RFP Financial Group LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), RFP Financial Group LLC reported 114 stock positions worth $256.4 million. Its top holding was Vngrd Mrgstr MG CP GR ETF-Ui (MGK) at 14.7% of the portfolio, followed by Invesco S&P 500 Equal Weight (RSP, 10.8%) and iShares Core S&P 500 ETF (IVV, 8.5%). Compared with Q3 2024, it opened 15 new positions, sold out of 7, added to 27 and reduced 45. The biggest buy was a new position in Cap Group Short Duration (CGSD) and the biggest sale Invesco S&P 500 Equal Weight (RSP, shares −34%).

Most Recent 13F
Q2 2026
Location
ATLANTA, GA
CIK
0001956564
Portfolio Value
$256.4M (Q4 2024)
SEC Filing
0001956564-25-000001 ↗ filed Jan 28, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $256.2M Q1 2024 Q2 2024: $270.1M Q2 2024 Q3 2024: $306.9M Q3 2024 Q4 2024: $256.4M $256.4M Q4 2024 Q1 2025: $247.8M Q1 2025 Q2 2025: $242.2M Q2 2025 Q3 2025: $245.5M Q3 2025 Q4 2025: $208.8M Q4 2025 Q1 2026: $184.0M Q1 2026 Q2 2026: $223.3M Q2 2026

Holdings 114 stocks · $256.4M
MGK Vngrd Mrgstr MG CP GR ETF-Ui 14.75% 110,085 $37.8M Reduce -7.6%
RSP Invesco S&P 500 Equal Weight 10.78% 157,764 $27.6M Reduce -34.1%
IVV iShares Core S&P 500 ETF 8.50% 37,015 $21.8M Add +2.4%
AAPL Apple Inc. 7.29% 74,614 $18.7M Reduce -3.0%
AGG iShares Core U.S. Aggregate 4.27% 113,087 $11.0M Add +1.1%
IXUS iShares Core Intl Stock ETF 4.27% 165,452 $10.9M Add +1.0%
IJH iShares Core S&P Midcap ETF 3.14% 129,224 $8.1M Add +3.5%
TBLL Invesco Short Term Treasury 3.05% 74,163 $7.8M Add +6.2%
MUB iShares National Muni Bond E 2.74% 66,019 $7.0M Reduce -9.7%
CGSD Cap Group Short Duration 2.52% 252,425 $6.5M New
MSFT Microsoft Corp. 1.94% 11,785 $5.0M Reduce -50.8%
ICSH iShares Ultra Short Duration 1.80% 91,690 $4.6M Add +15.5%
KO The Coca-Cola Co. 1.78% 73,197 $4.6M Reduce -49.6%
IJR iShares Core S&P Small-Cap E 1.57% 34,999 $4.0M Reduce -48.3%
REET iShares Global REIT ETF 1.50% 159,940 $3.8M Add +0.1%
HD Home Depot Inc. 1.47% 9,658 $3.8M Reduce -51.0%
VUG Vanguard Mrngstar GR ETF-Sui 1.29% 8,026 $3.3M Reduce -51.1%
ACWI iShares MSCI Acwi ETF 1.28% 27,943 $3.3M Add +3.7%
VTI VG Morningstar TS MKT ETF-US 1.23% 10,845 $3.1M Reduce -49.8%
CGUI Cap Group Ultra Short Income 1.21% 123,382 $3.1M New
ITOT iShares Core S&P Total U.S. 1.21% 24,025 $3.1M Add +1.7%
WMT Walmart Inc. 0.99% 28,101 $2.5M Reduce -51.0%
GOOG Alphabet Inc. Class C 0.84% 11,341 $2.2M Reduce -3.5%
AMZN Amazon.com Inc. 0.70% 8,206 $1.8M Reduce -5.0%
BND Vanguard Total Bond Market 0.68% 24,163 $1.7M Reduce -9.4%
IWF iShares Russell 1000 Growth 0.65% 4,135 $1.7M No change
JPM JPMorgan Chase & Co. 0.64% 6,886 $1.7M No change
VTEB Vanguard Tax-Exempt Bond ETF 0.62% 31,563 $1.6M Add +166.6%
