Advance Capital Management, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 6, 2026), Advance Capital Management, Inc. reported 175 stock positions worth $2.4 billion. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 21.1% of the portfolio, followed by Cap Group Dividend Value (CGDV, 18.6%) and Cap Group Core Balanced (CGBL, 14.1%). Compared with Q3 2025, it opened 11 new positions, sold out of 11, added to 60 and reduced 77. The biggest buy was a new position in Vanguard Core Bond ETF (VCRB) and the biggest sale Cap Group Core Bond (CGCB, shares −98%).
- Most Recent 13F
- Q2 2026
- Location
- SOUTHFIELD, MI
- CIK
- 0001536029
- Portfolio Value
- $2.4B (Q4 2025)
- SEC Filing
- 0001536029-26-000001 ↗ filed Jan 6, 2026
Holdings Value
Holdings 175 stocks · $2.4B
| SPYM Ste STR SPDR PT S&P 500 ETF | 21.07% | 6,194,274 | $496.9M | Reduce -18.3% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 18.60% | 10,051,233 | $438.6M | Add +2.4% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 14.06% | 9,385,711 | $331.6M | Add +1.2% |
| VCRB Vanguard Core Bond ETF | 10.86% | 3,289,350 | $256.2M | New |
| CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE | 8.12% | 5,373,945 | $191.5M | Add +2.4% |
| PYLD PIMCO Multisector Bond Actv | 5.56% | 4,914,022 | $131.1M | Add +36.3% |
| JAAA Janus Henderson Aaa Clo ETF | 1.80% | 840,218 | $42.5M | Reduce -44.8% |
| SCHG Schwab US Large-Cap Growth | 1.65% | 1,195,446 | $39.0M | Reduce -4.5% |
| CGGR Cap Group Growth Equity | 1.59% | 842,498 | $37.5M | Add +0.7% |
| FEGE First Eagle GL Equity ETF | 1.31% | 670,355 | $30.9M | Add +33.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.27% | 43,914 | $29.9M | Reduce -3.0% |
| SPGM State Street SPDR Portfolio | 1.21% | 371,527 | $28.5M | Reduce -0.7% |
| SPMO Invesco S&P 500 Momentum ETF | 1.17% | 230,374 | $27.5M | Add +1.9% |
| XMMO Invesco S&P Midcap Momentum | 1.16% | 197,626 | $27.4M | New |
| GLTR Abrdn Precious Metals Basket | 0.57% | 64,867 | $13.3M | Reduce -21.5% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.56% | 229,709 | $13.3M | Add +1.6% |
| IWB iShares Russell 1000 ETF | 0.55% | 34,864 | $13.0M | Reduce -0.7% |
| HTRB Hartford TTL RTRN BND ETF | 0.54% | 374,529 | $12.8M | Add +12.0% |
| ICVT iShares Convertible Bond ETF | 0.48% | 114,793 | $11.3M | Reduce -1.6% |
| HYBL SS Blackstone High Inc. ETF | 0.41% | 339,894 | $9.7M | Reduce -32.4% |
| VFLO Victoryshares Free Cash Flow | 0.40% | 237,877 | $9.4M | Reduce -4.3% |
| AAPL Apple Inc. | 0.36% | 31,526 | $8.6M | Reduce -2.3% |
| AVDE Avantis International Equity | 0.33% | 95,743 | $7.9M | Reduce -3.4% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.28% | 141,121 | $6.6M | Reduce -2.4% |
| PGR Progressive Corp. | 0.28% | 28,743 | $6.5M | No change |
| RDVY First Trust Rising Dividend | 0.23% | 77,372 | $5.4M | Reduce -2.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.23% | 8,646 | $5.3M | Add +5.0% |
| NVDA Nvidia Corp. | 0.21% | 27,095 | $5.1M | Add +1.5% |
| MSFT Microsoft Corp. | 0.20% | 9,570 | $4.6M | Reduce -3.6% |
