Capital Advantage, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), Capital Advantage, Inc. reported 138 stock positions worth $665.0 million. Its top holding was Vanguard Int-Term Corporate (VCIT) at 12.8% of the portfolio, followed by Cap Group US Multi-Sect Bond (CGMS, 9.1%) and Schwab Fndmn Intl LRG Co. ETF (FNDF, 6.9%). Compared with Q2 2025, it opened 3 new positions, sold out of 4, added to 58 and reduced 51. The biggest buy was Schwab Fndmn Intl LRG Co. ETF (FNDF, shares +1%) and the biggest sale Vanguard Int-Term Corporate (VCIT, shares −2%).

Most Recent 13F
Q2 2026
Location
Walnut Creek, CA
CIK
0001628896
Portfolio Value
$665.0M (Q3 2025)
SEC Filing
0002085853-25-000139 ↗ filed Oct 22, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $492.5M Q1 2024 Q2 2024: $487.9M Q2 2024 Q3 2024: $521.9M Q3 2024 Q4 2024: $548.8M Q4 2024 Q1 2025: $548.8M Q1 2025 Q2 2025: $631.4M Q2 2025 Q3 2025: $665.0M $665.0M Q3 2025 Q4 2025: $741.3M Q4 2025 Q1 2026: $765.0M Q1 2026 Q2 2026: $819.6M Q2 2026

Holdings 138 stocks · $665.0M
VCIT Vanguard Int-Term Corporate 12.83% 1,014,707 $85.3M Reduce -2.0%
CGMS Cap Group US Multi-Sect Bond 9.05% 2,169,214 $60.2M Add +2.9%
FNDF Schwab Fndmn Intl LRG Co. ETF 6.86% 1,061,452 $45.6M Add +1.2%
VIGI Vanguard Int Div App Indx FD 5.63% 418,105 $37.4M Add +2.4%
VYMI Vanguard Int High DVD YLD Inc. 5.02% 394,226 $33.4M Add +3.6%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 4.11% 198,202 $27.3M Reduce -0.5%
VIG Vanguard Dividend Apprec ETF 3.72% 114,642 $24.7M Add +1.0%
SCHD Schwab US DVD Equity ETF 3.56% 868,358 $23.7M Add +0.3%
XLF SS Financial Select Sector 3.37% 415,477 $22.4M Reduce -0.2%
VHT Vanguard Health Care ETF 3.35% 85,935 $22.3M Reduce -0.7%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 3.33% 527,271 $22.2M Add +1.8%
SPYM Ste STR SPDR PT S&P 500 ETF 2.44% 207,240 $16.2M Add +4.8%
VIS Vanguard Industrials ETF 2.28% 51,221 $15.2M Reduce -1.2%
MGC Vngrd Mrngstr MG Cap ETF-Usd 2.11% 57,568 $14.1M Reduce -2.5%
AAPL Apple Inc. 2.08% 54,379 $13.8M Reduce -1.1%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.56% 49,714 $10.4M Add +1.9%
EFA iShares MSCI Eafe ETF 1.28% 91,461 $8.5M Reduce -3.8%
SCHF Schwab Intl Equity ETF 1.28% 366,671 $8.5M Add +16.7%
MSFT Microsoft Corp. 1.24% 15,872 $8.2M Add +0.2%
EFV iShares MSCI Eafe Value ETF 1.15% 113,079 $7.7M Reduce -0.4%
VOE Vngrd Mrngstr MD-Cap Val ETF 1.11% 42,361 $7.4M Add +0.6%
QUAL iShares MSCI USA Quality Fac 1.02% 34,871 $6.8M Add +6.5%
VB Vanguard Most SM-Cap ETF-Usd 0.89% 23,352 $5.9M Add +11.0%
PAVE Global X US Infrastructure 0.81% 112,440 $5.4M Add +7.2%
IJR iShares Core S&P Small-Cap E 0.79% 44,098 $5.2M Reduce -0.6%
EXTR Extreme Networks Inc. 0.70% 225,475 $4.7M No change
TWLO Twilio Inc. Class A 0.70% 46,472 $4.7M Reduce -0.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.69% 15,730 $4.6M Add +14.0%
AMD Advanced Micro Devices 0.66% 26,962 $4.4M Reduce -6.5%
