Berkshire Money Management, Inc.

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 23, 2025), Berkshire Money Management, Inc. reported 102 stock positions worth $891.1 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 24.3% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 7.9%) and SS SPDR Dow Jones Indus Avg (DIA, 6.8%). Compared with Q4 2024, it opened 17 new positions, sold out of 1, added to 19 and reduced 39. The biggest buy was a new position in St Sr Utl SL SE SPDR ETF-Usd (XLU) and the biggest sale iShares S&P 500 Value ETF (IVE, shares −36%).

Most Recent 13F
Q2 2026
Location
DALTON, MA
CIK
0001535172
Portfolio Value
$891.1M (Q1 2025)
SEC Filing
0001398344-25-007540 ↗ filed Apr 23, 2025

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $828.4M Q1 2024 Q2 2024: $823.5M Q2 2024 Q3 2024: $873.7M Q3 2024 Q4 2024: $919.8M Q4 2024 Q1 2025: $891.1M $891.1M Q1 2025 Q2 2025: $950.2M Q2 2025 Q3 2025: $971.6M Q3 2025 Q4 2025: $1.0B Q4 2025 Q1 2026: $976.4M Q1 2026 Q2 2026: $1.1B Q2 2026

Holdings 102 stocks · $891.1M
SPY SS SPDR S&P 500 ETF Trust-US 24.33% 387,526 $216.8M Reduce -1.0%
QQQ Invesco QQQ Trust Series 1 7.93% 150,756 $70.7M Reduce -2.0%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 6.82% 144,829 $60.8M Reduce -1.2%
KAUG Inv US SML Cap PB ETF - Aug 6.40% 2,374,651 $57.1M Add +15.7%
VIG Vanguard Dividend Apprec ETF 6.17% 283,545 $55.0M Reduce -9.4%
RSP Invesco S&P 500 Equal Weight 5.99% 307,876 $53.3M Reduce -13.3%
BSV Vanguard Short-Term Bond ETF 5.22% 594,142 $46.5M Add +4.9%
IWF iShares Russell 1000 Growth 4.94% 121,895 $44.0M Reduce -3.0%
SJNK SS SPDR BB St Hi Yield ETF 4.71% 1,668,047 $42.0M Add +4.3%
VUG Vanguard Mrngstar GR ETF-Sui 3.31% 79,661 $29.5M Reduce -0.6%
IVE iShares S&P 500 Value ETF 2.82% 131,755 $25.1M Reduce -36.2%
BIL SS SPDR BB 1-3M T-Bill ETF 2.75% 267,319 $24.5M Add +4.6%
MOAT Vaneck Morningstar Wide Moat 2.51% 253,995 $22.4M Add +1.7%
XLU St Sr Utl SL SE SPDR ETF-Usd 2.27% 256,087 $20.2M New
IWM iShares Russell 2000 ETF 2.10% 93,983 $18.7M Add +5.6%
KDEC Inn US SML Cap P B ETF - Dec 1.14% 442,026 $10.1M Add +15.3%
MGC Vngrd Mrngstr MG Cap ETF-Usd 1.10% 48,896 $9.8M Reduce -1.0%
KJAN Innovator U.S. Small Cap Pow 1.02% 253,641 $9.1M Reduce -31.5%
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd 0.77% 78,447 $6.8M Reduce -22.4%
IGPT Invesco AI and Next Gen Soft 0.72% 157,999 $6.4M New
THNQ Robo Global Artificial Intel filed as EXCHANGE TRADED CONCEPTS TRU 0.65% 131,757 $5.8M New
AAPL Apple Inc. 0.58% 23,268 $5.2M Add +0.6%
VOO Vanguard S&P 500 ETF 0.37% 6,402 $3.3M Reduce -4.4%
UJAN Innovator U.S. Equity Ultra 0.34% 79,793 $3.0M No change
MSFT Microsoft Corp. 0.27% 6,510 $2.4M Reduce -16.5%
BOCT Innovator U.S. Equity Buffer 0.27% 56,376 $2.4M No change
AMZN Amazon.com Inc. 0.20% 9,555 $1.8M Add +2.0%
PJUL Innovator U.S. Equity Power 0.20% 44,137 $1.8M No change
