Values Added Financial LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 31, 2025), Values Added Financial LLC reported 129 stock positions worth $224.9 million. Its top holding was Ste STR SPDR PT DW Eu ETF (SPDW) at 7.5% of the portfolio, followed by iShares Intl Aggregate Bond (IAGG, 7.3%) and Vanguard Total Bond Market (BND, 5.2%). Compared with Q2 2025, it opened 9 new positions, sold out of 1, added to 50 and reduced 39. The biggest buy was Apple (AAPL, shares +3%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −6%).

Most Recent 13F
Q2 2026
Location
WASHINGTON, DC
CIK
0001973921
Portfolio Value
$224.9M (Q3 2025)
SEC Filing
0001973921-25-000002 ↗ filed Oct 31, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $128.2M Q1 2024 Q2 2024: $138.8M Q2 2024 Q3 2024: $158.6M Q3 2024 Q4 2024: $172.8M Q4 2024 Q1 2025: $180.4M Q1 2025 Q2 2025: $206.3M Q2 2025 Q3 2025: $224.9M $224.9M Q3 2025 Q4 2025: $236.9M Q4 2025 Q1 2026: $237.7M Q1 2026 Q2 2026: $276.9M Q2 2026

Holdings 129 stocks · $224.9M
SPDW Ste STR SPDR PT DW Eu ETF 7.51% 394,878 $16.9M Add +6.0%
IAGG iShares Intl Aggregate Bond 7.31% 320,990 $16.4M Add +12.9%
BND Vanguard Total Bond Market 5.21% 157,547 $11.7M Reduce -0.8%
VEA Vanguard Ftse Developed ETF 5.16% 193,778 $11.6M Reduce -6.0%
SPEM State Street SP PTF Em ETF 3.57% 171,390 $8.0M Add +1.0%
AAPL Apple Inc. 3.47% 30,639 $7.8M Add +2.8%
SPYM Ste STR SPDR PT S&P 500 ETF 3.47% 99,570 $7.8M Add +10.4%
SPAB SS SPDR P Agg Bond ETF 3.14% 273,390 $7.1M Add +3.3%
VOTE TCW Transform 500 ETF 3.05% 87,447 $6.9M Reduce -12.0%
DMXF iShares ESG Advanc MSCI Eafe 3.00% 89,040 $6.7M Add +17.3%
SPTM SS SPDR P S&P 1500 Comp ETF 2.48% 69,235 $5.6M Reduce -1.1%
SCHA Schwab US Small-Cap ETF 2.11% 169,979 $4.7M Add +6.2%
VTI VG Morningstar TS MKT ETF-US 2.01% 13,759 $4.5M Reduce -1.6%
SCHX Schwab US Large-Cap ETF 1.86% 158,557 $4.2M Reduce -5.7%
MSFT Microsoft Corp. 1.84% 7,997 $4.1M Add +2.1%
VWO Vanguard Ftse Emerging Marke 1.80% 74,791 $4.1M Reduce -5.9%
VEU Vanguard Ftse All-World Ex-U 1.67% 52,700 $3.8M Add +0.3%
VXF Vanguard Extended Market ETF 1.55% 16,636 $3.5M Reduce -0.0%
EMXF iShares ESG Adv MSCI Em ETF 1.54% 76,591 $3.5M Add +24.9%
VTEB Vanguard Tax-Exempt Bond ETF 1.49% 66,728 $3.3M Add +4.8%
VOO Vanguard S&P 500 ETF 1.34% 4,933 $3.0M Reduce -2.9%
AMZN Amazon.com Inc. 1.34% 13,743 $3.0M Add +2.1%
MKL Markel Group Inc. 1.29% 1,517 $2.9M Add +0.3%
EFAX State Street SPDR MSCI Eafe 1.29% 58,781 $2.9M Add +2.9%
GOOG Alphabet Inc. Class C 1.27% 11,761 $2.9M Add +1.5%
GOOGL Alphabet Inc. Class A 1.20% 11,108 $2.7M Add +4.2%
SCHB Schwab US Broad Market ETF 1.16% 101,801 $2.6M Reduce -0.2%
SCHM Schwab US Mid Cap ETF 1.15% 87,526 $2.6M Add +2.4%
