Sandy Cove Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), Sandy Cove Advisors, LLC reported 139 stock positions worth $312.8 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 10.2% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 9.9%) and Apple (AAPL, 5.0%). Compared with Q2 2025, it opened 11 new positions, sold out of 3, added to 79 and reduced 31. The biggest buy was JPMorgan Ultra-Short Income (JPST, shares +3571%) and the biggest sale Vanguard Short-Term Bond ETF (BSV, shares −87%).

Most Recent 13F
Q2 2026
Location
Hingham, MA
CIK
0001908217
Portfolio Value
$312.8M (Q3 2025)
SEC Filing
0001172661-25-004355 ↗ filed Oct 22, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $217.0M Q1 2024 Q2 2024: $224.6M Q2 2024 Q3 2024: $245.2M Q3 2024 Q4 2024: $254.6M Q4 2024 Q1 2025: $248.9M Q1 2025 Q2 2025: $276.8M Q2 2025 Q3 2025: $312.8M $312.8M Q3 2025 Q4 2025: $337.6M Q4 2025 Q1 2026: $334.1M Q1 2026 Q2 2026: $399.8M Q2 2026

Holdings 139 stocks · $312.8M
IVV iShares Core S&P 500 ETF 10.15% 47,465 $31.8M Add +1.3%
VOO Vanguard S&P 500 ETF 9.92% 50,683 $31.0M Add +1.9%
AAPL Apple Inc. 4.97% 61,052 $15.5M Add +0.7%
AGG iShares Core U.S. Aggregate 4.84% 151,151 $15.2M Add +0.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd 4.63% 49,297 $14.5M Add +3.3%
VTI VG Morningstar TS MKT ETF-US 4.56% 43,442 $14.3M Add +0.4%
BRK.B Berkshire Hathaway Inc. Class B 4.20% 26,110 $13.1M Add +4.7%
QQQ Invesco QQQ Trust Series 1 3.38% 17,618 $10.6M Add +0.6%
VIG Vanguard Dividend Apprec ETF 3.27% 47,440 $10.2M Reduce -2.4%
VB Vanguard Most SM-Cap ETF-Usd 3.06% 37,655 $9.6M Add +0.9%
VEA Vanguard Ftse Developed ETF 2.98% 155,388 $9.3M Add +0.5%
MSFT Microsoft Corp. 2.56% 15,488 $8.0M Add +3.7%
JPST JPMorgan Ultra-Short Income 2.44% 150,711 $7.6M Add +3571.4%
IGSB iShares 1-5Y Inv Grade Corp. 2.21% 130,338 $6.9M New
IJH iShares Core S&P Midcap ETF 1.89% 90,765 $5.9M Reduce -0.8%
MS Morgan Stanley 1.83% 36,088 $5.7M Add +0.2%
IEFA iShares Core MSCI Eafe ETF 1.82% 65,227 $5.7M Add +14.4%
NVDA Nvidia Corp. 1.35% 22,620 $4.2M Add +4.0%
SPY SS SPDR S&P 500 ETF Trust-US 1.20% 5,645 $3.8M Reduce -6.6%
AMZN Amazon.com Inc. 1.18% 16,822 $3.7M Add +6.1%
META Meta Platforms Inc. Class A 1.16% 4,959 $3.6M Add +3.5%
GOOGL Alphabet Inc. Class A 1.15% 14,736 $3.6M Add +0.9%
JPM JPMorgan Chase & Co. 1.03% 10,235 $3.2M Add +1.0%
BX Blackstone Inc. 0.67% 12,178 $2.1M Add +1.1%
GOOG Alphabet Inc. Class C 0.61% 7,832 $1.9M Add +10.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.55% 3,604 $1.7M Add +19.7%
VTV Vanguard Mrngstr Val ETF-Aui 0.55% 9,201 $1.7M No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.54% 33,206 $1.7M Add +13.8%
