Montis Financial, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 28, 2025), Montis Financial, LLC reported 153 stock positions worth $433.6 million. Its top holding was Vanguard Ftse Developed ETF (VEA) at 7.3% of the portfolio, followed by First Trust Institutional PR (FPEI, 7.0%) and iShares Core MSCI Eafe ETF (IEFA, 7.0%). Compared with Q2 2025, it opened 26 new positions, sold out of 7, added to 38 and reduced 66. The biggest buy was First Trust Institutional PR (FPEI, shares +14195%) and the biggest sale iShares Preferred & Income S (PFF, shares −82%).

Most Recent 13F
Q2 2026
Location
WALTHAM, MA
CIK
0001844314
Portfolio Value
$433.6M (Q3 2025)
SEC Filing
0001844314-25-000008 ↗ filed Oct 28, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $210.5M Q1 2024 Q2 2024: $218.1M Q2 2024 Q3 2024: $281.4M Q3 2024 Q4 2024: $323.7M Q4 2024 Q1 2025: $340.1M Q1 2025 Q2 2025: $359.8M Q2 2025 Q3 2025: $433.6M $433.6M Q3 2025 Q4 2025: $505.9M Q4 2025 Q1 2026: $483.5M Q1 2026 Q2 2026: $489.1M Q2 2026

Holdings 153 stocks · $433.6M
VEA Vanguard Ftse Developed ETF 7.35% 531,711 $31.9M Add +7.2%
FPEI First Trust Institutional PR 7.00% 1,568,581 $30.3M Add +14194.9%
IEFA iShares Core MSCI Eafe ETF 6.97% 346,273 $30.2M Reduce -1.9%
VCSH Vanguard S/T Corp. Bond ETF 6.63% 359,580 $28.7M Add +9.1%
VYM Vanguard High DVD Yield ETF 5.62% 173,004 $24.4M Add +3.3%
RSP Invesco S&P 500 Equal Weight 5.59% 127,737 $24.2M Add +32.0%
AAPL Apple Inc. 4.58% 77,919 $19.8M Add +15.8%
SCHD Schwab US DVD Equity ETF 3.17% 503,106 $13.7M Add +1.0%
IVV iShares Core S&P 500 ETF 2.56% 16,602 $11.1M Reduce -5.3%
SPY SS SPDR S&P 500 ETF Trust-US 2.32% 15,096 $10.1M Add +68.2%
JEPI JPMorgan Equity Premium Inco 1.92% 145,635 $8.3M Add +0.0%
BRK.B Berkshire Hathaway Inc. Class B 1.89% 16,326 $8.2M Reduce -4.6%
IJH iShares Core S&P Midcap ETF 1.88% 124,753 $8.1M Reduce -5.9%
VIG Vanguard Dividend Apprec ETF 1.74% 34,914 $7.5M Add +366.8%
DFAC Dimensional US Core Equity 2 1.55% 173,851 $6.7M Reduce -5.7%
VTI VG Morningstar TS MKT ETF-US 1.53% 20,244 $6.6M Reduce -0.1%
BRK.A Berkshire Hathaway Inc. Class A 1.39% 8 $6.0M No change
LVHI Franklin International Low V 1.33% 166,022 $5.8M Reduce -4.8%
GLD SPDR Gold Shares 1.32% 16,090 $5.7M Add +53.9%
PFF iShares Preferred & Income S 1.31% 179,978 $5.7M Reduce -82.2%
SCHX Schwab US Large-Cap ETF 1.31% 215,796 $5.7M Reduce -11.6%
SPDW Ste STR SPDR PT DW Eu ETF 1.26% 128,102 $5.5M Add +134.1%
MSFT Microsoft Corp. 1.17% 9,764 $5.1M Add +34.5%
FLTR Vaneck Ig Floating Rate ETF 1.11% 187,974 $4.8M Reduce -4.1%
GOOG Alphabet Inc. Class C 0.84% 14,882 $3.6M Add +59.5%
