BIP Wealth, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), BIP Wealth, LLC reported 456 stock positions worth $2.8 billion. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 12.5% of the portfolio, followed by Wisdomtree Floating Rate Tre (USFR, 9.4%) and Vanguard S&P 500 ETF (VOO, 5.6%). Compared with Q3 2025, it opened 157 new positions, sold out of 11, added to 189 and reduced 78. The biggest buy was Schwab US Large-Cap Growth (SCHG, shares +5268%) and the biggest sale Wisdomtree Floating Rate Tre (USFR, shares −73%).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0001590214
- Portfolio Value
- $2.8B (Q4 2025)
- SEC Filing
- 0001590214-26-000001 ↗ filed Jan 21, 2026
Holdings Value
Holdings 456 stocks · $2.8B
| SPY SS SPDR S&P 500 ETF Trust-US | 12.49% | 519,051 | $354.0M | Add +1.3% |
| USFR Wisdomtree Floating Rate Tre | 9.42% | 5,306,058 | $267.0M | Reduce -72.8% |
| VOO Vanguard S&P 500 ETF | 5.57% | 251,628 | $157.8M | Add +62.6% |
| VTI VG Morningstar TS MKT ETF-US | 4.07% | 344,071 | $115.4M | Add +5.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.30% | 490,263 | $93.6M | Add +48.6% |
| TFLO iShares Treasury Floating Ra | 2.67% | 1,497,557 | $75.6M | Reduce -0.1% |
| EFA iShares MSCI Eafe ETF | 2.18% | 642,637 | $61.7M | Reduce -1.1% |
| SCHG Schwab US Large-Cap Growth | 2.05% | 1,779,503 | $58.0M | Add +5268.4% |
| VT Vanguard Tot World STK ETF | 2.01% | 404,446 | $57.1M | Add +26.8% |
| VEU Vanguard Ftse All-World Ex-U | 1.67% | 641,374 | $47.2M | Add +3.3% |
| SPSB SS SPDR P St C Corp. ETF | 1.55% | 1,450,662 | $43.8M | Add +12.5% |
| VEA Vanguard Ftse Developed ETF | 1.13% | 514,651 | $32.2M | Add +1.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.13% | 636,346 | $32.0M | Add +12.3% |
| VCIT Vanguard Int-Term Corporate | 1.07% | 360,796 | $30.2M | Add +32.7% |
| BND Vanguard Total Bond Market | 1.03% | 393,709 | $29.2M | Add +19.4% |
| AAPL Apple Inc. | 1.03% | 107,220 | $29.1M | Add +39.6% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.98% | 486,989 | $27.7M | Reduce -2.5% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.97% | 629,240 | $27.5M | Add +12360.2% |
| VWO Vanguard Ftse Emerging Marke | 0.95% | 501,420 | $27.0M | Add +3.5% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.94% | 659,775 | $26.5M | Add +12313.5% |
| MAXJ iShares LG Cap Max Buff Jun | 0.91% | 916,971 | $25.9M | Add +5125.8% |
| VXF Vanguard Extended Market ETF | 0.85% | 114,569 | $24.0M | Add +0.0% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.84% | 224,019 | $23.9M | Add +24.7% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.83% | 682,727 | $23.7M | New |
| ULST SS Ultra Short TM Bond ETF | 0.81% | 566,983 | $23.0M | Add +2.4% |
| IWM iShares Russell 2000 ETF | 0.81% | 93,236 | $23.0M | Reduce -3.8% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.79% | 270,542 | $22.3M | Add +0.8% |
| DMAX iShares LG Cap Max Buff Dec | 0.79% | 836,051 | $22.3M | New |
| DLS Wisdomtree Intl S/C DVD Fund | 0.77% | 270,886 | $21.9M | Add +0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.76% | 44,264 | $21.6M | Add +9.1% |
