Bank & Trust Co

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 7, 2025), Bank & Trust Co reported 284 stock positions worth $118.9 million. Its top holding was Eli Lilly (LLY) at 7.8% of the portfolio, followed by Otter Tail (OTTR, 7.8%) and Microsoft (MSFT, 5.9%). Compared with Q3 2024, it sold out of 2, added to 10 and reduced 74. The biggest buy was Tesla (TSLA, shares +306%) and the biggest sale Eli Lilly (LLY, shares −2%).

Most Recent 13F
Q2 2026
Location
LITCHFIELD, IL
CIK
0002026082
Portfolio Value
$118.9M (Q4 2024)
SEC Filing
0002026082-25-000002 ↗ filed Jan 7, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q2 2024: $117.6M Q2 2024 Q3 2024: $123.0M Q3 2024 Q4 2024: $118.9M $118.9M Q4 2024 Q1 2025: $122.6M Q1 2025 Q2 2025: $126.1M Q2 2025 Q3 2025: $135.1M Q3 2025 Q4 2025: $141.4M Q4 2025 Q1 2026: $148.2M Q1 2026 Q2 2026: $158.2M Q2 2026

Holdings 284 stocks · $118.9M
LLY Eli Lilly & Co. 7.81% 12,019 $9.3M Reduce -2.1%
OTTR Otter Tail Corp. 7.79% 125,379 $9.3M Reduce -1.3%
MSFT Microsoft Corp. 5.90% 16,628 $7.0M Reduce -3.1%
ORI Old Republic Intl Corp. 2.78% 91,161 $3.3M Reduce -1.3%
AAPL Apple Inc. 2.66% 12,602 $3.2M Reduce -1.6%
WMT Walmart Inc. 2.45% 32,290 $2.9M Reduce -0.4%
AEE Ameren Corporation 2.31% 30,739 $2.7M Reduce -3.4%
GOOGL Alphabet Inc. Class A 2.28% 14,309 $2.7M Reduce -1.1%
ITW Illinois Tool Works 2.22% 10,392 $2.6M Reduce -2.3%
DUK Duke Energy Corp. 2.11% 23,248 $2.5M Reduce -1.8%
C Citigroup Inc. 1.96% 33,054 $2.3M Reduce -1.0%
XOM Exxon Mobil Corp. 1.79% 19,743 $2.1M Reduce -1.0%
TRV The Travelers Cos Inc. 1.69% 8,354 $2.0M Reduce -1.9%
ALL Allstate Corp. 1.65% 10,160 $2.0M No change
MCD McDonald's Corp. 1.61% 6,599 $1.9M No change
VLO Valero Energy Corp. 1.55% 15,046 $1.8M Reduce -2.3%
MCY Mercury General Corp. 1.41% 25,224 $1.7M Reduce -1.7%
VZ Verizon Communications Inc. 1.36% 40,373 $1.6M Reduce -0.8%
CSCO Cisco Systems Inc. 1.34% 26,951 $1.6M Reduce -0.1%
AMZN Amazon.com Inc. 1.31% 7,113 $1.6M Reduce -0.8%
MPC Marathon Petroleum Corp. 1.31% 11,145 $1.6M Reduce -0.7%
MRK Merck & Co. Inc. 1.28% 15,289 $1.5M Reduce -1.4%
HD Home Depot Inc. 1.24% 3,778 $1.5M Reduce -0.1%
JNJ Johnson & Johnson 1.23% 10,080 $1.5M Reduce -0.5%
CVX Chevron Corp. 1.22% 10,017 $1.5M Reduce -1.1%
CAT Caterpillar Inc. 1.19% 3,900 $1.4M Reduce -0.1%
SO The Southern Co. 1.01% 14,573 $1.2M Reduce -2.5%
T AT&T Inc. 1.01% 52,681 $1.2M Reduce -2.6%
KO The Coca-Cola Co. 1.00% 19,056 $1.2M Reduce -0.9%
BMY Bristol-Myers Squibb Co. 0.98% 20,662 $1.2M Reduce -3.4%
ENB Enbridge Inc. 0.90% 25,331 $1.1M Reduce -1.5%
KEY Keycorp 0.89% 61,514 $1.1M Reduce -3.0%
ABBV Abbvie Inc. 0.89% 5,922 $1.1M No change
PFE Pfizer Inc. 0.81% 36,476 $968K Reduce -1.3%
TFC Truist Financial Corp. 0.81% 22,299 $967K Reduce -1.4%
WMB Williams Cos Inc. 0.81% 17,807 $964K Reduce -4.6%
ADP Automatic Data Processing 0.80% 3,228 $945K Reduce -1.4%
COF Capital One Financial Corp. 0.78% 5,229 $932K No change
LNT Alliant Energy Corp. 0.78% 15,670 $927K No change
PEP Pepsico Inc. 0.74% 5,784 $880K Reduce -2.1%
WEC WEC Energy Group Inc. 0.74% 9,350 $879K Reduce -1.9%
FITB Fifth Third Bancorp 0.71% 20,073 $849K Reduce -0.6%
