Montis Financial, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 17, 2025), Montis Financial, LLC reported 134 stock positions worth $359.8 million. Its top holding was iShares Preferred & Income S (PFF) at 8.6% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 8.2%) and Vanguard Ftse Developed ETF (VEA, 7.9%). Compared with Q1 2025, it opened 2 new positions, sold out of 12, added to 28 and reduced 68. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +38%) and the biggest sale Apple (AAPL, shares −18%).

Most Recent 13F
Q2 2026
Location
WALTHAM, MA
CIK
0001844314
Portfolio Value
$359.8M (Q2 2025)
SEC Filing
0001844314-25-000004 ↗ filed Jul 17, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $210.5M Q1 2024 Q2 2024: $218.1M Q2 2024 Q3 2024: $281.4M Q3 2024 Q4 2024: $323.7M Q4 2024 Q1 2025: $340.1M Q1 2025 Q2 2025: $359.8M $359.8M Q2 2025 Q3 2025: $433.6M Q3 2025 Q4 2025: $505.9M Q4 2025 Q1 2026: $483.5M Q1 2026 Q2 2026: $489.1M Q2 2026

Holdings 134 stocks · $359.8M
PFF iShares Preferred & Income S 8.60% 1,008,117 $30.9M Add +15.5%
IEFA iShares Core MSCI Eafe ETF 8.19% 352,924 $29.5M Reduce -0.7%
VEA Vanguard Ftse Developed ETF 7.86% 495,940 $28.3M Add +38.3%
VCSH Vanguard S/T Corp. Bond ETF 7.28% 329,497 $26.2M Add +11.2%
VYM Vanguard High DVD Yield ETF 6.20% 167,476 $22.3M Reduce -1.9%
RSP Invesco S&P 500 Equal Weight 4.89% 96,749 $17.6M Add +19.9%
AAPL Apple Inc. 3.84% 67,279 $13.8M Reduce -18.0%
SCHD Schwab US DVD Equity ETF 3.67% 498,216 $13.2M Add +31.2%
IVV iShares Core S&P 500 ETF 3.02% 17,522 $10.9M Reduce -4.4%
BRK.B Berkshire Hathaway Inc. Class B 2.31% 17,113 $8.3M Reduce -7.8%
JEPI JPMorgan Equity Premium Inco 2.30% 145,602 $8.3M Add +1.9%
IJH iShares Core S&P Midcap ETF 2.29% 132,622 $8.2M Add +0.9%
DFAC Dimensional US Core Equity 2 1.84% 184,367 $6.6M Reduce -0.1%
VTI VG Morningstar TS MKT ETF-US 1.71% 20,258 $6.2M Reduce -10.7%
SCHX Schwab US Large-Cap ETF 1.66% 244,108 $6.0M Reduce -24.4%
BRK.A Berkshire Hathaway Inc. Class A 1.62% 8 $5.8M No change
LVHI Franklin International Low V 1.58% 174,409 $5.7M Add +2.3%
SPY SS SPDR S&P 500 ETF Trust-US 1.54% 8,976 $5.5M Reduce -0.1%
FLTR Vaneck Ig Floating Rate ETF 1.39% 196,008 $5.0M Add +0.9%
HMOP Hartford Municipal Opp ETF 1.17% 110,161 $4.2M Reduce -27.1%
MSFT Microsoft Corp. 1.00% 7,258 $3.6M Reduce -15.5%
GLD SPDR Gold Shares 0.89% 10,458 $3.2M Reduce -0.9%
IJR iShares Core S&P Small-Cap E 0.75% 24,641 $2.7M Add +0.9%
IYW iShares Ustechnology ETF 0.73% 15,200 $2.6M Reduce -11.9%
EFA iShares MSCI Eafe ETF 0.73% 29,201 $2.6M Reduce -1.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.72% 9,252 $2.6M Reduce -0.0%
ESGD iShares Trust iShares ESG Aw 0.66% 26,612 $2.4M Add +14.3%
PHYS Sprott Physical Gold Trust 0.62% 87,951 $2.2M Reduce -2.9%