NVDA Nvidia Corp. 0.18% 15,065 $1.6M Reduce -22.7%
XOM Exxon Mobil Corp. 0.18% 13,728 $1.6M Reduce -1.8%
BJUL Innovator U.S. Equity Buffer 0.18% 36,752 $1.6M Reduce -7.7%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.17% 6,200 $1.5M No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.14% 4,693 $1.2M Reduce -13.3%
BFEB Innovator U.S. Equity Buffer 0.12% 26,717 $1.1M No change
OEF iShares S&P 100 ETF 0.12% 4,070 $1.1M Reduce -7.9%
BJAN Innovator U.S. Equity Buffer 0.12% 23,582 $1.1M Add +1.4%
BAPR Innovator U.S. Equity Buffer 0.10% 21,374 $908K No change
XLV SS Health Care Select Sector 0.10% 6,161 $900K Reduce -8.1%
BRK.B Berkshire Hathaway Inc. Class B 0.10% 1,592 $848K Add +2.3%
PJUN Innovator U.S. Equity Power 0.09% 21,123 $782K No change
MDY State Street SPDR S&P Midcap 0.08% 1,401 $748K Reduce -0.3%
META Meta Platforms Inc. Class A 0.08% 1,293 $745K Add +0.9%
COST Costco Wholesale Corp. 0.08% 785 $743K Add +25.2%
BNOV Innovator U.S. Equity Buffer 0.08% 19,425 $742K No change
GOOGL Alphabet Inc. Class A 0.08% 4,637 $717K Add +2.2%
RTX RTX Corp. 0.07% 4,687 $621K Reduce -3.0%
BSCQ Invesco Bulletshares 2026 CB 0.06% 28,942 $564K No change
NJAN Innovator Growth 100 Power B 0.06% 12,055 $559K No change
BSEP Innovator U.S. Equity Buffer 0.06% 12,687 $530K No change
V Visa Inc. Class A 0.06% 1,481 $519K Add +7.5%
EMR Emerson Electric Co. 0.06% 4,720 $518K Add +0.4%
PNOV Innovator U.S. Equity Power 0.06% 13,776 $513K No change
BAUG Innovator U.S. Equity Buffer 0.06% 11,686 $496K No change
PRK Park National Corp. 0.05% 3,228 $489K No change
DLN Wisdomtree US Largecap Divid 0.05% 6,000 $476K No change
JPM JPMorgan Chase & Co. 0.05% 1,941 $476K Reduce -1.3%
VCSH Vanguard S/T Corp. Bond ETF 0.05% 5,954 $470K No change
HD Home Depot Inc. 0.05% 1,168 $428K Reduce -0.6%
BSCS Invesco Bulletshares 2028 CB 0.05% 20,159 $410K No change
VOOV Vanguard S&P 500 Value ETF 0.04% 2,163 $398K Reduce -24.1%
SGOV iShares 0-3 Month Treasury B 0.04% 3,887 $391K New
MMTM SS SPDR S&P 1500 Mom Tilt 0.04% 1,588 $383K Reduce -9.8%
SDY SS SPDR S&P Dividend ETF 0.04% 2,570 $349K No change
PJAN Innovator U.S. Equity Power 0.04% 8,204 $340K No change
PG The Procter & Gamble Co. 0.04% 1,986 $338K Reduce -1.8%
PH Parker Hannifin Corp. 0.04% 552 $336K No change
T AT&T Inc. 0.04% 11,770 $333K Reduce -0.0%
BA The Boeing Co. 0.04% 1,949 $332K New
TSLA Tesla Inc. 0.04% 1,247 $323K Reduce -34.5%
HLT Hilton Worldwide Holdings Inc. 0.03% 1,342 $305K Add +2.7%
NFLX Netflix Inc. 0.03% 327 $305K Reduce -13.0%
GOOG Alphabet Inc. Class C 0.03% 1,910 $298K Add +8.5%
UNH Unitedhealth Group Inc. 0.03% 566 $296K Reduce -3.4%
GD General Dynamics Corp. 0.03% 1,059 $289K Reduce -3.9%
IVW iShares S&P 500 Growth ETF 0.03% 3,055 $284K Reduce -14.8%
BMAY Innovator U.S. Equity Buffer 0.03% 7,127 $283K No change
CARR Carrier Global Corp. 0.03% 4,429 $281K No change
