Avalon Advisory Group
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 29, 2026), Avalon Advisory Group reported 13 stock positions worth $245.1 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 50.8% of the portfolio, followed by iShares 7-10 Year Treasury B (IEF, 34.8%) and Vanguard Ftse All-World Ex-U (VEU, 5.9%). Compared with Q3 2025, it sold out of 5, added to 1 and reduced 9. The biggest buy was iShares 7-10 Year Treasury B (IEF, shares +6%) and the biggest sale an exit from FNB (FNB).
- Most Recent 13F
- Q2 2026
- Location
- Wexford, PA
- CIK
- 0001802119
- Portfolio Value
- $245.1M (Q4 2025)
- SEC Filing
- 0001802119-26-000001 ↗ filed Jan 29, 2026
Holdings Value
Holdings 13 stocks · $245.1M
| VTI VG Morningstar TS MKT ETF-US | 50.75% | 370,979 | $124.4M | Reduce -2.8% |
| IEF iShares 7-10 Year Treasury B | 34.84% | 888,019 | $85.4M | Add +6.3% |
| VEU Vanguard Ftse All-World Ex-U | 5.88% | 195,924 | $14.4M | Reduce -3.9% |
| ITOT iShares Core S&P Total U.S. | 3.11% | 51,265 | $7.6M | Reduce -12.3% |
| SCHF Schwab Intl Equity ETF | 1.74% | 177,646 | $4.3M | No change |
| SCHB Schwab US Broad Market ETF | 1.69% | 157,809 | $4.1M | Reduce -0.1% |
| VXUS Vanguard Total Intl Stock | 0.93% | 30,200 | $2.3M | Reduce -11.8% |
| VOO Vanguard S&P 500 ETF | 0.35% | 1,376 | $863K | No change |
| MSFT Microsoft Corp. | 0.21% | 1,074 | $519K | Reduce -21.0% |
| AAPL Apple Inc. | 0.16% | 1,452 | $395K | Reduce -44.4% |
| NVDA Nvidia Corp. | 0.12% | 1,631 | $304K | Reduce -72.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 403 | $275K | No change |
| GOOG Alphabet Inc. Class C | 0.09% | 679 | $213K | Reduce -22.2% |
Portfolio Sells Q3 2025 → Q4 2025
| FNB FNB Corp. | Sold out | 0.00% | −0.38 |
| FITB Fifth Third Bancorp | Sold out | 0.00% | −0.37 |
| BOKF Bok Financial Corporation | Sold out | 0.00% | −0.36 |
| ITOT iShares Core S&P Total U.S. | Reduce -12.3% | 3.11% | −0.34 |
| NVDA Nvidia Corp. | Reduce -72.3% | 0.12% | −0.32 |
| WSBC Wesbanco Inc. | Sold out | 0.00% | −0.14 |
| AAPL Apple Inc. | Reduce -44.4% | 0.16% | −0.11 |
| AMZN Amazon.com Inc. | Sold out | 0.00% | −0.09 |
| VXUS Vanguard Total Intl Stock | Reduce -11.8% | 0.93% | −0.09 |
| MSFT Microsoft Corp. | Reduce -21.0% | 0.21% | −0.07 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.8% | 50.75% | −0.03 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -3.9% | 5.88% | −0.01 |
| GOOG Alphabet Inc. Class C | Reduce -22.2% | 0.09% | +0.00 |
| SCHB Schwab US Broad Market ETF | Reduce -0.1% | 1.69% | +0.04 |
Portfolio Buys Q3 2025 → Q4 2025
| IEF iShares 7-10 Year Treasury B | Add +6.3% | 34.84% | +2.20 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 14 | $270.8M | VTI, IEF, VEU, ITOT, SCHF |
| Q1 2026 | 12 | $247.9M | VTI, IEF, VEU, ITOT, SCHF |
| Q4 2025 | 13 | $245.1M | VTI, IEF, VEU, ITOT, SCHF |
| Q3 2025 | 18 | $246.7M | VTI, IEF, VEU, ITOT, SCHF |
| Q2 2025 | 16 | $232.8M | VTI, IEF, VEU, ITOT, SCHF |
| Q1 2025 | 15 | $212.3M | VTI, IEF, VEU, ITOT, SCHF |
| Q4 2024 | 16 | $219.0M | VTI, IEF, VEU, ITOT, SCHB |
| Q3 2024 | 15 | $220.6M | VTI, IEF, VEU, ITOT, SCHF |
| Q2 2024 | 15 | $209.9M | VTI, IEF, VEU, ITOT, SCHF |
| Q1 2024 | 13 | $206.5M | VTI, IEF, VEU, ITOT, SCHF |