VXUS Vanguard Total Intl Stock 0.60% 26,261 $1.5M Add +1.5%
Raymond James Bank 0.60% 1,542,012 $1.5M Reduce -10.5%
SO The Southern Co. 0.59% 18,341 $1.5M Reduce -50.0%
COST Costco Wholesale Corp. 0.58% 1,616 $1.5M No change
IWD iShares Russell 1000 Value E 0.55% 7,616 $1.4M No change
SUTXX Schwab US Treasury Money-Ult 0.55% 1,409,736 $1.4M Add +1.4%
VFIAX Vanguard 500 Index-Adm 0.54% 2,566 $1.4M No change
JNJ Johnson & Johnson 0.52% 9,238 $1.3M Reduce -50.0%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.46% 6,014 $1.2M Add +119.3%
JPST JPMorgan Ultra-Short Income 0.46% 23,458 $1.2M New
GPN Global Payments Inc. 0.41% 9,470 $1.1M Add +0.1%
CAT Caterpillar Inc. 0.40% 2,857 $1.0M Reduce -50.0%
NVDA Nvidia Corp. 0.39% 7,529 $1.0M Reduce -6.7%
SPY SS SPDR S&P 500 ETF Trust-US 0.39% 1,693 $992K Reduce -2.8%
PEP Pepsico Inc. 0.38% 6,333 $963K Reduce -50.4%
XOM Exxon Mobil Corp. 0.37% 8,827 $948K Reduce -0.3%
LLY Eli Lilly & Co. 0.36% 1,196 $923K Reduce -53.6%
BRK.B Berkshire Hathaway Inc. Class B 0.34% 1,932 $876K No change
TFC Truist Financial Corp. 0.32% 19,119 $829K Reduce -21.4%
V Visa Inc. Class A 0.31% 2,537 $802K Reduce -0.4%
AXP American Express Co. 0.31% 2,658 $789K No change
MRK Merck & Co. Inc. 0.31% 7,908 $787K No change
UNH Unitedhealth Group Inc. 0.31% 1,547 $783K Reduce -1.6%
BTI British American Tob-SP ADR 0.30% 21,506 $781K No change
PM Philip Morris International 0.29% 6,083 $732K Reduce -49.5%
META Meta Platforms Inc. Class A 0.26% 1,117 $654K Reduce -6.0%
GOOGL Alphabet Inc. Class A 0.25% 3,365 $637K Reduce -4.2%
CVX Chevron Corp. 0.24% 4,314 $625K Reduce -52.3%
GPC Genuine Parts Co. 0.23% 5,029 $587K Reduce -1.0%
TSLA Tesla Inc. 0.22% 1,398 $565K Reduce -2.6%
BNDX Vanguard Total Intl Bond ETF 0.22% 11,287 $554K Add +2.7%
STIP iShares 0-5 Year Tips Bond E 0.21% 5,356 $539K Reduce -2.7%
FRSXX Fidelity Inv Trsry Only-Inst filed as FIMM TREASURY ONLY PORTFOLIO MONEY MARKET INSTL CL M/M 0.21% 529,035 $529K Reduce -5.8%
PG The Procter & Gamble Co. 0.20% 3,123 $523K Reduce -50.0%
IWM iShares Russell 2000 ETF 0.20% 2,348 $519K No change
SNV Synovus Financial Corp. 0.18% 9,208 $472K Add +0.0%
VEIRX Vanguard Equity Income-Adm 0.18% 5,348 $472K No change
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.18% 10,422 $471K Add +6.0%
CGMU Cap Group Municipal Income 0.17% 16,261 $438K Reduce -55.6%
AOA iShares Core 80/20 Aggressiv 0.16% 5,349 $410K Reduce -6.4%
VOO Vanguard S&P 500 ETF 0.16% 754 $406K Reduce -4.0%
AMLP Alerian MLP ETF 0.16% 8,289 $399K No change
CSCO Cisco Systems Inc. 0.14% 6,230 $369K Add +0.5%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.14% 3,135 $349K Reduce -53.3%
