Rovin Capital /Ut/

Q4 2025Q3 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 6, 2025), Rovin Capital /Ut/ reported 187 stock positions worth $330.1 million. Its top holding was iShares Core MSCI Emerging (IEMG) at 6.9% of the portfolio, followed by FT Vest Lad Buffervetf-Usd I (BUFR, 6.1%) and Schwab US Large-Cap Growth (SCHG, 5.8%). Compared with Q1 2025, it opened 15 new positions, sold out of 5, added to 94 and reduced 65. The biggest buy was iShares Core MSCI Emerging (IEMG, shares +69%) and the biggest sale iShares 1-3 Year Treasury Bo (SHY, shares −89%).

Most Recent 13F: Q4 2025
Location: MESA, AZ
CIK: 0001059057
Portfolio Value: $330.1M (Q2 2025)
SEC Filing: 0001059057-25-000003 ↗ filed Aug 6, 2025

Holdings Value

Holdings 187 stocks · $330.1M


IEMG iShares Core MSCI Emerging	6.91%	379,915	$22.8M	Add +68.9%
BUFR FT Vest Lad Buffervetf-Usd I	6.08%	631,697	$20.1M	Reduce -0.8%
SCHG Schwab US Large-Cap Growth	5.79%	654,286	$19.1M	Add +28.3%
DVA Davita Inc.	5.20%	120,562	$17.2M	No change
QQQM Invesco Nasdaq 100 ETF	3.80%	55,177	$12.5M	Add +103.4%
IEFA iShares Core MSCI Eafe ETF	3.03%	119,978	$10.0M	Add +3.6%
XLK SS Technology Select Sector	2.80%	36,546	$9.3M	Add +0.8%
VIG Vanguard Dividend Apprec ETF	2.38%	38,333	$7.8M	Reduce -45.8%
JNK SS SPDR BB High Yield Bond	2.26%	76,692	$7.5M	Add +2465.8%
AAPL Apple Inc.	2.14%	34,429	$7.1M	Add +2.1%
QQQ Invesco QQQ Trust Series 1	2.04%	12,184	$6.7M	Reduce -1.1%
BSJR Invesco Bulletshares 2027 HY	1.95%	283,528	$6.4M	Add +2.7%
SCHD Schwab US DVD Equity ETF	1.82%	226,591	$6.0M	Add +4.7%
BSJQ Invesco Bulletshares 2026 HY	1.56%	220,261	$5.1M	Add +4.8%
EFA iShares MSCI Eafe ETF	1.53%	56,321	$5.0M	Add +4.0%
PSTP Innovator PWR Buff Su St ETF	1.40%	138,506	$4.6M	Add +11.8%
BNDX Vanguard Total Intl Bond ETF	1.35%	89,885	$4.5M	Add +44.0%
BSJS Invesco Bulletshares 2028 HY	1.33%	199,085	$4.4M	Reduce -1.1%
VOE Vngrd Mrngstr MD-Cap Val ETF	1.22%	24,502	$4.0M	Reduce -1.4%
MSFT Microsoft Corp.	1.15%	7,603	$3.8M	Add +0.6%
BSTP Innovator Buff Su Strat ETF	1.09%	104,092	$3.6M	Reduce -4.6%
BSCQ Invesco Bulletshares 2026 CB	1.05%	177,601	$3.5M	Reduce -10.7%
LQD Ishr Ibx Usd Invgd CB ETF-Ui	1.04%	31,226	$3.4M	Reduce -59.5%
IMCG iShares Morningstar Mid-Cap	1.03%	42,409	$3.4M	Add +0.2%
PFRL Pgim Floating Rate Income Et	1.03%	67,814	$3.4M	Add +7.9%
EMB iShares JP Morgan Usd Emergi	0.99%	35,122	$3.3M	Reduce -47.1%
SPY SS SPDR S&P 500 ETF Trust-US	0.94%	5,037	$3.1M	Add +0.5%
