CFS Investment Advisory Services, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 31, 2025), CFS Investment Advisory Services, LLC reported 341 stock positions worth $1.3 billion. Its top holding was Pacer Trendpilot US Large Ca (PTLC) at 8.6% of the portfolio, followed by Ste STR SPDR PT S&P 500 ETF (SPYM, 4.8%) and Vanguard Mrngstar GR ETF-Sui (VUG, 3.9%). Compared with Q2 2025, it opened 25 new positions, sold out of 8, added to 159 and reduced 139. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +122%) and the biggest sale iShares Ustechnology ETF (IYW, shares −60%).
- Most Recent 13F
- Q2 2026
- Location
- TOTOWA, NJ
- CIK
- 0001845688
- Portfolio Value
- $1.3B (Q3 2025)
- SEC Filing
- 0001845688-25-000006 ↗ filed Oct 31, 2025
Holdings Value
Holdings 341 stocks · $1.3B
| PTLC Pacer Trendpilot US Large Ca | 8.56% | 2,071,644 | $115.3M | Add +1.4% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.76% | 804,206 | $64.1M | Add +6.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.86% | 106,242 | $52.0M | Reduce -1.2% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 3.06% | 687,450 | $41.2M | Add +15.4% |
| IWD iShares Russell 1000 Value E | 2.43% | 158,631 | $32.7M | Add +2.1% |
| IVV iShares Core S&P 500 ETF | 2.39% | 47,282 | $32.2M | Add +2.4% |
| QUAL iShares MSCI USA Quality Fac | 2.21% | 151,120 | $29.7M | Reduce -14.0% |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 1.85% | 906,354 | $24.9M | Add +9.3% |
| SGOV iShares 0-3 Month Treasury B | 1.62% | 217,385 | $21.9M | Add +121.9% |
| DFAC Dimensional US Core Equity 2 | 1.60% | 551,549 | $21.5M | Add +1.3% |
| IEMG iShares Core MSCI Emerging | 1.56% | 308,589 | $21.0M | Reduce -3.7% |
| EFV iShares MSCI Eafe Value ETF | 1.55% | 304,081 | $20.8M | Reduce -23.1% |
| IVW iShares S&P 500 Growth ETF | 1.54% | 169,656 | $20.8M | Reduce -5.8% |
| IJH iShares Core S&P Midcap ETF | 1.52% | 309,826 | $20.4M | Reduce -2.0% |
| DFIV Dimensional International Va | 1.50% | 434,462 | $20.2M | Reduce -5.3% |
| DFCF Dimensional Core Fixed Inc. | 1.49% | 463,713 | $20.0M | Add +1.1% |
| MBB iShares MBS ETF | 1.33% | 186,352 | $17.9M | Add +3.9% |
| XLG Invesco S&P 500 Top 50 ETF | 1.32% | 302,360 | $17.7M | Add +92.3% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 1.32% | 376,341 | $17.7M | Reduce -9.9% |
| VEA Vanguard Ftse Developed ETF | 1.30% | 285,143 | $17.5M | Add +4.4% |
| IEI iShares 3-7 Year Treasury Bo | 1.23% | 138,253 | $16.6M | Add +0.4% |
| SCHZ Schwab US Aggregate Bond ETF | 1.21% | 689,271 | $16.3M | Add +1.2% |
| AAPL Apple Inc. | 1.17% | 59,889 | $15.7M | Add +2.6% |
| BAI Ishrs AI in and Tech Act ETF | 1.15% | 435,621 | $15.6M | Add +101.5% |
| OEF iShares S&P 100 ETF | 1.14% | 45,391 | $15.4M | Add +64.8% |
| THRO iShares U.S. Thematic Rotati | 1.09% | 383,437 | $14.7M | Add +3.1% |
| BRTR iShares Total Return Act ETF | 1.05% | 274,155 | $14.1M | Reduce -9.1% |
| GLDM SPDR Gold Minishares Trust | 1.01% | 167,678 | $13.6M | Add +39.3% |