SPDW Ste STR SPDR PT DW Eu ETF 0.62% 54,723 $2.2M Add +1.4%
SCHG Schwab US Large-Cap Growth 0.60% 74,268 $2.2M Reduce -1.8%
GRID First TRST Nasd Class Edg Sgiif 0.59% 15,156 $2.1M Reduce -6.7%
GDX Vaneck Gold Miners ETF 0.55% 38,166 $2.0M Reduce -0.3%
GOOGL Alphabet Inc. Class A 0.52% 10,612 $1.9M No change
IQLT iShares MSCI International Q 0.47% 38,985 $1.7M Reduce -2.2%
GOOG Alphabet Inc. Class C 0.46% 9,331 $1.7M Reduce -0.4%
AMZN Amazon.com Inc. 0.44% 7,257 $1.6M Reduce -3.2%
FTLS First Trust Long/Short Eqty 0.43% 23,242 $1.5M Add +12.2%
VIG Vanguard Dividend Apprec ETF 0.43% 7,479 $1.5M No change
IAU iShares Gold Trust 0.42% 24,378 $1.5M No change
IGV iShares Expanded Tech-Softwa 0.42% 13,811 $1.5M Reduce -18.6%
SLQD iShares 0-5 YR Inv GRD Corp. 0.41% 29,249 $1.5M Reduce -23.1%
CAT Caterpillar Inc. 0.41% 3,760 $1.5M Reduce -0.5%
VMBS Vanguard Mortgage-Backed Sec 0.39% 30,369 $1.4M Reduce -31.9%
IOO iShares Global 100 ETF 0.38% 12,770 $1.4M No change
DE Deere & Co. 0.37% 2,595 $1.3M No change
MINT PIMCO Enhanced Short Maturit 0.36% 12,848 $1.3M Reduce -1.1%
FXO First Trust Financial Alphad 0.35% 22,188 $1.2M Reduce -14.4%
DFAX Dimensional World Ex US Core 0.30% 36,388 $1.1M Reduce -2.0%
OS Onestream Inc. 0.30% 37,759 $1.1M No change
ISCF iShares International Small 0.29% 26,631 $1.0M Add +33.3%
AGZ iShares Agency Bond ETF 0.29% 9,368 $1.0M Reduce -31.9%
IHI iShares U.S. Medical Devices 0.28% 16,363 $1.0M Reduce -23.0%
DGRO iShares Core Dividend Growth 0.26% 14,796 $946K Add +4.3%
JPM JPMorgan Chase & Co. 0.26% 3,233 $937K Reduce -7.0%
VOO Vanguard S&P 500 ETF 0.25% 1,597 $907K Reduce -14.6%
FVAL Fidelity Value Factor ETF 0.24% 13,560 $866K Reduce -3.7%
CEF Sprott Physical Gold and Sil 0.24% 28,610 $861K Reduce -0.7%
IWR iShares Russell Mid-Cap ETF 0.24% 9,276 $853K Reduce -19.1%
DFUS Dimensional US Eq MKT ETF 0.23% 12,411 $832K Add +0.1%
RTX RTX Corp. 0.23% 5,654 $826K No change
SYK Stryker Corp. 0.22% 2,032 $804K Reduce -0.9%
MA Mastercard Inc. Class A 0.22% 1,427 $802K Reduce -0.8%
VUG Vanguard Mrngstar GR ETF-Sui 0.22% 1,815 $796K No change
DFAE Dimensional Emerging Core Eq 0.21% 26,195 $758K Add +2.2%
META Meta Platforms Inc. Class A 0.21% 1,024 $755K Reduce -8.7%
VGT Vanguard Info Tech ETF 0.21% 1,122 $744K No change
NVDA Nvidia Corp. 0.21% 4,695 $742K Reduce -4.6%
ORCL Oracle Corp. 0.20% 3,338 $730K No change
QQQ Invesco QQQ Trust Series 1 0.20% 1,309 $722K Reduce -10.8%
FNCL Fidelity MSCI Financial Indx 0.20% 9,708 $719K Reduce -18.8%
IWF iShares Russell 1000 Growth 0.19% 1,642 $697K Reduce -1.0%
JNJ Johnson & Johnson 0.19% 4,502 $688K Add +0.0%
VB Vanguard Most SM-Cap ETF-Usd 0.18% 2,742 $650K No change
XOM Exxon Mobil Corp. 0.18% 5,948 $641K Reduce -7.5%
RACE Ferrari NV 0.18% 1,288 $632K No change
