Central Valley Advisors, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), Central Valley Advisors, LLC reported 150 stock positions worth $334.7 million. Its top holding was Apple (AAPL) at 4.3% of the portfolio, followed by Innovator US Eq 10 Buffer (ZALT, 4.2%) and Vanguard Russell 2000 ETF (VTWO, 4.1%). Compared with Q3 2025, it opened 6 new positions, sold out of 4, added to 55 and reduced 43. The biggest buy was Innovator U.S. Equity Ultra (UNOV, shares +68%) and the biggest sale Microsoft (MSFT, shares −1%).

Most Recent 13F
Q2 2026
Location
SACRAMENTO, CA
CIK
0002010698
Portfolio Value
$334.7M (Q4 2025)
SEC Filing
0001085146-26-000068 ↗ filed Jan 12, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $193.6M Q1 2024 Q2 2024: $234.3M Q2 2024 Q3 2024: $177.2M Q3 2024 Q4 2024: $220.0M Q4 2024 Q1 2025: $263.9M Q1 2025 Q2 2025: $293.7M Q2 2025 Q3 2025: $322.9M Q3 2025 Q4 2025: $334.7M $334.7M Q4 2025 Q1 2026: $366.5M Q1 2026 Q2 2026: $389.9M Q2 2026

Holdings 150 stocks · $334.7M
AAPL Apple Inc. 4.26% 52,406 $14.2M Add +1.0%
ZALT Innovator US Eq 10 Buffer 4.20% 431,379 $14.1M Add +1.1%
VTWO Vanguard Russell 2000 ETF 4.11% 138,261 $13.8M Add +1.2%
VOO Vanguard S&P 500 ETF 3.94% 21,015 $13.2M Reduce -0.1%
QBUF Innv Nasdaq -100 10 B - QRT 3.53% 402,580 $11.8M Add +1.9%
BALT Inn Defined Wealth Shield 3.19% 318,575 $10.7M Add +1.2%
BSCS Invesco Bulletshares 2028 CB 3.04% 493,899 $10.2M Add +4.9%
BSCR Invesco Bulletshares 2027 CB 3.01% 510,479 $10.1M Add +5.2%
BSCT Invesco Bulletshares 2029 CB 3.00% 533,784 $10.1M Add +4.5%
BSCU Invesco Bulletshares 2030 CB 2.80% 553,025 $9.4M Add +5.9%
BSCV Invesco Bulletshares 2031 CB 2.78% 557,146 $9.3M Add +5.7%
MSFT Microsoft Corp. 2.66% 18,410 $8.9M Reduce -1.2%
IWF iShares Russell 1000 Growth 2.27% 16,035 $7.6M Reduce -2.6%
NVDA Nvidia Corp. 2.10% 37,719 $7.0M Reduce -0.7%
JPM JPMorgan Chase & Co. 1.99% 20,666 $6.7M Reduce -3.5%
GOOGL Alphabet Inc. Class A 1.81% 19,322 $6.0M Add +0.3%
SPY SS SPDR S&P 500 ETF Trust-US 1.74% 8,517 $5.8M Reduce -2.0%
AMZN Amazon.com Inc. 1.48% 21,479 $5.0M Add +1.4%
BSMT Invesco Bulletshares 2029 MB 1.32% 190,186 $4.4M Add +0.2%
BSMS Invesco Bulletshares 2028 MB 1.32% 187,322 $4.4M Add +0.3%
BSMR Invesco Bulletshares 2027 MB 1.30% 184,260 $4.4M Add +0.1%
BSMV Invesco Bulletshares 2031 MB 1.21% 191,219 $4.0M Add +1.7%
BSMU Invesco Bulletshares 2030 MB 1.20% 183,115 $4.0M Add +1.7%
META Meta Platforms Inc. Class A 1.18% 5,989 $4.0M Add +1.6%
NEM Newmont Corp. 1.11% 37,259 $3.7M Add +0.8%
