Wolff Financial Management LLC

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 15, 2026), Wolff Financial Management LLC reported 103 stock positions worth $452.5 million. Its top holding was Vanguard Ftse Developed ETF (VEA) at 10.2% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 9.0%) and iShares Core Dividend Growth (DGRO, 8.8%). Compared with Q4 2025, it opened 3 new positions, sold out of 1, added to 39 and reduced 18. The biggest buy was SS SPDR S&P Dividend ETF (SDY, shares +2%) and the biggest sale Van Morst SML-Cap Gro-Usd (VBK, shares −3%).

Most Recent 13F
Q2 2026
Location
KALAMAZOO, MI
CIK
0001767940
Portfolio Value
$452.5M (Q1 2026)
SEC Filing
0001767940-26-000003 ↗ filed Apr 15, 2026

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $343.1M Q1 2024 Q2 2024: $135.4M Q2 2024 Q3 2024: $368.1M Q3 2024 Q4 2024: $360.4M Q4 2024 Q1 2025: $361.0M Q1 2025 Q2 2025: $387.1M Q2 2025 Q3 2025: $430.8M Q3 2025 Q4 2025: $444.6M Q4 2025 Q1 2026: $452.5M $452.5M Q1 2026 Q2 2026: $501.5M Q2 2026

Holdings 103 stocks · $452.5M
VEA Vanguard Ftse Developed ETF 10.22% 721,999 $46.3M Add +1.4%
VUG Vanguard Mrngstar GR ETF-Sui 8.98% 93,054 $40.6M Add +1.8%
DGRO iShares Core Dividend Growth 8.79% 566,631 $39.8M Add +3.0%
SDY SS SPDR S&P Dividend ETF 8.38% 259,984 $37.9M Add +2.3%
VYM Vanguard High DVD Yield ETF 7.33% 224,100 $33.2M Add +1.7%
VB Vanguard Most SM-Cap ETF-Usd 7.14% 123,376 $32.3M Add +2.5%
VCSH Vanguard S/T Corp. Bond ETF 7.01% 400,080 $31.7M Add +3.8%
VGSH Vanguard Short-Term Treasury 6.18% 478,050 $28.0M Add +4.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 5.81% 91,482 $26.3M Add +2.9%
VCRB Vanguard Core Bond ETF 3.25% 189,887 $14.7M Add +9.3%
VOT Vngrd Mrngstr MC GRW ETF-Usd 2.34% 41,083 $10.6M Add +1.0%
LLY Eli Lilly & Co. 1.67% 8,197 $7.5M Add +0.0%
SPEM State Street SP PTF Em ETF 1.31% 126,770 $5.9M Add +4.9%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.29% 19,292 $5.8M Reduce -2.7%
RPG Invesco S&P 500 Pure Growth 1.05% 101,986 $4.8M Reduce -2.5%
AAPL Apple Inc. 0.99% 17,572 $4.5M Add +0.0%
HDV iShares Core High Dividend E 0.95% 31,768 $4.3M Reduce -1.0%
VGT Vanguard Info Tech ETF 0.88% 5,708 $4.0M Add +0.1%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.79% 16,422 $3.6M Reduce -1.2%
CAT Caterpillar Inc. 0.77% 4,948 $3.5M Reduce -0.4%
MZTI The Marzetti Company 0.75% 24,473 $3.4M No change
SYK Stryker Corp. 0.67% 9,272 $3.0M Add +0.1%
MSFT Microsoft Corp. 0.53% 6,493 $2.4M Add +0.0%
QQQ Invesco QQQ Trust Series 1 0.40% 3,126 $1.8M No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.37% 9,128 $1.7M Reduce -0.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.36% 8,348 $1.6M Add +0.7%