PAYX Paychex Inc. 0.70% 5,963 $836K Reduce -2.7%
NUE Nucor Corp. 0.69% 7,000 $817K Add +0.6%
JPM JPMorgan Chase & Co. 0.68% 3,381 $810K Reduce -0.3%
PPL PPL Corp. 0.66% 24,152 $784K Reduce -3.8%
ORCL Oracle Corp. 0.64% 4,589 $765K No change
NVDA Nvidia Corp. 0.63% 5,593 $751K Add +5.3%
KMB Kimberly-Clark Corp. 0.59% 5,379 $705K Reduce -2.4%
PG The Procter & Gamble Co. 0.59% 4,157 $697K Reduce -1.4%
AIG American International Group 0.58% 9,504 $692K No change
CINF Cincinnati Financial Corp. 0.56% 4,619 $664K Reduce -5.1%
SYY Sysco Corp. 0.56% 8,657 $662K Reduce -3.1%
RF Regions Financial Corp. 0.54% 27,466 $646K No change
SBUX Starbucks Corp. 0.54% 7,047 $643K No change
TXNM TXNM Energy Inc. 0.51% 12,262 $603K Reduce -7.2%
AEP American Electric Power 0.50% 6,496 $599K Reduce -4.2%
SR Spire Inc. 0.50% 8,790 $596K Reduce -5.3%
ADM Archer-Daniels-Midland Co. 0.49% 11,604 $586K Reduce -4.2%
GILD Gilead Sciences Inc. 0.46% 5,965 $551K No change
META Meta Platforms Inc. Class A 0.45% 909 $532K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.44% 11,853 $521K No change
CEG Constellation Energy 0.44% 2,324 $520K No change
RCL Royal Caribbean Cruises Ltd. 0.43% 2,224 $513K No change
BRK.B Berkshire Hathaway Inc. Class B 0.41% 1,088 $493K Add +2.9%
UTHR United Therapeutics Corp. 0.39% 1,319 $465K No change
PFXF Vaneck Pref Sec X-Financials 0.37% 25,264 $436K No change
OGE Oge Energy Corp. 0.31% 9,014 $372K No change
INTC Intel Corp. 0.29% 17,237 $346K Reduce -6.2%
MMM 3M Co. 0.28% 2,542 $328K Reduce -0.0%
DRI Darden Restaurants Inc. 0.27% 1,738 $324K No change
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.27% 3,734 $319K No change
GOOG Alphabet Inc. Class C 0.26% 1,596 $304K Reduce -8.3%
COP Conocophillips 0.26% 3,056 $303K No change
PFF iShares Preferred & Income S 0.25% 9,374 $295K No change
BTI British American Tob-SP ADR 0.24% 7,951 $289K No change
ABT Abbott Laboratories 0.24% 2,471 $279K No change
EXC Exelon Corp. 0.23% 7,147 $269K No change
UPS United Parcel Service Class B 0.22% 2,038 $257K No change
DOW Dow Inc. 0.21% 6,304 $253K Reduce -1.4%
EVRG Evergy Inc. 0.21% 4,040 $249K Reduce -8.3%
TRN Trinity Industries Inc. 0.21% 7,080 $249K No change
FCNCA First Citizens Bcshs Class A 0.20% 114 $241K No change
ACA Arcosa Inc. 0.19% 2,354 $228K No change
AVGO Broadcom Inc. 0.19% 950 $220K Reduce -5.5%
UNM Unum Group 0.18% 2,989 $218K No change
MDT Medtronic PLC 0.18% 2,716 $217K Reduce -9.7%
F Ford Motor Co. filed as FORD MTR CO 0.17% 20,315 $201K No change
WHR Whirlpool Corp. 0.17% 1,754 $201K Reduce -9.5%
TSN Tyson Foods Inc. Class A 0.17% 3,476 $200K No change
NWBI Northwest Bancshares Inc. 0.17% 14,872 $196K No change
MA Mastercard Inc. Class A 0.16% 370 $195K No change
QCOM Qualcomm Inc. 0.16% 1,201 $184K No change
FDX FedEx Corp. 0.14% 575 $162K No change
UNP Union Pacific Corp. 0.13% 692 $158K No change
MAR Marriott International Class A 0.13% 565 $158K No change
TSLA Tesla Inc. 0.13% 390 $157K Add +306.3%
DINO HF Sinclair Corp. 0.13% 4,449 $156K Add +3.3%
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.13% 4,040 $155K Reduce -9.0%
WFC Wells Fargo & Co. 0.12% 2,037 $143K No change

