Bernardo Wealth Planning LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), Bernardo Wealth Planning LLC reported 109 stock positions worth $418.0 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 10.6% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 9.7%) and Vngrd Mrgstr MG CP VL ETF-Ui (MGV, 6.9%). Compared with Q3 2024, it opened 3 new positions, sold out of 8, added to 54 and reduced 40. The biggest buy was Dimensional US Eq MKT ETF (DFUS, shares +1086%) and the biggest sale Vanguard High DVD Yield ETF (VYM, shares −17%).
- Most Recent 13F
- Q2 2026
- Location
- HARLEYSVILLE, PA
- CIK
- 0001765595
- Portfolio Value
- $418.0M (Q4 2024)
- SEC Filing
- 0001765595-25-000001 ↗ filed Jan 16, 2025
Holdings Value
Holdings 109 stocks · $418.0M
| IVV iShares Core S&P 500 ETF | 10.60% | 75,961 | $44.3M | Add +4.4% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 9.69% | 119,000 | $40.5M | Reduce -2.0% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 6.94% | 234,716 | $29.0M | Add +2.5% |
| VONV Vanguard Russell 1000 Value | 6.17% | 319,604 | $25.8M | Add +4.2% |
| CGCP Cap Group Core Plus Income | 6.00% | 1,139,969 | $25.1M | Add +8.5% |
| VONG Vanguard Russell 1000 Growth | 4.70% | 191,806 | $19.7M | Add +2.9% |
| RSP Invesco S&P 500 Equal Weight | 4.15% | 100,230 | $17.4M | Add +4.7% |
| ITOT iShares Core S&P Total U.S. | 3.80% | 124,598 | $15.9M | Add +8.6% |
| QQQ Invesco QQQ Trust Series 1 | 3.23% | 26,608 | $13.5M | Add +0.1% |
| GOVT iShares US Treasury Bond ETF | 2.90% | 545,123 | $12.1M | Reduce -11.5% |
| VYM Vanguard High DVD Yield ETF | 2.89% | 95,659 | $12.1M | Reduce -17.1% |
| IGSB iShares 1-5Y Inv Grade Corp. | 2.70% | 218,623 | $11.3M | Add +22.6% |
| JEPI JPMorgan Equity Premium Inco | 2.39% | 175,000 | $10.0M | Add +0.1% |
| AAPL Apple Inc. | 2.31% | 40,751 | $9.7M | Reduce -0.2% |
| DFUS Dimensional US Eq MKT ETF | 2.26% | 149,272 | $9.4M | Add +1086.4% |
| MBB iShares MBS ETF | 2.23% | 103,027 | $9.3M | Add +38.8% |
| JPIE JPMorgan Income ETF | 2.19% | 201,467 | $9.2M | Add +7.8% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 1.74% | 129,950 | $7.3M | Reduce -0.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.48% | 23,590 | $6.2M | Reduce -31.8% |
| BIV Vanguard Intermediate-Term B | 1.28% | 72,459 | $5.4M | Add +8.6% |
| FTCS First Trust Capital Strength | 1.24% | 59,875 | $5.2M | Reduce -1.4% |
| HMOP Hartford Municipal Opp ETF | 1.21% | 131,325 | $5.0M | Reduce -10.1% |
| USFR Wisdomtree Floating Rate Tre | 1.15% | 95,153 | $4.8M | Add +2.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.11% | 19,555 | $4.7M | Reduce -23.5% |
| MMIT Nylim Mackay Muni Intermedia filed as NEW YORK LIFE INVTS ACTIVE E | 0.97% | 169,895 | $4.1M | Reduce -13.0% |
| AMZN Amazon.com Inc. | 0.90% | 17,238 | $3.8M | Add +2.1% |
| IXN iShares Global Tech ETF | 0.69% | 34,458 | $2.9M | Reduce -2.2% |
| HDV iShares Core High Dividend E | 0.54% | 20,402 | $2.3M | Reduce -20.5% |
