CDM Financial Counseling Services, Inc.

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 14, 2026), CDM Financial Counseling Services, Inc. reported 77 stock positions worth $116.1 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 12.0% of the portfolio, followed by SS Technology Select Sector (XLK, 10.5%) and VG Morningstar TS MKT ETF-US (VTI, 6.3%). Compared with Q1 2026, it opened 2 new positions, sold out of 5, added to 15 and reduced 41. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +5%) and the biggest sale SS Comm Select Sector SPDR (XLC, shares −6%).

Most Recent 13F
Q2 2026
Location
NORWICH, CT
CIK
0002107537
Portfolio Value
$116.1M (Q2 2026)
SEC Filing
0002085853-26-000722 ↗ filed Jul 14, 2026

Holdings Value

0$50.0M$100.0M$150.0M Q4 2025: $106.6M Q4 2025 Q1 2026: $104.5M Q1 2026 Q2 2026: $116.1M $116.1M Q2 2026

Holdings 77 stocks · $116.1M
SPY SS SPDR S&P 500 ETF Trust-US 11.96% 18,592 $13.9M Reduce -3.0%
XLK SS Technology Select Sector 10.52% 64,098 $12.2M Reduce -3.6%
VTI VG Morningstar TS MKT ETF-US 6.29% 19,733 $7.3M Add +5.2%
VIG Vanguard Dividend Apprec ETF 5.29% 25,926 $6.1M Add +2.4%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 3.57% 47,114 $4.1M Reduce -4.8%
VYM Vanguard High DVD Yield ETF 3.24% 23,768 $3.8M Add +0.1%
XLC SS Comm Select Sector SPDR 3.11% 33,659 $3.6M Reduce -6.5%
MSFT Microsoft Corp. 2.93% 9,123 $3.4M Reduce -3.8%
SOXX iShares Semiconductor ETF 2.88% 5,210 $3.3M Reduce -1.5%
VUG Vanguard Mrngstar GR ETF-Sui 2.36% 31,861 $2.7M Reduce -1.5%
VOO Vanguard S&P 500 ETF 2.22% 3,747 $2.6M Reduce -5.1%
IVV iShares Core S&P 500 ETF 2.06% 3,198 $2.4M No change
XLY SS Consumer Disc Select Sect 2.03% 20,065 $2.4M Reduce -8.4%
CAT Caterpillar Inc. 1.97% 2,145 $2.3M Reduce -8.7%
RTX RTX Corp. 1.60% 9,777 $1.9M Add +0.0%
V Visa Inc. Class A 1.57% 5,306 $1.8M Reduce -1.4%
BRK.B Berkshire Hathaway Inc. Class B 1.55% 3,605 $1.8M Add +10.3%
GOOG Alphabet Inc. Class C 1.55% 5,102 $1.8M Reduce -12.0%
SMH Vaneck Semiconductor ETF 1.52% 2,690 $1.8M Reduce -0.9%
QQQ Invesco QQQ Trust Series 1 1.46% 2,300 $1.7M Reduce -1.5%
AAPL Apple Inc. 1.42% 5,696 $1.6M Reduce -10.9%
MAR Marriott International Class A 1.34% 4,189 $1.6M Reduce -13.8%
XLU St Sr Utl SL SE SPDR ETF-Usd 1.32% 33,703 $1.5M Add +2.8%
AMZN Amazon.com Inc. 1.31% 6,359 $1.5M Reduce -4.3%
PM Philip Morris International 1.16% 7,447 $1.3M Add +0.3%
QQQM Invesco Nasdaq 100 ETF 1.05% 4,032 $1.2M Reduce -13.5%
GOOGL Alphabet Inc. Class A 1.05% 3,402 $1.2M Reduce -7.6%
UNP Union Pacific Corp. 0.81% 3,473 $945K Add +1.5%
HD Home Depot Inc. 0.72% 2,357 $831K Reduce -3.2%
FDVV Fidelity High Dividend ETF 0.71% 13,610 $821K Add +2.3%