NVDA Nvidia Corp.	0.92%	19,188	$3.0M	Reduce -2.1%
BALT Inn Defined Wealth Shield	0.84%	86,736	$2.8M	Add +5.4%
JEPI JPMorgan Equity Premium Inco	0.82%	47,563	$2.7M	Add +3.4%
BSCS Invesco Bulletshares 2028 CB	0.82%	131,570	$2.7M	Reduce -4.2%
XLF SS Financial Select Sector	0.81%	50,835	$2.7M	Add +7.9%
BSCT Invesco Bulletshares 2029 CB	0.75%	132,407	$2.5M	Reduce -4.1%
BIL SS SPDR BB 1-3M T-Bill ETF	0.71%	25,472	$2.3M	Add +6.0%
XLC SS Comm Select Sector SPDR	0.70%	21,443	$2.3M	Add +0.6%
BSCP Invesco Bulletshares 2025 CB	0.70%	111,226	$2.3M	Reduce -7.6%
SLNZ TCW Senior Loan ETF	0.68%	48,083	$2.3M	Add +3.9%
SCHX Schwab US Large-Cap ETF	0.68%	92,386	$2.3M	Reduce -1.1%
AMZN Amazon.com Inc.	0.68%	10,197	$2.2M	Add +12.2%
BUFG FT Vest Buffered Allocation	0.64%	82,367	$2.1M	Reduce -8.4%
GOOGL Alphabet Inc. Class A	0.62%	11,616	$2.0M	Add +7.1%
TLT iShares 20+ Year Treasury BD	0.58%	21,691	$1.9M	Reduce -64.4%
ANGL Vaneck Fallen Angel High YLD	0.58%	65,226	$1.9M	Add +0.7%
XLY SS Consumer Disc Select Sect	0.55%	8,336	$1.8M	Add +5.1%
ACWX iShares MSCI Acwi Ex US ETF	0.48%	26,203	$1.6M	Reduce -0.4%
IJS iShares S&P Small-Cap 600 Va	0.48%	15,921	$1.6M	Reduce -0.9%
AVGO Broadcom Inc.	0.47%	5,615	$1.5M	Reduce -1.4%
XLI SS Industrial Select Sector	0.47%	10,467	$1.5M	Add +1.8%
SHYL Xtrackers SHRT Dur High Yiel	0.46%	33,492	$1.5M	Add +5.8%
TECL Dire Dai Tec Bull 3X ETF-Usd	0.45%	15,710	$1.5M	Add +6.2%
CGMS Cap Group US Multi-Sect Bond	0.44%	52,720	$1.5M	Add +5.9%
FLXR TCW Flexible Income ETF	0.43%	36,372	$1.4M	Add +6.8%
HYDB iShares High Yield Systemati	0.42%	29,291	$1.4M	Add +8.0%
IWP iShares Russell Mid-Cap Grow	0.41%	9,804	$1.4M	Add +0.2%
DGRO iShares Core Dividend Growth	0.41%	21,163	$1.4M	Reduce -0.8%
CEFS Saba Opport Hedg Cef ETF-Usd	0.40%	59,912	$1.3M	Add +1.6%
VOO Vanguard S&P 500 ETF	0.39%	2,267	$1.3M	Reduce -1.6%
IWB iShares Russell 1000 ETF	0.36%	3,508	$1.2M	Reduce -8.4%
SHY iShares 1-3 Year Treasury Bo	0.36%	14,300	$1.2M	Reduce -89.1%
COWZ Pacer US Cash Cows 100 ETF	0.36%	21,478	$1.2M	Reduce -0.3%
XLV SS Health Care Select Sector	0.33%	8,074	$1.1M	Reduce -0.3%
SCHE Schwab Emrg Mrkts Eqty ETF	0.33%	35,804	$1.1M	Reduce -10.1%
PHYL Pgim Active High Yield Bond	0.32%	29,875	$1.1M	Add +6.5%
META Meta Platforms Inc. Class A	0.32%	1,420	$1.0M	Add +0.2%
TSLA Tesla Inc.	0.32%	3,276	$1.0M	Add +4.3%
FAS Dirx DLY Finacial B3X ETF-Ui	0.31%	6,033	$1.0M	Add +12.6%
BOND PIMCO Active Bond Exchange-T	0.30%	10,800	$996K	Reduce -4.5%