| IVW iShares S&P 500 Growth ETF | 0.49% | 20,365 | $2.1M | Reduce -19.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.45% | 11,249 | $1.9M | Reduce -2.0% |
| USMV iShares MSCI USA Min Vol Fac | 0.44% | 21,154 | $1.9M | Reduce -1.2% |
| MUB iShares National Muni Bond E | 0.43% | 16,954 | $1.8M | Reduce -12.7% |
| GOOG Alphabet Inc. Class C | 0.43% | 9,259 | $1.8M | Add +1.8% |
| IVE iShares S&P 500 Value ETF | 0.43% | 9,487 | $1.8M | No change |
| MRK Merck & Co. Inc. | 0.40% | 16,865 | $1.7M | Reduce -1.6% |
| FMB First Trust Managed Municipa | 0.38% | 31,455 | $1.6M | Reduce -13.8% |
| MSFT Microsoft Corp. | 0.36% | 3,627 | $1.5M | Add +4.7% |
| TSLA Tesla Inc. | 0.34% | 3,609 | $1.4M | Reduce -9.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.32% | 26,693 | $1.3M | Reduce -1.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.30% | 4,302 | $1.2M | Add +3.0% |
| NVDA Nvidia Corp. | 0.28% | 8,646 | $1.2M | Reduce -9.7% |
| VOO Vanguard S&P 500 ETF | 0.28% | 2,178 | $1.2M | Add +1.1% |
| IWV iShares Russell 3000 ETF | 0.27% | 3,411 | $1.1M | No change |
| QUAL iShares MSCI USA Quality Fac | 0.26% | 6,252 | $1.1M | Reduce -0.7% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.24% | 14,447 | $1.0M | Add +0.2% |
| JMUB JPMorgan Municipal ETF | 0.22% | 18,849 | $939K | Add +3.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.22% | 1,583 | $919K | Reduce -0.1% |
| JNJ Johnson & Johnson | 0.22% | 6,338 | $900K | Reduce -5.6% |
| META Meta Platforms Inc. Class A | 0.21% | 1,438 | $886K | Add +10.0% |
| PZA Invesco National Amt-Free Mu | 0.20% | 36,128 | $843K | Reduce -2.5% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.17% | 2,720 | $697K | No change |
| WMT Walmart Inc. | 0.15% | 6,919 | $644K | Add +2.3% |
| SCHV Schwab US Large-Cap Value | 0.15% | 24,771 | $638K | Reduce -66.7% |
| BX Blackstone Inc. | 0.15% | 3,838 | $633K | Add +0.3% |
| MTUM iShares MSCI USA Momentum Fa | 0.15% | 2,987 | $618K | No change |
| CVX Chevron Corp. | 0.14% | 3,827 | $586K | Reduce -0.2% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.14% | 2,160 | $578K | No change |
| XOM Exxon Mobil Corp. | 0.14% | 5,346 | $570K | Add +0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.13% | 1,249 | $553K | Add +6.7% |
| JPM JPMorgan Chase & Co. | 0.13% | 2,276 | $546K | Add +1.2% |
| AGG iShares Core U.S. Aggregate | 0.13% | 5,494 | $527K | Add +9.9% |
| AVGO Broadcom Inc. | 0.12% | 2,322 | $521K | Reduce -10.0% |
| MCD McDonald's Corp. | 0.12% | 1,827 | $516K | Add +1.3% |
| FVD First Trust Value Line DVD | 0.12% | 11,998 | $511K | Reduce -15.1% |
| SUB iShares Short-Term National | 0.11% | 4,529 | $477K | Reduce -11.7% |
| INTU Intuit Inc. | 0.11% | 731 | $456K | Add +1.8% |
| PGR Progressive Corp. | 0.11% | 1,872 | $441K | Add +0.4% |
| NFLX Netflix Inc. | 0.10% | 518 | $434K | Add +3.6% |
| OLED Universal Display Corp. | 0.10% | 2,903 | $430K | Reduce -3.3% |
| IDCC Interdigital Inc. | 0.10% | 2,302 | $426K | Add +0.1% |