HMOP Hartford Municipal Opp ETF 0.74% 82,869 $3.2M Reduce -24.8%
EFA iShares MSCI Eafe ETF 0.72% 33,651 $3.1M Add +15.2%
ESGD iShares Trust iShares ESG Aw 0.67% 31,429 $2.9M Add +18.1%
GDX Vaneck Gold Miners ETF 0.66% 37,628 $2.9M Reduce -1.4%
GOOGL Alphabet Inc. Class A 0.65% 11,632 $2.8M Add +9.6%
IJR iShares Core S&P Small-Cap E 0.64% 23,268 $2.8M Reduce -5.6%
IWD iShares Russell 1000 Value E 0.64% 13,576 $2.8M Add +862.1%
PHYS Sprott Physical Gold Trust 0.60% 87,551 $2.6M Reduce -0.5%
IYW iShares Ustechnology ETF 0.59% 13,130 $2.6M Reduce -13.6%
BIL SS SPDR BB 1-3M T-Bill ETF 0.58% 27,475 $2.5M New
BSJP Invesco Bulletshares 2025 HY 0.58% 108,437 $2.5M New
IWF iShares Russell 1000 Growth 0.54% 5,025 $2.4M Add +206.0%
SCHG Schwab US Large-Cap Growth 0.54% 73,452 $2.3M Reduce -1.1%
GRID First TRST Nasd Class Edg Sgiif 0.49% 14,005 $2.1M Reduce -7.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.48% 7,157 $2.1M Reduce -22.6%
IXN iShares Global Tech ETF 0.47% 19,605 $2.0M New
JPM JPMorgan Chase & Co. 0.44% 6,108 $1.9M Add +88.9%
IAU iShares Gold Trust 0.41% 24,378 $1.8M No change
CAT Caterpillar Inc. 0.40% 3,668 $1.8M Reduce -2.5%
VT Vanguard Tot World STK ETF 0.40% 12,600 $1.7M New
IQLT iShares MSCI International Q 0.37% 36,358 $1.6M Reduce -6.7%
IOO iShares Global 100 ETF 0.35% 12,770 $1.5M No change
IGV iShares Expanded Tech-Softwa 0.35% 13,175 $1.5M Reduce -4.6%
AMZN Amazon.com Inc. 0.34% 6,698 $1.5M Reduce -7.7%
FTLS First Trust Long/Short Eqty 0.32% 20,051 $1.4M Reduce -13.7%
MINT PIMCO Enhanced Short Maturit 0.29% 12,569 $1.3M Reduce -2.2%
QQQ Invesco QQQ Trust Series 1 0.28% 2,059 $1.2M Add +57.3%
BSJQ Invesco Bulletshares 2026 HY 0.28% 52,429 $1.2M New
DE Deere & Co. 0.27% 2,595 $1.2M No change
SLQD iShares 0-5 YR Inv GRD Corp. 0.26% 22,379 $1.1M Reduce -23.5%
FXO First Trust Financial Alphad 0.25% 18,590 $1.1M Reduce -16.2%
VGT Vanguard Info Tech ETF 0.25% 1,474 $1.1M Add +31.4%
DFAX Dimensional World Ex US Core 0.25% 34,904 $1.1M Reduce -4.1%
ISCF iShares International Small 0.25% 26,410 $1.1M Reduce -0.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.25% 3,846 $1.1M New
AVGO Broadcom Inc. 0.24% 3,175 $1.0M New
CEF Sprott Physical Gold and Sil 0.24% 28,310 $1.0M Reduce -1.1%
VMBS Vanguard Mortgage-Backed Sec 0.23% 21,399 $1.0M Reduce -29.5%
META Meta Platforms Inc. Class A 0.22% 1,324 $972K Add +29.3%
RTX RTX Corp. 0.22% 5,654 $946K No change
ORCL Oracle Corp. 0.22% 3,338 $939K No change
DFAI Dimensional International Co. 0.21% 25,262 $918K Add +80.9%
FVAL Fidelity Value Factor ETF 0.21% 13,006 $896K Reduce -4.1%
DFAE Dimensional Emerging Core Eq 0.20% 28,041 $884K Add +7.0%
