Central Valley Advisors, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), Central Valley Advisors, LLC reported 150 stock positions worth $334.7 million. Its top holding was Apple (AAPL) at 4.3% of the portfolio, followed by Innovator US Eq 10 Buffer (ZALT, 4.2%) and Vanguard Russell 2000 ETF (VTWO, 4.1%). Compared with Q3 2025, it opened 6 new positions, sold out of 4, added to 55 and reduced 43. The biggest buy was Innovator U.S. Equity Ultra (UNOV, shares +68%) and the biggest sale Microsoft (MSFT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- SACRAMENTO, CA
- CIK
- 0002010698
- Portfolio Value
- $334.7M (Q4 2025)
- SEC Filing
- 0001085146-26-000068 ↗ filed Jan 12, 2026
Holdings Value
Holdings 150 stocks · $334.7M
| AAPL Apple Inc. | 4.26% | 52,406 | $14.2M | Add +1.0% |
| ZALT Innovator US Eq 10 Buffer | 4.20% | 431,379 | $14.1M | Add +1.1% |
| VTWO Vanguard Russell 2000 ETF | 4.11% | 138,261 | $13.8M | Add +1.2% |
| VOO Vanguard S&P 500 ETF | 3.94% | 21,015 | $13.2M | Reduce -0.1% |
| QBUF Innv Nasdaq -100 10 B - QRT | 3.53% | 402,580 | $11.8M | Add +1.9% |
| BALT Inn Defined Wealth Shield | 3.19% | 318,575 | $10.7M | Add +1.2% |
| BSCS Invesco Bulletshares 2028 CB | 3.04% | 493,899 | $10.2M | Add +4.9% |
| BSCR Invesco Bulletshares 2027 CB | 3.01% | 510,479 | $10.1M | Add +5.2% |
| BSCT Invesco Bulletshares 2029 CB | 3.00% | 533,784 | $10.1M | Add +4.5% |
| BSCU Invesco Bulletshares 2030 CB | 2.80% | 553,025 | $9.4M | Add +5.9% |
| BSCV Invesco Bulletshares 2031 CB | 2.78% | 557,146 | $9.3M | Add +5.7% |
| MSFT Microsoft Corp. | 2.66% | 18,410 | $8.9M | Reduce -1.2% |
| IWF iShares Russell 1000 Growth | 2.27% | 16,035 | $7.6M | Reduce -2.6% |
| NVDA Nvidia Corp. | 2.10% | 37,719 | $7.0M | Reduce -0.7% |
| JPM JPMorgan Chase & Co. | 1.99% | 20,666 | $6.7M | Reduce -3.5% |
| GOOGL Alphabet Inc. Class A | 1.81% | 19,322 | $6.0M | Add +0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.74% | 8,517 | $5.8M | Reduce -2.0% |
| AMZN Amazon.com Inc. | 1.48% | 21,479 | $5.0M | Add +1.4% |
| BSMT Invesco Bulletshares 2029 MB | 1.32% | 190,186 | $4.4M | Add +0.2% |
| BSMS Invesco Bulletshares 2028 MB | 1.32% | 187,322 | $4.4M | Add +0.3% |
| BSMR Invesco Bulletshares 2027 MB | 1.30% | 184,260 | $4.4M | Add +0.1% |
| BSMV Invesco Bulletshares 2031 MB | 1.21% | 191,219 | $4.0M | Add +1.7% |
| BSMU Invesco Bulletshares 2030 MB | 1.20% | 183,115 | $4.0M | Add +1.7% |
| META Meta Platforms Inc. Class A | 1.18% | 5,989 | $4.0M | Add +1.6% |
| NEM Newmont Corp. | 1.11% | 37,259 | $3.7M | Add +0.8% |
| UDEC Innovator U.S. Equity Ultra | 1.08% | 91,451 | $3.6M | Add +17.1% |
| WMT Walmart Inc. | 1.08% | 32,399 | $3.6M | Reduce -3.6% |
| PAGP Plains GP Holdings LP | 1.00% | 174,304 | $3.3M | Add +2.8% |
| V Visa Inc. Class A | 0.98% | 9,347 | $3.3M | Reduce -2.6% |
| UNOV Innovator U.S. Equity Ultra | 0.93% | 82,218 | $3.1M | Add +68.5% |