VDC Vanguard Consumer Staple ETF 0.36% 7,292 $1.6M Reduce -0.8%
CVX Chevron Corp. 0.36% 7,899 $1.6M Add +0.0%
BRK.B Berkshire Hathaway Inc. Class B 0.35% 3,304 $1.6M No change
MCD McDonald's Corp. 0.34% 4,951 $1.5M No change
VIG Vanguard Dividend Apprec ETF 0.33% 6,963 $1.5M Reduce -0.8%
EFA iShares MSCI Eafe ETF 0.33% 15,280 $1.5M Reduce -1.5%
PG The Procter & Gamble Co. 0.32% 10,142 $1.5M Add +0.0%
DVY iShares Select Dividend ETF 0.30% 8,880 $1.3M Reduce -0.2%
MRK Merck & Co. Inc. 0.29% 11,085 $1.3M Add +0.0%
PFE Pfizer Inc. 0.27% 43,523 $1.2M Add +0.3%
QCOM Qualcomm Inc. 0.26% 9,207 $1.2M No change
VZ Verizon Communications Inc. 0.26% 23,432 $1.2M Add +0.0%
AEP American Electric Power 0.23% 7,944 $1.0M No change
VTEB Vanguard Tax-Exempt Bond ETF 0.22% 20,050 $1.0M Add +0.3%
RTX RTX Corp. 0.21% 4,990 $963K Add +0.0%
QUAL iShares MSCI USA Quality Fac 0.21% 5,000 $959K Reduce -2.9%
MO Altria Group Inc. 0.21% 14,332 $946K Add +0.0%
V Visa Inc. Class A 0.21% 3,126 $945K No change
JPM JPMorgan Chase & Co. 0.21% 3,209 $944K No change
VAW Vanguard Materials ETF 0.21% 4,153 $936K Add +0.1%
PEP Pepsico Inc. 0.20% 5,932 $921K Add +0.1%
GLD SPDR Gold Shares 0.20% 2,132 $917K Reduce -0.1%
SCHF Schwab Intl Equity ETF 0.20% 35,777 $885K No change
WDC Western Digital Corp. 0.19% 3,229 $873K No change
SPLV Invesco S&P 500 Low Volatili 0.19% 11,773 $861K Add +0.4%
KO The Coca-Cola Co. 0.19% 11,055 $841K No change
XLI SS Industrial Select Sector 0.18% 5,156 $834K No change
CSCO Cisco Systems Inc. 0.18% 10,707 $831K No change
META Meta Platforms Inc. Class A 0.18% 1,421 $813K Reduce -1.7%
GOOGL Alphabet Inc. Class A 0.17% 2,636 $758K Add +0.0%
PM Philip Morris International 0.17% 4,523 $748K No change
UPS United Parcel Service Class B 0.16% 7,571 $745K Add +0.1%
TD Toronto-Dominion Bank 0.16% 7,771 $725K No change
PFG Principal Financial Group 0.16% 7,815 $704K No change
USB US Bancorp 0.15% 13,385 $696K Add +0.0%
SNDK Sandisk Corp. 0.15% 1,075 $683K No change
AMAT Applied Materials Inc. 0.15% 1,965 $672K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.14% 975 $634K Reduce -2.5%
DUK Duke Energy Corp. 0.14% 4,810 $630K No change
BMY Bristol-Myers Squibb Co. 0.13% 10,050 $610K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.13% 6,559 $599K No change
LMT Lockheed Martin Corp. 0.13% 984 $595K Add +0.1%
TFC Truist Financial Corp. 0.13% 12,560 $577K No change
SLQD iShares 0-5 YR Inv GRD Corp. 0.12% 11,119 $561K Reduce -1.2%
NFG National Fuel Gas Co. 0.12% 5,678 $534K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.12% 4,000 $530K No change
KMB Kimberly-Clark Corp. 0.10% 4,787 $462K No change
