Values Added Financial LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 16, 2026), Values Added Financial LLC reported 135 stock positions worth $236.9 million. Its top holding was Ste STR SPDR PT DW Eu ETF (SPDW) at 7.5% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 5.1%) and Vanguard Total Bond Market (BND, 4.9%). Compared with Q3 2025, it opened 8 new positions, sold out of 2, added to 47 and reduced 47. The biggest buy was a new position in Vanguard Total Intl Bond ETF (BNDX) and the biggest sale iShares Intl Aggregate Bond (IAGG, shares −38%).

Most Recent 13F
Q2 2026
Location
WASHINGTON, DC
CIK
0001973921
Portfolio Value
$236.9M (Q4 2025)
SEC Filing
0001973921-26-000001 ↗ filed Jan 16, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $128.2M Q1 2024 Q2 2024: $138.8M Q2 2024 Q3 2024: $158.6M Q3 2024 Q4 2024: $172.8M Q4 2024 Q1 2025: $180.4M Q1 2025 Q2 2025: $206.3M Q2 2025 Q3 2025: $224.9M Q3 2025 Q4 2025: $236.9M $236.9M Q4 2025 Q1 2026: $237.7M Q1 2026 Q2 2026: $276.9M Q2 2026

Holdings 135 stocks · $236.9M
SPDW Ste STR SPDR PT DW Eu ETF 7.47% 398,570 $17.7M Add +0.9%
VEA Vanguard Ftse Developed ETF 5.09% 192,882 $12.0M Reduce -0.5%
BND Vanguard Total Bond Market 4.87% 155,827 $11.5M Reduce -1.1%
IAGG iShares Intl Aggregate Bond 4.17% 197,656 $9.9M Reduce -38.4%
BNDX Vanguard Total Intl Bond ETF 4.04% 198,234 $9.6M New
AAPL Apple Inc. 3.55% 30,914 $8.4M Add +0.9%
SPEM State Street SP PTF Em ETF 3.46% 174,899 $8.2M Add +2.0%
SPYM Ste STR SPDR PT S&P 500 ETF 3.36% 99,309 $8.0M Reduce -0.3%
SPAB SS SPDR P Agg Bond ETF 3.23% 296,704 $7.6M Add +8.5%
DMXF iShares ESG Advanc MSCI Eafe 3.04% 95,967 $7.2M Add +7.8%
VOTE TCW Transform 500 ETF 2.93% 86,620 $6.9M Reduce -0.9%
SPTM SS SPDR P S&P 1500 Comp ETF 2.40% 68,973 $5.7M Reduce -0.4%
SCHA Schwab US Small-Cap ETF 2.03% 168,704 $4.8M Reduce -0.8%
VTI VG Morningstar TS MKT ETF-US 1.91% 13,467 $4.5M Reduce -2.1%
SCHX Schwab US Large-Cap ETF 1.79% 157,718 $4.2M Reduce -0.5%
MSFT Microsoft Corp. 1.76% 8,634 $4.2M Add +8.0%
VWO Vanguard Ftse Emerging Marke 1.69% 74,275 $4.0M Reduce -0.7%
VEU Vanguard Ftse All-World Ex-U 1.63% 52,632 $3.9M Reduce -0.1%
GOOG Alphabet Inc. Class C 1.59% 12,001 $3.8M Add +2.0%
EMXF iShares ESG Adv MSCI Em ETF 1.58% 80,179 $3.7M Add +4.7%
VXF Vanguard Extended Market ETF 1.45% 16,463 $3.4M Reduce -1.0%
VTEB Vanguard Tax-Exempt Bond ETF 1.39% 65,631 $3.3M Reduce -1.6%
GOOGL Alphabet Inc. Class A 1.34% 10,171 $3.2M Reduce -8.4%
EFAX State Street SPDR MSCI Eafe 1.32% 61,757 $3.1M Add +5.1%
VOO Vanguard S&P 500 ETF 1.30% 4,916 $3.1M Reduce -0.3%
MKL Markel Group Inc. 1.23% 1,354 $2.9M Reduce -10.7%
AMZN Amazon.com Inc. 1.18% 12,097 $2.8M Reduce -12.0%
SCHB Schwab US Broad Market ETF 1.12% 101,394 $2.7M Reduce -0.4%
SCHM Schwab US Mid Cap ETF 1.12% 88,169 $2.7M Add +0.7%
IVV iShares Core S&P 500 ETF 0.95% 3,272 $2.2M No change
NVDA Nvidia Corp. 0.84% 10,627 $2.0M Add +9.6%
