Chemung Canal Trust Co.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 21, 2025), Chemung Canal Trust Co. reported 124 stock positions worth $479.5 million. Its top holding was SS Technology Select Sector (XLK) at 8.7% of the portfolio, followed by Microsoft (MSFT, 5.0%) and iShares Core U.S. Aggregate (AGG, 4.9%). Compared with Q3 2024, it opened 4 new positions, sold out of 1, added to 19 and reduced 76. The biggest buy was iShares Core U.S. Aggregate (AGG, shares +49%) and the biggest sale SS Health Care Select Sector (XLV, shares −35%).

Most Recent 13F
Q2 2026
Location
ELMIRA, NY
CIK
0000790354
Portfolio Value
$479.5M (Q4 2024)
SEC Filing
0000790354-25-000003 ↗ filed Jan 21, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $518.0M Q1 2024 Q2 2024: $516.5M Q2 2024 Q3 2024: $494.4M Q3 2024 Q4 2024: $479.5M $479.5M Q4 2024 Q1 2025: $455.0M Q1 2025 Q2 2025: $476.2M Q2 2025 Q3 2025: $501.8M Q3 2025 Q4 2025: $505.2M Q4 2025 Q1 2026: $494.1M Q1 2026 Q2 2026: $541.2M Q2 2026

Holdings 124 stocks · $479.5M
XLK SS Technology Select Sector 8.67% 178,818 $41.6M Reduce -2.5%
MSFT Microsoft Corp. 4.95% 56,332 $23.7M Reduce -3.6%
AGG iShares Core U.S. Aggregate 4.94% 244,548 $23.7M Add +49.2%
CHMG Chemung Financial Corp. 3.24% 318,627 $15.6M Reduce -5.2%
IVV iShares Core S&P 500 ETF 3.02% 24,571 $14.5M Reduce -1.1%
AMZN Amazon.com Inc. 2.95% 64,539 $14.2M Reduce -6.5%
AAPL Apple Inc. 2.88% 55,246 $13.8M Reduce -5.0%
GOOG Alphabet Inc. Class C 2.63% 66,290 $12.6M Reduce -1.8%
JPM JPMorgan Chase & Co. 2.53% 50,566 $12.1M Reduce -8.8%
BRK.B Berkshire Hathaway Inc. Class B 2.29% 24,249 $11.0M Add +6.5%
EMR Emerson Electric Co. 2.05% 79,370 $9.8M Reduce -6.3%
XLE SS Energy Select Sector 2.01% 112,497 $9.6M Reduce -29.8%
PG The Procter & Gamble Co. 2.00% 57,120 $9.6M Reduce -0.7%
JNJ Johnson & Johnson 1.94% 64,360 $9.3M Reduce -0.3%
XLV SS Health Care Select Sector 1.84% 64,106 $8.8M Reduce -34.9%
MCD McDonald's Corp. 1.81% 29,928 $8.7M Reduce -2.4%
PANW Palo Alto Networks Inc. 1.78% 47,028 $8.6M Add +31.1%
QQQ Invesco QQQ Trust Series 1 1.69% 15,867 $8.1M Add +0.3%
PHYS Sprott Physical Gold Trust 1.67% 397,585 $8.0M Reduce -11.1%
XLC SS Comm Select Sector SPDR 1.57% 77,586 $7.5M Reduce -7.0%
XLY SS Consumer Disc Select Sect 1.49% 31,856 $7.1M Add +12.8%
XLI SS Industrial Select Sector 1.46% 53,098 $7.0M Reduce -7.8%
KO The Coca-Cola Co. 1.39% 107,135 $6.7M Reduce -26.6%
PEP Pepsico Inc. 1.35% 42,505 $6.5M Reduce -34.3%