IVV iShares Core S&P 500 ETF 0.97% 3,272 $2.2M Reduce -0.5%
SUSL iShares ESG MSCI USA Leaders 0.81% 15,516 $1.8M No change
NVDA Nvidia Corp. 0.80% 9,699 $1.8M Add +15.4%
ESGD iShares Trust iShares ESG Aw 0.75% 18,056 $1.7M Reduce -2.4%
ESGV Vanguard ESG US Stock ETF 0.74% 13,966 $1.7M Reduce -6.8%
ESML iShares ESG Aware MSCI USA S 0.66% 33,011 $1.5M Add +38.5%
USXF iShares ESG Advance MSCI USA 0.60% 23,430 $1.3M Add +59.1%
SCHE Schwab Emrg Mrkts Eqty ETF 0.59% 39,980 $1.3M No change
FNDX Schwab Fndmntl US LRG Co. ETF 0.58% 49,704 $1.3M No change
FNDB Schwab Fndmntl US BRD Mr ETF 0.57% 49,678 $1.3M No change
COST Costco Wholesale Corp. 0.55% 1,328 $1.2M No change
VYM Vanguard High DVD Yield ETF 0.54% 8,693 $1.2M No change
IEMG iShares Core MSCI Emerging 0.53% 18,165 $1.2M Reduce -2.5%
SPSM SS SPDR P S&P 600 Small Cap 0.49% 23,745 $1.1M Reduce -7.4%
XJH Ishare ESG SS S&P Midcap ETF 0.46% 23,816 $1.0M Add +67.5%
V Visa Inc. Class A 0.45% 2,991 $1.0M Add +2.5%
LDEM iShares ESG MSCI Em Leaders 0.44% 16,771 $988K Reduce -9.7%
MA Mastercard Inc. Class A 0.43% 1,697 $965K Add +3.4%
META Meta Platforms Inc. Class A 0.39% 1,202 $883K Add +1.8%
HD Home Depot Inc. 0.39% 2,155 $873K Add +3.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.38% 2,801 $862K No change
MSI Motorola Solutions Inc. 0.37% 1,827 $835K No change
ORCL Oracle Corp. 0.37% 2,919 $821K Add +2.0%
VSGX Vanguard ESG Intl Stock ETF 0.36% 11,790 $818K No change
ASML ASML Holding NV-NY Reg SHS 0.33% 762 $738K Add +0.3%
JPM JPMorgan Chase & Co. 0.32% 2,310 $729K Reduce -11.7%
CMF iShares California Muni Bond 0.32% 12,770 $728K No change
EW Edwards Lifesciences Corp. 0.32% 9,352 $727K Reduce -0.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.32% 2,413 $709K Reduce -28.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.31% 2,478 $699K Reduce -18.9%
LLY Eli Lilly & Co. 0.31% 916 $699K Add +0.2%
BRK.B Berkshire Hathaway Inc. Class B 0.31% 1,375 $691K No change
AVGO Broadcom Inc. 0.30% 2,050 $676K Add +10.4%
NULC Nuveen ESG Large-Cap ETF 0.30% 12,806 $667K No change
IWP iShares Russell Mid-Cap Grow 0.29% 4,603 $656K No change
MUB iShares National Muni Bond E 0.28% 6,001 $639K Reduce -23.9%
SPYX SS SPDR S&P 500 Foss FL ETF 0.28% 11,537 $633K No change
SYK Stryker Corp. 0.28% 1,685 $623K Add +3.6%
SCHF Schwab Intl Equity ETF 0.27% 25,669 $598K No change
VIG Vanguard Dividend Apprec ETF 0.26% 2,710 $585K Reduce -2.1%
ADP Automatic Data Processing 0.24% 1,859 $546K Add +0.5%
VHT Vanguard Health Care ETF 0.23% 2,031 $527K No change
FNDF Schwab Fndmn Intl LRG Co. ETF 0.23% 12,201 $524K No change
ABT Abbott Laboratories 0.21% 3,466 $464K Reduce -2.9%
ARCC Ares Capital Corp. 0.20% 22,513 $459K Reduce -4.6%
SCHZ Schwab US Aggregate Bond ETF 0.20% 19,541 $459K No change
