ArborFi Advisors, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 29, 2026), ArborFi Advisors, LLC reported 49 stock positions worth $123.2 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 17.4% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 9.0%) and Dimensional Core Fixed (DFCF, 7.8%). Compared with Q3 2025, it opened 3 new positions, sold out of 3, added to 16 and reduced 27. The biggest buy was Dimensional Emerging Core Eq (DFAE, shares +21%) and the biggest sale Fidelity MSCI Info Tech Indx (FTEC, shares −84%).
- Most Recent 13F
- Q2 2026
- Location
- ANN ARBOR, MI
- CIK
- 0002054674
- Portfolio Value
- $123.2M (Q4 2025)
- SEC Filing
- 0002054674-26-000001 ↗ filed Jan 29, 2026
Holdings Value
Holdings 49 stocks · $123.2M
| IVV iShares Core S&P 500 ETF | 17.40% | 31,297 | $21.4M | Reduce -0.3% |
| SPYG SS SPDR P S&P 500 Growth ETF | 8.95% | 103,378 | $11.0M | Reduce -5.2% |
| DFCF Dimensional Core Fixed Inc. | 7.77% | 224,892 | $9.6M | Reduce -1.6% |
| VYM Vanguard High DVD Yield ETF | 7.11% | 61,060 | $8.8M | Add +5.8% |
| DFAI Dimensional International Co. | 5.88% | 189,942 | $7.2M | Reduce -3.1% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 5.68% | 115,171 | $7.0M | Reduce -0.9% |
| DUHP Dimensional US High Profi Et | 5.59% | 181,016 | $6.9M | Add +0.2% |
| DFAE Dimensional Emerging Core Eq | 3.50% | 132,474 | $4.3M | Add +20.6% |
| SPTI SS SPDR P Int Term TSY ETF | 3.29% | 140,428 | $4.0M | Add +5.1% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 3.27% | 69,576 | $4.0M | Add +0.8% |
| BINC iShares Flex I A ETF-Usd Inc. | 2.90% | 67,669 | $3.6M | Reduce -0.9% |
| SPMO Invesco S&P 500 Momentum ETF | 2.73% | 28,233 | $3.4M | Add +0.4% |
| MBB iShares MBS ETF | 2.16% | 27,902 | $2.7M | Add +5.8% |
| SPYV SS SPDR P S&P 500 Value ETF | 2.14% | 46,343 | $2.6M | Add +6.5% |
| XSMO Invesco S&P Smallcap Momentu | 2.00% | 34,146 | $2.5M | Reduce -0.6% |
| AIQ Global X Art Intel & Tech | 1.60% | 38,830 | $2.0M | Add +1.0% |
| SHLD Global X Defense Tech ETF | 1.46% | 27,706 | $1.8M | Add +59.4% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.21% | 34,797 | $1.5M | Reduce -0.7% |
| BSCT Invesco Bulletshares 2029 CB | 1.17% | 76,741 | $1.4M | Reduce -3.2% |
| BSCS Invesco Bulletshares 2028 CB | 1.15% | 68,568 | $1.4M | Reduce -1.5% |
| BSCR Invesco Bulletshares 2027 CB | 1.07% | 66,775 | $1.3M | Reduce -0.7% |
| BSCU Invesco Bulletshares 2030 CB | 1.02% | 74,357 | $1.3M | Reduce -1.7% |
| BSCQ Invesco Bulletshares 2026 CB | 1.00% | 62,948 | $1.2M | Reduce -0.8% |
| VEU Vanguard Ftse All-World Ex-U | 0.90% | 15,081 | $1.1M | Reduce -2.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.80% | 2,949 | $989K | Reduce -36.0% |
| VOO Vanguard S&P 500 ETF | 0.74% | 1,451 | $910K | Add +6.2% |
| DFNM Dimensional National Muni BD | 0.70% | 17,843 | $859K | Add +8.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.61% | 1 | $755K | No change |
| GLDM SPDR Gold Minishares Trust | 0.55% | 7,946 | $678K | Reduce -4.3% |
| MUB iShares National Muni Bond E | 0.54% | 6,228 | $667K | Add +12.5% |
| SUB iShares Short-Term National | 0.53% | 6,161 | $657K | Add +9.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.36% | 874 | $439K | Reduce -9.6% |
| GOOGL Alphabet Inc. Class A | 0.35% | 1,384 | $433K | Reduce -20.8% |
| QVML Invesco S&P 500 QVM Multi-Fa | 0.35% | 10,687 | $429K | Reduce -1.4% |
| AAPL Apple Inc. | 0.34% | 1,563 | $425K | Reduce -7.1% |
| MSFT Microsoft Corp. | 0.34% | 857 | $414K | Reduce -11.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.28% | 566 | $348K | Reduce -0.7% |
| HIMU iShares High Yild Muni A ETF | 0.28% | 6,981 | $340K | Add +8.3% |
| MDY State Street SPDR S&P Midcap | 0.27% | 558 | $337K | Reduce -7.8% |
| FTEC Fidelity MSCI Info Tech Indx | 0.26% | 1,424 | $320K | Reduce -83.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.24% | 952 | $300K | No change |
| ESGU iShares ESG Aware MSCI USA | 0.24% | 1,997 | $298K | Add +6.2% |
| AMZN Amazon.com Inc. | 0.22% | 1,148 | $265K | No change |
| SPIB SS SPDR P Int C Corp. ETF | 0.19% | 7,012 | $237K | Reduce -11.4% |