VRTX Vertex Pharmaceuticals Inc. 0.20% 2,199 $861K New
IWR iShares Russell Mid-Cap ETF 0.20% 8,859 $855K Reduce -4.5%
XLV SS Health Care Select Sector 0.20% 6,088 $847K New
VUG Vanguard Mrngstar GR ETF-Sui 0.19% 1,695 $813K Reduce -6.6%
JNJ Johnson & Johnson 0.19% 4,339 $805K Reduce -3.6%
NFLX Netflix Inc. 0.18% 657 $788K New
DGRO iShares Core Dividend Growth 0.18% 11,472 $781K Reduce -22.5%
ABBV Abbvie Inc. 0.18% 3,289 $762K Add +21.1%
IBHF iShares Ibond 2026 HY & Inc. 0.18% 32,517 $761K New
AGZ iShares Agency Bond ETF 0.17% 6,707 $740K Reduce -28.4%
MA Mastercard Inc. Class A 0.17% 1,281 $729K Reduce -10.2%
NOBL Proshares S&P 500 Dividend A 0.17% 7,015 $723K New
SYK Stryker Corp. 0.16% 1,933 $715K Reduce -4.9%
PG The Procter & Gamble Co. 0.16% 4,626 $711K Add +39.3%
IHI iShares U.S. Medical Devices 0.16% 11,770 $707K Reduce -28.1%
DVY iShares Select Dividend ETF 0.16% 4,898 $696K New
SLV iShares Silver Trust 0.16% 16,209 $687K No change
DFSU Dimensional US Sus CORE1 ETF 0.15% 15,786 $670K New
VIS Vanguard Industrials ETF 0.15% 2,182 $647K No change
SMH Vaneck Semiconductor ETF 0.15% 1,979 $646K New
WMT Walmart Inc. 0.15% 6,224 $641K Reduce -1.5%
VTIP Vanguard Short-Term Tips 0.15% 12,644 $640K New
OS Onestream Inc. 0.15% 34,188 $630K Reduce -9.5%
DFUS Dimensional US Eq MKT ETF 0.15% 8,697 $630K Reduce -29.9%
RACE Ferrari NV 0.14% 1,288 $625K No change
VB Vanguard Most SM-Cap ETF-Usd 0.14% 2,445 $622K Reduce -10.8%
FNCL Fidelity MSCI Financial Indx 0.14% 8,128 $620K Reduce -16.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.13% 10,769 $556K New
UNP Union Pacific Corp. 0.13% 2,294 $542K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.12% 2,581 $539K New
PEP Pepsico Inc. 0.12% 3,685 $518K Add +63.0%
NULG Nuveen ESG LRG-Cap GRW ETF 0.12% 5,198 $517K Reduce -1.7%
EFV iShares MSCI Eafe Value ETF 0.12% 7,621 $517K New
MDY State Street SPDR S&P Midcap 0.12% 850 $506K Reduce -0.8%
IJK iShares S&P Mid-Cap 400 Grow 0.12% 5,227 $501K New
SPSM SS SPDR P S&P 600 Small Cap 0.11% 10,684 $495K Reduce -3.4%
NVDA Nvidia Corp. 0.11% 2,637 $492K Reduce -43.8%
V Visa Inc. Class A 0.11% 1,422 $485K No change
HD Home Depot Inc. 0.11% 1,177 $477K Add +13.3%
VTES Vanguard SH Term Tax-Ex Bond 0.10% 4,456 $454K No change
PLTR Palantir Technologies Inc. Class A 0.10% 2,445 $446K New
XLK SS Technology Select Sector 0.10% 1,559 $439K Reduce -34.0%
HSCZ iShares Cur HDG MSCI Eafe SM 0.10% 11,270 $424K Reduce -12.3%
GE General Electric filed as GE AEROSPACE 0.10% 1,388 $418K Add +24.9%
TSLA Tesla Inc. 0.10% 930 $414K Add +16.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.09% 2,160 $403K Reduce -10.4%