Show all 284 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $224K (not counted above)
SecurityClassShares / PrincipalValueChange
BANK OF AMERICA CORP (BAC 7.25 PERP L) 7.25%CNV PFD L 184$224KReduce -3.7%

Total filed on the 13F, all lines: $119.1M.

Portfolio Sells Q3 2024 → Q4 2024
LLY Eli Lilly & Co. Reduce -2.1% 7.81% −1.04
OTTR Otter Tail Corp. Reduce -1.3% 7.79% −0.28
MPC Marathon Petroleum Corp. Reduce -0.7% 1.31% −0.18
MRK Merck & Co. Inc. Reduce -1.4% 1.28% −0.15
VLO Valero Energy Corp. Reduce -2.3% 1.55% −0.14
VZ Verizon Communications Inc. Reduce -0.8% 1.36% −0.13
KO The Coca-Cola Co. Reduce -0.9% 1.00% −0.12
XOM Exxon Mobil Corp. Reduce -1.0% 1.79% −0.11
DUK Duke Energy Corp. Reduce -1.8% 2.11% −0.11
JNJ Johnson & Johnson Reduce -0.5% 1.23% −0.11
MSFT Microsoft Corp. Reduce -3.1% 5.90% −0.11
ADM Archer-Daniels-Midland Co. Reduce -4.2% 0.49% −0.10
SO The Southern Co. Reduce -2.5% 1.01% −0.09
PEP Pepsico Inc. Reduce -2.1% 0.74% −0.08
DOW Dow Inc. Reduce -1.4% 0.21% −0.07
AEP American Electric Power Reduce -4.2% 0.50% −0.06
INTC Intel Corp. Reduce -6.2% 0.29% −0.06
PFE Pfizer Inc. Reduce -1.3% 0.81% −0.06
CAT Caterpillar Inc. Reduce -0.1% 1.19% −0.05
ITW Illinois Tool Works Reduce -2.3% 2.22% −0.05
KMB Kimberly-Clark Corp. Reduce -2.4% 0.59% −0.04
MDT Medtronic PLC Reduce -9.7% 0.18% −0.04
LEG Leggett & Platt Inc. Reduce -32.8% 0.03% −0.03
SLB SLB Ltd. Reduce -9.0% 0.13% −0.02
IFF Intl Flavors & Fragrances Reduce -18.9% 0.03% −0.02
PPL PPL Corp. Reduce -3.8% 0.66% −0.02
DD Dupont DE Nemours Inc. Reduce -17.8% 0.04% −0.01
EVRG Evergy Inc. Reduce -8.3% 0.21% −0.01
LMT Lockheed Martin Corp. Reduce -1.7% 0.07% −0.01
SYY Sysco Corp. Reduce -3.1% 0.56% −0.01
CTVA Corteva Inc. Reduce -17.0% 0.05% −0.01
HD Home Depot Inc. Reduce -0.1% 1.24% −0.01
PG The Procter & Gamble Co. Reduce -1.4% 0.59% −0.01
AMT American Tower Corp. Reduce -18.5% 0.01% −0.01