ICSH iShares Ultra Short Duration 0.65% 85,774 $4.4M Reduce -3.1%
EEM iShares MSCI Emerging Market 0.62% 76,747 $4.1M Reduce -1.9%
CVX Chevron Corp. 0.56% 24,098 $3.7M Add +1.2%
WDAY Workday Inc. Class A 0.54% 14,828 $3.6M No change
XLP SS Consumer Staples Sel Sect 0.53% 45,091 $3.5M Reduce -1.6%
IEFA iShares Core MSCI Eafe ETF 0.52% 39,391 $3.4M Reduce -0.8%
FNDA Schwab Fndmntl US SM Co. ETF 0.51% 109,177 $3.4M Add +9.9%
IVV iShares Core S&P 500 ETF 0.48% 4,818 $3.2M Reduce -1.0%
NOC Northrop Grumman Corp. 0.48% 5,204 $3.2M No change
AMZN Amazon.com Inc. 0.42% 12,676 $2.8M Add +0.8%
NVDA Nvidia Corp. 0.41% 14,708 $2.7M Add +2.0%
FNDX Schwab Fndmntl US LRG Co. ETF 0.40% 100,596 $2.6M Add +18.3%
VOO Vanguard S&P 500 ETF 0.37% 4,011 $2.5M Add +0.2%
SCHX Schwab US Large-Cap ETF 0.36% 90,027 $2.4M Add +0.3%
VYM Vanguard High DVD Yield ETF 0.35% 16,355 $2.3M Reduce -1.7%
IVW iShares S&P 500 Growth ETF 0.33% 18,102 $2.2M Add +54.8%
SDVY First Trust Smid Cap Rising 0.31% 54,956 $2.1M Add +24.2%
META Meta Platforms Inc. Class A 0.26% 2,377 $1.7M Add +0.5%
XOM Exxon Mobil Corp. 0.25% 14,771 $1.7M Reduce -2.2%
BRK.A Berkshire Hathaway Inc. Class A 0.23% 2 $1.5M No change
SCHM Schwab US Mid Cap ETF 0.21% 46,620 $1.4M Reduce -2.2%
EMXC iShares MSCI Emr MRK Ex Chna 0.19% 18,799 $1.3M Add +25.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.19% 1,853 $1.2M Add +0.1%
CSCO Cisco Systems Inc. 0.18% 17,318 $1.2M Add +0.3%
IWD iShares Russell 1000 Value E 0.18% 5,799 $1.2M Reduce -2.0%
V Visa Inc. Class A 0.17% 3,393 $1.2M Add +1.0%
ETN Eaton Corp. PLC 0.17% 3,002 $1.1M Reduce -3.1%
CAT Caterpillar Inc. 0.16% 2,268 $1.1M Add +0.2%
MDY State Street SPDR S&P Midcap 0.16% 1,792 $1.1M No change
SCHW Schwab (charles) Corp. 0.15% 10,768 $1.0M Reduce -2.9%
ALV Autoliv Inc. 0.15% 8,298 $1.0M No change
JPM JPMorgan Chase & Co. 0.15% 3,210 $1.0M Add +0.0%
RTX RTX Corp. 0.15% 5,825 $975K Reduce -2.1%
VTI VG Morningstar TS MKT ETF-US 0.14% 2,907 $954K Add +6.4%
SNOW Snowflake Inc. 0.14% 4,212 $950K Reduce -4.5%
COST Costco Wholesale Corp. 0.14% 1,025 $949K Reduce -7.6%
JNJ Johnson & Johnson 0.13% 4,769 $884K Add +0.1%
DVY iShares Select Dividend ETF 0.13% 6,118 $869K Reduce -16.4%
ADP Automatic Data Processing 0.13% 2,961 $869K Reduce -14.4%
VEA Vanguard Ftse Developed ETF 0.13% 14,462 $867K Reduce -0.7%
AMGN Amgen Inc. 0.13% 3,029 $855K Reduce -0.6%
GOOGL Alphabet Inc. Class A 0.13% 3,473 $844K No change
GOOG Alphabet Inc. Class C 0.12% 3,393 $826K Add +1.9%
HD Home Depot Inc. 0.12% 1,993 $807K Add +2.0%
VSGX Vanguard ESG Intl Stock ETF 0.12% 11,610 $805K Add +0.6%
GLD SPDR Gold Shares 0.12% 2,251 $800K Add +7.8%
WFC Wells Fargo & Co. 0.11% 8,634 $724K No change
EMNT PIMCO Enhcd St M-Active ESG 0.11% 7,077 $700K Add +4.6%
ABT Abbott Laboratories 0.10% 5,116 $685K Add +0.2%
MRK Merck & Co. Inc. 0.10% 8,154 $684K Reduce -0.9%
QQQ Invesco QQQ Trust Series 1 0.10% 1,119 $672K Reduce -3.2%
AXP American Express Co. 0.10% 2,000 $664K No change