AMZN Amazon.com Inc. 0.10% 2,199 $458K No change
GILD Gilead Sciences Inc. 0.10% 3,160 $440K No change
EFG iShares MSCI Eafe Growth ETF 0.09% 3,686 $411K Reduce -1.7%
AMGN Amgen Inc. 0.09% 1,162 $409K No change
IWP iShares Russell Mid-Cap Grow 0.09% 3,078 $394K Add +0.3%
CLX Clorox Company 0.09% 3,725 $386K No change
TTE Totalenergies SE 0.08% 4,224 $384K No change
VTI VG Morningstar TS MKT ETF-US 0.08% 1,134 $364K Reduce -4.9%
JNJ Johnson & Johnson 0.08% 1,454 $356K No change
SIVR Abrdn Physical Silver Shares 0.08% 4,859 $348K No change
NULV Nuveen ESG Large-Cap Val ETF 0.07% 7,362 $335K No change
PSX Phillips 66 0.07% 1,815 $331K No change
GD General Dynamics Corp. 0.07% 963 $331K No change
AVGO Broadcom Inc. 0.07% 1,066 $330K Add +0.2%
NVDA Nvidia Corp. 0.06% 1,673 $292K Add +31.4%
IQLT iShares MSCI International Q 0.06% 6,136 $284K Reduce -33.9%
SPDW Ste STR SPDR PT DW Eu ETF 0.06% 6,042 $276K No change
WMT Walmart Inc. 0.06% 2,200 $273K Add +0.1%
TSM Taiwan Semiconductor-SP ADR 0.06% 808 $273K No change
NULG Nuveen ESG LRG-Cap GRW ETF 0.06% 2,994 $272K No change
EPD Enterprise Products Partners 0.06% 7,034 $266K No change
ET Energy Transfer LP 0.06% 13,238 $255K Add +0.2%
CASY Casey's General Stores Inc. 0.05% 335 $244K New
SCHG Schwab US Large-Cap Growth 0.05% 8,083 $235K No change
BSV Vanguard Short-Term Bond ETF 0.05% 2,913 $228K Add +0.4%
INTC Intel Corp. 0.05% 4,978 $220K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 902 $219K No change
BX Blackstone Inc. 0.05% 1,775 $204K No change
IVV iShares Core S&P 500 ETF 0.04% 312 $204K No change
ESLT Elbit Systems Ltd. 0.04% 238 $202K New

Portfolio Sells Q4 2025 → Q1 2026
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -2.7% 1.29% −0.06
MOAT Vaneck Morningstar Wide Moat Sold out 0.00% −0.05
RPG Invesco S&P 500 Pure Growth Reduce -2.5% 1.05% −0.04
META Meta Platforms Inc. Class A Reduce -1.7% 0.18% −0.04
IQLT iShares MSCI International Q Reduce -33.9% 0.06% −0.03
QUAL iShares MSCI USA Quality Fac Reduce -2.9% 0.21% −0.02
VIG Vanguard Dividend Apprec ETF Reduce -0.8% 0.33% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -2.5% 0.14% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -4.9% 0.08% −0.01
EFA iShares MSCI Eafe ETF Reduce -1.5% 0.33% −0.01
EFG iShares MSCI Eafe Growth ETF Reduce -1.7% 0.09% −0.01
SLQD iShares 0-5 YR Inv GRD Corp. Reduce -1.2% 0.12% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -1.2% 0.79% −0.00
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -0.2% 0.37% +0.01
GLD SPDR Gold Shares Reduce -0.1% 0.20% +0.01
VDC Vanguard Consumer Staple ETF Reduce -0.8% 0.36% +0.01
DVY iShares Select Dividend ETF Reduce -0.2% 0.30% +0.01
