Beacon Financial Strategies CORP

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), Beacon Financial Strategies CORP reported 181 stock positions worth $179.1 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 18.7% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 17.5%) and Vanguard S/T Corp. Bond ETF (VCSH, 12.8%). Compared with Q3 2025, it opened 140 new positions, added to 12 and reduced 12. The biggest buy was Intl Business Machines (IBM, shares +53%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −0%).

Most Recent 13F
Q2 2026
Location
RALEIGH, NC
CIK
0002084239
Portfolio Value
$179.1M (Q4 2025)
SEC Filing
0001214659-26-000337 ↗ filed Jan 12, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $138.8M Q1 2024 Q2 2024: $139.0M Q2 2024 Q3 2024: $146.8M Q3 2024 Q4 2024: $149.7M Q4 2024 Q1 2025: $148.3M Q1 2025 Q2 2025: $159.1M Q2 2025 Q3 2025: $169.5M Q3 2025 Q4 2025: $179.1M $179.1M Q4 2025 Q1 2026: $176.1M Q1 2026 Q2 2026: $201.1M Q2 2026

Holdings 181 stocks · $179.1M
VTI VG Morningstar TS MKT ETF-US 18.75% 100,140 $33.6M Reduce -0.1%
DFAC Dimensional US Core Equity 2 17.47% 790,195 $31.3M No change
VCSH Vanguard S/T Corp. Bond ETF 12.84% 288,512 $23.0M Add +1.3%
VTV Vanguard Mrngstr Val ETF-Aui 9.97% 93,449 $17.8M Reduce -0.1%
VEA Vanguard Ftse Developed ETF 7.97% 228,582 $14.3M Add +0.6%
VB Vanguard Most SM-Cap ETF-Usd 5.95% 41,311 $10.7M Add +0.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 5.76% 35,570 $10.3M Add +0.9%
VXUS Vanguard Total Intl Stock 5.37% 127,499 $9.6M Add +1.2%
VGSH Vanguard Short-Term Treasury 4.46% 136,131 $8.0M Add +0.8%
DFUS Dimensional US Eq MKT ETF 0.92% 22,239 $1.6M No change
AMZN Amazon.com Inc. 0.86% 6,660 $1.5M Reduce -0.3%
LLY Eli Lilly & Co. 0.48% 801 $861K Reduce -1.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.47% 2,860 $847K Add +52.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.41% 2,306 $726K No change
AAPL Apple Inc. 0.38% 2,518 $685K No change
IVV iShares Core S&P 500 ETF 0.35% 925 $633K No change
VIG Vanguard Dividend Apprec ETF 0.32% 2,568 $564K Add +0.2%
GSK GSK PLC-Spon ADR 0.31% 11,358 $557K Reduce -2.9%
IWD iShares Russell 1000 Value E 0.29% 2,456 $517K Add +0.1%
GOOGL Alphabet Inc. Class A 0.25% 1,441 $451K No change
MSFT Microsoft Corp. 0.25% 919 $444K Reduce -2.2%
MRK Merck & Co. Inc. 0.22% 3,792 $399K Add +0.1%
TXN Texas Instruments Inc. 0.21% 2,125 $369K Reduce -12.4%
ISHG iShares -3 Year Internationa 0.20% 4,820 $363K No change
HD Home Depot Inc. 0.20% 1,041 $358K No change
JNJ Johnson & Johnson 0.19% 1,655 $342K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.19% 697 $340K Reduce -4.5%
PAYX Paychex Inc. 0.19% 2,958 $332K No change
DFAI Dimensional International Co. 0.18% 8,288 $316K Add +0.0%
KO The Coca-Cola Co. 0.16% 4,181 $292K Reduce -3.5%
JPM JPMorgan Chase & Co. 0.15% 859 $277K No change
GOOG Alphabet Inc. Class C 0.15% 880 $276K No change
DFCF Dimensional Core Fixed Inc. 0.15% 6,471 $275K Add +10.2%
COST Costco Wholesale Corp. 0.13% 276 $238K No change
MCD McDonald's Corp. 0.13% 776 $237K No change
PG The Procter & Gamble Co. 0.13% 1,630 $234K No change
NVDA Nvidia Corp. 0.13% 1,250 $233K No change
CSCO Cisco Systems Inc. 0.13% 3,010 $232K Reduce -4.2%
