Access Financial Services, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 20, 2025), Access Financial Services, Inc. reported 101 stock positions worth $276.1 million. Its top holding was Schwab US Large-Cap ETF (SCHX) at 13.4% of the portfolio, followed by Schwab Short-Term US Treas (SCHO, 11.9%) and Bondbloxx BBG 1 Dur US Treas (XONE, 7.6%). Compared with Q2 2025, it opened 11 new positions, sold out of 8, added to 18 and reduced 53. The biggest buy was a new position in Alianzim US Eq BFR20 Aug-Usd (AUGW) and the biggest sale PIMCO Ultra SHRT Govt Active (BILZ, shares −60%).

Most Recent 13F
Q2 2026
Location
MINNEAPOLIS, MN
CIK
0001699622
Portfolio Value
$276.1M (Q3 2025)
SEC Filing
0001699622-25-000002 ↗ filed Oct 20, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $223.7M Q1 2024 Q2 2024: $220.0M Q2 2024 Q3 2024: $218.0M Q3 2024 Q4 2024: $224.5M Q4 2024 Q1 2025: $248.6M Q1 2025 Q2 2025: $264.6M Q2 2025 Q3 2025: $276.1M $276.1M Q3 2025 Q4 2025: $274.7M Q4 2025 Q1 2026: $282.1M Q1 2026 Q2 2026: $305.0M Q2 2026

Holdings 101 stocks · $276.1M
SCHX Schwab US Large-Cap ETF 13.44% 1,408,496 $37.1M Reduce -8.7%
SCHO Schwab Short-Term US Treas 11.90% 1,346,749 $32.9M Add +112.5%
XONE Bondbloxx BBG 1 Dur US Treas 7.59% 421,801 $20.9M Reduce -7.2%
AUGW Alianzim US Eq BFR20 Aug-Usd 7.35% 635,248 $20.3M New
BILZ PIMCO Ultra SHRT Govt Active 5.62% 153,228 $15.5M Reduce -59.5%
IJUL Innovator International Deve 5.24% 442,325 $14.5M New
FNDX Schwab Fndmntl US LRG Co. ETF 4.30% 451,869 $11.9M Reduce -3.4%
DECW Alianzim US Eq BFR20 Dec-Usd 2.62% 219,214 $7.2M Reduce -66.3%
MSFT Microsoft Corp. 1.99% 10,622 $5.5M Reduce -3.0%
FNDE Schwab Fndmntl Em MRK Eq ETF 1.95% 148,588 $5.4M Reduce -2.2%
IVV iShares Core S&P 500 ETF 1.93% 7,955 $5.3M Reduce -2.2%
FNDF Schwab Fndmn Intl LRG Co. ETF 1.60% 102,717 $4.4M Reduce -3.0%
RSP Invesco S&P 500 Equal Weight 1.54% 22,356 $4.2M Reduce -15.5%
EJUL Innovator Emerging Markets P 1.28% 122,281 $3.5M New
XLK SS Technology Select Sector 0.97% 9,529 $2.7M Reduce -0.7%
OEF iShares S&P 100 ETF 0.95% 7,915 $2.6M No change
AAPL Apple Inc. 0.95% 10,340 $2.6M Add +9.8%
TSLA Tesla Inc. 0.91% 5,625 $2.5M Reduce -13.4%
JPM JPMorgan Chase & Co. 0.75% 6,548 $2.1M Reduce -1.1%
SPYM Ste STR SPDR PT S&P 500 ETF 0.71% 24,941 $2.0M Add +2.3%
XLV SS Health Care Select Sector 0.70% 13,952 $1.9M Reduce -2.2%
AMZN Amazon.com Inc. 0.70% 8,748 $1.9M Reduce -0.3%
CBOE Cboe Global Markets Inc. 0.69% 7,711 $1.9M Reduce -0.9%
PG The Procter & Gamble Co. 0.68% 12,303 $1.9M Add +13.0%
KO The Coca-Cola Co. 0.67% 27,988 $1.9M Reduce -1.0%
RSPN Invesco S&P 500 Equal Weight 0.67% 32,869 $1.8M Reduce -1.5%
VLO Valero Energy Corp. 0.66% 10,674 $1.8M Reduce -0.9%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.66% 6,421 $1.8M Reduce -1.0%
LMT Lockheed Martin Corp. 0.66% 3,626 $1.8M Reduce -1.5%
ABBV Abbvie Inc. 0.64% 7,642 $1.8M Reduce -0.8%