| DFAE Dimensional Emerging Core Eq | 1.01% | 416,308 | $13.5M | Reduce -2.6% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.97% | 245,724 | $13.1M | Reduce -6.9% |
| AGG iShares Core U.S. Aggregate | 0.77% | 102,593 | $10.4M | Add +7.4% |
| NOBL Proshares S&P 500 Dividend A | 0.77% | 100,284 | $10.4M | Add +1.0% |
| AVGO Broadcom Inc. | 0.74% | 28,000 | $9.9M | Add +0.6% |
| SPMO Invesco S&P 500 Momentum ETF | 0.71% | 78,176 | $9.5M | Reduce -3.0% |
| QDF NT Qual Div ETF | 0.68% | 113,515 | $9.1M | Reduce -8.3% |
| NVDA Nvidia Corp. | 0.67% | 48,614 | $9.1M | Add +3.5% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.66% | 206,253 | $8.8M | Reduce -2.6% |
| XT Ishar Fture Exp Tech ETF-Usd | 0.64% | 115,377 | $8.6M | Reduce -2.7% |
| EFG iShares MSCI Eafe Growth ETF | 0.63% | 72,258 | $8.4M | Reduce -48.4% |
| VWO Vanguard Ftse Emerging Marke | 0.59% | 145,040 | $8.0M | Add +1.5% |
| MSFT Microsoft Corp. | 0.59% | 15,207 | $8.0M | Add +5.2% |
| BIDD iShares International Divide | 0.59% | 276,101 | $7.9M | Add +6.1% |
| DFUS Dimensional US Eq MKT ETF | 0.59% | 107,822 | $7.9M | Reduce -0.6% |
| IYW iShares Ustechnology ETF | 0.56% | 37,093 | $7.5M | Reduce -59.7% |
| BNDX Vanguard Total Intl Bond ETF | 0.56% | 150,395 | $7.5M | Reduce -9.7% |
| ESGU iShares ESG Aware MSCI USA | 0.55% | 50,055 | $7.4M | Reduce -1.4% |
| DVYE iShares Emerging Markets Div | 0.55% | 243,203 | $7.4M | Add +26.5% |
| IVE iShares S&P 500 Value ETF | 0.53% | 34,238 | $7.2M | Reduce -2.1% |
| IJR iShares Core S&P Small-Cap E | 0.53% | 58,982 | $7.1M | Add +1.4% |
| DFSD Dimensional Short Duration | 0.51% | 141,434 | $6.8M | Add +1.0% |
| JNJ Johnson & Johnson | 0.47% | 33,373 | $6.4M | Add +5.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.47% | 71,574 | $6.3M | Add +6.4% |
| NANR Sta STR SP S&P Nor An Res-Ui | 0.47% | 97,871 | $6.3M | Reduce -1.1% |
| SHLD Global X Defense Tech ETF | 0.46% | 90,613 | $6.2M | New |
| DFAI Dimensional International Co. | 0.45% | 164,808 | $6.1M | Add +7.6% |
| STIP iShares 0-5 Year Tips Bond E | 0.44% | 56,719 | $5.9M | Add +2.2% |
| EMB iShares JP Morgan Usd Emergi | 0.43% | 60,113 | $5.8M | Add +3.2% |
| ABBV Abbvie Inc. | 0.41% | 24,429 | $5.6M | Add +1.3% |
| BND Vanguard Total Bond Market | 0.41% | 73,750 | $5.5M | Add +1.9% |
| WMT Walmart Inc. | 0.39% | 49,469 | $5.3M | Add +0.7% |
| EFA iShares MSCI Eafe ETF | 0.38% | 54,303 | $5.2M | Reduce -0.1% |
| ITOT iShares Core S&P Total U.S. | 0.38% | 34,614 | $5.1M | Reduce -0.7% |
| JPM JPMorgan Chase & Co. | 0.37% | 16,474 | $4.9M | Add +3.2% |
| XOM Exxon Mobil Corp. | 0.36% | 42,591 | $4.9M | Add +7.2% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.32% | 33,424 | $4.4M | No change |
| VGIT Vanguard Intermediate-Term T | 0.32% | 72,091 | $4.4M | Add +25.0% |
| PG The Procter & Gamble Co. | 0.32% | 27,972 | $4.3M | Add +0.8% |
| DFAT Dimensional US Target Value | 0.31% | 71,926 | $4.2M | Reduce -14.9% |
| XTEN Bondbloxx BBG 10Y US TSY ETF | 0.31% | 88,482 | $4.2M | Reduce -1.8% |