| CGCB Cap Group Core Bond | 0.18% | 158,731 | $4.2M | Reduce -97.7% |
| FMB First Trust Managed Municipa | 0.14% | 64,676 | $3.3M | Reduce -6.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.14% | 6,620 | $3.2M | Reduce -11.5% |
| VOO Vanguard S&P 500 ETF | 0.13% | 4,720 | $3.0M | Add +2.8% |
| T AT&T Inc. | 0.11% | 107,013 | $2.7M | Reduce -4.6% |
| GOOGL Alphabet Inc. Class A | 0.11% | 8,453 | $2.6M | Reduce -3.1% |
| WELL Welltower Inc. | 0.11% | 13,723 | $2.5M | Reduce -0.0% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.11% | 23,773 | $2.5M | Add +0.0% |
| TSLA Tesla Inc. | 0.10% | 5,444 | $2.4M | Add +2.3% |
| ORCL Oracle Corp. | 0.10% | 12,443 | $2.4M | Reduce -3.5% |
| AMZN Amazon.com Inc. | 0.10% | 10,370 | $2.4M | Reduce -4.1% |
| GLD SPDR Gold Shares | 0.10% | 5,944 | $2.4M | Add +4.4% |
| BITB Bitwise Bitcoin ETF | 0.09% | 43,606 | $2.1M | Reduce -48.1% |
| AMGN Amgen Inc. | 0.09% | 6,291 | $2.1M | Reduce -0.6% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.09% | 24,699 | $2.0M | Add +2.8% |
| GOOG Alphabet Inc. Class C | 0.08% | 6,233 | $2.0M | Reduce -7.4% |
| IVV iShares Core S&P 500 ETF | 0.08% | 2,763 | $1.9M | Reduce -4.7% |
| FVD First Trust Value Line DVD | 0.08% | 39,529 | $1.8M | Reduce -9.0% |
| IBDU iShares Ibonds Dec 2029 Term | 0.07% | 70,735 | $1.7M | New |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.06% | 44,092 | $1.5M | Add +6.0% |
| XOM Exxon Mobil Corp. | 0.06% | 12,242 | $1.5M | Reduce -6.7% |
| DOCT FT Vest U.S. Equity Deep Buf | 0.06% | 33,241 | $1.5M | Reduce -2.0% |
| IBDT iShares Ibonds Dec 2028 ETF | 0.06% | 56,559 | $1.4M | Add +1.5% |
| JPM JPMorgan Chase & Co. | 0.05% | 3,929 | $1.3M | Reduce -1.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.05% | 3,615 | $1.2M | Reduce -14.0% |
| IWM iShares Russell 2000 ETF | 0.05% | 4,775 | $1.2M | Add +8.5% |
| GSLC Goldman Activebeta US LC ETF | 0.05% | 8,745 | $1.2M | Add +9.9% |
| SPHQ Invesco S&P 500 Quality ETF | 0.05% | 15,084 | $1.1M | Reduce -3.2% |
| FIXD First Trust Smith Opportunis | 0.05% | 24,794 | $1.1M | Reduce -23.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.05% | 5,698 | $1.1M | Reduce -19.5% |
| DGRO iShares Core Dividend Growth | 0.05% | 15,493 | $1.1M | Add +12.7% |
| WMT Walmart Inc. | 0.05% | 9,607 | $1.1M | Reduce -0.4% |
| VXF Vanguard Extended Market ETF | 0.04% | 5,034 | $1.1M | Add +0.7% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.04% | 15,332 | $1.0M | Add +0.1% |
| IEF iShares 7-10 Year Treasury B | 0.04% | 10,433 | $1.0M | Reduce -9.0% |
| DGRW Wisdomtree U.S. Quality Divi | 0.04% | 11,081 | $991K | Reduce -4.4% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.04% | 6,351 | $976K | Add +0.0% |
| MA Mastercard Inc. Class A | 0.04% | 1,705 | $973K | Add +0.2% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.04% | 16,618 | $966K | Reduce -0.7% |
| PLTR Palantir Technologies Inc. Class A | 0.04% | 5,404 | $961K | Add +0.4% |
| APH Amphenol Corp. Class A | 0.04% | 6,982 | $944K | No change |