CMF iShares California Muni Bond 0.82% 33,665 $1.9M Add +163.6%
SUSL iShares ESG MSCI USA Leaders 0.79% 15,516 $1.9M No change
ESGD iShares Trust iShares ESG Aw 0.75% 18,775 $1.8M Add +4.0%
ESGV Vanguard ESG US Stock ETF 0.72% 14,109 $1.7M Add +1.0%
USXF iShares ESG Advance MSCI USA 0.67% 27,604 $1.6M Add +17.8%
ESML iShares ESG Aware MSCI USA S 0.57% 29,536 $1.4M Reduce -10.5%
FNDX Schwab Fndmntl US LRG Co. ETF 0.57% 49,704 $1.4M No change
FNDB Schwab Fndmntl US BRD Mr ETF 0.56% 49,678 $1.3M No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.55% 40,070 $1.3M Add +0.2%
SCMB Schwab Municipal Bond ETF 0.54% 49,293 $1.3M New
VYM Vanguard High DVD Yield ETF 0.53% 8,693 $1.2M No change
IEMG iShares Core MSCI Emerging 0.50% 17,622 $1.2M Reduce -3.0%
SPSM SS SPDR P S&P 600 Small Cap 0.49% 24,591 $1.2M Add +3.6%
COST Costco Wholesale Corp. 0.48% 1,328 $1.1M No change
V Visa Inc. Class A 0.45% 3,024 $1.1M Add +1.1%
LLY Eli Lilly & Co. 0.44% 972 $1.0M Add +6.1%
MA Mastercard Inc. Class A 0.41% 1,699 $970K Add +0.1%
LDEM iShares ESG MSCI Em Leaders 0.40% 16,394 $953K Reduce -2.3%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.37% 2,801 $882K No change
VSGX Vanguard ESG Intl Stock ETF 0.36% 11,790 $844K No change
ASML ASML Holding NV-NY Reg SHS 0.35% 778 $832K Add +2.1%
XJH Ishare ESG SS S&P Midcap ETF 0.35% 18,528 $827K Reduce -22.2%
EW Edwards Lifesciences Corp. 0.34% 9,394 $801K Add +0.5%
JPM JPMorgan Chase & Co. 0.31% 2,309 $744K Reduce -0.0%
AVGO Broadcom Inc. 0.31% 2,131 $738K Add +4.0%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.30% 2,410 $714K Reduce -2.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.30% 2,431 $706K Add +0.8%
HD Home Depot Inc. 0.30% 2,037 $701K Reduce -5.5%
VIG Vanguard Dividend Apprec ETF 0.30% 3,187 $700K Add +17.6%
MSI Motorola Solutions Inc. 0.30% 1,827 $700K No change
BRK.B Berkshire Hathaway Inc. Class B 0.29% 1,370 $689K Reduce -0.4%
SPYX SS SPDR S&P 500 Foss FL ETF 0.27% 11,537 $648K No change
META Meta Platforms Inc. Class A 0.27% 975 $644K Reduce -18.9%
MUB iShares National Muni Bond E 0.27% 6,001 $643K No change
BGRN iShares Usd Green Bond ETF 0.27% 13,366 $641K Add +62.5%
IWP iShares Russell Mid-Cap Grow 0.27% 4,603 $630K No change
SCHF Schwab Intl Equity ETF 0.25% 24,939 $600K Reduce -2.8%
NULC Nuveen ESG Large-Cap ETF 0.25% 12,359 $591K Reduce -3.5%
VHT Vanguard Health Care ETF 0.25% 2,031 $585K No change
SYK Stryker Corp. 0.25% 1,663 $584K Reduce -1.3%
ORCL Oracle Corp. 0.24% 2,938 $573K Add +0.7%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.23% 12,201 $552K No change
SCHZ Schwab US Aggregate Bond ETF 0.23% 23,062 $539K Add +18.0%
TMO Thermo Fisher Scientific Inc. 0.22% 907 $526K Add +0.3%
SDY SS SPDR S&P Dividend ETF 0.19% 3,252 $453K No change
ADP Automatic Data Processing 0.19% 1,747 $449K Reduce -6.0%
HASI Ha Sustainable Infrastructur 0.19% 14,205 $446K No change
