Wolff Financial Management LLC

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 16, 2026), Wolff Financial Management LLC reported 106 stock positions worth $501.5 million. Its top holding was Vanguard Ftse Developed ETF (VEA) at 10.0% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 9.7%) and iShares Core Dividend Growth (DGRO, 8.5%). Compared with Q1 2026, it opened 4 new positions, sold out of 1, added to 38 and reduced 25. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +1%) and the biggest sale Vanguard High DVD Yield ETF (VYM, shares −1%).

Most Recent 13F
Q2 2026
Location
KALAMAZOO, MI
CIK
0001767940
Portfolio Value
$501.5M (Q2 2026)
SEC Filing
0001767940-26-000004 ↗ filed Jul 16, 2026

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $343.1M Q1 2024 Q2 2024: $135.4M Q2 2024 Q3 2024: $368.1M Q3 2024 Q4 2024: $360.4M Q4 2024 Q1 2025: $361.0M Q1 2025 Q2 2025: $387.1M Q2 2025 Q3 2025: $430.8M Q3 2025 Q4 2025: $444.6M Q4 2025 Q1 2026: $452.5M Q1 2026 Q2 2026: $501.5M $501.5M Q2 2026

Holdings 106 stocks · $501.5M
VEA Vanguard Ftse Developed ETF 9.97% 701,967 $50.0M Reduce -2.8%
VUG Vanguard Mrngstar GR ETF-Sui 9.68% 563,790 $48.6M Add +1.0%
DGRO iShares Core Dividend Growth 8.53% 564,374 $42.8M Reduce -0.4%
SDY SS SPDR S&P Dividend ETF 7.99% 263,340 $40.1M Add +1.3%
VB Vanguard Most SM-Cap ETF-Usd 7.34% 121,432 $36.8M Reduce -1.6%
VYM Vanguard High DVD Yield ETF 7.02% 222,765 $35.2M Reduce -0.6%
VCSH Vanguard S/T Corp. Bond ETF 6.64% 421,619 $33.3M Add +5.4%
VGSH Vanguard Short-Term Treasury 5.96% 513,142 $29.9M Add +7.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 5.90% 367,145 $29.6M Add +0.3%
VCRB Vanguard Core Bond ETF 3.25% 211,201 $16.3M Add +11.2%
VOT Vngrd Mrngstr MC GRW ETF-Usd 2.66% 43,491 $13.3M Add +5.9%
LLY Eli Lilly & Co. 1.86% 7,772 $9.3M Reduce -5.2%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.34% 18,364 $6.7M Reduce -4.8%
SPEM State Street SP PTF Em ETF 1.33% 128,626 $6.7M Add +1.5%
RPG Invesco S&P 500 Pure Growth 1.29% 101,185 $6.5M Reduce -0.8%
VGT Vanguard Info Tech ETF 1.04% 43,547 $5.2M Reduce -4.6%
AAPL Apple Inc. 1.01% 17,445 $5.0M Reduce -0.7%
CAT Caterpillar Inc. 0.94% 4,440 $4.7M Reduce -10.3%
HDV iShares Core High Dividend E 0.87% 159,370 $4.4M Add +0.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.75% 15,506 $3.8M Reduce -5.6%
SYK Stryker Corp. 0.61% 9,722 $3.1M Add +4.8%
MSFT Microsoft Corp. 0.58% 7,792 $2.9M Add +20.0%
MZTI The Marzetti Company 0.56% 24,473 $2.8M No change
QQQ Invesco QQQ Trust Series 1 0.46% 3,126 $2.3M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.36% 8,387 $1.8M Add +0.5%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.35% 8,880 $1.8M Reduce -2.7%
WDC Western Digital Corp. 0.34% 2,659 $1.7M Reduce -17.6%
BRK.B Berkshire Hathaway Inc. Class B 0.33% 3,304 $1.7M No change
VDC Vanguard Consumer Staple ETF 0.33% 7,317 $1.6M Add +0.3%
VIG Vanguard Dividend Apprec ETF 0.33% 6,966 $1.6M Add +0.0%
EFA iShares MSCI Eafe ETF 0.32% 15,327 $1.6M Add +0.3%
PG The Procter & Gamble Co. 0.30% 10,146 $1.5M Add +0.0%
QCOM Qualcomm Inc. 0.29% 7,811 $1.4M Reduce -15.2%
SNDK Sandisk Corp. 0.28% 625 $1.4M Reduce -41.9%
AMAT Applied Materials Inc. 0.28% 1,965 $1.4M No change
MRK Merck & Co. Inc. 0.28% 10,886 $1.4M Reduce -1.8%
DVY iShares Select Dividend ETF 0.28% 8,887 $1.4M Add +0.1%
MCD McDonald's Corp. 0.27% 4,951 $1.3M No change
CVX Chevron Corp. 0.26% 7,903 $1.3M Add +0.1%
CSCO Cisco Systems Inc. 0.25% 10,707 $1.3M No change
QUAL iShares MSCI USA Quality Fac 0.22% 5,004 $1.1M Add +0.1%
