Virginia Estate & Retirement Planning Advisors Inc.

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 28, 2026), Virginia Estate & Retirement Planning Advisors Inc. reported 186 stock positions worth $83.0 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 28.1% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 13.1%) and Vanguard S&P 500 ETF (VOO, 11.5%). Compared with Q1 2026, it opened 46 new positions, sold out of 18, added to 20 and reduced 9. The biggest buy was a new position in Schwab US DVD Equity ETF (SCHD) and the biggest sale an exit from iShares US Treasury Bond ETF (GOVT).

Most Recent 13F
Q2 2026
Location
GLEN ALLEN, VA
CIK
0002115327
Portfolio Value
$83.0M (Q2 2026)
SEC Filing
0002115327-26-000003 ↗ filed Jul 28, 2026

Holdings Value

0$20.0M$40.0M$60.0M$80.0M$100.0M Q1 2026: $56.8M Q1 2026 Q2 2026: $83.0M $83.0M Q2 2026

Holdings 186 stocks · $83.0M
SGOV iShares 0-3 Month Treasury B 28.09% 231,753 $23.3M Add +59.7%
SCHD Schwab US DVD Equity ETF 13.12% 10,533,989 $10.9M New
VOO Vanguard S&P 500 ETF 11.54% 13,974 $9.6M New
SCHP Schwab U.S. Tips ETF 10.49% 8,707,371 $8.7M New
QQQ Invesco QQQ Trust Series 1 7.50% 8,470 $6.2M Add +2968.8%
SCHF Schwab Intl Equity ETF 3.42% 89,530 $2.8M Add +218265.9%
RSP Invesco S&P 500 Equal Weight 3.39% 31,239 $2.8M New
XSMO Invesco S&P Smallcap Momentu 3.29% 12,839 $2.7M New
PSLV Sprott Physical Silver Trust 3.09% 84,891 $2.6M Add +411.1%
SPDV Aam S&P 500 High Div Val ETF 2.75% 74,580 $2.3M New
AAPL Apple Inc. 1.77% 5,096 $1.5M Reduce -4.5%
URA Global X Uranium ETF 1.32% 16,702 $1.1M New
GDX Vaneck Gold Miners ETF 0.96% 10,580 $799K New
SCHC Schwab Intl Small-Cap Equity 0.56% 467,217 $467K New
ROKT SS SPDR S&P Kensho FF ETF 0.49% 4,561 $405K New
SCHR Schwab Intermediate-Term US 0.49% 404,337 $404K New
AMZN Amazon.com Inc. 0.48% 4,085 $399K Add +11.3%
AMAT Applied Materials Inc. 0.39% 445 $322K No change
NVDA Nvidia Corp. 0.34% 1,432 $287K No change
MSFT Microsoft Corp. 0.31% 684 $255K No change
FLRN SS SPDR BB Ig Float RT ETF 0.25% 2,229 $204K Reduce -2.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.23% 2,222 $191K New
AXON Axon Enterprise Inc. 0.22% 330 $185K No change
D Dominion Energy Inc. 0.22% 2,665 $182K New
GOOGL Alphabet Inc. Class A 0.21% 480 $172K No change
MO Altria Group Inc. 0.20% 2,256 $162K New
DKS Dick's Sporting Goods Inc. 0.20% 714 $162K New
VUSE Vident US Eqty Strat ETF 0.18% 917 $148K New
META Meta Platforms Inc. Class A 0.17% 255 $144K No change
IFGL iShares International Develo 0.17% 1,276 $141K New
IWM iShares Russell 2000 ETF 0.17% 409 $139K Add +142.0%
XOM Exxon Mobil Corp. 0.15% 919 $126K New
JPM JPMorgan Chase & Co. 0.15% 381 $125K No change
ADME Aptus Drwdwn MGD Eqty ETF 0.13% 2,885 $111K New
HD Home Depot Inc. 0.13% 310 $109K No change
PM Philip Morris International 0.13% 591 $107K Add +0.3%