MCD McDonald's Corp. 0.09% 1,283 $390K No change
IHDG Wisdomtree International Hed 0.09% 8,098 $373K Reduce -16.9%
CVX Chevron Corp. 0.09% 2,400 $373K Add +55.5%
TMO Thermo Fisher Scientific Inc. 0.09% 765 $371K Add +27.5%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.08% 2,478 $358K New
CBT Cabot Corp. 0.08% 4,709 $358K No change
SGDM Sprott Gold Miners ETF 0.08% 5,500 $341K No change
VOX Vanguard Communication Servi 0.08% 1,812 $340K No change
XOM Exxon Mobil Corp. 0.08% 2,936 $331K Reduce -50.6%
EW Edwards Lifesciences Corp. 0.08% 4,253 $331K Reduce -12.6%
DFAU Dimensional US Core Equity M 0.08% 7,196 $329K Reduce -8.9%
REGL Prshrs S&P Mid 400 DVD Arist 0.07% 3,770 $322K New
DFAS Dimensional US Small Cap ETF 0.07% 4,564 $312K Reduce -19.8%
IDXX Idexx Laboratories Inc. 0.07% 449 $287K New
RWJ Invesco S&P Smallcap 600 0.07% 5,897 $285K Reduce -16.9%
EVSM Eaton Vance SHRT Dur Muni 0.07% 5,616 $283K Add +11.4%
DHR Danaher Corp. 0.07% 1,423 $282K Reduce -19.0%
UPS United Parcel Service Class B 0.06% 3,296 $275K No change
VOO Vanguard S&P 500 ETF 0.06% 447 $274K Reduce -72.0%
CP Canadian Pacific Kansas City 0.06% 3,676 $274K No change
MMM 3M Co. 0.06% 1,743 $270K Add +10.8%
DLS Wisdomtree Intl S/C DVD Fund 0.06% 3,162 $251K Add +3.3%
IBDR iShares Ibonds Dec 2026 Term 0.06% 10,280 $250K Reduce -50.1%
IBDQ iShares Ibonds Dec 2025 Term 0.06% 9,873 $249K Reduce -54.0%
ADBE Adobe Inc. 0.06% 700 $247K No change
QUS SS SPDR MSCI U Stratfact ETF 0.06% 1,409 $241K No change
VXUS Vanguard Total Intl Stock 0.06% 3,247 $239K Add +2.4%
LIN Linde PLC 0.05% 500 $238K No change
CARR Carrier Global Corp. 0.05% 3,946 $236K No change
CSCO Cisco Systems Inc. 0.05% 3,400 $233K Reduce -11.9%
COST Costco Wholesale Corp. 0.05% 251 $232K Reduce -34.3%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.05% 9,497 $231K Reduce -51.1%
PHO Invesco Water Resources ETF 0.05% 3,086 $222K Add +0.1%
CI The Cigna Group 0.05% 747 $215K No change
LLY Eli Lilly & Co. 0.05% 276 $211K Reduce -61.7%
SUSA iShares ESG Optimized MSCI U 0.05% 1,551 $210K New
SCZ iShares MSCI Eafe Small-Cap 0.05% 2,672 $205K Reduce -32.3%
IGM iShares Expanded Tech Sector 0.05% 1,621 $204K New

Portfolio Sells Q2 2025 → Q3 2025
PFF iShares Preferred & Income S Reduce -82.2% 1.31% −7.28
IEFA iShares Core MSCI Eafe ETF Reduce -1.9% 6.97% −1.22
IVV iShares Core S&P 500 ETF Reduce -5.3% 2.56% −0.46
HMOP Hartford Municipal Opp ETF Reduce -24.8% 0.74% −0.43
BRK.B Berkshire Hathaway Inc. Class B Reduce -4.6% 1.89% −0.42
IJH iShares Core S&P Midcap ETF Reduce -5.9% 1.88% −0.41
SCHX Schwab US Large-Cap ETF Reduce -11.6% 1.31% −0.35
DFAC Dimensional US Core Equity 2 Reduce -5.7% 1.55% −0.29
