BCS Wealth Management
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), BCS Wealth Management reported 246 stock positions worth $443.8 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 9.6% of the portfolio, followed by Schwab US Large-Cap ETF (SCHX, 4.0%) and Schwab Intl Equity ETF (SCHF, 3.4%). Compared with Q2 2025, it opened 7 new positions, sold out of 24, added to 48 and reduced 161. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +4%) and the biggest sale Procter & Gamble (PG, shares −89%).
- Most Recent 13F
- Q2 2026
- Location
- JOHNSON CITY, TN
- CIK
- 0001798172
- Portfolio Value
- $443.8M (Q3 2025)
- SEC Filing
- 0001798172-25-000007 ↗ filed Oct 22, 2025
Holdings Value
Holdings 246 stocks · $443.8M
| VOO Vanguard S&P 500 ETF | 9.62% | 69,727 | $42.7M | Add +4.2% |
| SCHX Schwab US Large-Cap ETF | 4.00% | 673,536 | $17.7M | Reduce -15.7% |
| SCHF Schwab Intl Equity ETF | 3.43% | 653,168 | $15.2M | Add +1.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 2.56% | 108,638 | $11.4M | Add +1.3% |
| BSCQ Invesco Bulletshares 2026 CB | 2.48% | 563,068 | $11.0M | Reduce -5.0% |
| AGG iShares Core U.S. Aggregate | 2.48% | 109,570 | $11.0M | Add +24.1% |
| BSCP Invesco Bulletshares 2025 CB | 2.41% | 516,791 | $10.7M | Reduce -7.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 2.28% | 126,336 | $10.1M | Reduce -0.9% |
| SPYV SS SPDR P S&P 500 Value ETF | 2.20% | 176,721 | $9.8M | Reduce -0.1% |
| BSCX Invesco Bulletshares 2033 CB | 2.09% | 432,501 | $9.3M | Reduce -1.1% |
| SCHD Schwab US DVD Equity ETF | 1.77% | 287,377 | $7.8M | Reduce -7.2% |
| BSCR Invesco Bulletshares 2027 CB | 1.69% | 381,624 | $7.5M | Reduce -2.3% |
| VYMI Vanguard Int High DVD YLD Inc. | 1.49% | 78,272 | $6.6M | Add +12.3% |
| BSCY Invesco Bulletshares 2034 CB | 1.41% | 297,287 | $6.2M | Add +6.9% |
| BSCS Invesco Bulletshares 2028 CB | 1.40% | 301,328 | $6.2M | Reduce -4.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.34% | 12,391 | $5.9M | Reduce -0.2% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.25% | 129,320 | $5.5M | Add +0.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.24% | 29,414 | $5.5M | No change |
| BOND PIMCO Active Bond Exchange-T | 1.24% | 58,714 | $5.5M | Add +9.3% |
| SCHA Schwab US Small-Cap ETF | 1.23% | 195,002 | $5.4M | Reduce -15.9% |
| PFEB Innovator U.S. Equity Power | 1.22% | 136,228 | $5.4M | Reduce -8.2% |
| BSCW Invesco Bulletshares 2032 CB | 1.11% | 235,149 | $4.9M | Reduce -1.1% |
| BSCV Invesco Bulletshares 2031 CB | 1.08% | 286,406 | $4.8M | Reduce -1.5% |
| BSCT Invesco Bulletshares 2029 CB | 1.06% | 250,664 | $4.7M | Reduce -5.5% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 1.06% | 178,274 | $4.7M | Add +22.2% |
| AAPL Apple Inc. | 1.05% | 18,228 | $4.6M | Reduce -27.1% |
| MUNI PIMCO Intermediate Municipal | 1.04% | 88,126 | $4.6M | Reduce -6.2% |
| BSCU Invesco Bulletshares 2030 CB | 0.99% | 259,872 | $4.4M | Reduce -4.0% |
| RGLD Royal Gold Inc. | 0.99% | 21,808 | $4.4M | Add +5.1% |