SHW The Sherwin-Williams Co.	0.30%	2,855	$980K	Reduce -1.8%
SPEM State Street SP PTF Em ETF	0.29%	22,281	$952K	Reduce -0.0%
JPM JPMorgan Chase & Co.	0.29%	3,277	$950K	Add +6.0%
CLOI Vaneck Clo ETF	0.27%	16,913	$896K	Add +14.4%
BUFT FT Vest Buffered Allocation	0.25%	34,468	$812K	Reduce -1.0%
IJH iShares Core S&P Midcap ETF	0.23%	12,457	$773K	New
NXPI NXP Semiconductors NV	0.23%	3,521	$769K	Reduce -0.2%
ACIO Aptus Collared Invest Opp	0.23%	17,988	$745K	Add +1.8%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.22%	5,805	$720K	Add +1.1%
RTX RTX Corp.	0.21%	4,689	$685K	No change
USB US Bancorp	0.21%	14,963	$677K	Reduce -7.3%
BSJT Invesco Bulletshares 2029 HY	0.20%	31,423	$676K	Add +0.1%
UPS United Parcel Service Class B	0.20%	6,540	$660K	Add +9.3%
IQLT iShares MSCI International Q	0.20%	14,942	$646K	Add +0.4%
PFE Pfizer Inc.	0.20%	26,662	$646K	Reduce -6.5%
ADBE Adobe Inc.	0.20%	1,667	$645K	Add +25.8%
BA The Boeing Co.	0.19%	3,050	$639K	Reduce -8.0%
HEFA Isha Curr Hedged MSCI Eafe	0.18%	15,956	$606K	Reduce -1.5%
NMAX Newsmax Inc.	0.18%	39,975	$605K	New
CRM Salesforce Inc.	0.18%	2,206	$602K	Add +80.5%
NKE Nike Inc. Class B	0.18%	8,435	$599K	Reduce -1.8%
ALLE Allegion PLC	0.18%	4,141	$597K	Reduce -1.8%
GOOG Alphabet Inc. Class C	0.18%	3,330	$591K	Reduce -8.8%
IJT iShares S&P Small-Cap 600 GR	0.18%	4,364	$581K	Add +2.0%
GSY Invesco Ultra Short Duration	0.17%	11,406	$572K	Add +1.6%
ACWI iShares MSCI Acwi ETF	0.17%	4,322	$556K	No change
RWJ Invesco S&P Smallcap 600	0.17%	12,795	$554K	Add +2.0%
TRU Transunion	0.17%	6,267	$552K	Add +0.6%
MKTX Marketaxess Holdings Inc.	0.17%	2,438	$545K	Reduce -0.8%
SLYG SS SPDR S&P 600 SC GR ETF	0.16%	6,122	$543K	Add +2.3%
DHR Danaher Corp.	0.16%	2,740	$541K	Add +22.2%
PEP Pepsico Inc.	0.16%	4,085	$539K	Add +30.9%
EL Estee Lauder Companies Class A filed as LAUDER ESTEE COS INC	0.16%	6,643	$537K	Add +0.3%
A Agilent Technologies Inc.	0.16%	4,500	$531K	Add +8.2%
UNH Unitedhealth Group Inc.	0.16%	1,659	$518K	Add +203.8%
HII Huntington Ingalls Industrie	0.16%	2,143	$517K	Reduce -11.0%
HSCZ iShares Cur HDG MSCI Eafe SM	0.16%	14,448	$514K	Reduce -0.3%
IFF Intl Flavors & Fragrances filed as INTERNATIONAL FLAVORS&FRAGRA	0.15%	6,949	$511K	Add +9.2%
GEHC GE Healthcare Technology	0.15%	6,799	$504K	Add +8.4%
COST Costco Wholesale Corp.	0.15%	508	$503K	Add +4.1%
SCHW Schwab (charles) Corp.	0.15%	5,445	$497K	Add +1.6%
MDY State Street SPDR S&P Midcap	0.15%	873	$495K	No change
TER Teradyne Inc.	0.15%	5,497	$494K	Reduce -2.4%
