RFP Financial Group LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 22, 2025), RFP Financial Group LLC reported 121 stock positions worth $247.8 million. Its top holding was Vngrd Mrgstr MG CP GR ETF-Ui (MGK) at 17.8% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 8.6%) and Invesco S&P 500 Equal Weight (RSP, 7.1%). Compared with Q4 2024, it opened 21 new positions, sold out of 14, added to 35 and reduced 43. The biggest buy was Vngrd Mrgstr MG CP GR ETF-Ui (MGK, shares +30%) and the biggest sale Invesco S&P 500 Equal Weight (RSP, shares −36%).

Most Recent 13F
Q2 2026
Location
ATLANTA, GA
CIK
0001956564
Portfolio Value
$247.8M (Q1 2025)
SEC Filing
0001956564-25-000003 ↗ filed Apr 22, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $256.2M Q1 2024 Q2 2024: $270.1M Q2 2024 Q3 2024: $306.9M Q3 2024 Q4 2024: $256.4M Q4 2024 Q1 2025: $247.8M $247.8M Q1 2025 Q2 2025: $242.2M Q2 2025 Q3 2025: $245.5M Q3 2025 Q4 2025: $208.8M Q4 2025 Q1 2026: $184.0M Q1 2026 Q2 2026: $223.3M Q2 2026

Holdings 121 stocks · $247.8M
MGK Vngrd Mrgstr MG CP GR ETF-Ui 17.84% 143,155 $44.2M Add +30.0%
IVV iShares Core S&P 500 ETF 8.57% 37,780 $21.2M Add +2.1%
RSP Invesco S&P 500 Equal Weight 7.10% 101,765 $17.6M Reduce -35.5%
AAPL Apple Inc. 6.74% 75,221 $16.7M Add +0.8%
IXUS iShares Core Intl Stock ETF 4.74% 168,414 $11.8M Add +1.8%
AGG iShares Core U.S. Aggregate 4.57% 114,538 $11.3M Add +1.3%
IJH iShares Core S&P Midcap ETF 3.09% 131,057 $7.6M Add +1.4%
MUB iShares National Muni Bond E 2.81% 66,038 $7.0M Add +0.0%
LDRT iShares Ibond 1-5 Trea Lad 2.46% 241,851 $6.1M New
TBLL Invesco Short Term Treasury 2.22% 52,023 $5.5M Reduce -29.9%
KO The Coca-Cola Co. 2.00% 69,148 $4.9M Reduce -5.5%
MSFT Microsoft Corp. 1.78% 11,753 $4.4M Reduce -0.3%
ICSH iShares Ultra Short Duration 1.65% 80,628 $4.1M Reduce -12.1%
IJR iShares Core S&P Small-Cap E 1.50% 35,491 $3.7M Add +1.4%
REET iShares Global REIT ETF 1.40% 143,502 $3.5M Reduce -10.3%
VUG Vanguard Mrngstar GR ETF-Sui 1.36% 9,069 $3.4M Add +13.0%
ACWI iShares MSCI Acwi ETF 1.33% 28,287 $3.3M Add +1.2%
HD Home Depot Inc. 1.22% 8,286 $3.0M Reduce -14.2%
VTI VG Morningstar TS MKT ETF-US 1.21% 10,915 $3.0M Add +0.7%
ITOT iShares Core S&P Total U.S. 1.18% 23,941 $2.9M Reduce -0.3%
WMT Walmart Inc. 0.99% 28,131 $2.5M Add +0.1%
BND Vanguard Total Bond Market 0.71% 24,075 $1.8M Reduce -0.4%
GOOG Alphabet Inc. Class C 0.70% 11,120 $1.7M Reduce -1.9%
JPM JPMorgan Chase & Co. 0.69% 6,933 $1.7M Add +0.7%
SUTXX Schwab US Treasury Money-Ult 0.68% 1,689,620 $1.7M Add +19.9%
AMZN Amazon.com Inc. 0.68% 8,805 $1.7M Add +7.3%
SO The Southern Co. 0.66% 17,888 $1.6M Reduce -2.5%
VXUS Vanguard Total Intl Stock 0.66% 26,329 $1.6M Add +0.3%
COST Costco Wholesale Corp. 0.64% 1,675 $1.6M Add +3.6%
LDRC iShares Ibonds 1-5 Corp. Lad 0.63% 62,392 $1.6M Add +434.2%
JNJ Johnson & Johnson 0.61% 9,195 $1.5M Reduce -0.5%