UDEC Innovator U.S. Equity Ultra 1.08% 91,451 $3.6M Add +17.1%
WMT Walmart Inc. 1.08% 32,399 $3.6M Reduce -3.6%
PAGP Plains GP Holdings LP 1.00% 174,304 $3.3M Add +2.8%
V Visa Inc. Class A 0.98% 9,347 $3.3M Reduce -2.6%
UNOV Innovator U.S. Equity Ultra 0.93% 82,218 $3.1M Add +68.5%
HD Home Depot Inc. 0.89% 8,665 $3.0M Reduce -3.1%
USEP Innovator U.S. Equity Ultra 0.85% 72,551 $2.9M No change
MCD McDonald's Corp. 0.84% 9,232 $2.8M Add +3.7%
FSLR First Solar Inc. 0.84% 10,741 $2.8M Add +1.9%
TT Trane Technologies PLC 0.83% 7,102 $2.8M Reduce -4.1%
UMAR Innovator U.S. Equity Ultra 0.82% 68,431 $2.7M Reduce -0.4%
IWD iShares Russell 1000 Value E 0.81% 12,811 $2.7M Reduce -0.8%
CVX Chevron Corp. 0.79% 17,343 $2.6M Add +5.4%
MRK Merck & Co. Inc. 0.78% 24,947 $2.6M Add +4.5%
UOCT Innovator U.S. Equity Ultra 0.72% 62,146 $2.4M Add +0.6%
UAPR Innovator U.S. Equity Ultra 0.71% 72,756 $2.4M Reduce -0.0%
CB Chubb Ltd. 0.70% 7,506 $2.3M Reduce -4.0%
RIO Rio Tinto PLC-Spon ADR 0.67% 27,919 $2.2M Add +4.4%
UAUG Innovator U.S. Equity Ultra 0.64% 53,333 $2.1M No change
UFEB Innovator U.S. Equity Ultra 0.63% 57,379 $2.1M Reduce -0.1%
UJAN Innovator U.S. Equity Ultra 0.62% 48,179 $2.1M Add +27.7%
UJUN Innovator U.S. Equity Ultra 0.61% 54,244 $2.0M No change
UMAY Innovator U.S. Equity Ultra 0.61% 55,421 $2.0M Reduce 0.0%
UJUL Innovator U.S. Equity Ultra 0.60% 52,235 $2.0M No change
EPD Enterprise Products Partners 0.60% 62,767 $2.0M Add +7.3%
CRM Salesforce Inc. 0.59% 7,432 $2.0M Reduce -3.5%
COST Costco Wholesale Corp. 0.58% 2,254 $1.9M Add +0.7%
UNP Union Pacific Corp. 0.58% 8,382 $1.9M Reduce -4.5%
RGLD Royal Gold Inc. 0.58% 8,714 $1.9M Add +7.2%
MO Altria Group Inc. 0.58% 33,437 $1.9M Add +6.1%
QQQ Invesco QQQ Trust Series 1 0.57% 3,096 $1.9M Reduce -4.0%
ICE Intercontinental Exchange Inc. 0.56% 11,668 $1.9M Reduce -3.9%
AVGO Broadcom Inc. 0.56% 5,368 $1.9M Reduce -0.1%
TSLA Tesla Inc. 0.54% 4,007 $1.8M No change
ES Eversource Energy 0.53% 26,196 $1.8M Add +7.2%
GOOG Alphabet Inc. Class C 0.51% 5,441 $1.7M Reduce -6.2%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.51% 30,889 $1.7M No change
ENOV Enovis Corp. 0.51% 63,639 $1.7M Add +5.7%
NFLX Netflix Inc. 0.45% 16,023 $1.5M Add +11.6%
AMCR Amcor PLC 0.44% 177,313 $1.5M Add +10.4%
DGRW Wisdomtree U.S. Quality Divi 0.41% 15,173 $1.4M Add +0.1%
UNH Unitedhealth Group Inc. 0.37% 3,707 $1.2M Reduce -3.4%
JNJ Johnson & Johnson 0.26% 4,275 $885K Add +17.8%
BSCQ Invesco Bulletshares 2026 CB 0.25% 42,777 $837K Reduce -3.4%
IXN iShares Global Tech ETF 0.25% 7,840 $823K No change