RSP Invesco S&P 500 Equal Weight 0.70% 3,805 $810K Reduce -8.5%
MDY State Street SPDR S&P Midcap 0.69% 1,141 $802K Reduce -0.1%
ASML ASML Holding NV-NY Reg SHS filed as ASML HLDG NV 0.68% 398 $794K Reduce -33.9%
SCHD Schwab US DVD Equity ETF 0.66% 24,085 $764K Reduce -2.8%
BRK.A Berkshire Hathaway Inc. Class A 0.65% 1 $749K No change
MA Mastercard Inc. Class A 0.64% 1,455 $747K Reduce -10.0%
DGRW Wisdomtree U.S. Quality Divi 0.57% 6,942 $664K Reduce -0.7%
MCD McDonald's Corp. 0.56% 2,385 $645K Reduce -15.2%
JPM JPMorgan Chase & Co. 0.55% 1,934 $633K No change
NSC Norfolk Southern Corp. 0.54% 2,002 $630K No change
XLV SS Health Care Select Sector 0.53% 3,893 $618K Add +0.0%
JNJ Johnson & Johnson 0.52% 2,367 $601K Reduce -19.5%
DE Deere & Co. 0.50% 924 $586K Add +11.2%
LLY Eli Lilly & Co. 0.50% 483 $579K No change
KO The Coca-Cola Co. 0.48% 6,919 $562K Reduce -5.2%
NVDA Nvidia Corp. 0.48% 2,803 $561K Reduce -15.0%
AXP American Express Co. 0.47% 1,603 $542K Reduce -15.8%
PLD Prologis Inc. 0.47% 3,984 $540K Add +3.0%
SBUX Starbucks Corp. 0.46% 5,176 $529K Add +2.3%
TMO Thermo Fisher Scientific Inc. 0.45% 1,053 $528K Add +1.6%
YUM Yum! Brands Inc. 0.45% 3,276 $524K Reduce -8.0%
CSX CSX Corp. 0.45% 11,003 $523K Reduce -29.0%
META Meta Platforms Inc. Class A 0.44% 911 $513K Reduce -22.9%
FDRR Fidelity Div ETF Rise Rates 0.44% 7,850 $509K No change
GRMN Garmin Ltd. 0.42% 2,050 $487K No change
MS Morgan Stanley 0.40% 2,197 $459K No change
FHLC Fidelity MSCI Health Care 0.39% 5,918 $457K Reduce -14.1%
GS Goldman Sachs Group Inc. 0.38% 434 $439K No change
SCHB Schwab US Broad Market ETF 0.36% 14,280 $414K No change
XLG Invesco S&P 500 Top 50 ETF 0.34% 6,500 $398K No change
WMT Walmart Inc. 0.33% 3,341 $378K No change
COST Costco Wholesale Corp. 0.32% 396 $370K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.32% 1,004 $368K No change
VXF Vanguard Extended Market ETF 0.31% 1,456 $359K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.30% 1,145 $351K No change
MNST Monster Beverage Corp. 0.29% 3,500 $336K Reduce -36.4%
EFA iShares MSCI Eafe ETF 0.27% 2,975 $309K Reduce -2.6%
LMT Lockheed Martin Corp. 0.26% 585 $298K No change
NEE Nextera Energy Inc. 0.25% 3,353 $294K Add +0.4%
ICE Intercontinental Exchange Inc. 0.23% 2,181 $269K Reduce -28.3%
GD General Dynamics Corp. 0.23% 743 $263K Reduce -0.4%
AMLP Alerian MLP ETF 0.21% 4,743 $246K Reduce -1.7%
SCHF Schwab Intl Equity ETF 0.20% 8,459 $234K No change
VOOG Vanguard S&P 500 Growth ETF 0.20% 2,780 $230K New
ADP Automatic Data Processing 0.20% 1,025 $229K No change
AMD Advanced Micro Devices 0.19% 370 $215K Reduce -63.7%
STXF Strive 500 ETF 0.18% 4,270 $206K New

