Pinnacle Financial Group, LLC / IL

Name: Pinnacle Financial Group, LLC / IL 13F holdings, Q3 2025
Creator: Pinnacle Financial Group, LLC / IL
Published: 2025-11-12

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Pinnacle Financial Group, LLC / IL reported 108 stock positions worth $330.7 million. Its top holding was Invesco Rafi US 1000 ETF (PRF) at 9.4% of the portfolio, followed by Dimensional International (DFIC, 8.5%) and Dimensional Emrg MRKT Core (DFEM, 6.6%). Compared with Q2 2025, it opened 11 new positions, sold out of 4, added to 67 and reduced 22. The biggest buy was Vanguard Short Dur Bond ETF (VSDB, shares +398%) and the biggest sale Dimensional International (DFIC, shares −5%).

Most Recent 13F: Q2 2026
Location: WESTERN SPRINGS, IL
CIK: 0001905962
Portfolio Value: $330.7M (Q3 2025)
SEC Filing: 0001104659-25-109935 ↗ filed Nov 12, 2025

Holdings Value

Holdings 108 stocks · $330.7M


PRF Invesco Rafi US 1000 ETF	9.41%	688,286	$31.1M	Add +0.8%
DFIC Dimensional International Co.	8.54%	861,405	$28.2M	Reduce -4.8%
DFEM Dimensional Emrg MRKT Core	6.64%	684,426	$21.9M	Reduce -2.5%
DTD Wisdomtree US Total Dividend	6.64%	261,261	$21.9M	Reduce -2.1%
DFAC Dimensional US Core Equity 2	6.25%	536,053	$20.7M	Add +3.1%
VYMI Vanguard Int High DVD YLD Inc.	3.88%	151,615	$12.8M	Add +4.1%
VYM Vanguard High DVD Yield ETF	3.64%	85,344	$12.0M	Add +1.8%
VEU Vanguard Ftse All-World Ex-U	3.28%	152,058	$10.9M	Add +4.9%
SPY SS SPDR S&P 500 ETF Trust-US	2.91%	14,445	$9.6M	Reduce -2.5%
DVY iShares Select Dividend ETF	2.73%	63,595	$9.0M	Reduce -1.0%
DFAS Dimensional US Small Cap ETF	2.35%	113,421	$7.8M	Add +2.5%
EEM iShares MSCI Emerging Market	2.19%	135,788	$7.3M	Add +0.2%
AGG iShares Core U.S. Aggregate	2.12%	70,048	$7.0M	Add +4.0%
VBR Vngrd Mrngst SL-CP Val ETF-U	2.00%	31,738	$6.6M	Add +7.6%
DFAR Dimensional US Real Est ETF	1.84%	255,737	$6.1M	Add +5.3%
VIG Vanguard Dividend Apprec ETF	1.81%	27,762	$6.0M	Reduce -0.7%
VB Vanguard Most SM-Cap ETF-Usd	1.65%	21,459	$5.5M	Add +0.6%
GLD SPDR Gold Shares	1.62%	15,078	$5.4M	Add +0.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd	1.54%	17,312	$5.1M	Add +6.7%
MCD McDonald's Corp.	1.35%	14,638	$4.4M	Add +0.1%
VTI VG Morningstar TS MKT ETF-US	1.33%	13,423	$4.4M	Add +0.3%
VOE Vngrd Mrngstr MD-Cap Val ETF	1.20%	22,663	$4.0M	Add +11.4%
DFAI Dimensional International Co.	1.17%	106,649	$3.9M	Add +2.8%
BSCR Invesco Bulletshares 2027 CB	1.11%	185,940	$3.7M	Add +3.4%
PTRB Pgim Total Return Bond ETF	1.09%	85,264	$3.6M	Add +69.5%
PYLD PIMCO Multisector Bond Actv	1.06%	131,153	$3.5M	Add +44.2%
VNQ Vanguard Real Estate ETF	0.94%	33,859	$3.1M	Add +0.2%
BRK.B Berkshire Hathaway Inc. Class B	0.93%	6,109	$3.1M	Reduce -0.5%
TOTL SS Doubleline TR Tact ETF	0.91%	74,001	$3.0M	Add +71.7%
BOND PIMCO Active Bond Exchange-T	0.91%	32,130	$3.0M	Add +70.0%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.86%	9,202	$2.8M	Reduce -8.2%
AAPL Apple Inc.	0.79%	10,227	$2.6M	Add +1.2%
IVW iShares S&P 500 Growth ETF	0.74%	20,207	$2.4M	No change
ILCG iShares Morningstar Growth E	0.72%	22,830	$2.4M	Add +0.0%
DFAU Dimensional US Core Equity M	0.71%	51,628	$2.4M	Add +0.2%
VSDB Vanguard Short Dur Bond ETF	0.71%	30,804	$2.4M	Add +397.7%
DFAE Dimensional Emerging Core Eq	0.70%	73,431	$2.3M	Add +0.4%
BSCQ Invesco Bulletshares 2026 CB	0.67%	113,667	$2.2M	Reduce -5.0%
INCM Franklin Income Focus ETF	0.58%	69,575	$1.9M	Add +13.8%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.50%	5,579	$1.7M	Add +9.8%
VHT Vanguard Health Care ETF	0.50%	6,351	$1.6M	Add +99.5%
IJH iShares Core S&P Midcap ETF	0.43%	21,997	$1.4M	Reduce -0.7%
VTV Vanguard Mrngstr Val ETF-Aui	0.42%	7,401	$1.4M	Add +10.7%