SDY SS SPDR S&P Dividend ETF 0.20% 3,252 $455K No change
BLK BlackRock Inc. 0.20% 381 $444K No change
PWR Quanta Services Inc. 0.20% 1,063 $441K Reduce -21.7%
TMO Thermo Fisher Scientific Inc. 0.20% 904 $438K Add +6.7%
HASI Ha Sustainable Infrastructur 0.19% 14,205 $436K Reduce -2.9%
IWF iShares Russell 1000 Growth 0.19% 920 $431K No change
BGRN iShares Usd Green Bond ETF 0.18% 8,225 $396K New
MCO Moody's Corp. 0.17% 814 $388K Add +1.2%
IJH iShares Core S&P Midcap ETF 0.17% 5,911 $386K Reduce -12.3%
UNH Unitedhealth Group Inc. 0.17% 1,109 $383K Add +0.4%
NFLX Netflix Inc. 0.17% 311 $373K Add +5.1%
VB Vanguard Most SM-Cap ETF-Usd 0.17% 1,466 $373K Add +1.7%
CSCO Cisco Systems Inc. 0.16% 5,336 $365K Reduce -21.1%
AMT American Tower Corp. 0.16% 1,869 $359K Add +2.0%
PEP Pepsico Inc. 0.16% 2,544 $357K Add +3.6%
XOM Exxon Mobil Corp. 0.16% 3,136 $354K Reduce -8.4%
SCHH Schwab US REIT ETF 0.16% 16,223 $350K Reduce -42.5%
SPMD SS SPDR P S&P 400 Midcap ETF 0.16% 6,118 $350K Reduce -0.0%
NUSC Nuveen ESG Small-Cap ETF 0.15% 7,609 $336K No change
CHD Church & Dwight Co. Inc. 0.14% 3,656 $320K Add +1.7%
WELL Welltower Inc. 0.14% 1,776 $316K Add +7.5%
WMT Walmart Inc. 0.14% 3,062 $316K Reduce -6.3%
ITW Illinois Tool Works 0.14% 1,201 $313K Add +1.9%
BN Brookfield Corp. 0.14% 4,500 $309K No change
INTU Intuit Inc. 0.14% 450 $307K Reduce -2.2%
JNJ Johnson & Johnson 0.14% 1,643 $305K Reduce -3.1%
TXN Texas Instruments Inc. 0.13% 1,622 $298K Add +0.9%
MCD McDonald's Corp. 0.13% 967 $294K No change
MRK Merck & Co. Inc. 0.13% 3,377 $283K Add +7.8%
USRT iShares Core US REIT ETF 0.12% 4,771 $280K No change
LOW Lowe's Cos Inc. 0.12% 1,104 $277K Add +3.8%
QUS SS SPDR MSCI U Stratfact ETF 0.12% 1,581 $271K No change
ZBRA Zebra Technologies Corp. Class A 0.12% 902 $268K No change
ICE Intercontinental Exchange Inc. 0.12% 1,544 $260K Add +1.7%
GLW Corning Inc. 0.11% 3,073 $252K New
IDXX Idexx Laboratories Inc. 0.11% 387 $247K Add +3.8%
TYG Tortoise Energy Infrastruct 0.11% 5,716 $246K No change
EWU iShares MSCI United Kingdom 0.11% 5,760 $242K No change
AXP American Express Co. 0.11% 726 $241K Add +8.2%
BKNG Booking Holdings Inc. 0.11% 44 $238K Add +4.8%
PG The Procter & Gamble Co. 0.10% 1,456 $224K Reduce -4.2%
BX Blackstone Inc. 0.10% 1,297 $222K New
PNC PNC Financial Services Group 0.10% 1,099 $221K New
IWD iShares Russell 1000 Value E 0.10% 1,083 $220K No change
ACN Accenture PLC Class A 0.10% 893 $220K Reduce -0.7%
CTO Cto Realty Growth Inc. filed as CTO RLTY GROWTH INC NEW 0.10% 13,225 $216K Reduce -1.7%
QCOM Qualcomm Inc. 0.10% 1,292 $215K New
ACNT Ascent Industries Co. 0.09% 16,461 $212K No change
FLCA Franklin Ftse Canada ETF 0.09% 4,654 $211K New
ESGE iShares Inc. iShares ESG Awar 0.09% 4,710 $205K New