ORCL Oracle Corp. 0.12% 682 $101K No change
XLI SS Industrial Select Sector 0.12% 504 $96K New
JNJ Johnson & Johnson 0.11% 343 $87K No change
ABBV Abbvie Inc. 0.10% 338 $85K No change
AGG iShares Core U.S. Aggregate 0.08% 443 $70K Add +954.8%
IEMG iShares Core MSCI Emerging 0.08% 726 $70K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 191 $54K Add +0.5%
ADP Automatic Data Processing 0.06% 233 $52K No change
PFE Pfizer Inc. 0.06% 2,114 $51K Add +69.3%
AMD Advanced Micro Devices 0.06% 85 $49K No change
WMT Walmart Inc. 0.06% 417 $47K Add +131.7%
XLK SS Technology Select Sector 0.06% 336 $46K Add +59.2%
INTC Intel Corp. 0.05% 305 $43K No change
WFC Wells Fargo & Co. 0.05% 497 $41K No change
CBSH Commerce Bancshares Inc. 0.05% 703 $41K No change
CVX Chevron Corp. 0.05% 240 $40K No change
C Citigroup Inc. 0.05% 276 $39K No change
AVGO Broadcom Inc. 0.05% 100 $38K No change
CSX CSX Corp. 0.05% 789 $38K No change
BND Vanguard Total Bond Market 0.04% 108 $37K No change
IDGT iShares US DGTL Infra & R/E 0.04% 475 $37K New
ENB Enbridge Inc. 0.04% 665 $36K No change
PEP Pepsico Inc. 0.04% 260 $35K No change
NEE Nextera Energy Inc. 0.04% 401 $35K No change
BRK.B Berkshire Hathaway Inc. Class B 0.04% 70 $35K No change
WTRG Essential Utilities Inc. 0.04% 879 $34K No change
UDR Udr Inc. 0.04% 837 $33K New
DE Deere & Co. 0.04% 50 $32K No change
LOW Lowe's Cos Inc. 0.04% 140 $31K No change
LHX L3HARRIS Technologies Inc. 0.04% 106 $31K No change
EMR Emerson Electric Co. 0.04% 213 $30K No change
PG The Procter & Gamble Co. 0.04% 206 $30K No change
IEF iShares 7-10 Year Treasury B 0.03% 285 $29K New
ABT Abbott Laboratories 0.03% 309 $28K No change
MKL Markel Group Inc. 0.03% 14 $27K No change
PAYX Paychex Inc. 0.03% 272 $27K Add +750.0%
COST Costco Wholesale Corp. 0.03% 28 $26K No change
ILF iShares Latin America 40 ETF 0.03% 190 $26K New
BMY Bristol-Myers Squibb Co. 0.03% 441 $25K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.03% 264 $25K New
XLV SS Health Care Select Sector 0.03% 276 $25K Add +120.8%
IXC iShares Global Energy ETF 0.03% 107 $24K No change
ADI Analog Devices Inc. 0.03% 60 $24K New
DUK Duke Energy Corp. 0.03% 185 $23K New
MDLZ Mondelez International Inc. Class A 0.03% 400 $23K Add +0.3%
O Realty Income Corp. 0.03% 360 $22K Add +0.3%
APD Air Products & Chemicals Inc. 0.03% 76 $22K No change
NSC Norfolk Southern Corp. 0.03% 70 $22K No change
TEX Terex Corp. 0.03% 108 $22K No change
CVS CVS Health Corp. 0.02% 8,110 $19K No change
V Visa Inc. Class A 0.02% 56 $19K No change
BABA Alibaba Group Holding-SP ADR 0.02% 200 $19K No change
PANW Palo Alto Networks Inc. 0.02% 56 $19K New
AMGN Amgen Inc. 0.02% 49 $19K Add +276.9%
IR Ingersoll-Rand Inc. 0.02% 221 $18K New
IWP iShares Russell Mid-Cap Grow 0.02% 74 $18K New
MRK Merck & Co. Inc. 0.02% 135 $17K No change
MCD McDonald's Corp. 0.02% 63 $17K No change
