Amara Financial, Llc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 3, 2026), Amara Financial, Llc. reported 46 stock positions worth $144.4 million. Its top holding was Vngrd Mrgstr MG CP GR ETF-Ui (MGK) at 18.7% of the portfolio, followed by Vanguard Dividend Apprec ETF (VIG, 14.9%) and Vanguard Ftse Developed ETF (VEA, 14.6%). Compared with Q3 2025, it opened 1 new position, sold out of 2, added to 28 and reduced 12. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +16%) and the biggest sale Vngrd Mrgstr MG CP GR ETF-Ui (MGK, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- SAN FRANCISCO, CA
- CIK
- 0001934965
- Portfolio Value
- $144.4M (Q4 2025)
- SEC Filing
- 0001934965-26-000001 ↗ filed Feb 3, 2026
Holdings Value
Holdings 46 stocks · $144.4M
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 18.75% | 65,586 | $27.1M | Reduce -6.0% |
| VIG Vanguard Dividend Apprec ETF | 14.91% | 97,959 | $21.5M | Add +8.7% |
| VEA Vanguard Ftse Developed ETF | 14.55% | 336,393 | $21.0M | Add +15.7% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 5.59% | 57,216 | $8.1M | Add +8.6% |
| SCHG Schwab US Large-Cap Growth | 5.45% | 241,264 | $7.9M | Reduce -0.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.21% | 20,944 | $6.1M | Reduce -22.6% |
| IGSB iShares 1-5Y Inv Grade Corp. | 3.90% | 106,473 | $5.6M | Add +17.2% |
| EFA iShares MSCI Eafe ETF | 3.74% | 56,242 | $5.4M | Add +0.8% |
| IJR iShares Core S&P Small-Cap E | 3.11% | 37,349 | $4.5M | Add +49.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.92% | 22,063 | $4.2M | Reduce -0.2% |
| SGOL Abrdn Physical Gold Shares | 2.32% | 81,712 | $3.4M | Reduce -3.3% |
| STIP iShares 0-5 Year Tips Bond E | 1.97% | 27,738 | $2.8M | Add +10.1% |
| IJH iShares Core S&P Midcap ETF | 1.92% | 41,981 | $2.8M | Reduce -1.2% |
| IEMG iShares Core MSCI Emerging | 1.90% | 40,749 | $2.7M | Add +59.7% |
| IVE iShares S&P 500 Value ETF | 1.10% | 7,480 | $1.6M | Add +0.5% |
| USXF iShares ESG Advance MSCI USA | 1.06% | 26,531 | $1.5M | Add +7.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.99% | 5,529 | $1.4M | Add +0.4% |
| EQIN Columbia US Eqty Inc. ETF | 0.94% | 28,563 | $1.4M | Reduce -6.5% |
| GLD SPDR Gold Shares | 0.88% | 3,197 | $1.3M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.80% | 1,698 | $1.2M | Add +0.3% |
| VSGX Vanguard ESG Intl Stock ETF | 0.80% | 16,038 | $1.1M | Reduce -0.1% |
| GLTR Abrdn Precious Metals Basket | 0.68% | 4,766 | $980K | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.60% | 1,784 | $870K | Add +0.1% |
| VOO Vanguard S&P 500 ETF | 0.57% | 1,309 | $821K | Reduce -0.8% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.49% | 2,514 | $702K | Add +7.9% |
| BSV Vanguard Short-Term Bond ETF | 0.48% | 8,739 | $689K | Add +23.0% |
| EMNT PIMCO Enhcd St M-Active ESG | 0.47% | 6,946 | $685K | Add +0.6% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.46% | 3,732 | $662K | Add +8.9% |
| SCHC Schwab Intl Small-Cap Equity | 0.37% | 11,582 | $527K | New |
| SPSB SS SPDR P St C Corp. ETF | 0.35% | 16,893 | $510K | Add +1.4% |
| CVS CVS Health Corp. | 0.31% | 5,632 | $447K | No change |
| AAPL Apple Inc. | 0.29% | 1,534 | $417K | Reduce -0.1% |
| SPIB SS SPDR P Int C Corp. ETF | 0.29% | 12,317 | $416K | Add +0.9% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.27% | 3,698 | $395K | Add +0.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.27% | 4,368 | $391K | Add +1.2% |
| FTLS First Trust Long/Short Eqty | 0.27% | 5,403 | $384K | Add +0.0% |
| MSFT Microsoft Corp. | 0.26% | 790 | $382K | Add +0.3% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.25% | 8,161 | $364K | Add +3.9% |
| GOOGL Alphabet Inc. Class A | 0.24% | 1,123 | $352K | No change |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.23% | 4,128 | $331K | Add +0.2% |