IUSV iShares Core S&P U.S. Value 0.09% 2,031 $203K New
NOW ServiceNow Inc. 0.09% 220 $202K Add +7.8%
UNP Union Pacific Corp. 0.09% 852 $201K Reduce -4.6%
USB US Bancorp 0.09% 4,158 $201K Reduce -15.4%
FLMB Franklin Municipal Green Bon 0.09% 8,489 $201K New

Portfolio Sells Q2 2025 → Q3 2025
VEA Vanguard Ftse Developed ETF Reduce -6.0% 5.16% −0.54
BND Vanguard Total Bond Market Reduce -0.8% 5.21% −0.46
VOTE TCW Transform 500 ETF Reduce -12.0% 3.05% −0.45
VT Vanguard Tot World STK ETF Sold out 0.00% −0.15
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -28.6% 0.32% −0.14
SCHX Schwab US Large-Cap ETF Reduce -5.7% 1.86% −0.14
SCHH Schwab US REIT ETF Reduce -42.5% 0.16% −0.13
IBM Intl Business Machines Corp. Reduce -18.9% 0.31% −0.13
MUB iShares National Muni Bond E Reduce -23.9% 0.28% −0.12
VWO Vanguard Ftse Emerging Marke Reduce -5.9% 1.80% −0.10
CSCO Cisco Systems Inc. Reduce -21.1% 0.16% −0.07
ESGV Vanguard ESG US Stock ETF Reduce -6.8% 0.74% −0.06
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -1.1% 2.48% −0.06
VOO Vanguard S&P 500 ETF Reduce -2.9% 1.34% −0.06
ESGD iShares Trust iShares ESG Aw Reduce -2.4% 0.75% −0.05
PWR Quanta Services Inc. Reduce -21.7% 0.20% −0.05
VTI VG Morningstar TS MKT ETF-US Reduce -1.6% 2.01% −0.05
ARCC Ares Capital Corp. Reduce -4.6% 0.20% −0.05
LDEM iShares ESG MSCI Em Leaders Reduce -9.7% 0.44% −0.05
JPM JPMorgan Chase & Co. Reduce -11.7% 0.32% −0.04
SPSM SS SPDR P S&P 600 Small Cap Reduce -7.4% 0.49% −0.04
INTU Intuit Inc. Reduce -2.2% 0.14% −0.04
EW Edwards Lifesciences Corp. Reduce -0.6% 0.32% −0.03
ACN Accenture PLC Class A Reduce -0.7% 0.10% −0.03
IJH iShares Core S&P Midcap ETF Reduce -12.3% 0.17% −0.03
ABT Abbott Laboratories Reduce -2.9% 0.21% −0.03
XOM Exxon Mobil Corp. Reduce -8.4% 0.16% −0.02
USB US Bancorp Reduce -15.4% 0.09% −0.02
PG The Procter & Gamble Co. Reduce -4.2% 0.10% −0.02
CTO Cto Realty Growth Inc. Reduce -1.7% 0.10% −0.02
IVV iShares Core S&P 500 ETF Reduce -0.5% 0.97% −0.02
VIG Vanguard Dividend Apprec ETF Reduce -2.1% 0.26% −0.01
SCHB Schwab US Broad Market ETF Reduce -0.2% 1.16% −0.01
WMT Walmart Inc. Reduce -6.3% 0.14% −0.01
UNP Union Pacific Corp. Reduce -4.6% 0.09% −0.01
IEMG iShares Core MSCI Emerging Reduce -2.5% 0.53% −0.01
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -0.0% 0.16% −0.01
VXF Vanguard Extended Market ETF Reduce -0.0% 1.55% −0.01
HASI Ha Sustainable Infrastructur Reduce -2.9% 0.19% +0.00
JNJ Johnson & Johnson Reduce -3.1% 0.14% +0.01

Portfolio Buys Q2 2025 → Q3 2025
AAPL Apple Inc. Add +2.8% 3.47% +0.51
SPYM Ste STR SPDR PT S&P 500 ETF Add +10.4% 3.47% +0.29
GOOGL Alphabet Inc. Class A Add +4.2% 1.20% +0.29
GOOG Alphabet Inc. Class C Add +1.5% 1.27% +0.28