| BSX Boston Scientific Corp. | 0.10% | 4,478 | $425K | Add +1.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.10% | 1,041 | $424K | Reduce -1.1% |
| UNH Unitedhealth Group Inc. | 0.10% | 796 | $414K | Add +1.7% |
| TSM Taiwan Semiconductor-SP ADR | 0.10% | 1,978 | $412K | No change |
| PM Philip Morris International | 0.10% | 3,447 | $404K | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 0.09% | 13,546 | $366K | Reduce -65.4% |
| IYE iShares U.S. Energy ETF | 0.09% | 7,781 | $366K | Reduce -2.5% |
| WTRG Essential Utilities Inc. | 0.09% | 10,451 | $356K | Add +0.0% |
| IJH iShares Core S&P Midcap ETF | 0.08% | 5,723 | $354K | Add +6.0% |
| IWR iShares Russell Mid-Cap ETF | 0.08% | 3,911 | $343K | No change |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.08% | 4,922 | $336K | Add +20.9% |
| GOOGL Alphabet Inc. Class A | 0.08% | 1,744 | $335K | Add +12.5% |
| UVSP Univest Financial Corp. | 0.08% | 11,930 | $330K | Reduce -7.7% |
| ADP Automatic Data Processing | 0.08% | 1,147 | $329K | Reduce -11.0% |
| VZ Verizon Communications Inc. | 0.08% | 8,684 | $328K | Add +0.3% |
| ABBV Abbvie Inc. | 0.07% | 1,743 | $305K | Add +1.1% |
| SDY SS SPDR S&P Dividend ETF | 0.07% | 2,358 | $304K | No change |
| PG The Procter & Gamble Co. | 0.07% | 1,900 | $301K | Add +1.0% |
| VIG Vanguard Dividend Apprec ETF | 0.07% | 1,540 | $297K | Add +0.1% |
| IWM iShares Russell 2000 ETF | 0.07% | 1,325 | $287K | New |
| IUSG iShares Core S&P U.S. Growth | 0.07% | 2,044 | $283K | No change |
| HD Home Depot Inc. | 0.07% | 715 | $279K | Add +28.4% |
| WFC Wells Fargo & Co. | 0.07% | 3,882 | $272K | Add +1.2% |
| WY Weyerhaeuser Co. | 0.06% | 9,614 | $262K | Add +0.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 1,191 | $262K | Add +2.4% |
| IHI iShares U.S. Medical Devices | 0.06% | 4,368 | $261K | Reduce -2.8% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.06% | 10,207 | $259K | Add +1.7% |
| IJR iShares Core S&P Small-Cap E | 0.06% | 2,282 | $258K | Add +10.2% |
| GLD SPDR Gold Shares | 0.06% | 1,027 | $255K | No change |
| ABT Abbott Laboratories | 0.06% | 2,120 | $238K | Reduce -0.7% |
Portfolio Sells Q3 2024 → Q4 2024
| VYM Vanguard High DVD Yield ETF | Reduce -17.1% | 2.89% | −0.79 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -31.8% | 1.48% | −0.77 |
| GOVT iShares US Treasury Bond ETF | Reduce -11.5% | 2.90% | −0.53 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -23.5% | 1.11% | −0.39 |
| HDV iShares Core High Dividend E | Reduce -20.5% | 0.54% | −0.20 |
| HMOP Hartford Municipal Opp ETF | Reduce -10.1% | 1.21% | −0.18 |
| MMIT Nylim Mackay Muni Intermedia | Reduce -13.0% | 0.97% | −0.18 |
| FTCS First Trust Capital Strength | Reduce -1.4% | 1.24% | −0.13 |
| IVW iShares S&P 500 Growth ETF | Reduce -19.3% | 0.49% | −0.10 |
| MUB iShares National Muni Bond E | Reduce -12.7% | 0.43% | −0.08 |
| FMB First Trust Managed Municipa | Reduce -13.8% | 0.38% | −0.08 |
