United Bank

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 13, 2026), United Bank reported 128 stock positions worth $757.1 million. Its top holding was Hubbell (HUBB) at 16.8% of the portfolio, followed by iShares Core S&P Small-Cap E (IJR, 6.2%) and Microsoft (MSFT, 4.4%). Compared with Q3 2025, it opened 2 new positions, sold out of 2, added to 11 and reduced 50. The biggest buy was iShares Core S&P Small-Cap E (IJR, shares +0%) and the biggest sale iShares MSCI Emr MRK Ex Chna (EMXC, shares −94%).

Most Recent 13F
Q2 2026
Location
VIENNA, VA
CIK
0001286478
Portfolio Value
$757.1M (Q4 2025)
SEC Filing
0001286478-26-000002 ↗ filed Feb 13, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $837.8M Q1 2024 Q2 2024: $805.9M Q2 2024 Q3 2024: $859.3M Q3 2024 Q4 2024: $838.9M Q4 2024 Q1 2025: $786.1M Q1 2025 Q2 2025: $835.3M Q2 2025 Q3 2025: $839.1M Q3 2025 Q4 2025: $757.1M $757.1M Q4 2025 Q1 2026: $780.8M Q1 2026 Q2 2026: $852.7M Q2 2026

Holdings 128 stocks · $757.1M
HUBB Hubbell Inc. 16.77% 285,888 $127.0M No change
IJR iShares Core S&P Small-Cap E 6.23% 392,478 $47.2M Add +0.5%
MSFT Microsoft Corp. 4.38% 68,565 $33.2M Reduce -6.3%
AAPL Apple Inc. 4.32% 120,296 $32.7M Reduce -6.7%
AGG iShares Core U.S. Aggregate 4.20% 318,214 $31.8M Add +3.3%
JPM JPMorgan Chase & Co. 4.19% 98,401 $31.7M Reduce -1.1%
UBSI United Bankshares Inc. 3.62% 713,288 $27.4M Add +0.2%
GLW Corning Inc. 2.70% 233,522 $20.4M Reduce -16.4%
CSCO Cisco Systems Inc. 2.02% 198,552 $15.3M Reduce -13.0%
CVX Chevron Corp. 1.93% 95,627 $14.6M Reduce -8.4%
IVW iShares S&P 500 Growth ETF 1.91% 117,429 $14.5M No change
CMI Cummins Inc. 1.85% 27,381 $14.0M Reduce -16.9%
JNJ Johnson & Johnson 1.74% 63,479 $13.1M Reduce -14.3%
AMGN Amgen Inc. 1.64% 37,835 $12.4M Reduce -11.8%
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 1.63% 149,014 $12.4M Reduce -11.1%
ABT Abbott Laboratories 1.60% 96,819 $12.1M Reduce -10.9%
MCD McDonald's Corp. 1.57% 38,791 $11.9M Reduce -11.9%
DOV Dover Corp. 1.56% 60,541 $11.8M Reduce -12.5%
GD General Dynamics Corp. 1.55% 34,846 $11.7M Reduce -16.4%
WM Waste Management Inc. 1.55% 53,261 $11.7M Reduce -11.5%
PG The Procter & Gamble Co. 1.40% 74,114 $10.6M Reduce -9.4%
BLK BlackRock Inc. 1.36% 9,620 $10.3M Reduce -15.8%
TXN Texas Instruments Inc. 1.22% 53,290 $9.2M Reduce -15.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.12% 29,279 $8.5M No change
CME Cme Group Inc. 1.11% 30,694 $8.4M Reduce -13.7%
PEP Pepsico Inc. 1.10% 57,935 $8.3M Reduce -10.3%
APD Air Products & Chemicals Inc. 1.09% 33,454 $8.3M Reduce -17.1%
EOG EOG Resources Inc. 1.07% 76,877 $8.1M Reduce -18.5%
SHV iShares 0-1 Year Treasury Bo 1.06% 72,808 $8.0M Add +27.6%
GILD Gilead Sciences Inc. 1.05% 64,845 $8.0M Reduce -17.2%
HSY The Hershey Co. 1.03% 42,712 $7.8M Reduce -17.4%
AFL Aflac Inc. 0.99% 68,040 $7.5M Reduce -18.0%
HON Honeywell International Inc. 0.99% 38,260 $7.5M Reduce -17.1%
LMT Lockheed Martin Corp. 0.97% 15,231 $7.4M Reduce -19.1%