AEP American Electric Power 0.22% 7,944 $1.1M No change
PFE Pfizer Inc. 0.21% 43,639 $1.1M Add +0.3%
JPM JPMorgan Chase & Co. 0.21% 3,209 $1.1M No change
V Visa Inc. Class A 0.21% 3,050 $1.0M Reduce -2.4%
MO Altria Group Inc. 0.21% 14,334 $1.0M Add +0.0%
VTEB Vanguard Tax-Exempt Bond ETF 0.20% 20,147 $1.0M Add +0.5%
SCHF Schwab Intl Equity ETF 0.20% 35,993 $997K Add +0.6%
VZ Verizon Communications Inc. 0.20% 23,440 $992K Add +0.0%
XLI SS Industrial Select Sector 0.19% 5,156 $955K No change
VAW Vanguard Materials ETF 0.19% 4,155 $951K Add +0.1%
TD Toronto-Dominion Bank 0.19% 7,771 $944K No change
GOOGL Alphabet Inc. Class A 0.19% 2,637 $942K Add +0.0%
RTX RTX Corp. 0.19% 4,937 $937K Reduce -1.1%
KO The Coca-Cola Co. 0.18% 11,059 $899K Add +0.0%
SPLV Invesco S&P 500 Low Volatili 0.18% 11,820 $885K Add +0.4%
PFG Principal Financial Group 0.17% 7,815 $842K No change
PM Philip Morris International 0.16% 4,523 $818K No change
UPS United Parcel Service Class B 0.16% 7,579 $815K Add +0.1%
USB US Bancorp 0.16% 13,390 $809K Add +0.0%
PEP Pepsico Inc. 0.16% 5,934 $804K Add +0.0%
META Meta Platforms Inc. Class A 0.16% 1,421 $800K No change
GLD SPDR Gold Shares 0.16% 2,132 $785K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.15% 975 $728K No change
INTC Intel Corp. 0.14% 5,178 $723K Add +4.0%
TFC Truist Financial Corp. 0.12% 12,560 $626K No change
DUK Duke Energy Corp. 0.12% 4,810 $609K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.12% 4,000 $591K No change
BMY Bristol-Myers Squibb Co. 0.12% 10,050 $579K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.11% 6,270 $550K Reduce -4.4%
SLQD iShares 0-5 YR Inv GRD Corp. 0.11% 10,519 $530K Reduce -5.4%
KMB Kimberly-Clark Corp. 0.10% 4,787 $525K No change
AMZN Amazon.com Inc. 0.10% 2,199 $524K No change
LMT Lockheed Martin Corp. 0.10% 984 $501K No change
EFG iShares MSCI Eafe Growth ETF 0.09% 3,652 $454K Reduce -0.9%
NFG National Fuel Gas Co. 0.09% 5,678 $438K No change
VTI VG Morningstar TS MKT ETF-US 0.08% 1,144 $423K Add +0.9%
AMGN Amgen Inc. 0.08% 1,162 $421K No change
AVGO Broadcom Inc. 0.08% 1,068 $403K Add +0.2%
GILD Gilead Sciences Inc. 0.08% 3,160 $399K No change
TSM Taiwan Semiconductor-SP ADR 0.08% 808 $386K No change
JNJ Johnson & Johnson 0.07% 1,454 $369K No change
NULV Nuveen ESG Large-Cap Val ETF 0.07% 7,362 $368K No change
CLX Clorox Company 0.07% 3,725 $356K No change
NULG Nuveen ESG LRG-Cap GRW ETF 0.07% 2,994 $350K No change
GD General Dynamics Corp. 0.07% 963 $341K No change
IWP iShares Russell Mid-Cap Grow 0.07% 2,313 $339K Reduce -24.9%
TTE Totalenergies SE 0.07% 4,224 $328K No change
NVDA Nvidia Corp. 0.06% 1,550 $310K Reduce -7.3%
PSX Phillips 66 0.06% 1,815 $307K No change
SPDW Ste STR SPDR PT DW Eu ETF 0.06% 6,071 $306K Add +0.5%
IQLT iShares MSCI International Q 0.06% 6,024 $298K Reduce -1.8%
SCHG Schwab US Large-Cap Growth 0.05% 8,083 $274K No change
SIVR Abrdn Physical Silver Shares 0.05% 4,859 $273K No change
CASY Casey's General Stores Inc. 0.05% 335 $267K No change
GLW Corning Inc. 0.05% 1,013 $259K New
EPD Enterprise Products Partners 0.05% 7,034 $259K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 902 $254K No change
ET Energy Transfer LP 0.05% 13,258 $253K Add +0.1%
WMT Walmart Inc. 0.05% 2,203 $250K Add +0.1%
BSV Vanguard Short-Term Bond ETF 0.05% 2,934 $229K Add +0.7%
ESGD iShares Trust iShares ESG Aw 0.04% 2,099 $216K New
MOAT Vaneck Morningstar Wide Moat 0.04% 2,029 $211K New
BX Blackstone Inc. 0.04% 1,775 $209K No change
IVV iShares Core S&P 500 ETF 0.04% 278 $208K Reduce -10.9%
ISCG iShares Morningstar Small-Ca 0.04% 3,085 $202K New

