Bernardo Wealth Planning LLC

Name: Bernardo Wealth Planning LLC 13F holdings, Q4 2024
Creator: Bernardo Wealth Planning LLC
Published: 2025-01-16

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), Bernardo Wealth Planning LLC reported 109 stock positions worth $418.0 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 10.6% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 9.7%) and Vngrd Mrgstr MG CP VL ETF-Ui (MGV, 6.9%). Compared with Q3 2024, it opened 3 new positions, sold out of 8, added to 54 and reduced 40. The biggest buy was Dimensional US Eq MKT ETF (DFUS, shares +1086%) and the biggest sale Vanguard High DVD Yield ETF (VYM, shares −17%).

Most Recent 13F: Q2 2026
Location: HARLEYSVILLE, PA
CIK: 0001765595
Portfolio Value: $418.0M (Q4 2024)
SEC Filing: 0001765595-25-000001 ↗ filed Jan 16, 2025

Holdings Value

Holdings 109 stocks · $418.0M


IVV iShares Core S&P 500 ETF	10.60%	75,961	$44.3M	Add +4.4%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	9.69%	119,000	$40.5M	Reduce -2.0%
MGV Vngrd Mrgstr MG CP VL ETF-Ui	6.94%	234,716	$29.0M	Add +2.5%
VONV Vanguard Russell 1000 Value	6.17%	319,604	$25.8M	Add +4.2%
CGCP Cap Group Core Plus Income	6.00%	1,139,969	$25.1M	Add +8.5%
VONG Vanguard Russell 1000 Growth	4.70%	191,806	$19.7M	Add +2.9%
RSP Invesco S&P 500 Equal Weight	4.15%	100,230	$17.4M	Add +4.7%
ITOT iShares Core S&P Total U.S.	3.80%	124,598	$15.9M	Add +8.6%
QQQ Invesco QQQ Trust Series 1	3.23%	26,608	$13.5M	Add +0.1%
GOVT iShares US Treasury Bond ETF	2.90%	545,123	$12.1M	Reduce -11.5%
VYM Vanguard High DVD Yield ETF	2.89%	95,659	$12.1M	Reduce -17.1%
IGSB iShares 1-5Y Inv Grade Corp.	2.70%	218,623	$11.3M	Add +22.6%
JEPI JPMorgan Equity Premium Inco	2.39%	175,000	$10.0M	Add +0.1%
AAPL Apple Inc.	2.31%	40,751	$9.7M	Reduce -0.2%
DFUS Dimensional US Eq MKT ETF	2.26%	149,272	$9.4M	Add +1086.4%
MBB iShares MBS ETF	2.23%	103,027	$9.3M	Add +38.8%
JPIE JPMorgan Income ETF	2.19%	201,467	$9.2M	Add +7.8%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F	1.74%	129,950	$7.3M	Reduce -0.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd	1.48%	23,590	$6.2M	Reduce -31.8%
BIV Vanguard Intermediate-Term B	1.28%	72,459	$5.4M	Add +8.6%
FTCS First Trust Capital Strength	1.24%	59,875	$5.2M	Reduce -1.4%
HMOP Hartford Municipal Opp ETF	1.21%	131,325	$5.0M	Reduce -10.1%
USFR Wisdomtree Floating Rate Tre	1.15%	95,153	$4.8M	Add +2.4%
VB Vanguard Most SM-Cap ETF-Usd	1.11%	19,555	$4.7M	Reduce -23.5%
