Sharkey, Howes & Javer

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 21, 2024), Sharkey, Howes & Javer reported 143 stock positions worth $702.1 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 13.1% of the portfolio, followed by Ishr CR Unvrse Usd BD ETF-Ui (IUSB, 11.4%) and iShares MSCI USA Quality Fac (QUAL, 7.6%). Compared with Q2 2024, it opened 35 new positions, sold out of 9, added to 42 and reduced 48. The biggest buy was SS SPDR S&P 500 ETF Trust-US (SPY, shares +702%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −24%).

Most Recent 13F
Q2 2026
Location
DENVER, CO
CIK
0001642246
Portfolio Value
$702.1M (Q3 2024)
SEC Filing
0001642246-24-000008 ↗ filed Oct 21, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $610.8M Q1 2024 Q2 2024: $618.8M Q2 2024 Q3 2024: $702.1M $702.1M Q3 2024 Q4 2024: $711.8M Q4 2024 Q1 2025: $699.0M Q1 2025 Q2 2025: $745.9M Q2 2025 Q3 2025: $778.1M Q3 2025 Q4 2025: $786.8M Q4 2025 Q1 2026: $742.3M Q1 2026 Q2 2026: $827.9M Q2 2026

Holdings 143 stocks · $702.1M
IVV iShares Core S&P 500 ETF 13.11% 159,541 $92.0M Reduce -24.3%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 11.41% 1,700,164 $80.1M Add +14.9%
QUAL iShares MSCI USA Quality Fac 7.64% 299,169 $53.6M Add +8.8%
DYNF Ishrs US E F R A ETF-Usd Inc. 5.25% 745,313 $36.9M Reduce -8.7%
IVW iShares S&P 500 Growth ETF 3.87% 283,557 $27.2M Reduce -6.1%
EFV iShares MSCI Eafe Value ETF 3.39% 413,967 $23.8M Add +98.0%
ESGU iShares ESG Aware MSCI USA 3.13% 174,396 $22.0M Reduce -2.5%
EFG iShares MSCI Eafe Growth ETF 3.03% 197,319 $21.2M Reduce -6.6%
SPY SS SPDR S&P 500 ETF Trust-US 2.71% 33,180 $19.0M Add +702.4%
MBB iShares MBS ETF 2.57% 188,593 $18.1M Add +6.8%
IVE iShares S&P 500 Value ETF 2.10% 74,920 $14.8M Add +1.3%
BBAG JPMorgan Betabuilders US Agg 2.10% 311,311 $14.7M Add +15.9%
TOTL SS Doubleline TR Tact ETF 1.97% 334,589 $13.9M New
VOO Vanguard S&P 500 ETF 1.86% 24,803 $13.1M Reduce -8.9%
BINC iShares Flex I A ETF-Usd Inc. 1.57% 205,832 $11.0M Add +59.3%
EMXC iShares MSCI Emr MRK Ex Chna 1.41% 161,861 $9.9M Add +49.6%
IYW iShares Ustechnology ETF 1.35% 62,555 $9.5M Reduce -8.7%
TLT iShares 20+ Year Treasury BD 1.26% 89,973 $8.8M Reduce -14.0%
SCHB Schwab US Broad Market ETF 1.22% 128,555 $8.6M Reduce -5.4%
SPAB SS SPDR P Agg Bond ETF 1.19% 319,467 $8.4M New
XLSR SS US Sector Rotation 1.05% 142,778 $7.4M New
SPEM State Street SP PTF Em ETF 0.99% 168,041 $6.9M New
QUS SS SPDR MSCI U Stratfact ETF 0.88% 39,016 $6.1M New
IEMG iShares Core MSCI Emerging 0.83% 100,943 $5.8M Reduce -37.8%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.81% 17,597 $5.7M Reduce -2.9%
