Twin Peaks Wealth Advisors, LLC

Name: TWIN PEAKS WEALTH ADVISORS, LLC 13F holdings, Q1 2025
Creator: TWIN PEAKS WEALTH ADVISORS, LLC
Published: 2025-04-16

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 16, 2025), Twin Peaks Wealth Advisors, LLC reported 140 stock positions worth $219.5 million. Its top holding was Apple (AAPL) at 5.8% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 5.5%) and First Trust Smith Opportunis (FIXD, 4.1%). Compared with Q4 2024, it opened 14 new positions, sold out of 13, added to 56 and reduced 67. The biggest buy was a new position in iShares S&P 100 ETF (OEF) and the biggest sale Apple (AAPL, shares −3%).

Most Recent 13F: Q2 2026
Location: SAN FRANCISCO, CA
CIK: 0002006218
Portfolio Value: $219.5M (Q1 2025)
SEC Filing: 0001986152-25-000027 ↗ filed Apr 16, 2025

Holdings Value

Holdings 140 stocks · $219.5M


AAPL Apple Inc.	5.85%	63,491	$12.8M	Reduce -3.2%
IVV iShares Core S&P 500 ETF	5.50%	22,349	$12.1M	Add +2.2%
FIXD First Trust Smith Opportunis	4.13%	209,560	$9.1M	Reduce -11.5%
META Meta Platforms Inc. Class A	3.80%	15,985	$8.3M	Add +2.8%
IUSB Ishr CR Unvrse Usd BD ETF-Ui	3.44%	166,172	$7.6M	Add +4.2%
BUFR FT Vest Lad Buffervetf-Usd I	3.23%	245,629	$7.1M	Reduce -19.2%
FTSM First Trust Enh Short Mat FD	3.00%	109,984	$6.6M	Add +7.1%
QUAL iShares MSCI USA Quality Fac	2.78%	37,135	$6.1M	Add +25.8%
IVW iShares S&P 500 Growth ETF	2.57%	62,015	$5.6M	Add +16.7%
AMZN Amazon.com Inc.	2.46%	30,055	$5.4M	Reduce -2.3%
UCON First Trust Smith Unconstrai	2.46%	219,668	$5.4M	Reduce -0.7%
FPE FT-Preferred Secur & Inc. ETF	2.32%	297,345	$5.1M	Reduce -6.3%
DYNF Ishrs US E F R A ETF-Usd Inc.	2.29%	106,876	$5.0M	Add +16.7%
MSFT Microsoft Corp.	2.11%	11,992	$4.6M	Reduce -5.7%
CIBR First Trust Nasdaq Cybersecu	2.08%	72,164	$4.6M	Reduce -1.6%
NVDA Nvidia Corp.	1.98%	38,797	$4.4M	Add +0.7%
FPX First Trust US Equity Opport	1.95%	38,769	$4.3M	Reduce -3.3%
EFV iShares MSCI Eafe Value ETF	1.76%	66,917	$3.9M	Reduce -13.7%
IVE iShares S&P 500 Value ETF	1.75%	21,419	$3.8M	Add +56.7%
SPY SS SPDR S&P 500 ETF Trust-US	1.73%	7,075	$3.8M	Reduce -5.0%
QQQ Invesco QQQ Trust Series 1	1.73%	8,292	$3.8M	Reduce -15.4%
FDN First Trust DJ Internet Ind	1.46%	14,814	$3.2M	Reduce -8.5%
BUFQ FT VST Lad NSDQ Buf ETF-Usdi	1.26%	94,155	$2.8M	Reduce -4.7%
