Beacon Wealthcare LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 6, 2026), Beacon Wealthcare LLC reported 24 stock positions worth $291.2 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 53.6% of the portfolio, followed by iShares 7-10 Year Treasury B (IEF, 13.4%) and Schwab Intermediate-Term US (SCHR, 11.6%). Compared with Q3 2025, it added to 6 and reduced 10. The biggest buy was Schwab Intermediate-Term US (SCHR, shares +6%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- RALEIGH, NC
- CIK
- 0001849336
- Portfolio Value
- $291.2M (Q4 2025)
- SEC Filing
- 0001849336-26-000001 ↗ filed Jan 6, 2026
Holdings Value
Holdings 24 stocks · $291.2M
| VTI VG Morningstar TS MKT ETF-US | 53.58% | 465,364 | $156.0M | Reduce -1.0% |
| IEF iShares 7-10 Year Treasury B | 13.39% | 405,478 | $39.0M | Add +3.7% |
| SCHR Schwab Intermediate-Term US | 11.59% | 1,345,645 | $33.7M | Add +5.9% |
| VEU Vanguard Ftse All-World Ex-U | 6.59% | 260,925 | $19.2M | Add +0.6% |
| SCHB Schwab US Broad Market ETF | 4.03% | 447,737 | $11.7M | Reduce -1.0% |
| SHY iShares 1-3 Year Treasury Bo | 2.88% | 101,196 | $8.4M | Add +5.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.67% | 154,636 | $7.8M | Add +3.4% |
| SCHF Schwab Intl Equity ETF | 1.62% | 196,171 | $4.7M | Reduce -0.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.83% | 26,593 | $2.4M | Add +12.7% |
| AAPL Apple Inc. | 0.54% | 5,815 | $1.6M | Reduce -3.3% |
| VOO Vanguard S&P 500 ETF | 0.39% | 1,799 | $1.1M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.32% | 1,366 | $932K | Reduce -0.4% |
| BND Vanguard Total Bond Market | 0.23% | 8,844 | $655K | No change |
| MSFT Microsoft Corp. | 0.22% | 1,330 | $643K | Reduce -7.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.19% | 1,150 | $561K | Reduce -26.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.16% | 1,445 | $455K | No change |
| IVV iShares Core S&P 500 ETF | 0.16% | 662 | $453K | Reduce -13.1% |
| QUAL iShares MSCI USA Quality Fac | 0.11% | 1,581 | $314K | No change |
| VGT Vanguard Info Tech ETF | 0.10% | 373 | $281K | Reduce -1.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.09% | 425 | $261K | No change |
| OMFL Invesco Russell 1000 DYN M/F | 0.09% | 4,210 | $257K | No change |
| XOM Exxon Mobil Corp. | 0.08% | 2,023 | $243K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 887 | $229K | Reduce -1.4% |
| SCHX Schwab US Large-Cap ETF | 0.07% | 7,866 | $212K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.0% | 53.58% | −0.61 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -26.5% | 0.19% | −0.07 |
| SCHB Schwab US Broad Market ETF | Reduce -1.0% | 4.03% | −0.05 |
| MSFT Microsoft Corp. | Reduce -7.1% | 0.22% | −0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -13.1% | 0.16% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -1.8% | 0.10% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.4% | 0.08% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.4% | 0.32% | −0.00 |
| AAPL Apple Inc. | Reduce -3.3% | 0.54% | +0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -0.2% | 1.62% | +0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| SCHR Schwab Intermediate-Term US | Add +5.9% | 11.59% | +0.37 |
| IEF iShares 7-10 Year Treasury B | Add +3.7% | 13.39% | +0.14 |
| VEU Vanguard Ftse All-World Ex-U | Add +0.6% | 6.59% | +0.09 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +12.7% | 0.83% | +0.07 |
| SHY iShares 1-3 Year Treasury Bo | Add +5.1% | 2.88% | +0.07 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +3.4% | 2.67% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 26 | $312.1M | VTI, IEF, SCHR, VEU, SCHB |
| Q1 2026 | 26 | $283.6M | VTI, IEF, SCHR, VEU, SCHB |
| Q4 2025 | 24 | $291.2M | VTI, IEF, SCHR, VEU, SCHB |
| Q3 2025 | 24 | $284.6M | VTI, IEF, SCHR, VEU, SCHB |
| Q2 2025 | 25 | $265.2M | VTI, IEF, SCHR, VEU, SCHB |
| Q1 2025 | 22 | $245.9M | VTI, IEF, SCHR, VEU, SCHB |
| Q4 2024 | 25 | $246.5M | VTI, IEF, SCHR, VEU, SCHB |
| Q3 2024 | 27 | $247.8M | VTI, IEF, SCHR, VEU, SCHB |
| Q2 2024 | 19 | $229.4M | VTI, IEF, SCHR, VEU, SCHB |
| Q1 2024 | 19 | $219.3M | VTI, IEF, SCHR, VEU, SCHB |