Richwood Investment Advisors, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), Richwood Investment Advisors, LLC reported 106 stock positions worth $139.3 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 19.7% of the portfolio, followed by iShares Core S&P Small-Cap E (IJR, 7.0%) and iShares Core S&P Midcap ETF (IJH, 6.9%). Compared with Q3 2025, it opened 7 new positions, sold out of 1, added to 25 and reduced 59. The biggest buy was Caterpillar (CAT, shares +3%) and the biggest sale ServiceNow (NOW, shares −2%).

Most Recent 13F
Q2 2026
Location
Cincinnati, OH
CIK
0001911900
Portfolio Value
$139.3M (Q4 2025)
SEC Filing
0001172661-26-000670 ↗ filed Feb 12, 2026

Holdings Value

0$50.0M$100.0M$150.0M Q1 2024: $112.6M Q1 2024 Q2 2024: $114.1M Q2 2024 Q3 2024: $120.9M Q3 2024 Q4 2024: $119.9M Q4 2024 Q1 2025: $117.6M Q1 2025 Q2 2025: $121.8M Q2 2025 Q3 2025: $127.6M Q3 2025 Q4 2025: $139.3M $139.3M Q4 2025 Q1 2026: $129.7M Q1 2026 Q2 2026: $142.2M Q2 2026