MMIT Nylim Mackay Muni Intermedia filed as NEW YORK LIFE INVTS ACTIVE E	0.97%	169,895	$4.1M	Reduce -13.0%
AMZN Amazon.com Inc.	0.90%	17,238	$3.8M	Add +2.1%
IXN iShares Global Tech ETF	0.69%	34,458	$2.9M	Reduce -2.2%
HDV iShares Core High Dividend E	0.54%	20,402	$2.3M	Reduce -20.5%
IVW iShares S&P 500 Growth ETF	0.49%	20,365	$2.1M	Reduce -19.3%
VTV Vanguard Mrngstr Val ETF-Aui	0.45%	11,249	$1.9M	Reduce -2.0%
USMV iShares MSCI USA Min Vol Fac	0.44%	21,154	$1.9M	Reduce -1.2%
MUB iShares National Muni Bond E	0.43%	16,954	$1.8M	Reduce -12.7%
GOOG Alphabet Inc. Class C	0.43%	9,259	$1.8M	Add +1.8%
IVE iShares S&P 500 Value ETF	0.43%	9,487	$1.8M	No change
MRK Merck & Co. Inc.	0.40%	16,865	$1.7M	Reduce -1.6%
FMB First Trust Managed Municipa	0.38%	31,455	$1.6M	Reduce -13.8%
MSFT Microsoft Corp.	0.36%	3,627	$1.5M	Add +4.7%
TSLA Tesla Inc.	0.34%	3,609	$1.4M	Reduce -9.9%
VTEB Vanguard Tax-Exempt Bond ETF	0.32%	26,693	$1.3M	Reduce -1.1%
VTI VG Morningstar TS MKT ETF-US	0.30%	4,302	$1.2M	Add +3.0%
NVDA Nvidia Corp.	0.28%	8,646	$1.2M	Reduce -9.7%
VOO Vanguard S&P 500 ETF	0.28%	2,178	$1.2M	Add +1.1%
IWV iShares Russell 3000 ETF	0.27%	3,411	$1.1M	No change
QUAL iShares MSCI USA Quality Fac	0.26%	6,252	$1.1M	Reduce -0.7%
SPTM SS SPDR P S&P 1500 Comp ETF	0.24%	14,447	$1.0M	Add +0.2%
JMUB JPMorgan Municipal ETF	0.22%	18,849	$939K	Add +3.5%
SPY SS SPDR S&P 500 ETF Trust-US	0.22%	1,583	$919K	Reduce -0.1%
JNJ Johnson & Johnson	0.22%	6,338	$900K	Reduce -5.6%
META Meta Platforms Inc. Class A	0.21%	1,438	$886K	Add +10.0%
PZA Invesco National Amt-Free Mu	0.20%	36,128	$843K	Reduce -2.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.17%	2,720	$697K	No change
WMT Walmart Inc.	0.15%	6,919	$644K	Add +2.3%
SCHV Schwab US Large-Cap Value	0.15%	24,771	$638K	Reduce -66.7%
BX Blackstone Inc.	0.15%	3,838	$633K	Add +0.3%
MTUM iShares MSCI USA Momentum Fa	0.15%	2,987	$618K	No change
CVX Chevron Corp.	0.14%	3,827	$586K	Reduce -0.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.14%	2,160	$578K	No change
XOM Exxon Mobil Corp.	0.14%	5,346	$570K	Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B	0.13%	1,249	$553K	Add +6.7%
JPM JPMorgan Chase & Co.	0.13%	2,276	$546K	Add +1.2%
AGG iShares Core U.S. Aggregate	0.13%	5,494	$527K	Add +9.9%
AVGO Broadcom Inc.	0.12%	2,322	$521K	Reduce -10.0%
MCD McDonald's Corp.	0.12%	1,827	$516K	Add +1.3%
FVD First Trust Value Line DVD	0.12%	11,998	$511K	Reduce -15.1%
SUB iShares Short-Term National	0.11%	4,529	$477K	Reduce -11.7%
INTU Intuit Inc.	0.11%	731	$456K	Add +1.8%