AVGO Broadcom Inc. 0.03% 1,661 $278K Reduce -8.1%
POCT Innovator U.S. Equity Power 0.03% 7,046 $274K No change
IVV iShares Core S&P 500 ETF 0.03% 480 $269K Reduce -16.1%
WMT Walmart Inc. 0.03% 2,958 $260K New
BSCP Invesco Bulletshares 2025 CB 0.03% 12,403 $256K No change
BJUN Innovator U.S. Equity Buffer 0.03% 6,329 $256K No change
LLY Eli Lilly & Co. 0.03% 310 $256K Reduce -20.7%
MTUM iShares MSCI USA Momentum Fa 0.03% 1,263 $255K Reduce -3.1%
BSCR Invesco Bulletshares 2027 CB 0.03% 13,004 $255K No change
CRM Salesforce Inc. 0.03% 948 $254K Add +4.0%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.03% 2,304 $250K New
CVX Chevron Corp. 0.03% 1,491 $249K Reduce -16.5%
PEP Pepsico Inc. 0.03% 1,557 $233K New
VB Vanguard Most SM-Cap ETF-Usd 0.03% 1,047 $232K New
QCOM Qualcomm Inc. 0.03% 1,484 $228K New
HON Honeywell International Inc. 0.03% 1,060 $224K New
QQQM Invesco Nasdaq 100 ETF 0.02% 1,140 $220K Reduce -4.0%
KO The Coca-Cola Co. 0.02% 2,976 $213K New
GLD SPDR Gold Shares 0.02% 736 $212K New
XLE SS Energy Select Sector 0.02% 2,243 $210K New
OTIS Otis Worldwide Corp. 0.02% 2,000 $206K New
MRK Merck & Co. Inc. 0.02% 2,264 $203K New
COMP Compass Inc. Class A 0.01% 14,800 $129K Reduce -21.3%
AVXL Anavex Life Sciences Corp. 0.01% 10,000 $86K No change
GALT Galectin Therapeutics Inc. 0.00% 11,349 $14K New

Portfolio Sells Q4 2024 → Q1 2025
IVE iShares S&P 500 Value ETF Reduce -36.2% 2.82% −1.47
RSP Invesco S&P 500 Equal Weight Reduce -13.3% 5.99% −0.78
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.0% 24.33% −0.63
QQQ Invesco QQQ Trust Series 1 Reduce -2.0% 7.93% −0.62
IWF iShares Russell 1000 Growth Reduce -3.0% 4.94% −0.55
VIG Vanguard Dividend Apprec ETF Reduce -9.4% 6.17% −0.49
KJAN Innovator U.S. Small Cap Pow Reduce -31.5% 1.02% −0.49
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.6% 3.31% −0.26
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd Reduce -22.4% 0.77% −0.22
NVDA Nvidia Corp. Reduce -22.7% 0.18% −0.10
MSFT Microsoft Corp. Reduce -16.5% 0.27% −0.08
TSLA Tesla Inc. Reduce -34.5% 0.04% −0.05
MGC Vngrd Mrngstr MG Cap ETF-Usd Reduce -1.0% 1.10% −0.04
EFA iShares MSCI Eafe ETF Sold out 0.00% −0.03
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -13.3% 0.14% −0.02
VOO Vanguard S&P 500 ETF Reduce -4.4% 0.37% −0.02
OEF iShares S&P 100 ETF Reduce -7.9% 0.12% −0.02
BJUL Innovator U.S. Equity Buffer Reduce -7.7% 0.18% −0.01
AVGO Broadcom Inc. Reduce -8.1% 0.03% −0.01
VOOV Vanguard S&P 500 Value ETF Reduce -24.1% 0.04% −0.01
IVW iShares S&P 500 Growth ETF Reduce -14.8% 0.03% −0.01
MMTM SS SPDR S&P 1500 Mom Tilt Reduce -9.8% 0.04% −0.01
IVV iShares Core S&P 500 ETF Reduce -16.1% 0.03% −0.01
LLY Eli Lilly & Co. Reduce -20.7% 0.03% −0.00
MDY State Street SPDR S&P Midcap Reduce -0.3% 0.08% −0.00
QQQM Invesco Nasdaq 100 ETF Reduce -4.0% 0.02% −0.00