MMM 3M Co. Reduce -0.0% 0.28% −0.01
SR Spire Inc. Reduce -5.3% 0.50% −0.01
WEC WEC Energy Group Inc. Reduce -1.9% 0.74% −0.01
BIPC Brookfield Infrastructure-A Sold out 0.00% −0.00
SOLV Solventum Corp. Reduce -1.2% 0.05% −0.00
TEL Te Connectivity PLC Reduce -4.3% 0.03% −0.00
FCEL Fuelcell Energy Inc. Sold out 0.00% −0.00
AMP Ameriprise Financial Inc. Reduce -14.9% 0.03% −0.00
WHR Whirlpool Corp. Reduce -9.5% 0.17% +0.00
VTRS Viatris Inc. Reduce -2.3% 0.01% +0.00
CBRL Cracker Barrel Old Country Reduce -14.6% 0.07% +0.00
PETS Petmed Express Inc. Reduce -1.7% 0.01% +0.00
BKNG Booking Holdings Inc. Reduce -13.3% 0.05% +0.00
GS Goldman Sachs Group Inc. Reduce -5.8% 0.03% +0.00
PYPL PayPal Holdings Inc. Reduce -3.7% 0.09% +0.01
CVX Chevron Corp. Reduce -1.1% 1.22% +0.01

Portfolio Buys Q3 2024 → Q4 2024
TSLA Tesla Inc. Add +306.3% 0.13% +0.11
NVDA Nvidia Corp. Add +5.3% 0.63% +0.11
BP BP PLC-Spons ADR Add +404.8% 0.05% +0.04
BRK.B Berkshire Hathaway Inc. Class B Add +2.9% 0.41% +0.02
MSBI Midland States Bancorp Inc. Add +40.7% 0.03% +0.01
NVO Novo-Nordisk A/S-Spons ADR Add +136.8% 0.01% +0.01
OXY Occidental Petroleum Corp. Add +38.6% 0.02% +0.00
CBSH Commerce Bancshares Inc. Add +4.8% 0.01% +0.00
DINO HF Sinclair Corp. Add +3.3% 0.13% −0.02
NUE Nucor Corp. Add +0.6% 0.69% −0.16

Notes & Other Activity Q3 2024 → Q4 2024
BANK OF AMERICA CORP (BAC 7.25 PERP L) 7.25%CNV PFD L Reduce -3.7% 184 $224K

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 302$158.2MLLY, OTTR, MSFT, GOOGL, C
Q1 2026 303$148.2MOTTR, LLY, MSFT, ORI, WMT
Q4 2025 295$141.4MLLY, OTTR, MSFT, ORI, GOOGL
Q3 2025 286$135.1MOTTR, LLY, MSFT, ORI, GOOGL
Q2 2025 287$126.1MOTTR, LLY, MSFT, ORI, WMT
Q1 2025 288$122.6MOTTR, LLY, MSFT, ORI, AEE
Q4 2024 284$118.9MLLY, OTTR, MSFT, ORI, AAPL
Q3 2024 286$123.0MLLY, OTTR, MSFT, ORI, AAPL
Q2 2024 286$117.6MLLY, OTTR, MSFT, ORI, AAPL