| COWZ Pacer US Cash Cows 100 ETF | 0.95% | 73,493 | $4.2M | Add +9.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.93% | 6,845 | $4.1M | Reduce -10.5% |
| NVDA Nvidia Corp. | 0.92% | 21,797 | $4.1M | Reduce -24.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.86% | 11,692 | $3.8M | Reduce -4.0% |
| SCHB Schwab US Broad Market ETF | 0.82% | 141,141 | $3.6M | Add +9.0% |
| LLY Eli Lilly & Co. | 0.74% | 4,295 | $3.3M | Reduce -15.6% |
| FLRN SS SPDR BB Ig Float RT ETF | 0.72% | 103,578 | $3.2M | Add +5.0% |
| NOBL Proshares S&P 500 Dividend A | 0.71% | 30,479 | $3.1M | Reduce -16.7% |
| SCHC Schwab Intl Small-Cap Equity | 0.70% | 68,301 | $3.1M | Add +0.0% |
| VXF Vanguard Extended Market ETF | 0.67% | 14,292 | $3.0M | Add +8.8% |
| QQQM Invesco Nasdaq 100 ETF | 0.66% | 11,882 | $2.9M | Add +5.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.66% | 4,381 | $2.9M | Reduce -0.7% |
| MSFT Microsoft Corp. | 0.66% | 5,627 | $2.9M | Reduce -36.5% |
| IEMG iShares Core MSCI Emerging | 0.63% | 42,682 | $2.8M | Add +0.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.63% | 25,204 | $2.8M | Add +7.5% |
| PAUG Innovator U.S. Equity Power | 0.58% | 60,936 | $2.6M | Reduce -1.3% |
| PMAR Innovator U.S. Equity Power | 0.57% | 57,562 | $2.5M | Reduce -4.1% |
| AMZN Amazon.com Inc. | 0.55% | 11,122 | $2.4M | Reduce -24.5% |
| PJUL Innovator U.S. Equity Power | 0.51% | 50,038 | $2.3M | Add +4.6% |
| SCHV Schwab US Large-Cap Value | 0.47% | 71,469 | $2.1M | Reduce -16.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.47% | 8,159 | $2.1M | Reduce -1.4% |
| PDEC Innovator U.S. Equity Power | 0.47% | 49,234 | $2.1M | Reduce -10.8% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.46% | 46,520 | $2.0M | Reduce -5.0% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.45% | 42,939 | $2.0M | Add +7.4% |
| MINO PIMCO Municipal Income Oppor | 0.44% | 42,644 | $1.9M | Reduce -18.9% |
| PAPR Innovator U.S. Equity Power | 0.41% | 47,672 | $1.8M | Reduce -18.6% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.38% | 39,318 | $1.7M | Add +33.4% |
| SCHM Schwab US Mid Cap ETF | 0.37% | 55,684 | $1.7M | Reduce -24.9% |
| VXUS Vanguard Total Intl Stock | 0.36% | 21,953 | $1.6M | Reduce -3.9% |
| PG The Procter & Gamble Co. | 0.36% | 10,323 | $1.6M | Reduce -89.3% |
| POCT Innovator U.S. Equity Power | 0.35% | 36,135 | $1.6M | Reduce -14.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.35% | 3,057 | $1.5M | Reduce -15.2% |
| MOAT Vaneck Morningstar Wide Moat | 0.35% | 15,477 | $1.5M | Reduce -6.4% |
| SCHG Schwab US Large-Cap Growth | 0.34% | 47,855 | $1.5M | Reduce -18.5% |
| PNOV Innovator U.S. Equity Power | 0.34% | 36,522 | $1.5M | Reduce -8.9% |
| SCHZ Schwab US Aggregate Bond ETF | 0.33% | 61,631 | $1.4M | Add +15.8% |
| VWO Vanguard Ftse Emerging Marke | 0.32% | 26,398 | $1.4M | Reduce -2.1% |
| T AT&T Inc. | 0.31% | 49,416 | $1.4M | Reduce -14.6% |
| GCOW Pacer Global Cash Cows Divid | 0.30% | 33,751 | $1.3M | Reduce -0.5% |
| MRK Merck & Co. Inc. | 0.30% | 15,744 | $1.3M | Reduce -3.2% |
| BDEC Innovator U.S. Equity Buffer | 0.30% | 27,534 | $1.3M | Reduce -9.8% |
