Chemung Canal Trust Co.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 17, 2025), Chemung Canal Trust Co. reported 119 stock positions worth $501.8 million. Its top holding was SS Technology Select Sector (XLK) at 8.1% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 7.0%) and Microsoft (MSFT, 5.1%). Compared with Q2 2025, it opened 2 new positions, sold out of 1, added to 37 and reduced 59. The biggest buy was SS Technology Select Sector (XLK, shares +1%) and the biggest sale Berkshire Hathaway Class B (BRK.B, shares −26%).

Most Recent 13F
Q2 2026
Location
ELMIRA, NY
CIK
0000790354
Portfolio Value
$501.8M (Q3 2025)
SEC Filing
0000790354-25-000011 ↗ filed Oct 17, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $518.0M Q1 2024 Q2 2024: $516.5M Q2 2024 Q3 2024: $494.4M Q3 2024 Q4 2024: $479.5M Q4 2024 Q1 2025: $455.0M Q1 2025 Q2 2025: $476.2M Q2 2025 Q3 2025: $501.8M $501.8M Q3 2025 Q4 2025: $505.2M Q4 2025 Q1 2026: $494.1M Q1 2026 Q2 2026: $541.2M Q2 2026

Holdings 119 stocks · $501.8M
XLK SS Technology Select Sector 8.11% 144,439 $40.7M Add +1.0%
IVV iShares Core S&P 500 ETF 6.96% 52,209 $34.9M Reduce -7.1%
MSFT Microsoft Corp. 5.05% 48,941 $25.3M Reduce -1.2%
AGG iShares Core U.S. Aggregate 4.46% 223,189 $22.4M Add +3.1%
CHMG Chemung Financial Corp. 3.20% 305,643 $16.1M Reduce -2.0%
GOOG Alphabet Inc. Class C 2.92% 60,120 $14.6M Reduce -1.6%
JNJ Johnson & Johnson 2.90% 78,539 $14.6M Reduce -0.6%
AAPL Apple Inc. 2.63% 51,810 $13.2M Reduce -2.4%
AMZN Amazon.com Inc. 2.48% 56,664 $12.4M Reduce -0.4%
RSP Invesco S&P 500 Equal Weight 2.12% 56,143 $10.7M Reduce -9.3%
JPM JPMorgan Chase & Co. 2.03% 32,291 $10.2M Reduce -4.4%
PG The Procter & Gamble Co. 1.93% 63,091 $9.7M Add +14.7%
QQQ Invesco QQQ Trust Series 1 1.92% 16,050 $9.6M No change
BRK.B Berkshire Hathaway Inc. Class B 1.90% 18,955 $9.5M Reduce -26.4%
TRV The Travelers Cos Inc. 1.70% 30,471 $8.5M Reduce -10.3%
PHYS Sprott Physical Gold Trust 1.64% 277,740 $8.2M Reduce -21.7%
EMR Emerson Electric Co. 1.63% 62,176 $8.2M Add +1.6%
XLE SS Energy Select Sector 1.59% 89,552 $8.0M Add +0.1%
MCD McDonald's Corp. 1.48% 24,480 $7.4M Reduce -2.0%
META Meta Platforms Inc. Class A 1.47% 10,070 $7.4M Add +3.1%
RTX RTX Corp. 1.39% 41,568 $7.0M Reduce -0.2%
NVDA Nvidia Corp. 1.38% 37,188 $6.9M Add +9.3%
GLW Corning Inc. 1.33% 81,612 $6.7M Reduce -3.0%
KO The Coca-Cola Co. 1.30% 98,280 $6.5M Reduce -17.4%
MRK Merck & Co. Inc. 1.28% 76,338 $6.4M Add +21.1%
AXP American Express Co. 1.27% 19,225 $6.4M Reduce -1.4%
MDT Medtronic PLC 1.26% 66,373 $6.3M Add +1.3%
XLF SS Financial Select Sector 1.24% 115,734 $6.2M Reduce -1.3%
ECL Ecolab Inc. 1.21% 22,230 $6.1M Reduce -0.1%
PANW Palo Alto Networks Inc. 1.14% 28,099 $5.7M Reduce -24.6%
XLV SS Health Care Select Sector 1.04% 37,470 $5.2M Reduce -21.3%
PEP Pepsico Inc. 1.03% 36,664 $5.1M Add +1.5%
XLP SS Consumer Staples Sel Sect 0.93% 59,670 $4.7M Add +0.3%
V Visa Inc. Class A 0.92% 13,525 $4.6M Reduce -1.9%
