Montis Financial, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 10, 2025), Montis Financial, LLC reported 135 stock positions worth $323.7 million. Its top holding was iShares Core MSCI Eafe ETF (IEFA) at 7.8% of the portfolio, followed by Apple (AAPL, 7.6%) and iShares Preferred & Income S (PFF, 7.5%). Compared with Q3 2024, it opened 32 new positions, sold out of 4, added to 55 and reduced 27. The biggest buy was a new position in Hartford Municipal Opp ETF (HMOP) and the biggest sale iShares Core MSCI Eafe ETF (IEFA, shares −2%).

Most Recent 13F
Q2 2026
Location
WALTHAM, MA
CIK
0001844314
Portfolio Value
$323.7M (Q4 2024)
SEC Filing
0001844314-25-000001 ↗ filed Feb 10, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $210.5M Q1 2024 Q2 2024: $218.1M Q2 2024 Q3 2024: $281.4M Q3 2024 Q4 2024: $323.7M $323.7M Q4 2024 Q1 2025: $340.1M Q1 2025 Q2 2025: $359.8M Q2 2025 Q3 2025: $433.6M Q3 2025 Q4 2025: $505.9M Q4 2025 Q1 2026: $483.5M Q1 2026 Q2 2026: $489.1M Q2 2026

Holdings 135 stocks · $323.7M
IEFA iShares Core MSCI Eafe ETF 7.83% 360,623 $25.3M Reduce -2.3%
AAPL Apple Inc. 7.63% 98,679 $24.7M Add +3.7%
PFF iShares Preferred & Income S 7.52% 774,472 $24.3M Reduce -0.5%
VYM Vanguard High DVD Yield ETF 7.52% 190,828 $24.3M Reduce -0.8%
VCSH Vanguard S/T Corp. Bond ETF 6.26% 259,965 $20.3M Reduce -2.7%
VEA Vanguard Ftse Developed ETF 4.22% 286,009 $13.7M Add +4.6%
RSP Invesco S&P 500 Equal Weight 3.80% 70,152 $12.3M Add +25.8%
IVV iShares Core S&P 500 ETF 3.41% 18,768 $11.0M Add +45.2%
SCHX Schwab US Large-Cap ETF 2.85% 397,470 $9.2M Reduce -1.7%
BRK.B Berkshire Hathaway Inc. Class B 2.67% 19,088 $8.7M Add +5.5%
IJH iShares Core S&P Midcap ETF 2.51% 130,634 $8.1M Add +2.4%
HMOP Hartford Municipal Opp ETF 2.27% 189,747 $7.3M New
DFAC Dimensional US Core Equity 2 2.10% 196,899 $6.8M Add +181.9%
JEPI JPMorgan Equity Premium Inco 1.80% 101,284 $5.8M Add +7.9%
SCHD Schwab US DVD Equity ETF 1.76% 208,317 $5.7M Add +14.7%
SPY SS SPDR S&P 500 ETF Trust-US 1.74% 9,613 $5.6M Add +1.2%
VTI VG Morningstar TS MKT ETF-US 1.44% 16,120 $4.7M No change
MSFT Microsoft Corp. 1.13% 8,647 $3.6M Add +13.6%
LVHI Franklin International Low V 1.12% 119,258 $3.6M Add +9.3%
FLTR Vaneck Ig Floating Rate ETF 1.11% 140,929 $3.6M Reduce -1.9%
IJR iShares Core S&P Small-Cap E 1.10% 30,964 $3.6M Reduce -31.8%
IYW iShares Ustechnology ETF 0.83% 16,753 $2.7M Reduce -16.0%
GLD SPDR Gold Shares 0.79% 10,567 $2.6M Add +2.8%
VMBS Vanguard Mortgage-Backed Sec 0.76% 54,578 $2.5M New
EFA iShares MSCI Eafe ETF 0.74% 31,619 $2.4M Add +87.2%
SCHG Schwab US Large-Cap Growth 0.72% 83,721 $2.3M New
SLQD iShares 0-5 YR Inv GRD Corp. 0.72% 46,565 $2.3M New