| LMT Lockheed Martin Corp. | Sold out | 0.00% | −0.06 |
| ICLR Icon PLC | Sold out | 0.00% | −0.06 |
| MRK Merck & Co. Inc. | Reduce -1.6% | 0.40% | −0.06 |
| NSC Norfolk Southern Corp. | Sold out | 0.00% | −0.05 |
| JNJ Johnson & Johnson | Reduce -5.6% | 0.22% | −0.05 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.05 |
| RTX RTX Corp. | Sold out | 0.00% | −0.05 |
| OLED Universal Display Corp. | Reduce -3.3% | 0.10% | −0.05 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.0% | 0.45% | −0.04 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.2% | 0.44% | −0.04 |
| NVDA Nvidia Corp. | Reduce -9.7% | 0.28% | −0.04 |
| FVD First Trust Value Line DVD | Reduce -15.1% | 0.12% | −0.03 |
| IXN iShares Global Tech ETF | Reduce -2.2% | 0.69% | −0.02 |
| SUB iShares Short-Term National | Reduce -11.7% | 0.11% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -1.1% | 0.32% | −0.01 |
| PZA Invesco National Amt-Free Mu | Reduce -2.5% | 0.20% | −0.01 |
| QUAL iShares MSCI USA Quality Fac | Reduce -0.7% | 0.26% | −0.01 |
| DIS The Walt Disney Co. | Reduce -27.4% | 0.05% | −0.01 |
| ADP Automatic Data Processing | Reduce -11.0% | 0.08% | −0.01 |
| GRAYSCALE ETHEREUM MINI TR E | Sold out | 0.00% | −0.01 |
| SCHV Schwab US Large-Cap Value | Reduce -66.7% | 0.15% | −0.01 |
| LLAP Terran Orbital Corp. | Sold out | 0.00% | −0.01 |
| UVSP Univest Financial Corp. | Reduce -7.7% | 0.08% | −0.01 |
| WRAP Wrap Technologies Inc. | Sold out | 0.00% | −0.01 |
| IYE iShares U.S. Energy ETF | Reduce -2.5% | 0.09% | −0.00 |
| ABT Abbott Laboratories | Reduce -0.7% | 0.06% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.1% | 0.22% | −0.00 |
| SCHD Schwab US DVD Equity ETF | Reduce -65.4% | 0.09% | −0.00 |
| IHI iShares U.S. Medical Devices | Reduce -2.8% | 0.06% | −0.00 |
| SCHW Schwab (charles) Corp. | Reduce -1.6% | 0.05% | −0.00 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -0.5% | 1.74% | −0.00 |
| CVX Chevron Corp. | Reduce -0.2% | 0.14% | −0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.1% | 0.10% | +0.00 |
| AVGO Broadcom Inc. | Reduce -10.0% | 0.12% | +0.01 |
| AAPL Apple Inc. | Reduce -0.2% | 2.31% | +0.01 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -2.0% | 9.69% | +0.10 |
| TSLA Tesla Inc. | Reduce -9.9% | 0.34% | +0.13 |
Portfolio Buys Q3 2024 → Q4 2024
| DFUS Dimensional US Eq MKT ETF | Add +1086.4% | 2.26% | +2.07 |
| MBB iShares MBS ETF | Add +38.8% | 2.23% | +0.54 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +22.6% | 2.70% | +0.44 |
| IVV iShares Core S&P 500 ETF | Add +4.4% | 10.60% | +0.28 |
| VONG Vanguard Russell 1000 Growth | Add +2.9% | 4.70% | +0.28 |
| ITOT iShares Core S&P Total U.S. | Add +8.6% | 3.80% | +0.25 |
| CGCP Cap Group Core Plus Income | Add +8.5% | 6.00% | +0.19 |
| AMZN Amazon.com Inc. | Add +2.1% | 0.90% | +0.14 |
| JPIE JPMorgan Income ETF | Add +7.8% | 2.19% | +0.10 |
| IWM iShares Russell 2000 ETF | New | 0.07% | +0.07 |