Holdings 106 stocks · $139.3M
IVV iShares Core S&P 500 ETF 19.72% 39,583 $27.5M Add +5.7%
IJR iShares Core S&P Small-Cap E 7.02% 74,036 $9.8M Add +2.5%
IJH iShares Core S&P Midcap ETF 6.91% 134,248 $9.6M Add +1.8%
LLY Eli Lilly & Co. 5.20% 6,850 $7.2M Reduce -3.5%
EFA iShares MSCI Eafe ETF 2.73% 37,038 $3.8M Add +2.5%
V Visa Inc. Class A 2.51% 10,550 $3.5M Reduce -2.3%
AAPL Apple Inc. 2.20% 11,009 $3.1M Reduce -7.0%
NOW ServiceNow Inc. 1.86% 25,755 $2.6M Reduce -2.0%
NOC Northrop Grumman Corp. 1.80% 3,532 $2.5M Add +1.6%
CAT Caterpillar Inc. 1.71% 3,274 $2.4M Add +2.8%
MA Mastercard Inc. Class A 1.54% 3,916 $2.1M Reduce -2.7%
LMT Lockheed Martin Corp. 1.45% 3,233 $2.0M Add +8.0%
COST Costco Wholesale Corp. 1.28% 1,780 $1.8M Reduce -1.3%
DVY iShares Select Dividend ETF 1.20% 10,767 $1.7M Reduce -4.0%
XOM Exxon Mobil Corp. 1.19% 11,142 $1.7M No change
TSCO Tractor Supply Company 1.19% 29,822 $1.7M Add +3.4%
HD Home Depot Inc. 1.18% 4,282 $1.6M Add +4.9%
MRK Merck & Co. Inc. 1.16% 13,249 $1.6M Reduce -5.3%
LOW Lowe's Cos Inc. 1.13% 5,627 $1.6M Reduce -4.6%
MSFT Microsoft Corp. 0.97% 3,382 $1.4M Reduce -2.6%
SDY SS SPDR S&P Dividend ETF 0.97% 8,807 $1.4M Reduce -3.5%
MCD McDonald's Corp. 0.90% 3,825 $1.3M Reduce -5.0%
AMGN Amgen Inc. 0.88% 3,191 $1.2M Reduce -12.4%
WELL Welltower Inc. 0.85% 6,057 $1.2M Reduce -2.8%
UNH Unitedhealth Group Inc. 0.85% 4,255 $1.2M Reduce -0.8%
WFC Wells Fargo & Co. 0.84% 12,497 $1.2M Reduce -2.3%
BA The Boeing Co. 0.84% 4,797 $1.2M Add +4.6%
AXP American Express Co. 0.83% 3,216 $1.2M Reduce -2.3%
SNA Snap-on Inc. 0.81% 3,068 $1.1M Reduce -1.9%
DE Deere & Co. 0.81% 1,937 $1.1M Add +1.0%
GD General Dynamics Corp. 0.80% 3,092 $1.1M Add +4.9%
PG The Procter & Gamble Co. 0.78% 6,863 $1.1M Add +65.4%
JNJ Johnson & Johnson 0.74% 4,308 $1.0M Add +11.4%
ETN Eaton Corp. PLC 0.70% 2,600 $972K Reduce -10.8%
FDX FedEx Corp. 0.69% 2,591 $957K Add +10.2%
GILD Gilead Sciences Inc. 0.68% 6,193 $944K Reduce -4.8%
PEP Pepsico Inc. 0.65% 5,299 $903K Add +1.7%
KO The Coca-Cola Co. 0.62% 10,968 $867K Reduce -0.9%
JPM JPMorgan Chase & Co. 0.61% 2,616 $843K Add +9.6%
ORCL Oracle Corp. 0.60% 5,871 $838K Reduce -2.6%
VYM Vanguard High DVD Yield ETF 0.57% 5,097 $793K Reduce -8.9%
C Citigroup Inc. 0.54% 6,101 $749K Add +5.0%
COF Capital One Financial Corp. 0.53% 3,297 $735K Reduce -7.2%
WM Waste Management Inc. 0.52% 3,200 $726K No change
AFL Aflac Inc. 0.51% 6,068 $711K Reduce -17.4%
NVDA Nvidia Corp. 0.50% 3,786 $702K Reduce -1.8%
BMY Bristol-Myers Squibb Co. 0.49% 11,007 $682K Reduce -7.4%
PSX Phillips 66 0.49% 4,310 $680K No change
ISCB iShares Morningstar SM Cap 0.48% 9,579 $668K Reduce -4.4%
MS Morgan Stanley 0.48% 3,707 $667K Add +17.8%
OSK Oshkosh Corp. 0.48% 3,875 $665K New
VZ Verizon Communications Inc. 0.47% 14,244 $660K Reduce -3.7%
UPS United Parcel Service Class B 0.47% 5,607 $658K Reduce -0.9%
IJS iShares S&P Small-Cap 600 Va 0.45% 5,005 $633K Reduce -0.8%
YUM Yum! Brands Inc. 0.45% 3,863 $629K No change
DAL Delta Air Lines Inc. 0.45% 8,309 $626K Reduce -5.9%
PFF iShares Preferred & Income S 0.45% 19,774 $622K Reduce -3.0%
SO The Southern Co. 0.42% 6,483 $584K Reduce -8.8%
SLYV SS SPDR S&P 600 SC Val ETF 0.40% 5,460 $553K Reduce -1.0%
UNP Union Pacific Corp. 0.38% 2,075 $524K Reduce -4.6%
CLX Clorox Company 0.37% 4,327 $517K Add +21.0%
HDV iShares Core High Dividend E 0.36% 3,708 $508K Reduce -6.2%
ELV Elevance Health Inc. 0.35% 1,442 $489K Reduce -6.5%
INTC Intel Corp. 0.35% 9,626 $487K Add +14.2%
ED Consolidated Edison Inc. 0.33% 4,299 $461K Reduce -7.7%
MCK McKesson Corp. 0.32% 474 $450K No change
PFE Pfizer Inc. 0.31% 15,954 $434K Reduce -3.2%
KMB Kimberly-Clark Corp. 0.31% 4,139 $432K Reduce -0.9%
BIIB Biogen Inc. 0.31% 2,122 $427K Reduce -5.6%
JLL Jones Lang Lasalle Inc. 0.31% 1,245 $427K Reduce -5.8%
FAST Fastenal Co. 0.30% 8,873 $424K Reduce -2.2%
CHRW C.H. Robinson Worldwide Inc. 0.30% 2,065 $414K No change
COP Conocophillips 0.30% 3,849 $414K Reduce -8.7%
LEA Lear Corp. 0.29% 2,889 $407K Add +4.9%
MDT Medtronic PLC 0.29% 3,949 $406K Reduce -10.9%
CVX Chevron Corp. 0.28% 2,150 $389K Reduce -14.9%
ECL Ecolab Inc. 0.28% 1,328 $386K Add +30.8%
ADP Automatic Data Processing 0.27% 1,649 $382K No change
CSCO Cisco Systems Inc. 0.27% 4,472 $379K Reduce -3.4%
MET Metlife Inc. 0.26% 4,786 $366K No change
ADBE Adobe Inc. 0.26% 1,329 $357K Add +26.4%
PM Philip Morris International 0.26% 1,950 $356K No change
VOOG Vanguard S&P 500 Growth ETF 0.23% 746 $326K No change
UAL United Airlines Holdings Inc. 0.22% 2,691 $312K No change
IMCG iShares Morningstar Mid-Cap 0.22% 3,725 $308K Reduce -0.7%
XLV SS Health Care Select Sector 0.22% 1,946 $307K Reduce -5.4%
NSC Norfolk Southern Corp. 0.22% 983 $301K Add +7.7%
ALL Allstate Corp. 0.21% 1,407 $292K No change
SYY Sysco Corp. 0.20% 3,266 $283K No change
CL Colgate-Palmolive Co. 0.20% 2,934 $277K Reduce -10.7%
IP International Paper Co. 0.20% 5,942 $277K Reduce -6.8%
CVS CVS Health Corp. 0.19% 3,459 $271K New
ITW Illinois Tool Works 0.19% 905 $266K Reduce -8.6%
TMO Thermo Fisher Scientific Inc. 0.19% 485 $264K Reduce -19.2%
PAYX Paychex Inc. 0.17% 2,397 $236K Reduce -4.0%
AEP American Electric Power 0.17% 1,933 $234K Reduce -15.5%
ABT Abbott Laboratories 0.17% 2,084 $231K Reduce -20.6%
MMM 3M Co. 0.16% 1,328 $229K No change
WMT Walmart Inc. 0.16% 1,693 $222K New
PSA Public Storage 0.16% 753 $216K Reduce -2.6%
PKG Packaging Corp. of America 0.15% 897 $214K New
ITOT iShares Core S&P Total U.S. 0.15% 1,366 $206K Reduce -10.5%
ISCV iShares Morningstar Small-Ca 0.15% 2,775 $206K New
DUK Duke Energy Corp. 0.15% 1,685 $205K No change
XBI SS SPDR S&P Biotech ETF 0.15% 1,629 $204K New
SPLV Invesco S&P 500 Low Volatili 0.14% 2,694 $202K New