GRID First TRST Nasd Class Edg Sgiif 0.65% 17,642 $2.1M Reduce -9.7%
GOOGL Alphabet Inc. Class A 0.62% 10,612 $2.0M Add +6.7%
AMZN Amazon.com Inc. 0.61% 8,956 $2.0M Add +17.1%
IGV iShares Expanded Tech-Softwa 0.60% 19,563 $2.0M New
SPDW Ste STR SPDR PT DW Eu ETF 0.58% 54,865 $1.9M Reduce -0.3%
PHYS Sprott Physical Gold Trust 0.57% 91,912 $1.9M Add +1.4%
AGZ iShares Agency Bond ETF 0.57% 17,111 $1.8M New
GOOG Alphabet Inc. Class C 0.57% 9,632 $1.8M Add +24.2%
IQLT iShares MSCI International Q 0.56% 48,674 $1.8M New
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.52% 6,419 $1.7M No change
IHI iShares U.S. Medical Devices 0.47% 26,082 $1.5M New
VIG Vanguard Dividend Apprec ETF 0.45% 7,509 $1.5M Add +285.5%
MINT PIMCO Enhanced Short Maturit 0.43% 13,854 $1.4M Reduce -6.2%
FTLS First Trust Long/Short Eqty 0.43% 21,065 $1.4M Add +26.2%
CAT Caterpillar Inc. 0.43% 3,818 $1.4M Add +12.4%
GDX Vaneck Gold Miners ETF 0.40% 38,266 $1.3M Add +1.8%
FXO First Trust Financial Alphad 0.40% 23,937 $1.3M Add +7.7%
IWR iShares Russell Mid-Cap ETF 0.40% 14,605 $1.3M New
IOO iShares Global 100 ETF 0.40% 12,770 $1.3M No change
IAU iShares Gold Trust 0.38% 24,524 $1.2M Reduce -1.9%
NVO Novo-Nordisk A/S-Spons ADR 0.37% 13,959 $1.2M No change
DGRO iShares Core Dividend Growth 0.36% 19,087 $1.2M Reduce -21.9%
DE Deere & Co. 0.36% 2,726 $1.2M Add +3.8%
ESGD iShares Trust iShares ESG Aw 0.35% 14,812 $1.1M Add +49.2%
FVAL Fidelity Value Factor ETF 0.32% 16,812 $1.0M New
DFAX Dimensional World Ex US Core 0.29% 37,535 $933K Add +301.6%
IHDG Wisdomtree International Hed 0.27% 19,744 $858K New
JPM JPMorgan Chase & Co. 0.26% 3,570 $856K Add +25.1%
SYK Stryker Corp. 0.25% 2,265 $816K Reduce -2.6%
HSCZ iShares Cur HDG MSCI Eafe SM 0.25% 25,071 $803K New
ABNB Airbnb Inc. Class A 0.25% 6,095 $801K No change
NVDA Nvidia Corp. 0.24% 5,885 $790K Reduce -9.5%
DFUS Dimensional US Eq MKT ETF 0.24% 12,393 $790K New
MA Mastercard Inc. Class A 0.23% 1,438 $757K Add +0.8%
QQQ Invesco QQQ Trust Series 1 0.23% 1,468 $751K No change
META Meta Platforms Inc. Class A 0.22% 1,221 $715K Add +30.7%
RTX RTX Corp. 0.22% 6,111 $707K Add +10.8%
CEF Sprott Physical Gold and Sil 0.21% 28,810 $685K Reduce -2.1%
FNCL Fidelity MSCI Financial Indx 0.21% 9,776 $671K Add +2.9%
JNJ Johnson & Johnson 0.20% 4,500 $651K Add +7.3%
DFAE Dimensional Emerging Core Eq 0.20% 25,259 $641K Add +5.0%
IBDQ iShares Ibonds Dec 2025 Term 0.19% 24,982 $626K New
VOO Vanguard S&P 500 ETF 0.19% 1,160 $625K No change
HTRB Hartford TTL RTRN BND ETF 0.19% 18,192 $606K Reduce -19.4%
RWJ Invesco S&P Smallcap 600 0.18% 12,956 $593K New
IBDR iShares Ibonds Dec 2026 Term 0.18% 24,327 $586K New