IPPXX Premier Portfolio-Inst filed as INVESCO PREMIER PORTFOLIO INSTL CL M/M 0.13% 340,842 $341K Add +171.9%
MO Altria Group Inc. 0.13% 6,426 $336K No change
VSMAX Vangrd Mrgstr SML CP Idx-Adm 0.13% 2,860 $329K No change
VNQ Vanguard Real Estate ETF 0.12% 3,465 $309K Reduce -49.3%
LDRC iShares Ibonds 1-5 Corp. Lad 0.11% 11,679 $291K New
VTIAX Vanguard TTL Int St Idx-Adm 0.11% 9,022 $286K No change
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.11% 1,000 $284K No change
VIMAX VNGD Mrngst MD-CP Idx FD-Adm 0.11% 841 $275K No change
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd 0.10% 2,980 $267K Add +0.2%
FLMVX JPMorgan Mid Cap Value-L 0.10% 6,784 $249K No change
AOM iShares Core 40/60 Moderate 0.10% 5,712 $248K New
HACAX Harbor Capital Apprecia-Inst 0.10% 2,181 $248K No change
DRGTX Virtus Zevenbergen Tech-Inst 0.09% 2,687 $243K No change
AVGO Broadcom Inc. 0.09% 1,040 $241K New
OANIX Oakmark International-Inst 0.09% 9,666 $241K No change
CGMS Cap Group US Multi-Sect Bond 0.09% 8,405 $229K Reduce -96.8%
LMT Lockheed Martin Corp. 0.09% 470 $228K Reduce -50.1%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.09% 5,085 $223K No change
MDY State Street SPDR S&P Midcap 0.09% 385 $219K New
VZ Verizon Communications Inc. 0.08% 5,426 $217K Add +6.3%
RSPU Invesco S&P 500 Equal Weight 0.08% 3,213 $211K No change
TSM Taiwan Semiconductor-SP ADR 0.08% 1,037 $205K New
T AT&T Inc. 0.08% 8,983 $205K New
BRO Brown & Brown Inc. 0.08% 1,970 $201K New
Citibank 0.07% 191,554 $192K Reduce -18.6%
AVEFX Ave Maria Bond Fund-R 0.07% 13,878 $168K Add +1.0%
VWIUX Vanguard I/T Tax Exmpt-Adm 0.06% 11,888 $161K No change
SNSXX Schwab US Treasury Money-Inv 0.06% 155,282 $155K New
TREASURY BILL (B 0 01/28/25) filed as UNITED STATES TREASURY BILLS 0.04% 108,000 $108K New
FRBXX Fidelity Treasury Port-Inst 0.04% 106,803 $107K Add +32.2%
US Bank 0.04% 90,371 $90K New
TriState Capital Bank 0.03% 87,420 $87K Add +49.0%
QBTS D-Wave Quantum Inc. 0.03% 10,300 $87K Add +3.0%
JCRIX Alps/Corecommodity Mgmt-I 0.03% 11,817 $85K Add +2.7%
American Express National Bank 0.02% 48,778 $49K Add +97.0%
SWTXX Schwab Municipal Money-Inv 0.01% 30,856 $31K Reduce -5.1%
SWGXX Schwab Govt MNY FND-SWP 0.01% 23,495 $23K New
FHAIX Franklin High Income Fund 0.01% 10,117 $18K New
Goldman Sachs Bank USA 0.01% 14,299 $14K Reduce -44.0%
CYDY Cytodyn Inc. 0.00% 41,450 $5K No change
KING RES INCORPORATED 0.00% 10,000 $2 No change
HCMC Healthier Choices Management 0.00% 476,190 $0 No change
Other holdings (2): bonds, preferreds, convertibles and warrants · $780K (not counted above)
SecurityClassShares / PrincipalValueChange
US TREASURY FRN (TF 0 10/31/25) 91282CJD 725,000$725KNew
STRIPS (S 0 02/15/27) COM 60,000$55KNew

Total filed on the 13F, all lines: $257.2M.