| DOL Wisdomtree TR DVLP Intnl-Usd | 0.72% | 310,989 | $20.5M | Add +0.8% |
| VIG Vanguard Dividend Apprec ETF | 0.71% | 91,329 | $20.1M | Add +189.9% |
| SUB iShares Short-Term National | 0.67% | 178,009 | $19.0M | Add +4.1% |
| QUS SS SPDR MSCI U Stratfact ETF | 0.67% | 108,545 | $18.9M | New |
| VXUS Vanguard Total Intl Stock | 0.63% | 236,918 | $17.9M | Add +3027.2% |
| IVV iShares Core S&P 500 ETF | 0.62% | 25,781 | $17.7M | Add +41.9% |
| EEM iShares MSCI Emerging Market | 0.59% | 307,832 | $16.8M | Add +1.6% |
| MSFT Microsoft Corp. | 0.59% | 34,577 | $16.7M | Add +69.6% |
| ACWI iShares MSCI Acwi ETF | 0.59% | 118,178 | $16.7M | Add +41.5% |
| QQEW First TR Nasdaq-100 Sel Eq | 0.59% | 116,729 | $16.6M | Add +2644.0% |
| PHYS Sprott Physical Gold Trust | 0.57% | 491,350 | $16.2M | Add +335.2% |
| FEX First Trust Large Cap Core A | 0.56% | 132,719 | $15.7M | New |
| STIP iShares 0-5 Year Tips Bond E | 0.53% | 146,607 | $15.0M | Add +4.9% |
| CGCB Cap Group Core Bond | 0.48% | 508,681 | $13.5M | New |
| NVDA Nvidia Corp. | 0.47% | 72,139 | $13.5M | Add +19.8% |
| DFUV Dimensional US Marketwide Va | 0.47% | 286,035 | $13.3M | Add +2.6% |
| PYLD PIMCO Multisector Bond Actv | 0.44% | 471,224 | $12.6M | New |
| BNDX Vanguard Total Intl Bond ETF | 0.43% | 253,616 | $12.3M | Add +17.9% |
| VGT Vanguard Info Tech ETF | 0.43% | 16,150 | $12.2M | Reduce -5.7% |
| REET iShares Global REIT ETF | 0.43% | 483,797 | $12.1M | Add +3.2% |
| STRL Sterling Infrastructure Inc. | 0.42% | 39,036 | $12.0M | Reduce -20.8% |
| JAAA Janus Henderson Aaa Clo ETF | 0.42% | 236,093 | $11.9M | New |
| IJUL Innovator International Deve | 0.41% | 344,430 | $11.5M | New |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.41% | 126,344 | $11.5M | Reduce -4.0% |
| EFV iShares MSCI Eafe Value ETF | 0.40% | 158,554 | $11.3M | Add +1.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.39% | 35,374 | $11.1M | Reduce -0.9% |
| AMZN Amazon.com Inc. | 0.38% | 47,156 | $10.9M | Add +72.4% |
| IBTG iShares Ibonds Dec 2026 Term | 0.37% | 461,910 | $10.6M | New |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.37% | 254,372 | $10.5M | Add +4.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.37% | 130,403 | $10.5M | Add +3.2% |
| IAGG iShares Intl Aggregate Bond | 0.37% | 208,970 | $10.5M | Add +4.4% |
| DGS Wisdomtree Em Small Cap | 0.35% | 174,079 | $10.0M | Reduce -5.5% |
| CGIC Cap Group Intl Core Eq filed as CAPITAL GROUP INTERNATIONAL | 0.35% | 300,817 | $9.8M | New |
| MUB iShares National Muni Bond E | 0.34% | 89,574 | $9.6M | Add +25.9% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.32% | 95,624 | $9.0M | Add +2.7% |
| AVGE Avantis All Eqty Mrkts ETF | 0.31% | 103,796 | $8.9M | Add +11.2% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.31% | 118,996 | $8.6M | New |
| IBHF iShares Ibond 2026 HY & Inc. | 0.30% | 369,470 | $8.5M | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 16,873 | $8.5M | Add +73.5% |