| CTAS Cintas Corp. | 0.30% | 21,033 | $4.0M | Reduce -2.1% |
| FDL First Trust Morn DVD Lead Inc. | 0.28% | 86,336 | $3.7M | Add +0.3% |
| AVEM Avantis Emerging Markets Eq | 0.28% | 48,091 | $3.7M | New |
| IJK iShares S&P Mid-Cap 400 Grow | 0.27% | 37,620 | $3.7M | Reduce -0.0% |
| LLY Eli Lilly & Co. | 0.27% | 4,393 | $3.6M | Reduce -2.9% |
| GWW WW Grainger Inc. filed as GRAINGER W W INC | 0.27% | 3,694 | $3.6M | Reduce -0.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 7,199 | $3.5M | Add +0.5% |
| IWO iShares Russell 2000 Growth | 0.26% | 10,675 | $3.5M | Reduce -1.3% |
| MUB iShares National Muni Bond E | 0.26% | 32,227 | $3.5M | Add +2.8% |
| DFUV Dimensional US Marketwide Va | 0.26% | 76,403 | $3.4M | Reduce -15.6% |
| AMZN Amazon.com Inc. | 0.25% | 14,938 | $3.3M | Add +15.4% |
| AFL Aflac Inc. | 0.23% | 29,269 | $3.1M | Add +0.4% |
| KO The Coca-Cola Co. | 0.23% | 44,732 | $3.1M | Reduce -0.5% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.23% | 59,997 | $3.0M | Reduce -0.3% |
| TIP iShares Tips Bond ETF | 0.22% | 26,898 | $3.0M | Add +8.8% |
| SPGI S&P Global Inc. | 0.22% | 6,144 | $3.0M | Reduce -0.0% |
| LIN Linde PLC | 0.22% | 6,696 | $3.0M | Reduce -0.8% |
| DFEM Dimensional Emrg MRKT Core | 0.22% | 89,074 | $2.9M | Reduce -0.9% |
| QQQM Invesco Nasdaq 100 ETF | 0.22% | 11,520 | $2.9M | Add +14.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 9,359 | $2.9M | Add +0.4% |
| MRSK Toews Agility Shares Managed | 0.21% | 78,395 | $2.8M | Add +54.5% |
| DFIC Dimensional International Co. | 0.21% | 85,547 | $2.8M | Reduce -2.3% |
| NEE Nextera Energy Inc. | 0.21% | 33,483 | $2.8M | Add +2.9% |
| ADP Automatic Data Processing | 0.21% | 10,048 | $2.8M | Add +1.9% |
| LOW Lowe's Cos Inc. | 0.21% | 11,387 | $2.8M | Add +1.7% |
| CB Chubb Ltd. | 0.20% | 9,559 | $2.7M | Reduce -0.1% |
| HD Home Depot Inc. | 0.20% | 6,921 | $2.7M | Add +7.3% |
| VOO Vanguard S&P 500 ETF | 0.20% | 4,281 | $2.7M | Add +3.1% |
| ORCL Oracle Corp. | 0.20% | 9,397 | $2.7M | Add +2.0% |
| PEP Pepsico Inc. | 0.20% | 17,399 | $2.6M | Add +17.1% |
| AMGN Amgen Inc. | 0.20% | 9,029 | $2.6M | Add +1.9% |
Portfolio Sells Q2 2025 → Q3 2025
| IYW iShares Ustechnology ETF | Reduce -59.7% | 0.56% | −0.75 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -48.4% | 0.63% | −0.66 |
| EFV iShares MSCI Eafe Value ETF | Reduce -23.1% | 1.55% | −0.51 |
| QUAL iShares MSCI USA Quality Fac | Reduce -14.0% | 2.21% | −0.42 |
| IGRO iShares Intl Div Growth ETF | Reduce -68.0% | 0.13% | −0.32 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -9.9% | 1.32% | −0.26 |
| BRTR iShares Total Return Act ETF | Reduce -9.1% | 1.05% | −0.20 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -6.9% | 0.97% | −0.17 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -9.7% | 0.56% | −0.12 |
| DFIV Dimensional International Va | Reduce -5.3% | 1.50% | −0.11 |
| CTAS Cintas Corp. | Reduce -2.1% | 0.30% | −0.09 |
| HIMU iShares High Yild Muni A ETF | Reduce -32.9% | 0.14% | −0.09 |