TCAF T Rowe PRC Cap Appreciation 0.75% 159,094 $5.3M No change
SPSM SS SPDR P S&P 600 Small Cap 0.65% 99,743 $4.5M New
LCTU iShares U.S. Carbon Transiti 0.58% 65,011 $4.1M Reduce -11.5%
SPYG SS SPDR P S&P 500 Growth ETF 0.57% 48,630 $4.0M Reduce -4.8%
SCHX Schwab US Large-Cap ETF 0.56% 58,444 $4.0M Reduce -7.5%
GOVT iShares US Treasury Bond ETF 0.56% 168,817 $4.0M Add +5.1%
XLK SS Technology Select Sector 0.53% 16,338 $3.7M Add +24.2%
ACWI iShares MSCI Acwi ETF 0.52% 30,630 $3.7M Add +303.3%
SPMB SS SPDR P Mort Back Bond ETF 0.51% 160,177 $3.6M Add +3.8%
VT Vanguard Tot World STK ETF 0.49% 28,859 $3.5M Reduce -1.2%
IWF iShares Russell 1000 Growth 0.49% 9,109 $3.4M No change
SHLD Global X Defense Tech ETF 0.47% 88,186 $3.3M Add +15.0%
SPYV SS SPDR P S&P 500 Value ETF 0.46% 61,272 $3.2M Reduce -2.5%
SUSC iShares ESG Aware Usd Corpor 0.44% 131,287 $3.1M Reduce -2.5%
IFRA iShares US Infrastructure 0.44% 65,527 $3.1M Add +1.1%
SPMD SS SPDR P S&P 400 Midcap ETF 0.44% 56,074 $3.1M New
VWO Vanguard Ftse Emerging Marke 0.44% 63,967 $3.1M New
QQQM Invesco Nasdaq 100 ETF 0.43% 15,206 $3.1M Reduce -63.8%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.43% 26,453 $3.0M Add +88.0%
EMB iShares JP Morgan Usd Emergi 0.42% 31,818 $3.0M Add +4.3%
USXF iShares ESG Advance MSCI USA 0.42% 59,493 $2.9M Add +0.1%
IQDG Wisdomtree Intl QLTY DVD GRW 0.41% 73,631 $2.9M Reduce -9.8%
DSI iShares ESG MSCI KLD 400 ETF 0.41% 26,240 $2.9M Reduce -13.2%
MSFT Microsoft Corp. 0.40% 6,504 $2.8M Reduce -2.1%
PAVE Global X US Infrastructure 0.40% 67,955 $2.8M Reduce -71.3%
IXN iShares Global Tech ETF 0.35% 30,011 $2.5M Add +18.8%
RSP Invesco S&P 500 Equal Weight 0.35% 13,527 $2.4M Add +6.3%
EBND State Street SPDR Bloomberg 0.33% 108,057 $2.3M New
IGEB iShares Investment Grade SYS 0.31% 47,242 $2.2M Add +17.6%
GLD SPDR Gold Shares 0.31% 8,937 $2.2M New
EAGG iShares ESG Aware US Aggrega 0.31% 44,104 $2.1M Reduce -2.0%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.29% 70,398 $2.0M New
GCOW Pacer Global Cash Cows Divid 0.28% 54,453 $2.0M Reduce -77.3%
MUB iShares National Muni Bond E 0.28% 17,928 $1.9M Add +1.0%
CGMS Cap Group US Multi-Sect Bond 0.27% 67,359 $1.9M Add +55.2%
DMXF iShares ESG Advanc MSCI Eafe 0.26% 25,438 $1.8M Add +18.8%
LECO Lincoln Electric Holdings 0.24% 8,914 $1.7M New
VGLT Vanguard Long-Term Treasury 0.24% 27,576 $1.7M Reduce -2.0%
BRK.B Berkshire Hathaway Inc. Class B 0.24% 3,680 $1.7M No change
TIPX SS SPDR BB 1-10YR Tips ETF 0.24% 89,217 $1.7M New