Portfolio Sells Q1 2026 → Q2 2026
XLC SS Comm Select Sector SPDR Reduce -6.5% 3.11% −0.71
MSFT Microsoft Corp. Reduce -3.8% 2.93% −0.43
PEP Pepsico Inc. Sold out 0.00% −0.32
XLY SS Consumer Disc Select Sect Reduce -8.4% 2.03% −0.27
MCD McDonald's Corp. Reduce -15.2% 0.56% −0.24
HON Honeywell International Inc. Sold out 0.00% −0.23
CW Curtiss-Wright Corp. Sold out 0.00% −0.23
ICE Intercontinental Exchange Inc. Reduce -28.3% 0.23% −0.23
XLI SS Industrial Select Sector Sold out 0.00% −0.21
META Meta Platforms Inc. Class A Reduce -22.9% 0.44% −0.20
PG The Procter & Gamble Co. Sold out 0.00% −0.20
MAR Marriott International Class A Reduce -13.8% 1.34% −0.18
JNJ Johnson & Johnson Reduce -19.5% 0.52% −0.17
CSX CSX Corp. Reduce -29.0% 0.45% −0.16
AAPL Apple Inc. Reduce -10.9% 1.42% −0.13
MA Mastercard Inc. Class A Reduce -10.0% 0.64% −0.13
MNST Monster Beverage Corp. Reduce -36.4% 0.29% −0.11
NVDA Nvidia Corp. Reduce -15.0% 0.48% −0.08
AXP American Express Co. Reduce -15.8% 0.47% −0.08
YUM Yum! Brands Inc. Reduce -8.0% 0.45% −0.08
ASML ASML Holding NV-NY Reg SHS Reduce -33.9% 0.68% −0.08
FHLC Fidelity MSCI Health Care Reduce -14.1% 0.39% −0.07
SCHD Schwab US DVD Equity ETF Reduce -2.8% 0.66% −0.07
RSP Invesco S&P 500 Equal Weight Reduce -8.5% 0.70% −0.07
HD Home Depot Inc. Reduce -3.2% 0.72% −0.05
GOOG Alphabet Inc. Class C Reduce -12.0% 1.55% −0.05
KO The Coca-Cola Co. Reduce -5.2% 0.48% −0.05
VOO Vanguard S&P 500 ETF Reduce -5.1% 2.22% −0.04
AMLP Alerian MLP ETF Reduce -1.7% 0.21% −0.03
AMZN Amazon.com Inc. Reduce -4.3% 1.31% −0.03
QQQM Invesco Nasdaq 100 ETF Reduce -13.5% 1.05% −0.02
GD General Dynamics Corp. Reduce -0.4% 0.23% −0.02
EFA iShares MSCI Eafe ETF Reduce -2.6% 0.27% −0.02
DGRW Wisdomtree U.S. Quality Divi Reduce -0.7% 0.57% −0.02
AMD Advanced Micro Devices Reduce -63.7% 0.19% −0.01
V Visa Inc. Class A Reduce -1.4% 1.57% +0.01
MDY State Street SPDR S&P Midcap Reduce -0.1% 0.69% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -3.0% 11.96% +0.03
GOOGL Alphabet Inc. Class A Reduce -7.6% 1.05% +0.03
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -4.8% 3.57% +0.09
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.5% 2.36% +0.11
QQQ Invesco QQQ Trust Series 1 Reduce -1.5% 1.46% +0.17
CAT Caterpillar Inc. Reduce -8.7% 1.97% +0.38
SMH Vaneck Semiconductor ETF Reduce -0.9% 1.52% +0.51
SOXX iShares Semiconductor ETF Reduce -1.5% 2.88% +1.21
XLK SS Technology Select Sector Reduce -3.6% 10.52% +2.07

Portfolio Buys Q1 2026 → Q2 2026
VTI VG Morningstar TS MKT ETF-US Add +5.2% 6.29% +0.33
VOOG Vanguard S&P 500 Growth ETF New 0.20% +0.20
STXF Strive 500 ETF New 0.18% +0.18
VIG Vanguard Dividend Apprec ETF Add +2.4% 5.29% +0.07
DE Deere & Co. Add +11.2% 0.50% +0.06
BRK.B Berkshire Hathaway Inc. Class B Add +10.3% 1.55% +0.06
SBUX Starbucks Corp. Add +2.3% 0.46% +0.02
UNP Union Pacific Corp. Add +1.5% 0.81% +0.02
FDVV Fidelity High Dividend ETF Add +2.3% 0.71% +0.00
XLV SS Health Care Select Sector Add +0.0% 0.53% −0.01
PM Philip Morris International Add +0.3% 1.16% −0.01
PLD Prologis Inc. Add +3.0% 0.47% −0.02
TMO Thermo Fisher Scientific Inc. Add +1.6% 0.45% −0.03
NEE Nextera Energy Inc. Add +0.4% 0.25% −0.04
XLU St Sr Utl SL SE SPDR ETF-Usd Add +2.8% 1.32% −0.12
VYM Vanguard High DVD Yield ETF Add +0.1% 3.24% −0.13
RTX RTX Corp. Add +0.0% 1.60% −0.21

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 77$116.1MSPY, XLK, VTI, VIG, MGK
Q1 2026 80$104.5MSPY, XLK, VTI, VIG, XLC
Q4 2025 81$106.6MSPY, XLK, VTI, VIG, MSFT