| SHW The Sherwin-Williams Co. | 0.29% | 3,739 | $1.3M | Reduce -0.7% |
| PH Parker Hannifin Corp. | 0.29% | 1,702 | $1.3M | Reduce -24.5% |
| PJUN Innovator U.S. Equity Power | 0.28% | 30,394 | $1.3M | Reduce -2.4% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.28% | 37,192 | $1.2M | Reduce -9.7% |
| TFC Truist Financial Corp. | 0.27% | 26,109 | $1.2M | Reduce -12.6% |
| BALT Inn Defined Wealth Shield | 0.26% | 35,780 | $1.2M | Reduce -0.3% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.26% | 37,059 | $1.2M | Add +32.5% |
| PJAN Innovator U.S. Equity Power | 0.25% | 23,897 | $1.1M | No change |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.25% | 24,549 | $1.1M | Add +21.9% |
| PSEP Innovator U.S. Equity Power | 0.24% | 25,199 | $1.1M | Reduce -10.3% |
| NAPR Innovator Growth 100 Power B | 0.24% | 20,380 | $1.1M | Reduce -3.7% |
| BJUN Innovator U.S. Equity Buffer | 0.24% | 23,326 | $1.1M | Reduce -3.0% |
| MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E | 0.24% | 44,392 | $1.1M | Reduce -12.4% |
| GOOG Alphabet Inc. Class C | 0.24% | 4,289 | $1.0M | Reduce -10.6% |
| CL Colgate-Palmolive Co. | 0.23% | 12,780 | $1.0M | Reduce -0.5% |
| CAT Caterpillar Inc. | 0.22% | 2,080 | $993K | Reduce -14.6% |
| XOM Exxon Mobil Corp. | 0.22% | 8,655 | $976K | Reduce -65.0% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.22% | 17,038 | $974K | Add +12.9% |
| VHT Vanguard Health Care ETF | 0.22% | 3,737 | $970K | No change |
| QDPL Pacer Met US LRG Cap DVD 400 | 0.22% | 23,134 | $969K | Add +114.8% |
| DUK Duke Energy Corp. | 0.21% | 7,516 | $930K | Reduce -7.2% |
| IOO iShares Global 100 ETF | 0.21% | 7,673 | $921K | No change |
| SPHQ Invesco S&P 500 Quality ETF | 0.21% | 12,514 | $917K | Add +68.2% |
| BJUL Innovator U.S. Equity Buffer | 0.20% | 18,001 | $894K | No change |
| NFLX Netflix Inc. | 0.20% | 740 | $888K | Reduce -17.7% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.20% | 2,977 | $886K | Reduce -0.5% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.20% | 18,922 | $884K | Reduce -12.5% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.20% | 24,283 | $878K | Add +28.4% |
| IJUL Innovator International Deve | 0.20% | 26,675 | $872K | Add +25.5% |
| ITOT iShares Core S&P Total U.S. | 0.19% | 5,784 | $842K | Reduce -11.6% |
Portfolio Sells Q2 2025 → Q3 2025
| PG The Procter & Gamble Co. | Reduce -89.3% | 0.36% | −2.96 |
| KMB Kimberly-Clark Corp. | Sold out | 0.00% | −0.39 |
| XOM Exxon Mobil Corp. | Reduce -65.0% | 0.22% | −0.35 |
| MSFT Microsoft Corp. | Reduce -36.5% | 0.66% | −0.29 |
| SCHX Schwab US Large-Cap ETF | Reduce -15.7% | 4.00% | −0.21 |
| ABT Abbott Laboratories | Sold out | 0.00% | −0.17 |
| BAC Bank of America Corp. | Reduce -70.3% | 0.09% | −0.17 |
| AMZN Amazon.com Inc. | Reduce -24.5% | 0.55% | −0.15 |
| COST Costco Wholesale Corp. | Reduce -53.2% | 0.12% | −0.14 |
| LLY Eli Lilly & Co. | Reduce -15.6% | 0.74% | −0.12 |
| JEPI JPMorgan Equity Premium Inco | Reduce -65.8% | 0.06% | −0.11 |
| ABBV Abbvie Inc. | Reduce -55.9% | 0.15% | −0.11 |
| PFE Pfizer Inc. | Reduce -45.7% | 0.15% | −0.10 |