VXUS Vanguard Total Intl Stock	0.36%	16,285	$1.2M	No change
NVDA Nvidia Corp.	0.34%	6,026	$1.1M	Add +4.6%
QQQ Invesco QQQ Trust Series 1	0.29%	1,620	$973K	Reduce -13.7%
JNK SS SPDR BB High Yield Bond	0.29%	9,767	$957K	Add +1.4%
AMZN Amazon.com Inc.	0.28%	4,157	$913K	Add +1.5%
MSFT Microsoft Corp.	0.25%	1,571	$814K	Reduce -1.5%
BND Vanguard Total Bond Market	0.24%	10,913	$808K	Add +0.9%
CAT Caterpillar Inc.	0.21%	1,454	$694K	Add +0.2%
IVE iShares S&P 500 Value ETF	0.20%	3,260	$673K	No change
AGGY Wisdomtree Yield Enhanced US	0.19%	14,439	$639K	Add +3.0%
OSBC Old Second Bancorp Inc.	0.19%	36,414	$629K	New
AVUS Avantis U.S. Equity ETF	0.18%	5,411	$588K	New
IJK iShares S&P Mid-Cap 400 Grow	0.17%	5,998	$575K	Add +0.0%
BSCS Invesco Bulletshares 2028 CB	0.17%	27,576	$567K	Add +14.5%
DGRO iShares Core Dividend Growth	0.17%	8,246	$561K	Add +24.1%
IJR iShares Core S&P Small-Cap E	0.17%	4,684	$557K	Add +1.1%
VOO Vanguard S&P 500 ETF	0.16%	900	$537K	New
VCIT Vanguard Int-Term Corporate	0.16%	6,211	$522K	Add +49.5%
ESGV Vanguard ESG US Stock ETF	0.15%	4,287	$508K	Add +0.1%
VOOV Vanguard S&P 500 Value ETF	0.15%	2,500	$499K	No change
XOM Exxon Mobil Corp.	0.15%	4,361	$492K	Add +14.3%
JPM JPMorgan Chase & Co.	0.14%	1,483	$468K	Add +0.6%
VWO Vanguard Ftse Emerging Marke	0.14%	8,591	$465K	Add +6.4%
IVV iShares Core S&P 500 ETF	0.14%	675	$452K	Reduce -1.3%
VDC Vanguard Consumer Staple ETF	0.13%	2,061	$441K	Add +0.4%
FLCB Franklin U.S. Core Bond ETF	0.13%	20,256	$440K	Add +19.1%
VTC Vanguard Total Corporate BND	0.13%	5,538	$434K	No change
FPEI First Trust Institutional PR	0.13%	22,377	$433K	Add +61.1%
RSP Invesco S&P 500 Equal Weight	0.13%	2,198	$417K	New
VIGI Vanguard Int Div App Indx FD	0.12%	4,526	$405K	Add +18.6%
PLTR Palantir Technologies Inc. Class A	0.12%	2,195	$400K	Add +0.4%
DWM Wisdomtree International Equ	0.12%	5,968	$395K	Add +0.1%
BSCT Invesco Bulletshares 2029 CB	0.12%	20,680	$389K	Add +23.4%
ALL Allstate Corp.	0.12%	1,811	$389K	Add +0.6%
TIP iShares Tips Bond ETF	0.12%	3,438	$382K	Reduce -7.3%
XLF SS Financial Select Sector	0.12%	7,064	$381K	Add +9.6%
PG The Procter & Gamble Co.	0.11%	2,270	$349K	Reduce -6.4%
ABBV Abbvie Inc.	0.10%	1,463	$339K	Add +2.6%
BINC iShares Flex I A ETF-Usd Inc.	0.10%	5,927	$316K	Add +34.8%
TSLA Tesla Inc.	0.09%	701	$312K	Add +1.9%
EPD Enterprise Products Partners	0.09%	9,816	$307K	Add +1.7%
VSGX Vanguard ESG Intl Stock ETF	0.09%	4,419	$307K	Add +0.1%
BA The Boeing Co.	0.09%	1,406	$303K	Add +2.4%
DFNM Dimensional National Muni BD	0.09%	6,230	$299K	New
IEFA iShares Core MSCI Eafe ETF	0.09%	3,350	$292K	No change
VUG Vanguard Mrngstar GR ETF-Sui	0.08%	581	$279K	Reduce -0.3%
XLV SS Health Care Select Sector	0.08%	1,941	$270K	Add +1.6%
CEG Constellation Energy	0.08%	812	$267K	Add +0.3%
IJS iShares S&P Small-Cap 600 Va	0.08%	2,410	$267K	Reduce -7.7%
VPLS Vanguard Core-Plus Bond ETF	0.08%	3,359	$264K	No change
EDIV State Street SPDR S&P Emergi	0.08%	6,737	$262K	New
ITOT iShares Core S&P Total U.S.	0.08%	1,751	$255K	Add +0.1%
CVX Chevron Corp.	0.08%	1,640	$255K	Add +1.9%
META Meta Platforms Inc. Class A	0.07%	328	$241K	Reduce -4.9%
ABT Abbott Laboratories	0.07%	1,747	$234K	Reduce -0.5%
GOOGL Alphabet Inc. Class A	0.07%	949	$231K	New
MS Morgan Stanley	0.07%	1,444	$230K	New
AXP American Express Co.	0.07%	674	$224K	Add +2.0%
V Visa Inc. Class A	0.07%	647	$221K	Reduce -8.2%
NFRA NT GLBL BRD Infra ETF	0.07%	3,486	$219K	Reduce -13.8%
DES Wisdomtree US Smallcap Divid	0.07%	6,431	$217K	New
GWW WW Grainger Inc. filed as GRAINGER W W INC	0.07%	227	$216K	Reduce -0.4%
VT Vanguard Tot World STK ETF	0.06%	1,500	$207K	New
PEP Pepsico Inc.	0.06%	1,456	$204K	New
XLO Xilio Therapeutics Inc.	0.00%	10,000	$8K	No change