HDV iShares Core High Dividend E Reduce -1.0% 0.95% +0.08
CAT Caterpillar Inc. Reduce -0.4% 0.77% +0.13

Portfolio Buys Q4 2025 → Q1 2026
SDY SS SPDR S&P Dividend ETF Add +2.3% 8.38% +0.43
VYM Vanguard High DVD Yield ETF Add +1.7% 7.33% +0.22
VEA Vanguard Ftse Developed ETF Add +1.4% 10.22% +0.22
VCRB Vanguard Core Bond ETF Add +9.3% 3.25% +0.20
DGRO iShares Core Dividend Growth Add +3.0% 8.79% +0.20
VB Vanguard Most SM-Cap ETF-Usd Add +2.5% 7.14% +0.15
VGSH Vanguard Short-Term Treasury Add +4.3% 6.18% +0.13
VCSH Vanguard S/T Corp. Bond ETF Add +3.8% 7.01% +0.10
CVX Chevron Corp. Add +0.0% 0.36% +0.09
CASY Casey's General Stores Inc. New 0.05% +0.05
INTC Intel Corp. New 0.05% +0.05
VZ Verizon Communications Inc. Add +0.0% 0.26% +0.05
ESLT Elbit Systems Ltd. New 0.04% +0.04
SPEM State Street SP PTF Em ETF Add +4.9% 1.31% +0.04
MRK Merck & Co. Inc. Add +0.0% 0.29% +0.03
PFE Pfizer Inc. Add +0.3% 0.27% +0.03
LMT Lockheed Martin Corp. Add +0.1% 0.13% +0.02
MO Altria Group Inc. Add +0.0% 0.21% +0.02
VAW Vanguard Materials ETF Add +0.1% 0.21% +0.01
PEP Pepsico Inc. Add +0.1% 0.20% +0.01
NVDA Nvidia Corp. Add +31.4% 0.06% +0.01
ET Energy Transfer LP Add +0.2% 0.06% +0.01
RTX RTX Corp. Add +0.0% 0.21% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +0.7% 0.36% +0.01
WMT Walmart Inc. Add +0.1% 0.06% +0.01
SPLV Invesco S&P 500 Low Volatili Add +0.4% 0.19% +0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +2.9% 5.81% +0.00
BSV Vanguard Short-Term Bond ETF Add +0.4% 0.05% −0.00
PG The Procter & Gamble Co. Add +0.0% 0.32% −0.00
UPS United Parcel Service Class B Add +0.1% 0.16% −0.00
VTEB Vanguard Tax-Exempt Bond ETF Add +0.3% 0.22% −0.01
USB US Bancorp Add +0.0% 0.15% −0.01
IWP iShares Russell Mid-Cap Grow Add +0.3% 0.09% −0.01
AVGO Broadcom Inc. Add +0.2% 0.07% −0.01
GOOGL Alphabet Inc. Class A Add +0.0% 0.17% −0.02
SYK Stryker Corp. Add +0.1% 0.67% −0.06
VGT Vanguard Info Tech ETF Add +0.1% 0.88% −0.09
AAPL Apple Inc. Add +0.0% 0.99% −0.09
MSFT Microsoft Corp. Add +0.0% 0.53% −0.17
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +1.0% 2.34% −0.22
LLY Eli Lilly & Co. Add +0.0% 1.67% −0.32
VUG Vanguard Mrngstar GR ETF-Sui Add +1.8% 8.98% −1.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 106$501.5MVEA, VUG, DGRO, SDY, VB
Q1 2026 103$452.5MVEA, VUG, DGRO, SDY, VYM
Q4 2025 101$444.6MVUG, VEA, DGRO, SDY, VYM
Q3 2025 101$430.8MVUG, VEA, DGRO, SDY, VYM
Q2 2025 98$387.1MVUG, VEA, DGRO, SDY, VYM
Q1 2025 97$361.0MVUG, VEA, SDY, DGRO, VYM
Q4 2024 94$360.4MVUG, VEA, DGRO, SDY, VB
Q3 2024 98$368.1MVUG, VEA, SDY, DGRO, VYM
Q2 2024 42$135.4MDGRO, SDY, VCSH, VGSH, RPG
Q1 2024 97$343.1MVUG, VEA, SDY, DGRO, VB