| RTX RTX Corp. | 0.04% | 4,950 | $908K | Reduce -1.0% |
| MCD McDonald's Corp. | 0.04% | 2,951 | $902K | Reduce -0.7% |
| SCHD Schwab US DVD Equity ETF | 0.04% | 31,893 | $875K | Reduce -14.0% |
| SLV iShares Silver Trust | 0.04% | 13,434 | $865K | Add +2.4% |
| IYW iShares Ustechnology ETF | 0.04% | 4,137 | $826K | No change |
| JEPI JPMorgan Equity Premium Inco | 0.03% | 14,306 | $819K | Reduce -17.8% |
| DTE DTE Energy Company | 0.03% | 6,206 | $800K | Add +25.3% |
| VZ Verizon Communications Inc. | 0.03% | 19,586 | $798K | Add +0.1% |
| NSC Norfolk Southern Corp. | 0.03% | 2,755 | $795K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.03% | 2,657 | $787K | Add +0.0% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.03% | 13,838 | $786K | Reduce -0.7% |
| META Meta Platforms Inc. Class A | 0.03% | 1,184 | $782K | Add +1.1% |
| XLK SS Technology Select Sector | 0.03% | 5,377 | $774K | Add +5.4% |
| QQQM Invesco Nasdaq 100 ETF | 0.03% | 3,034 | $767K | Add +1.3% |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | 0.03% | 16,680 | $765K | Add +14.5% |
| WBD Warner Bros Discovery Inc. | 0.03% | 26,133 | $753K | Reduce -0.9% |
| IAU iShares Gold Trust | 0.03% | 9,090 | $738K | Reduce -12.7% |
| VYM Vanguard High DVD Yield ETF | 0.03% | 4,859 | $697K | Reduce -2.2% |
| ABBV Abbvie Inc. | 0.03% | 3,030 | $692K | Add +0.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.03% | 2,355 | $683K | Reduce -18.6% |
| MRSH Marsh & McLennan Cos | 0.03% | 3,643 | $676K | Add +0.1% |
| UPS United Parcel Service Class B | 0.03% | 6,789 | $673K | Reduce -9.7% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.03% | 16,115 | $648K | Add +22.0% |
| F Ford Motor Co. filed as FORD MTR CO | 0.03% | 49,010 | $643K | Reduce -10.6% |
| JMBS Janus Henderson Mortg Backed | 0.03% | 13,885 | $634K | Reduce -16.8% |
| NEE Nextera Energy Inc. | 0.03% | 7,781 | $625K | Add +0.0% |
| RSP Invesco S&P 500 Equal Weight | 0.03% | 3,194 | $612K | Reduce -5.2% |
| IBIT iShares Bitcoin Trust ETF | 0.02% | 11,733 | $583K | Add +24.4% |
| PG The Procter & Gamble Co. | 0.02% | 4,042 | $579K | Reduce -4.4% |
| UAUG Innovator U.S. Equity Ultra | 0.02% | 13,859 | $553K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| CGCB Cap Group Core Bond | Reduce -97.7% | 0.18% | −7.61 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -18.3% | 21.07% | −4.72 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -44.8% | 1.80% | −1.55 |
| HYBL SS Blackstone High Inc. ETF | Reduce -32.4% | 0.41% | −0.22 |
| BITB Bitwise Bitcoin ETF | Reduce -48.1% | 0.09% | −0.14 |
| IBDQ iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.11 |
| SCHG Schwab US Large-Cap Growth | Reduce -4.5% | 1.65% | −0.08 |
| ORCL Oracle Corp. | Reduce -3.5% | 0.10% | −0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.0% | 1.27% | −0.04 |
| PH Parker Hannifin Corp. | Sold out | 0.00% | −0.04 |
| GLTR Abrdn Precious Metals Basket | Reduce -21.5% | 0.57% | −0.03 |
| ICVT iShares Convertible Bond ETF | Reduce -1.6% | 0.48% | −0.03 |
| MSFT Microsoft Corp. | Reduce -3.6% | 0.20% | −0.03 |