Portfolio Sells Q3 2024 → Q4 2024
RSP Invesco S&P 500 Equal Weight Reduce -34.1% 10.78% −3.19
CGMS Cap Group US Multi-Sect Bond Reduce -96.8% 0.09% −2.31
KO The Coca-Cola Co. Reduce -49.6% 1.78% −1.63
MSFT Microsoft Corp. Reduce -50.8% 1.94% −1.41
HD Home Depot Inc. Reduce -51.0% 1.47% −1.13
IJR iShares Core S&P Small-Cap E Reduce -48.3% 1.57% −1.01
SPTS SS SPDR P St Term TSY ETF Sold out 0.00% −0.95
VTI VG Morningstar TS MKT ETF-US Reduce -49.8% 1.23% −0.77
VUG Vanguard Mrngstar GR ETF-Sui Reduce -51.1% 1.29% −0.76
WMT Walmart Inc. Reduce -51.0% 0.99% −0.52
SO The Southern Co. Reduce -50.0% 0.59% −0.49
JNJ Johnson & Johnson Reduce -50.0% 0.52% −0.45
LLY Eli Lilly & Co. Reduce -53.6% 0.36% −0.38
PEP Pepsico Inc. Reduce -50.4% 0.38% −0.33
CAT Caterpillar Inc. Reduce -50.0% 0.40% −0.32
SCHO Schwab Short-Term US Treas Sold out 0.00% −0.21
PM Philip Morris International Reduce -49.5% 0.29% −0.19
CVX Chevron Corp. Reduce -52.3% 0.24% −0.19
CGMU Cap Group Municipal Income Reduce -55.6% 0.17% −0.16
PFE Pfizer Inc. Sold out 0.00% −0.15
PG The Procter & Gamble Co. Reduce -50.0% 0.20% −0.15
VNQ Vanguard Real Estate ETF Reduce -49.3% 0.12% −0.10
LMT Lockheed Martin Corp. Reduce -50.1% 0.09% −0.09
SGOV iShares 0-3 Month Treasury B Sold out 0.00% −0.07
DIS The Walt Disney Co. Reduce -53.3% 0.14% −0.07
VGHAX Vanguard Health Care-Adm Sold out 0.00% −0.07
SNOXX Schwab Trsry Obl MNY-Inv Sold out 0.00% −0.05
TFC Truist Financial Corp. Reduce -21.4% 0.32% −0.02
BankUnited Sold out 0.00% −0.00
Goldman Sachs Bank USA Reduce -44.0% 0.01% −0.00
GPC Genuine Parts Co. Reduce -1.0% 0.23% −0.00
Citibank Reduce -18.6% 0.07% −0.00
SWTXX Schwab Municipal Money-Inv Reduce -5.1% 0.01% +0.00
UNH Unitedhealth Group Inc. Reduce -1.6% 0.31% +0.01
AOA iShares Core 80/20 Aggressiv Reduce -6.4% 0.16% +0.01
FRSXX Fidelity Inv Trsry Only-Inst Reduce -5.8% 0.21% +0.02
VOO Vanguard S&P 500 ETF Reduce -4.0% 0.16% +0.02
BND Vanguard Total Bond Market Reduce -9.4% 0.68% +0.02
STIP iShares 0-5 Year Tips Bond E Reduce -2.7% 0.21% +0.03
XOM Exxon Mobil Corp. Reduce -0.3% 0.37% +0.03
META Meta Platforms Inc. Class A Reduce -6.0% 0.26% +0.03
Raymond James Bank Reduce -10.5% 0.60% +0.04
GOOGL Alphabet Inc. Class A Reduce -4.2% 0.25% +0.06
SPY SS SPDR S&P 500 ETF Trust-US Reduce -2.8% 0.39% +0.06
NVDA Nvidia Corp. Reduce -6.7% 0.39% +0.07
V Visa Inc. Class A Reduce -0.4% 0.31% +0.08
TSLA Tesla Inc. Reduce -2.6% 0.22% +0.10
MUB iShares National Muni Bond E Reduce -9.7% 2.74% +0.16
AMZN Amazon.com Inc. Reduce -5.0% 0.70% +0.18
GOOG Alphabet Inc. Class C Reduce -3.5% 0.84% +0.20

Portfolio Buys Q3 2024 → Q4 2024
CGSD Cap Group Short Duration New 2.52% +2.52
IVV iShares Core S&P 500 ETF Add +2.4% 8.50% +1.71