XOM Exxon Mobil Corp. 0.24% 6,734 $810K Add +0.1%
UXI Proshares Ultra Industrials 0.23% 16,332 $757K No change
NHC National Healthcare Corp. 0.22% 5,352 $734K No change
GE General Electric filed as GE AEROSPACE 0.21% 2,334 $719K Reduce -0.0%
IYH iShares U.S. Healthcare ETF 0.21% 10,874 $708K Add +7.2%
BRK.B Berkshire Hathaway Inc. Class B 0.20% 1,361 $684K Add +21.3%
PLTR Palantir Technologies Inc. Class A 0.20% 3,845 $683K Reduce -7.7%
QLD Proshares Ultra QQQ 0.20% 9,600 $676K No change
MU Micron Technology Inc. 0.20% 2,366 $675K Reduce -15.2%
ZMAY Innovator Edp ETF -1 YR May 0.20% 25,783 $656K No change
ZJUN Innova Eqty Def Prot 1YR Jun 0.19% 24,294 $652K No change
ZJUL Innovator Edp ETF 1 YR July 0.19% 22,222 $646K No change
ZAUG Innov Eq Protect ETF - 1 Aug 0.19% 24,093 $644K No change
TJUL Innovator Equity Defined Pro 0.19% 21,658 $641K No change
ZAPR Intr Eqt Def Pro ETF - 1 Y A 0.19% 24,849 $641K No change
ZSEP Innovator Edp ETF - 1 YR Sep 0.19% 23,815 $638K No change
IYJ iShares U.S. Industrials ETF 0.19% 4,283 $635K No change
ZJAN Innovator Edp ETF - 1Y Jan 0.19% 23,159 $634K Add +120.3%
ZOCT Inr Eqty Def P ETF - 1 Y Oc 0.19% 23,591 $633K No change
ZNOV Invtr Equ DE PR ETF - 1 YR N 0.19% 23,633 $630K New
WM Waste Management Inc. 0.18% 2,779 $611K No change
VIG Vanguard Dividend Apprec ETF 0.18% 2,752 $605K No change
ZDEK Inno Equ Def Pro ETF - 1 DE 0.18% 22,820 $587K New
ZMAR Inovatr E D PRCT ETF - 1 Mar 0.17% 20,841 $573K No change
PG The Procter & Gamble Co. 0.17% 3,977 $570K Add +4.3%
IYF iShares US Financials ETF 0.17% 4,360 $562K No change
CAT Caterpillar Inc. 0.17% 979 $561K Reduce -5.1%
POCT Innovator U.S. Equity Power 0.16% 12,476 $548K No change
ZFEB Inotr Eq Def PR ETF - 1 YR F 0.15% 19,892 $505K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.15% 1,697 $503K No change
CSCO Cisco Systems Inc. 0.15% 6,370 $491K Add +0.7%
PPA Invesco Aerospace & Defense 0.14% 3,026 $474K No change
BA The Boeing Co. 0.14% 2,147 $466K Reduce -4.3%
FJUN FT Vest US Equity Buff ETF-J 0.14% 8,083 $461K Reduce -0.1%
ABBV Abbvie Inc. 0.13% 1,880 $430K No change
BAUG Innovator U.S. Equity Buffer 0.13% 8,574 $429K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.12% 3,568 $406K Reduce -1.9%
NHI Natl Health Investors Inc. filed as NATIONAL HEALTH INVS INC 0.12% 5,181 $396K No change
BSMQ Invesco Bulletshares 2026 MB 0.12% 16,392 $388K Reduce -11.4%
BLK BlackRock Inc. 0.11% 359 $384K No change
JCI Johnson Controls Internation 0.11% 3,207 $384K Add +0.3%