BRK.B Berkshire Hathaway Inc. Class B 0.62% 3,416 $1.7M Add +0.3%
ARES Ares Management Corp. Class A 0.59% 10,111 $1.6M Reduce -1.3%
RSG Republic Services Inc. 0.58% 6,920 $1.6M Add +12.2%
COST Costco Wholesale Corp. 0.56% 1,677 $1.6M New
BKR Baker Hughes Co. 0.55% 31,353 $1.5M Reduce -20.7%
SGOV iShares 0-3 Month Treasury B 0.55% 15,100 $1.5M Add +185.8%
PAYX Paychex Inc. 0.55% 11,985 $1.5M Add +9.5%
FTNT Fortinet Inc. 0.54% 17,590 $1.5M Reduce -1.0%
GLD SPDR Gold Shares 0.52% 4,017 $1.4M Reduce -0.8%
WSO Watsco Inc. 0.52% 3,524 $1.4M Reduce -1.0%
APD Air Products & Chemicals Inc. 0.51% 5,139 $1.4M Reduce -1.0%
VTI VG Morningstar TS MKT ETF-US 0.49% 4,163 $1.4M Add +0.5%
SCHF Schwab Intl Equity ETF 0.47% 55,230 $1.3M Add +2.6%
QCOM Qualcomm Inc. 0.44% 7,368 $1.2M Reduce -31.4%
EOG EOG Resources Inc. 0.43% 10,683 $1.2M Reduce -2.0%
VTEB Vanguard Tax-Exempt Bond ETF 0.40% 22,110 $1.1M Reduce -18.0%
AMGN Amgen Inc. 0.40% 3,886 $1.1M Reduce -1.0%
VYM Vanguard High DVD Yield ETF 0.39% 7,713 $1.1M Reduce -34.4%
CLH Clean Harbors Inc. 0.38% 4,472 $1.0M Reduce -1.9%
MRSH Marsh & McLennan Cos 0.36% 4,986 $1.0M Reduce -29.3%
PWR Quanta Services Inc. 0.36% 2,419 $1.0M Reduce -1.0%
FBTC Fidelity Wise Origin Bitcoin 0.35% 9,821 $980K Reduce -0.1%
XOP SS SPDR S&P Og Exp & Prod 0.35% 7,366 $974K Reduce -0.2%
IEFA iShares Core MSCI Eafe ETF 0.34% 10,606 $926K Reduce -9.0%
PPA Invesco Aerospace & Defense 0.32% 5,640 $877K Reduce -0.3%
NXP Nuveen Select Tax-Free Inc. 0.31% 59,446 $860K Add +0.8%
XLC SS Comm Select Sector SPDR 0.31% 7,232 $856K No change
LRCX Lam Research Corp. 0.30% 6,162 $825K Reduce -2.2%
KLAC KLA Corp. 0.30% 761 $821K Reduce -0.3%
IAK iShares U.S. Insurance ETF 0.29% 6,075 $814K New
GOOG Alphabet Inc. Class C 0.27% 3,103 $756K No change
CVX Chevron Corp. 0.26% 4,654 $723K Reduce -48.2%
FAST Fastenal Co. 0.25% 13,884 $681K No change
NUW Nuveen Amt-Free Muni Val 0.24% 47,190 $669K Add +4.4%
JPST JPMorgan Ultra-Short Income 0.24% 12,919 $655K Add +1.1%
XHB SS SPDR S&P Homebldrs ETF 0.22% 5,550 $615K Add +0.1%
LOW Lowe's Cos Inc. 0.22% 2,384 $599K Reduce -54.9%
WMT Walmart Inc. 0.21% 5,747 $592K Add +0.1%
BBN BlackRock Taxable Muni BND 0.21% 34,472 $572K Reduce -12.3%
NVDA Nvidia Corp. 0.21% 3,050 $569K No change
RFI Cohen & Steers Tot Ret RLTY 0.20% 44,902 $543K Reduce -41.0%
VIG Vanguard Dividend Apprec ETF 0.19% 2,492 $538K No change
BND Vanguard Total Bond Market 0.19% 7,096 $528K Add +1.2%
HD Home Depot Inc. 0.19% 1,284 $520K No change
CTSH Cognizant Tech Solutions-A 0.18% 7,562 $507K New
SPY SS SPDR S&P 500 ETF Trust-US 0.17% 853 $466K Reduce -5.8%
ESGV Vanguard ESG US Stock ETF 0.17% 3,874 $459K No change
IBIT iShares Bitcoin Trust ETF 0.17% 7,057 $459K Add +6.5%
XEL Xcel Energy Inc. 0.16% 5,590 $451K Reduce -2.3%
SCHG Schwab US Large-Cap Growth 0.16% 13,936 $445K No change
IXUS iShares Core Intl Stock ETF 0.15% 5,083 $420K Add +0.8%