EFG iShares MSCI Eafe Growth ETF	1.11%	24,483	$2.4M	Reduce -40.9%
TSLA Tesla Inc.	1.05%	9,028	$2.3M	Reduce -0.8%
IEMG iShares Core MSCI Emerging	1.02%	42,797	$2.2M	Add +52.0%
GOOG Alphabet Inc. Class C	0.87%	11,988	$1.9M	Reduce -3.8%
FPXI First Trust International Eq	0.86%	40,318	$1.9M	Reduce -15.8%
IYW iShares Ustechnology ETF	0.86%	13,794	$1.9M	Add +15.8%
EMXC iShares MSCI Emr MRK Ex Chna	0.84%	33,911	$1.8M	Reduce -6.3%
RDVY First Trust Rising Dividend	0.80%	31,801	$1.8M	Reduce -9.3%
FTSL First Trust Senior Loan ETF	0.80%	38,714	$1.8M	Reduce -36.0%
IWF iShares Russell 1000 Growth	0.75%	4,696	$1.7M	Add +501.3%
BRK.B Berkshire Hathaway Inc. Class B	0.72%	2,994	$1.6M	Add +2.1%
VOO Vanguard S&P 500 ETF	0.71%	3,141	$1.6M	Add +12.8%
GOOGL Alphabet Inc. Class A	0.69%	9,712	$1.5M	Reduce -6.3%
BBUS JPMorgan Betabuilders US Equ	0.69%	15,607	$1.5M	Add +18.7%
OEF iShares S&P 100 ETF	0.67%	5,652	$1.5M	New
MBB iShares MBS ETF	0.67%	15,816	$1.5M	Reduce -19.6%
MTUM iShares MSCI USA Momentum Fa	0.66%	7,332	$1.5M	Add +18.6%
IWD iShares Russell 1000 Value E	0.65%	7,991	$1.4M	New
TLH iShares 10-20 Year Treasury	0.63%	13,695	$1.4M	New
ACWX iShares MSCI Acwi Ex US ETF	0.62%	25,127	$1.4M	Add +1.1%
FTCS First Trust Capital Strength	0.61%	15,272	$1.3M	Reduce -15.4%
IAU iShares Gold Trust	0.60%	21,463	$1.3M	Add +107.3%
SPYM Ste STR SPDR PT S&P 500 ETF	0.58%	20,019	$1.3M	Add +40.4%
FBND Fidelity Total Bond ETF	0.56%	27,343	$1.2M	Reduce -14.6%
SKYY First Trust Cloud Computing	0.53%	11,892	$1.2M	Reduce -5.0%
CRM Salesforce Inc.	0.51%	4,412	$1.1M	Reduce -7.9%
VB Vanguard Most SM-Cap ETF-Usd	0.48%	5,037	$1.0M	Reduce -12.4%
FIIG FT Intermed Dur Ig Corp. ETF	0.48%	51,020	$1.0M	Add +1.6%
BINC iShares Flex I A ETF-Usd Inc.	0.46%	19,819	$1.0M	Add +7.4%
UNH Unitedhealth Group Inc.	0.46%	1,735	$1.0M	Reduce -1.4%
QQQM Invesco Nasdaq 100 ETF	0.45%	5,270	$994K	Reduce -10.8%
INTU Intuit Inc.	0.43%	1,607	$955K	Add +168.3%
BBIN JPM Betabuilders Intl Eqty filed as J P MORGAN EXCHANGE TRADED F	0.43%	15,746	$953K	Add +39.7%
FPEI First Trust Institutional PR	0.43%	51,549	$937K	Reduce -4.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.40%	3,547	$873K	Add +6.0%
HEFA Isha Curr Hedged MSCI Eafe	0.39%	25,045	$862K	New
VXUS Vanguard Total Intl Stock	0.37%	13,358	$815K	Reduce -31.5%