Portfolio Sells Q3 2025 → Q4 2025
NOW ServiceNow Inc. Reduce -2.0% 1.86% −1.93
ORCL Oracle Corp. Reduce -2.6% 0.60% −0.73
MSFT Microsoft Corp. Reduce -2.6% 0.97% −0.44
V Visa Inc. Class A Reduce -2.3% 2.51% −0.38
UNH Unitedhealth Group Inc. Reduce -0.8% 0.85% −0.32
MA Mastercard Inc. Class A Reduce -2.7% 1.54% −0.25
DD Dupont DE Nemours Inc. Sold out 0.00% −0.20
AAPL Apple Inc. Reduce -7.0% 2.20% −0.16
ETN Eaton Corp. PLC Reduce -10.8% 0.70% −0.16
AFL Aflac Inc. Reduce -17.4% 0.51% −0.13
ABT Abbott Laboratories Reduce -20.6% 0.17% −0.11
SO The Southern Co. Reduce -8.8% 0.42% −0.11
KMB Kimberly-Clark Corp. Reduce -0.9% 0.31% −0.10
PAYX Paychex Inc. Reduce -4.0% 0.17% −0.08
COF Capital One Financial Corp. Reduce -7.2% 0.53% −0.06
MCD McDonald's Corp. Reduce -5.0% 0.90% −0.06
NVDA Nvidia Corp. Reduce -1.8% 0.50% −0.06
PFF iShares Preferred & Income S Reduce -3.0% 0.45% −0.06
VYM Vanguard High DVD Yield ETF Reduce -8.9% 0.57% −0.05
DVY iShares Select Dividend ETF Reduce -4.0% 1.20% −0.05
FAST Fastenal Co. Reduce -2.2% 0.30% −0.04
ELV Elevance Health Inc. Reduce -6.5% 0.35% −0.04
MDT Medtronic PLC Reduce -10.9% 0.29% −0.04
TMO Thermo Fisher Scientific Inc. Reduce -19.2% 0.19% −0.04
LOW Lowe's Cos Inc. Reduce -4.6% 1.13% −0.04
VZ Verizon Communications Inc. Reduce -3.7% 0.47% −0.04
SNA Snap-on Inc. Reduce -1.9% 0.81% −0.04
ED Consolidated Edison Inc. Reduce -7.7% 0.33% −0.04
AEP American Electric Power Reduce -15.5% 0.17% −0.03
IP International Paper Co. Reduce -6.8% 0.20% −0.03
SDY SS SPDR S&P Dividend ETF Reduce -3.5% 0.97% −0.03
COST Costco Wholesale Corp. Reduce -1.3% 1.28% −0.03
CVX Chevron Corp. Reduce -14.9% 0.28% −0.03
AXP American Express Co. Reduce -2.3% 0.83% −0.03
UNP Union Pacific Corp. Reduce -4.6% 0.38% −0.03
ITOT iShares Core S&P Total U.S. Reduce -10.5% 0.15% −0.03
IMCG iShares Morningstar Mid-Cap Reduce -0.7% 0.22% −0.02
PSA Public Storage Reduce -2.6% 0.16% −0.02
ISCB iShares Morningstar SM Cap Reduce -4.4% 0.48% −0.02
WELL Welltower Inc. Reduce -2.8% 0.85% −0.02
PFE Pfizer Inc. Reduce -3.2% 0.31% −0.02
COP Conocophillips Reduce -8.7% 0.30% −0.01
HDV iShares Core High Dividend E Reduce -6.2% 0.36% −0.01
ITW Illinois Tool Works Reduce -8.6% 0.19% −0.01
CL Colgate-Palmolive Co. Reduce -10.7% 0.20% −0.01
XLV SS Health Care Select Sector Reduce -5.4% 0.22% −0.00
JLL Jones Lang Lasalle Inc. Reduce -5.8% 0.31% −0.00
WFC Wells Fargo & Co. Reduce -2.3% 0.84% +0.00
SLYV SS SPDR S&P 600 SC Val ETF Reduce -1.0% 0.40% +0.01
IJS iShares S&P Small-Cap 600 Va Reduce -0.8% 0.45% +0.02