VNQ Vanguard Real Estate ETF 0.91% 78,059 $6.9M Add +0.3%
ITW Illinois Tool Works 0.91% 27,927 $6.9M Reduce -18.7%
XOM Exxon Mobil Corp. 0.89% 55,723 $6.7M Reduce -3.6%
AWK American Water Works Co. Inc. 0.86% 49,716 $6.5M Reduce -19.5%
VTI VG Morningstar TS MKT ETF-US 0.83% 18,660 $6.3M Add +24.4%
IGSB iShares 1-5Y Inv Grade Corp. 0.73% 104,305 $5.5M Add +21.3%
KLAC KLA Corp. 0.63% 3,911 $4.8M Reduce -7.0%
VB Vanguard Most SM-Cap ETF-Usd 0.62% 18,310 $4.7M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.61% 6,731 $4.6M Reduce -0.1%
NVDA Nvidia Corp. 0.51% 20,733 $3.9M Reduce -1.4%
TSLA Tesla Inc. 0.47% 7,960 $3.6M No change
KO The Coca-Cola Co. 0.47% 50,876 $3.6M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.41% 16,446 $3.1M No change
IJK iShares S&P Mid-Cap 400 Grow 0.39% 30,801 $3.0M Add +3.1%
EMXC iShares MSCI Emr MRK Ex Chna 0.38% 39,977 $2.9M Reduce -94.5%
AMZN Amazon.com Inc. 0.31% 10,120 $2.3M Reduce -0.0%
VUG Vanguard Mrngstar GR ETF-Sui 0.29% 4,574 $2.2M No change
EFA iShares MSCI Eafe ETF 0.26% 20,383 $2.0M No change
LLY Eli Lilly & Co. 0.25% 1,776 $1.9M No change
GOOG Alphabet Inc. Class C 0.24% 5,746 $1.8M Reduce -0.0%
BIV Vanguard Intermediate-Term B 0.23% 22,249 $1.7M No change
APP AppLovin Corp. Class A 0.23% 2,570 $1.7M No change
GOOGL Alphabet Inc. Class A 0.23% 5,479 $1.7M Reduce -0.5%
ABBV Abbvie Inc. 0.22% 7,418 $1.7M Reduce -0.2%
IWF iShares Russell 1000 Growth 0.21% 3,349 $1.6M No change
VXUS Vanguard Total Intl Stock 0.20% 20,000 $1.5M No change
AEP American Electric Power 0.19% 12,432 $1.4M No change
V Visa Inc. Class A 0.19% 4,063 $1.4M Reduce -0.0%
TFC Truist Financial Corp. 0.18% 27,000 $1.3M No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.17% 4,291 $1.3M No change
VZ Verizon Communications Inc. 0.16% 29,785 $1.2M Add +4.2%
META Meta Platforms Inc. Class A 0.16% 1,827 $1.2M Reduce -1.6%
MUB iShares National Muni Bond E 0.16% 11,012 $1.2M Reduce -30.9%
IJH iShares Core S&P Midcap ETF 0.15% 16,943 $1.1M Reduce -10.9%
T AT&T Inc. 0.15% 44,247 $1.1M Reduce -1.0%
HD Home Depot Inc. 0.14% 3,132 $1.1M No change
PFE Pfizer Inc. 0.14% 42,496 $1.1M Add +8.7%
WMT Walmart Inc. 0.14% 9,352 $1.0M Reduce -1.4%
SO The Southern Co. 0.14% 11,801 $1.0M No change
BMY Bristol-Myers Squibb Co. 0.13% 18,098 $976K No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.12% 1,944 $934K No change
BSV Vanguard Short-Term Bond ETF 0.11% 11,034 $870K No change
MS Morgan Stanley 0.11% 4,500 $799K No change
DUK Duke Energy Corp. 0.10% 6,545 $767K No change
MU Micron Technology Inc. 0.10% 2,670 $762K No change
GE General Electric filed as GE AEROSPACE 0.10% 2,369 $730K No change
MO Altria Group Inc. 0.09% 11,905 $686K Add +41.2%
IVV iShares Core S&P 500 ETF 0.09% 996 $682K No change
IEFA iShares Core MSCI Eafe ETF 0.09% 7,521 $673K No change
DGX Quest Diagnostics Inc. 0.09% 3,824 $664K Reduce -0.9%
ED Consolidated Edison Inc. 0.08% 6,450 $641K No change
ALL Allstate Corp. 0.08% 3,000 $624K No change
MDY State Street SPDR S&P Midcap 0.08% 1,025 $618K No change