NFLX Netflix Inc. Reduce -13.0% 0.03% −0.00
HD Home Depot Inc. Reduce -0.6% 0.05% −0.00
MTUM iShares MSCI USA Momentum Fa Reduce -3.1% 0.03% −0.00
CVX Chevron Corp. Reduce -16.5% 0.03% −0.00
XLV SS Health Care Select Sector Reduce -8.1% 0.10% +0.00
GD General Dynamics Corp. Reduce -3.9% 0.03% +0.00
UNH Unitedhealth Group Inc. Reduce -3.4% 0.03% +0.00
PG The Procter & Gamble Co. Reduce -1.8% 0.04% +0.00
JPM JPMorgan Chase & Co. Reduce -1.3% 0.05% +0.00
COMP Compass Inc. Class A Reduce -21.3% 0.01% +0.00
T AT&T Inc. Reduce -0.0% 0.04% +0.01
RTX RTX Corp. Reduce -3.0% 0.07% +0.01
XOM Exxon Mobil Corp. Reduce -1.8% 0.18% +0.02
DIA SS SPDR Dow Jones Indus Avg Reduce -1.2% 6.82% +0.04

Portfolio Buys Q4 2024 → Q1 2025
XLU St Sr Utl SL SE SPDR ETF-Usd New 2.27% +2.27
KAUG Inv US SML Cap PB ETF - Aug Add +15.7% 6.40% +0.79
IGPT Invesco AI and Next Gen Soft New 0.72% +0.72
THNQ Robo Global Artificial Intel New 0.65% +0.65
BSV Vanguard Short-Term Bond ETF Add +4.9% 5.22% +0.46
SJNK SS SPDR BB St Hi Yield ETF Add +4.3% 4.71% +0.32
BIL SS SPDR BB 1-3M T-Bill ETF Add +4.6% 2.75% +0.21
KDEC Inn US SML Cap P B ETF - Dec Add +15.3% 1.14% +0.14
SGOV iShares 0-3 Month Treasury B New 0.04% +0.04
BA The Boeing Co. New 0.04% +0.04
WMT Walmart Inc. New 0.03% +0.03
LQD Ishr Ibx Usd Invgd CB ETF-Ui New 0.03% +0.03
PEP Pepsico Inc. New 0.03% +0.03
VB Vanguard Most SM-Cap ETF-Usd New 0.03% +0.03
QCOM Qualcomm Inc. New 0.03% +0.03
HON Honeywell International Inc. New 0.03% +0.03
KO The Coca-Cola Co. New 0.02% +0.02
GLD SPDR Gold Shares New 0.02% +0.02
XLE SS Energy Select Sector New 0.02% +0.02
OTIS Otis Worldwide Corp. New 0.02% +0.02
MRK Merck & Co. Inc. New 0.02% +0.02
COST Costco Wholesale Corp. Add +25.2% 0.08% +0.02
BRK.B Berkshire Hathaway Inc. Class B Add +2.3% 0.10% +0.02
V Visa Inc. Class A Add +7.5% 0.06% +0.01
META Meta Platforms Inc. Class A Add +0.9% 0.08% +0.00
BJAN Innovator U.S. Equity Buffer Add +1.4% 0.12% +0.00
GALT Galectin Therapeutics Inc. New 0.00% +0.00
HLT Hilton Worldwide Holdings Inc. Add +2.7% 0.03% −0.00
GOOG Alphabet Inc. Class C Add +8.5% 0.03% −0.00
CRM Salesforce Inc. Add +4.0% 0.03% −0.00
EMR Emerson Electric Co. Add +0.4% 0.06% −0.01
MOAT Vaneck Morningstar Wide Moat Add +1.7% 2.51% −0.01
GOOGL Alphabet Inc. Class A Add +2.2% 0.08% −0.01
AMZN Amazon.com Inc. Add +2.0% 0.20% −0.02
IWM iShares Russell 2000 ETF Add +5.6% 2.10% −0.04
AAPL Apple Inc. Add +0.6% 0.58% −0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 56$1.1BSPY, DIA, QQQ, KNOV, RSP
Q1 2026 52$976.4MSPY, DIA, KNOV, VIG, RSP
Q4 2025 131$1.0BSPY, DIA, QQQ, KAUG, VIG
Q3 2025 48$971.6MSPY, DIA, QQQ, KAUG, VIG
Q2 2025 154$950.2MSPY, DIA, QQQ, BSV, KAUG
Q1 2025 102$891.1MSPY, QQQ, DIA, KAUG, VIG
Q4 2024 86$919.8MSPY, QQQ, DIA, RSP, VIG
Q3 2024 40$873.7MSPY, QQQ, KJAN, RSP, DIA
Q2 2024 39$823.5MSPY, QQQE, QQQ, KJAN, DIA
Q1 2024 84$828.4MSPY, DIA, QQQE, KJAN, QQQ