XLF SS Financial Select Sector 1.33% 131,667 $6.4M Reduce -1.1%
AXP American Express Co. 1.30% 20,961 $6.2M Reduce -7.0%
HON Honeywell International Inc. 1.24% 26,355 $6.0M Reduce -5.4%
TRV The Travelers Cos Inc. 1.19% 23,608 $5.7M Reduce -0.6%
META Meta Platforms Inc. Class A 1.17% 9,545 $5.6M New
MRK Merck & Co. Inc. 1.16% 56,004 $5.6M Reduce -35.0%
XLU St Sr Utl SL SE SPDR ETF-Usd 1.15% 73,169 $5.5M Add +11.0%
ZBH Zimmer Biomet Holdings Inc. 1.05% 47,623 $5.0M Reduce -4.0%
WMT Walmart Inc. 1.04% 55,319 $5.0M Reduce -10.9%
UNH Unitedhealth Group Inc. 0.98% 9,266 $4.7M Add +78.9%
V Visa Inc. Class A 0.97% 14,698 $4.6M Reduce -9.2%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.89% 96,989 $4.3M Reduce -8.0%
GLW Corning Inc. 0.84% 84,926 $4.0M Reduce -0.0%
SMH Vaneck Semiconductor ETF 0.82% 16,316 $4.0M Reduce -4.2%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.82% 35,329 $3.9M Reduce -9.6%
ECL Ecolab Inc. 0.82% 16,737 $3.9M Reduce -15.6%
USB US Bancorp 0.79% 79,220 $3.8M Reduce -3.3%
HD Home Depot Inc. 0.79% 9,709 $3.8M Reduce -3.4%
XLRE SS Real Estate Select Sector 0.78% 92,325 $3.8M Add +122.8%
IWM iShares Russell 2000 ETF 0.77% 16,748 $3.7M No change
UNP Union Pacific Corp. 0.73% 15,274 $3.5M Add +37.3%
SPMD SS SPDR P S&P 400 Midcap ETF 0.70% 60,994 $3.3M No change
XLB SS Materials Select Sector 0.68% 38,746 $3.3M Reduce -7.4%
CL Colgate-Palmolive Co. 0.62% 32,656 $3.0M Reduce -35.0%
TXN Texas Instruments Inc. 0.58% 14,833 $2.8M Add +283.8%
MDT Medtronic PLC 0.55% 33,292 $2.7M Reduce -14.0%
XLP SS Consumer Staples Sel Sect 0.53% 32,044 $2.5M Reduce -3.7%
ICE Intercontinental Exchange Inc. 0.52% 16,708 $2.5M Reduce -15.4%
XSD SS SPDR S&P Semiconductor 0.49% 9,521 $2.4M Reduce -2.3%
NVDA Nvidia Corp. 0.49% 17,593 $2.4M New
BMY Bristol-Myers Squibb Co. 0.48% 40,926 $2.3M Reduce -0.3%
CNI Canadian Natl Railway Co. 0.48% 22,600 $2.3M Add +0.1%
IWO iShares Russell 2000 Growth 0.44% 7,403 $2.1M No change
CVX Chevron Corp. 0.42% 13,819 $2.0M Reduce -1.0%
JCI Johnson Controls Internation 0.42% 25,353 $2.0M No change
AVGO Broadcom Inc. 0.37% 7,625 $1.8M New
AMGN Amgen Inc. 0.33% 6,161 $1.6M Reduce -9.4%
RTX RTX Corp. 0.33% 13,612 $1.6M Reduce -4.4%
DUK Duke Energy Corp. 0.32% 14,260 $1.5M Add +0.8%
MS Morgan Stanley 0.31% 11,996 $1.5M Reduce -2.9%
ADBE Adobe Inc. 0.31% 3,317 $1.5M Reduce -2.2%
XOM Exxon Mobil Corp. 0.31% 13,681 $1.5M Reduce -0.2%
ACWX iShares MSCI Acwi Ex US ETF 0.30% 27,569 $1.4M New
PFE Pfizer Inc. 0.29% 52,495 $1.4M Reduce -74.6%