IWF iShares Russell 1000 Growth 0.60% 4,135 $1.5M No change
Raymond James Bank 0.58% 1,446,687 $1.4M Reduce -6.2%
IWD iShares Russell 1000 Value E 0.58% 7,616 $1.4M No change
VTEB Vanguard Tax-Exempt Bond ETF 0.57% 28,427 $1.4M Reduce -9.9%
VBIL Vanguard 0-3M T-Bill ETF 0.55% 18,121 $1.4M New
VFIAX Vanguard 500 Index-Adm 0.54% 2,566 $1.3M No change
IBTJ iShares Ibonds Dec 2029 Term 0.51% 56,022 $1.3M New
VBR Vngrd Mrngst SL-CP Val ETF-U 0.45% 6,014 $1.1M No change
XOM Exxon Mobil Corp. 0.42% 8,843 $1.1M Add +0.2%
BRK.B Berkshire Hathaway Inc. Class B 0.42% 1,934 $1.0M Add +0.1%
PM Philip Morris International 0.39% 6,100 $968K Add +0.3%
PEP Pepsico Inc. 0.38% 6,320 $948K Reduce -0.2%
CAT Caterpillar Inc. 0.38% 2,859 $943K Add +0.1%
SPY SS SPDR S&P 500 ETF Trust-US 0.37% 1,628 $910K Reduce -3.8%
V Visa Inc. Class A 0.36% 2,546 $892K Add +0.3%
BTI British American Tob-SP ADR 0.34% 20,657 $855K Reduce -4.0%
NVDA Nvidia Corp. 0.32% 7,379 $800K Reduce -2.0%
UNH Unitedhealth Group Inc. 0.32% 1,525 $799K Reduce -1.4%
TFC Truist Financial Corp. 0.32% 19,076 $785K Reduce -0.2%
IBDT iShares Ibonds Dec 2028 ETF 0.31% 30,823 $779K New
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.31% 32,025 $774K New
IBDR iShares Ibonds Dec 2026 Term 0.31% 31,782 $769K New
LLY Eli Lilly & Co. 0.31% 931 $769K Reduce -22.2%
CGSD Cap Group Short Duration 0.30% 28,949 $747K Reduce -88.5%
CVX Chevron Corp. 0.29% 4,329 $724K Add +0.3%
AXP American Express Co. 0.29% 2,647 $712K Reduce -0.4%
MRK Merck & Co. Inc. 0.29% 7,918 $711K Add +0.1%
IBDQ iShares Ibonds Dec 2025 Term 0.25% 25,020 $629K New
IBTF iShares Ibonds Dec 2025 Term 0.24% 25,777 $602K New
IBTI iShares Ibonds Dec 2028 Term 0.24% 26,704 $594K New
IBTH iShares Ibonds Dec 2027 Term 0.24% 26,347 $591K New
IBTG iShares Ibonds Dec 2026 Term 0.24% 25,729 $590K New
FRSXX Fidelity Inv Trsry Only-Inst filed as FIMM TREASURY ONLY PORTFOLIO MONEY MARKET INSTL CL M/M 0.23% 575,524 $576K Add +8.8%
BNDX Vanguard Total Intl Bond ETF 0.22% 11,333 $553K Add +0.4%
META Meta Platforms Inc. Class A 0.22% 942 $543K Reduce -15.7%
GPN Global Payments Inc. 0.20% 5,072 $497K Reduce -46.4%
GPC Genuine Parts Co. 0.20% 4,159 $495K Reduce -17.3%
VEIRX Vanguard Equity Income-Adm 0.19% 5,348 $481K No change
IWM iShares Russell 2000 ETF 0.19% 2,348 $468K No change
PG The Procter & Gamble Co. 0.19% 2,744 $468K Reduce -12.1%
GOOGL Alphabet Inc. Class A 0.19% 3,014 $466K Reduce -10.4%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.19% 10,115 $466K Reduce -3.0%
AOA iShares Core 80/20 Aggressiv 0.19% 6,055 $463K Add +13.2%
AMLP Alerian MLP ETF 0.17% 8,289 $431K No change
SNV Synovus Financial Corp. 0.17% 9,209 $430K Add +0.0%
TSLA Tesla Inc. 0.16% 1,548 $401K Add +10.7%
MO Altria Group Inc. 0.16% 6,421 $385K Reduce -0.1%
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.14% 1,000 $345K No change