WMT Walmart Inc. 0.18% 6,459 $584K Add +7.0%
LLY Eli Lilly & Co. 0.18% 751 $580K Add +46.4%
ISCF iShares International Small 0.18% 17,862 $577K Add +13.6%
VGT Vanguard Info Tech ETF 0.17% 902 $561K No change
ORCL Oracle Corp. 0.17% 3,350 $558K Add +0.4%
PG The Procter & Gamble Co. 0.17% 3,318 $556K Add +2.8%
RACE Ferrari NV 0.17% 1,288 $547K No change
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.17% 22,713 $544K New
UNP Union Pacific Corp. 0.17% 2,357 $537K No change
NULG Nuveen ESG LRG-Cap GRW ETF 0.16% 6,077 $522K New
VIS Vanguard Industrials ETF 0.16% 2,025 $515K No change
SPSM SS SPDR P S&P 600 Small Cap 0.16% 11,364 $510K Add +26.1%
IEF iShares 7-10 Year Treasury B 0.16% 5,475 $506K No change
ABBV Abbvie Inc. 0.16% 2,828 $503K Add +7.0%
MDY State Street SPDR S&P Midcap 0.15% 858 $489K Reduce -1.5%
HD Home Depot Inc. 0.15% 1,239 $482K Add +19.3%
XLV SS Health Care Select Sector 0.15% 3,490 $480K Reduce -3.9%
RSPU Invesco S&P 500 Equal Weight 0.15% 7,296 $480K New
CSCO Cisco Systems Inc. 0.14% 7,852 $465K Add +16.2%
V Visa Inc. Class A 0.14% 1,458 $461K Add +7.3%
TSLA Tesla Inc. 0.14% 1,136 $459K Add +12.6%
TBIL F/M US Treasury 3 Month Bill 0.14% 8,901 $444K Reduce -0.6%
SLV iShares Silver Trust 0.13% 16,409 $432K No change
CBT Cabot Corp. 0.13% 4,709 $430K No change
IWD iShares Russell 1000 Value E 0.13% 2,311 $428K Reduce -0.5%
IVW iShares S&P 500 Growth ETF 0.13% 4,137 $420K Add +84.5%
UPS United Parcel Service Class B 0.13% 3,295 $416K Add +0.2%
IWF iShares Russell 1000 Growth 0.12% 1,005 $404K Reduce -0.7%
MCD McDonald's Corp. 0.12% 1,325 $384K Add +3.3%
IMCG iShares Morningstar Mid-Cap 0.11% 4,896 $370K New
PEP Pepsico Inc. 0.11% 2,371 $360K Reduce -0.3%
EW Edwards Lifesciences Corp. 0.11% 4,866 $360K Reduce -2.0%
XOM Exxon Mobil Corp. 0.11% 3,348 $360K New
DFAS Dimensional US Small Cap ETF 0.11% 5,413 $352K Add +3.7%
DHR Danaher Corp. 0.11% 1,533 $352K Add +28.7%
COST Costco Wholesale Corp. 0.11% 382 $350K Reduce -0.3%
DFAI Dimensional International Co. 0.10% 11,273 $329K Add +6.7%
ISCG iShares Morningstar Small-Ca 0.10% 6,405 $317K New
TMO Thermo Fisher Scientific Inc. 0.10% 600 $312K No change
ADBE Adobe Inc. 0.10% 700 $311K No change
CP Canadian Pacific Kansas City 0.09% 4,117 $298K Add +12.0%
DFAU Dimensional US Core Equity M 0.09% 6,955 $282K Add +14.6%
CARR Carrier Global Corp. 0.09% 4,095 $280K Add +7.9%
CTRA Coterra Energy Inc. 0.09% 10,873 $278K No change
EAGG iShares ESG Aware US Aggrega 0.08% 5,837 $271K New
EIX Edison International 0.08% 3,230 $258K New
FHLC Fidelity MSCI Health Care 0.08% 3,900 $255K Reduce -0.0%
IBDT iShares Ibonds Dec 2028 ETF 0.08% 10,155 $253K New
PHO Invesco Water Resources ETF 0.07% 3,641 $240K New