DJCO Daily Journal Corp. 0.10% 1,426 $663K No change
MCD McDonald's Corp. 0.09% 2,073 $630K No change
TSM Taiwan Semiconductor-SP ADR 0.09% 2,192 $612K Add +0.4%
BA The Boeing Co. 0.09% 2,811 $607K Reduce -2.6%
UPST Upstart Holdings Inc. 0.09% 11,625 $591K No change
CVGW Calavo Growers Inc. 0.09% 22,691 $584K No change
WMT Walmart Inc. 0.09% 5,620 $579K Add +0.0%
ESGD iShares Trust iShares ESG Aw 0.08% 6,004 $558K Add +5.7%
LITE Lumentum Holdings Inc. 0.08% 3,291 $535K No change
PEP Pepsico Inc. 0.08% 3,735 $525K Reduce -21.8%
AMAT Applied Materials Inc. 0.07% 2,431 $498K Reduce -0.2%
ESGE iShares Inc. iShares ESG Awar 0.07% 11,433 $496K Add +3.6%
DGRO iShares Core Dividend Growth 0.07% 7,185 $489K Add +0.4%
CALI Ishrs SH-TRM Ca Muni Act ETF 0.07% 9,639 $488K Add +0.4%
PG The Procter & Gamble Co. 0.07% 3,178 $488K Reduce -2.8%
VZ Verizon Communications Inc. 0.07% 10,854 $477K Reduce -6.4%
CRM Salesforce Inc. 0.07% 1,980 $469K Reduce -1.1%
IWF iShares Russell 1000 Growth 0.07% 978 $458K Reduce -35.5%
LLY Eli Lilly & Co. 0.07% 600 $458K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 1,544 $436K Reduce -13.2%
VUG Vanguard Mrngstar GR ETF-Sui 0.07% 903 $433K Reduce -0.2%
T AT&T Inc. 0.06% 15,126 $427K Reduce -9.7%
KO The Coca-Cola Co. 0.06% 6,172 $409K Reduce -15.7%
QCOM Qualcomm Inc. 0.06% 2,355 $392K Add +0.1%
ORCL Oracle Corp. 0.06% 1,361 $383K Reduce -82.6%
NFLX Netflix Inc. 0.06% 308 $369K Reduce -0.3%
RSP Invesco S&P 500 Equal Weight 0.05% 1,889 $358K No change
GE General Electric filed as GE AEROSPACE 0.05% 1,188 $357K No change
PSX Phillips 66 0.05% 2,541 $346K Reduce -8.9%
DUK Duke Energy Corp. 0.05% 2,589 $320K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 6,184 $319K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.05% 1,022 $315K No change
IDV iShares International Select 0.05% 8,607 $315K Add +0.6%
VDE Vanguard Energy ETF 0.05% 2,448 $308K Add +0.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.05% 1,607 $300K Reduce -12.8%
INTC Intel Corp. 0.04% 8,902 $299K Reduce -17.7%
APP AppLovin Corp. Class A 0.04% 405 $291K New
LMT Lockheed Martin Corp. 0.04% 576 $288K Reduce -4.8%
TSLA Tesla Inc. 0.04% 638 $284K Reduce -32.0%
IWN iShares Russell 2000 Value E 0.04% 1,563 $276K Add +0.2%
DSI iShares ESG MSCI KLD 400 ETF 0.04% 2,184 $275K Add +5.0%
SCHA Schwab US Small-Cap ETF 0.04% 9,811 $274K Add +0.4%
XLK SS Technology Select Sector 0.04% 961 $271K No change
EPD Enterprise Products Partners 0.04% 8,234 $257K No change
CARR Carrier Global Corp. 0.04% 4,284 $256K Add +0.0%
UL Unilever PLC 0.04% 4,304 $255K Add +0.3%
USMV iShares MSCI USA Min Vol Fac 0.04% 2,595 $247K No change
COP Conocophillips 0.04% 2,588 $245K Add +0.2%
SBUX Starbucks Corp. 0.04% 2,857 $242K No change
NUSC Nuveen ESG Small-Cap ETF 0.04% 5,454 $241K New
PFE Pfizer Inc. 0.04% 9,187 $234K Reduce -1.7%
UNP Union Pacific Corp. 0.03% 967 $229K No change
VCSH Vanguard S/T Corp. Bond ETF 0.03% 2,841 $227K Add +0.5%