Portfolio Sells Q1 2026 → Q2 2026
VYM Vanguard High DVD Yield ETF Reduce -0.6% 7.02% −0.31
DGRO iShares Core Dividend Growth Reduce -0.4% 8.53% −0.26
VEA Vanguard Ftse Developed ETF Reduce -2.8% 9.97% −0.25
ESLT Elbit Systems Ltd. Sold out 0.00% −0.04
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -5.6% 0.75% −0.04
RTX RTX Corp. Reduce -1.1% 0.19% −0.03
EFAV iShares MSCI Eafe Min Vol Fa Reduce -4.4% 0.11% −0.02
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -2.7% 0.35% −0.02
IWP iShares Russell Mid-Cap Grow Reduce -24.9% 0.07% −0.02
SLQD iShares 0-5 YR Inv GRD Corp. Reduce -5.4% 0.11% −0.02
MRK Merck & Co. Inc. Reduce -1.8% 0.28% −0.02
IVV iShares Core S&P 500 ETF Reduce -10.9% 0.04% −0.00
IQLT iShares MSCI International Q Reduce -1.8% 0.06% −0.00
NVDA Nvidia Corp. Reduce -7.3% 0.06% −0.00
EFG iShares MSCI Eafe Growth ETF Reduce -0.9% 0.09% −0.00
V Visa Inc. Class A Reduce -2.4% 0.21% −0.00
AAPL Apple Inc. Reduce -0.7% 1.01% +0.02
QCOM Qualcomm Inc. Reduce -15.2% 0.29% +0.03
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -4.8% 1.34% +0.05
SNDK Sandisk Corp. Reduce -41.9% 0.28% +0.13
WDC Western Digital Corp. Reduce -17.6% 0.34% +0.15
VGT Vanguard Info Tech ETF Reduce -4.6% 1.04% +0.16
CAT Caterpillar Inc. Reduce -10.3% 0.94% +0.17
LLY Eli Lilly & Co. Reduce -5.2% 1.86% +0.19
VB Vanguard Most SM-Cap ETF-Usd Reduce -1.6% 7.34% +0.20
RPG Invesco S&P 500 Pure Growth Reduce -0.8% 1.29% +0.23