| HD Home Depot Inc. | 0.89% | 8,665 | $3.0M | Reduce -3.1% |
| USEP Innovator U.S. Equity Ultra | 0.85% | 72,551 | $2.9M | No change |
| MCD McDonald's Corp. | 0.84% | 9,232 | $2.8M | Add +3.7% |
| FSLR First Solar Inc. | 0.84% | 10,741 | $2.8M | Add +1.9% |
| TT Trane Technologies PLC | 0.83% | 7,102 | $2.8M | Reduce -4.1% |
| UMAR Innovator U.S. Equity Ultra | 0.82% | 68,431 | $2.7M | Reduce -0.4% |
| IWD iShares Russell 1000 Value E | 0.81% | 12,811 | $2.7M | Reduce -0.8% |
| CVX Chevron Corp. | 0.79% | 17,343 | $2.6M | Add +5.4% |
| MRK Merck & Co. Inc. | 0.78% | 24,947 | $2.6M | Add +4.5% |
| UOCT Innovator U.S. Equity Ultra | 0.72% | 62,146 | $2.4M | Add +0.6% |
| UAPR Innovator U.S. Equity Ultra | 0.71% | 72,756 | $2.4M | Reduce -0.0% |
| CB Chubb Ltd. | 0.70% | 7,506 | $2.3M | Reduce -4.0% |
| RIO Rio Tinto PLC-Spon ADR | 0.67% | 27,919 | $2.2M | Add +4.4% |
| UAUG Innovator U.S. Equity Ultra | 0.64% | 53,333 | $2.1M | No change |
| UFEB Innovator U.S. Equity Ultra | 0.63% | 57,379 | $2.1M | Reduce -0.1% |
| UJAN Innovator U.S. Equity Ultra | 0.62% | 48,179 | $2.1M | Add +27.7% |
| UJUN Innovator U.S. Equity Ultra | 0.61% | 54,244 | $2.0M | No change |
| UMAY Innovator U.S. Equity Ultra | 0.61% | 55,421 | $2.0M | Reduce 0.0% |
| UJUL Innovator U.S. Equity Ultra | 0.60% | 52,235 | $2.0M | No change |
| EPD Enterprise Products Partners | 0.60% | 62,767 | $2.0M | Add +7.3% |
| CRM Salesforce Inc. | 0.59% | 7,432 | $2.0M | Reduce -3.5% |
| COST Costco Wholesale Corp. | 0.58% | 2,254 | $1.9M | Add +0.7% |
| UNP Union Pacific Corp. | 0.58% | 8,382 | $1.9M | Reduce -4.5% |
| RGLD Royal Gold Inc. | 0.58% | 8,714 | $1.9M | Add +7.2% |
| MO Altria Group Inc. | 0.58% | 33,437 | $1.9M | Add +6.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.57% | 3,096 | $1.9M | Reduce -4.0% |
| ICE Intercontinental Exchange Inc. | 0.56% | 11,668 | $1.9M | Reduce -3.9% |
| AVGO Broadcom Inc. | 0.56% | 5,368 | $1.9M | Reduce -0.1% |
| TSLA Tesla Inc. | 0.54% | 4,007 | $1.8M | No change |
| ES Eversource Energy | 0.53% | 26,196 | $1.8M | Add +7.2% |
| GOOG Alphabet Inc. Class C | 0.51% | 5,441 | $1.7M | Reduce -6.2% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.51% | 30,889 | $1.7M | No change |
| ENOV Enovis Corp. | 0.51% | 63,639 | $1.7M | Add +5.7% |
| NFLX Netflix Inc. | 0.45% | 16,023 | $1.5M | Add +11.6% |
| AMCR Amcor PLC | 0.44% | 177,313 | $1.5M | Add +10.4% |
| DGRW Wisdomtree U.S. Quality Divi | 0.41% | 15,173 | $1.4M | Add +0.1% |
| UNH Unitedhealth Group Inc. | 0.37% | 3,707 | $1.2M | Reduce -3.4% |
| JNJ Johnson & Johnson | 0.26% | 4,275 | $885K | Add +17.8% |
| BSCQ Invesco Bulletshares 2026 CB | 0.25% | 42,777 | $837K | Reduce -3.4% |
| IXN iShares Global Tech ETF | 0.25% | 7,840 | $823K | No change |
| XOM Exxon Mobil Corp. | 0.24% | 6,734 | $810K | Add +0.1% |
