Michael A. Dubis Financial Planning, LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 15, 2025), Michael A. Dubis Financial Planning, LLC reported 45 stock positions worth $103.0 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 21.1% of the portfolio, followed by iShares 0-3 Month Treasury B (SGOV, 13.9%) and Vanguard Intermediate-Term T (VGIT, 12.9%). Compared with Q4 2024, it opened 1 new position, sold out of 4, added to 21 and reduced 4. The biggest buy was Vanguard Intermediate-Term T (VGIT, shares +4%) and the biggest sale an exit from Microsoft (MSFT).

Most Recent 13F
Q1 2025
Location
MIDDLETON, WI
CIK
0002052271
Portfolio Value
$103.0M (Q1 2025)
SEC Filing
0002063364-25-000027 ↗ filed Apr 15, 2025

Holdings Value

0$50.0M$100.0M$150.0M Q4 2024: $103.4M Q4 2024 Q1 2025: $103.0M $103.0M Q1 2025

Holdings 45 stocks · $103.0M
VTI VG Morningstar TS MKT ETF-US 21.13% 79,217 $21.8M Add +1.5%
SGOV iShares 0-3 Month Treasury B 13.94% 142,686 $14.4M Reduce -0.9%
VGIT Vanguard Intermediate-Term T 12.94% 224,500 $13.3M Add +4.2%
VGSH Vanguard Short-Term Treasury 11.55% 202,703 $11.9M Add +2.0%
SPTS SS SPDR P St Term TSY ETF 4.79% 168,753 $4.9M Add +0.5%
DFIC Dimensional International Co. 3.48% 128,930 $3.6M Add +5.3%
SPTM SS SPDR P S&P 1500 Comp ETF 2.73% 41,315 $2.8M Add +0.1%
AAPL Apple Inc. 2.12% 9,832 $2.2M No change
VNQ Vanguard Real Estate ETF 2.00% 22,747 $2.1M Add +1.6%
ITOT iShares Core S&P Total U.S. 1.65% 13,942 $1.7M Add +0.0%
VEA Vanguard Ftse Developed ETF 1.62% 32,870 $1.7M Add +1.5%
MGC Vngrd Mrngstr MG Cap ETF-Usd 1.52% 7,785 $1.6M No change
VXUS Vanguard Total Intl Stock 1.33% 22,083 $1.4M Add +1.8%
DCOR Dimensional US Core Eq 1 ETF 1.28% 21,585 $1.3M Add +6.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.23% 4,946 $1.3M No change
DFAC Dimensional US Core Equity 2 1.12% 34,921 $1.2M No change
BIL SS SPDR BB 1-3M T-Bill ETF 1.06% 11,944 $1.1M Reduce -7.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.02% 4,049 $1.0M No change
VIG Vanguard Dividend Apprec ETF 0.96% 5,105 $990K Add +0.0%
DFAS Dimensional US Small Cap ETF 0.93% 16,038 $958K No change
VTIP Vanguard Short-Term Tips 0.90% 18,583 $927K Add +5.8%
BSV Vanguard Short-Term Bond ETF 0.87% 11,430 $895K Add +0.2%
LMT Lockheed Martin Corp. 0.87% 2,000 $893K No change
ISTB iShares Core 1-5 Year Usd Bo 0.86% 18,245 $882K Reduce -0.9%
SDY SS SPDR S&P Dividend ETF 0.69% 5,224 $709K No change
VEU Vanguard Ftse All-World Ex-U 0.64% 10,878 $660K Add +0.0%
IVV iShares Core S&P 500 ETF 0.62% 1,137 $639K No change
TRV The Travelers Cos Inc. 0.57% 2,222 $588K No change
SUB iShares Short-Term National 0.54% 5,277 $557K Add +4.3%
SCHF Schwab Intl Equity ETF 0.51% 26,585 $526K No change
DFAI Dimensional International Co. 0.49% 16,237 $507K Add +0.1%
WFC Wells Fargo & Co. 0.45% 6,492 $466K No change
VWO Vanguard Ftse Emerging Marke 0.45% 10,131 $459K Add +0.2%
ESGD iShares Trust iShares ESG Aw 0.33% 4,170 $341K No change
SCHB Schwab US Broad Market ETF 0.31% 14,625 $315K No change
DFAU Dimensional US Core Equity M 0.30% 8,173 $314K Add +0.1%
DFAX Dimensional World Ex US Core 0.28% 11,120 $291K Add +11.4%
MUB iShares National Muni Bond E 0.28% 2,706 $285K Reduce -20.8%
MMM 3M Co. 0.27% 1,868 $274K No change
DFSU Dimensional US Sus CORE1 ETF 0.25% 7,253 $260K No change
USB US Bancorp 0.24% 5,909 $249K No change
CVX Chevron Corp. 0.23% 1,427 $239K Add +0.1%
AVDE Avantis International Equity 0.22% 3,470 $230K No change
BRK.B Berkshire Hathaway Inc. Class B 0.21% 414 $220K New
TGT Target Corp. 0.20% 2,000 $209K No change