| T AT&T Inc. | Reduce -4.6% | 0.11% | −0.02 |
| SLYV SS SPDR S&P 600 SC Val ETF | Sold out | 0.00% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -11.5% | 0.14% | −0.02 |
| FIXD First Trust Smith Opportunis | Reduce -23.1% | 0.05% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -46.2% | 0.02% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Sold out | 0.00% | −0.01 |
| FMB First Trust Managed Municipa | Reduce -6.7% | 0.14% | −0.01 |
| IWN iShares Russell 2000 Value E | Sold out | 0.00% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -19.5% | 0.05% | −0.01 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -2.4% | 0.28% | −0.01 |
| FVD First Trust Value Line DVD | Reduce -9.0% | 0.08% | −0.01 |
| IBTF iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.01 |
| GGG Graco Inc. | Sold out | 0.00% | −0.01 |
| LOW Lowe's Cos Inc. | Sold out | 0.00% | −0.01 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -14.0% | 0.05% | −0.01 |
| JEPI JPMorgan Equity Premium Inco | Reduce -17.8% | 0.03% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -18.6% | 0.03% | −0.01 |
| SPGM State Street SPDR Portfolio | Reduce -0.7% | 1.21% | −0.01 |
| VFLO Victoryshares Free Cash Flow | Reduce -4.3% | 0.40% | −0.01 |
| SCHD Schwab US DVD Equity ETF | Reduce -14.0% | 0.04% | −0.01 |
| DAUG FT Vest U.S. Equity Deep Buf | Reduce -38.3% | 0.01% | −0.01 |
| NKE Nike Inc. Class B | Reduce -29.9% | 0.01% | −0.01 |
| JMBS Janus Henderson Mortg Backed | Reduce -16.8% | 0.03% | −0.01 |
| IEF iShares 7-10 Year Treasury B | Reduce -9.0% | 0.04% | −0.01 |
| AVDE Avantis International Equity | Reduce -3.4% | 0.33% | −0.01 |
| IWB iShares Russell 1000 ETF | Reduce -0.7% | 0.55% | −0.00 |
| SPEM State Street SP PTF Em ETF | Reduce -14.6% | 0.02% | −0.00 |
| VT Vanguard Tot World STK ETF | Reduce -20.5% | 0.02% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -23.4% | 0.01% | −0.00 |
| IVV iShares Core S&P 500 ETF | Reduce -4.7% | 0.08% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -4.4% | 0.02% | −0.00 |
| HD Home Depot Inc. | Reduce -6.5% | 0.01% | −0.00 |
| OEF iShares S&P 100 ETF | Reduce -18.9% | 0.01% | −0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -12.1% | 0.02% | −0.00 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -4.4% | 0.04% | −0.00 |
| RDVY First Trust Rising Dividend | Reduce -2.0% | 0.23% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VCRB Vanguard Core Bond ETF | New | 10.86% | +10.86 |
| PYLD PIMCO Multisector Bond Actv | Add +36.3% | 5.56% | +1.36 |
| XMMO Invesco S&P Midcap Momentum | New | 1.16% | +1.16 |
| CGDV Cap Group Dividend Value | Add +2.4% | 18.60% | +0.69 |
| FEGE First Eagle GL Equity ETF | Add +33.8% | 1.31% | +0.35 |
| CGDG Cap Group Dividend Growers | Add +2.4% | 8.12% | +0.23 |
| CGBL Cap Group Core Balanced | Add +1.2% | 14.06% | +0.08 |
| IBDU iShares Ibonds Dec 2029 Term | New | 0.07% | +0.07 |
| HTRB Hartford TTL RTRN BND ETF | Add +12.0% | 0.54% | +0.04 |
| INTC Intel Corp. | New | 0.01% | +0.01 |