MA Mastercard Inc. Class A 0.02% 33 $17K No change
UNH Unitedhealth Group Inc. 0.02% 39 $16K No change
QUAL iShares MSCI USA Quality Fac 0.02% 55 $16K New
NNN NNN REIT Inc. 0.02% 343 $16K Add +0.3%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.02% 102 $15K No change
WSO Watsco Inc. 0.02% 36 $15K New
MLM Martin Marietta Materials 0.02% 26 $15K No change
ROK Rockwell Automation Inc. 0.02% 29 $14K No change
WPC WP Carey Inc. 0.02% 200 $14K No change
SHW The Sherwin-Williams Co. 0.02% 41 $14K No change
TLT iShares 20+ Year Treasury BD 0.02% 90 $14K Reduce -68.4%
EA Electronic Arts Inc. 0.02% 67 $14K No change
CI The Cigna Group 0.02% 40 $14K No change
XLE SS Energy Select Sector 0.02% 254 $13K Reduce -62.0%
VRTX Vertex Pharmaceuticals Inc. 0.02% 27 $13K No change
TFC Truist Financial Corp. 0.02% 268 $13K No change
EOG EOG Resources Inc. 0.02% 101 $13K No change
CEMB iShares JP Morgan Em Corpora 0.02% 125 $13K Reduce -41.9%
XLF SS Financial Select Sector 0.02% 80 $13K Reduce -28.6%
FDX FedEx Corp. 0.01% 39 $12K New
DHR Danaher Corp. 0.01% 63 $12K No change
LLY Eli Lilly & Co. 0.01% 10 $12K No change
PSX Phillips 66 0.01% 65 $11K No change
MMM 3M Co. 0.01% 66 $11K No change
UVV Universal Corp. 0.01% 200 $10K No change
GLPI Gaming and Leisure Propertie 0.01% 233 $10K No change
VRTS Virtus Investment Partners 0.01% 500 $10K No change
GOOG Alphabet Inc. Class C 0.01% 29 $10K No change
VICI Vici Properties Inc. filed as VICI PPTYS INC 0.01% 378 $10K New
ICE Intercontinental Exchange Inc. 0.01% 81 $10K No change
HP Helmerich & Payne 0.01% 25 $10K New
FNF Fidelity National Financial 0.01% 203 $10K New
UNP Union Pacific Corp. 0.01% 35 $10K No change
RSG Republic Services Inc. 0.01% 43 $9K No change
CMCSA Comcast Corp. Class A 0.01% 357 $9K No change
BAC Bank of America Corp. 0.01% 150 $9K No change
XLB SS Materials Select Sector 0.01% 164 $8K Reduce -35.4%
AVY Avery Dennison Corp. 0.01% 50 $8K No change
BP BP PLC-Spons ADR 0.01% 200 $7K No change
LEMB iShares JP Morgan Em Local C 0.01% 158 $7K New
CSCO Cisco Systems Inc. 0.01% 61 $7K No change
AES AES Corp. 0.01% 57 $7K No change
AIVL Wisdomtree US AI Enhanced Va 0.01% 162 $7K New
T AT&T Inc. 0.01% 309 $7K No change
NOW ServiceNow Inc. 0.01% 65 $6K No change
JD Jd.com Inc.-ADR 0.01% 250 $6K No change
BX Blackstone Inc. 0.01% 54 $6K No change
BR Broadridge Financial Solutio 0.01% 46 $6K No change
INTU Intuit Inc. 0.01% 23 $6K No change
ADBE Adobe Inc. 0.01% 28 $6K No change
BDX Becton Dickinson and Co. 0.01% 36 $5K No change
GD General Dynamics Corp. 0.01% 15 $5K No change
HON Honeywell International Inc. 0.01% 23 $5K Reduce -50.0%
ITW Illinois Tool Works 0.01% 19 $5K No change
GIS General Mills Inc. 0.01% 130 $5K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.01% 56 $5K Reduce -99.6%
QCOM Qualcomm Inc. 0.01% 23 $4K No change
MET Metlife Inc. 0.00% 48 $4K No change