META Meta Platforms Inc. Class A 0.15% 568 $417K No change
GOOGL Alphabet Inc. Class A 0.15% 1,693 $412K No change
SLV iShares Silver Trust 0.15% 9,664 $409K No change
SCHD Schwab US DVD Equity ETF 0.15% 14,735 $402K Reduce -23.1%
TDIV FT Nasdaq Tech DVD Index FD 0.14% 3,946 $389K Reduce -16.1%
MCD McDonald's Corp. 0.13% 1,141 $347K No change
BIL SS SPDR BB 1-3M T-Bill ETF 0.12% 3,643 $334K Reduce -21.7%
VTIP Vanguard Short-Term Tips 0.12% 6,515 $330K No change
DVY iShares Select Dividend ETF 0.12% 2,317 $329K No change
XLF SS Financial Select Sector 0.12% 5,995 $323K No change
ETN Eaton Corp. PLC 0.11% 840 $314K No change
IWF iShares Russell 1000 Growth 0.11% 632 $296K No change
LLY Eli Lilly & Co. 0.10% 378 $288K Reduce -2.1%
MAGS Roundhill Magnificent Seven 0.10% 4,444 $288K New
NMS Nuveen MN QLTY Muni Inc. 0.10% 23,260 $277K New
MINT PIMCO Enhanced Short Maturit 0.10% 2,697 $272K Reduce -27.1%
IWM iShares Russell 2000 ETF 0.10% 1,114 $270K New
VOO Vanguard S&P 500 ETF 0.10% 440 $269K New
SCHZ Schwab US Aggregate Bond ETF 0.10% 11,430 $268K No change

Show all 101 holdings

Portfolio Sells Q2 2025 → Q3 2025
BILZ PIMCO Ultra SHRT Govt Active Reduce -59.5% 5.62% −8.86
DECW Alianzim US Eq BFR20 Dec-Usd Reduce -66.3% 2.62% −5.14
GOVT iShares US Treasury Bond ETF Sold out 0.00% −1.77
IJUN Innov Intl Dev PB ETF - June Sold out 0.00% −1.18
XONE Bondbloxx BBG 1 Dur US Treas Reduce -7.2% 7.59% −0.94
SCHX Schwab US Large-Cap ETF Reduce -8.7% 13.44% −0.82
IXJ iShares Global Healthcare Et Sold out 0.00% −0.82
IEF iShares 7-10 Year Treasury B Sold out 0.00% −0.31
RSP Invesco S&P 500 Equal Weight Reduce -15.5% 1.54% −0.28
EOCT Innovator Emer MKT PWR Buff Sold out 0.00% −0.23
LOW Lowe's Cos Inc. Reduce -54.9% 0.22% −0.23
CVX Chevron Corp. Reduce -48.2% 0.26% −0.22
MRSH Marsh & McLennan Cos Reduce -29.3% 0.36% −0.22
QCOM Qualcomm Inc. Reduce -31.4% 0.44% −0.20
VYM Vanguard High DVD Yield ETF Reduce -34.4% 0.39% −0.20
FTNT Fortinet Inc. Reduce -1.0% 0.54% −0.17
RFI Cohen & Steers Tot Ret RLTY Reduce -41.0% 0.20% −0.15
SCHB Schwab US Broad Market ETF Sold out 0.00% −0.13
CCIF Carlyle Credit Income Fund Sold out 0.00% −0.12
SCHA Schwab US Small-Cap ETF Sold out 0.00% −0.10
VTEB Vanguard Tax-Exempt Bond ETF Reduce -18.0% 0.40% −0.10
ARES Ares Management Corp. Class A Reduce -1.3% 0.59% −0.09
KO The Coca-Cola Co. Reduce -1.0% 0.67% −0.08
WSO Watsco Inc. Reduce -1.0% 0.52% −0.08
MSFT Microsoft Corp. Reduce -3.0% 1.99% −0.07
IBM Intl Business Machines Corp. Reduce -1.0% 0.66% −0.07
EOG EOG Resources Inc. Reduce -2.0% 0.43% −0.06
SCHD Schwab US DVD Equity ETF Reduce -23.1% 0.15% −0.05
APD Air Products & Chemicals Inc. Reduce -1.0% 0.51% −0.05
MINT PIMCO Enhanced Short Maturit Reduce -27.1% 0.10% −0.04
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -21.7% 0.12% −0.04
FNDX Schwab Fndmntl US LRG Co. ETF Reduce -3.4% 4.30% −0.04
IEFA iShares Core MSCI Eafe ETF Reduce -9.0% 0.34% −0.03