| UXI Proshares Ultra Industrials | 0.23% | 16,332 | $757K | No change |
| NHC National Healthcare Corp. | 0.22% | 5,352 | $734K | No change |
| GE General Electric filed as GE AEROSPACE | 0.21% | 2,334 | $719K | Reduce -0.0% |
| IYH iShares U.S. Healthcare ETF | 0.21% | 10,874 | $708K | Add +7.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.20% | 1,361 | $684K | Add +21.3% |
| PLTR Palantir Technologies Inc. Class A | 0.20% | 3,845 | $683K | Reduce -7.7% |
| QLD Proshares Ultra QQQ | 0.20% | 9,600 | $676K | No change |
| MU Micron Technology Inc. | 0.20% | 2,366 | $675K | Reduce -15.2% |
| ZMAY Innovator Edp ETF -1 YR May | 0.20% | 25,783 | $656K | No change |
| ZJUN Innova Eqty Def Prot 1YR Jun | 0.19% | 24,294 | $652K | No change |
| ZJUL Innovator Edp ETF 1 YR July | 0.19% | 22,222 | $646K | No change |
| ZAUG Innov Eq Protect ETF - 1 Aug | 0.19% | 24,093 | $644K | No change |
| TJUL Innovator Equity Defined Pro | 0.19% | 21,658 | $641K | No change |
| ZAPR Intr Eqt Def Pro ETF - 1 Y A | 0.19% | 24,849 | $641K | No change |
| ZSEP Innovator Edp ETF - 1 YR Sep | 0.19% | 23,815 | $638K | No change |
| IYJ iShares U.S. Industrials ETF | 0.19% | 4,283 | $635K | No change |
| ZJAN Innovator Edp ETF - 1Y Jan | 0.19% | 23,159 | $634K | Add +120.3% |
| ZOCT Inr Eqty Def P ETF - 1 Y Oc | 0.19% | 23,591 | $633K | No change |
| ZNOV Invtr Equ DE PR ETF - 1 YR N | 0.19% | 23,633 | $630K | New |
| WM Waste Management Inc. | 0.18% | 2,779 | $611K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.18% | 2,752 | $605K | No change |
| ZDEK Inno Equ Def Pro ETF - 1 DE | 0.18% | 22,820 | $587K | New |
| ZMAR Inovatr E D PRCT ETF - 1 Mar | 0.17% | 20,841 | $573K | No change |
| PG The Procter & Gamble Co. | 0.17% | 3,977 | $570K | Add +4.3% |
| IYF iShares US Financials ETF | 0.17% | 4,360 | $562K | No change |
| CAT Caterpillar Inc. | 0.17% | 979 | $561K | Reduce -5.1% |
| POCT Innovator U.S. Equity Power | 0.16% | 12,476 | $548K | No change |
| ZFEB Inotr Eq Def PR ETF - 1 YR F | 0.15% | 19,892 | $505K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.15% | 1,697 | $503K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| MSFT Microsoft Corp. | Reduce -1.2% | 2.66% | −0.33 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −0.26 |
| HD Home Depot Inc. | Reduce -3.1% | 0.89% | −0.23 |
| IWM iShares Russell 2000 ETF | Reduce -63.4% | 0.08% | −0.14 |
| TT Trane Technologies PLC | Reduce -4.1% | 0.83% | −0.14 |
| BSMP Invesco Bulletshares 2025 MB | Sold out | 0.00% | −0.14 |
| IWF iShares Russell 1000 Growth | Reduce -2.6% | 2.27% | −0.12 |
| JPM JPMorgan Chase & Co. | Reduce -3.5% | 1.99% | −0.10 |
| NVDA Nvidia Corp. | Reduce -0.7% | 2.10% | −0.09 |
| ORCL Oracle Corp. | Reduce -23.2% | 0.09% | −0.09 |
| FIX Comfort Systems USA Inc. | Sold out | 0.00% | −0.08 |
| ICE Intercontinental Exchange Inc. | Reduce -3.9% | 0.56% | −0.07 |