Portfolio Buys Q3 2025 → Q4 2025
CAT Caterpillar Inc. Add +2.8% 1.71% +0.52
OSK Oshkosh Corp. New 0.48% +0.48
IJR iShares Core S&P Small-Cap E Add +2.5% 7.02% +0.29
PG The Procter & Gamble Co. Add +65.4% 0.78% +0.28
LMT Lockheed Martin Corp. Add +8.0% 1.45% +0.28
FDX FedEx Corp. Add +10.2% 0.69% +0.25
CVS CVS Health Corp. New 0.19% +0.19
JNJ Johnson & Johnson Add +11.4% 0.74% +0.18
IJH iShares Core S&P Midcap ETF Add +1.8% 6.91% +0.17
WMT Walmart Inc. New 0.16% +0.16
PKG Packaging Corp. of America New 0.15% +0.15
ISCV iShares Morningstar Small-Ca New 0.15% +0.15
XBI SS SPDR S&P Biotech ETF New 0.15% +0.15
SPLV Invesco S&P 500 Low Volatili New 0.14% +0.14
NOC Northrop Grumman Corp. Add +1.6% 1.80% +0.14
INTC Intel Corp. Add +14.2% 0.35% +0.13
DE Deere & Co. Add +1.0% 0.81% +0.12
MS Morgan Stanley Add +17.8% 0.48% +0.09
EFA iShares MSCI Eafe ETF Add +2.5% 2.73% +0.08
C Citigroup Inc. Add +5.0% 0.54% +0.08
LEA Lear Corp. Add +4.9% 0.29% +0.08
PEP Pepsico Inc. Add +1.7% 0.65% +0.08
IVV iShares Core S&P 500 ETF Add +5.7% 19.72% +0.07
BA The Boeing Co. Add +4.6% 0.84% +0.06
ECL Ecolab Inc. Add +30.8% 0.28% +0.06
CLX Clorox Company Add +21.0% 0.37% +0.03
JPM JPMorgan Chase & Co. Add +9.6% 0.61% +0.02
GD General Dynamics Corp. Add +4.9% 0.80% +0.01
NSC Norfolk Southern Corp. Add +7.7% 0.22% +0.00
ADBE Adobe Inc. Add +26.4% 0.26% −0.03
TSCO Tractor Supply Company Add +3.4% 1.19% −0.09
HD Home Depot Inc. Add +4.9% 1.18% −0.11

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 106$142.2MIVV, IJR, IJH, LLY, EFA
Q1 2026 98$129.7MIVV, IJR, IJH, LLY, EFA
Q4 2025 106$139.3MIVV, IJR, IJH, LLY, EFA
Q3 2025 100$127.6MIVV, IJH, IJR, LLY, NOW
Q2 2025 100$121.8MIVV, IJH, IJR, NOW, LLY
Q1 2025 97$117.6MIVV, IJH, IJR, LLY, NOW
Q4 2024 100$119.9MIVV, IJR, IJH, NOW, LLY
Q3 2024 102$120.9MIVV, IJR, IJH, LLY, NOW
Q2 2024 100$114.1MIVV, IJH, IJR, LLY, NOW
Q1 2024 100$112.6MIVV, IJH, IJR, LLY, NOW