NVS Novartis AG-Sponsored ADR 0.03% 1,757 $225K No change
AVGO Broadcom Inc. 0.03% 674 $222K New
OEF iShares S&P 100 ETF 0.03% 666 $222K Add +0.1%
OTIS Otis Worldwide Corp. 0.03% 2,355 $215K Add +0.0%

Portfolio Sells Q2 2025 → Q3 2025
VCIT Vanguard Int-Term Corporate Reduce -2.0% 12.83% −0.76
TWLO Twilio Inc. Class A Reduce -0.0% 0.70% −0.22
ORCL Oracle Corp. Reduce -82.6% 0.06% −0.21
XLF SS Financial Select Sector Reduce -0.2% 3.37% −0.09
EFA iShares MSCI Eafe ETF Reduce -3.8% 1.28% −0.06
ICSH iShares Ultra Short Duration Reduce -3.1% 0.65% −0.06
XLP SS Consumer Staples Sel Sect Reduce -1.6% 0.53% −0.06
VHT Vanguard Health Care ETF Reduce -0.7% 3.35% −0.05
ADP Automatic Data Processing Reduce -14.4% 0.13% −0.04
FISV Fiserv Inc. Sold out 0.00% −0.04
UPS United Parcel Service Class B Sold out 0.00% −0.03
MGV Vngrd Mrgstr MG CP VL ETF-Ui Reduce -0.5% 4.11% −0.03
IWF iShares Russell 1000 Growth Reduce -35.5% 0.07% −0.03
DIS The Walt Disney Co. Sold out 0.00% −0.03
COST Costco Wholesale Corp. Reduce -7.6% 0.14% −0.03
DVY iShares Select Dividend ETF Reduce -16.4% 0.13% −0.02
PCG P G & E Corp. Sold out 0.00% −0.02
PEP Pepsico Inc. Reduce -21.8% 0.08% −0.02
KO The Coca-Cola Co. Reduce -15.7% 0.06% −0.02
IBM Intl Business Machines Corp. Reduce -13.2% 0.07% −0.02
VIS Vanguard Industrials ETF Reduce -1.2% 2.28% −0.02
CRM Salesforce Inc. Reduce -1.1% 0.07% −0.02
SNOW Snowflake Inc. Reduce -4.5% 0.14% −0.01
T AT&T Inc. Reduce -9.7% 0.06% −0.01
NFLX Netflix Inc. Reduce -0.3% 0.06% −0.01
PG The Procter & Gamble Co. Reduce -2.8% 0.07% −0.01
VZ Verizon Communications Inc. Reduce -6.4% 0.07% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -0.8% 0.52% −0.01
XOM Exxon Mobil Corp. Reduce -2.2% 0.25% −0.01
VTV Vanguard Mrngstr Val ETF-Aui Reduce -12.8% 0.05% −0.01
AMGN Amgen Inc. Reduce -0.6% 0.13% −0.01
ETN Eaton Corp. PLC Reduce -3.1% 0.17% −0.01
SCHW Schwab (charles) Corp. Reduce -2.9% 0.15% −0.01
VYM Vanguard High DVD Yield ETF Reduce -1.7% 0.35% −0.00
BA The Boeing Co. Reduce -2.6% 0.09% −0.00
IWD iShares Russell 1000 Value E Reduce -2.0% 0.18% −0.00
TSLA Tesla Inc. Reduce -32.0% 0.04% −0.00
SCHM Schwab US Mid Cap ETF Reduce -2.2% 0.21% −0.00
VEA Vanguard Ftse Developed ETF Reduce -0.7% 0.13% −0.00
LMT Lockheed Martin Corp. Reduce -4.8% 0.04% −0.00
PFE Pfizer Inc. Reduce -1.7% 0.04% −0.00
PSX Phillips 66 Reduce -8.9% 0.05% −0.00
MRK Merck & Co. Inc. Reduce -0.9% 0.10% −0.00
QQQ Invesco QQQ Trust Series 1 Reduce -3.2% 0.10% 0.00
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.2% 0.07% +0.00
AMAT Applied Materials Inc. Reduce -0.2% 0.07% +0.00
INTC Intel Corp. Reduce -17.7% 0.04% +0.01
IVV iShares Core S&P 500 ETF Reduce -1.0% 0.48% +0.01
AMD Advanced Micro Devices Reduce -6.5% 0.66% +0.01
RTX RTX Corp. Reduce -2.1% 0.15% +0.01

Portfolio Buys Q2 2025 → Q3 2025
FNDF Schwab Fndmn Intl LRG Co. ETF Add +1.2% 6.86% +0.21
VYMI Vanguard Int High DVD YLD Inc. Add +3.6% 5.02% +0.19