| ADP Automatic Data Processing | Sold out | 0.00% | −0.07 |
| UNP Union Pacific Corp. | Reduce -4.5% | 0.58% | −0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.0% | 1.74% | −0.06 |
| VOO Vanguard S&P 500 ETF | Reduce -0.1% | 3.94% | −0.05 |
| UNH Unitedhealth Group Inc. | Reduce -3.4% | 0.37% | −0.04 |
| TLRY Tilray Brands Inc. | Reduce -10.5% | 0.04% | −0.04 |
| V Visa Inc. Class A | Reduce -2.6% | 0.98% | −0.04 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -4.0% | 0.57% | −0.03 |
| PLTR Palantir Technologies Inc. Class A | Reduce -7.7% | 0.20% | −0.03 |
| HACK Amplify Cybersecurity ETF | Reduce -12.4% | 0.08% | −0.02 |
| BSMQ Invesco Bulletshares 2026 MB | Reduce -11.4% | 0.12% | −0.02 |
| GS Goldman Sachs Group Inc. | Reduce -24.6% | 0.07% | −0.02 |
| BSCQ Invesco Bulletshares 2026 CB | Reduce -3.4% | 0.25% | −0.02 |
| ABT Abbott Laboratories | Reduce -5.8% | 0.10% | −0.02 |
| ETN Eaton Corp. PLC | Reduce -1.0% | 0.07% | −0.02 |
| UMAR Innovator U.S. Equity Ultra | Reduce -0.4% | 0.82% | −0.01 |
| UAPR Innovator U.S. Equity Ultra | Reduce -0.0% | 0.71% | −0.01 |
| BA The Boeing Co. | Reduce -4.3% | 0.14% | −0.01 |
| UMAY Innovator U.S. Equity Ultra | Reduce 0.0% | 0.61% | −0.01 |
| IWD iShares Russell 1000 Value E | Reduce -0.8% | 0.81% | −0.01 |
| DIS The Walt Disney Co. | Reduce -1.9% | 0.12% | −0.01 |
| IWO iShares Russell 2000 Growth | Reduce -4.6% | 0.09% | −0.01 |
| UFEB Innovator U.S. Equity Ultra | Reduce -0.1% | 0.63% | −0.01 |
| SDOG Alps Sector Dividend Dogs | Reduce -1.6% | 0.09% | −0.00 |
| GE General Electric | Reduce -0.0% | 0.21% | −0.00 |
| FJUN FT Vest US Equity Buff ETF-J | Reduce -0.1% | 0.14% | −0.00 |
| QCLN First Trust Nasdaq Clean Edg | Reduce -1.6% | 0.08% | +0.00 |
| F Ford Motor Co. | Reduce -0.2% | 0.05% | +0.00 |
| WMT Walmart Inc. | Reduce -3.6% | 1.08% | +0.01 |
| AVGO Broadcom Inc. | Reduce -0.1% | 0.56% | +0.01 |
| CAT Caterpillar Inc. | Reduce -5.1% | 0.17% | +0.02 |
| CB Chubb Ltd. | Reduce -4.0% | 0.70% | +0.02 |
| CRM Salesforce Inc. | Reduce -3.5% | 0.59% | +0.02 |
| MU Micron Technology Inc. | Reduce -15.2% | 0.20% | +0.06 |
| GOOG Alphabet Inc. Class C | Reduce -6.2% | 0.51% | +0.07 |
Portfolio Buys Q3 2025 → Q4 2025
| UNOV Innovator U.S. Equity Ultra | Add +68.5% | 0.93% | +0.37 |
| GOOGL Alphabet Inc. Class A | Add +0.3% | 1.81% | +0.36 |
| ZNOV Invtr Equ DE PR ETF - 1 YR N | New | 0.19% | +0.19 |
| ZDEK Inno Equ Def Pro ETF - 1 DE | New | 0.18% | +0.18 |
| AAPL Apple Inc. | Add +1.0% | 4.26% | +0.16 |
| MRK Merck & Co. Inc. | Add +4.5% | 0.78% | +0.16 |
| UDEC Innovator U.S. Equity Ultra | Add +17.1% | 1.08% | +0.15 |
| NEM Newmont Corp. | Add +0.8% | 1.11% | +0.15 |
| UJAN Innovator U.S. Equity Ultra | Add +27.7% | 0.62% | +0.13 |
| RIO Rio Tinto PLC-Spon ADR | Add +4.4% | 0.67% | +0.12 |
| FSLR First Solar Inc. | Add +1.9% | 0.84% | +0.12 |