PGR Progressive Corp.	0.11%	1,872	$441K	Add +0.4%
NFLX Netflix Inc.	0.10%	518	$434K	Add +3.6%
OLED Universal Display Corp.	0.10%	2,903	$430K	Reduce -3.3%
IDCC Interdigital Inc.	0.10%	2,302	$426K	Add +0.1%
BSX Boston Scientific Corp.	0.10%	4,478	$425K	Add +1.8%
VUG Vanguard Mrngstar GR ETF-Sui	0.10%	1,041	$424K	Reduce -1.1%
UNH Unitedhealth Group Inc.	0.10%	796	$414K	Add +1.7%
TSM Taiwan Semiconductor-SP ADR	0.10%	1,978	$412K	No change
PM Philip Morris International	0.10%	3,447	$404K	Add +0.2%
SCHD Schwab US DVD Equity ETF	0.09%	13,546	$366K	Reduce -65.4%
IYE iShares U.S. Energy ETF	0.09%	7,781	$366K	Reduce -2.5%
WTRG Essential Utilities Inc.	0.09%	10,451	$356K	Add +0.0%
IJH iShares Core S&P Midcap ETF	0.08%	5,723	$354K	Add +6.0%
IWR iShares Russell Mid-Cap ETF	0.08%	3,911	$343K	No change
SPYM Ste STR SPDR PT S&P 500 ETF	0.08%	4,922	$336K	Add +20.9%
GOOGL Alphabet Inc. Class A	0.08%	1,744	$335K	Add +12.5%
UVSP Univest Financial Corp.	0.08%	11,930	$330K	Reduce -7.7%
ADP Automatic Data Processing	0.08%	1,147	$329K	Reduce -11.0%
VZ Verizon Communications Inc.	0.08%	8,684	$328K	Add +0.3%
ABBV Abbvie Inc.	0.07%	1,743	$305K	Add +1.1%
SDY SS SPDR S&P Dividend ETF	0.07%	2,358	$304K	No change
PG The Procter & Gamble Co.	0.07%	1,900	$301K	Add +1.0%
VIG Vanguard Dividend Apprec ETF	0.07%	1,540	$297K	Add +0.1%
IWM iShares Russell 2000 ETF	0.07%	1,325	$287K	New
IUSG iShares Core S&P U.S. Growth	0.07%	2,044	$283K	No change
HD Home Depot Inc.	0.07%	715	$279K	Add +28.4%
WFC Wells Fargo & Co.	0.07%	3,882	$272K	Add +1.2%
WY Weyerhaeuser Co.	0.06%	9,614	$262K	Add +0.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.06%	1,191	$262K	Add +2.4%
IHI iShares U.S. Medical Devices	0.06%	4,368	$261K	Reduce -2.8%
HYMB SS SPDR N Ice HY Muni ETF	0.06%	10,207	$259K	Add +1.7%
IJR iShares Core S&P Small-Cap E	0.06%	2,282	$258K	Add +10.2%
GLD SPDR Gold Shares	0.06%	1,027	$255K	No change
ABT Abbott Laboratories	0.06%	2,120	$238K	Reduce -0.7%
PEG Public Service Enterprise GP	0.06%	2,765	$233K	Add +0.2%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.05%	2,036	$221K	Reduce -27.4%
URI United Rentals Inc.	0.05%	322	$216K	New
VOOG Vanguard S&P 500 Growth ETF	0.05%	588	$214K	No change
VEA Vanguard Ftse Developed ETF	0.05%	4,283	$204K	Add +1.2%
ROP Roper Technologies Inc.	0.05%	402	$202K	No change
PPL PPL Corp.	0.05%	6,335	$201K	Add +0.9%
SCHW Schwab (charles) Corp.	0.05%	2,752	$200K	Reduce -1.6%
MSTR Strategy Inc. filed as MICROSTRATEGY INC	0.05%	610	$200K	New