WMT Walmart Inc. 0.17% 6,319 $618K Add +0.0%
VIS Vanguard Industrials ETF 0.17% 2,182 $611K No change
XLK SS Technology Select Sector 0.17% 2,364 $599K Add +50.9%
LLY Eli Lilly & Co. 0.16% 721 $562K No change
IBDQ iShares Ibonds Dec 2025 Term 0.15% 21,486 $541K Reduce -9.4%
SLV iShares Silver Trust 0.15% 16,209 $532K No change
PG The Procter & Gamble Co. 0.15% 3,322 $529K Add +0.1%
UNP Union Pacific Corp. 0.15% 2,294 $528K Reduce -2.7%
V Visa Inc. Class A 0.14% 1,422 $505K Reduce -2.5%
ABBV Abbvie Inc. 0.14% 2,717 $504K Reduce -4.0%
IBDR iShares Ibonds Dec 2026 Term 0.14% 20,599 $500K Reduce -10.4%
NULG Nuveen ESG LRG-Cap GRW ETF 0.14% 5,288 $497K Reduce -8.6%
MDY State Street SPDR S&P Midcap 0.13% 857 $485K Reduce -0.5%
DFAI Dimensional International Co. 0.13% 13,962 $483K Add +16.5%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.13% 19,419 $471K Reduce -11.0%
SPSM SS SPDR P S&P 600 Small Cap 0.13% 11,057 $471K Add +1.6%
HSCZ iShares Cur HDG MSCI Eafe SM 0.13% 12,854 $457K Reduce -38.6%
NVO Novo-Nordisk A/S-Spons ADR 0.13% 6,568 $453K Reduce -35.7%
VTES Vanguard SH Term Tax-Ex Bond 0.13% 4,456 $450K No change
IHDG Wisdomtree International Hed 0.12% 9,750 $439K Reduce -42.0%
HTRB Hartford TTL RTRN BND ETF 0.12% 12,675 $429K Reduce -20.6%
VTV Vanguard Mrngstr Val ETF-Aui 0.12% 2,410 $426K No change
HD Home Depot Inc. 0.11% 1,039 $381K No change
EW Edwards Lifesciences Corp. 0.11% 4,866 $381K No change
COST Costco Wholesale Corp. 0.11% 382 $379K No change
MCD McDonald's Corp. 0.10% 1,283 $375K Reduce -3.2%
DFAS Dimensional US Small Cap ETF 0.10% 5,689 $362K Add +3.2%
CBT Cabot Corp. 0.10% 4,709 $353K No change
DHR Danaher Corp. 0.10% 1,756 $347K No change
DFAU Dimensional US Core Equity M 0.09% 7,903 $335K No change
UPS United Parcel Service Class B 0.09% 3,296 $333K Add +0.0%
VOX Vanguard Communication Servi 0.09% 1,812 $310K No change
RWJ Invesco S&P Smallcap 600 0.09% 7,092 $307K Reduce -18.2%
PEP Pepsico Inc. 0.08% 2,261 $299K Reduce -4.6%
CP Canadian Pacific Kansas City 0.08% 3,676 $291K No change
CARR Carrier Global Corp. 0.08% 3,946 $289K No change
SCZ iShares MSCI Eafe Small-Cap 0.08% 3,949 $287K Add +1.0%
GE General Electric filed as GE AEROSPACE 0.08% 1,111 $286K No change
IWD iShares Russell 1000 Value E 0.08% 1,411 $274K Add +12.6%
ADBE Adobe Inc. 0.08% 700 $271K No change
CSCO Cisco Systems Inc. 0.07% 3,859 $268K Add +0.1%
TSLA Tesla Inc. 0.07% 800 $254K Reduce -15.3%
EVSM Eaton Vance SHRT Dur Muni 0.07% 5,040 $252K New
SGDM Sprott Gold Miners ETF 0.07% 5,500 $249K Reduce -8.3%
CI The Cigna Group 0.07% 747 $247K No change
IBDT iShares Ibonds Dec 2028 ETF 0.07% 9,636 $245K Reduce -6.2%
TMO Thermo Fisher Scientific Inc. 0.07% 600 $243K No change
MMM 3M Co. 0.07% 1,573 $239K No change