FLTR Vaneck Ig Floating Rate ETF Reduce -4.1% 1.11% −0.28
LVHI Franklin International Low V Reduce -4.8% 1.33% −0.25
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -22.6% 0.48% −0.23
VOO Vanguard S&P 500 ETF Reduce -72.0% 0.06% −0.19
VTI VG Morningstar TS MKT ETF-US Reduce -0.1% 1.53% −0.18
VMBS Vanguard Mortgage-Backed Sec Reduce -29.5% 0.23% −0.16
OS Onestream Inc. Reduce -9.5% 0.15% −0.15
SLQD iShares 0-5 YR Inv GRD Corp. Reduce -23.5% 0.26% −0.15
IYW iShares Ustechnology ETF Reduce -13.6% 0.59% −0.14
NVO Novo-Nordisk A/S-Spons ADR Sold out 0.00% −0.13
IHI iShares U.S. Medical Devices Reduce -28.1% 0.16% −0.12
HTRB Hartford TTL RTRN BND ETF Sold out 0.00% −0.12
AGZ iShares Agency Bond ETF Reduce -28.4% 0.17% −0.11
IJR iShares Core S&P Small-Cap E Reduce -5.6% 0.64% −0.11
LLY Eli Lilly & Co. Reduce -61.7% 0.05% −0.11
FTLS First Trust Long/Short Eqty Reduce -13.7% 0.32% −0.10
AMZN Amazon.com Inc. Reduce -7.7% 0.34% −0.10
XOM Exxon Mobil Corp. Reduce -50.6% 0.08% −0.10
IQLT iShares MSCI International Q Reduce -6.7% 0.37% −0.10
GRID First TRST Nasd Class Edg Sgiif Reduce -7.6% 0.49% −0.10
IBDQ iShares Ibonds Dec 2025 Term Reduce -54.0% 0.06% −0.09
NVDA Nvidia Corp. Reduce -43.8% 0.11% −0.09
FXO First Trust Financial Alphad Reduce -16.2% 0.25% −0.09
DFUS Dimensional US Eq MKT ETF Reduce -29.9% 0.15% −0.09
DGRO iShares Core Dividend Growth Reduce -22.5% 0.18% −0.08
IBDR iShares Ibonds Dec 2026 Term Reduce -50.1% 0.06% −0.08
IBDS Ishrs Ibnds Dec 27 Corp. ETF Reduce -51.1% 0.05% −0.08
IGV iShares Expanded Tech-Softwa Reduce -4.6% 0.35% −0.07
IBDT iShares Ibonds Dec 2028 ETF Sold out 0.00% −0.07
MINT PIMCO Enhanced Short Maturit Reduce -2.2% 0.29% −0.07
XLK SS Technology Select Sector Reduce -34.0% 0.10% −0.07
SCHG Schwab US Large-Cap Growth Reduce -1.1% 0.54% −0.06
IMCG iShares Morningstar Mid-Cap Sold out 0.00% −0.06
CL Colgate-Palmolive Co. Sold out 0.00% −0.06
OTIS Otis Worldwide Corp. Sold out 0.00% −0.06
SYK Stryker Corp. Reduce -4.9% 0.16% −0.06
ICE Intercontinental Exchange Inc. Sold out 0.00% −0.06
FNCL Fidelity MSCI Financial Indx Reduce -16.3% 0.14% −0.06
MA Mastercard Inc. Class A Reduce -10.2% 0.17% −0.05
COST Costco Wholesale Corp. Reduce -34.3% 0.05% −0.05
DFAX Dimensional World Ex US Core Reduce -4.1% 0.25% −0.04
IWR iShares Russell Mid-Cap ETF Reduce -4.5% 0.20% −0.04

Portfolio Buys Q2 2025 → Q3 2025
FPEI First Trust Institutional PR Add +14194.9% 7.00% +6.94
VIG Vanguard Dividend Apprec ETF Add +366.8% 1.74% +1.31
SPY SS SPDR S&P 500 ETF Trust-US Add +68.2% 2.32% +0.78
AAPL Apple Inc. Add +15.8% 4.58% +0.74
RSP Invesco S&P 500 Equal Weight Add +32.0% 5.59% +0.70