CSCO Cisco Systems Inc. 0.85% 62,466 $4.3M Add +1.0%
XLC SS Comm Select Sector SPDR 0.84% 35,486 $4.2M Add +6.0%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.81% 35,519 $4.1M Add +3.1%
WMT Walmart Inc. 0.81% 39,404 $4.1M Reduce -6.7%
XLY SS Consumer Disc Select Sect 0.75% 15,755 $3.8M Add +47.2%
HD Home Depot Inc. 0.74% 9,203 $3.7M Reduce -0.8%
IWM iShares Russell 2000 ETF 0.74% 15,388 $3.7M Reduce -4.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.71% 69,243 $3.6M Add +2.5%
SPMD SS SPDR P S&P 400 Midcap ETF 0.70% 60,994 $3.5M No change
XLRE SS Real Estate Select Sector 0.68% 81,145 $3.4M Add +3.9%
ADI Analog Devices Inc. 0.67% 13,756 $3.4M Add +1.0%
DUK Duke Energy Corp. 0.66% 26,953 $3.3M Reduce -0.8%
USB US Bancorp 0.66% 68,327 $3.3M Add +205.5%
AVGO Broadcom Inc. 0.62% 9,401 $3.1M Add +9.9%
XLI SS Industrial Select Sector 0.62% 20,042 $3.1M Reduce -3.0%
HON Honeywell International Inc. 0.57% 13,664 $2.9M Reduce -0.1%
VZ Verizon Communications Inc. 0.57% 65,321 $2.9M Reduce -2.1%
SO The Southern Co. 0.54% 28,442 $2.7M Reduce -0.6%
BLK BlackRock Inc. 0.51% 2,200 $2.6M Add +297.1%
UNP Union Pacific Corp. 0.51% 10,726 $2.5M Reduce -1.6%
JCI Johnson Controls Internation 0.49% 22,557 $2.5M Reduce -1.2%
IWO iShares Russell 2000 Growth 0.47% 7,321 $2.3M No change
ICE Intercontinental Exchange Inc. 0.45% 13,409 $2.3M Reduce -25.8%
GD General Dynamics Corp. 0.44% 6,540 $2.2M Reduce -4.2%
XLB SS Materials Select Sector 0.43% 24,275 $2.2M Add +2.1%
BMY Bristol-Myers Squibb Co. 0.39% 43,016 $1.9M Add +7.3%
CVX Chevron Corp. 0.38% 12,408 $1.9M Reduce -5.9%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.38% 21,681 $1.9M Reduce -5.5%
EFA iShares MSCI Eafe ETF 0.37% 19,856 $1.9M Add +6.5%
MS Morgan Stanley 0.36% 11,360 $1.8M No change
ACWX iShares MSCI Acwi Ex US ETF 0.36% 27,650 $1.8M No change
IWD iShares Russell 1000 Value E 0.36% 8,759 $1.8M Add +26.7%
SMH Vaneck Semiconductor ETF 0.36% 5,464 $1.8M New
AMGN Amgen Inc. 0.36% 6,317 $1.8M Add +0.1%
CL Colgate-Palmolive Co. 0.30% 18,886 $1.5M Add +1.1%
GOOGL Alphabet Inc. Class A 0.30% 6,112 $1.5M Reduce -2.8%
CNI Canadian Natl Railway Co. 0.29% 15,594 $1.5M Reduce -0.5%
ABT Abbott Laboratories 0.28% 10,361 $1.4M Reduce -1.6%
XOM Exxon Mobil Corp. 0.27% 11,996 $1.4M Reduce -0.7%
LMT Lockheed Martin Corp. 0.26% 2,662 $1.3M Reduce -8.2%
AMAT Applied Materials Inc. 0.26% 6,471 $1.3M Add +0.9%
GS Goldman Sachs Group Inc. 0.22% 1,372 $1.1M Reduce -11.3%
ADBE Adobe Inc. 0.21% 2,949 $1.0M Reduce -15.8%
TXN Texas Instruments Inc. 0.17% 4,591 $844K Add +16.0%
PM Philip Morris International 0.15% 4,647 $754K Add +1.8%
GLD SPDR Gold Shares 0.15% 2,086 $742K Add +4.3%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.15% 5,083 $735K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.15% 1,098 $731K No change
VGT Vanguard Info Tech ETF 0.14% 954 $712K No change
D Dominion Energy Inc. 0.13% 10,802 $661K No change