| IJH iShares Core S&P Midcap ETF | Reduce -2.0% | 1.52% | −0.09 |
| INTF iShares International Equity | Sold out | 0.00% | −0.09 |
| TLT iShares 20+ Year Treasury BD | Reduce -36.0% | 0.12% | −0.08 |
| AXON Axon Enterprise Inc. | Sold out | 0.00% | −0.08 |
| IVW iShares S&P 500 Growth ETF | Reduce -5.8% | 1.54% | −0.08 |
| QDF NT Qual Div ETF | Reduce -8.3% | 0.68% | −0.07 |
| DFAT Dimensional US Target Value | Reduce -14.9% | 0.31% | −0.06 |
| DFUV Dimensional US Marketwide Va | Reduce -15.6% | 0.26% | −0.06 |
| GWW WW Grainger Inc. | Reduce -0.6% | 0.27% | −0.05 |
| CMCSA Comcast Corp. Class A | Reduce -36.4% | 0.04% | −0.05 |
| SPGI S&P Global Inc. | Reduce -0.0% | 0.22% | −0.04 |
| ROP Roper Technologies Inc. | Reduce -3.1% | 0.11% | −0.04 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -51.7% | 0.03% | −0.04 |
| LIN Linde PLC | Reduce -0.8% | 0.22% | −0.04 |
| SPMO Invesco S&P 500 Momentum ETF | Reduce -3.0% | 0.71% | −0.04 |
| ABT Abbott Laboratories | Reduce -1.1% | 0.17% | −0.03 |
| XTEN Bondbloxx BBG 10Y US TSY ETF | Reduce -1.8% | 0.31% | −0.03 |
| KO The Coca-Cola Co. | Reduce -0.5% | 0.23% | −0.03 |
| CGDV Cap Group Dividend Value | Reduce -2.6% | 0.66% | −0.03 |
| CB Chubb Ltd. | Reduce -0.1% | 0.20% | −0.03 |
| CAH Cardinal Health Inc. | Reduce -1.8% | 0.16% | −0.03 |
| NFLX Netflix Inc. | Reduce -2.9% | 0.07% | −0.03 |
| IVE iShares S&P 500 Value ETF | Reduce -2.1% | 0.53% | −0.03 |
| MRK Merck & Co. Inc. | Reduce -14.4% | 0.15% | −0.03 |
| TGT Target Corp. | Reduce -24.6% | 0.05% | −0.02 |
| IQLT iShares MSCI International Q | Reduce -28.2% | 0.05% | −0.02 |
| SHW The Sherwin-Williams Co. | Reduce -0.1% | 0.18% | −0.02 |
| DOV Dover Corp. | Reduce -0.3% | 0.17% | −0.02 |
| CME Cme Group Inc. | Reduce -9.3% | 0.10% | −0.02 |
| APD Air Products & Chemicals Inc. | Reduce -0.2% | 0.10% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -9.2% | 0.11% | −0.02 |
| SMMU PIMCO SHRT TRM Muni BND ETF | Reduce -0.3% | 0.23% | −0.02 |
| META Meta Platforms Inc. Class A | Reduce -3.5% | 0.15% | −0.02 |
| MKC McCormick & Co.-Non VTG SHRS | Reduce -2.6% | 0.07% | −0.02 |
| CL Colgate-Palmolive Co. | Reduce -1.9% | 0.06% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -2.9% | 0.27% | −0.02 |
| IDEV iShares Core MSCI Dev MKTS | Sold out | 0.00% | −0.02 |
| SHY iShares 1-3 Year Treasury Bo | Sold out | 0.00% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| SGOV iShares 0-3 Month Treasury B | Add +121.9% | 1.62% | +0.82 |
| XLG Invesco S&P 500 Top 50 ETF | Add +92.3% | 1.32% | +0.65 |
| BAI Ishrs AI in and Tech Act ETF | Add +101.5% | 1.15% | +0.64 |
| SHLD Global X Defense Tech ETF | New | 0.46% | +0.46 |
| OEF iShares S&P 100 ETF | Add +64.8% | 1.14% | +0.46 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +15.4% | 3.06% | +0.40 |
| GLDM SPDR Gold Minishares Trust | Add +39.3% | 1.01% | +0.37 |
| AVEM Avantis Emerging Markets Eq | New | 0.28% | +0.28 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +6.1% | 4.76% | +0.25 |