ZBH Zimmer Biomet Holdings Inc.	0.15%	5,405	$493K	Add +12.0%
MPWR Monolithic Power Systems Inc.	0.15%	656	$480K	Add +1.2%
XDEC FT Vest US Equity Enhance &	0.14%	12,288	$477K	Reduce -13.7%
SMOT Vaneck Morningstar Smid Moat	0.14%	13,709	$477K	No change
V Visa Inc. Class A	0.14%	1,304	$463K	Add +3.7%
CTVA Corteva Inc.	0.14%	6,180	$461K	Reduce -32.9%
GSST Goldman Sachs Ultra Short Bo	0.14%	9,120	$461K	Add +1.2%
JPST JPMorgan Ultra-Short Income	0.14%	9,100	$461K	Add +1.3%
MO Altria Group Inc.	0.14%	7,811	$458K	Reduce -37.3%
PGR Progressive Corp.	0.13%	1,669	$445K	Reduce -0.4%
XLE SS Energy Select Sector	0.13%	5,240	$444K	Reduce -20.3%
XLB SS Materials Select Sector	0.13%	5,028	$442K	Add +0.9%
VEEV Veeva Systems Inc. Class A	0.13%	1,536	$442K	Reduce -37.5%
BMY Bristol-Myers Squibb Co.	0.13%	9,526	$441K	Reduce -13.0%
CCL Carnival Corp.	0.13%	15,612	$439K	New
IEX Idex Corp.	0.13%	2,499	$439K	New
BSJU Invesco Bulletshares 2030 HY	0.13%	16,810	$437K	Add +0.1%
WST West Pharmaceutical Services	0.13%	1,967	$430K	Add +12.1%
STZ Constellation Brands Inc. Class A	0.13%	2,640	$429K	Add +25.5%
AMGN Amgen Inc.	0.13%	1,524	$426K	Reduce -20.8%
AMAT Applied Materials Inc.	0.13%	2,309	$423K	New
MMD Nylim Mackay Definedterm Mun filed as NYLI MACKAY DEFINEDTERM MUNI	0.13%	28,455	$421K	Add +0.0%
LTL Proshares Ultra Communicatio	0.13%	4,180	$416K	Reduce -0.4%
BSJV Invesco Bulletshares 2031 HY	0.12%	14,679	$392K	Add +0.0%
ADSK Autodesk Inc.	0.12%	1,256	$389K	No change
MCHP Microchip Technology Inc.	0.12%	5,438	$383K	Reduce -40.3%
SUB iShares Short-Term National	0.11%	3,525	$375K	New
XLRE SS Real Estate Select Sector	0.11%	9,049	$375K	Add +2.5%
RSPT Invesco S&P 500 Equal Weight	0.11%	9,122	$372K	Reduce -10.7%
BRK.B Berkshire Hathaway Inc. Class B	0.11%	764	$371K	Add +22.6%
CVX Chevron Corp.	0.11%	2,584	$370K	Reduce -4.8%
VEA Vanguard Ftse Developed ETF	0.11%	6,479	$369K	Add +0.0%
CSCO Cisco Systems Inc.	0.11%	5,284	$367K	Add +9.9%
NFLX Netflix Inc.	0.11%	272	$364K	Add +12.9%
KO The Coca-Cola Co.	0.11%	5,114	$362K	Reduce -1.5%
LMT Lockheed Martin Corp.	0.11%	778	$361K	Reduce -1.6%
TXN Texas Instruments Inc.	0.11%	1,696	$352K	Add +0.9%
COR Cencora Inc.	0.10%	1,143	$343K	No change
NOC Northrop Grumman Corp.	0.10%	675	$338K	Reduce -28.4%
CDNS Cadence Design SYS Inc.	0.10%	1,078	$332K	Add +5.1%
TMO Thermo Fisher Scientific Inc.	0.10%	820	$332K	Add +14.1%
SNPS Synopsys Inc.	0.10%	643	$330K	Add +15.0%
WANT Dirx DLY Cons DSC B3X ETF-Ui	0.10%	7,866	$326K	Add +2.8%