NFLX Netflix Inc. 0.51% 1,343 $1.6M Add +0.4%
LLY Eli Lilly & Co. 0.50% 2,057 $1.6M Reduce -5.3%
ICSH iShares Ultra Short Duration 0.46% 28,529 $1.4M Add +78.5%
AMP Ameriprise Financial Inc. 0.46% 2,910 $1.4M Reduce -0.2%
KO The Coca-Cola Co. 0.43% 20,200 $1.3M Reduce -0.3%
HON Honeywell International Inc. 0.43% 6,347 $1.3M Add +0.4%
IJR iShares Core S&P Small-Cap E 0.43% 11,205 $1.3M Add +0.2%
HD Home Depot Inc. 0.42% 3,217 $1.3M Add +47.8%
XOM Exxon Mobil Corp. 0.41% 11,427 $1.3M Add +3.1%
RVMD Revolution Medicines Inc. 0.40% 27,008 $1.3M No change
PHYS Sprott Physical Gold Trust 0.40% 42,201 $1.2M No change
JNJ Johnson & Johnson 0.40% 6,666 $1.2M Add +2.2%
IXUS iShares Core Intl Stock ETF 0.39% 14,947 $1.2M No change
FAST Fastenal Co. 0.39% 24,843 $1.2M Add +0.2%
EFA iShares MSCI Eafe ETF 0.38% 12,752 $1.2M No change
VGK Vanguard Ftse Europe ETF 0.38% 14,796 $1.2M No change
CL Colgate-Palmolive Co. 0.36% 14,179 $1.1M Reduce -17.5%
DHR Danaher Corp. 0.35% 5,593 $1.1M Reduce -0.7%
RING iShares MSCI Global Gold Min 0.34% 16,500 $1.1M No change
ITW Illinois Tool Works 0.33% 4,010 $1.0M Add +1.0%
SHV iShares 0-1 Year Treasury Bo 0.32% 9,155 $1.0M Reduce -0.5%
AVGO Broadcom Inc. 0.32% 2,992 $987K Add +6.8%
EXAS Exact Sciences Corp. 0.31% 17,642 $965K No change
AMD Advanced Micro Devices 0.29% 5,681 $919K Add +3.9%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.29% 3,164 $893K Add +0.8%
IWF iShares Russell 1000 Growth 0.28% 1,893 $887K No change
ORCL Oracle Corp. 0.28% 3,114 $876K Reduce -36.9%
BSV Vanguard Short-Term Bond ETF 0.27% 10,727 $846K Reduce -86.7%
TSLA Tesla Inc. 0.25% 1,775 $789K Add +6.2%
CEF Sprott Physical Gold and Sil 0.25% 21,100 $774K No change
V Visa Inc. Class A 0.24% 2,201 $751K Add +1.1%
BDX Becton Dickinson and Co. 0.23% 3,923 $734K Add +1.0%
PG The Procter & Gamble Co. 0.23% 4,746 $729K Reduce -5.0%
SDY SS SPDR S&P Dividend ETF 0.23% 5,182 $726K Reduce -9.6%
GS Goldman Sachs Group Inc. 0.23% 908 $723K Add +1.7%
COST Costco Wholesale Corp. 0.23% 772 $715K Reduce -0.6%
UL Unilever PLC 0.22% 11,726 $695K Add +0.6%
VGT Vanguard Info Tech ETF 0.21% 899 $671K Add +50.3%
PEP Pepsico Inc. 0.21% 4,730 $664K Add +11.8%
GLD SPDR Gold Shares 0.21% 1,833 $652K Add +37.5%
FISV Fiserv Inc. 0.20% 4,750 $612K Reduce -2.0%
CAT Caterpillar Inc. 0.19% 1,264 $603K Add +2.6%
RTX RTX Corp. 0.19% 3,584 $600K Add +1.3%
CB Chubb Ltd. 0.19% 2,092 $591K Reduce -0.8%
DEO Diageo PLC-Sponsored ADR 0.18% 6,000 $573K No change
AMAT Applied Materials Inc. 0.18% 2,719 $557K Add +4.9%
VCSH Vanguard S/T Corp. Bond ETF 0.18% 6,948 $555K Add +26.2%
IWR iShares Russell Mid-Cap ETF 0.17% 5,579 $539K Add +0.1%
