q3 2024 145$865.8MAON, IVV, VOO, BND, EFA
Q2 2024 143$724.2MAON, IVV, VOO, BND, EFA
Q1 2024 130$505.2MVOO, IVV, BND, EFA, VCIT