| SLV iShares Silver Trust | Add +2.4% | 0.04% | +0.01 |
| GLD SPDR Gold Shares | Add +4.4% | 0.10% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +5.0% | 0.23% | +0.01 |
| AMAT Applied Materials Inc. | New | 0.01% | +0.01 |
| MTD Mettler-Toledo International | New | 0.01% | +0.01 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.01% | +0.01 |
| VIG Vanguard Dividend Apprec ETF | New | 0.01% | +0.01 |
| EFA iShares MSCI Eafe ETF | New | 0.01% | +0.01 |
| LLY Eli Lilly & Co. | Add +4.3% | 0.02% | +0.01 |
| CGXU Cap Group Intl Focus | Add +63.7% | 0.02% | +0.01 |
| DGRO iShares Core Dividend Growth | Add +12.7% | 0.05% | +0.01 |
| CGUS Cap Group Core Equity | Add +22.0% | 0.03% | +0.00 |
| MUB iShares National Muni Bond E | Add +26.3% | 0.02% | +0.00 |
| GSLC Goldman Activebeta US LC ETF | Add +9.9% | 0.05% | +0.00 |
| IBDV iShares Ibonds Dec 2030 Corp. | Add +35.6% | 0.02% | +0.00 |
| DTM DT Midstream Inc. | Add +23.7% | 0.02% | +0.00 |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | Add +14.5% | 0.03% | +0.00 |
| IWM iShares Russell 2000 ETF | Add +8.5% | 0.05% | +0.00 |
| DTE DTE Energy Company | Add +25.3% | 0.03% | +0.00 |
| VOO Vanguard S&P 500 ETF | Add +2.8% | 0.13% | +0.00 |
| OPEN Opendoor Technologies Inc. | New | 0.00% | +0.00 |
| CGGO Cap Group Global Growth | Add +6.0% | 0.06% | +0.00 |
| BBAI Bigbear.ai Holdings Inc. | New | 0.00% | +0.00 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +1.6% | 0.56% | +0.00 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +2.8% | 0.09% | +0.00 |
| MAR Marriott International Class A | Add +0.1% | 0.01% | +0.00 |
| XLK SS Technology Select Sector | Add +5.4% | 0.03% | +0.00 |
| TJX TJX Companies Inc. | Add +0.0% | 0.04% | +0.00 |
| TSLA Tesla Inc. | Add +2.3% | 0.10% | +0.00 |
| NEE Nextera Energy Inc. | Add +0.0% | 0.03% | +0.00 |
| IBM Intl Business Machines Corp. | Add +0.0% | 0.03% | +0.00 |
| AVGO Broadcom Inc. | Add +0.1% | 0.02% | +0.00 |
| UMAR Innovator U.S. Equity Ultra | Add +2.4% | 0.02% | +0.00 |
| QQQM Invesco Nasdaq 100 ETF | Add +1.3% | 0.03% | +0.00 |
| ACWX iShares MSCI Acwi Ex US ETF | Add +0.1% | 0.04% | +0.00 |
| SCHF Schwab Intl Equity ETF | Add +2.8% | 0.01% | +0.00 |
| QUAL iShares MSCI USA Quality Fac | Add +1.9% | 0.02% | +0.00 |
| IEI iShares 3-7 Year Treasury Bo | Add +3.0% | 0.01% | +0.00 |
| XLE SS Energy Select Sector | Add +2.9% | 0.02% | +0.00 |
| ACWI iShares MSCI Acwi ETF | Add +0.1% | 0.01% | 0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 197 | $3.1B | CGDV, CGBL, SPYM, VCRB, PYLD |
| Q1 2026 | 185 | $2.6B | CGDV, CGBL, SPYM, VCRB, PYLD |
| Q4 2025 | 175 | $2.4B | SPYM, CGDV, CGBL, VCRB, CGDG |
| Q3 2025 | 175 | $2.3B | SPYM, CGDV, CGBL, CGDG, CGCB |
| Q2 2025 | 168 | $2.2B | SPYM, CGDV, CGCB, JAAA, CGBL |
| Q1 2025 | 162 | $2.1B | SPYM, CGDV, CGCB, JAAA, CGBL |
| Q4 2024 | 153 | $2.2B | SPYM, CGCB, CGDV, JAAA, CGBL |
| Q3 2024 | 148 | $2.3B | SPYM, CGCB, CGDV, JAAA, CGBL |
| Q2 2024 | 150 | $2.1B | SPYM, CGCB, CGDV, JAAA, CGBL |
| Q1 2024 | 149 | $1.4B | SPYM, JAAA, CGBL, SCHG, SPMO |