CSCO Cisco Systems Inc. 0.13% 5,125 $316K Reduce -17.7%
VNQ Vanguard Real Estate ETF 0.12% 3,412 $309K Reduce -1.5%
VSMAX Vangrd Mrgstr SML CP Idx-Adm filed as VANGUARD SMALL CAP INDEX ADMIRAL SHARES 0.12% 2,860 $304K No change
VTIAX Vanguard TTL Int St Idx-Adm 0.12% 9,022 $301K No change
VZ Verizon Communications Inc. 0.11% 6,067 $275K Add +11.8%
AOM iShares Core 40/60 Moderate 0.11% 6,187 $272K Add +8.3%
VIMAX VNGD Mrngst MD-CP Idx FD-Adm filed as VANGUARD MID CAP INDEX A 0.11% 841 $269K No change
OANIX Oakmark International-Inst 0.10% 9,666 $260K No change
LDRH Ish Ibonds 1-5Y HY & Inc. Lad 0.10% 10,340 $256K New
T AT&T Inc. 0.10% 8,992 $254K Add +0.1%
FLMVX JPMorgan Mid Cap Value-L 0.10% 6,784 $244K No change
BRO Brown & Brown Inc. 0.10% 1,925 $240K Reduce -2.3%
VOO Vanguard S&P 500 ETF 0.10% 462 $238K Reduce -38.7%
GLD SPDR Gold Shares 0.09% 781 $225K New
HACAX Harbor Capital Apprecia-Inst 0.09% 2,181 $223K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.09% 5,300 $221K Add +4.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.08% 838 $208K New
DRGTX Virtus Zevenbergen Tech-Inst 0.08% 2,687 $207K No change
MDY State Street SPDR S&P Midcap 0.08% 385 $205K No change
LMT Lockheed Martin Corp. 0.08% 452 $202K Reduce -3.8%
IPPXX Premier Portfolio-Inst filed as INVESCO PREMIER PORTFOLIO INSTL CL M/M 0.08% 189,278 $189K Reduce -44.5%
AVEFX Ave Maria Bond Fund-R 0.07% 13,415 $165K Reduce -3.3%
VWIUX Vanguard I/T Tax Exmpt-Adm 0.06% 11,888 $160K No change
The Bank of New York Mellon 0.06% 158,885 $159K New
SNSXX Schwab US Treasury Money-Inv 0.05% 120,609 $121K Reduce -22.3%
JCRIX Alps/Corecommodity Mgmt-I 0.04% 11,817 $92K No change
FRBXX Fidelity Treasury Port-Inst 0.04% 88,203 $88K Reduce -17.4%
TriState Capital Bank 0.01% 35,514 $36K Reduce -59.4%
HRTX Heron Therapeutics Inc. 0.01% 11,776 $26K New
Citibank 0.01% 25,345 $25K Reduce -86.8%
SWGXX Schwab Govt MNY FND-SWP 0.01% 23,844 $24K Add +1.5%
American Express National Bank 0.01% 21,499 $21K Reduce -55.9%
SWTXX Schwab Municipal Money-Inv 0.01% 20,992 $21K Reduce -32.0%
AMARIN CORP PLC 0.01% 40,000 $18K New
FHAIX Franklin High Income Fund 0.01% 10,117 $18K No change
HSBC Bank USA 0.00% 10,268 $10K New
ORACLE CORP (ORCL 2.95 05/15/25) 0.00% 10,000 $10K New
CVS HEALTH CORP (CVS 3.875 07/20/25) 0.00% 10,000 $10K New
WELLS FARGO & COMPANY (WFC 4.1 06/03/26 MTN) 0.00% 10,000 $10K New
CYDY Cytodyn Inc. 0.00% 41,450 $10K No change
KING RES INCORPORATED 0.00% 10,000 $2 No change
HCMC Healthier Choices Management 0.00% 476,190 $0 No change
Other holdings (2): bonds, preferreds, convertibles and warrants · $796K (not counted above)
SecurityClassShares / PrincipalValueChange
US TREASURY FRN (TF 0 10/31/25) 91282CJD 725,000$726KNo change
STRIP PRINC (SP 0 08/15/28) 912803BP 80,000$71KNew

Total filed on the 13F, all lines: $248.6M.