SCHG Schwab US Large-Cap Growth 0.11% 6,187 $202K Reduce -3.3%
VT Vanguard Tot World STK ETF 0.11% 1,406 $198K New
PFE Pfizer Inc. 0.11% 7,714 $192K Reduce -2.6%
HUM Humana Inc. 0.11% 736 $189K New
DFAU Dimensional US Core Equity M 0.10% 3,890 $182K New
ABBV Abbvie Inc. 0.10% 792 $181K New
HLN Haleon PLC-ADR 0.10% 19,888 $173K No change
DUK Duke Energy Corp. 0.09% 1,402 $164K New
BSV Vanguard Short-Term Bond ETF 0.08% 1,888 $149K New
RY Royal Bank of Canada 0.08% 861 $147K New
KR Kroger Co. 0.08% 2,234 $140K New
IWM iShares Russell 2000 ETF 0.08% 548 $135K New
VOO Vanguard S&P 500 ETF 0.07% 198 $124K New
VEU Vanguard Ftse All-World Ex-U 0.06% 1,514 $111K New
TFC Truist Financial Corp. 0.06% 2,152 $106K New
AFL Aflac Inc. 0.06% 955 $105K New
PEP Pepsico Inc. 0.06% 708 $102K New
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.05% 338 $94K New
META Meta Platforms Inc. Class A 0.05% 139 $92K New
MAR Marriott International Class A 0.05% 292 $91K New
RPM RPM International Inc. 0.05% 832 $87K New
ABT Abbott Laboratories 0.05% 685 $86K New
CVX Chevron Corp. 0.05% 555 $85K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 1,519 $84K New
CSX CSX Corp. 0.05% 2,298 $83K New
ORCL Oracle Corp. 0.04% 400 $78K New
CEG Constellation Energy 0.04% 200 $71K New
NVS Novartis AG-Sponsored ADR 0.04% 489 $67K New
T AT&T Inc. 0.04% 2,601 $65K New
SCHB Schwab US Broad Market ETF 0.04% 2,453 $64K New
RTX RTX Corp. 0.04% 350 $64K New
WFC Wells Fargo & Co. 0.03% 661 $62K New
SCHD Schwab US DVD Equity ETF 0.03% 2,137 $59K New
CAT Caterpillar Inc. 0.03% 100 $57K New
ENB Enbridge Inc. 0.03% 1,166 $56K New
DLTR Dollar Tree Inc. 0.03% 440 $54K New
V Visa Inc. Class A 0.03% 150 $53K New
INTU Intuit Inc. 0.03% 78 $52K New
LOW Lowe's Cos Inc. 0.03% 195 $47K New
FITB Fifth Third Bancorp 0.03% 985 $46K New
VOE Vngrd Mrngstr MD-Cap Val ETF 0.03% 258 $46K New
ELV Elevance Health Inc. 0.03% 130 $46K New
SBUX Starbucks Corp. 0.02% 520 $44K New
AMX America Movil Sab DE CV 0.02% 2,100 $43K New
FDX FedEx Corp. 0.02% 148 $43K New
IYW iShares Ustechnology ETF 0.02% 205 $41K New
PHM Pultegroup Inc. 0.02% 340 $40K New
PLD Prologis Inc. 0.02% 310 $40K New
BMY Bristol-Myers Squibb Co. 0.02% 711 $38K New
DAL Delta Air Lines Inc. 0.02% 515 $36K New
LAMR Lamar Advertising Co. Class A 0.02% 280 $35K New
PNC PNC Financial Services Group 0.02% 167 $35K New
LMT Lockheed Martin Corp. 0.02% 70 $34K New
SO The Southern Co. 0.02% 387 $34K New
HIW Highwoods Properties Inc. 0.02% 1,300 $34K New
XEL Xcel Energy Inc. 0.02% 450 $33K New
UNP Union Pacific Corp. 0.02% 142 $33K New
LH Labcorp Holdings Inc. 0.02% 130 $33K New
AEP American Electric Power 0.02% 275 $32K New
WMT Walmart Inc. 0.02% 270 $30K New
ITW Illinois Tool Works 0.02% 119 $29K New
SCHW Schwab (charles) Corp. 0.02% 292 $29K New

Show all 181 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $48K (not counted above)
SecurityClassShares / PrincipalValueChange
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A 40$48KNew
Lines left out (1) · $1 — a value with no share or principal amount
SecurityClassSharesValue
BND Vanguard Total Bond Market TOTAL BND MRKT0$1

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $179.2M.