CGUI Cap Group Ultra Short Income New 1.21% +1.21
TBLL Invesco Short Term Treasury Add +6.2% 3.05% +0.65
IJH iShares Core S&P Midcap ETF Add +3.5% 3.14% +0.60
AGG iShares Core U.S. Aggregate Add +1.1% 4.27% +0.58
ICSH iShares Ultra Short Duration Add +15.5% 1.80% +0.49
JPST JPMorgan Ultra-Short Income New 0.46% +0.46
VTEB Vanguard Tax-Exempt Bond ETF Add +166.6% 0.62% +0.42
IXUS iShares Core Intl Stock ETF Add +1.0% 4.27% +0.39
VBR Vngrd Mrngst SL-CP Val ETF-U Add +119.3% 0.46% +0.29
ITOT iShares Core S&P Total U.S. Add +1.7% 1.21% +0.24
ACWI iShares MSCI Acwi ETF Add +3.7% 1.28% +0.23
LDRC iShares Ibonds 1-5 Corp. Lad New 0.11% +0.11
REET iShares Global REIT ETF Add +0.1% 1.50% +0.11
GPN Global Payments Inc. Add +0.1% 0.41% +0.10
AOM iShares Core 40/60 Moderate New 0.10% +0.10
SUTXX Schwab US Treasury Money-Ult Add +1.4% 0.55% +0.10
AVGO Broadcom Inc. New 0.09% +0.09
IPPXX Premier Portfolio-Inst Add +171.9% 0.13% +0.09
MDY State Street SPDR S&P Midcap New 0.09% +0.09
TSM Taiwan Semiconductor-SP ADR New 0.08% +0.08
T AT&T Inc. New 0.08% +0.08
BRO Brown & Brown Inc. New 0.08% +0.08
SNSXX Schwab US Treasury Money-Inv New 0.06% +0.06
VXUS Vanguard Total Intl Stock Add +1.5% 0.60% +0.06
SNV Synovus Financial Corp. Add +0.0% 0.18% +0.05
TREASURY BILL (B 0 01/28/25) New 0.04% +0.04
CSCO Cisco Systems Inc. Add +0.5% 0.14% +0.04
BNDX Vanguard Total Intl Bond ETF Add +2.7% 0.22% +0.04
US Bank New 0.04% +0.04
IUSB Ishr CR Unvrse Usd BD ETF-Ui Add +6.0% 0.18% +0.03
QBTS D-Wave Quantum Inc. Add +3.0% 0.03% +0.03
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd Add +0.2% 0.10% +0.02
FRBXX Fidelity Treasury Port-Inst Add +32.2% 0.04% +0.02
TriState Capital Bank Add +49.0% 0.03% +0.01
American Express National Bank Add +97.0% 0.02% +0.01
AVEFX Ave Maria Bond Fund-R Add +1.0% 0.07% +0.01
VZ Verizon Communications Inc. Add +6.3% 0.08% +0.01
SWGXX Schwab Govt MNY FND-SWP New 0.01% +0.01
FHAIX Franklin High Income Fund New 0.01% +0.01
JCRIX Alps/Corecommodity Mgmt-I Add +2.7% 0.03% +0.00

Notes & Other Activity Q3 2024 → Q4 2024
US TREASURY FRN (TF 0 10/31/25) 91282CJD New 725,000 $725K
STRIP PRINC (SP 0 08/15/28) 912803BP Sold out 80,000 $70Kbefore exit
STRIPS (S 0 02/15/27) COM New 60,000 $55K

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 64$223.3MAAPL, RSPT, EQWL, VGUS, ACWV
Q1 2026 62$184.0MAAPL, EQWL, VGUS, VFMV, VBIL
Q4 2025 81$208.8MEQWL, AAPL, CGSD, RSP, KO
Q3 2025 103$245.5MEQWL, IVV, AAPL, CGSD, RSP
Q2 2025 92$242.2MEQWL, IVV, AAPL, IXUS, AGG
Q1 2025 121$247.8MMGK, IVV, RSP, AAPL, IXUS
Q4 2024 114$256.4MMGK, RSP, IVV, AAPL, AGG
Q3 2024 106$306.9MRSP, MGK, IVV, AAPL, IXUS
Q2 2024 913$270.1MRSP, IVV, AAPL, IXUS, AGG
Q1 2024 865$256.2MRSP, IVV, AAPL, SPTS, AGG