MA Mastercard Inc. Class A 0.17% 925 $526K Reduce -0.4%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.17% 1,116 $518K Add +0.4%
VEU Vanguard Ftse All-World Ex-U 0.16% 7,096 $506K Add +11.5%
FBTC Fidelity Wise Origin Bitcoin 0.16% 5,021 $501K Add +31.9%
IAU iShares Gold Trust 0.16% 6,757 $492K No change
AXP American Express Co. 0.16% 1,462 $485K Add +2.1%
SPOT Spotify Technology SA 0.15% 681 $475K No change
SLYG SS SPDR S&P 600 SC GR ETF 0.14% 4,794 $452K Reduce -2.3%
SNOW Snowflake Inc. 0.14% 2,000 $451K New
VYM Vanguard High DVD Yield ETF 0.14% 3,186 $449K Add +15.8%
INTC Intel Corp. 0.14% 12,724 $427K New
DTD Wisdomtree US Total Dividend 0.14% 5,068 $426K Reduce -1.9%
AMGN Amgen Inc. 0.13% 1,487 $420K Add +4.9%
GE General Electric filed as GE AEROSPACE 0.13% 1,389 $418K Add +2.9%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.13% 2,772 $401K Add +0.9%
PLD Prologis Inc. 0.13% 3,491 $400K New
SPSM SS SPDR P S&P 600 Small Cap 0.13% 8,514 $394K No change
IWY iShares Russell Top 200 Grow 0.12% 1,419 $388K No change
AON Aon PLC Class A 0.12% 1,053 $376K Add +0.9%
CVX Chevron Corp. 0.12% 2,417 $375K Add +28.6%
ESGV Vanguard ESG US Stock ETF 0.12% 3,163 $375K Add +60.3%
EMR Emerson Electric Co. 0.12% 2,851 $374K Add +2.0%
NOW ServiceNow Inc. 0.12% 402 $370K Reduce -1.2%
ABBV Abbvie Inc. 0.12% 1,574 $364K Reduce -1.9%
PLTR Palantir Technologies Inc. Class A 0.11% 1,886 $344K Add +5.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.11% 6,448 $333K Add +3.1%
IJK iShares S&P Mid-Cap 400 Grow 0.11% 3,431 $329K Add +0.1%
CRM Salesforce Inc. 0.10% 1,378 $326K Reduce -4.0%
MUB iShares National Muni Bond E 0.10% 3,019 $321K New
IYY iShares Dow Jones U.S. ETF 0.10% 1,923 $312K No change
IGPT Invesco AI and Next Gen Soft 0.10% 5,713 $309K Add +0.0%
YUM Yum! Brands Inc. 0.10% 1,989 $302K Reduce -0.6%
XEFRX Eaton Vance Sr FLTG Rate TR 0.10% 26,279 $301K Add +0.1%
ETN Eaton Corp. PLC 0.09% 773 $289K Add +10.7%
WFC Wells Fargo & Co. 0.09% 3,429 $287K Add +3.5%
CTSH Cognizant Tech Solutions-A 0.09% 4,266 $286K Reduce -2.6%
PGR Progressive Corp. 0.09% 1,153 $285K Reduce -11.3%
ADSK Autodesk Inc. 0.09% 888 $282K Add +3.1%
WMT Walmart Inc. 0.09% 2,606 $269K Add +7.8%
TSM Taiwan Semiconductor-SP ADR 0.09% 959 $268K Add +6.8%
PSLV Sprott Physical Silver Trust 0.09% 17,000 $267K Add +4.9%
MDLZ Mondelez International Inc. Class A 0.08% 4,225 $264K Reduce -54.6%
PSX Phillips 66 0.08% 1,844 $251K Add +1.0%
TXN Texas Instruments Inc. 0.08% 1,364 $251K Reduce -4.5%
BINC iShares Flex I A ETF-Usd Inc. 0.08% 4,700 $250K New
KKR KKR & Co. Inc. 0.08% 1,912 $248K Add +7.6%
INTU Intuit Inc. 0.08% 352 $240K Add +0.9%
ADBE Adobe Inc. 0.07% 655 $231K Reduce -11.4%