Portfolio Sells Q3 2025 → Q4 2025
VTI VG Morningstar TS MKT ETF-US Reduce -0.1% 18.75% −0.66
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.1% 9.97% −0.33
TXN Texas Instruments Inc. Reduce -12.4% 0.21% −0.06
MSFT Microsoft Corp. Reduce -2.2% 0.25% −0.04
VUG Vanguard Mrngstar GR ETF-Sui Reduce -4.5% 0.19% −0.02
PFE Pfizer Inc. Reduce -2.6% 0.11% −0.01
SCHG Schwab US Large-Cap Growth Reduce -3.3% 0.11% −0.01
AMZN Amazon.com Inc. Reduce -0.3% 0.86% −0.01
KO The Coca-Cola Co. Reduce -3.5% 0.16% −0.01
CSCO Cisco Systems Inc. Reduce -4.2% 0.13% +0.00
GSK GSK PLC-Spon ADR Reduce -2.9% 0.31% +0.01
LLY Eli Lilly & Co. Reduce -1.1% 0.48% +0.12

Portfolio Buys Q3 2025 → Q4 2025
IBM Intl Business Machines Corp. Add +52.9% 0.47% +0.16
VT Vanguard Tot World STK ETF New 0.11% +0.11
HUM Humana Inc. New 0.11% +0.11
DFAU Dimensional US Core Equity M New 0.10% +0.10
ABBV Abbvie Inc. New 0.10% +0.10
DUK Duke Energy Corp. New 0.09% +0.09
BSV Vanguard Short-Term Bond ETF New 0.08% +0.08
RY Royal Bank of Canada New 0.08% +0.08
KR Kroger Co. New 0.08% +0.08
IWM iShares Russell 2000 ETF New 0.08% +0.08
VOO Vanguard S&P 500 ETF New 0.07% +0.07
VEU Vanguard Ftse All-World Ex-U New 0.06% +0.06
TFC Truist Financial Corp. New 0.06% +0.06
AFL Aflac Inc. New 0.06% +0.06
PEP Pepsico Inc. New 0.06% +0.06
VOT Vngrd Mrngstr MC GRW ETF-Usd New 0.05% +0.05
META Meta Platforms Inc. Class A New 0.05% +0.05
MAR Marriott International Class A New 0.05% +0.05
RPM RPM International Inc. New 0.05% +0.05
ABT Abbott Laboratories New 0.05% +0.05
CVX Chevron Corp. New 0.05% +0.05
BAC Bank of America Corp. New 0.05% +0.05
CSX CSX Corp. New 0.05% +0.05
ORCL Oracle Corp. New 0.04% +0.04
CEG Constellation Energy New 0.04% +0.04
NVS Novartis AG-Sponsored ADR New 0.04% +0.04
T AT&T Inc. New 0.04% +0.04
SCHB Schwab US Broad Market ETF New 0.04% +0.04
RTX RTX Corp. New 0.04% +0.04
MRK Merck & Co. Inc. Add +0.1% 0.22% +0.04
WFC Wells Fargo & Co. New 0.03% +0.03
SCHD Schwab US DVD Equity ETF New 0.03% +0.03
CAT Caterpillar Inc. New 0.03% +0.03
ENB Enbridge Inc. New 0.03% +0.03
DLTR Dollar Tree Inc. New 0.03% +0.03
V Visa Inc. Class A New 0.03% +0.03
INTU Intuit Inc. New 0.03% +0.03
LOW Lowe's Cos Inc. New 0.03% +0.03
FITB Fifth Third Bancorp New 0.03% +0.03
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.03% +0.03
ELV Elevance Health Inc. New 0.03% +0.03
SBUX Starbucks Corp. New 0.02% +0.02
AMX America Movil Sab DE CV New 0.02% +0.02
FDX FedEx Corp. New 0.02% +0.02
IYW iShares Ustechnology ETF New 0.02% +0.02
PHM Pultegroup Inc. New 0.02% +0.02
PLD Prologis Inc. New 0.02% +0.02
BMY Bristol-Myers Squibb Co. New 0.02% +0.02
DAL Delta Air Lines Inc. New 0.02% +0.02
LAMR Lamar Advertising Co. Class A New 0.02% +0.02

Notes & Other Activity Q3 2025 → Q4 2025
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A New 40 $48K
BND Vanguard Total Bond Market TOTAL BND MRKT New 0 $1

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 207$201.1MVTI, DFAC, VCSH, VTV, VEA
Q1 2026 175$176.1MVTI, DFAC, VCSH, VTV, VEA
Q4 2025 181$179.1MVTI, DFAC, VCSH, VTV, VEA
Q3 2025 41$169.5MVTI, DFAC, VCSH, VTV, VEA
Q2 2025 38$159.1MVTI, DFAC, VCSH, VTV, VO
Q1 2025 38$148.3MVTI, DFAC, VCSH, VTV, VO
Q4 2024 35$149.7MVTI, DFAC, VCSH, VTV, VB
Q3 2024 34$146.8MVTI, DFAC, VCSH, VTV, VB
Q2 2024 34$139.0MVTI, DFAC, VCSH, VTV, VB
Q1 2024 33$138.8MVTI, DFAC, VCSH, VTV, VB