| META Meta Platforms Inc. Class A | Reduce -43.8% | 0.14% | −0.10 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -58.9% | 0.08% | −0.09 |
| BSCP Invesco Bulletshares 2025 CB | Reduce -7.9% | 2.41% | −0.09 |
| NOBL Proshares S&P 500 Dividend A | Reduce -16.7% | 0.71% | −0.08 |
| V Visa Inc. Class A | Reduce -38.2% | 0.13% | −0.08 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -49.1% | 0.09% | −0.08 |
| SCHM Schwab US Mid Cap ETF | Reduce -24.9% | 0.37% | −0.08 |
| MCK McKesson Corp. | Sold out | 0.00% | −0.07 |
| MINO PIMCO Municipal Income Oppor | Reduce -18.9% | 0.44% | −0.07 |
| NVDA Nvidia Corp. | Reduce -24.5% | 0.92% | −0.07 |
| VZ Verizon Communications Inc. | Reduce -37.2% | 0.13% | −0.07 |
| IBM Intl Business Machines Corp. | Reduce -44.6% | 0.08% | −0.06 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.06 |
| USMV iShares MSCI USA Min Vol Fac | Sold out | 0.00% | −0.06 |
| XLV SS Health Care Select Sector | Reduce -54.7% | 0.06% | −0.06 |
| NFLX Netflix Inc. | Reduce -17.7% | 0.20% | −0.06 |
| PAPR Innovator U.S. Equity Power | Reduce -18.6% | 0.41% | −0.06 |
| AAPL Apple Inc. | Reduce -27.1% | 1.05% | −0.06 |
| PM Philip Morris International | Reduce -47.7% | 0.05% | −0.06 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.05 |
| CRWD CrowdStrike Holdings Inc. Class A | Sold out | 0.00% | −0.05 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.05 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.05 |
| PH Parker Hannifin Corp. | Reduce -24.5% | 0.29% | −0.05 |
| PEP Pepsico Inc. | Sold out | 0.00% | −0.05 |
| FDL First Trust Morn DVD Lead Inc. | Sold out | 0.00% | −0.05 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.05 |
| CVX Chevron Corp. | Reduce -29.5% | 0.19% | −0.05 |
| ARKB ARK 21SHARES Bitcoin ETF | Sold out | 0.00% | −0.05 |
| T AT&T Inc. | Reduce -14.6% | 0.31% | −0.05 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.05 |
| ENB Enbridge Inc. | Sold out | 0.00% | −0.04 |
| NOCT Innovator Growth-100 Power B | Sold out | 0.00% | −0.04 |
| SDY SS SPDR S&P Dividend ETF | Sold out | 0.00% | −0.04 |
| MO Altria Group Inc. | Sold out | 0.00% | −0.04 |
| CAH Cardinal Health Inc. | Sold out | 0.00% | −0.04 |
| AXP American Express Co. | Sold out | 0.00% | −0.04 |
Portfolio Buys Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | Add +4.2% | 9.62% | +1.44 |
| AGG iShares Core U.S. Aggregate | Add +24.1% | 2.48% | +0.59 |
| SCHF Schwab Intl Equity ETF | Add +1.8% | 3.43% | +0.38 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +1.3% | 2.56% | +0.36 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +12.3% | 1.49% | +0.29 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +22.2% | 1.06% | +0.29 |
| RGLD Royal Gold Inc. | Add +5.1% | 0.99% | +0.19 |
| BOND PIMCO Active Bond Exchange-T | Add +9.3% | 1.24% | +0.17 |
| BSCY Invesco Bulletshares 2034 CB | Add +6.9% | 1.41% | +0.17 |
| COWZ Pacer US Cash Cows 100 ETF | Add +9.3% | 0.95% | +0.15 |
| SCHB Schwab US Broad Market ETF | Add +9.0% | 0.82% | +0.15 |
| SLVO UBS AG Etracs SL SH Co. C ETN | New | 0.13% | +0.13 |