TSM Taiwan Semiconductor-SP ADR 0.11% 1,239 $377K Add +11.0%
GEV GE Vernova Inc. 0.11% 572 $374K No change
BFEB Innovator U.S. Equity Buffer 0.11% 7,341 $357K No change
XLK SS Technology Select Sector 0.10% 2,410 $347K No change
PNOV Innovator U.S. Equity Power 0.10% 8,243 $344K No change
VZ Verizon Communications Inc. 0.10% 8,127 $331K Add +0.2%
IYW iShares Ustechnology ETF 0.10% 1,634 $326K No change
ABT Abbott Laboratories 0.10% 2,565 $321K Reduce -5.8%
IWO iShares Russell 2000 Growth 0.09% 967 $312K Reduce -4.6%
ORCL Oracle Corp. 0.09% 1,586 $309K Reduce -23.2%
XNTK SS SPDR Nyse Tech ETF 0.09% 1,088 $302K No change
KO The Coca-Cola Co. 0.09% 4,217 $295K Add +2.0%
VTI VG Morningstar TS MKT ETF-US 0.09% 870 $292K No change
T AT&T Inc. 0.09% 11,503 $286K Add +3.2%
SDOG Alps Sector Dividend Dogs 0.09% 4,715 $285K Reduce -1.6%
HACK Amplify Cybersecurity ETF 0.08% 3,535 $284K Reduce -12.4%
SCHW Schwab (charles) Corp. 0.08% 2,838 $284K No change
HON Honeywell International Inc. 0.08% 1,409 $275K No change
IWM iShares Russell 2000 ETF 0.08% 1,097 $270K Reduce -63.4%
QCLN First Trust Nasdaq Clean Edg 0.08% 5,990 $267K Reduce -1.6%
BMAY Innovator U.S. Equity Buffer 0.08% 5,670 $254K No change
GS Goldman Sachs Group Inc. 0.07% 285 $251K Reduce -24.6%
DE Deere & Co. 0.07% 527 $245K Add +0.2%
TRV The Travelers Cos Inc. 0.07% 838 $243K Add +0.2%
C Citigroup Inc. 0.07% 2,067 $241K Add +3.9%
AMAT Applied Materials Inc. 0.07% 925 $238K New
PM Philip Morris International 0.07% 1,466 $235K No change
ETN Eaton Corp. PLC 0.07% 724 $231K Reduce -1.0%
FTCA Franklin Ca Muni Inc. ETF 0.07% 31,074 $227K New
LLY Eli Lilly & Co. 0.07% 210 $226K New
FDEC FT Vest U.S. Equity Buffer E 0.07% 4,392 $225K No change
SPYG SS SPDR P S&P 500 Growth ETF 0.07% 2,091 $223K Add +4.2%
AXP American Express Co. 0.07% 602 $223K New
XLC SS Comm Select Sector SPDR 0.07% 1,886 $222K No change
PEP Pepsico Inc. 0.06% 1,498 $215K Add +2.3%
KXI iShares Global Consumer Stap 0.06% 3,307 $214K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.06% 707 $205K No change
F Ford Motor Co. filed as FORD MTR CO 0.05% 13,718 $180K Reduce -0.2%
TLRY Tilray Brands Inc. 0.04% 13,067 $118K Reduce -10.5%

Portfolio Sells Q3 2025 → Q4 2025
MSFT Microsoft Corp. Reduce -1.2% 2.66% −0.33
BSCP Invesco Bulletshares 2025 CB Sold out 0.00% −0.26
HD Home Depot Inc. Reduce -3.1% 0.89% −0.23
IWM iShares Russell 2000 ETF Reduce -63.4% 0.08% −0.14
TT Trane Technologies PLC Reduce -4.1% 0.83% −0.14
BSMP Invesco Bulletshares 2025 MB Sold out 0.00% −0.14