SCHF Schwab Intl Equity ETF Add +16.7% 1.28% +0.18
SPYM Ste STR SPDR PT S&P 500 ETF Add +4.8% 2.44% +0.17
IVW iShares S&P 500 Growth ETF Add +54.8% 0.33% +0.12
VB Vanguard Most SM-Cap ETF-Usd Add +11.0% 0.89% +0.10
CGDV Cap Group Dividend Value Add +1.8% 3.33% +0.09
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +14.0% 0.69% +0.08
PAVE Global X US Infrastructure Add +7.2% 0.81% +0.08
QUAL iShares MSCI USA Quality Fac Add +6.5% 1.02% +0.07
FNDX Schwab Fndmntl US LRG Co. ETF Add +18.3% 0.40% +0.07
SDVY First Trust Smid Cap Rising Add +24.2% 0.31% +0.07
FNDA Schwab Fndmntl US SM Co. ETF Add +9.9% 0.51% +0.06
VBR Vngrd Mrngst SL-CP Val ETF-U Add +1.9% 1.56% +0.05
NVDA Nvidia Corp. Add +2.0% 0.41% +0.05
APP AppLovin Corp. Class A New 0.04% +0.04
EMXC iShares MSCI Emr MRK Ex Chna Add +25.5% 0.19% +0.04
VIG Vanguard Dividend Apprec ETF Add +1.0% 3.72% +0.04
NUSC Nuveen ESG Small-Cap ETF New 0.04% +0.04
AVGO Broadcom Inc. New 0.03% +0.03
GOOG Alphabet Inc. Class C Add +1.9% 0.12% +0.03
CAT Caterpillar Inc. Add +0.2% 0.16% +0.02
CVX Chevron Corp. Add +1.2% 0.56% +0.02
GLD SPDR Gold Shares Add +7.8% 0.12% +0.02
JNJ Johnson & Johnson Add +0.1% 0.13% +0.02
VOE Vngrd Mrngstr MD-Cap Val ETF Add +0.6% 1.11% +0.01
TSM Taiwan Semiconductor-SP ADR Add +0.4% 0.09% +0.01
VTI VG Morningstar TS MKT ETF-US Add +6.4% 0.14% +0.01
VOO Vanguard S&P 500 ETF Add +0.2% 0.37% +0.01
SCHX Schwab US Large-Cap ETF Add +0.3% 0.36% +0.01
HD Home Depot Inc. Add +2.0% 0.12% +0.01
ESGE iShares Inc. iShares ESG Awar Add +3.6% 0.07% +0.01
JPM JPMorgan Chase & Co. Add +0.0% 0.15% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +0.1% 0.19% +0.00
ESGD iShares Trust iShares ESG Aw Add +5.7% 0.08% +0.00
DSI iShares ESG MSCI KLD 400 ETF Add +5.0% 0.04% +0.00
IWN iShares Russell 2000 Value E Add +0.2% 0.04% +0.00
SCHA Schwab US Small-Cap ETF Add +0.4% 0.04% +0.00
VSGX Vanguard ESG Intl Stock ETF Add +0.6% 0.12% +0.00
OEF iShares S&P 100 ETF Add +0.1% 0.03% +0.00
DGRO iShares Core Dividend Growth Add +0.4% 0.07% +0.00
IDV iShares International Select Add +0.6% 0.05% +0.00
VDE Vanguard Energy ETF Add +0.3% 0.05% +0.00
COP Conocophillips Add +0.2% 0.04% +0.00
WMT Walmart Inc. Add +0.0% 0.09% +0.00
QCOM Qualcomm Inc. Add +0.1% 0.06% −0.00
EMNT PIMCO Enhcd St M-Active ESG Add +4.6% 0.11% −0.00
VCSH Vanguard S/T Corp. Bond ETF Add +0.5% 0.03% −0.00
UL Unilever PLC Add +0.3% 0.04% −0.00
CALI Ishrs SH-TRM Ca Muni Act ETF Add +0.4% 0.07% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 150$819.6MCGMS, FNDF, VYMI, VIGI, ICSH
Q1 2026 145$765.0MVCIT, CGMS, FNDF, VYMI, VIGI
Q4 2025 149$741.3MVCIT, CGMS, FNDF, VIGI, VYMI
Q3 2025 138$665.0MVCIT, CGMS, FNDF, VIGI, VYMI
Q2 2025 139$631.4MVCIT, CGMS, FNDF, VIGI, VYMI
Q1 2025 135$548.8MVCIT, FNDF, VIGI, VYMI, MGV
Q4 2024 135$548.8MVCIT, FNDF, VIGI, VYMI, MGV
Q3 2024 49$521.9MVCIT, FNDF, VIGI, VYMI, VHT
Q2 2024 48$487.9MVCIT, FNDF, ICSH, VIGI, VYMI
Q1 2024 48$492.5MVCIT, ICSH, IGHG, FNDF, VIGI