Berkshire Money Management, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 14, 2025), Berkshire Money Management, Inc. reported 48 stock positions worth $971.6 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 23.4% of the portfolio, followed by SS SPDR Dow Jones Indus Avg (DIA, 9.6%) and Invesco QQQ Trust Series 1 (QQQ, 8.1%). Compared with Q2 2025, it opened 2 new positions, sold out of 108, added to 16 and reduced 16. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +112%) and the biggest sale Vanguard Short-Term Bond ETF (BSV, shares −38%).
- Most Recent 13F
- Q2 2026
- Location
- DALTON, MA
- CIK
- 0001535172
- Portfolio Value
- $971.6M (Q3 2025)
- SEC Filing
- 0001398344-25-019126 ↗ filed Oct 14, 2025
Holdings Value
Holdings 48 stocks · $971.6M
| SPY SS SPDR S&P 500 ETF Trust-US | 23.40% | 341,214 | $227.3M | Reduce -0.9% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 9.58% | 200,808 | $93.1M | Add +11.0% |
| QQQ Invesco QQQ Trust Series 1 | 8.07% | 130,537 | $78.4M | Reduce -0.3% |
| KAUG Inv US SML Cap PB ETF - Aug | 6.55% | 2,449,069 | $63.7M | Add +0.4% |
| VIG Vanguard Dividend Apprec ETF | 6.29% | 283,089 | $61.1M | Reduce -0.3% |
| RSP Invesco S&P 500 Equal Weight | 5.51% | 282,337 | $53.6M | Add +13.8% |
| IWF iShares Russell 1000 Growth | 5.47% | 113,518 | $53.2M | Add +16.4% |
| SJNK SS SPDR BB St Hi Yield ETF | 4.49% | 1,705,063 | $43.6M | Add +4.4% |
| BSV Vanguard Short-Term Bond ETF | 3.96% | 487,797 | $38.5M | Reduce -38.4% |
| IVE iShares S&P 500 Value ETF | 3.23% | 152,101 | $31.4M | Reduce -0.2% |
| PJUN Innovator U.S. Equity Power | 2.69% | 635,721 | $26.2M | Add +1.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.62% | 53,004 | $25.4M | Add +112.3% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 2.53% | 282,184 | $24.6M | Add +2.3% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 2.31% | 244,478 | $22.4M | Add +4.5% |
| MOAT Vaneck Morningstar Wide Moat | 2.12% | 207,871 | $20.6M | Reduce -1.9% |
| THNQ Robo Global Artificial Intel filed as EXCHANGE TRADED CONCEPTS TRU | 1.54% | 233,926 | $15.0M | Add +66.4% |
| IGPT Invesco AI and Next Gen Soft | 1.35% | 243,515 | $13.2M | Add +48.2% |
| JNK SS SPDR BB High Yield Bond | 1.03% | 102,330 | $10.0M | Add +1109.6% |
| BFEB Innovator U.S. Equity Buffer | 0.69% | 141,367 | $6.7M | Reduce -61.7% |
| KJAN Innovator U.S. Small Cap Pow | 0.64% | 153,722 | $6.2M | Reduce -2.1% |
| GRNY Fundstr Gran SH US LRG Cap | 0.63% | 245,357 | $6.1M | New |
| AAPL Apple Inc. | 0.63% | 23,946 | $6.1M | Add +2.5% |
| QQQE Dirx Nasdaq-100EQ Wi ETF-Usd | 0.59% | 56,313 | $5.7M | Reduce -0.5% |
| USMV iShares MSCI USA Min Vol Fac | 0.58% | 59,435 | $5.7M | Reduce -78.0% |
| KAPR Innovator U.S. Small Cap Pow | 0.36% | 101,233 | $3.5M | Reduce -0.5% |
| UJAN Innovator U.S. Equity Ultra | 0.35% | 79,793 | $3.4M | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.32% | 11,947 | $3.1M | Add +48.0% |
| NVDA Nvidia Corp. | 0.31% | 15,920 | $3.0M | Add +3.9% |
| BOCT Innovator U.S. Equity Buffer | 0.28% | 56,376 | $2.7M | No change |
| AMZN Amazon.com Inc. | 0.24% | 10,778 | $2.4M | Add +9.5% |