Portfolio Sells Q4 2024 → Q1 2025
RSP Invesco S&P 500 Equal Weight Reduce -35.5% 7.10% −3.67
CGSD Cap Group Short Duration Reduce -88.5% 0.30% −2.22
CGUI Cap Group Ultra Short Income Sold out 0.00% −1.21
TBLL Invesco Short Term Treasury Reduce -29.9% 2.22% −0.84
JPST JPMorgan Ultra-Short Income Sold out 0.00% −0.46
HD Home Depot Inc. Reduce -14.2% 1.22% −0.24
GPN Global Payments Inc. Reduce -46.4% 0.20% −0.21
STIP iShares 0-5 Year Tips Bond E Sold out 0.00% −0.21
CGMU Cap Group Municipal Income Sold out 0.00% −0.17
MSFT Microsoft Corp. Reduce -0.3% 1.78% −0.16
ICSH iShares Ultra Short Duration Reduce -12.1% 1.65% −0.15
GOOG Alphabet Inc. Class C Reduce -1.9% 0.70% −0.14
DIS The Walt Disney Co. Sold out 0.00% −0.14
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd Sold out 0.00% −0.10
AVGO Broadcom Inc. Sold out 0.00% −0.09
REET iShares Global REIT ETF Reduce -10.3% 1.40% −0.09
CGMS Cap Group US Multi-Sect Bond Sold out 0.00% −0.09
RSPU Invesco S&P 500 Equal Weight Sold out 0.00% −0.08
TSM Taiwan Semiconductor-SP ADR Sold out 0.00% −0.08
NVDA Nvidia Corp. Reduce -2.0% 0.32% −0.07
Citibank Reduce -86.8% 0.01% −0.06
VOO Vanguard S&P 500 ETF Reduce -38.7% 0.10% −0.06
GOOGL Alphabet Inc. Class A Reduce -10.4% 0.19% −0.06
IPPXX Premier Portfolio-Inst Reduce -44.5% 0.08% −0.06
LLY Eli Lilly & Co. Reduce -22.2% 0.31% −0.05
VTEB Vanguard Tax-Exempt Bond ETF Reduce -9.9% 0.57% −0.05
TREASURY BILL (B 0 01/28/25) Sold out 0.00% −0.04
META Meta Platforms Inc. Class A Reduce -15.7% 0.22% −0.04
US Bank Sold out 0.00% −0.04
QBTS D-Wave Quantum Inc. Sold out 0.00% −0.03
GPC Genuine Parts Co. Reduce -17.3% 0.20% −0.03
ITOT iShares Core S&P Total U.S. Reduce -0.3% 1.18% −0.03
AXP American Express Co. Reduce -0.4% 0.29% −0.02
TriState Capital Bank Reduce -59.4% 0.01% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -3.8% 0.37% −0.02
Raymond James Bank Reduce -6.2% 0.58% −0.02
CSCO Cisco Systems Inc. Reduce -17.7% 0.13% −0.02
PG The Procter & Gamble Co. Reduce -12.1% 0.19% −0.02
SNSXX Schwab US Treasury Money-Inv Reduce -22.3% 0.05% −0.01
American Express National Bank Reduce -55.9% 0.01% −0.01
LMT Lockheed Martin Corp. Reduce -3.8% 0.08% −0.01
TFC Truist Financial Corp. Reduce -0.2% 0.32% −0.01
FRBXX Fidelity Treasury Port-Inst Reduce -17.4% 0.04% −0.01
Goldman Sachs Bank USA Sold out 0.00% −0.01
SWTXX Schwab Municipal Money-Inv Reduce -32.0% 0.01% −0.00
AVEFX Ave Maria Bond Fund-R Reduce -3.3% 0.07% +0.00
IUSB Ishr CR Unvrse Usd BD ETF-Ui Reduce -3.0% 0.19% +0.00
VNQ Vanguard Real Estate ETF Reduce -1.5% 0.12% +0.00
PEP Pepsico Inc. Reduce -0.2% 0.38% +0.01
UNH Unitedhealth Group Inc. Reduce -1.4% 0.32% +0.02

Portfolio Buys Q4 2024 → Q1 2025
MGK Vngrd Mrgstr MG CP GR ETF-Ui Add +30.0% 17.84% +3.10
LDRT iShares Ibond 1-5 Trea Lad New 2.46% +2.46
VBIL Vanguard 0-3M T-Bill ETF New 0.55% +0.55
LDRC iShares Ibonds 1-5 Corp. Lad Add +434.2% 0.63% +0.52