Portfolio Buys Q1 2026 → Q2 2026
VUG Vanguard Mrngstar GR ETF-Sui Add +1.0% 9.68% +0.70
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +5.9% 2.66% +0.32
INTC Intel Corp. Add +4.0% 0.14% +0.10
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.3% 5.90% +0.09
GLW Corning Inc. New 0.05% +0.05
MSFT Microsoft Corp. Add +20.0% 0.58% +0.05
ESGD iShares Trust iShares ESG Aw New 0.04% +0.04
MOAT Vaneck Morningstar Wide Moat New 0.04% +0.04
ISCG iShares Morningstar Small-Ca New 0.04% +0.04
GOOGL Alphabet Inc. Class A Add +0.0% 0.19% +0.02
SPEM State Street SP PTF Em ETF Add +1.5% 1.33% +0.01
AVGO Broadcom Inc. Add +0.2% 0.08% +0.01
USB US Bancorp Add +0.0% 0.16% +0.01
QUAL iShares MSCI USA Quality Fac Add +0.1% 0.22% +0.01
VCRB Vanguard Core Bond ETF Add +11.2% 3.25% +0.01
VTI VG Morningstar TS MKT ETF-US Add +0.9% 0.08% +0.00
SCHF Schwab Intl Equity ETF Add +0.6% 0.20% +0.00
VTV Vanguard Mrngstr Val ETF-Aui Add +0.5% 0.36% +0.00
SPDW Ste STR SPDR PT DW Eu ETF Add +0.5% 0.06% 0.00
UPS United Parcel Service Class B Add +0.1% 0.16% −0.00
VIG Vanguard Dividend Apprec ETF Add +0.0% 0.33% −0.00
MO Altria Group Inc. Add +0.0% 0.21% −0.00
BSV Vanguard Short-Term Bond ETF Add +0.7% 0.05% −0.00
ET Energy Transfer LP Add +0.1% 0.05% −0.01
KO The Coca-Cola Co. Add +0.0% 0.18% −0.01
EFA iShares MSCI Eafe ETF Add +0.3% 0.32% −0.01
WMT Walmart Inc. Add +0.1% 0.05% −0.01
SPLV Invesco S&P 500 Low Volatili Add +0.4% 0.18% −0.01
VAW Vanguard Materials ETF Add +0.1% 0.19% −0.02
VTEB Vanguard Tax-Exempt Bond ETF Add +0.5% 0.20% −0.02
DVY iShares Select Dividend ETF Add +0.1% 0.28% −0.02
PG The Procter & Gamble Co. Add +0.0% 0.30% −0.03
VDC Vanguard Consumer Staple ETF Add +0.3% 0.33% −0.03
PEP Pepsico Inc. Add +0.0% 0.16% −0.04
PFE Pfizer Inc. Add +0.3% 0.21% −0.06
VZ Verizon Communications Inc. Add +0.0% 0.20% −0.06
SYK Stryker Corp. Add +4.8% 0.61% −0.06
HDV iShares Core High Dividend E Add +0.3% 0.87% −0.08
CVX Chevron Corp. Add +0.1% 0.26% −0.10
VGSH Vanguard Short-Term Treasury Add +7.3% 5.96% −0.23
VCSH Vanguard S/T Corp. Bond ETF Add +5.4% 6.64% −0.36
SDY SS SPDR S&P Dividend ETF Add +1.3% 7.99% −0.39

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 106$501.5MVEA, VUG, DGRO, SDY, VB
Q1 2026 103$452.5MVEA, VUG, DGRO, SDY, VYM
Q4 2025 101$444.6MVUG, VEA, DGRO, SDY, VYM
Q3 2025 101$430.8MVUG, VEA, DGRO, SDY, VYM
Q2 2025 98$387.1MVUG, VEA, DGRO, SDY, VYM
Q1 2025 97$361.0MVUG, VEA, SDY, DGRO, VYM
Q4 2024 94$360.4MVUG, VEA, DGRO, SDY, VB
Q3 2024 98$368.1MVUG, VEA, SDY, DGRO, VYM
Q2 2024 42$135.4MDGRO, SDY, VCSH, VGSH, RPG
Q1 2024 97$343.1MVUG, VEA, SDY, DGRO, VB