Intelligence Driven Advisers, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 10, 2025), Intelligence Driven Advisers, LLC reported 124 stock positions worth $721.3 million. Its top holding was Dimensional US Eq MKT ETF (DFUS) at 15.6% of the portfolio, followed by iShares Russell Top 200 Grow (IWY, 10.1%) and STSR SPD MSC Eaf Stgfs-US (QEFA, 9.2%). Compared with Q2 2025, it opened 9 new positions, sold out of 4, added to 43 and reduced 46. The biggest buy was Ishrs US E F R A ETF-Usd (DYNF, shares +14%) and the biggest sale Pacer US Cash Cows 100 ETF (COWZ, shares −15%).

Most Recent 13F
Q2 2026
Location
CARLSBAD, CA
CIK
0001819955
Portfolio Value
$721.3M (Q3 2025)
SEC Filing
0001420506-25-003058 ↗ filed Nov 10, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $676.8M Q1 2024 Q2 2024: $705.9M Q2 2024 Q3 2024: $699.6M Q3 2024 Q4 2024: $531.7M Q4 2024 Q1 2025: $519.1M Q1 2025 Q2 2025: $663.0M Q2 2025 Q3 2025: $721.3M $721.3M Q3 2025 Q4 2025: $699.5M Q4 2025 Q1 2026: $573.6M Q1 2026 Q2 2026: $616.0M Q2 2026

Holdings 124 stocks · $721.3M
DFUS Dimensional US Eq MKT ETF 15.56% 1,549,607 $112.3M Add +1.1%
IWY iShares Russell Top 200 Grow 10.14% 267,295 $73.1M Reduce -1.4%
QEFA STSR SPD MSC Eaf Stgfs-US Inc. 9.22% 756,635 $66.5M Add +3.0%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 7.23% 1,116,279 $52.1M Add +7.0%
SCHR Schwab Intermediate-Term US 6.60% 1,894,934 $47.6M Add +7.2%
DYNF Ishrs US E F R A ETF-Usd Inc. 6.30% 767,716 $45.4M Add +14.4%
IUS Invesco Rafi Strategic US Et 5.03% 657,759 $36.3M Add +18.8%
AVUV Avantis US Small Cap Value 3.68% 266,861 $26.6M Add +2.1%
SCHB Schwab US Broad Market ETF 3.63% 1,017,155 $26.2M Reduce -2.2%
VMBS Vanguard Mortgage-Backed Sec 3.51% 539,655 $25.3M Add +7.2%
COWZ Pacer US Cash Cows 100 ETF 3.12% 391,119 $22.5M Reduce -15.1%
SPY SS SPDR S&P 500 ETF Trust-US 2.78% 30,048 $20.0M Add +2.5%
AAPL Apple Inc. 2.60% 73,680 $18.8M Reduce -0.1%
FRDM Freedom 100 Emeging MRKT ETF 2.50% 406,284 $18.0M Reduce -3.9%
QUAL iShares MSCI USA Quality Fac 2.02% 74,980 $14.6M Reduce -20.8%
EMXC iShares MSCI Emr MRK Ex Chna 1.08% 115,870 $7.8M Add +9.7%
PRF Invesco Rafi US 1000 ETF 0.95% 152,032 $6.9M Reduce -0.7%
SCHF Schwab Intl Equity ETF 0.71% 220,521 $5.1M Add +5.8%
IWV iShares Russell 3000 ETF 0.65% 12,430 $4.7M Reduce -7.0%
DUHP Dimensional US High Profi Et 0.57% 109,730 $4.1M Reduce -18.1%
JQUA JPMorgan US Quality Factor 0.53% 60,587 $3.8M Reduce -8.4%
NVDA Nvidia Corp. 0.49% 18,752 $3.5M Add +16.5%
BOND PIMCO Active Bond Exchange-T 0.46% 35,327 $3.3M Reduce -15.2%
BRK.B Berkshire Hathaway Inc. Class B 0.44% 6,271 $3.2M Reduce -0.1%
DFAS Dimensional US Small Cap ETF 0.41% 43,139 $3.0M Reduce -2.5%
PYLD PIMCO Multisector Bond Actv 0.40% 108,698 $2.9M Add +23.8%
MA Mastercard Inc. Class A 0.38% 4,817 $2.7M Reduce -0.7%