IWM iShares Russell 2000 ETF	0.10%	1,511	$326K	Reduce -4.9%
MRK Merck & Co. Inc.	0.10%	4,119	$326K	Add +21.6%
DUSL Direxi DLY Ind BL 3X ETF-Usi	0.10%	4,768	$325K	Add +1.8%
VLO Valero Energy Corp.	0.10%	2,347	$316K	Reduce -3.9%
EJAN Innovator Emerging Markets P	0.09%	9,675	$310K	Add +0.8%
LLY Eli Lilly & Co.	0.09%	397	$309K	Add +11.8%
WMT Walmart Inc.	0.09%	3,151	$308K	Reduce -0.0%
BLK BlackRock Inc.	0.09%	289	$304K	New
MDLZ Mondelez International Inc. Class A	0.09%	4,492	$303K	Add +9.7%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.09%	1,555	$303K	Reduce -1.8%
UCC Proshares Ultra Consumer Dis	0.09%	6,625	$299K	Add +0.3%
NUE Nucor Corp.	0.09%	2,287	$296K	Add +0.8%
EFO Proshares Ultra MSCI Eafe	0.09%	5,244	$296K	Reduce -4.5%
KVUE Kenvue Inc.	0.09%	14,051	$294K	Reduce -19.7%
ORCL Oracle Corp.	0.09%	1,335	$292K	New
MANH Manhattan Associates Inc.	0.09%	1,461	$289K	Add +8.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.09%	976	$288K	New
MA Mastercard Inc. Class A	0.08%	484	$272K	Add +1.7%
WFC Wells Fargo & Co.	0.08%	3,254	$261K	Add +0.2%
RH RH	0.08%	1,360	$257K	New
ITOT iShares Core S&P Total U.S.	0.08%	1,898	$256K	No change
HD Home Depot Inc.	0.07%	666	$244K	No change
CAT Caterpillar Inc.	0.07%	618	$240K	New
VZ Verizon Communications Inc.	0.07%	5,418	$234K	Reduce -1.6%
DAL Delta Air Lines Inc.	0.07%	4,668	$230K	New
TRV The Travelers Cos Inc.	0.07%	844	$226K	No change
CURE Direx DLY Hea Bul 3X ETF-Usd	0.06%	2,700	$213K	Add +17.4%
GILD Gilead Sciences Inc.	0.06%	1,925	$213K	Reduce -54.0%
JNJ Johnson & Johnson	0.06%	1,355	$207K	New
QS Quantumscape Corp.	0.04%	17,700	$119K	New
LCID Lucid Group Inc.	0.02%	31,898	$67K	New
CMPX Compass Therapeutics Inc.	0.01%	13,495	$35K	No change
GERN Geron Corp.	0.01%	17,270	$24K	No change
ONCY Oncolytics Biotech Inc.	0.00%	20,620	$16K	No change

Portfolio Sells Q1 2025 → Q2 2025


SHY iShares 1-3 Year Treasury Bo	Reduce -89.1%	0.36%	−3.14
VIG Vanguard Dividend Apprec ETF	Reduce -45.8%	2.38%	−2.04
LQD Ishr Ibx Usd Invgd CB ETF-Ui	Reduce -59.5%	1.04%	−1.66
IUSV iShares Core S&P U.S. Value	Sold out	0.00%	−1.54
TLT iShares 20+ Year Treasury BD	Reduce -64.4%	0.58%	−1.21
EMB iShares JP Morgan Usd Emergi	Reduce -47.1%	0.99%	−0.95
BSCQ Invesco Bulletshares 2026 CB	Reduce -10.7%	1.05%	−0.20
BF.B Brown-Forman Corp. Class B	Sold out	0.00%	−0.15
CPB The Campbell's Company	Sold out	0.00%	−0.15
EFX Equifax Inc.	Sold out	0.00%	−0.11
BSCP Invesco Bulletshares 2025 CB	Reduce -7.6%	0.70%	−0.10
