Arrow Financial Corp
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 4, 2024), Arrow Financial Corp reported 340 stock positions worth $1.1 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 10.2% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 6.4%) and Arrow Financial (AROW, 5.2%). Compared with Q2 2024, it opened 14 new positions, sold out of 11, added to 67 and reduced 114. The biggest buy was Arrow Financial (AROW, shares +1%) and the biggest sale Alphabet Class A (GOOGL, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- Glens Falls, NY
- CIK
- 0000717538
- Portfolio Value
- $1.1B (Q3 2024)
- SEC Filing
- 0000717538-24-000112 ↗ filed Nov 4, 2024
Holdings Value
Holdings 340 stocks · $1.1B
| VOO Vanguard S&P 500 ETF | 10.25% | 210,037 | $110.8M | Add +0.4% |
| QQQ Invesco QQQ Trust Series 1 | 6.38% | 141,366 | $69.0M | Add +7.2% |
| AROW Arrow Financial Corp. | 5.22% | 1,969,793 | $56.5M | Add +1.2% |
| IJH iShares Core S&P Midcap ETF | 5.10% | 885,263 | $55.2M | Reduce -0.7% |
| IJR iShares Core S&P Small-Cap E | 4.44% | 410,461 | $48.0M | Reduce -4.2% |
| SPYV SS SPDR P S&P 500 Value ETF | 4.29% | 877,479 | $46.4M | Reduce -4.5% |
| IBHE iShares Ibonds 2025 H/Y Inc. | 3.10% | 1,437,508 | $33.5M | Add +12.7% |
| IDEV iShares Core MSCI Dev MKTS | 2.95% | 449,740 | $31.9M | Add +0.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.83% | 116,099 | $30.6M | Reduce -3.9% |
| AAPL Apple Inc. | 2.53% | 117,384 | $27.4M | Add +0.1% |
| MSFT Microsoft Corp. | 2.33% | 58,505 | $25.2M | Add +1.6% |
| TLH iShares 10-20 Year Treasury | 2.17% | 214,849 | $23.5M | Reduce -8.5% |
| NVDA Nvidia Corp. | 2.08% | 184,943 | $22.5M | Add +0.8% |
| IBDX iShares Ibonds Dec 2032 TC | 1.39% | 585,000 | $15.0M | Add +2.1% |
| GOOGL Alphabet Inc. Class A | 1.37% | 89,053 | $14.8M | Reduce -0.8% |
| IBDY iShares Ibonds Dec 2033 Corp. | 1.33% | 546,730 | $14.4M | Add +6.4% |
| IBDW iShares Ibonds Dec 2031 Corp. | 1.33% | 679,681 | $14.4M | Add +1.3% |
| IBDV iShares Ibonds Dec 2030 Corp. | 1.32% | 645,246 | $14.3M | Add +1.3% |
| IBDU iShares Ibonds Dec 2029 Term | 1.30% | 598,293 | $14.1M | Add +1.5% |
| IBDT iShares Ibonds Dec 2028 ETF | 1.28% | 542,320 | $13.8M | Add +2.1% |
| IBDR iShares Ibonds Dec 2026 Term | 1.27% | 563,133 | $13.7M | Add +1.7% |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | 1.26% | 557,633 | $13.6M | Add +1.6% |
| IBDQ iShares Ibonds Dec 2025 Term | 1.25% | 536,684 | $13.5M | Add +1.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.18% | 53,997 | $12.8M | Reduce -8.1% |
| AMZN Amazon.com Inc. | 1.18% | 68,447 | $12.8M | Add +0.8% |
| IBDP iShares Ibonds Dec 2024 Term | 1.15% | 491,754 | $12.4M | Reduce -0.1% |
| MINT PIMCO Enhanced Short Maturit | 1.02% | 109,224 | $11.0M | Reduce -0.3% |
| HD Home Depot Inc. | 0.79% | 21,047 | $8.5M | Add +1.0% |
| JPM JPMorgan Chase & Co. | 0.77% | 39,723 | $8.4M | Reduce -1.1% |