GOOGL Alphabet Inc. Class A 0.28% 7,183 $1.4M Add +8.5%
EFA iShares MSCI Eafe ETF 0.28% 17,717 $1.3M Reduce -3.2%
IWD iShares Russell 1000 Value E 0.27% 6,914 $1.3M Add +0.7%
ABT Abbott Laboratories 0.26% 10,872 $1.2M No change
AMAT Applied Materials Inc. 0.24% 7,052 $1.1M Reduce -11.2%
CSCO Cisco Systems Inc. 0.23% 18,793 $1.1M Reduce -1.6%
VZ Verizon Communications Inc. 0.23% 27,157 $1.1M Reduce -3.3%
GS Goldman Sachs Group Inc. 0.22% 1,858 $1.1M Reduce -6.2%
PM Philip Morris International 0.22% 8,642 $1.0M No change
SO The Southern Co. 0.21% 12,116 $997K Reduce -2.1%
GD General Dynamics Corp. 0.21% 3,741 $986K Reduce -1.2%
ADI Analog Devices Inc. 0.20% 4,403 $935K Add +0.6%
NVO Novo-Nordisk A/S-Spons ADR 0.19% 10,715 $922K Reduce -3.8%
CRM Salesforce Inc. 0.19% 2,695 $901K Reduce -7.8%
PAYX Paychex Inc. 0.17% 5,888 $826K Reduce -2.0%
KVUE Kenvue Inc. 0.15% 34,670 $740K Add +0.2%
ADP Automatic Data Processing 0.15% 2,511 $735K No change
MO Altria Group Inc. 0.15% 13,992 $732K No change
GE General Electric filed as GE AEROSPACE 0.13% 3,831 $639K No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.13% 5,198 $628K No change
D Dominion Energy Inc. 0.13% 11,644 $627K Reduce -1.6%
BLK BlackRock Inc. 0.13% 589 $604K Reduce -2.6%
VGT Vanguard Info Tech ETF 0.12% 954 $593K Reduce -3.5%
TFC Truist Financial Corp. 0.12% 12,712 $551K Reduce -5.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.11% 884 $518K Add +3.4%
IWN iShares Russell 2000 Value E 0.10% 3,009 $494K Add +3.9%
STZ Constellation Brands Inc. Class A 0.10% 2,231 $493K Reduce -3.2%
BKNG Booking Holdings Inc. 0.10% 98 $487K No change
GLD SPDR Gold Shares 0.10% 2,000 $484K No change
CARR Carrier Global Corp. 0.10% 6,996 $478K Reduce -0.5%
ORLY O'reilly Automotive Inc. 0.10% 389 $461K No change
NEE Nextera Energy Inc. 0.09% 6,136 $440K Reduce -5.7%
NOW ServiceNow Inc. 0.09% 411 $436K Add +0.2%
MA Mastercard Inc. Class A 0.09% 826 $435K No change
IDV iShares International Select 0.09% 15,705 $430K No change
CMCSA Comcast Corp. Class A 0.09% 11,024 $414K Reduce -21.3%
RY Royal Bank of Canada 0.09% 3,427 $413K No change
LMT Lockheed Martin Corp. 0.08% 742 $361K Reduce -13.2%
SYK Stryker Corp. 0.07% 965 $347K Reduce -1.4%
DHR Danaher Corp. 0.07% 1,507 $346K No change
IWY iShares Russell Top 200 Grow 0.07% 1,385 $326K Reduce -12.3%
SBUX Starbucks Corp. 0.07% 3,549 $324K Reduce -1.2%
GEV GE Vernova Inc. 0.07% 956 $314K No change
LLY Eli Lilly & Co. 0.06% 396 $306K Reduce -3.9%