Portfolio Sells Q3 2024 → Q4 2024


VYM Vanguard High DVD Yield ETF	Reduce -17.1%	2.89%	−0.79
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -31.8%	1.48%	−0.77
GOVT iShares US Treasury Bond ETF	Reduce -11.5%	2.90%	−0.53
VB Vanguard Most SM-Cap ETF-Usd	Reduce -23.5%	1.11%	−0.39
HDV iShares Core High Dividend E	Reduce -20.5%	0.54%	−0.20
HMOP Hartford Municipal Opp ETF	Reduce -10.1%	1.21%	−0.18
MMIT Nylim Mackay Muni Intermedia	Reduce -13.0%	0.97%	−0.18
FTCS First Trust Capital Strength	Reduce -1.4%	1.24%	−0.13
IVW iShares S&P 500 Growth ETF	Reduce -19.3%	0.49%	−0.10
MUB iShares National Muni Bond E	Reduce -12.7%	0.43%	−0.08
FMB First Trust Managed Municipa	Reduce -13.8%	0.38%	−0.08
LMT Lockheed Martin Corp.	Sold out	0.00%	−0.06
ICLR Icon PLC	Sold out	0.00%	−0.06
MRK Merck & Co. Inc.	Reduce -1.6%	0.40%	−0.06
NSC Norfolk Southern Corp.	Sold out	0.00%	−0.05
JNJ Johnson & Johnson	Reduce -5.6%	0.22%	−0.05
AMD Advanced Micro Devices	Sold out	0.00%	−0.05
RTX RTX Corp.	Sold out	0.00%	−0.05
OLED Universal Display Corp.	Reduce -3.3%	0.10%	−0.05
VTV Vanguard Mrngstr Val ETF-Aui	Reduce -2.0%	0.45%	−0.04
USMV iShares MSCI USA Min Vol Fac	Reduce -1.2%	0.44%	−0.04
NVDA Nvidia Corp.	Reduce -9.7%	0.28%	−0.04
FVD First Trust Value Line DVD	Reduce -15.1%	0.12%	−0.03
IXN iShares Global Tech ETF	Reduce -2.2%	0.69%	−0.02
SUB iShares Short-Term National	Reduce -11.7%	0.11%	−0.02
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -1.1%	0.32%	−0.01
PZA Invesco National Amt-Free Mu	Reduce -2.5%	0.20%	−0.01
QUAL iShares MSCI USA Quality Fac	Reduce -0.7%	0.26%	−0.01
DIS The Walt Disney Co.	Reduce -27.4%	0.05%	−0.01
ADP Automatic Data Processing	Reduce -11.0%	0.08%	−0.01
GRAYSCALE ETHEREUM MINI TR E	Sold out	0.00%	−0.01
SCHV Schwab US Large-Cap Value	Reduce -66.7%	0.15%	−0.01
LLAP Terran Orbital Corp.	Sold out	0.00%	−0.01
UVSP Univest Financial Corp.	Reduce -7.7%	0.08%	−0.01
WRAP Wrap Technologies Inc.	Sold out	0.00%	−0.01
IYE iShares U.S. Energy ETF	Reduce -2.5%	0.09%	−0.00
ABT Abbott Laboratories	Reduce -0.7%	0.06%	−0.00
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -0.1%	0.22%	−0.00
SCHD Schwab US DVD Equity ETF	Reduce -65.4%	0.09%	−0.00
IHI iShares U.S. Medical Devices	Reduce -2.8%	0.06%	−0.00
SCHW Schwab (charles) Corp.	Reduce -1.6%	0.05%	−0.00
JEPQ JPM Nasdaq Equity Premium	Reduce -0.5%	1.74%	−0.00
CVX Chevron Corp.	Reduce -0.2%	0.14%	−0.00
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -1.1%	0.10%	+0.00
AVGO Broadcom Inc.	Reduce -10.0%	0.12%	+0.01
AAPL Apple Inc.	Reduce -0.2%	2.31%	+0.01
MGK Vngrd Mrgstr MG CP GR ETF-Ui	Reduce -2.0%	9.69%	+0.10
TSLA Tesla Inc.	Reduce -9.9%	0.34%	+0.13