IWB iShares Russell 1000 ETF 0.23% 5,111 $1.6M Reduce -11.6%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.22% 19,219 $1.5M New
HYBL SS Blackstone High Inc. ETF 0.22% 53,632 $1.5M New
EUSB Ishr ESG Advn Universal BD-$ 0.21% 33,595 $1.5M Add +2.2%
VTI VG Morningstar TS MKT ETF-US 0.21% 5,203 $1.5M No change
SCHM Schwab US Mid Cap ETF 0.20% 16,937 $1.4M Reduce -9.3%
KEMX Kraneshares MSCI E-MKT Ex-CH 0.20% 45,083 $1.4M Add +45.1%
EMHC SS SPDR BB Em Usd Bond ETF 0.20% 55,023 $1.4M New
IDU iShares US Utilities ETF 0.19% 13,211 $1.3M New
ADI Analog Devices Inc. 0.18% 5,456 $1.3M No change
AAPL Apple Inc. 0.17% 5,068 $1.2M Reduce -6.9%
IWD iShares Russell 1000 Value E 0.16% 6,028 $1.1M Add +5.8%
EUSA iShares MSCI USA Equal Weigh 0.16% 11,925 $1.1M Reduce -23.3%
CALF PCR US SM CP CSH CWS ETF-Usd 0.16% 23,750 $1.1M Reduce -10.8%
ESGE iShares Inc. iShares ESG Awar 0.16% 30,077 $1.1M Reduce -1.6%
IWM iShares Russell 2000 ETF 0.15% 4,746 $1.0M Add +18.4%
SPDW Ste STR SPDR PT DW Eu ETF 0.13% 23,840 $895K New
JPEM JPM Diversified Ret Em Equit filed as J P MORGAN EXCHANGE TRADED F 0.13% 15,745 $892K Reduce -31.2%
IJR iShares Core S&P Small-Cap E 0.12% 7,388 $864K New
QQQ Invesco QQQ Trust Series 1 0.12% 1,749 $853K Add +3.1%
PWR Quanta Services Inc. 0.12% 2,856 $852K No change
LCTD iShares World Ex U.S. Carbon 0.11% 16,073 $782K Add +0.2%
BIL SS SPDR BB 1-3M T-Bill ETF 0.11% 8,232 $756K New
IJH iShares Core S&P Midcap ETF 0.11% 11,963 $746K Reduce -2.1%
HD Home Depot Inc. 0.10% 1,760 $713K Reduce -9.5%
CWI State Street SPDR MSCI Acwi 0.10% 23,364 $711K Reduce -87.0%
SCHD Schwab US DVD Equity ETF 0.10% 8,197 $693K Add +9.8%
JPMB JPMorgan Usd Emerging Market 0.09% 16,074 $653K Add +1.5%
AXP American Express Co. 0.09% 2,337 $634K New
IWP iShares Russell Mid-Cap Grow 0.09% 5,103 $599K Reduce -6.2%
SUSB iShares ESG Aware 1-5 Year U 0.08% 23,278 $586K New
UNH Unitedhealth Group Inc. 0.07% 844 $493K Add +41.4%
RTX RTX Corp. 0.07% 3,931 $476K New
ADBE Adobe Inc. 0.07% 913 $473K No change
QDIV Global X S&P 500 QLTY Div 0.06% 12,383 $450K Reduce -0.0%
HEFA Isha Curr Hedged MSCI Eafe 0.06% 12,528 $444K Reduce -87.1%
SYLD Cambria Shareholder Yield Et 0.06% 6,060 $439K Reduce -13.5%
COST Costco Wholesale Corp. 0.06% 471 $418K No change
JPM JPMorgan Chase & Co. 0.06% 1,960 $413K New
SCHG Schwab US Large-Cap Growth 0.06% 3,948 $411K No change
HCA HCA Healthcare Inc. 0.06% 1,010 $410K New
SCHA Schwab US Small-Cap ETF 0.06% 7,924 $408K Reduce -1.8%
XOM Exxon Mobil Corp. 0.06% 3,477 $408K Add +45.6%
APH Amphenol Corp. Class A 0.05% 5,908 $385K No change