AMZN Amazon.com Inc. Reduce -0.3% 0.70% −0.03
BBN BlackRock Taxable Muni BND Reduce -12.3% 0.21% −0.03
XLV SS Health Care Select Sector Reduce -2.2% 0.70% −0.02
CLH Clean Harbors Inc. Reduce -1.9% 0.38% −0.02
BKR Baker Hughes Co. Reduce -20.7% 0.55% −0.02
TDIV FT Nasdaq Tech DVD Index FD Reduce -16.1% 0.14% −0.02
AMGN Amgen Inc. Reduce -1.0% 0.40% −0.02
LLY Eli Lilly & Co. Reduce -2.1% 0.10% −0.01
RSPN Invesco S&P 500 Equal Weight Reduce -1.5% 0.67% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -5.8% 0.17% −0.01
FNDF Schwab Fndmn Intl LRG Co. ETF Reduce -3.0% 1.60% −0.00
CBOE Cboe Global Markets Inc. Reduce -0.9% 0.69% −0.00
XOP SS SPDR S&P Og Exp & Prod Reduce -0.2% 0.35% +0.00
FBTC Fidelity Wise Origin Bitcoin Reduce -0.1% 0.35% +0.01
LMT Lockheed Martin Corp. Reduce -1.5% 0.66% +0.01
PWR Quanta Services Inc. Reduce -1.0% 0.36% +0.01
PPA Invesco Aerospace & Defense Reduce -0.3% 0.32% +0.01

Portfolio Buys Q2 2025 → Q3 2025
AUGW Alianzim US Eq BFR20 Aug-Usd New 7.35% +7.35
SCHO Schwab Short-Term US Treas Add +112.5% 11.90% +6.06
IJUL Innovator International Deve New 5.24% +5.24
EJUL Innovator Emerging Markets P New 1.28% +1.28
COST Costco Wholesale Corp. New 0.56% +0.56
SGOV iShares 0-3 Month Treasury B Add +185.8% 0.55% +0.35
IAK iShares U.S. Insurance ETF New 0.29% +0.29
AAPL Apple Inc. Add +9.8% 0.95% +0.22
CTSH Cognizant Tech Solutions-A New 0.18% +0.18
MAGS Roundhill Magnificent Seven New 0.10% +0.10
NMS Nuveen MN QLTY Muni Inc. New 0.10% +0.10
IWM iShares Russell 2000 ETF New 0.10% +0.10
VOO Vanguard S&P 500 ETF New 0.10% +0.10
MDT Medtronic PLC New 0.10% +0.10
SPYM Ste STR SPDR PT S&P 500 ETF Add +2.3% 0.71% +0.04
PG The Procter & Gamble Co. Add +13.0% 0.68% +0.03
VTI VG Morningstar TS MKT ETF-US Add +0.5% 0.49% +0.02
XHB SS SPDR S&P Homebldrs ETF Add +0.1% 0.22% +0.02
SCHF Schwab Intl Equity ETF Add +2.6% 0.47% +0.02
IBIT iShares Bitcoin Trust ETF Add +6.5% 0.17% +0.01
NUW Nuveen Amt-Free Muni Val Add +4.4% 0.24% +0.01
IXUS iShares Core Intl Stock ETF Add +0.8% 0.15% +0.00
WMT Walmart Inc. Add +0.1% 0.21% +0.00
RSG Republic Services Inc. Add +12.2% 0.58% 0.00
NXP Nuveen Select Tax-Free Inc. Add +0.8% 0.31% −0.00
BRK.B Berkshire Hathaway Inc. Class B Add +0.3% 0.62% −0.00
BND Vanguard Total Bond Market Add +1.2% 0.19% −0.00
JPST JPMorgan Ultra-Short Income Add +1.1% 0.24% −0.01
PAYX Paychex Inc. Add +9.5% 0.55% −0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 103$305.0MSCHX, SCHO, XONE, BILZ, FNDX
Q1 2026 95$282.1MSCHX, SCHO, BILZ, XONE, FNDX
Q4 2025 100$274.7MSCHX, SCHO, XONE, BILZ, OCTW
Q3 2025 101$276.1MSCHX, SCHO, XONE, AUGW, BILZ
Q2 2025 98$264.6MBILZ, SCHX, XONE, DECW, SCHO
Q1 2025 95$248.6MSCHX, BILZ, DECW, XONE, LDUR
Q4 2024 104$224.5MSCHX, BILZ, LDUR, LISTED FDS TR, DECW
Q3 2024 100$218.0MSCHX, GOVT, LISTED FDS TR, LDUR, AUGT
Q2 2024 97$220.0MSCHX, LISTED FDS TR, GOVT, LDUR, FNDX
Q1 2024 94$223.7MSCHX, LISTED FDS TR, GOVT, LDUR, APG