Portfolio Sells Q2 2025 → Q3 2025


DFIC Dimensional International Co.	Reduce -4.8%	8.54%	−0.87
DTD Wisdomtree US Total Dividend	Reduce -2.1%	6.64%	−0.47
DFEM Dimensional Emrg MRKT Core	Reduce -2.5%	6.64%	−0.33
SDY SS SPDR S&P Dividend ETF	Sold out	0.00%	−0.15
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -2.5%	2.91%	−0.15
DVY iShares Select Dividend ETF	Reduce -1.0%	2.73%	−0.12
BSCQ Invesco Bulletshares 2026 CB	Reduce -5.0%	0.67%	−0.11
VIG Vanguard Dividend Apprec ETF	Reduce -0.7%	1.81%	−0.10
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Reduce -8.2%	0.86%	−0.10
INDY iShares India 50 ETF	Sold out	0.00%	−0.07
BRK.B Berkshire Hathaway Inc. Class B	Reduce -0.5%	0.93%	−0.07
LII Lennox International Inc.	Sold out	0.00%	−0.07
QQQ Invesco QQQ Trust Series 1	Reduce -13.7%	0.29%	−0.05
IJH iShares Core S&P Midcap ETF	Reduce -0.7%	0.43%	−0.03
PG The Procter & Gamble Co.	Reduce -6.4%	0.11%	−0.02
TIP iShares Tips Bond ETF	Reduce -7.3%	0.12%	−0.02
MSFT Microsoft Corp.	Reduce -1.5%	0.25%	−0.02
NFRA NT GLBL BRD Infra ETF	Reduce -13.8%	0.07%	−0.02
V Visa Inc. Class A	Reduce -8.2%	0.07%	−0.02
GWW WW Grainger Inc.	Reduce -0.4%	0.07%	−0.01
META Meta Platforms Inc. Class A	Reduce -4.9%	0.07%	−0.01
ABT Abbott Laboratories	Reduce -0.5%	0.07%	−0.01
IJS iShares S&P Small-Cap 600 Va	Reduce -7.7%	0.08%	−0.01
IVV iShares Core S&P 500 ETF	Reduce -1.3%	0.14%	−0.01
GEVO Gevo Inc.	Sold out	0.00%	−0.00
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -0.3%	0.08%	−0.00