LIN Linde PLC 0.07% 500 $235K No change
DLS Wisdomtree Intl S/C DVD Fund 0.06% 3,062 $230K Reduce -1.7%
QUS SS SPDR MSCI U Stratfact ETF 0.06% 1,409 $230K No change
CVX Chevron Corp. 0.06% 1,543 $221K Reduce -3.6%
VXUS Vanguard Total Intl Stock 0.06% 3,171 $219K Reduce -19.3%
PHO Invesco Water Resources ETF 0.06% 3,084 $216K Reduce -8.8%
IMCG iShares Morningstar Mid-Cap 0.06% 2,682 $215K Reduce -19.4%
CL Colgate-Palmolive Co. 0.06% 2,364 $215K No change
OTIS Otis Worldwide Corp. 0.06% 2,156 $214K No change
FPEI First Trust Institutional PR 0.06% 10,973 $208K New
ICE Intercontinental Exchange Inc. 0.06% 1,121 $206K Reduce -6.7%

Portfolio Sells Q1 2025 → Q2 2025
AAPL Apple Inc. Reduce -18.0% 3.84% −1.52
BRK.B Berkshire Hathaway Inc. Class B Reduce -7.8% 2.31% −0.60
HMOP Hartford Municipal Opp ETF Reduce -27.1% 1.17% −0.54
SCHX Schwab US Large-Cap ETF Reduce -24.4% 1.66% −0.44
VYM Vanguard High DVD Yield ETF Reduce -1.9% 6.20% −0.27
VMBS Vanguard Mortgage-Backed Sec Reduce -31.9% 0.39% −0.22
ABNB Airbnb Inc. Class A Sold out 0.00% −0.21
AGZ iShares Agency Bond ETF Reduce -31.9% 0.29% −0.16
SLQD iShares 0-5 YR Inv GRD Corp. Reduce -23.1% 0.41% −0.15
XLV SS Health Care Select Sector Sold out 0.00% −0.15
VTI VG Morningstar TS MKT ETF-US Reduce -10.7% 1.71% −0.12
IVW iShares S&P 500 Growth ETF Sold out 0.00% −0.10
IHDG Wisdomtree International Hed Reduce -42.0% 0.12% −0.09
IHI iShares U.S. Medical Devices Reduce -23.0% 0.28% −0.09
FTEC Fidelity MSCI Info Tech Indx Sold out 0.00% −0.08
NVO Novo-Nordisk A/S-Spons ADR Reduce -35.7% 0.13% −0.08
EAGG iShares ESG Aware US Aggrega Sold out 0.00% −0.08
FHLC Fidelity MSCI Health Care Sold out 0.00% −0.08
HSCZ iShares Cur HDG MSCI Eafe SM Reduce -38.6% 0.13% −0.07
ISCG iShares Morningstar Small-Ca Sold out 0.00% −0.07
CTRA Coterra Energy Inc. Sold out 0.00% −0.06
XBI SS SPDR S&P Biotech ETF Sold out 0.00% −0.06
TSCO Tractor Supply Company Sold out 0.00% −0.06
EEMS iShares MSCI Emerging MKT SM Sold out 0.00% −0.06
FXO First Trust Financial Alphad Reduce -14.4% 0.35% −0.06
IWR iShares Russell Mid-Cap ETF Reduce -19.1% 0.24% −0.05
XOM Exxon Mobil Corp. Reduce -7.5% 0.18% −0.05
FNCL Fidelity MSCI Financial Indx Reduce -18.8% 0.20% −0.04
HTRB Hartford TTL RTRN BND ETF Reduce -20.6% 0.12% −0.04
ABBV Abbvie Inc. Reduce -4.0% 0.14% −0.03
VOO Vanguard S&P 500 ETF Reduce -14.6% 0.25% −0.03
MINT PIMCO Enhanced Short Maturit Reduce -1.1% 0.36% −0.03
IBDQ iShares Ibonds Dec 2025 Term Reduce -9.4% 0.15% −0.03
IBDR iShares Ibonds Dec 2026 Term Reduce -10.4% 0.14% −0.02
IBDS Ishrs Ibnds Dec 27 Corp. ETF Reduce -11.0% 0.13% −0.02
IGV iShares Expanded Tech-Softwa Reduce -18.6% 0.42% −0.02
PEP Pepsico Inc. Reduce -4.6% 0.08% −0.02
PHYS Sprott Physical Gold Trust Reduce -2.9% 0.62% −0.02