PAYX Paychex Inc. 0.13% 5,113 $648K Reduce -8.8%
IWN iShares Russell 2000 Value E 0.13% 3,562 $630K Reduce -3.8%
IDV iShares International Select 0.12% 17,028 $622K Reduce -12.0%
PFE Pfizer Inc. 0.12% 23,836 $607K Reduce -16.1%
XSD SS SPDR S&P Semiconductor 0.12% 1,871 $597K No change
ADP Automatic Data Processing 0.12% 2,000 $587K Reduce -3.2%
ORLY O'reilly Automotive Inc. 0.11% 5,310 $572K No change
TFC Truist Financial Corp. 0.11% 11,662 $533K Reduce -8.3%
RY Royal Bank of Canada 0.10% 3,333 $491K No change
MO Altria Group Inc. 0.10% 7,258 $479K Add +1.6%
KVUE Kenvue Inc. 0.09% 26,838 $436K Reduce -9.5%
NEE Nextera Energy Inc. 0.08% 5,124 $387K Add +2.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 1,289 $364K Add +8.8%
CRM Salesforce Inc. 0.07% 1,520 $360K Reduce -41.0%
CARR Carrier Global Corp. 0.07% 5,962 $356K Reduce -1.0%
IWY iShares Russell Top 200 Grow 0.07% 1,267 $347K No change

Show all 119 holdings

Portfolio Sells Q2 2025 → Q3 2025
BRK.B Berkshire Hathaway Inc. Class B Reduce -26.4% 1.90% −0.73
KO The Coca-Cola Co. Reduce -17.4% 1.30% −0.47
PANW Palo Alto Networks Inc. Reduce -24.6% 1.14% −0.46
IVV iShares Core S&P 500 ETF Reduce -7.1% 6.96% −0.36
XLV SS Health Care Select Sector Reduce -21.3% 1.04% −0.31
PHYS Sprott Physical Gold Trust Reduce -21.7% 1.64% −0.25
ICE Intercontinental Exchange Inc. Reduce -25.8% 0.45% −0.25
RSP Invesco S&P 500 Equal Weight Reduce -9.3% 2.12% −0.24
TRV The Travelers Cos Inc. Reduce -10.3% 1.70% −0.21
AMZN Amazon.com Inc. Reduce -0.4% 2.48% −0.14
MSFT Microsoft Corp. Reduce -1.2% 5.05% −0.12
V Visa Inc. Class A Reduce -1.9% 0.92% −0.11
HON Honeywell International Inc. Reduce -0.1% 0.57% −0.10
ADBE Adobe Inc. Reduce -15.8% 0.21% −0.08
CRM Salesforce Inc. Reduce -41.0% 0.07% −0.08
WMT Walmart Inc. Reduce -6.7% 0.81% −0.06
MCD McDonald's Corp. Reduce -2.0% 1.48% −0.05
CNI Canadian Natl Railway Co. Reduce -0.5% 0.29% −0.05
XLF SS Financial Select Sector Reduce -1.3% 1.24% −0.05
NOW ServiceNow Inc. Reduce -44.3% 0.04% −0.05
ECL Ecolab Inc. Reduce -0.1% 1.21% −0.05
ROK Rockwell Automation Inc. Sold out 0.00% −0.04
KVUE Kenvue Inc. Reduce -9.5% 0.09% −0.04
PAYX Paychex Inc. Reduce -8.8% 0.13% −0.04
BKNG Booking Holdings Inc. Reduce -32.5% 0.06% −0.04
VZ Verizon Communications Inc. Reduce -2.1% 0.57% −0.03
AXP American Express Co. Reduce -1.4% 1.27% −0.03
JPM JPMorgan Chase & Co. Reduce -4.4% 2.03% −0.03
ABT Abbott Laboratories Reduce -1.6% 0.28% −0.02
XLI SS Industrial Select Sector Reduce -3.0% 0.62% −0.02
NVO Novo-Nordisk A/S-Spons ADR Reduce -5.4% 0.06% −0.02
PFE Pfizer Inc. Reduce -16.1% 0.12% −0.02
CARR Carrier Global Corp. Reduce -1.0% 0.07% −0.02
UNP Union Pacific Corp. Reduce -1.6% 0.51% −0.02
LMT Lockheed Martin Corp. Reduce -8.2% 0.26% −0.02
ADP Automatic Data Processing Reduce -3.2% 0.12% −0.02
XLU St Sr Utl SL SE SPDR ETF-Usd Reduce -5.5% 0.38% −0.02
IDV iShares International Select Reduce -12.0% 0.12% −0.02
SO The Southern Co. Reduce -0.6% 0.54% −0.01