SPDW Ste STR SPDR PT DW Eu ETF Add +134.1% 1.26% +0.65
BIL SS SPDR BB 1-3M T-Bill ETF New 0.58% +0.58
BSJP Invesco Bulletshares 2025 HY New 0.58% +0.58
IWD iShares Russell 1000 Value E Add +862.1% 0.64% +0.56
IXN iShares Global Tech ETF New 0.47% +0.47
GLD SPDR Gold Shares Add +53.9% 1.32% +0.43
VT Vanguard Tot World STK ETF New 0.40% +0.40
GOOG Alphabet Inc. Class C Add +59.5% 0.84% +0.38
IWF iShares Russell 1000 Growth Add +206.0% 0.54% +0.35
BSJQ Invesco Bulletshares 2026 HY New 0.28% +0.28
IBM Intl Business Machines Corp. New 0.25% +0.25
AVGO Broadcom Inc. New 0.24% +0.24
VRTX Vertex Pharmaceuticals Inc. New 0.20% +0.20
XLV SS Health Care Select Sector New 0.20% +0.20
JPM JPMorgan Chase & Co. Add +88.9% 0.44% +0.18
NFLX Netflix Inc. New 0.18% +0.18
IBHF iShares Ibond 2026 HY & Inc. New 0.18% +0.18
NOBL Proshares S&P 500 Dividend A New 0.17% +0.17
MSFT Microsoft Corp. Add +34.5% 1.17% +0.16
DVY iShares Select Dividend ETF New 0.16% +0.16
DFSU Dimensional US Sus CORE1 ETF New 0.15% +0.15
SMH Vaneck Semiconductor ETF New 0.15% +0.15
VTIP Vanguard Short-Term Tips New 0.15% +0.15
GOOGL Alphabet Inc. Class A Add +9.6% 0.65% +0.13
BAC Bank of America Corp. New 0.13% +0.13
VBR Vngrd Mrngst SL-CP Val ETF-U New 0.12% +0.12
EFV iShares MSCI Eafe Value ETF New 0.12% +0.12
IJK iShares S&P Mid-Cap 400 Grow New 0.12% +0.12
PLTR Palantir Technologies Inc. Class A New 0.10% +0.10
QQQ Invesco QQQ Trust Series 1 Add +57.3% 0.28% +0.08
TJX TJX Companies Inc. New 0.08% +0.08
DFAI Dimensional International Co. Add +80.9% 0.21% +0.08
REGL Prshrs S&P Mid 400 DVD Arist New 0.07% +0.07
IDXX Idexx Laboratories Inc. New 0.07% +0.07
SUSA iShares ESG Optimized MSCI U New 0.05% +0.05
IGM iShares Expanded Tech Sector New 0.05% +0.05
VGT Vanguard Info Tech ETF Add +31.4% 0.25% +0.05
PEP Pepsico Inc. Add +63.0% 0.12% +0.04
ABBV Abbvie Inc. Add +21.1% 0.18% +0.04
TSLA Tesla Inc. Add +16.3% 0.10% +0.02
CVX Chevron Corp. Add +55.5% 0.09% +0.02
TMO Thermo Fisher Scientific Inc. Add +27.5% 0.09% +0.02
GE General Electric Add +24.9% 0.10% +0.02
PG The Procter & Gamble Co. Add +39.3% 0.16% +0.02
META Meta Platforms Inc. Class A Add +29.3% 0.22% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 152$489.1MAKRE, FPEI, VEA, RSP, IEFA
Q1 2026 150$483.5MAKRE, FPEI, VCSH, VEA, RSP
Q4 2025 156$505.9MAKRE, VEA, FPEI, VCSH, IEFA
Q3 2025 153$433.6MVEA, FPEI, IEFA, VCSH, VYM
Q2 2025 134$359.8MPFF, IEFA, VEA, VCSH, VYM
Q1 2025 144$340.1MIEFA, PFF, VCSH, VYM, VEA
Q4 2024 135$323.7MIEFA, AAPL, PFF, VYM, VCSH
Q3 2024 107$281.4MIEFA, PFF, VYM, AAPL, VCSH
Q2 2024 81$218.1MPFF, VYM, VCSH, IEFA, AAPL
Q1 2024 82$210.5MVYM, PFF, VCSH, IEFA, AAPL