| PJUL Innovator U.S. Equity Power | 0.21% | 44,137 | $2.0M | No change |
| BJUL Innovator U.S. Equity Buffer | 0.18% | 35,925 | $1.8M | Reduce -3.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.15% | 17,768 | $1.4M | Reduce -1.3% |
| BJAN Innovator U.S. Equity Buffer | 0.13% | 23,582 | $1.3M | No change |
| XOM Exxon Mobil Corp. | 0.12% | 10,761 | $1.2M | Reduce -23.1% |
| SGOV iShares 0-3 Month Treasury B | 0.11% | 10,542 | $1.1M | Reduce -15.7% |
| BAPR Innovator U.S. Equity Buffer | 0.10% | 21,374 | $1.0M | No change |
| KDEC Inn US SML Cap P B ETF - Dec | 0.10% | 39,120 | $996K | Reduce -3.5% |
| BNOV Innovator U.S. Equity Buffer | 0.09% | 20,749 | $903K | No change |
| NJAN Innovator Growth 100 Power B | 0.07% | 12,055 | $641K | No change |
| BSEP Innovator U.S. Equity Buffer | 0.06% | 12,687 | $613K | No change |
| BAUG Innovator U.S. Equity Buffer | 0.06% | 11,672 | $572K | No change |
| BSCQ Invesco Bulletshares 2026 CB | 0.06% | 28,942 | $566K | No change |
| PNOV Innovator U.S. Equity Power | 0.05% | 11,871 | $487K | No change |
| TFC Truist Financial Corp. | 0.05% | 10,292 | $471K | New |
| BSCS Invesco Bulletshares 2028 CB | 0.04% | 20,159 | $415K | No change |
| BSCP Invesco Bulletshares 2025 CB | 0.03% | 12,403 | $257K | No change |
| BSCR Invesco Bulletshares 2027 CB | 0.03% | 13,004 | $256K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| BSV Vanguard Short-Term Bond ETF | Reduce -38.4% | 3.96% | −2.60 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -78.0% | 0.58% | −2.09 |
| BFEB Innovator U.S. Equity Buffer | Reduce -61.7% | 0.69% | −1.05 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −0.37 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.34 |
| SPLV Invesco S&P 500 Low Volatili | Sold out | 0.00% | −0.31 |
| OEF iShares S&P 100 ETF | Sold out | 0.00% | −0.19 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Sold out | 0.00% | −0.19 |
| VONE Vanguard Russell 1000 | Sold out | 0.00% | −0.16 |
| VDC Vanguard Consumer Staple ETF | Sold out | 0.00% | −0.14 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.14 |
| IWM iShares Russell 2000 ETF | Sold out | 0.00% | −0.12 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.09 |
| MDY State Street SPDR S&P Midcap | Sold out | 0.00% | −0.08 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Sold out | 0.00% | −0.08 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.08 |
| RTX RTX Corp. | Sold out | 0.00% | −0.07 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.07 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.07 |
| EMR Emerson Electric Co. | Sold out | 0.00% | −0.07 |
| PRK Park National Corp. | Sold out | 0.00% | −0.06 |
| DLN Wisdomtree US Largecap Divid | Sold out | 0.00% | −0.05 |
| V Visa Inc. Class A | Sold out | 0.00% | −0.05 |
| AVGO Broadcom Inc. | Sold out | 0.00% | −0.05 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.05 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.04 |
| BA The Boeing Co. | Sold out | 0.00% | −0.04 |
| VOOV Vanguard S&P 500 Value ETF | Sold out | 0.00% | −0.04 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.04 |