| ITOT iShares Core S&P Total U.S. | 0.28% | 53,521 | $8.0M | Add +243.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.28% | 175,870 | $7.8M | Reduce -4.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.27% | 29,729 | $7.7M | Add +7.4% |
| DES Wisdomtree US Smallcap Divid | 0.27% | 227,281 | $7.6M | Reduce -2.8% |
| HD Home Depot Inc. | 0.26% | 21,411 | $7.4M | Add +5.5% |
| GOOGL Alphabet Inc. Class A | 0.25% | 22,728 | $7.1M | Add +84.1% |
| IBTH iShares Ibonds Dec 2027 Term | 0.25% | 313,730 | $7.0M | New |
| VYM Vanguard High DVD Yield ETF | 0.23% | 45,584 | $6.5M | Reduce -3.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.22% | 29,820 | $6.3M | Add +5.8% |
| EWX State Street SPDR S&P Emergi | 0.22% | 95,602 | $6.3M | Reduce -3.7% |
| AFL Aflac Inc. | 0.22% | 55,723 | $6.1M | Add +348.3% |
| META Meta Platforms Inc. Class A | 0.19% | 8,125 | $5.4M | Add +114.7% |
| IBTI iShares Ibonds Dec 2028 Term | 0.19% | 238,127 | $5.3M | New |
| KO The Coca-Cola Co. | 0.18% | 74,425 | $5.2M | Add +81.3% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.18% | 115,175 | $5.0M | Reduce -4.1% |
| JPM JPMorgan Chase & Co. | 0.18% | 15,411 | $5.0M | Add +111.4% |
| VRRM Verra Mobility Corp. | 0.17% | 219,821 | $4.9M | No change |
| BSV Vanguard Short-Term Bond ETF | 0.17% | 61,609 | $4.9M | Add +20.1% |
| GWX State Street SPDR S&P Intern | 0.17% | 116,146 | $4.7M | Add +0.1% |
| GOOG Alphabet Inc. Class C | 0.17% | 14,929 | $4.7M | Add +58.3% |
| XOM Exxon Mobil Corp. | 0.16% | 38,384 | $4.6M | Add +78.8% |
| VGIT Vanguard Intermediate-Term T | 0.16% | 76,343 | $4.6M | Add +19.4% |
| DCOR Dimensional US Core Eq 1 ETF | 0.16% | 60,899 | $4.5M | Add +17.6% |
| SMAX iShares L Cap MB Sep ETF | 0.16% | 164,670 | $4.4M | New |
| DFLV Dim US Large Cap Value ETF | 0.16% | 129,656 | $4.4M | Add +26.6% |
| AVGO Broadcom Inc. | 0.16% | 12,773 | $4.4M | Add +31.4% |
| WMT Walmart Inc. | 0.16% | 39,568 | $4.4M | Add +86.9% |
| TSLA Tesla Inc. | 0.15% | 9,649 | $4.3M | Add +4.8% |
| ARKB ARK 21SHARES Bitcoin ETF | 0.14% | 139,661 | $4.1M | New |
| IBTJ iShares Ibonds Dec 2029 Term | 0.14% | 184,474 | $4.0M | New |
| LLY Eli Lilly & Co. | 0.14% | 3,673 | $3.9M | Add +161.4% |
Portfolio Sells Q3 2025 → Q4 2025
| USFR Wisdomtree Floating Rate Tre | Reduce -72.8% | 9.42% | −3.34 |
| TFLO iShares Treasury Floating Ra | Reduce -0.1% | 2.67% | −1.08 |
| EFA iShares MSCI Eafe ETF | Reduce -1.1% | 2.18% | −0.82 |
| STRL Sterling Infrastructure Inc. | Reduce -20.8% | 0.42% | −0.41 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -2.5% | 0.98% | −0.39 |
| IWM iShares Russell 2000 ETF | Reduce -3.8% | 0.81% | −0.35 |
| VGT Vanguard Info Tech ETF | Reduce -5.7% | 0.43% | −0.20 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -4.0% | 0.41% | −0.17 |
| DGS Wisdomtree Em Small Cap | Reduce -5.5% | 0.35% | −0.17 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -0.9% | 0.39% | −0.15 |
| DES Wisdomtree US Smallcap Divid | Reduce -2.8% | 0.27% | −0.12 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -4.2% | 0.28% | −0.11 |