GOOGL Alphabet Inc. Class A 0.05% 2,175 $361K No change
DFUS Dimensional US Eq MKT ETF 0.05% 5,774 $359K Add +0.3%
XLF SS Financial Select Sector 0.05% 7,842 $355K New
TMO Thermo Fisher Scientific Inc. 0.05% 573 $354K No change
XLV SS Health Care Select Sector 0.05% 2,278 $351K New
JCPB JPMorgan Core Plus Bond ETF 0.05% 7,201 $347K Add +1.4%
IXUS iShares Core Intl Stock ETF 0.05% 4,775 $347K Reduce -21.4%
XLI SS Industrial Select Sector 0.05% 2,450 $332K New
ICVT iShares Convertible Bond ETF 0.05% 3,905 $327K Add +28.3%
DELL Dell Technologies -C 0.05% 2,751 $326K No change
NOC Northrop Grumman Corp. 0.05% 600 $317K New
JQUA JPMorgan US Quality Factor 0.04% 5,556 $314K Reduce -91.9%
ITOT iShares Core S&P Total U.S. 0.04% 2,502 $314K New
SCHY Schwab International DVD ETF 0.04% 11,999 $314K Reduce -9.3%
XLY SS Consumer Disc Select Sect 0.04% 1,502 $301K New
NVO Novo-Nordisk A/S-Spons ADR 0.04% 2,466 $294K Add +68.2%
CDW CDW Corp. 0.04% 1,259 $285K No change
VGIT Vanguard Intermediate-Term T 0.04% 4,580 $277K Add +0.5%
PG The Procter & Gamble Co. 0.04% 1,588 $275K Add +18.4%
GOOG Alphabet Inc. Class C 0.04% 1,580 $264K No change
JNJ Johnson & Johnson 0.04% 1,611 $261K Reduce -4.0%
MCO Moody's Corp. 0.04% 538 $255K No change
LOW Lowe's Cos Inc. 0.04% 923 $250K Reduce -2.4%
VRSK Verisk Analytics Inc. 0.04% 920 $247K No change
XLP SS Consumer Staples Sel Sect 0.03% 2,931 $243K New
XLE SS Energy Select Sector 0.03% 2,640 $232K Add +0.8%
ICF iShares Select U.S. REIT ETF 0.03% 3,510 $231K Reduce -25.8%
ADP Automatic Data Processing 0.03% 833 $231K New
AGG iShares Core U.S. Aggregate 0.03% 2,196 $222K Reduce -29.7%
SYK Stryker Corp. 0.03% 610 $220K Add +3.4%
IEFA iShares Core MSCI Eafe ETF 0.03% 2,699 $211K New
CVX Chevron Corp. 0.03% 1,394 $205K Reduce -10.3%
STOT SS DL St Dur TR Tact ETF 0.03% 4,214 $200K New
RC Ready Capital Corp. 0.02% 16,218 $124K No change

Portfolio Sells Q2 2024 → Q3 2024
IVV iShares Core S&P 500 ETF Reduce -24.3% 13.11% −5.53
GCOW Pacer Global Cash Cows Divid Reduce -77.3% 0.28% −1.02
PAVE Global X US Infrastructure Reduce -71.3% 0.40% −1.02
DYNF Ishrs US E F R A ETF-Usd Inc. Reduce -8.7% 5.25% −0.94
QQQM Invesco Nasdaq 100 ETF Reduce -63.8% 0.43% −0.90
CWI State Street SPDR MSCI Acwi Reduce -87.0% 0.10% −0.72
IVW iShares S&P 500 Growth ETF Reduce -6.1% 3.87% −0.65
IEMG iShares Core MSCI Emerging Reduce -37.8% 0.83% −0.58
JQUA JPMorgan US Quality Factor Reduce -91.9% 0.04% −0.54
AUSF Global X Adaptive US Factor Sold out 0.00% −0.50
HEFA Isha Curr Hedged MSCI Eafe Reduce -87.1% 0.06% −0.49
EFG iShares MSCI Eafe Growth ETF Reduce -6.6% 3.03% −0.47