MAR Marriott International Class A 0.06% 1,092 $305K No change
TMO Thermo Fisher Scientific Inc. 0.06% 573 $298K Reduce -92.8%
OTIS Otis Worldwide Corp. 0.06% 3,138 $291K Reduce -0.3%
SDY SS SPDR S&P Dividend ETF 0.06% 2,184 $289K No change
VYM Vanguard High DVD Yield ETF 0.06% 2,244 $286K No change
COST Costco Wholesale Corp. 0.05% 286 $262K Reduce -6.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 1,185 $260K No change
IJK iShares S&P Mid-Cap 400 Grow 0.05% 2,809 $255K No change
IJT iShares S&P Small-Cap 600 GR 0.05% 1,664 $225K Reduce -8.7%
ROK Rockwell Automation Inc. 0.05% 788 $225K Reduce -9.1%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.05% 2,894 $222K No change
HHDS Highlands REIT Inc. 0.00% 10,497 $546 No change

Portfolio Sells Q3 2024 → Q4 2024
XLV SS Health Care Select Sector Reduce -34.9% 1.84% −1.23
TMO Thermo Fisher Scientific Inc. Reduce -92.8% 0.06% −0.94
PFE Pfizer Inc. Reduce -74.6% 0.29% −0.92
PEP Pepsico Inc. Reduce -34.3% 1.35% −0.88
XLE SS Energy Select Sector Reduce -29.8% 2.01% −0.84
MRK Merck & Co. Inc. Reduce -35.0% 1.16% −0.82
KO The Coca-Cola Co. Reduce -26.6% 1.39% −0.73
CL Colgate-Palmolive Co. Reduce -35.0% 0.62% −0.44
IYK iShares US Consumer Staples Sold out 0.00% −0.34
ECL Ecolab Inc. Reduce -15.6% 0.82% −0.21
JNJ Johnson & Johnson Reduce -0.3% 1.94% −0.18
PHYS Sprott Physical Gold Trust Reduce -11.1% 1.67% −0.17
MDT Medtronic PLC Reduce -14.0% 0.55% −0.15
XLB SS Materials Select Sector Reduce -7.4% 0.68% −0.14
MSFT Microsoft Corp. Reduce -3.6% 4.95% −0.13
ICE Intercontinental Exchange Inc. Reduce -15.4% 0.52% −0.12
XLI SS Industrial Select Sector Reduce -7.8% 1.46% −0.12
AMGN Amgen Inc. Reduce -9.4% 0.33% −0.11
AMAT Applied Materials Inc. Reduce -11.2% 0.24% −0.09
MCD McDonald's Corp. Reduce -2.4% 1.81% −0.08
NVO Novo-Nordisk A/S-Spons ADR Reduce -3.8% 0.19% −0.08
ADBE Adobe Inc. Reduce -2.2% 0.31% −0.05
HD Home Depot Inc. Reduce -3.4% 0.79% −0.04
ZBH Zimmer Biomet Holdings Inc. Reduce -4.0% 1.05% −0.03
XLP SS Consumer Staples Sel Sect Reduce -3.7% 0.53% −0.03
CMCSA Comcast Corp. Class A Reduce -21.3% 0.09% −0.03
EFA iShares MSCI Eafe ETF Reduce -3.2% 0.28% −0.03
VZ Verizon Communications Inc. Reduce -3.3% 0.23% −0.03
GD General Dynamics Corp. Reduce -1.2% 0.21% −0.03
LMT Lockheed Martin Corp. Reduce -13.2% 0.08% −0.03
CHMG Chemung Financial Corp. Reduce -5.2% 3.24% −0.02
SMH Vaneck Semiconductor ETF Reduce -4.2% 0.82% −0.02
RTX RTX Corp. Reduce -4.4% 0.33% −0.02
NEE Nextera Energy Inc. Reduce -5.7% 0.09% −0.02