SCZ iShares MSCI Eafe Small-Cap 0.07% 3,939 $239K Reduce -18.7%
CVX Chevron Corp. 0.07% 1,600 $232K Add +8.3%
XBI SS SPDR S&P Biotech ETF 0.07% 2,549 $230K No change
CI The Cigna Group 0.07% 814 $225K New
EEMS iShares MSCI Emerging MKT SM 0.07% 3,853 $224K New
QUS SS SPDR MSCI U Stratfact ETF 0.07% 1,409 $218K No change
CL Colgate-Palmolive Co. 0.07% 2,364 $215K New
LIN Linde PLC 0.06% 500 $209K No change
MMM 3M Co. 0.06% 1,611 $208K New
MRK Merck & Co. Inc. 0.06% 2,078 $207K New
ICE Intercontinental Exchange Inc. 0.06% 1,380 $206K New
OTIS Otis Worldwide Corp. 0.06% 2,216 $205K Add +5.2%
PTN Palatin Technologies Inc. 0.01% 20,964 $23K No change

Portfolio Sells Q3 2024 → Q4 2024
IEFA iShares Core MSCI Eafe ETF Reduce -2.3% 7.83% −2.41
PFF iShares Preferred & Income S Reduce -0.5% 7.52% −1.67
VCSH Vanguard S/T Corp. Bond ETF Reduce -2.7% 6.26% −1.28
VYM Vanguard High DVD Yield ETF Reduce -0.8% 7.52% −1.25
IJR iShares Core S&P Small-Cap E Reduce -31.8% 1.10% −0.78
SCHX Schwab US Large-Cap ETF Reduce -1.7% 2.85% −0.40
IYW iShares Ustechnology ETF Reduce -16.0% 0.83% −0.25
GRID First TRST Nasd Class Edg Sgiif Reduce -9.7% 0.65% −0.23
FLTR Vaneck Ig Floating Rate ETF Reduce -1.9% 1.11% −0.19
DGRO iShares Core Dividend Growth Reduce -21.9% 0.36% −0.18
SPDW Ste STR SPDR PT DW Eu ETF Reduce -0.3% 0.58% −0.16
MINT PIMCO Enhanced Short Maturit Reduce -6.2% 0.43% −0.10
XNTK SS SPDR Nyse Tech ETF Sold out 0.00% −0.10
HTRB Hartford TTL RTRN BND ETF Reduce -19.4% 0.19% −0.09
DIS The Walt Disney Co. Sold out 0.00% −0.08
NUDV Nuveen ESG Dividend ETF Sold out 0.00% −0.07
FTEC Fidelity MSCI Info Tech Indx Sold out 0.00% −0.07
IAU iShares Gold Trust Reduce -1.9% 0.38% −0.07
XLV SS Health Care Select Sector Reduce -3.9% 0.15% −0.05
SYK Stryker Corp. Reduce -2.6% 0.25% −0.05
CEF Sprott Physical Gold and Sil Reduce -2.1% 0.21% −0.04
SCZ iShares MSCI Eafe Small-Cap Reduce -18.7% 0.07% −0.04
NVDA Nvidia Corp. Reduce -9.5% 0.24% −0.04
PEP Pepsico Inc. Reduce -0.3% 0.11% −0.03
MDY State Street SPDR S&P Midcap Reduce -1.5% 0.15% −0.03
IWD iShares Russell 1000 Value E Reduce -0.5% 0.13% −0.02
FHLC Fidelity MSCI Health Care Reduce -0.0% 0.08% −0.02
TBIL F/M US Treasury 3 Month Bill Reduce -0.6% 0.14% −0.02
COST Costco Wholesale Corp. Reduce -0.3% 0.11% −0.01
IWF iShares Russell 1000 Growth Reduce -0.7% 0.12% −0.01
EW Edwards Lifesciences Corp. Reduce -2.0% 0.11% −0.01

Portfolio Buys Q3 2024 → Q4 2024
HMOP Hartford Municipal Opp ETF New 2.27% +2.27
DFAC Dimensional US Core Equity 2 Add +181.9% 2.10% +1.25
VMBS Vanguard Mortgage-Backed Sec New 0.76% +0.76
IVV iShares Core S&P 500 ETF Add +45.2% 3.41% +0.76
SCHG Schwab US Large-Cap Growth New 0.72% +0.72