AVGO Broadcom Inc.	0.36%	4,428	$792K	Add +0.6%
PTRB Pgim Total Return Bond ETF	0.36%	19,148	$787K	Reduce -7.5%
FVD First Trust Value Line DVD	0.36%	18,276	$786K	Reduce -5.9%
NFLX Netflix Inc.	0.33%	741	$724K	Reduce -8.6%
CALF PCR US SM CP CSH CWS ETF-Usd	0.33%	21,052	$719K	Reduce -18.1%
FCAL First Trust California Munic	0.33%	15,002	$717K	Reduce -25.1%
UBER Uber Technologies Inc.	0.31%	9,183	$680K	Add +2.7%
VONE Vanguard Russell 1000	0.31%	2,758	$672K	No change
MCK McKesson Corp.	0.30%	943	$653K	Reduce -1.1%
BND Vanguard Total Bond Market	0.29%	8,771	$637K	Reduce -39.4%
FTRB Fed Hermes TTL RTRN BND	0.29%	25,581	$634K	Reduce -3.9%
JGRO JPMorgan Active Growth ETF	0.29%	8,761	$629K	Add +137.6%
LLY Eli Lilly & Co.	0.29%	828	$627K	Add +5.9%
JAVA JPMorgan Active Value ETF	0.28%	10,083	$607K	Add +120.5%
CRWD CrowdStrike Holdings Inc. Class A	0.25%	1,415	$556K	Add +134.7%
JPM JPMorgan Chase & Co.	0.25%	2,352	$548K	Reduce -0.3%
V Visa Inc. Class A	0.24%	1,599	$537K	Add +2.0%
VGT Vanguard Info Tech ETF	0.24%	1,017	$535K	Add +102.6%
XSHQ Invesco S&P Smallcap Quality	0.24%	14,330	$522K	Reduce -4.8%
XMHQ Invesco S&P Midcap Qual ETF	0.23%	5,750	$511K	Reduce -8.4%
PLTR Palantir Technologies Inc. Class A	0.23%	5,144	$506K	Reduce -21.1%
IJH iShares Core S&P Midcap ETF	0.22%	8,821	$485K	Reduce -62.9%
IWP iShares Russell Mid-Cap Grow	0.22%	4,162	$476K	Add +6.8%
JBND JPMorgan Active Bond ETF	0.21%	8,890	$470K	Add +23.2%
FSIG FT Ltd. Duration Inv Grade	0.21%	24,511	$463K	Add +1.7%
JCPB JPMorgan Core Plus Bond ETF	0.21%	9,975	$461K	Add +29.0%
FDL First Trust Morn DVD Lead Inc.	0.21%	11,421	$457K	Add +27.4%
BBAG JPMorgan Betabuilders US Agg	0.21%	10,014	$456K	Add +27.4%
COST Costco Wholesale Corp.	0.21%	466	$455K	Add +0.9%
ABBV Abbvie Inc.	0.21%	2,568	$454K	Reduce -0.9%
XLP SS Consumer Staples Sel Sect	0.21%	5,600	$454K	Reduce -1.3%
VTI VG Morningstar TS MKT ETF-US	0.20%	1,658	$437K	Reduce -12.9%
AMD Advanced Micro Devices	0.20%	4,555	$434K	Add +7.6%
IUSG iShares Core S&P U.S. Growth	0.20%	3,463	$432K	Reduce -16.3%
BOND PIMCO Active Bond Exchange-T	0.19%	4,708	$427K	Reduce -11.7%
AGG iShares Core U.S. Aggregate	0.19%	4,322	$423K	New
MCO Moody's Corp.	0.18%	917	$399K	Add +4.7%
TWLO Twilio Inc. Class A	0.18%	4,411	$390K	Reduce -3.7%
COIN Coinbase Global Inc. Class A	0.17%	2,155	$378K	Reduce -1.1%