DEO Diageo PLC-Sponsored ADR 0.00% 50 $4K No change
WH Wyndham Hotels & Resorts Inc. 0.00% 44 $4K No change
ADC Agree Realty Corp. 0.00% 48 $4K Add +2.1%
VTRS Viatris Inc. 0.00% 228 $4K Add +86.9%
NVO Novo-Nordisk A/S-Spons ADR 0.00% 73 $4K No change
CAR Avis Budget Group Inc. 0.00% 22 $3K No change
WEC WEC Energy Group Inc. 0.00% 29 $3K No change
UPS United Parcel Service Class B 0.00% 29 $3K No change
BHC Bausch Health Cos Inc. 0.00% 600 $3K No change
PBP Invesco S&P 500 Buywrite ETF 0.00% 39 $3K New
ACNT Ascent Industries Co. 0.00% 34 $3K New
NVS Novartis AG-Sponsored ADR 0.00% 17 $3K No change
UBSI United Bankshares Inc. 0.00% 56 $3K New
MDT Medtronic PLC 0.00% 32 $3K No change
ARE Alexandria Real Estate Equit 0.00% 46 $2K No change
EMN Eastman Chemical Co. 0.00% 32 $2K No change
ES Eversource Energy 0.00% 29 $2K No change
CL Colgate-Palmolive Co. 0.00% 22 $2K No change
CTVA Corteva Inc. 0.00% 22 $2K No change
FDS Factset Research Systems Inc. 0.00% 8 $2K No change
WAT Waters Corp. 0.00% 4 $2K No change
CLX Clorox Company 0.00% 15 $1K No change
IFF Intl Flavors & Fragrances filed as INTERNATIONAL FLAVORS&FRAGRA 0.00% 15 $1K No change
SOLV Solventum Corp. 0.00% 15 $1K No change
KHC The Kraft Heinz Co. 0.00% 45 $1K No change
ZBH Zimmer Biomet Holdings Inc. 0.00% 10 $861 No change
NKE Nike Inc. Class B 0.00% 19 $780 No change
WU Western Union Co. 0.00% 80 $610 No change
VFC VF Corp. 0.00% 31 $517 No change
KSS Kohls Corp. 0.00% 4 $333 New
BHF Brighthouse Financial Inc. 0.00% 4 $253 New
CC The Chemours Co. 0.00% 10 $205 New
OGN Organon & Co. 0.00% 13 $176 No change
EMBJ Embraer SA-Spon ADR 0.00% 2 $7 New

Portfolio Sells Q1 2026 → Q2 2026
GOVT iShares US Treasury Bond ETF Sold out 0.00% −60.68
TOK iShares MSCI Kokusai ETF Sold out 0.00% −1.22
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -99.6% 0.01% −0.70
AAPL Apple Inc. Reduce -4.5% 1.77% −0.61
VIDI Vident Intl Eqty Strat ETF Sold out 0.00% −0.47
IEUS iShares MSCI Europe Small-Ca Sold out 0.00% −0.13
FLRN SS SPDR BB Ig Float RT ETF Reduce -2.1% 0.25% −0.12
XLE SS Energy Select Sector Reduce -62.0% 0.02% −0.12
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Sold out 0.00% −0.07
IHE iShares US Pharmaceuticals E Sold out 0.00% −0.07
OEF iShares S&P 100 ETF Sold out 0.00% −0.04
TLT iShares 20+ Year Treasury BD Reduce -68.4% 0.02% −0.03
XLP SS Consumer Staples Sel Sect Sold out 0.00% −0.03
CEMB iShares JP Morgan Em Corpora Reduce -41.9% 0.02% −0.03
IWF iShares Russell 1000 Growth Sold out 0.00% −0.03
TLH iShares 10-20 Year Treasury Sold out 0.00% −0.02
XLY SS Consumer Disc Select Sect Sold out 0.00% −0.02
VIST Vista Energy Sab DE CV Sold out 0.00% −0.02
XLB SS Materials Select Sector Reduce -35.4% 0.01% −0.02
PZZA Papa John's Intl Inc. Sold out 0.00% −0.02
EUSA iShares MSCI USA Equal Weigh Sold out 0.00% −0.01
ELV Elevance Health Inc. Sold out 0.00% −0.01