| ORCL Oracle Corp. | 0.76% | 48,424 | $8.3M | Reduce -2.5% |
| META Meta Platforms Inc. Class A | 0.72% | 13,646 | $7.8M | Add +1.5% |
| LLY Eli Lilly & Co. | 0.71% | 8,726 | $7.7M | Reduce -0.0% |
| CRM Salesforce Inc. | 0.66% | 26,235 | $7.2M | Add +3.9% |
| AGG iShares Core U.S. Aggregate | 0.63% | 67,461 | $6.8M | Add +5.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.62% | 14,578 | $6.7M | Reduce -0.8% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.57% | 77,867 | $6.2M | Reduce -6.0% |
| PG The Procter & Gamble Co. | 0.51% | 31,989 | $5.5M | Add +0.7% |
| BLK BlackRock Finance Inc. | 0.51% | 5,780 | $5.5M | Reduce -11.2% |
| CAT Caterpillar Inc. | 0.50% | 13,931 | $5.4M | Add +0.3% |
| V Visa Inc. Class A | 0.50% | 19,749 | $5.4M | Reduce -1.7% |
| ADBE Adobe Inc. | 0.50% | 10,485 | $5.4M | Reduce -0.9% |
| APH Amphenol Corp. Class A | 0.46% | 76,857 | $5.0M | Add +1.0% |
| TMO Thermo Fisher Scientific Inc. | 0.46% | 8,096 | $5.0M | Reduce -11.8% |
| ICE Intercontinental Exchange Inc. | 0.46% | 31,174 | $5.0M | Reduce -10.6% |
| XOM Exxon Mobil Corp. | 0.46% | 42,337 | $5.0M | Reduce -1.3% |
| WMT Walmart Inc. | 0.46% | 61,425 | $5.0M | Reduce -0.5% |
| JNJ Johnson & Johnson | 0.46% | 30,425 | $4.9M | Reduce -3.9% |
| SYK Stryker Corp. | 0.45% | 13,521 | $4.9M | Add +0.4% |
| NYF iShares New York Muni Bond E | 0.45% | 88,626 | $4.8M | Add +6.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.44% | 120,685 | $4.8M | Add +1.5% |
| AMGN Amgen Inc. | 0.44% | 14,688 | $4.7M | Add +12.4% |
| COST Costco Wholesale Corp. | 0.43% | 5,199 | $4.6M | Reduce -1.5% |
| UNH Unitedhealth Group Inc. | 0.41% | 7,595 | $4.4M | Reduce -1.8% |
| MAS Masco Corp. | 0.39% | 50,714 | $4.3M | Reduce -5.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.39% | 7,355 | $4.2M | Add +1.2% |
| HON Honeywell International Inc. | 0.38% | 19,694 | $4.1M | Reduce -3.8% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.37% | 33,867 | $4.0M | Reduce -7.0% |
| NFLX Netflix Inc. | 0.35% | 5,287 | $3.7M | Reduce -0.7% |
| ABT Abbott Laboratories | 0.34% | 32,726 | $3.7M | Add +0.0% |
| WMB Williams Cos Inc. | 0.33% | 79,210 | $3.6M | Reduce -1.3% |
| MCD McDonald's Corp. | 0.32% | 11,525 | $3.5M | Add +0.3% |
| DHR Danaher Corp. | 0.30% | 11,790 | $3.3M | Reduce -6.8% |
| XLK SS Technology Select Sector | 0.30% | 14,262 | $3.2M | Add +2.7% |
| IR Ingersoll-Rand Inc. | 0.29% | 32,194 | $3.2M | Add +2.1% |
| MS Morgan Stanley | 0.28% | 28,757 | $3.0M | Add +2.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.28% | 31,074 | $3.0M | Reduce -4.4% |
| PEP Pepsico Inc. | 0.28% | 17,510 | $3.0M | Reduce -14.2% |
| IBHD iShares Ibonds 2024 H/Y Inc. | 0.27% | 124,461 | $2.9M | Reduce -38.9% |
| CSCO Cisco Systems Inc. | 0.27% | 53,926 | $2.9M | Add +0.9% |
| MRVL Marvell Technology Inc. | 0.26% | 38,307 | $2.8M | Add +3.3% |