PG The Procter & Gamble Co.	0.17%	2,246	$378K	Add +6.6%
VWO Vanguard Ftse Emerging Marke	0.17%	8,678	$378K	Add +0.7%
FID First Trust S&P Internationa	0.17%	21,334	$366K	Reduce -7.2%
XSOE Wisdmtree Emerg MKT Ex-St Ow	0.17%	12,217	$366K	Reduce -35.2%
KLAC KLA Corp.	0.16%	523	$354K	Add +4.8%
T AT&T Inc.	0.15%	12,031	$331K	New
FBT First Trust Nyse Arca Biotec	0.15%	2,114	$328K	Reduce -7.1%
ADBE Adobe Inc.	0.15%	914	$320K	Add +15.4%
WMT Walmart Inc.	0.15%	3,395	$319K	Add +0.1%
FTXL First Trust Nasdaq Semicondu	0.14%	4,495	$315K	Add +9.6%
MCD McDonald's Corp.	0.14%	1,005	$314K	Reduce -11.3%
CMF iShares California Muni Bond	0.14%	5,684	$314K	Add +3.8%
SHOP Shopify Inc. Class A	0.13%	3,498	$294K	Reduce -5.0%
NOW ServiceNow Inc.	0.13%	341	$279K	Reduce -3.4%
JNJ Johnson & Johnson	0.12%	1,720	$264K	New
MA Mastercard Inc. Class A	0.12%	510	$264K	Add +8.7%
COWZ Pacer US Cash Cows 100 ETF	0.12%	5,105	$256K	Add +22.9%
ORCL Oracle Corp.	0.11%	1,857	$249K	Add +25.0%
GOVT iShares US Treasury Bond ETF	0.11%	10,769	$245K	Reduce -82.5%
WCLD Wisdomtree Cloud Computing	0.11%	7,819	$242K	Add +22.7%
HD Home Depot Inc.	0.11%	678	$240K	Reduce -0.9%
BSV Vanguard Short-Term Bond ETF	0.11%	3,030	$237K	Reduce -4.4%
GS Goldman Sachs Group Inc.	0.11%	465	$236K	Add +12.3%
PWZ Invesco California Amt-Free	0.11%	10,106	$235K	No change
SNOW Snowflake Inc.	0.11%	1,575	$231K	Reduce -1.9%
DFS Discover Financial Services	0.10%	1,433	$229K	Reduce -0.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.10%	946	$228K	New
IEFA iShares Core MSCI Eafe ETF	0.10%	3,043	$228K	Reduce -18.0%
CSCO Cisco Systems Inc.	0.10%	3,945	$226K	New
ROBT First Trust Nasdaq Artificia	0.10%	5,784	$225K	Add +25.4%
BUFD FT VST Lad Deep Buf ETF-Usdi	0.10%	9,051	$221K	Reduce -35.1%
COF Capital One Financial Corp.	0.10%	1,339	$219K	Add +4.5%
SCHZ Schwab US Aggregate Bond ETF	0.10%	9,456	$217K	New
AMAT Applied Materials Inc.	0.10%	1,485	$216K	Add +12.9%
FDNI First Trust Dow Jones Intl	0.10%	7,327	$211K	Reduce -28.2%
IWB iShares Russell 1000 ETF	0.10%	710	$209K	New
XOM Exxon Mobil Corp.	0.09%	2,020	$208K	New
VUG Vanguard Mrngstar GR ETF-Sui	0.09%	568	$206K	New
BX Blackstone Inc.	0.09%	1,508	$201K	New
OPEN Opendoor Technologies Inc.	0.04%	104,975	$96K	Reduce -1.9%
GERN Geron Corp.	0.02%	27,637	$35K	No change