VTV Vanguard Mrngstr Val ETF-Aui 0.38% 14,630 $2.7M Reduce -1.8%
GOOG Alphabet Inc. Class C 0.34% 10,196 $2.5M Reduce -2.0%
VGSH Vanguard Short-Term Treasury 0.31% 38,296 $2.3M Add +2.1%
MSFT Microsoft Corp. 0.29% 4,098 $2.1M Add +1.4%
BA The Boeing Co. 0.29% 9,680 $2.1M No change
MBB iShares MBS ETF 0.26% 19,658 $1.9M Reduce -1.1%
IWF iShares Russell 1000 Growth 0.26% 3,952 $1.9M Reduce -4.3%
AGG iShares Core U.S. Aggregate 0.25% 18,159 $1.8M Add +1.6%
IVV iShares Core S&P 500 ETF 0.24% 2,625 $1.8M Reduce -0.4%
META Meta Platforms Inc. Class A 0.23% 2,269 $1.7M Reduce -0.3%
QQQ Invesco QQQ Trust Series 1 0.23% 2,716 $1.6M Add +0.6%
LRGF iShares US Equity Factor ETF 0.22% 22,794 $1.6M Reduce -2.5%
SPHQ Invesco S&P 500 Quality ETF 0.20% 19,260 $1.4M No change
NFLX Netflix Inc. 0.19% 1,144 $1.4M Reduce -4.6%
GE General Electric filed as GE AEROSPACE 0.19% 4,555 $1.4M Reduce -6.5%
AMZN Amazon.com Inc. 0.17% 5,438 $1.2M Reduce -5.1%
TSM Taiwan Semiconductor-SP ADR 0.16% 4,076 $1.1M Add +1.0%
XLF SS Financial Select Sector 0.15% 19,965 $1.1M No change
WFC Wells Fargo & Co. 0.15% 12,694 $1.1M Add +7.5%
PLTR Palantir Technologies Inc. Class A 0.14% 5,597 $1.0M Reduce -6.0%
FISV Fiserv Inc. 0.14% 7,676 $990K No change
MRK Merck & Co. Inc. 0.13% 11,551 $969K Add +16.3%
BKNG Booking Holdings Inc. 0.13% 170 $918K Reduce -0.6%
PULS Pgim Ultra Short Bond ETF 0.13% 18,129 $903K Add +5.8%
VTI VG Morningstar TS MKT ETF-US 0.12% 2,671 $877K Add +77.2%
GOVT iShares US Treasury Bond ETF 0.12% 37,366 $864K Reduce -19.0%
VEA Vanguard Ftse Developed ETF 0.11% 13,204 $791K Reduce -0.3%
TFLO iShares Treasury Floating Ra 0.11% 14,982 $758K Add +3.0%
BTI British American Tob-SP ADR 0.10% 13,361 $709K No change
VOO Vanguard S&P 500 ETF 0.10% 1,121 $686K Reduce -1.7%
XLV SS Health Care Select Sector 0.09% 4,800 $668K No change
GOOGL Alphabet Inc. Class A 0.09% 2,683 $652K Add +1.0%
JPM JPMorgan Chase & Co. 0.09% 2,046 $645K Add +0.2%
GEV GE Vernova Inc. 0.09% 1,007 $619K Add +62.4%
UBER Uber Technologies Inc. 0.08% 6,234 $611K Reduce -10.1%
POWR iShares US Power Infrastruct 0.08% 24,000 $602K No change
ADBE Adobe Inc. 0.08% 1,675 $591K Add +26.4%
C Citigroup Inc. 0.08% 5,673 $576K Add +0.0%
LEN Lennar Corp. Class A 0.08% 4,438 $559K No change
HD Home Depot Inc. 0.07% 1,328 $538K Reduce -6.0%
IJH iShares Core S&P Midcap ETF 0.07% 8,240 $538K No change
XLB SS Materials Select Sector 0.07% 6,000 $538K No change
PJP Invesco Pharmaceuticals ETF 0.07% 5,400 $499K No change
WMT Walmart Inc. 0.07% 4,802 $495K Add +16.2%
IXUS iShares Core Intl Stock ETF 0.06% 5,435 $449K Reduce -1.9%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.06% 1,509 $443K Add +0.2%
AVUS Avantis U.S. Equity ETF 0.06% 3,751 $408K No change
IHI iShares U.S. Medical Devices 0.06% 6,660 $400K No change