IWF iShares Russell 1000 Growth 0.18% 920 $435K No change
ABT Abbott Laboratories 0.18% 3,397 $426K Reduce -2.0%
CSCO Cisco Systems Inc. 0.18% 5,434 $419K Add +1.8%
MCO Moody's Corp. 0.17% 804 $411K Reduce -1.2%
BLK BlackRock Inc. 0.17% 381 $408K No change
VB Vanguard Most SM-Cap ETF-Usd 0.17% 1,516 $391K Add +3.4%
IJH iShares Core S&P Midcap ETF 0.16% 5,911 $390K No change
PEP Pepsico Inc. 0.16% 2,665 $382K Add +4.8%
XOM Exxon Mobil Corp. 0.16% 3,128 $376K Reduce -0.3%
MRK Merck & Co. Inc. 0.15% 3,456 $364K Add +2.3%
ARCC Ares Capital Corp. 0.15% 17,830 $361K Reduce -20.8%
SPMD SS SPDR P S&P 400 Midcap ETF 0.15% 6,118 $354K No change
UNH Unitedhealth Group Inc. 0.15% 1,072 $354K Reduce -3.3%
JNJ Johnson & Johnson 0.14% 1,652 $342K Add +0.6%
NUSC Nuveen ESG Small-Cap ETF 0.14% 7,609 $340K No change
WMT Walmart Inc. 0.14% 3,005 $335K Reduce -1.9%
WELL Welltower Inc. 0.14% 1,776 $330K No change
AMT American Tower Corp. 0.14% 1,854 $326K Reduce -0.8%
INTU Intuit Inc. 0.13% 477 $316K Add +6.0%
NFLX Netflix Inc. 0.13% 3,360 $315K Add +8.0%
BN Brookfield Corp. 0.13% 6,750 $310K No change
SCHH Schwab US REIT ETF 0.13% 14,766 $308K Reduce -9.0%
CHD Church & Dwight Co. Inc. 0.13% 3,585 $301K Reduce -1.9%
MCD McDonald's Corp. 0.13% 974 $298K Add +0.7%
GLW Corning Inc. 0.12% 3,318 $291K Add +8.0%
ITW Illinois Tool Works 0.12% 1,144 $282K Reduce -4.8%
TXN Texas Instruments Inc. 0.12% 1,604 $278K Reduce -1.1%
AXP American Express Co. 0.12% 748 $277K Add +3.0%
QUS SS SPDR MSCI U Stratfact ETF 0.12% 1,581 $275K No change
LOW Lowe's Cos Inc. 0.12% 1,133 $273K Add +2.6%
ACNT Ascent Industries Co. 0.11% 16,461 $267K No change
EWU iShares MSCI United Kingdom 0.11% 5,760 $253K No change
ACN Accenture PLC Class A 0.11% 940 $252K Add +5.3%
BKNG Booking Holdings Inc. 0.11% 47 $252K Add +6.8%
AMAT Applied Materials Inc. 0.11% 980 $252K New
USRT iShares Core US REIT ETF 0.11% 4,383 $250K Reduce -8.1%
ICE Intercontinental Exchange Inc. 0.10% 1,516 $246K Reduce -1.8%
CTO Cto Realty Growth Inc. filed as CTO RLTY GROWTH INC NEW 0.10% 13,225 $243K No change
TYG Tortoise Energy Infrastruct 0.10% 5,716 $234K No change
PNC PNC Financial Services Group 0.10% 1,102 $230K Add +0.3%
IWD iShares Russell 1000 Value E 0.10% 1,083 $228K No change
USB US Bancorp 0.10% 4,229 $226K Add +1.7%
FLCA Franklin Ftse Canada ETF 0.09% 4,654 $225K No change
QCOM Qualcomm Inc. 0.09% 1,310 $224K Add +1.4%
IDXX Idexx Laboratories Inc. 0.09% 324 $219K Reduce -16.3%
PWR Quanta Services Inc. 0.09% 514 $217K Reduce -51.6%
REGN Regeneron Pharmaceuticals 0.09% 279 $215K New
ESGE iShares Inc. iShares ESG Awar 0.09% 4,793 $212K Add +1.8%
PG The Procter & Gamble Co. 0.09% 1,456 $209K No change
ZBRA Zebra Technologies Corp. Class A 0.09% 858 $208K Reduce -4.9%
IUSV iShares Core S&P U.S. Value 0.09% 2,031 $208K No change
NUE Nucor Corp. 0.09% 1,273 $208K New
BX Blackstone Inc. 0.09% 1,338 $206K Add +3.2%