| VRTX Vertex Pharmaceuticals Inc. | 0.24% | 5,595 | $2.6M | Reduce -6.8% |
| KO The Coca-Cola Co. | 0.21% | 32,002 | $2.3M | Add +2.9% |
| TSLA Tesla Inc. | 0.21% | 8,701 | $2.3M | Reduce -0.6% |
| CVX Chevron Corp. | 0.21% | 15,360 | $2.3M | Reduce -0.0% |
| TER Teradyne Inc. | 0.21% | 16,594 | $2.2M | Add +7.5% |
| TMUS T-Mobile US Inc. | 0.21% | 10,750 | $2.2M | Add +10.4% |
| TRV The Travelers Cos Inc. | 0.20% | 9,327 | $2.2M | Add +3.8% |
| UNP Union Pacific Corp. | 0.20% | 8,732 | $2.2M | Reduce -0.8% |
| PANW Palo Alto Networks Inc. | 0.20% | 6,241 | $2.1M | Add +4.8% |
| GOOG Alphabet Inc. Class C | 0.19% | 12,489 | $2.1M | Reduce -1.1% |
| DLR Digital Realty Trust Inc. | 0.18% | 12,300 | $2.0M | Add +11.8% |
| GD General Dynamics Corp. | 0.18% | 6,459 | $2.0M | Reduce -0.1% |
| LEN Lennar Corp. Class A | 0.18% | 10,314 | $1.9M | Add +27.9% |
| MA Mastercard Inc. Class A | 0.18% | 3,850 | $1.9M | Add +2.6% |
| WM Waste Management Inc. | 0.16% | 8,299 | $1.7M | No change |
| BND Vanguard Total Bond Market | 0.16% | 22,761 | $1.7M | Reduce -12.3% |
| CMI Cummins Inc. | 0.15% | 5,135 | $1.7M | Reduce -4.5% |
| COP Conocophillips | 0.15% | 15,178 | $1.6M | Add +5.9% |
| SYY Sysco Corp. | 0.14% | 20,077 | $1.6M | Add +0.4% |
| XLB SS Materials Select Sector | 0.14% | 16,162 | $1.6M | Reduce -0.9% |
| GS Goldman Sachs Group Inc. | 0.14% | 3,017 | $1.5M | No change |
| YUM Yum! Brands Inc. | 0.14% | 10,560 | $1.5M | Reduce -9.1% |
| AWK American Water Works Co. Inc. | 0.13% | 9,873 | $1.4M | Add +55.1% |
| XLF SS Financial Select Sector | 0.13% | 31,668 | $1.4M | Reduce -2.6% |
| MUB iShares National Muni Bond E | 0.13% | 13,059 | $1.4M | Add +4.5% |
| XLV SS Health Care Select Sector | 0.13% | 9,085 | $1.4M | Reduce -2.1% |
| LOW Lowe's Cos Inc. | 0.12% | 4,777 | $1.3M | Add +1.1% |
| NEE Nextera Energy Inc. | 0.11% | 14,577 | $1.2M | Reduce -1.7% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.11% | 15,252 | $1.2M | Add +4.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.11% | 5,547 | $1.2M | Reduce -1.0% |
Portfolio Sells Q2 2024 → Q3 2024
| GOOGL Alphabet Inc. Class A | Reduce -0.8% | 1.37% | −0.23 |
| IBHD iShares Ibonds 2024 H/Y Inc. | Reduce -38.9% | 0.27% | −0.19 |
| TLH iShares 10-20 Year Treasury | Reduce -8.5% | 2.17% | −0.18 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -4.5% | 4.29% | −0.08 |
| ADBE Adobe Inc. | Reduce -0.9% | 0.50% | −0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -8.1% | 1.18% | −0.07 |
| SNOW Snowflake Inc. | Reduce -44.9% | 0.05% | −0.06 |
| IBDP iShares Ibonds Dec 2024 Term | Reduce -0.1% | 1.15% | −0.06 |
| MINT PIMCO Enhanced Short Maturit | Reduce -0.3% | 1.02% | −0.06 |
| DLTR Dollar Tree Inc. | Reduce -52.2% | 0.02% | −0.06 |
| LLY Eli Lilly & Co. | Reduce -0.0% | 0.71% | −0.06 |
| BMY Bristol-Myers Squibb Co. | Reduce -62.2% | 0.04% | −0.06 |