TDVG T Rowe Price Dividend Growth 0.07% 5,207 $229K Add +0.2%
GEV GE Vernova Inc. 0.07% 371 $228K New
BA The Boeing Co. 0.07% 1,046 $226K Add +3.0%
EOG EOG Resources Inc. 0.07% 1,963 $220K Reduce -1.2%
UBER Uber Technologies Inc. 0.07% 2,229 $218K Add +3.8%
RPM RPM International Inc. 0.07% 1,840 $217K No change
RSP Invesco S&P 500 Equal Weight 0.07% 1,125 $213K Add +0.3%
PRF Invesco Rafi US 1000 ETF 0.07% 4,715 $213K New
NOBL Proshares S&P 500 Dividend A 0.07% 2,028 $209K Add +0.1%
ABT Abbott Laboratories 0.07% 1,545 $207K Reduce -1.1%
LMT Lockheed Martin Corp. 0.07% 412 $206K New
VZ Verizon Communications Inc. 0.07% 4,671 $205K Reduce -0.8%
LOW Lowe's Cos Inc. 0.06% 805 $202K New
SPYG SS SPDR P S&P 500 Growth ETF 0.06% 1,914 $200K New
XEVVX Eaton Vance Ltd. Durat Inc. 0.05% 15,600 $158K No change

Portfolio Sells Q2 2025 → Q3 2025
BSV Vanguard Short-Term Bond ETF Reduce -86.7% 0.27% −2.02
VIG Vanguard Dividend Apprec ETF Reduce -2.4% 3.27% −0.32
CL Colgate-Palmolive Co. Reduce -17.5% 0.36% −0.20
IJH iShares Core S&P Midcap ETF Reduce -0.8% 1.89% −0.16
SPY SS SPDR S&P 500 ETF Trust-US Reduce -6.6% 1.20% −0.15
MDLZ Mondelez International Inc. Class A Reduce -54.6% 0.08% −0.14
LLY Eli Lilly & Co. Reduce -5.3% 0.50% −0.11
ORCL Oracle Corp. Reduce -36.9% 0.28% −0.11
FISV Fiserv Inc. Reduce -2.0% 0.20% −0.11
AMP Ameriprise Financial Inc. Reduce -0.2% 0.46% −0.11
STZ Constellation Brands Inc. Class A Sold out 0.00% −0.09
KO The Coca-Cola Co. Reduce -0.3% 0.43% −0.09
ZTS Zoetis Inc. Sold out 0.00% −0.08
PG The Procter & Gamble Co. Reduce -5.0% 0.23% −0.05
COST Costco Wholesale Corp. Reduce -0.6% 0.23% −0.05
SDY SS SPDR S&P Dividend ETF Reduce -9.6% 0.23% −0.05
DHR Danaher Corp. Reduce -0.7% 0.35% −0.05
SHV iShares 0-1 Year Treasury Bo Reduce -0.5% 0.32% −0.04
CRM Salesforce Inc. Reduce -4.0% 0.10% −0.04
PGR Progressive Corp. Reduce -11.3% 0.09% −0.03
NOW ServiceNow Inc. Reduce -1.2% 0.12% −0.03
SEMR Semrush Holdings Inc. Class A Sold out 0.00% −0.03
CB Chubb Ltd. Reduce -0.8% 0.19% −0.03
CTSH Cognizant Tech Solutions-A Reduce -2.6% 0.09% −0.03
ADBE Adobe Inc. Reduce -11.4% 0.07% −0.03
TXN Texas Instruments Inc. Reduce -4.5% 0.08% −0.03
MA Mastercard Inc. Class A Reduce -0.4% 0.17% −0.02
EOG EOG Resources Inc. Reduce -1.2% 0.07% −0.02
SLYG SS SPDR S&P 600 SC GR ETF Reduce -2.3% 0.14% −0.01
DTD Wisdomtree US Total Dividend Reduce -1.9% 0.14% −0.01
ABT Abbott Laboratories Reduce -1.1% 0.07% −0.01
YUM Yum! Brands Inc. Reduce -0.6% 0.10% −0.01
VZ Verizon Communications Inc. Reduce -0.8% 0.07% −0.01
ABBV Abbvie Inc. Reduce -1.9% 0.12% +0.01

Portfolio Buys Q2 2025 → Q3 2025
JPST JPMorgan Ultra-Short Income Add +3571.4% 2.44% +2.37
IGSB iShares 1-5Y Inv Grade Corp. New 2.21% +2.21