FLMB Franklin Municipal Green Bon 0.09% 8,489 $202K No change
PRU Prudential Financial Inc. 0.09% 1,787 $202K New
NUMG Nuveen ESG Mid-Cap Grow ETF 0.09% 4,221 $202K New
ESG NT Stoxx US ESG ETF 0.08% 1,270 $201K New

Portfolio Sells Q3 2025 → Q4 2025
IAGG iShares Intl Aggregate Bond Reduce -38.4% 4.17% −3.14
BND Vanguard Total Bond Market Reduce -1.1% 4.87% −0.34
AMZN Amazon.com Inc. Reduce -12.0% 1.18% −0.16
META Meta Platforms Inc. Class A Reduce -18.9% 0.27% −0.12
VOTE TCW Transform 500 ETF Reduce -0.9% 2.93% −0.12
VWO Vanguard Ftse Emerging Marke Reduce -0.7% 1.69% −0.12
XJH Ishare ESG SS S&P Midcap ETF Reduce -22.2% 0.35% −0.12
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -0.3% 3.36% −0.11
PWR Quanta Services Inc. Reduce -51.6% 0.09% −0.10
VTI VG Morningstar TS MKT ETF-US Reduce -2.1% 1.91% −0.10
VXF Vanguard Extended Market ETF Reduce -1.0% 1.45% −0.10
VTEB Vanguard Tax-Exempt Bond ETF Reduce -1.6% 1.39% −0.09
HD Home Depot Inc. Reduce -5.5% 0.30% −0.09
NOW ServiceNow Inc. Sold out 0.00% −0.09
UNP Union Pacific Corp. Sold out 0.00% −0.09
ESML iShares ESG Aware MSCI USA S Reduce -10.5% 0.57% −0.09
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -0.4% 2.40% −0.08
SCHA Schwab US Small-Cap ETF Reduce -0.8% 2.03% −0.08
VEA Vanguard Ftse Developed ETF Reduce -0.5% 5.09% −0.08
SCHX Schwab US Large-Cap ETF Reduce -0.5% 1.79% −0.07
MKL Markel Group Inc. Reduce -10.7% 1.23% −0.06
ADP Automatic Data Processing Reduce -6.0% 0.19% −0.05
ARCC Ares Capital Corp. Reduce -20.8% 0.15% −0.05
NULC Nuveen ESG Large-Cap ETF Reduce -3.5% 0.25% −0.05
VOO Vanguard S&P 500 ETF Reduce -0.3% 1.30% −0.04
SCHB Schwab US Broad Market ETF Reduce -0.4% 1.12% −0.04
VEU Vanguard Ftse All-World Ex-U Reduce -0.1% 1.63% −0.04
LDEM iShares ESG MSCI Em Leaders Reduce -2.3% 0.40% −0.04
IEMG iShares Core MSCI Emerging Reduce -3.0% 0.50% −0.03
ZBRA Zebra Technologies Corp. Class A Reduce -4.9% 0.09% −0.03
SYK Stryker Corp. Reduce -1.3% 0.25% −0.03
ABT Abbott Laboratories Reduce -2.0% 0.18% −0.03
SCHH Schwab US REIT ETF Reduce -9.0% 0.13% −0.03
AMT American Tower Corp. Reduce -0.8% 0.14% −0.02
UNH Unitedhealth Group Inc. Reduce -3.3% 0.15% −0.02
ITW Illinois Tool Works Reduce -4.8% 0.12% −0.02
USRT iShares Core US REIT ETF Reduce -8.1% 0.11% −0.02
IDXX Idexx Laboratories Inc. Reduce -16.3% 0.09% −0.02
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.4% 0.29% −0.02
CHD Church & Dwight Co. Inc. Reduce -1.9% 0.13% −0.02
TXN Texas Instruments Inc. Reduce -1.1% 0.12% −0.02
SCHF Schwab Intl Equity ETF Reduce -2.8% 0.25% −0.01
ICE Intercontinental Exchange Inc. Reduce -1.8% 0.10% −0.01
JPM JPMorgan Chase & Co. Reduce -0.0% 0.31% −0.01
IBM Intl Business Machines Corp. Reduce -2.7% 0.30% −0.01
MCO Moody's Corp. Reduce -1.2% 0.17% +0.00
WMT Walmart Inc. Reduce -1.9% 0.14% +0.00
XOM Exxon Mobil Corp. Reduce -0.3% 0.16% +0.00
GOOGL Alphabet Inc. Class A Reduce -8.4% 1.34% +0.14

Portfolio Buys Q3 2025 → Q4 2025