| QUAL iShares MSCI USA Quality Fac | 0.19% | 1,186 | $236K | Reduce -2.3% |
| VGT Vanguard Info Tech ETF | 0.17% | 274 | $207K | Reduce -17.7% |
| IBMQ iShares Ibonds Dec 2028 Muni | 0.17% | 7,963 | $204K | New |
| IBMO iShares Ibonds Dec 2026 Term | 0.17% | 7,929 | $203K | New |
| IBMP iShares Ibonds Dec 2027 Term | 0.16% | 7,994 | $203K | New |
Portfolio Sells Q3 2025 → Q4 2025
| FTEC Fidelity MSCI Info Tech Indx | Reduce -83.7% | 0.26% | −1.32 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -36.0% | 0.80% | −0.43 |
| VGSH Vanguard Short-Term Treasury | Sold out | 0.00% | −0.39 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -5.2% | 8.95% | −0.33 |
| DFCF Dimensional Core Fixed Inc. | Reduce -1.6% | 7.77% | −0.18 |
| NVDA Nvidia Corp. | Sold out | 0.00% | −0.17 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −0.17 |
| MSFT Microsoft Corp. | Reduce -11.6% | 0.34% | −0.07 |
| XSMO Invesco S&P Smallcap Momentu | Reduce -0.6% | 2.00% | −0.06 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -0.9% | 2.90% | −0.06 |
| BSCT Invesco Bulletshares 2029 CB | Reduce -3.2% | 1.17% | −0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -9.6% | 0.36% | −0.04 |
| VGT Vanguard Info Tech ETF | Reduce -17.7% | 0.17% | −0.03 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -11.4% | 0.19% | −0.03 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -0.7% | 1.21% | −0.02 |
| MDY State Street SPDR S&P Midcap | Reduce -7.8% | 0.27% | −0.02 |
| BSCU Invesco Bulletshares 2030 CB | Reduce -1.7% | 1.02% | −0.02 |
| BSCS Invesco Bulletshares 2028 CB | Reduce -1.5% | 1.15% | −0.02 |
| BSCQ Invesco Bulletshares 2026 CB | Reduce -0.8% | 1.00% | −0.01 |
| BSCR Invesco Bulletshares 2027 CB | Reduce -0.7% | 1.07% | −0.01 |
| AAPL Apple Inc. | Reduce -7.1% | 0.34% | −0.00 |
| QUAL iShares MSCI USA Quality Fac | Reduce -2.3% | 0.19% | −0.00 |
| QVML Invesco S&P 500 QVM Multi-Fa | Reduce -1.4% | 0.35% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.7% | 0.28% | +0.00 |
| GOOGL Alphabet Inc. Class A | Reduce -20.8% | 0.35% | +0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -2.1% | 0.90% | +0.01 |
| GLDM SPDR Gold Minishares Trust | Reduce -4.3% | 0.55% | +0.03 |
| DFAI Dimensional International Co. | Reduce -3.1% | 5.88% | +0.08 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -0.9% | 5.68% | +0.08 |
| IVV iShares Core S&P 500 ETF | Reduce -0.3% | 17.40% | +0.29 |
Portfolio Buys Q3 2025 → Q4 2025
| DFAE Dimensional Emerging Core Eq | Add +20.6% | 3.50% | +0.68 |
| VYM Vanguard High DVD Yield ETF | Add +5.8% | 7.11% | +0.49 |
| SHLD Global X Defense Tech ETF | Add +59.4% | 1.46% | +0.46 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +6.5% | 2.14% | +0.18 |
| IBMQ iShares Ibonds Dec 2028 Muni | New | 0.17% | +0.17 |
| IBMO iShares Ibonds Dec 2026 Term | New | 0.17% | +0.17 |
| IBMP iShares Ibonds Dec 2027 Term | New | 0.16% | +0.16 |
| SPTI SS SPDR P Int Term TSY ETF | Add +5.1% | 3.29% | +0.14 |
| MBB iShares MBS ETF | Add +5.8% | 2.16% | +0.11 |
| MUB iShares National Muni Bond E | Add +12.5% | 0.54% | +0.06 |
| AIQ Global X Art Intel & Tech | Add +1.0% | 1.60% | +0.06 |
| VOO Vanguard S&P 500 ETF | Add +6.2% | 0.74% | +0.06 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.8% | 3.27% | +0.06 |
| DFNM Dimensional National Muni BD | Add +8.1% | 0.70% | +0.05 |
| SUB iShares Short-Term National | Add +9.1% | 0.53% | +0.04 |
| DUHP Dimensional US High Profi Et | Add +0.2% | 5.59% | +0.03 |
| ESGU iShares ESG Aware MSCI USA | Add +6.2% | 0.24% | +0.02 |
| HIMU iShares High Yild Muni A ETF | Add +8.3% | 0.28% | +0.02 |
| SPMO Invesco S&P 500 Momentum ETF | Add +0.4% | 2.73% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 45 | $137.9M | IVV, SPYG, DFCF, VYM, DFAI |
| Q1 2026 | 45 | $122.5M | IVV, DFCF, VYM, SPYG, DFAI |
| Q4 2025 | 49 | $123.2M | IVV, SPYG, DFCF, VYM, DFAI |
| Q3 2025 | 49 | $122.8M | IVV, SPYG, DFCF, VYM, DFAI |
| Q2 2025 | 47 | $113.6M | IVV, SPYG, DFCF, VYM, DFAI |
| Q1 2025 | 46 | $100.7M | IVV, SPYG, VYM, DFCF, DFAI |
| Q4 2024 | 45 | $99.6M | IVV, SPYG, VYM, DFCF, DFAI |