NEE Nextera Energy Inc. 0.08% 7,374 $592K No change
USMV iShares MSCI USA Min Vol Fac 0.07% 6,000 $565K No change
MMM 3M Co. 0.07% 3,366 $539K No change
QTUM Defiance Quantum ETF 0.06% 4,413 $484K New
MRK Merck & Co. Inc. 0.06% 4,575 $482K No change
PJT PJT Partners Inc. Class A 0.06% 2,675 $447K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.06% 8,026 $441K Reduce -2.2%
NFLX Netflix Inc. 0.06% 4,700 $441K No change
LHX L3HARRIS Technologies Inc. 0.06% 1,450 $426K No change
INTC Intel Corp. 0.05% 10,788 $398K No change
CMCSA Comcast Corp. Class A 0.05% 13,179 $394K No change
TRVI Trevi Therapeutics Inc. 0.05% 31,200 $391K No change
GEV GE Vernova Inc. 0.05% 592 $387K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.05% 1,226 $386K No change
PFF iShares Preferred & Income S 0.05% 12,313 $381K No change
WFC Wells Fargo & Co. 0.05% 4,000 $373K No change
MA Mastercard Inc. Class A 0.05% 642 $367K Reduce -0.2%
BKNG Booking Holdings Inc. 0.05% 65 $348K No change
COST Costco Wholesale Corp. 0.05% 402 $347K Reduce -2.9%
IWR iShares Russell Mid-Cap ETF 0.04% 3,537 $341K No change
D Dominion Energy Inc. 0.04% 5,810 $340K Reduce -6.8%
DVY iShares Select Dividend ETF 0.04% 2,399 $339K No change
IBIT iShares Bitcoin Trust ETF 0.04% 6,693 $332K No change
IBB iShares Biotechnology ETF 0.04% 1,908 $322K No change
ASML ASML Holding NV-NY Reg SHS 0.04% 290 $310K No change
DE Deere & Co. 0.04% 599 $279K No change
PANW Palo Alto Networks Inc. 0.03% 1,430 $263K No change
BRK.B Berkshire Hathaway Inc. Class B 0.03% 506 $254K No change
LOW Lowe's Cos Inc. 0.03% 1,027 $248K Reduce -0.1%
COF Capital One Financial Corp. 0.03% 1,019 $247K No change
IWB iShares Russell 1000 ETF 0.03% 650 $243K No change
ADP Automatic Data Processing 0.03% 903 $232K No change
CINF Cincinnati Financial Corp. 0.03% 1,403 $229K No change
WK Workiva Inc. 0.03% 2,639 $228K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.03% 1,000 $212K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.03% 705 $209K New
FWONK Liberty Media Corp. Class C 0.03% 2,100 $207K No change
XLK SS Technology Select Sector 0.03% 1,424 $205K No change
ZTS Zoetis Inc. 0.03% 1,600 $201K No change
CRDF Cardiff Oncology Inc. 0.01% 22,411 $63K No change
GNLX Genelux Corp. 0.01% 12,070 $53K No change

Portfolio Sells Q3 2025 → Q4 2025
EMXC iShares MSCI Emr MRK Ex Chna Reduce -94.5% 0.38% −5.44
IRM Iron Mountain Inc. Reduce -11.1% 1.63% −0.40
BLK BlackRock Inc. Reduce -15.8% 1.36% −0.23
APD Air Products & Chemicals Inc. Reduce -17.1% 1.09% −0.22
EOG EOG Resources Inc. Reduce -18.5% 1.07% −0.19
HON Honeywell International Inc. Reduce -17.1% 0.99% −0.17
AWK American Water Works Co. Inc. Reduce -19.5% 0.86% −0.17
TXN Texas Instruments Inc. Reduce -15.5% 1.22% −0.16
ITW Illinois Tool Works Reduce -18.7% 0.91% −0.16
LMT Lockheed Martin Corp. Reduce -19.1% 0.97% −0.15
GD General Dynamics Corp. Reduce -16.4% 1.55% −0.14
MSFT Microsoft Corp. Reduce -6.3% 4.38% −0.14