| IWF iShares Russell 1000 Growth | 0.19% | 571 | $270K | Add +0.2% |
| TSLA Tesla Inc. | 0.19% | 597 | $268K | No change |
| GOOG Alphabet Inc. Class C | 0.19% | 855 | $268K | Add +0.1% |
| SUSB iShares ESG Aware 1-5 Year U | 0.17% | 9,671 | $244K | Reduce -2.5% |
| ESML iShares ESG Aware MSCI USA S | 0.16% | 5,083 | $234K | Reduce -27.0% |
| SCHX Schwab US Large-Cap ETF | 0.16% | 8,451 | $227K | Add +0.3% |
Portfolio Sells Q3 2025 → Q4 2025
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -6.0% | 18.75% | −1.93 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -22.6% | 4.21% | −1.64 |
| VSS Vanguard Ftse All Wo X-US SC | Sold out | 0.00% | −0.37 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.1% | 5.45% | −0.23 |
| JMST JPM Ultra-Short Muni Income | Sold out | 0.00% | −0.19 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.2% | 1.92% | −0.12 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.2% | 2.92% | −0.12 |
| EQIN Columbia US Eqty Inc. ETF | Reduce -6.5% | 0.94% | −0.11 |
| ESML iShares ESG Aware MSCI USA S | Reduce -27.0% | 0.16% | −0.07 |
| VOO Vanguard S&P 500 ETF | Reduce -0.8% | 0.57% | −0.03 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -0.1% | 0.80% | −0.02 |
| SUSB iShares ESG Aware 1-5 Year U | Reduce -2.5% | 0.17% | −0.02 |
| AAPL Apple Inc. | Reduce -0.1% | 0.29% | +0.00 |
| SGOL Abrdn Physical Gold Shares | Reduce -3.3% | 2.32% | +0.03 |
Portfolio Buys Q3 2025 → Q4 2025
| VEA Vanguard Ftse Developed ETF | Add +15.7% | 14.55% | +1.73 |
| IJR iShares Core S&P Small-Cap E | Add +49.4% | 3.11% | +0.92 |
| IEMG iShares Core MSCI Emerging | Add +59.7% | 1.90% | +0.66 |
| VIG Vanguard Dividend Apprec ETF | Add +8.7% | 14.91% | +0.59 |
| SCHC Schwab Intl Small-Cap Equity | New | 0.37% | +0.37 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +17.2% | 3.90% | +0.35 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +8.6% | 5.59% | +0.25 |
| BSV Vanguard Short-Term Bond ETF | Add +23.0% | 0.48% | +0.06 |
| STIP iShares 0-5 Year Tips Bond E | Add +10.1% | 1.97% | +0.05 |
| GOOG Alphabet Inc. Class C | Add +0.1% | 0.19% | +0.03 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +8.9% | 0.46% | +0.02 |
| USXF iShares ESG Advance MSCI USA | Add +7.3% | 1.06% | +0.01 |
| XJH Ishare ESG SS S&P Midcap ETF | Add +3.9% | 0.25% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Add +0.3% | 0.16% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.2% | 0.27% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +0.2% | 0.23% | −0.01 |
| IWF iShares Russell 1000 Growth | Add +0.2% | 0.19% | −0.01 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +0.0% | 0.27% | −0.01 |
| FTLS First Trust Long/Short Eqty | Add +0.0% | 0.27% | −0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Add +0.9% | 0.29% | −0.02 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +7.9% | 0.49% | −0.02 |
| SPSB SS SPDR P St C Corp. ETF | Add +1.4% | 0.35% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.1% | 0.60% | −0.03 |
| EMNT PIMCO Enhcd St M-Active ESG | Add +0.6% | 0.47% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.3% | 0.80% | −0.03 |
| IVE iShares S&P 500 Value ETF | Add +0.5% | 1.10% | −0.03 |
| MSFT Microsoft Corp. | Add +0.3% | 0.26% | −0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.4% | 0.99% | −0.04 |
| EFA iShares MSCI Eafe ETF | Add +0.8% | 3.74% | −0.10 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 48 | $167.1M | MGK, VEA, VIG, MGV, SCHG |
| Q1 2026 | 45 | $145.1M | VEA, MGK, VIG, MGV, SCHG |
| Q4 2025 | 46 | $144.4M | MGK, VIG, VEA, MGV, SCHG |
| Q3 2025 | 47 | $135.8M | MGK, VIG, VEA, VO, SCHG |
| Q2 2025 | 43 | $113.5M | MGK, VIG, VEA, VO, SCHG |
| Q1 2025 | 45 | $108.2M | MGK, VIG, VEA, VO, MGV |
| Q4 2024 | 47 | $108.4M | MGK, VIG, VEA, VO, EFA |
| Q3 2024 | 42 | $104.5M | MGK, VIG, VEA, VO, MGV |