Portfolio Sells Q4 2024 → Q1 2025


AAPL Apple Inc.	Reduce -3.2%	5.85%	−1.12
BUFR FT Vest Lad Buffervetf-Usd I	Reduce -19.2%	3.23%	−0.70
EFG iShares MSCI Eafe Growth ETF	Reduce -40.9%	1.11%	−0.59
TSLA Tesla Inc.	Reduce -0.8%	1.05%	−0.51
GOVT iShares US Treasury Bond ETF	Reduce -82.5%	0.11%	−0.49
DOCS Doximity Inc. Class A	Sold out	0.00%	−0.45
IJH iShares Core S&P Midcap ETF	Reduce -62.9%	0.22%	−0.41
AMZN Amazon.com Inc.	Reduce -2.3%	2.46%	−0.40
QQQ Invesco QQQ Trust Series 1	Reduce -15.4%	1.73%	−0.40
FTSL First Trust Senior Loan ETF	Reduce -36.0%	0.80%	−0.39
TLT iShares 20+ Year Treasury BD	Sold out	0.00%	−0.38
IFRA iShares US Infrastructure	Sold out	0.00%	−0.23
FDN First Trust DJ Internet Ind	Reduce -8.5%	1.46%	−0.21
FIXD First Trust Smith Opportunis	Reduce -11.5%	4.13%	−0.18
CRM Salesforce Inc.	Reduce -7.9%	0.51%	−0.17
MSFT Microsoft Corp.	Reduce -5.7%	2.11%	−0.17
CALF PCR US SM CP CSH CWS ETF-Usd	Reduce -18.1%	0.33%	−0.15
BND Vanguard Total Bond Market	Reduce -39.4%	0.29%	−0.15
GOOGL Alphabet Inc. Class A	Reduce -6.3%	0.69%	−0.14
GOOG Alphabet Inc. Class C	Reduce -3.8%	0.87%	−0.14
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -5.0%	1.73%	−0.12
DIS The Walt Disney Co.	Sold out	0.00%	−0.12
IPO Renaissance Ipo ETF	Sold out	0.00%	−0.12
VXUS Vanguard Total Intl Stock	Reduce -31.5%	0.37%	−0.12
VB Vanguard Most SM-Cap ETF-Usd	Reduce -12.4%	0.48%	−0.11
VIG Vanguard Dividend Apprec ETF	Sold out	0.00%	−0.11
SKYY First Trust Cloud Computing	Reduce -5.0%	0.53%	−0.11
JMEE JPM Sma & Mid Cap En Eq Et-U	Sold out	0.00%	−0.10
MBB iShares MBS ETF	Reduce -19.6%	0.67%	−0.10
GILD Gilead Sciences Inc.	Sold out	0.00%	−0.10
FPXI First Trust International Eq	Reduce -15.8%	0.86%	−0.09
MDB Mongodb Inc.	Sold out	0.00%	−0.09
FCAL First Trust California Munic	Reduce -25.1%	0.33%	−0.09
VCIT Vanguard Int-Term Corporate	Sold out	0.00%	−0.09
VEA Vanguard Ftse Developed ETF	Sold out	0.00%	−0.09
ARKK ARK Innovation ETF	Sold out	0.00%	−0.09
DXYZ Destiny TECH100 Inc.	Sold out	0.00%	−0.09
FPX First Trust US Equity Opport	Reduce -3.3%	1.95%	−0.08
RDVY First Trust Rising Dividend	Reduce -9.3%	0.80%	−0.08
XSOE Wisdmtree Emerg MKT Ex-St Ow	Reduce -35.2%	0.17%	−0.08
QQQM Invesco Nasdaq 100 ETF	Reduce -10.8%	0.45%	−0.07
FTCS First Trust Capital Strength	Reduce -15.4%	0.61%	−0.07
FPE FT-Preferred Secur & Inc. ETF	Reduce -6.3%	2.32%	−0.06
COIN Coinbase Global Inc. Class A	Reduce -1.1%	0.17%	−0.06
BUFQ FT VST Lad NSDQ Buf ETF-Usdi	Reduce -4.7%	1.26%	−0.06
BUFD FT VST Lad Deep Buf ETF-Usdi	Reduce -35.1%	0.10%	−0.05
FBND Fidelity Total Bond ETF	Reduce -14.6%	0.56%	−0.05
IUSG iShares Core S&P U.S. Growth	Reduce -16.3%	0.20%	−0.05
VTI VG Morningstar TS MKT ETF-US	Reduce -12.9%	0.20%	−0.04
XSHQ Invesco S&P Smallcap Quality	Reduce -4.8%	0.24%	−0.03