ABT Abbott Laboratories Reduce -10.9% 1.60% −0.13
HSY The Hershey Co. Reduce -17.4% 1.03% −0.13
AFL Aflac Inc. Reduce -18.0% 0.99% −0.11
PG The Procter & Gamble Co. Reduce -9.4% 1.40% −0.10
MUB iShares National Muni Bond E Reduce -30.9% 0.16% −0.05
WM Waste Management Inc. Reduce -11.5% 1.55% −0.04
CME Cme Group Inc. Reduce -13.7% 1.11% −0.04
GLW Corning Inc. Reduce -16.4% 2.70% −0.03
MCD McDonald's Corp. Reduce -11.9% 1.57% −0.03
ORCL Oracle Corp. Sold out 0.00% −0.02
CVX Chevron Corp. Reduce -8.4% 1.93% −0.01
T AT&T Inc. Reduce -1.0% 0.15% −0.01
META Meta Platforms Inc. Class A Reduce -1.6% 0.16% −0.00
ATYR Atyr Pharma Inc. Sold out 0.00% −0.00
D Dominion Energy Inc. Reduce -6.8% 0.04% −0.00
IJH iShares Core S&P Midcap ETF Reduce -10.9% 0.15% −0.00
DGX Quest Diagnostics Inc. Reduce -0.9% 0.09% 0.00
COST Costco Wholesale Corp. Reduce -2.9% 0.05% +0.00
LOW Lowe's Cos Inc. Reduce -0.1% 0.03% +0.00
MA Mastercard Inc. Class A Reduce -0.2% 0.05% +0.00
BAC Bank of America Corp. Reduce -2.2% 0.06% +0.01
GILD Gilead Sciences Inc. Reduce -17.2% 1.05% +0.01
PEP Pepsico Inc. Reduce -10.3% 1.10% +0.02
ABBV Abbvie Inc. Reduce -0.2% 0.22% +0.02
WMT Walmart Inc. Reduce -1.4% 0.14% +0.02
V Visa Inc. Class A Reduce -0.0% 0.19% +0.02
NVDA Nvidia Corp. Reduce -1.4% 0.51% +0.04
AMZN Amazon.com Inc. Reduce -0.0% 0.31% +0.04
GOOGL Alphabet Inc. Class A Reduce -0.5% 0.23% +0.07
GOOG Alphabet Inc. Class C Reduce -0.0% 0.24% +0.07
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.1% 0.61% +0.07
KLAC KLA Corp. Reduce -7.0% 0.63% +0.09
JNJ Johnson & Johnson Reduce -14.3% 1.74% +0.10
XOM Exxon Mobil Corp. Reduce -3.6% 0.89% +0.11
CSCO Cisco Systems Inc. Reduce -13.0% 2.02% +0.16
DOV Dover Corp. Reduce -12.5% 1.56% +0.18
CMI Cummins Inc. Reduce -16.9% 1.85% +0.19
AMGN Amgen Inc. Reduce -11.8% 1.64% +0.19

Portfolio Buys Q3 2025 → Q4 2025
IJR iShares Core S&P Small-Cap E Add +0.5% 6.23% +0.70
AGG iShares Core U.S. Aggregate Add +3.3% 4.20% +0.52
UBSI United Bankshares Inc. Add +0.2% 3.62% +0.46
SHV iShares 0-1 Year Treasury Bo Add +27.6% 1.06% +0.31
VTI VG Morningstar TS MKT ETF-US Add +24.4% 0.83% +0.24
IGSB iShares 1-5Y Inv Grade Corp. Add +21.3% 0.73% +0.18
VNQ Vanguard Real Estate ETF Add +0.3% 0.91% +0.06
QTUM Defiance Quantum ETF New 0.06% +0.06
IJK iShares S&P Mid-Cap 400 Grow Add +3.1% 0.39% +0.05
IBM Intl Business Machines Corp. New 0.03% +0.03
MO Altria Group Inc. Add +41.2% 0.09% +0.02
PFE Pfizer Inc. Add +8.7% 0.14% +0.02
VZ Verizon Communications Inc. Add +4.2% 0.16% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 130$852.7MHUBB, IJR, GLW, AGG, AAPL
Q1 2026 121$780.8MHUBB, IJR, AGG, AAPL, UBSI
Q4 2025 128$757.1MHUBB, IJR, MSFT, AAPL, AGG
Q3 2025 128$839.1MHUBB, EMXC, IJR, MSFT, AAPL
Q2 2025 138$835.3MHUBB, EMXC, IJR, MSFT, AGG
Q1 2025 136$786.1MHUBB, EMXC, IJR, AAPL, AGG
Q4 2024 134$838.9MHUBB, IJR, AAPL, EMXC, MSFT
Q3 2024 142$859.3MHUBB, IJR, EMXC, AAPL, MSFT
Q2 2024 142$805.9MHUBB, EMXC, MSFT, IJR, AAPL
Q1 2024 148$837.8MHUBB, IJR, MSFT, EMXC, AAPL