RWJ Invesco S&P Smallcap 600 Reduce -18.2% 0.09% −0.02
MCD McDonald's Corp. Reduce -3.2% 0.10% −0.02
CVX Chevron Corp. Reduce -3.6% 0.06% −0.02
UNP Union Pacific Corp. Reduce -2.7% 0.15% −0.02
VXUS Vanguard Total Intl Stock Reduce -19.3% 0.06% −0.01
IMCG iShares Morningstar Mid-Cap Reduce -19.4% 0.06% −0.01
V Visa Inc. Class A Reduce -2.5% 0.14% −0.01
MA Mastercard Inc. Class A Reduce -0.8% 0.22% −0.01
GLD SPDR Gold Shares Reduce -0.9% 0.89% −0.01
IBDT iShares Ibonds Dec 2028 ETF Reduce -6.2% 0.07% −0.01
FVAL Fidelity Value Factor ETF Reduce -3.7% 0.24% −0.01
IVV iShares Core S&P 500 ETF Reduce -4.4% 3.02% −0.00

Portfolio Buys Q1 2025 → Q2 2025
VEA Vanguard Ftse Developed ETF Add +38.3% 7.86% +2.50
RSP Invesco S&P 500 Equal Weight Add +19.9% 4.89% +0.77
PFF iShares Preferred & Income S Add +15.5% 8.60% +0.71
SCHD Schwab US DVD Equity ETF Add +31.2% 3.67% +0.55
VCSH Vanguard S/T Corp. Bond ETF Add +11.2% 7.28% +0.40
ESGD iShares Trust iShares ESG Aw Add +14.3% 0.66% +0.10
ISCF iShares International Small Add +33.3% 0.29% +0.09
XLK SS Technology Select Sector Add +50.9% 0.17% +0.07
EVSM Eaton Vance SHRT Dur Muni New 0.07% +0.07
FPEI First Trust Institutional PR New 0.06% +0.06
SPDW Ste STR SPDR PT DW Eu ETF Add +1.4% 0.62% +0.04
FTLS First Trust Long/Short Eqty Add +12.2% 0.43% +0.04
IJH iShares Core S&P Midcap ETF Add +0.9% 2.29% +0.03
DFAI Dimensional International Co. Add +16.5% 0.13% +0.02
DFAE Dimensional Emerging Core Eq Add +2.2% 0.21% +0.02
DFUS Dimensional US Eq MKT ETF Add +0.1% 0.23% +0.01
WMT Walmart Inc. Add +0.0% 0.17% +0.01
IWD iShares Russell 1000 Value E Add +12.6% 0.08% +0.01
SCZ iShares MSCI Eafe Small-Cap Add +1.0% 0.08% +0.01
DGRO iShares Core Dividend Growth Add +4.3% 0.26% +0.01
CSCO Cisco Systems Inc. Add +0.1% 0.07% +0.00
DFAS Dimensional US Small Cap ETF Add +3.2% 0.10% +0.00
SPSM SS SPDR P S&P 600 Small Cap Add +1.6% 0.13% +0.00
IJR iShares Core S&P Small-Cap E Add +0.9% 0.75% −0.00
UPS United Parcel Service Class B Add +0.0% 0.09% −0.01
PG The Procter & Gamble Co. Add +0.1% 0.15% −0.02
JNJ Johnson & Johnson Add +0.0% 0.19% −0.03
LVHI Franklin International Low V Add +2.3% 1.58% −0.05
FLTR Vaneck Ig Floating Rate ETF Add +0.9% 1.39% −0.07
JEPI JPMorgan Equity Premium Inco Add +1.9% 2.30% −0.10

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 152$489.1MAKRE, FPEI, VEA, RSP, IEFA
Q1 2026 150$483.5MAKRE, FPEI, VCSH, VEA, RSP
Q4 2025 156$505.9MAKRE, VEA, FPEI, VCSH, IEFA
Q3 2025 153$433.6MVEA, FPEI, IEFA, VCSH, VYM
Q2 2025 134$359.8MPFF, IEFA, VEA, VCSH, VYM
Q1 2025 144$340.1MIEFA, PFF, VCSH, VYM, VEA
Q4 2024 135$323.7MIEFA, AAPL, PFF, VYM, VCSH
Q3 2024 107$281.4MIEFA, PFF, VYM, AAPL, VCSH
Q2 2024 81$218.1MPFF, VYM, VCSH, IEFA, AAPL
Q1 2024 82$210.5MVYM, PFF, VCSH, IEFA, AAPL