GM General Motors Co. 0.05% 6,464 $394K Add +3.7%
LLY Eli Lilly & Co. 0.05% 501 $382K Reduce -8.9%
QCOM Qualcomm Inc. 0.05% 2,295 $382K Reduce -15.0%
APP AppLovin Corp. Class A 0.05% 527 $379K New
SPYM Ste STR SPDR PT S&P 500 ETF 0.05% 4,800 $376K No change
AVGO Broadcom Inc. 0.05% 1,125 $371K Add +23.6%
SLYV SS SPDR S&P 600 SC Val ETF 0.05% 4,167 $369K No change
EFV iShares MSCI Eafe Value ETF 0.05% 5,414 $367K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.05% 2,102 $367K Add +0.5%
XLK SS Technology Select Sector 0.05% 1,260 $355K Add +10.1%
IXN iShares Global Tech ETF 0.05% 3,397 $351K Add +4.0%
SPMO Invesco S&P 500 Momentum ETF 0.05% 2,877 $348K No change
MO Altria Group Inc. 0.05% 5,193 $343K Reduce -7.3%
DASH DoorDash Inc. Class A 0.05% 1,207 $328K Reduce -0.1%
VST Vistra Corp. 0.04% 1,646 $322K Add +0.3%
SDY SS SPDR S&P Dividend ETF 0.04% 2,183 $306K Add +0.7%
USMV iShares MSCI USA Min Vol Fac 0.04% 3,048 $290K No change
SPTM SS SPDR P S&P 1500 Comp ETF 0.04% 3,586 $289K New
XLC SS Comm Select Sector SPDR 0.04% 2,409 $285K Add +1.3%
XOM Exxon Mobil Corp. 0.04% 2,489 $281K Reduce -2.0%
LOW Lowe's Cos Inc. 0.04% 1,074 $270K Reduce -22.8%
GILD Gilead Sciences Inc. 0.04% 2,421 $269K Add +8.3%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.04% 3,000 $262K No change
BOTZ Global X Robotics & Artifici 0.04% 7,200 $255K No change
ORLY O'reilly Automotive Inc. 0.03% 2,330 $251K Reduce -11.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.03% 1,194 $249K Add +0.4%
VCSH Vanguard S/T Corp. Bond ETF 0.03% 3,082 $246K No change
KO The Coca-Cola Co. 0.03% 3,684 $244K No change
IWO iShares Russell 2000 Growth 0.03% 763 $244K Add +0.1%
UNH Unitedhealth Group Inc. 0.03% 706 $244K Add +8.4%
VB Vanguard Most SM-Cap ETF-Usd 0.03% 948 $241K Reduce -8.1%
MTUM iShares MSCI USA Momentum Fa 0.03% 927 $238K No change
AIG American International Group 0.03% 2,997 $235K Reduce -1.7%
LRCX Lam Research Corp. 0.03% 1,751 $234K New
FNDE Schwab Fndmntl Em MRK Eq ETF 0.03% 6,392 $231K No change
SU Suncor Energy Inc. 0.03% 5,459 $228K New
STX Seagate Technology Holdings 0.03% 945 $223K New
TAK Takeda Pharmaceutic-SP ADR 0.03% 14,806 $217K Add +1.9%
INTU Intuit Inc. 0.03% 307 $210K No change
TSLA Tesla Inc. 0.03% 465 $207K New
EFG iShares MSCI Eafe Growth ETF 0.03% 1,807 $206K No change
HCA HCA Healthcare Inc. 0.03% 482 $205K New
GD General Dynamics Corp. 0.03% 600 $205K New
JPST JPMorgan Ultra-Short Income 0.03% 4,014 $204K Reduce -5.5%
WPC WP Carey Inc. 0.03% 3,000 $203K New
BSX Boston Scientific Corp. 0.03% 2,053 $200K Reduce -10.9%
WIT Wipro Ltd.-ADR 0.01% 24,088 $63K Reduce -8.3%
GRAB Grab Holdings Ltd. Class A 0.01% 10,257 $62K Reduce -3.1%
ENIC Enel Chile SA-ADR 0.01% 10,653 $41K Reduce -6.6%

Portfolio Sells Q2 2025 → Q3 2025
COWZ Pacer US Cash Cows 100 ETF Reduce -15.1% 3.12% −0.71