| PEP Pepsico Inc. | Reduce -14.2% | 0.28% | −0.05 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -6.0% | 0.57% | −0.05 |
| HON Honeywell International Inc. | Reduce -3.8% | 0.38% | −0.05 |
| SBUX Starbucks Corp. | Reduce -58.0% | 0.05% | −0.05 |
| DIS The Walt Disney Co. | Reduce -4.4% | 0.28% | −0.04 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -6.8% | 0.24% | −0.03 |
| GOOG Alphabet Inc. Class C | Reduce -1.1% | 0.19% | −0.03 |
| TMO Thermo Fisher Scientific Inc. | Reduce -11.8% | 0.46% | −0.03 |
| D Dominion Energy Inc. | Reduce -31.4% | 0.09% | −0.03 |
| CVX Chevron Corp. | Reduce -0.0% | 0.21% | −0.03 |
| BND Vanguard Total Bond Market | Reduce -12.3% | 0.16% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -1.3% | 0.46% | −0.02 |
| TJX TJX Companies Inc. | Reduce -7.0% | 0.37% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.9% | 2.83% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -4.2% | 4.44% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -1.1% | 0.77% | −0.02 |
| MRK Merck & Co. Inc. | Reduce -0.3% | 0.11% | −0.02 |
| INTC Intel Corp. | Reduce -23.3% | 0.02% | −0.02 |
| YUM Yum! Brands Inc. | Reduce -9.1% | 0.14% | −0.01 |
| V Visa Inc. Class A | Reduce -1.7% | 0.50% | −0.01 |
| QCOM Qualcomm Inc. | Reduce -22.1% | 0.02% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -1.5% | 0.43% | −0.01 |
| PFE Pfizer Inc. | Reduce -18.6% | 0.04% | −0.01 |
| TXN Texas Instruments Inc. | Reduce -9.0% | 0.07% | −0.01 |
| KIE SS SPDR S&P Insurance ETF | Sold out | 0.00% | −0.01 |
| PAYX Paychex Inc. | Reduce -19.1% | 0.04% | −0.01 |
| DHR Danaher Corp. | Reduce -6.8% | 0.30% | −0.01 |
| FDX FedEx Corp. | Reduce -14.1% | 0.02% | −0.01 |
| STZ Constellation Brands Inc. Class A | Reduce -9.1% | 0.03% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -9.8% | 0.05% | −0.00 |
| NFLX Netflix Inc. | Reduce -0.7% | 0.35% | −0.00 |
| TROW T Rowe Price Group Inc. | Reduce -2.6% | 0.02% | −0.00 |
| XLP SS Consumer Staples Sel Sect | Reduce -9.2% | 0.05% | −0.00 |
| WFC Wells Fargo & Co. | Reduce -0.2% | 0.03% | −0.00 |
| DUK Duke Energy Corp. | Reduce -31.8% | 0.01% | −0.00 |
| GILD Gilead Sciences Inc. | Reduce -46.5% | 0.00% | −0.00 |
| UPS United Parcel Service Class B | Reduce -10.7% | 0.02% | −0.00 |
| LIN Linde PLC | Reduce -17.3% | 0.02% | −0.00 |
Portfolio Buys Q2 2024 → Q3 2024
| AROW Arrow Financial Corp. | Add +1.2% | 5.22% | +0.27 |
| QQQ Invesco QQQ Trust Series 1 | Add +7.2% | 6.38% | +0.22 |
| IBHE iShares Ibonds 2025 H/Y Inc. | Add +12.7% | 3.10% | +0.20 |
| AAPL Apple Inc. | Add +0.1% | 2.53% | +0.12 |
| HD Home Depot Inc. | Add +1.0% | 0.79% | +0.09 |
| IDEV iShares Core MSCI Dev MKTS | Add +0.2% | 2.95% | +0.07 |
| IBDY iShares Ibonds Dec 2033 Corp. | Add +6.4% | 1.33% | +0.07 |
| XHB SS SPDR S&P Homebldrs ETF | New | 0.07% | +0.07 |
| LEN Lennar Corp. Class A | Add +27.9% | 0.18% | +0.06 |
| META Meta Platforms Inc. Class A | Add +1.5% | 0.72% | +0.06 |