| AAPL Apple Inc. | Add +2.6% | 1.17% | +0.19 |
| AVGO Broadcom Inc. | Add +0.6% | 0.74% | +0.11 |
| DVYE iShares Emerging Markets Div | Add +26.5% | 0.55% | +0.10 |
| JNJ Johnson & Johnson | Add +5.0% | 0.47% | +0.07 |
| MRSK Toews Agility Shares Managed | Add +54.5% | 0.21% | +0.07 |
| PTLC Pacer Trendpilot US Large Ca | Add +1.4% | 8.56% | +0.07 |
| NVDA Nvidia Corp. | Add +3.5% | 0.67% | +0.06 |
| XONE Bondbloxx BBG 1 Dur US Treas | New | 0.06% | +0.06 |
| TSLA Tesla Inc. | Add +16.9% | 0.17% | +0.05 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Add +9.3% | 1.85% | +0.05 |
| GOOGL Alphabet Inc. Class A | Add +0.2% | 0.19% | +0.05 |
| ABBV Abbvie Inc. | Add +1.3% | 0.41% | +0.05 |
| IVV iShares Core S&P 500 ETF | Add +2.4% | 2.39% | +0.04 |
| VGIT Vanguard Intermediate-Term T | Add +25.0% | 0.32% | +0.04 |
| AVMC Avantis US Mid Cap Eq ETF | Add +234.4% | 0.06% | +0.04 |
| XHLF Bondbloxx BBG 6 MTH US Treas | New | 0.04% | +0.04 |
| PEP Pepsico Inc. | Add +17.1% | 0.20% | +0.04 |
| ORCL Oracle Corp. | Add +2.0% | 0.20% | +0.03 |
| TAXX BBLX Irm Tax-Aware S Dur ETF | Add +124.3% | 0.06% | +0.03 |
| EDGF 3EDGE Dynamic Fixed Incm ETF | Add +71.1% | 0.09% | +0.03 |
| INTC Intel Corp. | New | 0.03% | +0.03 |
| THY Toews Agility Shares Dynamic | Add +67.0% | 0.09% | +0.03 |
| QQQM Invesco Nasdaq 100 ETF | Add +14.6% | 0.22% | +0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +43.7% | 0.11% | +0.03 |
| SCHD Schwab US DVD Equity ETF | New | 0.03% | +0.03 |
| PLTR Palantir Technologies Inc. Class A | Add +4.2% | 0.12% | +0.03 |
| CVS CVS Health Corp. | New | 0.03% | +0.03 |
| NEE Nextera Energy Inc. | Add +2.9% | 0.21% | +0.03 |
| BUYW Main Buywrite ETF | Add +57.4% | 0.08% | +0.02 |
| MUNI PIMCO Intermediate Municipal | Add +93.9% | 0.06% | +0.02 |
| UNH Unitedhealth Group Inc. | Add +20.2% | 0.12% | +0.02 |
| PTNQ Pacer Trendpilot 100 ETF | Add +52.9% | 0.07% | +0.02 |
| NOC Northrop Grumman Corp. | New | 0.02% | +0.02 |
| VEA Vanguard Ftse Developed ETF | Add +4.4% | 1.30% | +0.02 |
| DFAS Dimensional US Small Cap ETF | New | 0.02% | +0.02 |
| GOOG Alphabet Inc. Class C | Add +5.1% | 0.07% | +0.02 |
| SCZ iShares MSCI Eafe Small-Cap | New | 0.02% | +0.02 |
| AEP American Electric Power | Add +40.1% | 0.07% | +0.02 |
| AMD Advanced Micro Devices | New | 0.02% | +0.02 |
| OVV Ovintiv Inc. | New | 0.02% | +0.02 |
| EIX Edison International | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 357 | $1.5B | SPYM, PTLC, VUG, IWD, DYNF |
| Q1 2026 | 353 | $1.5B | PTLC, SPYM, VUG, IWD, DYNF |
| Q4 2025 | 330 | $1.4B | PTLC, SPYM, VUG, DYNF, IWD |
| Q3 2025 | 341 | $1.3B | PTLC, SPYM, VUG, DYNF, IWD |
| Q2 2025 | 324 | $1.2B | PTLC, SPYM, VUG, DYNF, QUAL |
| Q1 2025 | 307 | $1.1B | PTLC, SPYM, VUG, QUAL, IWD |
| Q4 2024 | 294 | $1.1B | PTLC, SPYM, VUG, DYNF, QUAL |
| Q3 2024 | 290 | $1.2B | PTLC, SPYM, IVV, VUG, EFG |
| Q2 2024 | 257 | $1.2B | PTLC, VUG, SPYM, IWD, EFG |
| Q1 2024 | 157 | $594.8M | PTLC, SPYM, QUAL, IUSB, DYNF |