QUAL iShares MSCI USA Quality Fac Reduce -20.8% 2.02% −0.59
DUHP Dimensional US High Profi Et Reduce -18.1% 0.57% −0.14
BOND PIMCO Active Bond Exchange-T Reduce -15.2% 0.46% −0.12
SCHB Schwab US Broad Market ETF Reduce -2.2% 3.63% −0.11
FRDM Freedom 100 Emeging MRKT ETF Reduce -3.9% 2.50% −0.08
JQUA JPMorgan US Quality Factor Reduce -8.4% 0.53% −0.07
IWV iShares Russell 3000 ETF Reduce -7.0% 0.65% −0.05
NFLX Netflix Inc. Reduce -4.6% 0.19% −0.05
GOVT iShares US Treasury Bond ETF Reduce -19.0% 0.12% −0.04
PANW Palo Alto Networks Inc. Sold out 0.00% −0.04
SGOV iShares 0-3 Month Treasury B Sold out 0.00% −0.04
MA Mastercard Inc. Class A Reduce -0.7% 0.38% −0.03
FBND Fidelity Total Bond ETF Sold out 0.00% −0.03
AMZN Amazon.com Inc. Reduce -5.1% 0.17% −0.02
PRF Invesco Rafi US 1000 ETF Reduce -0.7% 0.95% −0.02
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.1% 0.44% −0.02
META Meta Platforms Inc. Class A Reduce -0.3% 0.23% −0.02
MBB iShares MBS ETF Reduce -1.1% 0.26% −0.02
BKNG Booking Holdings Inc. Reduce -0.6% 0.13% −0.02
VTV Vanguard Mrngstr Val ETF-Aui Reduce -1.8% 0.38% −0.02
DFAS Dimensional US Small Cap ETF Reduce -2.5% 0.41% −0.02
UBER Uber Technologies Inc. Reduce -10.1% 0.08% −0.01
QCOM Qualcomm Inc. Reduce -15.0% 0.05% −0.01
LLY Eli Lilly & Co. Reduce -8.9% 0.05% −0.01
BSX Boston Scientific Corp. Reduce -10.9% 0.03% −0.01
LOW Lowe's Cos Inc. Reduce -22.8% 0.04% −0.01
FLNT Fluent Inc. Sold out 0.00% −0.01
IWF iShares Russell 1000 Growth Reduce -4.3% 0.26% −0.01
LRGF iShares US Equity Factor ETF Reduce -2.5% 0.22% −0.01
AIG American International Group Reduce -1.7% 0.03% −0.01
JPST JPMorgan Ultra-Short Income Reduce -5.5% 0.03% −0.00
VEA Vanguard Ftse Developed ETF Reduce -0.3% 0.11% −0.00
HD Home Depot Inc. Reduce -6.0% 0.07% −0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -8.1% 0.03% −0.00
IVV iShares Core S&P 500 ETF Reduce -0.4% 0.24% −0.00
WIT Wipro Ltd.-ADR Reduce -8.3% 0.01% −0.00
VOO Vanguard S&P 500 ETF Reduce -1.7% 0.10% −0.00
XOM Exxon Mobil Corp. Reduce -2.0% 0.04% −0.00
IXUS iShares Core Intl Stock ETF Reduce -1.9% 0.06% −0.00
MO Altria Group Inc. Reduce -7.3% 0.05% −0.00
ORLY O'reilly Automotive Inc. Reduce -11.3% 0.03% −0.00
ENIC Enel Chile SA-ADR Reduce -6.6% 0.01% −0.00
GRAB Grab Holdings Ltd. Class A Reduce -3.1% 0.01% +0.00
DASH DoorDash Inc. Class A Reduce -0.1% 0.05% +0.00
GE General Electric Reduce -6.5% 0.19% +0.00
PLTR Palantir Technologies Inc. Class A Reduce -6.0% 0.14% +0.02
IWY iShares Russell Top 200 Grow Reduce -1.4% 10.14% +0.06
GOOG Alphabet Inc. Class C Reduce -2.0% 0.34% +0.07
AAPL Apple Inc. Reduce -0.1% 2.60% +0.32

Portfolio Buys Q2 2025 → Q3 2025
DYNF Ishrs US E F R A ETF-Usd Inc. Add +14.4% 6.30% +0.79
IUS Invesco Rafi Strategic US Et Add +18.8% 5.03% +0.73
NVDA Nvidia Corp. Add +16.5% 0.49% +0.10