Portfolio Buys Q2 2025 → Q3 2025


VSDB Vanguard Short Dur Bond ETF	Add +397.7%	0.71%	+0.56
PTRB Pgim Total Return Bond ETF	Add +69.5%	1.09%	+0.38
TOTL SS Doubleline TR Tact ETF	Add +71.7%	0.91%	+0.33
BOND PIMCO Active Bond Exchange-T	Add +70.0%	0.91%	+0.32
PYLD PIMCO Multisector Bond Actv	Add +44.2%	1.06%	+0.26
VHT Vanguard Health Care ETF	Add +99.5%	0.50%	+0.23
OSBC Old Second Bancorp Inc.	New	0.19%	+0.19
AVUS Avantis U.S. Equity ETF	New	0.18%	+0.18
VOO Vanguard S&P 500 ETF	New	0.16%	+0.16
RSP Invesco S&P 500 Equal Weight	New	0.13%	+0.13
AAPL Apple Inc.	Add +1.2%	0.79%	+0.09
GLD SPDR Gold Shares	Add +0.7%	1.62%	+0.09
DFNM Dimensional National Muni BD	New	0.09%	+0.09
EDIV State Street SPDR S&P Emergi	New	0.08%	+0.08
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +7.6%	2.00%	+0.08
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +11.4%	1.20%	+0.08
GOOGL Alphabet Inc. Class A	New	0.07%	+0.07
MS Morgan Stanley	New	0.07%	+0.07
DES Wisdomtree US Smallcap Divid	New	0.07%	+0.07
VT Vanguard Tot World STK ETF	New	0.06%	+0.06
PEP Pepsico Inc.	New	0.06%	+0.06
FPEI First Trust Institutional PR	Add +61.1%	0.13%	+0.04
VCIT Vanguard Int-Term Corporate	Add +49.5%	0.16%	+0.04
NVDA Nvidia Corp.	Add +4.6%	0.34%	+0.04
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +9.8%	0.50%	+0.03
INCM Franklin Income Focus ETF	Add +13.8%	0.58%	+0.03
DGRO iShares Core Dividend Growth	Add +24.1%	0.17%	+0.03
VTV Vanguard Mrngstr Val ETF-Aui	Add +10.7%	0.42%	+0.02
PLTR Palantir Technologies Inc. Class A	Add +0.4%	0.12%	+0.02
CAT Caterpillar Inc.	Add +0.2%	0.21%	+0.02
TSLA Tesla Inc.	Add +1.9%	0.09%	+0.02
VEU Vanguard Ftse All-World Ex-U	Add +4.9%	3.28%	+0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +6.7%	1.54%	+0.02
BINC iShares Flex I A ETF-Usd Inc.	Add +34.8%	0.10%	+0.02
DFAC Dimensional US Core Equity 2	Add +3.1%	6.25%	+0.01
ABBV Abbvie Inc.	Add +2.6%	0.10%	+0.01
BSCT Invesco Bulletshares 2029 CB	Add +23.4%	0.12%	+0.01
XOM Exxon Mobil Corp.	Add +14.3%	0.15%	+0.01
FLCB Franklin U.S. Core Bond ETF	Add +19.1%	0.13%	+0.01
VIGI Vanguard Int Div App Indx FD	Add +18.6%	0.12%	+0.01
VWO Vanguard Ftse Emerging Marke	Add +6.4%	0.14%	+0.01
BSCS Invesco Bulletshares 2028 CB	Add +14.5%	0.17%	+0.01
EEM iShares MSCI Emerging Market	Add +0.2%	2.19%	+0.01
XLF SS Financial Select Sector	Add +9.6%	0.12%	+0.00
CVX Chevron Corp.	Add +1.9%	0.08%	−0.00
IJR iShares Core S&P Small-Cap E	Add +1.1%	0.17%	−0.00
JPM JPMorgan Chase & Co.	Add +0.6%	0.14%	−0.00
ITOT iShares Core S&P Total U.S.	Add +0.1%	0.08%	−0.00
AXP American Express Co.	Add +2.0%	0.07%	−0.00
ESGV Vanguard ESG US Stock ETF	Add +0.1%	0.15%	−0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	117	$409.7M	PRF, DFIC, DFAC, DFEM, DTD
Q1 2026	111	$364.8M	DFIC, PRF, DFAC, DTD, DFEM
Q4 2025	112	$344.6M	PRF, DFIC, DFEM, DTD, DFAC
Q3 2025	108	$330.7M	PRF, DFIC, DFEM, DTD, DFAC
Q2 2025	101	$298.7M	PRF, DFIC, DTD, DFEM, DFAC
Q1 2025	95	$275.2M	PRF, DFIC, DTD, DFEM, DFAC
Q4 2024	84	$255.3M	PRF, DFIC, DTD, DFAC, DFEM
Q3 2024	80	$255.2M	PRF, DFIC, DTD, DFEM, DFAC
Q2 2024	72	$233.8M	PRF, DFIC, DTD, DFEM, DFAC
Q1 2024	65	$227.7M	PRF, DFIC, DTD, DFEM, DFAC