| VXF Vanguard Extended Market ETF | Add +8.8% | 0.67% | +0.13 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +0.8% | 1.25% | +0.13 |
| QDPL Pacer Met US LRG Cap DVD 400 | Add +114.8% | 0.22% | +0.13 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +33.4% | 0.38% | +0.13 |
| VIOO Vanguard S&P Small-Cap 600 E | Add +7.5% | 0.63% | +0.12 |
| QQQM Invesco Nasdaq 100 ETF | Add +5.5% | 0.66% | +0.11 |
| SPHQ Invesco S&P 500 Quality ETF | Add +68.2% | 0.21% | +0.09 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +32.5% | 0.26% | +0.09 |
| IBIT iShares Bitcoin Trust ETF | Add +131.8% | 0.14% | +0.09 |
| IEMG iShares Core MSCI Emerging | Add +0.1% | 0.63% | +0.08 |
| SCHC Schwab Intl Small-Cap Equity | Add +0.0% | 0.70% | +0.07 |
| DBEF Xtrackers MSCI Eafe Hedged E | Add +7.4% | 0.45% | +0.07 |
| FLRN SS SPDR BB Ig Float RT ETF | Add +5.0% | 0.72% | +0.07 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Add +21.9% | 0.25% | +0.06 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +28.4% | 0.20% | +0.06 |
| PJUL Innovator U.S. Equity Power | Add +4.6% | 0.51% | +0.06 |
| SCHZ Schwab US Aggregate Bond ETF | Add +15.8% | 0.33% | +0.06 |
| GAM General American Investors | New | 0.05% | +0.05 |
| KJUL Innovator U.S. Small Cap Pow | Add +91.4% | 0.10% | +0.05 |
| BAUG Innovator U.S. Equity Buffer | Add +24.2% | 0.19% | +0.05 |
| IJUL Innovator International Deve | Add +25.5% | 0.20% | +0.05 |
| INTC Intel Corp. | New | 0.05% | +0.05 |
| BABA Alibaba Group Holding-SP ADR | New | 0.05% | +0.05 |
| QQQE Dirx Nasdaq-100EQ Wi ETF-Usd | New | 0.05% | +0.05 |
| BALL Ball Corp. | New | 0.05% | +0.05 |
| XLY SS Consumer Disc Select Sect | New | 0.05% | +0.05 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +12.9% | 0.22% | +0.04 |
| NJUL Innovator Growth 100 Power B | Add +40.8% | 0.12% | +0.04 |
| M Macy's Inc. | Add +1.5% | 0.07% | +0.03 |
| JEPQ JPM Nasdaq Equity Premium | Add +4.0% | 0.18% | +0.02 |
| BSEP Innovator U.S. Equity Buffer | Add +6.7% | 0.12% | +0.02 |
| VCIT Vanguard Int-Term Corporate | Add +23.0% | 0.08% | +0.02 |
| RF Regions Financial Corp. | Add +0.1% | 0.11% | +0.02 |
| ORC Orchid Island Capital Inc. | Add +34.2% | 0.05% | +0.02 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +1.6% | 0.08% | +0.01 |
| SPYI Neos S&P 500 High Income ETF | Add +2.7% | 0.09% | +0.01 |
| ANGL Vaneck Fallen Angel High YLD | Add +0.3% | 0.14% | +0.01 |
| IJR iShares Core S&P Small-Cap E | Add +0.0% | 0.06% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 270 | $555.1M | VOO, SCHX, SCHF, AGG, PG |
| Q1 2026 | 248 | $489.9M | VOO, SCHX, SCHF, PG, AGG |
| Q4 2025 | 352 | $990.2M | VOO, SCHX, SCHF, PG, AGG |
| Q3 2025 | 246 | $443.8M | VOO, SCHX, SCHF, SPYG, BSCQ |
| Q2 2025 | 263 | $464.6M | VOO, SCHX, PG, SCHF, BSCP |
| Q1 2025 | 243 | $388.9M | VOO, SCHX, BSCP, BSCQ, SCHF |
| Q4 2024 | 256 | $402.1M | VOO, SCHX, BSCP, BSCQ, SPYG |
| Q3 2024 | 167 | $235.1M | BSCP, BSCQ, BSCO, VCSH, SPYG |
| Q2 2024 | 155 | $205.5M | BSCP, BSCO, BSCQ, VCSH, SPYG |
| Q1 2024 | 235 | $311.7M | VOO, SCHX, BSCP, BSCO, BSCQ |