IWF iShares Russell 1000 Growth Reduce -2.6% 2.27% −0.12
JPM JPMorgan Chase & Co. Reduce -3.5% 1.99% −0.10
NVDA Nvidia Corp. Reduce -0.7% 2.10% −0.09
ORCL Oracle Corp. Reduce -23.2% 0.09% −0.09
FIX Comfort Systems USA Inc. Sold out 0.00% −0.08
ICE Intercontinental Exchange Inc. Reduce -3.9% 0.56% −0.07
ADP Automatic Data Processing Sold out 0.00% −0.07
UNP Union Pacific Corp. Reduce -4.5% 0.58% −0.06
SPY SS SPDR S&P 500 ETF Trust-US Reduce -2.0% 1.74% −0.06
VOO Vanguard S&P 500 ETF Reduce -0.1% 3.94% −0.05
UNH Unitedhealth Group Inc. Reduce -3.4% 0.37% −0.04
TLRY Tilray Brands Inc. Reduce -10.5% 0.04% −0.04
V Visa Inc. Class A Reduce -2.6% 0.98% −0.04
QQQ Invesco QQQ Trust Series 1 Reduce -4.0% 0.57% −0.03
PLTR Palantir Technologies Inc. Class A Reduce -7.7% 0.20% −0.03
HACK Amplify Cybersecurity ETF Reduce -12.4% 0.08% −0.02
BSMQ Invesco Bulletshares 2026 MB Reduce -11.4% 0.12% −0.02
GS Goldman Sachs Group Inc. Reduce -24.6% 0.07% −0.02
BSCQ Invesco Bulletshares 2026 CB Reduce -3.4% 0.25% −0.02
ABT Abbott Laboratories Reduce -5.8% 0.10% −0.02
ETN Eaton Corp. PLC Reduce -1.0% 0.07% −0.02
UMAR Innovator U.S. Equity Ultra Reduce -0.4% 0.82% −0.01
UAPR Innovator U.S. Equity Ultra Reduce -0.0% 0.71% −0.01
BA The Boeing Co. Reduce -4.3% 0.14% −0.01
UMAY Innovator U.S. Equity Ultra Reduce 0.0% 0.61% −0.01
IWD iShares Russell 1000 Value E Reduce -0.8% 0.81% −0.01
DIS The Walt Disney Co. Reduce -1.9% 0.12% −0.01
IWO iShares Russell 2000 Growth Reduce -4.6% 0.09% −0.01
UFEB Innovator U.S. Equity Ultra Reduce -0.1% 0.63% −0.01
SDOG Alps Sector Dividend Dogs Reduce -1.6% 0.09% −0.00
GE General Electric Reduce -0.0% 0.21% −0.00
FJUN FT Vest US Equity Buff ETF-J Reduce -0.1% 0.14% −0.00
QCLN First Trust Nasdaq Clean Edg Reduce -1.6% 0.08% +0.00
F Ford Motor Co. Reduce -0.2% 0.05% +0.00
WMT Walmart Inc. Reduce -3.6% 1.08% +0.01
AVGO Broadcom Inc. Reduce -0.1% 0.56% +0.01
CAT Caterpillar Inc. Reduce -5.1% 0.17% +0.02
CB Chubb Ltd. Reduce -4.0% 0.70% +0.02
CRM Salesforce Inc. Reduce -3.5% 0.59% +0.02
MU Micron Technology Inc. Reduce -15.2% 0.20% +0.06
GOOG Alphabet Inc. Class C Reduce -6.2% 0.51% +0.07

Portfolio Buys Q3 2025 → Q4 2025
UNOV Innovator U.S. Equity Ultra Add +68.5% 0.93% +0.37
GOOGL Alphabet Inc. Class A Add +0.3% 1.81% +0.36
ZNOV Invtr Equ DE PR ETF - 1 YR N New 0.19% +0.19
ZDEK Inno Equ Def Pro ETF - 1 DE New 0.18% +0.18
AAPL Apple Inc. Add +1.0% 4.26% +0.16
MRK Merck & Co. Inc. Add +4.5% 0.78% +0.16
UDEC Innovator U.S. Equity Ultra Add +17.1% 1.08% +0.15
NEM Newmont Corp. Add +0.8% 1.11% +0.15