IBTJ iShares Ibonds Dec 2029 Term New 0.51% +0.51
IXUS iShares Core Intl Stock ETF Add +1.8% 4.74% +0.48
IBDT iShares Ibonds Dec 2028 ETF New 0.31% +0.31
IBDS Ishrs Ibnds Dec 27 Corp. ETF New 0.31% +0.31
IBDR iShares Ibonds Dec 2026 Term New 0.31% +0.31
AGG iShares Core U.S. Aggregate Add +1.3% 4.57% +0.30
IBDQ iShares Ibonds Dec 2025 Term New 0.25% +0.25
IBTF iShares Ibonds Dec 2025 Term New 0.24% +0.24
IBTI iShares Ibonds Dec 2028 Term New 0.24% +0.24
IBTH iShares Ibonds Dec 2027 Term New 0.24% +0.24
IBTG iShares Ibonds Dec 2026 Term New 0.24% +0.24
SUTXX Schwab US Treasury Money-Ult Add +19.9% 0.68% +0.13
PM Philip Morris International Add +0.3% 0.39% +0.11
LDRH Ish Ibonds 1-5Y HY & Inc. Lad New 0.10% +0.10
GLD SPDR Gold Shares New 0.09% +0.09
IBM Intl Business Machines Corp. New 0.08% +0.08
BRK.B Berkshire Hathaway Inc. Class B Add +0.1% 0.42% +0.07
VUG Vanguard Mrngstar GR ETF-Sui Add +13.0% 1.36% +0.07
IVV iShares Core S&P 500 ETF Add +2.1% 8.57% +0.07
MUB iShares National Muni Bond E Add +0.0% 2.81% +0.07
The Bank of New York Mellon New 0.06% +0.06
COST Costco Wholesale Corp. Add +3.6% 0.64% +0.06
VXUS Vanguard Total Intl Stock Add +0.3% 0.66% +0.06
XOM Exxon Mobil Corp. Add +0.2% 0.42% +0.05
CVX Chevron Corp. Add +0.3% 0.29% +0.05
ACWI iShares MSCI Acwi ETF Add +1.2% 1.33% +0.05
V Visa Inc. Class A Add +0.3% 0.36% +0.05
JPM JPMorgan Chase & Co. Add +0.7% 0.69% +0.04
AOA iShares Core 80/20 Aggressiv Add +13.2% 0.19% +0.03
VZ Verizon Communications Inc. Add +11.8% 0.11% +0.03
FRSXX Fidelity Inv Trsry Only-Inst Add +8.8% 0.23% +0.03
T AT&T Inc. Add +0.1% 0.10% +0.02
AOM iShares Core 40/60 Moderate Add +8.3% 0.11% +0.01
HRTX Heron Therapeutics Inc. New 0.01% +0.01
BNDX Vanguard Total Intl Bond ETF Add +0.4% 0.22% +0.01
AMARIN CORP PLC New 0.01% +0.01
HSBC Bank USA New 0.00% +0.00
CVS HEALTH CORP (CVS 3.875 07/20/25) New 0.00% +0.00
ORACLE CORP (ORCL 2.95 05/15/25) New 0.00% +0.00
WELLS FARGO & COMPANY (WFC 4.1 06/03/26 MTN) New 0.00% +0.00
WMT Walmart Inc. Add +0.1% 0.99% +0.00
BAC Bank of America Corp. Add +4.2% 0.09% +0.00
SWGXX Schwab Govt MNY FND-SWP Add +1.5% 0.01% +0.00
SNV Synovus Financial Corp. Add +0.0% 0.17% −0.01
VTI VG Morningstar TS MKT ETF-US Add +0.7% 1.21% −0.02
MRK Merck & Co. Inc. Add +0.1% 0.29% −0.02

Notes & Other Activity Q4 2024 → Q1 2025
STRIP PRINC (SP 0 08/15/28) 912803BP New 80,000 $71K
STRIPS (S 0 02/15/27) COM Sold out 60,000 $55Kbefore exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 64$223.3MAAPL, RSPT, EQWL, VGUS, ACWV
Q1 2026 62$184.0MAAPL, EQWL, VGUS, VFMV, VBIL
Q4 2025 81$208.8MEQWL, AAPL, CGSD, RSP, KO
Q3 2025 103$245.5MEQWL, IVV, AAPL, CGSD, RSP
Q2 2025 92$242.2MEQWL, IVV, AAPL, IXUS, AGG
Q1 2025 121$247.8MMGK, IVV, RSP, AAPL, IXUS
Q4 2024 114$256.4MMGK, RSP, IVV, AAPL, AGG
Q3 2024 106$306.9MRSP, MGK, IVV, AAPL, IXUS
Q2 2024 913$270.1MRSP, IVV, AAPL, IXUS, AGG
Q1 2024 865$256.2MRSP, IVV, AAPL, SPTS, AGG