HON Honeywell International Inc. Reduce -50.0% 0.01% −0.01
DFE Wisdomtree Eur S/C Dividend Sold out 0.00% −0.01
VNQ Vanguard Real Estate ETF Sold out 0.00% −0.01
UBCP United Bancorp Inc. Sold out 0.00% −0.00
XLF SS Financial Select Sector Reduce -28.6% 0.02% +0.01

Portfolio Buys Q1 2026 → Q2 2026
SCHD Schwab US DVD Equity ETF New 13.12% +13.12
VOO Vanguard S&P 500 ETF New 11.54% +11.54
SCHP Schwab U.S. Tips ETF New 10.49% +10.49
QQQ Invesco QQQ Trust Series 1 Add +2968.8% 7.50% +7.21
SCHF Schwab Intl Equity ETF Add +218265.9% 3.42% +3.42
RSP Invesco S&P 500 Equal Weight New 3.39% +3.39
XSMO Invesco S&P Smallcap Momentu New 3.29% +3.29
SPDV Aam S&P 500 High Div Val ETF New 2.75% +2.75
SGOV iShares 0-3 Month Treasury B Add +59.7% 28.09% +2.36
PSLV Sprott Physical Silver Trust Add +411.1% 3.09% +2.09
URA Global X Uranium ETF New 1.32% +1.32
GDX Vaneck Gold Miners ETF New 0.96% +0.96
SCHC Schwab Intl Small-Cap Equity New 0.56% +0.56
ROKT SS SPDR S&P Kensho FF ETF New 0.49% +0.49
SCHR Schwab Intermediate-Term US New 0.49% +0.49
VUG Vanguard Mrngstar GR ETF-Sui New 0.23% +0.23
D Dominion Energy Inc. New 0.22% +0.22
MO Altria Group Inc. New 0.20% +0.20
DKS Dick's Sporting Goods Inc. New 0.20% +0.20
VUSE Vident US Eqty Strat ETF New 0.18% +0.18
IFGL iShares International Develo New 0.17% +0.17
XOM Exxon Mobil Corp. New 0.15% +0.15
ADME Aptus Drwdwn MGD Eqty ETF New 0.13% +0.13
XLI SS Industrial Select Sector New 0.12% +0.12
IWM iShares Russell 2000 ETF Add +142.0% 0.17% +0.09
IEMG iShares Core MSCI Emerging New 0.08% +0.08
IDGT iShares US DGTL Infra & R/E New 0.04% +0.04
UDR Udr Inc. New 0.04% +0.04
AGG iShares Core U.S. Aggregate Add +954.8% 0.08% +0.04
IEF iShares 7-10 Year Treasury B New 0.03% +0.03
ILF iShares Latin America 40 ETF New 0.03% +0.03
DIS The Walt Disney Co. New 0.03% +0.03
ADI Analog Devices Inc. New 0.03% +0.03
DUK Duke Energy Corp. New 0.03% +0.03
PAYX Paychex Inc. Add +750.0% 0.03% +0.03
PANW Palo Alto Networks Inc. New 0.02% +0.02
IR Ingersoll-Rand Inc. New 0.02% +0.02
IWP iShares Russell Mid-Cap Grow New 0.02% +0.02
QUAL iShares MSCI USA Quality Fac New 0.02% +0.02
WSO Watsco Inc. New 0.02% +0.02
WMT Walmart Inc. Add +131.7% 0.06% +0.02
FDX FedEx Corp. New 0.01% +0.01
AMGN Amgen Inc. Add +276.9% 0.02% +0.01
XLK SS Technology Select Sector Add +59.2% 0.06% +0.01
VICI Vici Properties Inc. New 0.01% +0.01
HP Helmerich & Payne New 0.01% +0.01
FNF Fidelity National Financial New 0.01% +0.01
LEMB iShares JP Morgan Em Local C New 0.01% +0.01
AIVL Wisdomtree US AI Enhanced Va New 0.01% +0.01
PBP Invesco S&P 500 Buywrite ETF New 0.00% +0.00

Notes & Other Activity Q1 2026 → Q2 2026
SCCR Schwab Core Bond ETF CORE BOND ETF · principal Sold out 400,967 $401Kbefore exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 186$83.0MSGOV, SCHD, VOO, SCHP, QQQ
Q1 2026 158$56.8MGOVT, SGOV, AAPL, TOK, PSLV