Portfolio Buys Q3 2024 → Q4 2024


DFUS Dimensional US Eq MKT ETF	Add +1086.4%	2.26%	+2.07
MBB iShares MBS ETF	Add +38.8%	2.23%	+0.54
IGSB iShares 1-5Y Inv Grade Corp.	Add +22.6%	2.70%	+0.44
IVV iShares Core S&P 500 ETF	Add +4.4%	10.60%	+0.28
VONG Vanguard Russell 1000 Growth	Add +2.9%	4.70%	+0.28
ITOT iShares Core S&P Total U.S.	Add +8.6%	3.80%	+0.25
CGCP Cap Group Core Plus Income	Add +8.5%	6.00%	+0.19
AMZN Amazon.com Inc.	Add +2.1%	0.90%	+0.14
JPIE JPMorgan Income ETF	Add +7.8%	2.19%	+0.10
IWM iShares Russell 2000 ETF	New	0.07%	+0.07
GOOG Alphabet Inc. Class C	Add +1.8%	0.43%	+0.07
QQQ Invesco QQQ Trust Series 1	Add +0.1%	3.23%	+0.06
URI United Rentals Inc.	New	0.05%	+0.05
MSTR Strategy Inc.	New	0.05%	+0.05
BIV Vanguard Intermediate-Term B	Add +8.6%	1.28%	+0.04
META Meta Platforms Inc. Class A	Add +10.0%	0.21%	+0.03
WMT Walmart Inc.	Add +2.3%	0.15%	+0.02
NFLX Netflix Inc.	Add +3.6%	0.10%	+0.02
GOOGL Alphabet Inc. Class A	Add +12.5%	0.08%	+0.02
IDCC Interdigital Inc.	Add +0.1%	0.10%	+0.02
MSFT Microsoft Corp.	Add +4.7%	0.36%	+0.01
SPYM Ste STR SPDR PT S&P 500 ETF	Add +20.9%	0.08%	+0.01
USFR Wisdomtree Floating Rate Tre	Add +2.4%	1.15%	+0.01
HD Home Depot Inc.	Add +28.4%	0.07%	+0.01
BSX Boston Scientific Corp.	Add +1.8%	0.10%	+0.01
JPM JPMorgan Chase & Co.	Add +1.2%	0.13%	+0.01
AGG iShares Core U.S. Aggregate	Add +9.9%	0.13%	+0.01
WFC Wells Fargo & Co.	Add +1.2%	0.07%	+0.01
VTI VG Morningstar TS MKT ETF-US	Add +3.0%	0.30%	+0.00
INTU Intuit Inc.	Add +1.8%	0.11%	+0.00
IJR iShares Core S&P Small-Cap E	Add +10.2%	0.06%	+0.00
IJH iShares Core S&P Midcap ETF	Add +6.0%	0.08%	+0.00
JMUB JPMorgan Municipal ETF	Add +3.5%	0.22%	+0.00
BRK.B Berkshire Hathaway Inc. Class B	Add +6.7%	0.13%	−0.00
PPL PPL Corp.	Add +0.9%	0.05%	−0.00
VOO Vanguard S&P 500 ETF	Add +1.1%	0.28%	−0.00
HYMB SS SPDR N Ice HY Muni ETF	Add +1.7%	0.06%	−0.00
IBM Intl Business Machines Corp.	Add +2.4%	0.06%	−0.00
PM Philip Morris International	Add +0.2%	0.10%	−0.00
VIG Vanguard Dividend Apprec ETF	Add +0.1%	0.07%	−0.00
SPTM SS SPDR P S&P 1500 Comp ETF	Add +0.2%	0.24%	−0.00
VEA Vanguard Ftse Developed ETF	Add +1.2%	0.05%	−0.00
PEG Public Service Enterprise GP	Add +0.2%	0.06%	−0.00
ABBV Abbvie Inc.	Add +1.1%	0.07%	−0.01
BX Blackstone Inc.	Add +0.3%	0.15%	−0.01
PG The Procter & Gamble Co.	Add +1.0%	0.07%	−0.01
PGR Progressive Corp.	Add +0.4%	0.11%	−0.01
UNH Unitedhealth Group Inc.	Add +1.7%	0.10%	−0.01
VZ Verizon Communications Inc.	Add +0.3%	0.08%	−0.01
WY Weyerhaeuser Co.	Add +0.2%	0.06%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	139	$585.4M	IVV, MGK, VONV, MGV, CGCP
Q1 2026	129	$510.8M	IVV, MGK, VONV, MGV, CGCP
Q4 2025	127	$524.8M	IVV, MGK, MGV, VONV, CGCP
Q3 2025	127	$510.1M	IVV, MGK, MGV, VONV, CGCP
Q2 2025	119	$460.6M	IVV, MGK, MGV, VONV, CGCP
Q1 2025Amended	113	$417.9M	IVV, MGK, MGV, VONV, CGCP
Q4 2024	109	$418.0M	IVV, MGK, MGV, VONV, CGCP
Q3 2024	114	$412.4M	IVV, MGK, MGV, VONV, CGCP
Q2 2024	104	$371.7M	MGK, IVV, MGV, CGCP, VONV
Q1 2024	106	$359.6M	IVV, MGK, MGV, VONV, CGCP