SLQD iShares 0-5 YR Inv GRD Corp. New 0.72% +0.72
IGV iShares Expanded Tech-Softwa New 0.60% +0.60
AGZ iShares Agency Bond ETF New 0.57% +0.57
IQLT iShares MSCI International Q New 0.56% +0.56
IHI iShares U.S. Medical Devices New 0.47% +0.47
IWR iShares Russell Mid-Cap ETF New 0.40% +0.40
FVAL Fidelity Value Factor ETF New 0.32% +0.32
VIG Vanguard Dividend Apprec ETF Add +285.5% 0.45% +0.32
IHDG Wisdomtree International Hed New 0.27% +0.27
HSCZ iShares Cur HDG MSCI Eafe SM New 0.25% +0.25
RSP Invesco S&P 500 Equal Weight Add +25.8% 3.80% +0.25
DFUS Dimensional US Eq MKT ETF New 0.24% +0.24
EFA iShares MSCI Eafe ETF Add +87.2% 0.74% +0.24
DFAX Dimensional World Ex US Core Add +301.6% 0.29% +0.20
IBDQ iShares Ibonds Dec 2025 Term New 0.19% +0.19
RWJ Invesco S&P Smallcap 600 New 0.18% +0.18
IBDR iShares Ibonds Dec 2026 Term New 0.18% +0.18
IBDS Ishrs Ibnds Dec 27 Corp. ETF New 0.17% +0.17
NULG Nuveen ESG LRG-Cap GRW ETF New 0.16% +0.16
RSPU Invesco S&P 500 Equal Weight New 0.15% +0.15
IMCG iShares Morningstar Mid-Cap New 0.11% +0.11
XOM Exxon Mobil Corp. New 0.11% +0.11
GOOG Alphabet Inc. Class C Add +24.2% 0.57% +0.11
AMZN Amazon.com Inc. Add +17.1% 0.61% +0.10
ISCG iShares Morningstar Small-Ca New 0.10% +0.10
EAGG iShares ESG Aware US Aggrega New 0.08% +0.08
EIX Edison International New 0.08% +0.08
IBDT iShares Ibonds Dec 2028 ETF New 0.08% +0.08
PHO Invesco Water Resources ETF New 0.07% +0.07
CI The Cigna Group New 0.07% +0.07
EEMS iShares MSCI Emerging MKT SM New 0.07% +0.07
CL Colgate-Palmolive Co. New 0.07% +0.07
MMM 3M Co. New 0.06% +0.06
MRK Merck & Co. Inc. New 0.06% +0.06
ICE Intercontinental Exchange Inc. New 0.06% +0.06
IVW iShares S&P 500 Growth ETF Add +84.5% 0.13% +0.05
FTLS First Trust Long/Short Eqty Add +26.2% 0.43% +0.05
ESGD iShares Trust iShares ESG Aw Add +49.2% 0.35% +0.05
JPM JPMorgan Chase & Co. Add +25.1% 0.26% +0.05
TSLA Tesla Inc. Add +12.6% 0.14% +0.05
GOOGL Alphabet Inc. Class A Add +6.7% 0.62% +0.03
META Meta Platforms Inc. Class A Add +30.7% 0.22% +0.03
LLY Eli Lilly & Co. Add +46.4% 0.18% +0.02
CSCO Cisco Systems Inc. Add +16.2% 0.14% +0.02
SPSM SS SPDR P S&P 600 Small Cap Add +26.1% 0.16% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 152$489.1MAKRE, FPEI, VEA, RSP, IEFA
Q1 2026 150$483.5MAKRE, FPEI, VCSH, VEA, RSP
Q4 2025 156$505.9MAKRE, VEA, FPEI, VCSH, IEFA
Q3 2025 153$433.6MVEA, FPEI, IEFA, VCSH, VYM
Q2 2025 134$359.8MPFF, IEFA, VEA, VCSH, VYM
Q1 2025 144$340.1MIEFA, PFF, VCSH, VYM, VEA
Q4 2024 135$323.7MIEFA, AAPL, PFF, VYM, VCSH
Q3 2024 107$281.4MIEFA, PFF, VYM, AAPL, VCSH
Q2 2024 81$218.1MPFF, VYM, VCSH, IEFA, AAPL
Q1 2024 82$210.5MVYM, PFF, VCSH, IEFA, AAPL