| EWX State Street SPDR S&P Emergi | Reduce -3.7% | 0.22% | −0.11 |
| VYM Vanguard High DVD Yield ETF | Reduce -3.3% | 0.23% | −0.10 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | Reduce -4.1% | 0.18% | −0.09 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -2.2% | 0.14% | −0.06 |
| SPEM State Street SP PTF Em ETF | Reduce -4.5% | 0.12% | −0.05 |
| SSB Southstate Bank Corp. | Reduce -0.0% | 0.10% | −0.05 |
| GPN Global Payments Inc. | Reduce -6.8% | 0.08% | −0.05 |
| DON Wisdomtree US Midcap Dividen | Reduce -1.8% | 0.08% | −0.04 |
| AIVI Wisdomtree International AI | Reduce -8.3% | 0.07% | −0.03 |
| MCK McKesson Corp. | Reduce -8.9% | 0.07% | −0.03 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -0.4% | 0.08% | −0.03 |
| ABCB Ameris Bancorp | Reduce -16.1% | 0.03% | −0.02 |
| UL Unilever PLC-Sponsored ADR | Reduce -34.4% | 0.02% | −0.02 |
| PM Philip Morris International | Reduce -6.4% | 0.04% | −0.02 |
| KBDC Kayne Anderson BDC Inc. | Sold out | 0.00% | −0.02 |
| RWO State Street SPDR Dow Jones | Reduce -3.3% | 0.04% | −0.02 |
| APP AppLovin Corp. Class A | Sold out | 0.00% | −0.02 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.02 |
| SNV Synovus Financial Corp. | Reduce -0.7% | 0.04% | −0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -2.9% | 0.04% | −0.02 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -7.4% | 0.03% | −0.01 |
| MPWR Monolithic Power Systems Inc. | Sold out | 0.00% | −0.01 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.01 |
| FTEC Fidelity MSCI Info Tech Indx | Reduce -13.9% | 0.02% | −0.01 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -0.7% | 0.03% | −0.01 |
| NVO Novo-Nordisk A/S-Spons ADR | Sold out | 0.00% | −0.01 |
| DVY iShares Select Dividend ETF | Reduce -9.3% | 0.02% | −0.01 |
| ET Energy Transfer LP | Reduce -12.5% | 0.02% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -0.4% | 0.02% | −0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -0.4% | 0.03% | −0.01 |
| SPIP SS SPDR P Tips ETF | Reduce -5.2% | 0.02% | −0.01 |
| PK Park Hotels & Resorts Inc. | Sold out | 0.00% | −0.01 |
| OXY Occidental Petroleum Corp. | Sold out | 0.00% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.1% | 0.02% | −0.01 |
| ICE Intercontinental Exchange Inc. | Sold out | 0.00% | −0.01 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -9.8% | 0.02% | −0.01 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -2.8% | 0.02% | −0.01 |
| OEF iShares S&P 100 ETF | Reduce -24.5% | 0.01% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| SCHG Schwab US Large-Cap Growth | Add +5268.4% | 2.05% | +2.00 |
| CGDV Cap Group Dividend Value | Add +12360.2% | 0.97% | +0.96 |
| CGUS Cap Group Core Equity | Add +12313.5% | 0.94% | +0.93 |
| VOO Vanguard S&P 500 ETF | Add +62.6% | 5.57% | +0.89 |
| MAXJ iShares LG Cap Max Buff Jun | Add +5125.8% | 0.91% | +0.89 |
| CGGO Cap Group Global Growth | New | 0.83% | +0.83 |
| DMAX iShares LG Cap Max Buff Dec | New | 0.79% | +0.79 |
| QUS SS SPDR MSCI U Stratfact ETF | New | 0.67% | +0.67 |