MO Altria Group Inc.	Reduce -37.3%	0.14%	−0.10
GILD Gilead Sciences Inc.	Reduce -54.0%	0.06%	−0.09
BSCS Invesco Bulletshares 2028 CB	Reduce -4.2%	0.82%	−0.08
BMY Bristol-Myers Squibb Co.	Reduce -13.0%	0.13%	−0.08
ABBV Abbvie Inc.	Sold out	0.00%	−0.08
BSJS Invesco Bulletshares 2028 HY	Reduce -1.1%	1.33%	−0.07
BSCT Invesco Bulletshares 2029 CB	Reduce -4.1%	0.75%	−0.07
AMGN Amgen Inc.	Reduce -20.8%	0.13%	−0.06
VOE Vngrd Mrngstr MD-Cap Val ETF	Reduce -1.4%	1.22%	−0.06
XLE SS Energy Select Sector	Reduce -20.3%	0.13%	−0.06
NOC Northrop Grumman Corp.	Reduce -28.4%	0.10%	−0.05
BUFG FT Vest Buffered Allocation	Reduce -8.4%	0.64%	−0.05
XLV SS Health Care Select Sector	Reduce -0.3%	0.33%	−0.05
VEEV Veeva Systems Inc. Class A	Reduce -37.5%	0.13%	−0.05
BSTP Innovator Buff Su Strat ETF	Reduce -4.6%	1.09%	−0.05
CTVA Corteva Inc.	Reduce -32.9%	0.14%	−0.05
KVUE Kenvue Inc.	Reduce -19.7%	0.09%	−0.05
PFE Pfizer Inc.	Reduce -6.5%	0.20%	−0.04
BOND PIMCO Active Bond Exchange-T	Reduce -4.5%	0.30%	−0.03
CVX Chevron Corp.	Reduce -4.8%	0.11%	−0.03
SHW The Sherwin-Williams Co.	Reduce -1.8%	0.30%	−0.03
SCHE Schwab Emrg Mrkts Eqty ETF	Reduce -10.1%	0.33%	−0.03
MCHP Microchip Technology Inc.	Reduce -40.3%	0.12%	−0.03
XDEC FT Vest US Equity Enhance &	Reduce -13.7%	0.14%	−0.02
IJS iShares S&P Small-Cap 600 Va	Reduce -0.9%	0.48%	−0.02
COWZ Pacer US Cash Cows 100 ETF	Reduce -0.3%	0.36%	−0.02
PGR Progressive Corp.	Reduce -0.4%	0.13%	−0.02
IWB iShares Russell 1000 ETF	Reduce -8.4%	0.36%	−0.02
DGRO iShares Core Dividend Growth	Reduce -0.8%	0.41%	−0.01
USB US Bancorp	Reduce -7.3%	0.21%	−0.01
KO The Coca-Cola Co.	Reduce -1.5%	0.11%	−0.01
VZ Verizon Communications Inc.	Reduce -1.6%	0.07%	−0.01
VLO Valero Energy Corp.	Reduce -3.9%	0.10%	−0.01
MKTX Marketaxess Holdings Inc.	Reduce -0.8%	0.17%	−0.01
HEFA Isha Curr Hedged MSCI Eafe	Reduce -1.5%	0.18%	−0.01
BUFT FT Vest Buffered Allocation	Reduce -1.0%	0.25%	−0.01
GOOG Alphabet Inc. Class C	Reduce -8.8%	0.18%	−0.00
LMT Lockheed Martin Corp.	Reduce -1.6%	0.11%	−0.00
IWM iShares Russell 2000 ETF	Reduce -4.9%	0.10%	−0.00

Portfolio Buys Q1 2025 → Q2 2025


IEMG iShares Core MSCI Emerging	Add +68.9%	6.91%	+3.00
JNK SS SPDR BB High Yield Bond	Add +2465.8%	2.26%	+2.17
QQQM Invesco Nasdaq 100 ETF	Add +103.4%	3.80%	+2.11
SCHG Schwab US Large-Cap Growth	Add +28.3%	5.79%	+1.68
XLK SS Technology Select Sector	Add +0.8%	2.80%	+0.39
BNDX Vanguard Total Intl Bond ETF	Add +44.0%	1.35%	+0.37