BNDX Vanguard Total Intl Bond ETF New 4.04% +4.04
SCMB Schwab Municipal Bond ETF New 0.54% +0.54
CMF iShares California Muni Bond Add +163.6% 0.82% +0.49
GOOG Alphabet Inc. Class C Add +2.0% 1.59% +0.32
LLY Eli Lilly & Co. Add +6.1% 0.44% +0.13
AMAT Applied Materials Inc. New 0.11% +0.11
BGRN iShares Usd Green Bond ETF Add +62.5% 0.27% +0.09
REGN Regeneron Pharmaceuticals New 0.09% +0.09
NUE Nucor Corp. New 0.09% +0.09
PRU Prudential Financial Inc. New 0.09% +0.09
NUMG Nuveen ESG Mid-Cap Grow ETF New 0.09% +0.09
ESG NT Stoxx US ESG ETF New 0.08% +0.08
SPAB SS SPDR P Agg Bond ETF Add +8.5% 3.23% +0.08
AAPL Apple Inc. Add +0.9% 3.55% +0.08
USXF iShares ESG Advance MSCI USA Add +17.8% 0.67% +0.07
DMXF iShares ESG Advanc MSCI Eafe Add +7.8% 3.04% +0.05
VIG Vanguard Dividend Apprec ETF Add +17.6% 0.30% +0.04
EMXF iShares ESG Adv MSCI Em ETF Add +4.7% 1.58% +0.03
NVDA Nvidia Corp. Add +9.6% 0.84% +0.03
MRK Merck & Co. Inc. Add +2.3% 0.15% +0.03
TMO Thermo Fisher Scientific Inc. Add +0.3% 0.22% +0.03
EFAX State Street SPDR MSCI Eafe Add +5.1% 1.32% +0.03
SCHZ Schwab US Aggregate Bond ETF Add +18.0% 0.23% +0.02
ASML ASML Holding NV-NY Reg SHS Add +2.1% 0.35% +0.02
EW Edwards Lifesciences Corp. Add +0.5% 0.34% +0.01
CSCO Cisco Systems Inc. Add +1.8% 0.18% +0.01
AVGO Broadcom Inc. Add +4.0% 0.31% +0.01
GLW Corning Inc. Add +8.0% 0.12% +0.01
AXP American Express Co. Add +3.0% 0.12% +0.01
JNJ Johnson & Johnson Add +0.6% 0.14% +0.01
ACN Accenture PLC Class A Add +5.3% 0.11% +0.01
ESGD iShares Trust iShares ESG Aw Add +4.0% 0.75% +0.01
USB US Bancorp Add +1.7% 0.10% +0.01
PEP Pepsico Inc. Add +4.8% 0.16% +0.00
BKNG Booking Holdings Inc. Add +6.8% 0.11% +0.00
VB Vanguard Most SM-Cap ETF-Usd Add +3.4% 0.17% −0.00
QCOM Qualcomm Inc. Add +1.4% 0.09% −0.00
PNC PNC Financial Services Group Add +0.3% 0.10% −0.00
ESGE iShares Inc. iShares ESG Awar Add +1.8% 0.09% −0.00
SPSM SS SPDR P S&P 600 Small Cap Add +3.6% 0.49% −0.00
INTU Intuit Inc. Add +6.0% 0.13% −0.00
MCD McDonald's Corp. Add +0.7% 0.13% −0.01
V Visa Inc. Class A Add +1.1% 0.45% −0.01
LOW Lowe's Cos Inc. Add +2.6% 0.12% −0.01
BX Blackstone Inc. Add +3.2% 0.09% −0.01
ESGV Vanguard ESG US Stock ETF Add +1.0% 0.72% −0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.8% 0.30% −0.02
MA Mastercard Inc. Class A Add +0.1% 0.41% −0.02
NFLX Netflix Inc. Add +8.0% 0.13% −0.03
SCHM Schwab US Mid Cap ETF Add +0.7% 1.12% −0.03

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 147$276.9MSPDW, IAGG, VEA, BND, AAPL
Q1 2026 134$237.7MSPDW, IAGG, VEA, BND, SPAB
Q4 2025 135$236.9MSPDW, VEA, BND, IAGG, BNDX
Q3 2025 129$224.9MSPDW, IAGG, BND, VEA, SPEM
Q2 2025 121$206.3MSPDW, IAGG, VEA, BND, SPEM
Q1 2025 117$180.4MBND, SPDW, VEA, SPAB, AAPL
Q4 2024 115$172.8MBND, VEA, SPDW, AAPL, VOTE
Q3 2024 105$158.6MVEA, SPDW, BND, SPEM, VTEB
Q2 2024 91$138.8MVEA, SPDW, BND, SPEM, VOTE
Q1 2024 84$128.2MVEA, SPDW, BND, VOTE, SPAB