| AWK American Water Works Co. Inc. | Add +55.1% | 0.13% | +0.05 |
| CAT Caterpillar Inc. | Add +0.3% | 0.50% | +0.05 |
| VOO Vanguard S&P 500 ETF | Add +0.4% | 10.25% | +0.04 |
| PWR Quanta Services Inc. | Add +76.1% | 0.09% | +0.04 |
| AMGN Amgen Inc. | Add +12.4% | 0.44% | +0.04 |
| MCD McDonald's Corp. | Add +0.3% | 0.32% | +0.04 |
| TMUS T-Mobile US Inc. | Add +10.4% | 0.21% | +0.04 |
| XLRE SS Real Estate Select Sector | New | 0.04% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.04% | +0.04 |
| CRM Salesforce Inc. | Add +3.9% | 0.66% | +0.03 |
| CPK Chesapeake Utilities Corp. | New | 0.03% | +0.03 |
| AGG iShares Core U.S. Aggregate | Add +5.4% | 0.63% | +0.03 |
| TRV The Travelers Cos Inc. | Add +3.8% | 0.20% | +0.02 |
| SDY SS SPDR S&P Dividend ETF | New | 0.02% | +0.02 |
| DLR Digital Realty Trust Inc. | Add +11.8% | 0.18% | +0.02 |
| KO The Coca-Cola Co. | Add +2.9% | 0.21% | +0.02 |
| LOW Lowe's Cos Inc. | Add +1.1% | 0.12% | +0.02 |
| IBDX iShares Ibonds Dec 2032 TC | Add +2.1% | 1.39% | +0.02 |
| CSCO Cisco Systems Inc. | Add +0.9% | 0.27% | +0.02 |
| IBDZ ISHARESIBONDSDEC2034TMCORP | New | 0.02% | +0.02 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +4.3% | 0.11% | +0.02 |
| MA Mastercard Inc. Class A | Add +2.6% | 0.18% | +0.01 |
| ABT Abbott Laboratories | Add +0.0% | 0.34% | +0.01 |
| IR Ingersoll-Rand Inc. | Add +2.1% | 0.29% | +0.01 |
| NYF iShares New York Muni Bond E | Add +6.4% | 0.45% | +0.01 |
| MS Morgan Stanley | Add +2.1% | 0.28% | +0.01 |
| SPHQ Invesco S&P 500 Quality ETF | New | 0.01% | +0.01 |
| EMN Eastman Chemical Co. | Add +2.1% | 0.08% | +0.01 |
| XLY SS Consumer Disc Select Sect | Add +3.1% | 0.11% | +0.01 |
| GEV GE Vernova Inc. | Add +2.3% | 0.02% | +0.01 |
| IBDW iShares Ibonds Dec 2031 Corp. | Add +1.3% | 1.33% | +0.01 |
| SYY Sysco Corp. | Add +0.4% | 0.14% | +0.01 |
| SUSB iShares ESG Aware 1-5 Year U | Add +12.4% | 0.06% | +0.01 |
| SYK Stryker Corp. | Add +0.4% | 0.45% | +0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +1.2% | 0.39% | +0.00 |
| USMV iShares MSCI USA Min Vol Fac | New | 0.00% | +0.00 |
| IXJ iShares Global Healthcare Et | New | 0.00% | +0.00 |
| KEY Keycorp | Add +194.7% | 0.00% | +0.00 |
| MRVL Marvell Technology Inc. | Add +3.3% | 0.26% | +0.00 |
| IBDV iShares Ibonds Dec 2030 Corp. | Add +1.3% | 1.32% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 162 | $1.1B | VOO, QQQ, AROW, IJH, IJR |
| Q1 2026 | 157 | $994.0M | VOO, QQQ, AROW, IJH, IJR |
| Q4 2025 | 159 | $1.0B | VOO, QQQ, AROW, IJH, IDEV |
| Q3 2025 | 160 | $978.0M | VOO, QQQ, IJH, AROW, IJR |
| Q2 2025 | 160 | $949.7M | VOO, QQQ, IJH, AROW, IJR |
| Q1 2025 | 155 | $894.5M | VOO, QQQ, IJH, AROW, SPYV |
| Q4 2024 | 167 | $1.1B | VOO, QQQ, AROW, IJH, IJR |
| Q3 2024 | 340 | $1.1B | VOO, QQQ, AROW, IJH, IJR |
| Q2 2024 | 336 | $1.0B | VOO, QQQ, IJH, AROW, IJR |
| Q1 2024 | 333 | $1.0B | VOO, IJR, IJH, SPYV, AROW |