IJH iShares Core S&P Midcap ETF	New	0.23%	+0.23
MSFT Microsoft Corp.	Add +0.6%	1.15%	+0.23
IEFA iShares Core MSCI Eafe ETF	Add +3.6%	3.03%	+0.21
NMAX Newsmax Inc.	New	0.18%	+0.18
TECL Dire Dai Tec Bull 3X ETF-Usd	Add +6.2%	0.45%	+0.17
PSTP Innovator PWR Buff Su St ETF	Add +11.8%	1.40%	+0.15
CCL Carnival Corp.	New	0.13%	+0.13
IEX Idex Corp.	New	0.13%	+0.13
AMAT Applied Materials Inc.	New	0.13%	+0.13
AMZN Amazon.com Inc.	Add +12.2%	0.68%	+0.12
SUB iShares Short-Term National	New	0.11%	+0.11
EFA iShares MSCI Eafe ETF	Add +4.0%	1.53%	+0.10
BLK BlackRock Inc.	New	0.09%	+0.09
ORCL Oracle Corp.	New	0.09%	+0.09
IBM Intl Business Machines Corp.	New	0.09%	+0.09
GOOGL Alphabet Inc. Class A	Add +7.1%	0.62%	+0.08
RH RH	New	0.08%	+0.08
CRM Salesforce Inc.	Add +80.5%	0.18%	+0.08
CAT Caterpillar Inc.	New	0.07%	+0.07
DAL Delta Air Lines Inc.	New	0.07%	+0.07
UNH Unitedhealth Group Inc.	Add +203.8%	0.16%	+0.06
JNJ Johnson & Johnson	New	0.06%	+0.06
IMCG iShares Morningstar Mid-Cap	Add +0.2%	1.03%	+0.06
META Meta Platforms Inc. Class A	Add +0.2%	0.32%	+0.05
TSLA Tesla Inc.	Add +4.3%	0.32%	+0.05
XLF SS Financial Select Sector	Add +7.9%	0.81%	+0.05
XLY SS Consumer Disc Select Sect	Add +5.1%	0.55%	+0.04
JPM JPMorgan Chase & Co.	Add +6.0%	0.29%	+0.04
XLC SS Comm Select Sector SPDR	Add +0.6%	0.70%	+0.04
IWP iShares Russell Mid-Cap Grow	Add +0.2%	0.41%	+0.04
SPY SS SPDR S&P 500 ETF Trust-US	Add +0.5%	0.94%	+0.04
NFLX Netflix Inc.	Add +12.9%	0.11%	+0.04
QS Quantumscape Corp.	New	0.04%	+0.04
DIS The Walt Disney Co.	Add +1.1%	0.22%	+0.04
FAS Dirx DLY Finacial B3X ETF-Ui	Add +12.6%	0.31%	+0.04
XLI SS Industrial Select Sector	Add +1.8%	0.47%	+0.03
ADBE Adobe Inc.	Add +25.8%	0.20%	+0.03
MPWR Monolithic Power Systems Inc.	Add +1.2%	0.15%	+0.02
SNPS Synopsys Inc.	Add +15.0%	0.10%	+0.02
EL Estee Lauder Companies Class A	Add +0.3%	0.16%	+0.02
PFRL Pgim Floating Rate Income Et	Add +7.9%	1.03%	+0.02
LCID Lucid Group Inc.	New	0.02%	+0.02
CLOI Vaneck Clo ETF	Add +14.4%	0.27%	+0.02
DUSL Direxi DLY Ind BL 3X ETF-Usi	Add +1.8%	0.10%	+0.02

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q4 2025	194	$376.6M	IEMG, BUFR, SCHG, QQQM, DVA
Q3 2025Amended	194	$361.2M	BUFR, IEMG, SCHG, DVA, QQQM
Q2 2025	187	$330.1M	IEMG, BUFR, SCHG, DVA, QQQM
Q1 2025	177	$310.7M	BUFR, DVA, VIG, SCHG, IEMG
Q4 2024	162	$277.7M	SCHG, BUFR, VIG, QQQM, BIL
Q3 2024	169	$270.0M	XDEC, VIG, IEMG, SCHG, IEFA
Q2 2024	157	$240.1M	XDEC, SCHG, VIG, QQQM, IEFA
Q1 2024	154	$244.0M	DVA, XDEC, VIG, SCHG, QQQM