| VXUS Vanguard Total Intl Stock | Add +3027.2% | 0.63% | +0.60 |
| QQEW First TR Nasdaq-100 Sel Eq | Add +2644.0% | 0.59% | +0.56 |
| FEX First Trust Large Cap Core A | New | 0.56% | +0.56 |
| CGCB Cap Group Core Bond | New | 0.48% | +0.48 |
| PYLD PIMCO Multisector Bond Actv | New | 0.44% | +0.44 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.42% | +0.42 |
| IJUL Innovator International Deve | New | 0.41% | +0.41 |
| PHYS Sprott Physical Gold Trust | Add +335.2% | 0.57% | +0.41 |
| IBTG iShares Ibonds Dec 2026 Term | New | 0.37% | +0.37 |
| VIG Vanguard Dividend Apprec ETF | Add +189.9% | 0.71% | +0.37 |
| CGIC Cap Group Intl Core Eq | New | 0.35% | +0.35 |
| EMXC iShares MSCI Emr MRK Ex Chna | New | 0.31% | +0.31 |
| IBHF iShares Ibond 2026 HY & Inc. | New | 0.30% | +0.30 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +48.6% | 3.30% | +0.26 |
| IBTH iShares Ibonds Dec 2027 Term | New | 0.25% | +0.25 |
| IBTI iShares Ibonds Dec 2028 Term | New | 0.19% | +0.19 |
| ITOT iShares Core S&P Total U.S. | Add +243.7% | 0.28% | +0.17 |
| SMAX iShares L Cap MB Sep ETF | New | 0.16% | +0.16 |
| AFL Aflac Inc. | Add +348.3% | 0.22% | +0.15 |
| ARKB ARK 21SHARES Bitcoin ETF | New | 0.14% | +0.14 |
| IBTJ iShares Ibonds Dec 2029 Term | New | 0.14% | +0.14 |
| IJAN Innovator International Deve | New | 0.13% | +0.13 |
| ARKQ ARK Autonomous Tech & Robot | New | 0.12% | +0.12 |
| NJUL Innovator Growth 100 Power B | New | 0.12% | +0.12 |
| QTUM Defiance Quantum ETF | New | 0.12% | +0.12 |
| FIW First Trust Water ETF | New | 0.12% | +0.12 |
| GRID First TRST Nasd Class Edg Sgiif | New | 0.12% | +0.12 |
| ROBO Robo Global Robotics and Aut | New | 0.11% | +0.11 |
| CIBR First Trust Nasdaq Cybersecu | New | 0.11% | +0.11 |
| NLR Vaneck Urani & Nuclr ETF-Usd | New | 0.11% | +0.11 |
| GOOGL Alphabet Inc. Class A | Add +84.1% | 0.25% | +0.10 |
| IAPR Innovator International Deve | New | 0.10% | +0.10 |
| AMGN Amgen Inc. | Add +808.2% | 0.11% | +0.10 |
| MMAX iShares Larg CM Buff Mar ETF | New | 0.10% | +0.10 |
| JULW Alianzim US Eq BFR20 Jul-Usd | New | 0.09% | +0.09 |
| SIXO Allian US Equ 6 Mon BU10-Usd | New | 0.09% | +0.09 |
| AMZN Amazon.com Inc. | Add +72.4% | 0.38% | +0.09 |
| NAPR Innovator Growth 100 Power B | New | 0.09% | +0.09 |
| LLY Eli Lilly & Co. | Add +161.4% | 0.14% | +0.09 |
| SW Smurfit Westrock PLC | New | 0.09% | +0.09 |
| SIXJ Allian US Equ 6 Mon BU10-Usd | New | 0.08% | +0.08 |
| AKRE Akre Focus ETF | New | 0.07% | +0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 559 | $3.5B | SPY, USFR, VOO, VTI, VTV |
| Q1 2026 | 452 | $2.5B | SPY, USFR, VTI, VTV, TFLO |
| Q4 2025 | 456 | $2.8B | SPY, USFR, VOO, VTI, VTV |
| Q3 2025 | 310 | $2.0B | SPY, USFR, VTI, VOO, TFLO |
| Q2 2025 | 282 | $1.6B | SPY, USFR, VTI, TFLO, VTV |
| Q1 2025 | 284 | $1.5B | SPY, USFR, TFLO, VTI, VTV |
| Q4 2024 | 278 | $1.5B | SPY, USFR, TFLO, VTI, VTV |
| Q3 2024 | 244 | $1.5B | USFR, SPY, TFLO, VTI, VTV |
| Q2 2024 | 194 | $1.2B | SPY, USFR, TFLO, VTI, EFA |
| Q1 2024 | 219 | $1.4B | USFR, SPY, TFLO, VTI, EFA |