UJAN Innovator U.S. Equity Ultra Add +27.7% 0.62% +0.13
RIO Rio Tinto PLC-Spon ADR Add +4.4% 0.67% +0.12
FSLR First Solar Inc. Add +1.9% 0.84% +0.12
ZJAN Innovator Edp ETF - 1Y Jan Add +120.3% 0.19% +0.10
RGLD Royal Gold Inc. Add +7.2% 0.58% +0.07
AMAT Applied Materials Inc. New 0.07% +0.07
FTCA Franklin Ca Muni Inc. ETF New 0.07% +0.07
LLY Eli Lilly & Co. New 0.07% +0.07
AXP American Express Co. New 0.07% +0.07
BSCU Invesco Bulletshares 2030 CB Add +5.9% 2.80% +0.06
JNJ Johnson & Johnson Add +17.8% 0.26% +0.06
BSCV Invesco Bulletshares 2031 CB Add +5.7% 2.78% +0.06
BSCR Invesco Bulletshares 2027 CB Add +5.2% 3.01% +0.05
BSCS Invesco Bulletshares 2028 CB Add +4.9% 3.04% +0.04
AMZN Amazon.com Inc. Add +1.4% 1.48% +0.04
PAGP Plains GP Holdings LP Add +2.8% 1.00% +0.04
AMCR Amcor PLC Add +10.4% 0.44% +0.03
EPD Enterprise Products Partners Add +7.3% 0.60% +0.03
BRK.B Berkshire Hathaway Inc. Class B Add +21.3% 0.20% +0.03
BSCT Invesco Bulletshares 2029 CB Add +4.5% 3.00% +0.03
IYH iShares U.S. Healthcare ETF Add +7.2% 0.21% +0.03
TSM Taiwan Semiconductor-SP ADR Add +11.0% 0.11% +0.02
QBUF Innv Nasdaq -100 10 B - QRT Add +1.9% 3.53% +0.01
CSCO Cisco Systems Inc. Add +0.7% 0.15% +0.01
C Citigroup Inc. Add +3.9% 0.07% +0.01
XOM Exxon Mobil Corp. Add +0.1% 0.24% +0.01
JCI Johnson Controls Internation Add +0.3% 0.11% +0.01
MCD McDonald's Corp. Add +3.7% 0.84% +0.01
KO The Coca-Cola Co. Add +2.0% 0.09% +0.00
SPYG SS SPDR P S&P 500 Growth ETF Add +4.2% 0.07% +0.00
PEP Pepsico Inc. Add +2.3% 0.06% +0.00
TRV The Travelers Cos Inc. Add +0.2% 0.07% +0.00
DE Deere & Co. Add +0.2% 0.07% −0.00
CVX Chevron Corp. Add +5.4% 0.79% −0.00
UOCT Innovator U.S. Equity Ultra Add +0.6% 0.72% −0.01
BALT Inn Defined Wealth Shield Add +1.2% 3.19% −0.01
PG The Procter & Gamble Co. Add +4.3% 0.17% −0.01
ES Eversource Energy Add +7.2% 0.53% −0.01
VZ Verizon Communications Inc. Add +0.2% 0.10% −0.01
T AT&T Inc. Add +3.2% 0.09% −0.01
DGRW Wisdomtree U.S. Quality Divi Add +0.1% 0.41% −0.01
ZALT Innovator US Eq 10 Buffer Add +1.1% 4.20% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 193$389.9MVTWO, AAPL, VOO, VEU, VO
Q1 2026 187$366.5MAAPL, ZALT, VTWO, VOO, VO
Q4 2025 150$334.7MAAPL, ZALT, VTWO, VOO, QBUF
Q3 2025 148$322.9MZALT, VTWO, AAPL, VOO, QBUF
Q2 2025 133$293.7MZALT, VTWO, VOO, QBUF, BALT
Q1 2025 123$263.9MZALT, VTWO, AAPL, QBUF, BALT
Q4 2024 137$220.0MAAPL, ZALT, VTWO, IWF, QBUF
Q3 2024 129$177.2MAAPL, IWM, IWF, MSFT, SPY
Q2 2024 137$234.3MUNH, AAPL, IWM, UMAR, NJUN
Q1 2024 157$193.6MAAPL, IWM, IWF, MSFT, UMAR