VOO Vanguard S&P 500 ETF Reduce -8.9% 1.86% −0.34
IYW iShares Ustechnology ETF Reduce -8.7% 1.35% −0.32
ESGU iShares ESG Aware MSCI USA Reduce -2.5% 3.13% −0.31
TLT iShares 20+ Year Treasury BD Reduce -14.0% 1.26% −0.29
LQDH iShares Int Hedg Corp. BD ETF Sold out 0.00% −0.23
HYGH iShares Int Rate Hedg HY ETF Sold out 0.00% −0.23
TIP iShares Tips Bond ETF Sold out 0.00% −0.17
SCHB Schwab US Broad Market ETF Reduce -5.4% 1.22% −0.16
LCTU iShares U.S. Carbon Transiti Reduce -11.5% 0.58% −0.12
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -2.9% 0.81% −0.11
IHI iShares U.S. Medical Devices Sold out 0.00% −0.11
DSI iShares ESG MSCI KLD 400 ETF Reduce -13.2% 0.41% −0.10
SCHX Schwab US Large-Cap ETF Reduce -7.5% 0.56% −0.09
SPYG SS SPDR P S&P 500 Growth ETF Reduce -4.8% 0.57% −0.09
MSFT Microsoft Corp. Reduce -2.1% 0.40% −0.08
IQDG Wisdomtree Intl QLTY DVD GRW Reduce -9.8% 0.41% −0.08
JPEM JPM Diversified Ret Em Equit Reduce -31.2% 0.13% −0.07
DBEF Xtrackers MSCI Eafe Hedged E Sold out 0.00% −0.07
EUSA iShares MSCI USA Equal Weigh Reduce -23.3% 0.16% −0.06
SUSC iShares ESG Aware Usd Corpor Reduce -2.5% 0.44% −0.05
IWB iShares Russell 1000 ETF Reduce -11.6% 0.23% −0.05
TFLO iShares Treasury Floating Ra Sold out 0.00% −0.05
VT Vanguard Tot World STK ETF Reduce -1.2% 0.49% −0.04
SHM SS SPDR N Ice St Muni ETF Sold out 0.00% −0.04
SCHM Schwab US Mid Cap ETF Reduce -9.3% 0.20% −0.03
EAGG iShares ESG Aware US Aggrega Reduce -2.0% 0.31% −0.03
SPYV SS SPDR P S&P 500 Value ETF Reduce -2.5% 0.46% −0.03
SPIP SS SPDR P Tips ETF Sold out 0.00% −0.03
CALF PCR US SM CP CSH CWS ETF-Usd Reduce -10.8% 0.16% −0.03
VGLT Vanguard Long-Term Treasury Reduce -2.0% 0.24% −0.02
AGG iShares Core U.S. Aggregate Reduce -29.7% 0.03% −0.02
AAPL Apple Inc. Reduce -6.9% 0.17% −0.02
IXUS iShares Core Intl Stock ETF Reduce -21.4% 0.05% −0.02
SYLD Cambria Shareholder Yield Et Reduce -13.5% 0.06% −0.01
IWP iShares Russell Mid-Cap Grow Reduce -6.2% 0.09% −0.01
ICF iShares Select U.S. REIT ETF Reduce -25.8% 0.03% −0.01
CVX Chevron Corp. Reduce -10.3% 0.03% −0.01
ESGE iShares Inc. iShares ESG Awar Reduce -1.6% 0.16% −0.01

Portfolio Buys Q2 2024 → Q3 2024
SPY SS SPDR S&P 500 ETF Trust-US Add +702.4% 2.71% +2.35
TOTL SS Doubleline TR Tact ETF New 1.97% +1.97
EFV iShares MSCI Eafe Value ETF Add +98.0% 3.39% +1.60
SPAB SS SPDR P Agg Bond ETF New 1.19% +1.19
XLSR SS US Sector Rotation New 1.05% +1.05
SPEM State Street SP PTF Em ETF New 0.99% +0.99
QUS SS SPDR MSCI U Stratfact ETF New 0.88% +0.88
SPSM SS SPDR P S&P 600 Small Cap New 0.65% +0.65