| GOOG Alphabet Inc. Class C | Add +1.8% | 0.43% | +0.07 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.1% | 3.23% | +0.06 |
| URI United Rentals Inc. | New | 0.05% | +0.05 |
| MSTR Strategy Inc. | New | 0.05% | +0.05 |
| BIV Vanguard Intermediate-Term B | Add +8.6% | 1.28% | +0.04 |
| META Meta Platforms Inc. Class A | Add +10.0% | 0.21% | +0.03 |
| WMT Walmart Inc. | Add +2.3% | 0.15% | +0.02 |
| NFLX Netflix Inc. | Add +3.6% | 0.10% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +12.5% | 0.08% | +0.02 |
| IDCC Interdigital Inc. | Add +0.1% | 0.10% | +0.02 |
| MSFT Microsoft Corp. | Add +4.7% | 0.36% | +0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +20.9% | 0.08% | +0.01 |
| USFR Wisdomtree Floating Rate Tre | Add +2.4% | 1.15% | +0.01 |
| HD Home Depot Inc. | Add +28.4% | 0.07% | +0.01 |
| BSX Boston Scientific Corp. | Add +1.8% | 0.10% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +1.2% | 0.13% | +0.01 |
| AGG iShares Core U.S. Aggregate | Add +9.9% | 0.13% | +0.01 |
| WFC Wells Fargo & Co. | Add +1.2% | 0.07% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.0% | 0.30% | +0.00 |
| INTU Intuit Inc. | Add +1.8% | 0.11% | +0.00 |
| IJR iShares Core S&P Small-Cap E | Add +10.2% | 0.06% | +0.00 |
| IJH iShares Core S&P Midcap ETF | Add +6.0% | 0.08% | +0.00 |
| JMUB JPMorgan Municipal ETF | Add +3.5% | 0.22% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +6.7% | 0.13% | −0.00 |
| PPL PPL Corp. | Add +0.9% | 0.05% | −0.00 |
| VOO Vanguard S&P 500 ETF | Add +1.1% | 0.28% | −0.00 |
| HYMB SS SPDR N Ice HY Muni ETF | Add +1.7% | 0.06% | −0.00 |
| IBM Intl Business Machines Corp. | Add +2.4% | 0.06% | −0.00 |
| PM Philip Morris International | Add +0.2% | 0.10% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +0.1% | 0.07% | −0.00 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +0.2% | 0.24% | −0.00 |
| VEA Vanguard Ftse Developed ETF | Add +1.2% | 0.05% | −0.00 |
| PEG Public Service Enterprise GP | Add +0.2% | 0.06% | −0.00 |
| ABBV Abbvie Inc. | Add +1.1% | 0.07% | −0.01 |
| BX Blackstone Inc. | Add +0.3% | 0.15% | −0.01 |
| PG The Procter & Gamble Co. | Add +1.0% | 0.07% | −0.01 |
| PGR Progressive Corp. | Add +0.4% | 0.11% | −0.01 |
| UNH Unitedhealth Group Inc. | Add +1.7% | 0.10% | −0.01 |
| VZ Verizon Communications Inc. | Add +0.3% | 0.08% | −0.01 |
| WY Weyerhaeuser Co. | Add +0.2% | 0.06% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 139 | $585.4M | IVV, MGK, VONV, MGV, CGCP |
| Q1 2026 | 129 | $510.8M | IVV, MGK, VONV, MGV, CGCP |
| Q4 2025 | 127 | $524.8M | IVV, MGK, MGV, VONV, CGCP |
| Q3 2025 | 127 | $510.1M | IVV, MGK, MGV, VONV, CGCP |
| Q2 2025 | 119 | $460.6M | IVV, MGK, MGV, VONV, CGCP |
| Q1 2025Amended | 113 | $417.9M | IVV, MGK, MGV, VONV, CGCP |
| Q4 2024 | 109 | $418.0M | IVV, MGK, MGV, VONV, CGCP |
| Q3 2024 | 114 | $412.4M | IVV, MGK, MGV, VONV, CGCP |
| Q2 2024 | 104 | $371.7M | MGK, IVV, MGV, CGCP, VONV |
| Q1 2024 | 106 | $359.6M | IVV, MGK, MGV, VONV, CGCP |