CVX Chevron Corp. Reduce -5.9% 0.38% −0.01
JCI Johnson Controls Internation Reduce -1.2% 0.49% −0.01
GS Goldman Sachs Group Inc. Reduce -11.3% 0.22% −0.01
SYK Stryker Corp. Reduce -3.7% 0.07% −0.01
DUK Duke Energy Corp. Reduce -0.8% 0.66% −0.01
TFC Truist Financial Corp. Reduce -8.3% 0.11% −0.01
OTIS Otis Worldwide Corp. Reduce -1.2% 0.04% −0.01
MA Mastercard Inc. Class A Reduce -2.7% 0.06% −0.00
XOM Exxon Mobil Corp. Reduce -0.7% 0.27% −0.00
VYM Vanguard High DVD Yield ETF Reduce -3.2% 0.06% −0.00
IWN iShares Russell 2000 Value E Reduce -3.8% 0.13% +0.00

Portfolio Buys Q2 2025 → Q3 2025
XLK SS Technology Select Sector Add +1.0% 8.11% +0.51
USB US Bancorp Add +205.5% 0.66% +0.45
BLK BlackRock Inc. Add +297.1% 0.51% +0.39
SMH Vaneck Semiconductor ETF New 0.36% +0.36
XLY SS Consumer Disc Select Sect Add +47.2% 0.75% +0.26
NVDA Nvidia Corp. Add +9.3% 1.38% +0.25
MRK Merck & Co. Inc. Add +21.1% 1.28% +0.23
AVGO Broadcom Inc. Add +9.9% 0.62% +0.12
PG The Procter & Gamble Co. Add +14.7% 1.93% +0.09
XLC SS Comm Select Sector SPDR Add +6.0% 0.84% +0.07
IWD iShares Russell 1000 Value E Add +26.7% 0.36% +0.07
MDT Medtronic PLC Add +1.3% 1.26% +0.06
GE General Electric New 0.04% +0.04
BAC Bank of America Corp. Add +2.5% 0.71% +0.04
PEP Pepsico Inc. Add +1.5% 1.03% +0.02
GLD SPDR Gold Shares Add +4.3% 0.15% +0.02
EFA iShares MSCI Eafe ETF Add +6.5% 0.37% +0.02
AMAT Applied Materials Inc. Add +0.9% 0.26% +0.02
MO Altria Group Inc. Add +1.6% 0.10% +0.01
LLY Eli Lilly & Co. Add +22.3% 0.05% +0.01
NEE Nextera Energy Inc. Add +2.1% 0.08% +0.00
XLRE SS Real Estate Select Sector Add +3.9% 0.68% +0.00
DHR Danaher Corp. Add +6.6% 0.06% +0.00
XLE SS Energy Select Sector Add +0.1% 1.59% +0.00
IBM Intl Business Machines Corp. Add +8.8% 0.07% −0.00
BMY Bristol-Myers Squibb Co. Add +7.3% 0.39% −0.00
COST Costco Wholesale Corp. Add +2.6% 0.04% −0.00
TXN Texas Instruments Inc. Add +16.0% 0.17% −0.00
XLB SS Materials Select Sector Add +2.1% 0.43% −0.00
ADI Analog Devices Inc. Add +1.0% 0.67% −0.01
AMGN Amgen Inc. Add +0.1% 0.36% −0.01
PM Philip Morris International Add +1.8% 0.15% −0.02
META Meta Platforms Inc. Class A Add +3.1% 1.47% −0.04
CSCO Cisco Systems Inc. Add +1.0% 0.85% −0.05
AGG iShares Core U.S. Aggregate Add +3.1% 4.46% −0.05
CL Colgate-Palmolive Co. Add +1.1% 0.30% −0.06
XLP SS Consumer Staples Sel Sect Add +0.3% 0.93% −0.08
DIS The Walt Disney Co. Add +3.1% 0.81% −0.09
EMR Emerson Electric Co. Add +1.6% 1.63% −0.09

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 111$541.2MXLK, IVV, AGG, CHMG, MSFT
Q1 2026 112$494.1MXLK, IVV, AGG, MSFT, JNJ
Q4 2025 114$505.2MXLK, IVV, MSFT, AGG, GOOG
Q3 2025 119$501.8MXLK, IVV, MSFT, AGG, CHMG
Q2 2025 118$476.2MXLK, IVV, MSFT, AGG, CHMG
Q1 2025 122$455.0MXLK, AGG, MSFT, CHMG, IVV
Q4 2024 124$479.5MXLK, MSFT, AGG, CHMG, IVV
Q3 2024 121$494.4MXLK, MSFT, AGG, CHMG, XLV
Q2 2024 118$516.5MXLK, MSFT, XLV, XLE, CHMG
Q1 2024 121$518.0MXLK, MSFT, XLV, XLE, AGG