| ZJAN Innovator Edp ETF - 1Y Jan | Add +120.3% | 0.19% | +0.10 |
| RGLD Royal Gold Inc. | Add +7.2% | 0.58% | +0.07 |
| AMAT Applied Materials Inc. | New | 0.07% | +0.07 |
| FTCA Franklin Ca Muni Inc. ETF | New | 0.07% | +0.07 |
| LLY Eli Lilly & Co. | New | 0.07% | +0.07 |
| AXP American Express Co. | New | 0.07% | +0.07 |
| BSCU Invesco Bulletshares 2030 CB | Add +5.9% | 2.80% | +0.06 |
| JNJ Johnson & Johnson | Add +17.8% | 0.26% | +0.06 |
| BSCV Invesco Bulletshares 2031 CB | Add +5.7% | 2.78% | +0.06 |
| BSCR Invesco Bulletshares 2027 CB | Add +5.2% | 3.01% | +0.05 |
| BSCS Invesco Bulletshares 2028 CB | Add +4.9% | 3.04% | +0.04 |
| AMZN Amazon.com Inc. | Add +1.4% | 1.48% | +0.04 |
| PAGP Plains GP Holdings LP | Add +2.8% | 1.00% | +0.04 |
| AMCR Amcor PLC | Add +10.4% | 0.44% | +0.03 |
| EPD Enterprise Products Partners | Add +7.3% | 0.60% | +0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +21.3% | 0.20% | +0.03 |
| BSCT Invesco Bulletshares 2029 CB | Add +4.5% | 3.00% | +0.03 |
| IYH iShares U.S. Healthcare ETF | Add +7.2% | 0.21% | +0.03 |
| TSM Taiwan Semiconductor-SP ADR | Add +11.0% | 0.11% | +0.02 |
| QBUF Innv Nasdaq -100 10 B - QRT | Add +1.9% | 3.53% | +0.01 |
| CSCO Cisco Systems Inc. | Add +0.7% | 0.15% | +0.01 |
| C Citigroup Inc. | Add +3.9% | 0.07% | +0.01 |
| XOM Exxon Mobil Corp. | Add +0.1% | 0.24% | +0.01 |
| JCI Johnson Controls Internation | Add +0.3% | 0.11% | +0.01 |
| MCD McDonald's Corp. | Add +3.7% | 0.84% | +0.01 |
| KO The Coca-Cola Co. | Add +2.0% | 0.09% | +0.00 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +4.2% | 0.07% | +0.00 |
| PEP Pepsico Inc. | Add +2.3% | 0.06% | +0.00 |
| TRV The Travelers Cos Inc. | Add +0.2% | 0.07% | +0.00 |
| DE Deere & Co. | Add +0.2% | 0.07% | −0.00 |
| CVX Chevron Corp. | Add +5.4% | 0.79% | −0.00 |
| UOCT Innovator U.S. Equity Ultra | Add +0.6% | 0.72% | −0.01 |
| BALT Inn Defined Wealth Shield | Add +1.2% | 3.19% | −0.01 |
| PG The Procter & Gamble Co. | Add +4.3% | 0.17% | −0.01 |
| ES Eversource Energy | Add +7.2% | 0.53% | −0.01 |
| VZ Verizon Communications Inc. | Add +0.2% | 0.10% | −0.01 |
| T AT&T Inc. | Add +3.2% | 0.09% | −0.01 |
| DGRW Wisdomtree U.S. Quality Divi | Add +0.1% | 0.41% | −0.01 |
| ZALT Innovator US Eq 10 Buffer | Add +1.1% | 4.20% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 193 | $389.9M | VTWO, AAPL, VOO, VEU, VO |
| Q1 2026 | 187 | $366.5M | AAPL, ZALT, VTWO, VOO, VO |
| Q4 2025 | 150 | $334.7M | AAPL, ZALT, VTWO, VOO, QBUF |
| Q3 2025 | 148 | $322.9M | ZALT, VTWO, AAPL, VOO, QBUF |
| Q2 2025 | 133 | $293.7M | ZALT, VTWO, VOO, QBUF, BALT |
| Q1 2025 | 123 | $263.9M | ZALT, VTWO, AAPL, QBUF, BALT |
| Q4 2024 | 137 | $220.0M | AAPL, ZALT, VTWO, IWF, QBUF |
| Q3 2024 | 129 | $177.2M | AAPL, IWM, IWF, MSFT, SPY |
| Q2 2024 | 137 | $234.3M | UNH, AAPL, IWM, UMAR, NJUN |
| Q1 2024 | 157 | $193.6M | AAPL, IWM, IWF, MSFT, UMAR |