AAPL Apple Inc. Add +0.7% 4.97% +0.48
GOOGL Alphabet Inc. Class A Add +0.9% 1.15% +0.22
ICSH iShares Ultra Short Duration Add +78.5% 0.46% +0.17
GOOG Alphabet Inc. Class C Add +10.1% 0.61% +0.15
SNOW Snowflake Inc. New 0.14% +0.14
INTC Intel Corp. New 0.14% +0.14
HD Home Depot Inc. Add +47.8% 0.42% +0.13
PLD Prologis Inc. New 0.13% +0.13
NVDA Nvidia Corp. Add +4.0% 1.35% +0.11
MUB iShares National Muni Bond E New 0.10% +0.10
IEFA iShares Core MSCI Eafe ETF Add +14.4% 1.82% +0.10
BINC iShares Flex I A ETF-Usd Inc. New 0.08% +0.08
VUG Vanguard Mrngstar GR ETF-Sui Add +19.7% 0.55% +0.08
GEV GE Vernova Inc. New 0.07% +0.07
VGT Vanguard Info Tech ETF Add +50.3% 0.21% +0.07
PRF Invesco Rafi US 1000 ETF New 0.07% +0.07
LMT Lockheed Martin Corp. New 0.07% +0.07
LOW Lowe's Cos Inc. New 0.06% +0.06
SPYG SS SPDR P S&P 500 Growth ETF New 0.06% +0.06
GLD SPDR Gold Shares Add +37.5% 0.21% +0.06
TSLA Tesla Inc. Add +6.2% 0.25% +0.06
ESGV Vanguard ESG US Stock ETF Add +60.3% 0.12% +0.04
AVGO Broadcom Inc. Add +6.8% 0.32% +0.04
JNJ Johnson & Johnson Add +2.2% 0.40% +0.04
FBTC Fidelity Wise Origin Bitcoin Add +31.9% 0.16% +0.03
CVX Chevron Corp. Add +28.6% 0.12% +0.02
PLTR Palantir Technologies Inc. Class A Add +5.7% 0.11% +0.02
CAT Caterpillar Inc. Add +2.6% 0.19% +0.02
VCSH Vanguard S/T Corp. Bond ETF Add +26.2% 0.18% +0.02
BX Blackstone Inc. Add +1.1% 0.67% +0.01
PSLV Sprott Physical Silver Trust Add +4.9% 0.09% +0.01
AMD Advanced Micro Devices Add +3.9% 0.29% +0.01
FAST Fastenal Co. Add +0.2% 0.39% +0.01
TSM Taiwan Semiconductor-SP ADR Add +6.8% 0.09% +0.01
VYM Vanguard High DVD Yield ETF Add +15.8% 0.14% +0.01
PEP Pepsico Inc. Add +11.8% 0.21% +0.01
GE General Electric Add +2.9% 0.13% +0.01
VEU Vanguard Ftse All-World Ex-U Add +11.5% 0.16% +0.01
AMAT Applied Materials Inc. Add +4.9% 0.18% +0.01
TJX TJX Companies Inc. Add +0.9% 0.13% +0.01
RTX RTX Corp. Add +1.3% 0.19% +0.01
JMST JPM Ultra-Short Muni Income Add +13.8% 0.54% +0.00
GS Goldman Sachs Group Inc. Add +1.7% 0.23% +0.00
ETN Eaton Corp. PLC Add +10.7% 0.09% +0.00
PSX Phillips 66 Add +1.0% 0.08% +0.00
MS Morgan Stanley Add +0.2% 1.83% +0.00
WMT Walmart Inc. Add +7.8% 0.09% +0.00
BAC Bank of America Corp. Add +3.1% 0.11% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 162$399.8MIVV, VOO, VEU, IJH, VO
Q1 2026 144$334.1MIVV, VOO, BRK.B, VEU, VO
Q4 2025 142$337.6MIVV, VOO, BRK.B, VO, VEU
Q3 2025 139$312.8MIVV, VOO, AAPL, AGG, VO
Q2 2025 131$276.8MIVV, VOO, AGG, VO, VTI
Q1 2025 120$248.9MIVV, VOO, AGG, AAPL, BRK.B
Q4 2024 125$254.6MIVV, VOO, AAPL, AGG, VO
Q3 2024 124$245.2MIVV, VOO, AGG, AAPL, VO
Q2 2024 111$224.6MIVV, VOO, AAPL, VTI, VO
Q1 2024 121$217.0MIVV, VOO, VO, VTI, VIG