Portfolio Buys Q4 2024 → Q1 2025


OEF iShares S&P 100 ETF	New	0.67%	+0.67
IWD iShares Russell 1000 Value E	New	0.65%	+0.65
IVE iShares S&P 500 Value ETF	Add +56.7%	1.75%	+0.65
TLH iShares 10-20 Year Treasury	New	0.63%	+0.63
IWF iShares Russell 1000 Growth	Add +501.3%	0.75%	+0.62
QUAL iShares MSCI USA Quality Fac	Add +25.8%	2.78%	+0.55
FTSM First Trust Enh Short Mat FD	Add +7.1%	3.00%	+0.40
HEFA Isha Curr Hedged MSCI Eafe	New	0.39%	+0.39
IEMG iShares Core MSCI Emerging	Add +52.0%	1.02%	+0.39
IUSB Ishr CR Unvrse Usd BD ETF-Ui	Add +4.2%	3.44%	+0.39
IAU iShares Gold Trust	Add +107.3%	0.60%	+0.38
DYNF Ishrs US E F R A ETF-Usd Inc.	Add +16.7%	2.29%	+0.29
IVW iShares S&P 500 Growth ETF	Add +16.7%	2.57%	+0.28
INTU Intuit Inc.	Add +168.3%	0.43%	+0.28
AGG iShares Core U.S. Aggregate	New	0.19%	+0.19
CRWD CrowdStrike Holdings Inc. Class A	Add +134.7%	0.25%	+0.17
BBIN JPM Betabuilders Intl Eqty	Add +39.7%	0.43%	+0.16
JGRO JPMorgan Active Growth ETF	Add +137.6%	0.29%	+0.16
SPYM Ste STR SPDR PT S&P 500 ETF	Add +40.4%	0.58%	+0.16
BRK.B Berkshire Hathaway Inc. Class B	Add +2.1%	0.72%	+0.16
JAVA JPMorgan Active Value ETF	Add +120.5%	0.28%	+0.15
T AT&T Inc.	New	0.15%	+0.15
MTUM iShares MSCI USA Momentum Fa	Add +18.6%	0.66%	+0.12
JNJ Johnson & Johnson	New	0.12%	+0.12
VGT Vanguard Info Tech ETF	Add +102.6%	0.24%	+0.11
IBM Intl Business Machines Corp.	New	0.10%	+0.10
CSCO Cisco Systems Inc.	New	0.10%	+0.10
BBUS JPMorgan Betabuilders US Equ	Add +18.7%	0.69%	+0.10
SCHZ Schwab US Aggregate Bond ETF	New	0.10%	+0.10
IWB iShares Russell 1000 ETF	New	0.10%	+0.10
XOM Exxon Mobil Corp.	New	0.09%	+0.09
VUG Vanguard Mrngstar GR ETF-Sui	New	0.09%	+0.09
BX Blackstone Inc.	New	0.09%	+0.09
UBER Uber Technologies Inc.	Add +2.7%	0.31%	+0.08
ACWX iShares MSCI Acwi Ex US ETF	Add +1.1%	0.62%	+0.07
VOO Vanguard S&P 500 ETF	Add +12.8%	0.71%	+0.07
JCPB JPMorgan Core Plus Bond ETF	Add +29.0%	0.21%	+0.06
BINC iShares Flex I A ETF-Usd Inc.	Add +7.4%	0.46%	+0.06
BBAG JPMorgan Betabuilders US Agg	Add +27.4%	0.21%	+0.06
FDL First Trust Morn DVD Lead Inc.	Add +27.4%	0.21%	+0.06
IYW iShares Ustechnology ETF	Add +15.8%	0.86%	+0.05
JBND JPMorgan Active Bond ETF	Add +23.2%	0.21%	+0.05
FIIG FT Intermed Dur Ig Corp. ETF	Add +1.6%	0.48%	+0.04
IVV iShares Core S&P 500 ETF	Add +2.2%	5.50%	+0.04
V Visa Inc. Class A	Add +2.0%	0.24%	+0.03
LLY Eli Lilly & Co.	Add +5.9%	0.29%	+0.03
COST Costco Wholesale Corp.	Add +0.9%	0.21%	+0.03
KLAC KLA Corp.	Add +4.8%	0.16%	+0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +6.0%	0.40%	+0.02
PG The Procter & Gamble Co.	Add +6.6%	0.17%	+0.02

Options Activity Q4 2024 → Q1 2025


DOCS Doximity Inc. Class A	put	Sold out	20,000	$1.1Mbefore exit

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	226	$441.5M	IVV, AAPL, NVDA, IUSB, IVW
Q1 2026	2,360	$397.1M	AAPL, IVV, IVE, NVDA, IVW
Q4 2025	184	$343.2M	AAPL, IVE, DYNF, IVV, IEMG
Q3 2025	164	$292.8M	AAPL, META, DYNF, IVV, FIXD
Q2 2025	2,270	$308.8M	AAPL, META, FIXD, IVV, QUAL
Q1 2025	140	$219.5M	AAPL, IVV, FIXD, META, IUSB
Q4 2024	139	$235.7M	AAPL, IVV, FIXD, BUFR, META
Q3 2024	131	$216.9M	AAPL, IVV, FIXD, META, BUFR
Q2 2024	128	$200.4M	AAPL, FIXD, IVV, META, BUFR
Q1 2024	126	$180.1M	FIXD, AAPL, IVV, FTSM, META