| PH Parker Hannifin Corp. | Sold out | 0.00% | −0.04 |
| PJAN Innovator U.S. Equity Power | Sold out | 0.00% | −0.04 |
| SDY SS SPDR S&P Dividend ETF | Sold out | 0.00% | −0.04 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.04 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.03 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Sold out | 0.00% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -23.1% | 0.12% | −0.03 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.03 |
| MMTM SS SPDR S&P 1500 Mom Tilt | Sold out | 0.00% | −0.03 |
| BMAY Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.03 |
| HLT Hilton Worldwide Holdings Inc. | Sold out | 0.00% | −0.03 |
| POCT Innovator U.S. Equity Power | Sold out | 0.00% | −0.03 |
| GD General Dynamics Corp. | Sold out | 0.00% | −0.03 |
| BJUN Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.03 |
| GOOG Alphabet Inc. Class C | Sold out | 0.00% | −0.03 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.03 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.03 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.03 |
| T AT&T Inc. | Sold out | 0.00% | −0.03 |
| QCOM Qualcomm Inc. | Sold out | 0.00% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| VUG Vanguard Mrngstar GR ETF-Sui | Add +112.3% | 2.62% | +1.46 |
| DIA SS SPDR Dow Jones Indus Avg | Add +11.0% | 9.58% | +1.19 |
| IWF iShares Russell 1000 Growth | Add +16.4% | 5.47% | +1.11 |
| JNK SS SPDR BB High Yield Bond | Add +1109.6% | 1.03% | +0.95 |
| RSP Invesco S&P 500 Equal Weight | Add +13.8% | 5.51% | +0.77 |
| THNQ Robo Global Artificial Intel | Add +66.4% | 1.54% | +0.73 |
| GRNY Fundstr Gran SH US LRG Cap | New | 0.63% | +0.63 |
| IGPT Invesco AI and Next Gen Soft | Add +48.2% | 1.35% | +0.50 |
| KAUG Inv US SML Cap PB ETF - Aug | Add +0.4% | 6.55% | +0.18 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +2.3% | 2.53% | +0.16 |
| AAPL Apple Inc. | Add +2.5% | 0.63% | +0.12 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +4.4% | 4.49% | +0.11 |
| MTUM iShares MSCI USA Momentum Fa | Add +48.0% | 0.32% | +0.11 |
| PJUN Innovator U.S. Equity Power | Add +1.9% | 2.69% | +0.08 |
| NVDA Nvidia Corp. | Add +3.9% | 0.31% | +0.05 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +4.5% | 2.31% | +0.05 |
| TFC Truist Financial Corp. | New | 0.05% | +0.05 |
| AMZN Amazon.com Inc. | Add +9.5% | 0.24% | +0.02 |
Notes & Other Activity Q2 2025 → Q3 2025
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Sold out | 40 | $49Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 56 | $1.1B | SPY, DIA, QQQ, KNOV, RSP |
| Q1 2026 | 52 | $976.4M | SPY, DIA, KNOV, VIG, RSP |
| Q4 2025 | 131 | $1.0B | SPY, DIA, QQQ, KAUG, VIG |
| Q3 2025 | 48 | $971.6M | SPY, DIA, QQQ, KAUG, VIG |
| Q2 2025 | 154 | $950.2M | SPY, DIA, QQQ, BSV, KAUG |
| Q1 2025 | 102 | $891.1M | SPY, QQQ, DIA, KAUG, VIG |
| Q4 2024 | 86 | $919.8M | SPY, QQQ, DIA, RSP, VIG |
| Q3 2024 | 40 | $873.7M | SPY, QQQ, KJAN, RSP, DIA |
| Q2 2024 | 39 | $823.5M | SPY, QQQE, QQQ, KJAN, DIA |
| Q1 2024 | 84 | $828.4M | SPY, DIA, QQQE, KJAN, QQQ |