AVUV Avantis US Small Cap Value Add +2.1% 3.68% +0.09
EMXC iShares MSCI Emr MRK Ex Chna Add +9.7% 1.08% +0.08
DFUS Dimensional US Eq MKT ETF Add +1.1% 15.56% +0.07
PYLD PIMCO Multisector Bond Actv Add +23.8% 0.40% +0.05
APP AppLovin Corp. Class A New 0.05% +0.05
VTI VG Morningstar TS MKT ETF-US Add +77.2% 0.12% +0.05
SPY SS SPDR S&P 500 ETF Trust-US Add +2.5% 2.78% +0.04
SPTM SS SPDR P S&P 1500 Comp ETF New 0.04% +0.04
GEV GE Vernova Inc. Add +62.4% 0.09% +0.04
LRCX Lam Research Corp. New 0.03% +0.03
SU Suncor Energy Inc. New 0.03% +0.03
STX Seagate Technology Holdings New 0.03% +0.03
TSLA Tesla Inc. New 0.03% +0.03
HCA HCA Healthcare Inc. New 0.03% +0.03
GD General Dynamics Corp. New 0.03% +0.03
WPC WP Carey Inc. New 0.03% +0.03
TSM Taiwan Semiconductor-SP ADR Add +1.0% 0.16% +0.02
GOOGL Alphabet Inc. Class A Add +1.0% 0.09% +0.02
SCHF Schwab Intl Equity ETF Add +5.8% 0.71% +0.02
MRK Merck & Co. Inc. Add +16.3% 0.13% +0.02
AVGO Broadcom Inc. Add +23.6% 0.05% +0.01
GM General Motors Co. Add +3.7% 0.05% +0.01
WMT Walmart Inc. Add +16.2% 0.07% +0.01
C Citigroup Inc. Add +0.0% 0.08% +0.01
XLK SS Technology Select Sector Add +10.1% 0.05% +0.01
WFC Wells Fargo & Co. Add +7.5% 0.15% +0.00
ADBE Adobe Inc. Add +26.4% 0.08% +0.00
UNH Unitedhealth Group Inc. Add +8.4% 0.03% +0.00
IXN iShares Global Tech ETF Add +4.0% 0.05% +0.00
QQQ Invesco QQQ Trust Series 1 Add +0.6% 0.23% +0.00
IWO iShares Russell 2000 Growth Add +0.1% 0.03% +0.00
XLC SS Comm Select Sector SPDR Add +1.3% 0.04% +0.00
JPM JPMorgan Chase & Co. Add +0.2% 0.09% +0.00
GILD Gilead Sciences Inc. Add +8.3% 0.04% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.4% 0.03% −0.00
VOE Vngrd Mrngstr MD-Cap Val ETF Add +0.5% 0.05% −0.00
SDY SS SPDR S&P Dividend ETF Add +0.7% 0.04% −0.00
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +0.2% 0.06% −0.00
VST Vistra Corp. Add +0.3% 0.04% −0.00
PULS Pgim Ultra Short Bond ETF Add +5.8% 0.13% −0.00
VMBS Vanguard Mortgage-Backed Sec Add +7.2% 3.51% −0.00
TAK Takeda Pharmaceutic-SP ADR Add +1.9% 0.03% −0.00
TFLO iShares Treasury Floating Ra Add +3.0% 0.11% −0.01
MSFT Microsoft Corp. Add +1.4% 0.29% −0.01
AGG iShares Core U.S. Aggregate Add +1.6% 0.25% −0.01
VGSH Vanguard Short-Term Treasury Add +2.1% 0.31% −0.02
IUSB Ishr CR Unvrse Usd BD ETF-Ui Add +7.0% 7.23% −0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 140$616.0MDFUS, IWY, QEFA, IUSB, DYNF
Q1 2026 130$573.6MDFUS, QEFA, IWY, IUSB, SCHR
Q4 2025 138$699.5MDFUS, IWY, QEFA, IUSB, DYNF
Q3 2025 124$721.3MDFUS, IWY, QEFA, IUSB, SCHR
Q2 2025 119$663.0MDFUS, IWY, QEFA, IUSB, SCHR
Q1 2025 101$519.1MDFUS, QEFA, IWY, IUSB, SCHR
Q4 2024 105$531.7MDFUS, IWY, QEFA, IUSB, SCHR
Q3 2024 111$699.6MDFUS, IWY, QEFA, IUSB, SCHR
Q2 2024 105$705.9MDFUS, IWY, QEFA, VCSH, IUSB
Q1 2024 104$676.8MDFUS, QEFA, IWY, VCSH, IUSB