IUSB Ishr CR Unvrse Usd BD ETF-Ui Add +14.9% 11.41% +0.60
BINC iShares Flex I A ETF-Usd Inc. Add +59.3% 1.57% +0.48
SPMD SS SPDR P S&P 400 Midcap ETF New 0.44% +0.44
VWO Vanguard Ftse Emerging Marke New 0.44% +0.44
ACWI iShares MSCI Acwi ETF Add +303.3% 0.52% +0.38
EMXC iShares MSCI Emr MRK Ex Chna Add +49.6% 1.41% +0.37
EBND State Street SPDR Bloomberg New 0.33% +0.33
GLD SPDR Gold Shares New 0.31% +0.31
SPTL SS SPDR PF LNG TRM TSY E-Usd New 0.29% +0.29
LECO Lincoln Electric Holdings New 0.24% +0.24
TIPX SS SPDR BB 1-10YR Tips ETF New 0.24% +0.24
HYG Ishr Ibx Usd Hiyld CB ETF-Ui New 0.22% +0.22
HYBL SS Blackstone High Inc. ETF New 0.22% +0.22
EMHC SS SPDR BB Em Usd Bond ETF New 0.20% +0.20
IDU iShares US Utilities ETF New 0.19% +0.19
LQD Ishr Ibx Usd Invgd CB ETF-Ui Add +88.0% 0.43% +0.18
SPDW Ste STR SPDR PT DW Eu ETF New 0.13% +0.13
BBAG JPMorgan Betabuilders US Agg Add +15.9% 2.10% +0.13
IJR iShares Core S&P Small-Cap E New 0.12% +0.12
BIL SS SPDR BB 1-3M T-Bill ETF New 0.11% +0.11
AXP American Express Co. New 0.09% +0.09
SUSB iShares ESG Aware 1-5 Year U New 0.08% +0.08
CGMS Cap Group US Multi-Sect Bond Add +55.2% 0.27% +0.08
RTX RTX Corp. New 0.07% +0.07
JPM JPMorgan Chase & Co. New 0.06% +0.06
HCA HCA Healthcare Inc. New 0.06% +0.06
SHLD Global X Defense Tech ETF Add +15.0% 0.47% +0.06
QUAL iShares MSCI USA Quality Fac Add +8.8% 7.64% +0.05
XLF SS Financial Select Sector New 0.05% +0.05
XLV SS Health Care Select Sector New 0.05% +0.05
KEMX Kraneshares MSCI E-MKT Ex-CH Add +45.1% 0.20% +0.05
XLI SS Industrial Select Sector New 0.05% +0.05
NOC Northrop Grumman Corp. New 0.05% +0.05
ITOT iShares Core S&P Total U.S. New 0.04% +0.04
XLK SS Technology Select Sector Add +24.2% 0.53% +0.04
XLY SS Consumer Disc Select Sect New 0.04% +0.04
XLP SS Consumer Staples Sel Sect New 0.03% +0.03
ADP Automatic Data Processing New 0.03% +0.03
IEFA iShares Core MSCI Eafe ETF New 0.03% +0.03
STOT SS DL St Dur TR Tact ETF New 0.03% +0.03
DMXF iShares ESG Advanc MSCI Eafe Add +18.8% 0.26% +0.03
IGEB iShares Investment Grade SYS Add +17.6% 0.31% +0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 162$827.9MIVV, IUSB, DYNF, IVW, IVE
Q1 2026 153$742.3MIVV, IUSB, DYNF, IVW, IVE
Q4 2025 160$786.8MIVV, DYNF, IUSB, IVE, IVW
Q3 2025 159$778.1MIVV, DYNF, IUSB, QUAL, IVW
Q2 2025 154$745.9MIUSB, QUAL, IVV, DYNF, IVW
Q1 2025 149$699.0MIVV, IUSB, QUAL, DYNF, IVW
Q4 2024 145$711.8MIVV, IUSB, QUAL, DYNF, IVW
Q3 2024 143$702.1MIVV, IUSB, QUAL, DYNF, IVW
Q2 2024 117$618.8MIVV, IUSB, QUAL, DYNF, IVW
Q1 2024 122$610.8MIVV, IUSB, QUAL, ESGU, EFV