IAGG iShares Intl Aggregate Bond Add +12.9% 7.31% +0.27
EMXF iShares ESG Adv MSCI Em ETF Add +24.9% 1.54% +0.27
DMXF iShares ESG Advanc MSCI Eafe Add +17.3% 3.00% +0.26
USXF iShares ESG Advance MSCI USA Add +59.1% 0.60% +0.21
SPDW Ste STR SPDR PT DW Eu ETF Add +6.0% 7.51% +0.20
ESML iShares ESG Aware MSCI USA S Add +38.5% 0.66% +0.18
XJH Ishare ESG SS S&P Midcap ETF Add +67.5% 0.46% +0.18
BGRN iShares Usd Green Bond ETF New 0.18% +0.18
NVDA Nvidia Corp. Add +15.4% 0.80% +0.16
SCHA Schwab US Small-Cap ETF Add +6.2% 2.11% +0.15
GLW Corning Inc. New 0.11% +0.11
BX Blackstone Inc. New 0.10% +0.10
PNC PNC Financial Services Group New 0.10% +0.10
QCOM Qualcomm Inc. New 0.10% +0.10
FLCA Franklin Ftse Canada ETF New 0.09% +0.09
ESGE iShares Inc. iShares ESG Awar New 0.09% +0.09
IUSV iShares Core S&P U.S. Value New 0.09% +0.09
FLMB Franklin Municipal Green Bon New 0.09% +0.09
ORCL Oracle Corp. Add +2.0% 0.37% +0.06
AVGO Broadcom Inc. Add +10.4% 0.30% +0.05
SPEM State Street SP PTF Em ETF Add +1.0% 3.57% +0.05
ASML ASML Holding NV-NY Reg SHS Add +0.3% 0.33% +0.03
TMO Thermo Fisher Scientific Inc. Add +6.7% 0.20% +0.03
HD Home Depot Inc. Add +3.9% 0.39% +0.02
WELL Welltower Inc. Add +7.5% 0.14% +0.02
IDXX Idexx Laboratories Inc. Add +3.8% 0.11% +0.01
LOW Lowe's Cos Inc. Add +3.8% 0.12% +0.01
MRK Merck & Co. Inc. Add +7.8% 0.13% +0.01
AXP American Express Co. Add +8.2% 0.11% +0.00
UNH Unitedhealth Group Inc. Add +0.4% 0.17% +0.00
PEP Pepsico Inc. Add +3.6% 0.16% +0.00
VB Vanguard Most SM-Cap ETF-Usd Add +1.7% 0.17% +0.00
ITW Illinois Tool Works Add +1.9% 0.14% −0.00
SCHM Schwab US Mid Cap ETF Add +2.4% 1.15% −0.01
NOW ServiceNow Inc. Add +7.8% 0.09% −0.01
BKNG Booking Holdings Inc. Add +4.8% 0.11% −0.01
MA Mastercard Inc. Class A Add +3.4% 0.43% −0.02
ICE Intercontinental Exchange Inc. Add +1.7% 0.12% −0.02
EFAX State Street SPDR MSCI Eafe Add +2.9% 1.29% −0.02
MCO Moody's Corp. Add +1.2% 0.17% −0.02
CHD Church & Dwight Co. Inc. Add +1.7% 0.14% −0.03
NFLX Netflix Inc. Add +5.1% 0.17% −0.03
VTEB Vanguard Tax-Exempt Bond ETF Add +4.8% 1.49% −0.03
TXN Texas Instruments Inc. Add +0.9% 0.13% −0.03
META Meta Platforms Inc. Class A Add +1.8% 0.39% −0.03
ADP Automatic Data Processing Add +0.5% 0.24% −0.03

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 147$276.9MSPDW, IAGG, VEA, BND, AAPL
Q1 2026 134$237.7MSPDW, IAGG, VEA, BND, SPAB
Q4 2025 135$236.9MSPDW, VEA, BND, IAGG, BNDX
Q3 2025 129$224.9MSPDW, IAGG, BND, VEA, SPEM
Q2 2025 121$206.3MSPDW, IAGG, VEA, BND, SPEM
Q1 2025 117$180.4MBND, SPDW, VEA, SPAB, AAPL
Q4 2024 115$172.8MBND, VEA, SPDW, AAPL, VOTE
Q3 2024 105$158.6MVEA, SPDW, BND, SPEM, VTEB
Q2 2024 91$138.8MVEA, SPDW, BND, SPEM, VOTE
Q1 2024 84$128.2MVEA, SPDW, BND, VOTE, SPAB