Portfolio Sells Q4 2024 → Q1 2025
MSFT Microsoft Corp. Sold out 0.00% −0.21
GOOG Alphabet Inc. Class C Sold out 0.00% −0.20
ESGU iShares ESG Aware MSCI USA Sold out 0.00% −0.20
MGEE Mge Energy Inc. Sold out 0.00% −0.19
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -7.6% 1.06% −0.08
MUB iShares National Muni Bond E Reduce -20.8% 0.28% −0.07
SGOV iShares 0-3 Month Treasury B Reduce -0.9% 13.94% −0.03
ISTB iShares Core 1-5 Year Usd Bo Reduce -0.9% 0.86% +0.01

Portfolio Buys Q4 2024 → Q1 2025
VGIT Vanguard Intermediate-Term T Add +4.2% 12.94% +0.86
DFIC Dimensional International Co. Add +5.3% 3.48% +0.41
VGSH Vanguard Short-Term Treasury Add +2.0% 11.55% +0.36
BRK.B Berkshire Hathaway Inc. Class B New 0.21% +0.21
VEA Vanguard Ftse Developed ETF Add +1.5% 1.62% +0.13
VXUS Vanguard Total Intl Stock Add +1.8% 1.33% +0.09
SPTS SS SPDR P St Term TSY ETF Add +0.5% 4.79% +0.08
VTIP Vanguard Short-Term Tips Add +5.8% 0.90% +0.08
VNQ Vanguard Real Estate ETF Add +1.6% 2.00% +0.07
DFAX Dimensional World Ex US Core Add +11.4% 0.28% +0.04
VEU Vanguard Ftse All-World Ex-U Add +0.0% 0.64% +0.04
DFAI Dimensional International Co. Add +0.1% 0.49% +0.03
CVX Chevron Corp. Add +0.1% 0.23% +0.03
SUB iShares Short-Term National Add +4.3% 0.54% +0.02
DCOR Dimensional US Core Eq 1 ETF Add +6.1% 1.28% +0.02
BSV Vanguard Short-Term Bond ETF Add +0.2% 0.87% +0.02
VWO Vanguard Ftse Emerging Marke Add +0.2% 0.45% +0.01
VIG Vanguard Dividend Apprec ETF Add +0.0% 0.96% −0.00
DFAU Dimensional US Core Equity M Add +0.1% 0.30% −0.02
ITOT iShares Core S&P Total U.S. Add +0.0% 1.65% −0.08
SPTM SS SPDR P S&P 1500 Comp ETF Add +0.1% 2.73% −0.13
VTI VG Morningstar TS MKT ETF-US Add +1.5% 21.13% −0.75

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q1 2025 45$103.0MVTI, SGOV, VGIT, VGSH, SPTS
Q4 2024 48$103.4MVTI, SGOV, VGIT, VGSH, SPTS