XOM Exxon Mobil Corp. Reduce -0.2% 0.31% −0.02
PG The Procter & Gamble Co. Reduce -0.7% 2.00% −0.02
SO The Southern Co. Reduce -2.1% 0.21% −0.02
STZ Constellation Brands Inc. Class A Reduce -3.2% 0.10% −0.02
CARR Carrier Global Corp. Reduce -0.5% 0.10% −0.01
LLY Eli Lilly & Co. Reduce -3.9% 0.06% −0.01
D Dominion Energy Inc. Reduce -1.6% 0.13% −0.01
OTIS Otis Worldwide Corp. Reduce -0.3% 0.06% −0.01
IJT iShares S&P Small-Cap 600 GR Reduce -8.7% 0.05% −0.00
SBUX Starbucks Corp. Reduce -1.2% 0.07% −0.00
IWY iShares Russell Top 200 Grow Reduce -12.3% 0.07% −0.00
TFC Truist Financial Corp. Reduce -5.2% 0.12% −0.00
COST Costco Wholesale Corp. Reduce -6.5% 0.05% −0.00
ROK Rockwell Automation Inc. Reduce -9.1% 0.05% −0.00
SYK Stryker Corp. Reduce -1.4% 0.07% +0.00
CVX Chevron Corp. Reduce -1.0% 0.42% +0.00

Portfolio Buys Q3 2024 → Q4 2024
AGG iShares Core U.S. Aggregate Add +49.2% 4.94% +1.58
META Meta Platforms Inc. Class A New 1.17% +1.17
PANW Palo Alto Networks Inc. Add +31.1% 1.78% +0.54
NVDA Nvidia Corp. New 0.49% +0.49
TXN Texas Instruments Inc. Add +283.8% 0.58% +0.42
XLRE SS Real Estate Select Sector Add +122.8% 0.78% +0.41
AVGO Broadcom Inc. New 0.37% +0.37
UNH Unitedhealth Group Inc. Add +78.9% 0.98% +0.36
XLY SS Consumer Disc Select Sect Add +12.8% 1.49% +0.35
ACWX iShares MSCI Acwi Ex US ETF New 0.30% +0.30
BRK.B Berkshire Hathaway Inc. Class B Add +6.5% 2.29% +0.17
UNP Union Pacific Corp. Add +37.3% 0.73% +0.17
QQQ Invesco QQQ Trust Series 1 Add +0.3% 1.69% +0.13
XLU St Sr Utl SL SE SPDR ETF-Usd Add +11.0% 1.15% +0.08
GOOGL Alphabet Inc. Class A Add +8.5% 0.28% +0.06
NOW ServiceNow Inc. Add +0.2% 0.09% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +3.4% 0.11% +0.01
IWN iShares Russell 2000 Value E Add +3.9% 0.10% +0.01
IWD iShares Russell 1000 Value E Add +0.7% 0.27% +0.00
KVUE Kenvue Inc. Add +0.2% 0.15% −0.01
ADI Analog Devices Inc. Add +0.6% 0.20% −0.01
DUK Duke Energy Corp. Add +0.8% 0.32% −0.01
CNI Canadian Natl Railway Co. Add +0.1% 0.48% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 111$541.2MXLK, IVV, AGG, CHMG, MSFT
Q1 2026 112$494.1MXLK, IVV, AGG, MSFT, JNJ
Q4 2025 114$505.2MXLK, IVV, MSFT, AGG, GOOG
Q3 2025 119$501.8MXLK, IVV, MSFT, AGG, CHMG
Q2 2025 118$476.2MXLK, IVV, MSFT, AGG, CHMG
Q1 2025 122$455.0MXLK, AGG, MSFT, CHMG, IVV
Q4 2024 124$479.5MXLK, MSFT, AGG, CHMG, IVV
Q3 2024 121$494.4MXLK, MSFT, AGG, CHMG, XLV
Q2 2024 118$516.5MXLK, MSFT, XLV, XLE, CHMG
Q1 2024 121$518.0MXLK, MSFT, XLV, XLE, AGG